APPLICATION FORM (Only applicable for businesses registered in Singapore)

SME BANKING

Please allow up to 2 weeks for the application processing upon receipt of the duly completed application form and full documentation.
For enquiries, please contact our Relationship Officers at 1800-222-2200.

APPLICANT INFORMATION

Please incorporate our particulars contained in the ACRA Business Profile conducted based on our UEN below.
Registered Business Name (as per ACRA): Registration No/ UEN:
(if registered with ACRA)

Business Address: Mailing Address: (if different from Business Address) Nature of Business:

Postal Code: Postal Code:

Years in Active Operation: Business Premises: Main Operating Account: (Please tick one only)
Owned (Fully-paid) DBS Bank
Owned (Mortgaged) Others
No. Of Employees/ Staff:
Rented (Please specify which Bank)
Contact Person & Designation: Contact No Contact Email:
Dr/Mr/Mdm/Ms Office:
Mobile No.:
If you wish to be notified by the bank on your loan application status, please indicate your preferred mode of
communication.

SMS and/ or Email

Mobile No: Email Address (in capital letters):

(if different from the number indicated above) (if different from the contact email indicated above)

TYPE OF FACILITY REQUESTED

Amount Required Financing Period Security
Facility (S$) ( Years )
SME Working Capital Loan
(Max:5)
DBS Business Loan

DBS HP Facility/ Non-Revolving HP Line* (Please complete Appendix B)

*delete where applicable
N.A.
SME Fixed Assets
- HP Facility/ Non-Revolving HP Line* (Please complete Appendix B)
*delete where applicable

Overdraft N.A.
Eco Renovate Loan (Secured/Unsecured)
(Max:5)
*delete where applicable

Renovation Loan (Secured/Unsecured)

(Max:5)
*delete where applicable

Premium Financing Term Loan

Property
Account Receivables Term Loan (Max:4)
Accounts Receivables
Foreign Exchange Line N.A.

Corporate Card N.A. Fixed Deposit of

_____________________
Property Financing (Please complete Appendix C)
( CCY & Amt )
Property Term Loan Surety: __________________
NRIC / Reg No: ___________
Overdraft N.A.

Trade Financing ( EFS Trade Non-EFS Trade) (Please complete Appendix D)

Trade Financing (Import) Days (Max:180)

Trade Financing (Export) Days (Max:180)
Trade Financing (Import & Export) Days (Max:180)

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Co. Reg. No.: 196800306E Version: Jan 2024
 FACILITIES WITH OTHER FINANCIAL INSTITUTIONS
If the space provided is insufficient, please provide the information on a separate sheet of paper and attach it to this form.

Name of Bank/ Financial Institution Credit Limit (S$) Type of Facilities Monthly All in Interest Outstanding Security Provided
Installment (S$) Rate (%) Amount (S$)

ASSOCIATED/ RELATED COMPANIES

Name Registration No/ UEN (if registered with ACRA): (For Bank’s Use Only) CIN
1)

2)

3)

DECLARATION BY PRINCIPAL / GUARANTOR

NB: Sole Proprietor or at least one Key Partners / Director must be Singaporean or Singapore PR and aged between 21 and 60 years.
NB: All partners or directors of the Applicant are required to be guarantors.

PARTICULARS OF MAIN PRINCIPAL/ MAIN GUARANTOR PARTICULARS OF PRINCIPAL 2/ GUARANTOR 2

Please incorporate our particulars contained in the NRIC / Passport Please incorporate our particulars contained in the NRIC / Passport copies provided by
copies provided by us. us.
Name as in NRIC/ Passport (Dr/Mr/Mdm/Ms): Name as in NRIC/ Passport (Dr/Mr/Mdm/Ms):

NRIC/ Passport No: Gender: DOB: (DD/MM/YYYY) NRIC/ Passport No: Gender: DOB: (DD/MM/YYYY)
Male Female Male Female

Nationality: Nationality:
Singaporean Others Singaporean Others
Singapore PR Malaysian Singapore PR Malaysian
Singapore PR-Indonesian Indonesian Singapore PR-Indonesian Indonesian
Contact Telephone No: Occupation: Contact Telephone No: Occupation:

Years of industry experience: Years of management experience: Years of industry experience: Years of management experience:

Residence: Residential Type: Residence: Residential Type:

Owned (Fully-paid) HDB Owned (Fully-paid) HDB
Owned (Mortgaged) Condo/ Apartment Owned (Mortgaged) Condo/ Apartment
Rented/ Others_____________ Landed Rented/ Others_____________ Landed
(Please specify) (Please specify)

PARTICULARS OF PRINCIPAL 3/ GUARANTOR 3 PARTICULARS OF PRINCIPAL 4/ GUARANTOR 4

Please incorporate our particulars contained in the NRIC / Passport Please incorporate our particulars contained in the NRIC / Passport copies provided by
copies provided by us. us.
Name as in NRIC/ Passport (Dr/Mr/Mdm/Ms): Name as in NRIC/ Passport (Dr/Mr/Mdm/Ms):

NRIC/ Passport No: Gender: DOB: (DD/MM/YYYY) NRIC/ Passport No: Gender: DOB: (DD/MM/YYYY)
Male Female Male Female

Nationality: Nationality:
Singaporean Others Singaporean Others
Singapore PR Malaysian Singapore PR Malaysian
Singapore PR-Indonesian Indonesian Singapore PR-Indonesian Indonesian
Contact Telephone No: Occupation: Contact Telephone No: Occupation:

Years of industry experience: Years of management experience: Years of industry experience: Years of management experience:

Residence: Residential Type: Residence: Residential Type:

Owned (Fully-paid) HDB Owned (Fully-paid) HDB
Owned (Mortgaged) Condo/ Apartment Owned (Mortgaged) Condo/ Apartment
Rented/ Others_____________ Landed Rented/ Others_____________ Landed
(Please specify) (Please specify)

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Co. Reg. No.: 196800306E Version: Jan 2024
 PARTICULARS OF CORPORATE GUARANTOR

Please incorporate our particulars contained in the ACRA Business Profile conducted based on our UEN below.
Registered Name per ACRA Registration No / UEN Date of Registration Country of Incorporation Relationship with Customer

REFERRAL DETAILS ( Please indicate N.A. if not applicable )

I was/we were referred to the Bank for this loan application by the following agency / intermediary. I am/we are aware that a reward may be paid to the agency /
intermediary who introduced me/us, and for the purposes thereof, I/we consent to you disclosing to such agency / intermediary (including its agents/consultants/referrers)
that this application was made, whether it was successful and any other information relating to this application and the loan as you deem fit.
Name of Agency / Intermediary

Name of Agent / Consultant / Referrer

AGREEMENT
By signing this application form, the Applicant confirms that the signatories below are duly authorized to represent it to submit this application form to DBS Bank Ltd. (the “Bank”) and to agree to the
terms in this application form and below:
(1) Applicant confirms that (a) all information and documents provided to the Bank in connection with this application are true, complete and accurate; (b) it has disclosed all information which it
knows or should reasonably know and has not withheld any material fact that will affect the Bank’s assessment of this application.
(2) Applicant authorises the Bank to conduct due diligence and credit checks on it as the Bank deems necessary.
(3) Applicant consents to the Bank disclosing any information relating to it or this application form (a) to any entity of the DBS Group. “DBS Group” means DBS Bank Ltd. and its affiliates; (b)
pursuant to or where required by law, rule or regulation; (c) where required or requested by any judicial, governmental, supervisory or regulatory body (including without limitation Enterprise
Singapore) or stock exchange having oversight of DBS Group; (d) to any person for the purposes of assessing or processing the Applicant’s request in this application form.
(4) Applicant may provide personal data to the Bank (including without limitation personal data of its office holders, employees, shareholders, guarantors and beneficial owners) in connection with
this application and establishing and maintaining the Applicant’s relationship with the Bank. When providing any personal data to the Bank, Applicant confirms that it is lawfully providing the
data for the Bank to use and disclose for the purposes of: (a) providing products or services to the Applicant; (b) meeting the operational, administrative and risk management requirements of
DBS Group; and (c) complying with any requirement, as DBS Group reasonably deems necessary, under any law or of any court, government authority or regulator.
(5) The Bank has the absolute right to approve or reject this application without assigning any reason whatsoever and that all documents provided in connection with this application shall become
and remain the property of the Bank. The grant of any banking facilities (if any) would be on such terms and conditions as the Bank may specify.
(6) If this application form and any documents are submitted to the Bank via fax or other electronic means, the Applicant acknowledges that such methods of transmission may not be secure and
agrees that the Bank shall not be liable for any loss or damage which the Applicant may incur or suffer, directly or indirectly, arising from or in connection with the Applicant’s use of such
methods of transmission.
(7) Applicant acknowledges that where it has requested insurance arrangements, where applicable, a representative from the relevant insurance company will contact it to provide a quotation and
issuance is not guaranteed. This application form is not a contract of insurance. The full details of the terms, conditions and exclusions of these insurances are provided in the policy that it
will receive upon acceptance of its application by the insurer or in the Master Policy lodged with DBS Bank Ltd, in which case an individual Certificate of Insurance will be issued to it upon
confirmation of cover.
(8) For Trade Financing under the Loan Insurance Scheme instituted by Enterprise Singapore (including replacement or variation scheme) (“LIS”):
(a) Applicant understands that the application and the financing quantum is subject to (i) the Bank’s approval in its absolute discretion and (ii) the agreement of the relevant underwriters under
LIS that the Bank has underlying policies with; and
(b) Applicant agrees to pay the prevailing premium rate payable on the approved loan amount under LIS, as may be determined by the underwriters from time to time. The premium payable is
non-refundable and the Applicant consents to such premium being debited from its current account maintained with the Bank upon the Bank’s approval of its application. Notwithstanding the
Bank’s approval of the application, the Bank reserves the right not to proceed with activation of the LIS facility if the credit balance in its current account is insufficient to pay the premium
payable under LIS.

(9) Applicant confirms that the property does not fall under the following excluded transactions:
- Undervalued transactions
- Properties as gifts
- Transactions with unfair preferences

By signing this application form, I/we, the proposed guarantor(s), agree to the following:
(1) I/we confirm that all information and documents provided by me/us to the Bank in connection with this application are true, complete and accurate and we have disclosed all information which
I/we know or should reasonably know and have not withheld any material fact that will affect the Bank’s assessment of this application.
(2) I/we authorise the Bank to conduct due diligence and credit checks on us as the Bank deems necessary.
(3) I/we consent to the Bank disclosing any information (including personal data) relating to me/us or information provided by us in this application form (a) to any entity of the DBS Group. “DBS
Group” means DBS Bank Ltd. and its affiliates; (b) pursuant to or where required by law, rule or regulation; (c) where required or requested by any judicial, governmental, supervisory or
regulatory body (including without limitation Enterprise Singapore) or stock exchange having oversight of DBS Group; (d) to any person for the purposes of assessing or processing the
Applicant’s request in this application form.
(4) Where I am an individual: (a) I consent to the incorporation of the DBS Privacy Policy, available at www.dbs.com/privacy as may be amended, supplemented and/or substituted from time to
time, (the “DBS Privacy Policy”) into this application form; (b) I consent to the Bank’s use, collection and disclosure of my personal data in accordance with the DBS Privacy Policy and this
application form; and (c) if I provide the Bank with personal data of any individual, I undertake, represent and warrant to the Bank that I have obtained such individual’s consent for or consent
on behalf of such individual to the collection, processing, use and disclosure of his/her personal data by the Bank in accordance with the DBS Privacy Policy and this application form. If there
is any conflict or inconsistency between this application form and the DBS Privacy Policy, the former shall prevail. Any consent given pursuant to this paragraph shall survive death, incapacity,
bankruptcy or insolvency of any such individual.
(5) Where we are not an individual, we may provide personal data to the Bank (including without limitation personal data of our office holder, employee, shareholder and beneficial owner) in
connection with us standing as guarantor for the Applicant. By providing personal data to the Bank, we confirm that we are lawfully providing the data for the Bank to use and disclose for the
purposes of: (a) all matters in connection with the Bank’s assessment of the request in this application form and assessing our suitability to stand as guarantor; (b) providing products or
services to the Applicant; (c) meeting the operational, administrative and risk management requirements of DBS Group; and (d) complying with any requirement, as DBS Group reasonably
deems necessary, under any law or of any court, government authority or regulator.

All Sole Proprietor / Key Partners / Directors / Guarantors to sign below

Applicant and/or* Guarantor Applicant and/or* Guarantor

Name (as in NRIC/Passport): Name (as in NRIC/Passport):

Date: Date:
*delete where applicable *delete where applicable

Applicant and/or* Guarantor Applicant and/or* Guarantor

Name (as in NRIC/Passport): Name (as in NRIC/Passport):

Date: Date:
*delete where applicable *delete where applicable

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Co. Reg. No.: 196800306E Version: Jan 2024
Business Insurance Needs:

Please arrange on our behalf:

Fire Insurance. I/We understand that a S$250 administration fee is Equipment All Risk Insurance
chargeable should I/we choose to arrange for alternative insurance.

I/We would like to discuss our business insurance needs.

Please contact Dr/Mr/Mdm/Ms __________________________________________ at Contact No. ______________________ to discuss the following:

Protect Business Human Assets (LIFE Insurance) Protect Business Operation Assets (GENERAL Insurance)
(for Business Continuity, Key Person Protection, Loan (WICA, Personal Accident, Professional Indemnity, Marine Cargo, Cyber,
Protection, Staff Retention etc) Business Interruption Insurance etc)

A representative from an insurance company will contact you directly for an assessment. There is no guarantee that an insurance policy will be issued and the issuance of an insurance policy will be
at the sole discretion of the insurance company. For the avoidance of doubt, this application form is not a contract of insurance.

Please mail or fax this form & the required supporting documents listed below to:
Blk 531 Upper Cross Street
Hong Lim Complex #01-51 (2nd Storey)
Singapore 050531
Attn: IBG SME Banking S1-BD2 (CP No: HL0001)
Fax no: 65 62233705
(Application form must be completed in full and should reach us no later than two weeks from the date of this application)

DOCUMENTS TO SUBMIT:
Photocopy of NRIC (front and back) of director(s) and guarantor(s)
Income Tax Notice of Assessment for the last 2 years of sole proprietor/ key partners/ directors
Bank Statements for the last 3 months (if operating account is not maintained with DBS)
Financial Statements (audited where applicable) for the last 2 years (latest financial statements should be less than 18 months old).
Latest Management Accounts (including full Balance Sheet)
For Professional Practices (Not Registered with ACRA)
 A copy of a confirmation from the relevant authority on the constitution of firm and name(s) of sole proprietor/ partners
 Original letter stating equity partners & authorized signatures (for partnership only)
Business Plan for business with less than 2 years in operation

SUPPORTING DOCUMENTS TO SUBMIT:

For Property Financing applications:
Signed copy of Sale & Purchase Agreement / Option to Purchase for property
Tenancy Agreement
Property Loan Statement of Accounts from existing financier for the past 6 months (refinancing applications)
For HP Facility applications:
Quotation / Pro-forma invoice / Sales contract
For Trade Financing applications under LIS:
Loan Insurance Scheme Application Form
Enterprise Financing Scheme (EFS) Application Form (for EFS Trade application)
For Eco Renovate Loan applications:
Signed copy of Eco Renovate Loan Checklist (Contractor Copy)
Copy of the Contractor’s Quotation/invoice

For Bank’s Use Only:

Address of Foreign Guarantor (For NEW Customer to Bank):

Name of Guarantor: Name of Guarantor: Name of Guarantor:

Address: Address: Address:

Postal Code: Postal Code: Postal Code:

Business Classification: For increase in Overdraft / Foreign Exchange Line / Trade Financing, pls indicate:
Maintain existing guarantor(s)
Tick to indicate New guarantor as per application herein
Latest Business Classification (DBSIC) in AOS* to apply
(*Already checked that record is updated for use) Total revised limit ( including existing limit ) : S$ ______________________

Financial Package: Other Remarks/Recommendations:

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Co. Reg. No.: 196800306E Version: Jan 2024