January 25, 2024

National Stock Exchange of India Limited BSE Limited

Exchange Plaza Phiroze Jeejeebhoy Towers
Bandra Kurla Complex Dalal Street
Mumbai – 400 051 Mumbai – 400 001

Symbol : EQUITASBNK Scrip Code : 543243

Dear Sir

Sub: Submission of Investors presentation

Pursuant to Regulation 30 and other applicable clauses of SEBI (Listing Obligations and
Disclosure Requirements) Regulations, 2015, please find enclosed the Investors presentation
on the Unaudited Financial Results of the Bank for the quarter and nine months ended
December 31, 2023.

The same is also available on the website of the Bank and can be accessed using the below link
Click here

Kindly take the above information on record.

Thanking you,

Yours faithfully,
For Equitas Small Finance Bank Limited
Digitally signed by NATARAJAN
RAMANATHAN
DN: c=IN, o=Personal,

NATARAJAN
pseudonym=b32c4ff5af64843e72b58ce60c3
53405,
2.5.4.20=88b6d46570e69ab209245c40d75f3

RAMANATHAN
794dd2012661a3bfca662d2d60208e98631,
postalCode=600075, st=TAMIL NADU,
serialNumber=311be2c6d6a94657abc0c5f6d
41449126b6b956de629c31b0c1fb590e068c9
e3, cn=NATARAJAN RAMANATHAN
Date: 2024.01.25 15:06:06 +05'30'

N Ramanathan
Company Secretary

Encl: a/a
Investor Presentation
Q3FY24

BEYOND BANKING
When you bank with us, you contribute towards a better society
Disclaimer
Disclaimer:

The information in this document, including facts and figures, is being provided by Equitas Small Finance Bank Limited (the “Bank”) for informational purposes only and could be
subject to change without notice. The information has also not been independently verified. No representation or warranty, express implied, is made as to the accuracy, completeness
or fairness of the presentation and the information contained herein and no reliance should be placed on such information. The Bank or any other parties whose name appears herein
shall not be liable for any statements made herein or any event or circumstances arising therefrom.

This presentation or any part of it or the fact of its, form the basis of, or be relied on in connection with, any contract or commitment therefore. This document has not been and will
not be reviewed or approved by any statutory or regulatory authority in India or any other jurisdiction or by any stock exchanges in India or elsewhere This document and the
contents hereof are restricted for only the intended recipient(s). This document and the contents hereof should not be (forwarded or delivered or transmitted in any manner
whatsoever, to any other person, other than the intended recipients(s) or reproduced in any manner whatsoever. Any forwarding, distribution or reproducing of this document in
whole or in part is unauthorized.

Forward Looking Statements:

Certain statements in this document with words or phrases such as “ will”,“ etc. and similar expressions or variation of these expressions or those concerning our future prospects are
forward looking statements. Actual results may differ materially from those suggested by the forward looking statements, due to a number of risks or uncertainties associated with
the expectations. These risks and uncertainties include, but not limited to, our ability to successfully implement our strategies, change in government policies etc. The Bank may, from
time to time, make additional written and oral forward looking statements, including statements contained in the Bank’s filings with the stock exchanges and our reports to
shareholders.

The Bank does not undertake to update any forward looking statements that may be made from time to time by or on behalf of the Bank.

GNPA ,NNPA & Gross Advances across the presentation refers to GNPA, NNPA & Gross Advances including IBPC sold

2
 Table of Contents

1. Key Highlights

2.
Financial
Performance

3. Advances

Liabilities &
4.
Branch Banking

5. Digital Banking

6. Financials

3
Key Highlights

4
 Snapshot
Operational Asset Offerings Liability Profile Financials

Gross Advances: Total Deposits: PAT for Q3FY24:

18 States and UTs Rs. ^32,776 Cr [Rs.24,915 Cr] Rs. 32,385 Cr [Rs. 23,362 Cr] Rs. 202 Cr [Rs. 170 Cr]
SBL- 37%, VF - 25%, CASA – 33%, TD – 67%
MFI- 18%, HF-12%
MSE – 4%, NBFC – 3%
Disbursements for Q3FY24: Third Party Products: Shareholders funds:
963 Banking Outlets Rs. 4,740 Cr [Rs. 4,797 Cr] LI Premium- CRAR –20.24%
SBL – 30%, VF - 26%, Rs 31.30 Cr [Rs 29.20 Cr] Tier I – 19.69%
363 ATMs Tier II – 0.55%
MFI – 29%, HF- 9% , Mutual Fund AUM-
MSE – 3%, NBFC – 0% Rs 281 Cr [Rs 211 Cr]
Demat A/C opened -4031 Nos
Asset Quality: Daily Average Cost of
302 Business NIM for Q3FY24:
^GNPA: 2.38% [3.46%] Funds for Q3FY24: 8.37% [9.01%]
Correspondents *GNPA: 2.29% 7.36% [6.41%]
NNPA: 1.06% [1.73%] SA – 6.14%, TD – 8.16%
PCR: 55.97% [50.84%]
Yield on Advances: CASA Ratio: RoA: Q3FY24 at 1.98% [2.21%]
21,679 employees 17.59% for Q3FY24 [17.01%] 33% [46.24%] RoE: Q3FY24 at 14.44% [14.94%]
Figures in [] represent Q3FY23 data| *Advance for the purpose of GNPA/NNPA calculation includes Securitization book |^ Gross Advances includes IBPC

5
Key Highlights
Key message
• Robust Gross Advances growth at 32% YoY and 5% QoQ . Net of IBPC and securitization, net advances growth at 25% YoY
• Yield on disbursement improved by 120 bps to 18.77% in Q3FY24 Vis a Vis 17.57% in Q3FY23
• Robust TD growth of 73 % YoY supported by 61% YoY growth in retail TD
• Only ~23% of Incremental deposits during the quarter funded by Bulk Term Deposits
• During Q3FY24, Bank has securitized/assigned advances worth Rs 1390 Cr

Profit & Loss

• NII grew 21% YoY and 3 % QoQ, Other income grew 46% YoY and 15% QoQ
• Opex grew 23% YoY and 2% QoQ ; PPoP grew 29% YoY. PPoP to assets stands at 3.53% for the quarter
• PAT stood at Rs. 202 Crs for Q3FY24, growth of 19% YoY and 2% QoQ
• PAT for 9MFY24 stood at Rs 591 Cr, growth of 54% as compared to 9MFY23
• Profit on Sale of Investments accounted for Rs 26.91 Crs during Q3FY24
• RoA and RoE for Q3FY24 remains resilient at 1.98% and 14.44% respectively

6
Highlights
Asset Quality & Provisioning
• GNPA improved by 108 bps YoY to 2.38% in Q3FY24 as compared to 3.46% in Q3FY23 ; including securitization book, GNPA would stand at 2.29%
• NNPA improved by 67 bps YoY to 1.06 % in Q3FY24 as compared to 1.73% in Q3FY23
• Gross Slippages Stands at 3.99% for Q3FY24 as compared to 5.03% in Q3FY23 as business environment normalizes

Business Update

• Used Car Advances Crossed Rs 1000 Crs during Q3FY24

• Repeat Customers for MF segments climbs to 53%
• Merchant OD introduced during Q1FY23 crosses Rs 800 Crs in Q3FY24
• ASBA services pick up momentum,18K Customers availed ASBA services during the quarter
• Added 7 new branches during Q3FY24 across AP,Delhi,Karnataka and TN
• “Selfe Loans” – A customer mobile App for borrowers launched .The app aims to significantly improve customer
experience and also enable customers to apply for new loans.

Digital platforms Rs 865 Crs 50,000

Deposits – Digital Accounts Loan App downloads

7
Our Presence Map not to scale . Districts present in | Branch network
States Advances (%) Deposits (%)
Andhra Pradesh 2% 3%
Chandigarh - 3%
Chhattisgarh 1% 2% 27 Punjab Himachal Pradesh 3

Delhi 1% 8% 1 Chandigarh
Uttarakhand 1
30 Haryana
Gujarat 5% 6% Delhi 15
68 Rajasthan
Haryana 2% 5%
Himachal Pradesh 0.14% Uttar Pradesh 15

Karnataka 12% 9%
60 Gujarat
Kerala 0.18% 1% Madhya Pradesh 57
Madhya Pradesh 3% 4% Chhattisgarh 24
Maharashtra 14% 12%
152 Maharashtra
Punjab 2% 7% Telangana 20
Rajasthan 4% 6%
Tamil Nadu & Andhra Pradesh 35
50% 29% 109 Karnataka
Pondicherry
Telangana 3% 3% Puducherry 4
Uttar Pradesh 1% 2%
7 Kerala Tamil Nadu 335
Uttarakhand 0.26% -
Financial Performance – Quarterly Trends

9
Key Ratios
Daily Avg Cost of Funds Net Interest Margin (NIM) Cost to Assets RoA

7.36%
7.21%
6.94% 9.01% 9.10% 6.42% 6.42% 6.37%
8.76% 6.10% 5.98%
6.61% 8.43% 8.37%
6.41% 2.21% 2.28% 2.10% 2.03%
1.98%

Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24 Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24 Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24 Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24

Credit Cost GNPA & NNPA Provision Coverage Ratio RoE

GNPA NNPA

1.29% 3.46% 57.79% 57.72%

1.05% 56.90% 15.52%
2.60% 2.60% 55.97% 14.94%
0.84% 0.84% 0.83%
2.12%
2.38% 14.54% 14.62% 14.44%
50.84%

1.73% 1.14% 1.12% 0.91% 1.06%

Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24 Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24 Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24
Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24

10
Income Evolution
Net Income Evolution (Rs. Cr) PPoP / Assets (%)

743 766 785

707
647 3.79%*
3.62%
3.53%
3.42% 3.38%
^
215 185
127 150 161

Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24 Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24
NII Other Income (Net)

Other Income [Net] Contribution^ (%) Liability Fee Income (Rs .Cr)

23 21
3.00%

19
18
16
2.50%

2.00%

2.58% 13
12 15 16
1.82%
1.50%

1.64% 1.64% 1.65%

11
1.00%

0.50%

TPP Income General & Other Income

0.00%

-0.50%

Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24 Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24

^Other income Excludes Rs 70 Crs Income from Sale to ARC in Q4FY23 *Core PPoP – PPoP excluding income from sale to ARC

11
Yield & Cost of Funds Trend
18.77%
June
Particulars March 2023 Sept 2023 Dec 2023
2023
18.34% 18.30%
CD Ratio 103.27 100.95 94.52 91.49

CD Ratio 91.55 90.22 86.47 84.97

17.59% (after reducing
17.57%
refinance
17.39% 17.41% borrowings from
advances)
17.13%
17.01% 17.06%

7.36%
7.21%
• ~ 85% of the portfolio is fixed rate loans with a average tenure of
6.94% 2.5 Yrs
6.61%
6.41% • Impact of rising Cost of Funds mitigated by raising portfolio yields

Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24 • NIM impacted additionally due to increased balance sheet
liquidity as CD ratio improves

Yield on Disbursements (%) Yield on Advances (%) Cost of Funds (%)

12
Opex evolution
Rs. Cr Q2FY23 Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24
Employee expenses 275 292 304 328 332 346
Other expenses (net of digital
187 182 207 224 232 229
expenses)
Depreciation 21 21 25 29 33 35
Total Operating expenses 483 495 536 581 597 610
No. of employees 18,962 20,005 20,563 20,996 21,862 21,679

Cost to Income
65.05%
63.95% 64.37%
62.87% 62.88%

*
58.09%

Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24

* Including the Income from ARC Sale of Rs 70 Crs

13
Advances

14
Advances evolution
Rs Cr Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24 YoY % Contribution %
Micro Finance & Micro Loans 4,600 5,225 5,626 5,878 6,056 32% 18%

Small Business Loans (SBL) 9,312 10,083 10,787 11,493 12,285 32% 37%

Housing Finance 2,463 2,873 3,206 3,582 3,884 58% 12%

Vehicle Finance 6,203 6,971 7,342 7,777 8,093 30% 25%

Used CV 3,226 3,463 3,540 3,675 3,762 17% 11%

New CV 2,404 2,793 2,960 3,118 3,234 35% 10%

Used Car 573 715 842 984 1097 91% 3%

MSE Finance 1,172 1,175 1,093 1,095 1,167 0% 4%

NBFC 872 1,184 1,178 1,042 887 2% 3%

Others† 293 350 369 362 404 38% 1%

Gross Advances 24,915 27,861 29,601 31,229 32,776 32% 100%

† Others includes loan-against-gold, unsecured business loans, overdrafts against fixed deposits ,staff loans and reverse repo of more than 14 days

15
Disbursements evolution
Rs Cr Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24 YoY %

Micro Finance & Micro Loans 1,340 1,676 1,464 1,406 1,380 3%

Small Business Loans (SBL) 1,260 1,464 1,361 1,494 1,435 14%

Housing Finance 427 557 438 500 439 3%

Vehicle Finance 1,334 1,591 1,169 1,341 1,238 -7%

Used CV 699 743 551 668 621 -11%

New CV 477 635 408 429 392 -18%

Used Car 158 213 210 243 225 43%

MSE Finance 92 88 91 102 152 66%

NBFC 261 425 135 25 0 -100%

Others† 83 116 100 93 95 15%

Total Disbursements 4,797 5,917 4,757 4,961 4,740 -1%

† Others includes loan-against-gold

16
Segmental Details
Number of Live ATS @ ATS @
Product Segment GNPA (%) PCR (%)
Loans Disbursement (Lacs) Portfolio (Lacs)
Micro Finance 20,13,573 0.49 0.30 3.26% 78.77%
Small Business Loans (SBL) 2,63,709 7.07 4.66 1.76% 26.59%
Housing Finance 36,963 11.80 10.51 1.00% 30.13%
Vehicle Finance 2,09,391 5.25 3.86 2.91% 57.90%
MSE Finance 3,007 *74.73 38.82 7.73% 63.93%
NBFC 52 - 1,705.27 0.54% 100.00%

SBL Product Mix VF Product Mix

5% 14%
G LAP
33% UCV
M LAP
46% NCV
BL
50% Used Car
12%
Agri 40%

*Excludes TReDS

17
 Asset Quality Trend
950 4.00%

3.46%
2.60%
3.50%

2.60%
850

750

2.12% 2.38% 3.00%

2.50%

1.73%
650

1.12%
2.00%

0.91% 1.06%
550

450
1.14% 1.50%

1.00%

350

0.50%

250

0.00%

150

861 423 724 312 770 325 660 279 750 330 -0.50%

50 -1.00%

Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24

GNPA (Rs. Cr) NNPA (Rs. Cr) GNPA % NNPA %

GNPA Movement (Rs. Cr) Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24

Opening GNPA Balance 870.26 861.36 723.96 770.18 660.50
Add: Additions during the period 286.46 190.59 213.94 256.81 312.19
Less:
i. Upgradations 144.81 125.71 87.38 114.86 102.71

ii. Recoveries (excluding recoveries made from upgraded accounts) 69.37 84.79 49.38 167.92 69.77

iii. Technical or Prudential write-offs 27.71 9.21 3.37 8.41 17.15

Write-offs other than those under (iii) above 53.47 108.28 27.59 75.32 32.80
Closing GNPA Balance 861.36 723.96 770.18 660.50 750.26

18
Strengthening Provision Coverage
Asset Classification Nature
Provisioning Provisioning PCR
as per IRAC as per Equitas

Sub-standard Secured 15% 24% 57.79% 57.72%

56.90%
Unsecured 25% 69% 55.97%

Doubtful-1 Secured 25% 61%

50.84%
Unsecured 100% 100% 50.49%

Doubtful-2 Secured 40% 86% 48.46%

Unsecured 100% 100%

76 9 27 90 14 28
Doubtful – 3 Secured 100% 100% Q1FY23 Q2FY23 Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24
Additional Provision (in crs) PCR
Unsecured 100% 100%

19
Liabilities & Branch Banking

20
 Deposits Evolution
CA SA CASA TD CASA+TD
as on 31 Dec 2023
[Current Account] [Savings Account] [Low cost deposits] [Term Deposits] [Customer Deposits]

Balance (Cr) 921 9,672 10,593 ^21,792 32,385

as a % of total borrowings (Rs. 34,498 Cr) 3% 28% 31% 63% 94%
as a % of total deposits (Rs. 32,385 Cr) 3% 30% 33% 67% 100%
^Includes Certificate of Deposits of Rs 367 Crs

Customer Deposit Evolution (Rs. Cr)

20,490 21,792
17,067
14,649
12,576
10,021 9,758 9,801 9,535 9,672

765 942 841 814 921

Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24

CA SA TD

21
Customer Deposit Profile
Elite Book (Rs. Cr) Savings Slab Wise (%) Deposit Category

5% 7% 7% OTHERS 9%
13,393 14,156 Upto 1 Lac
11,550 12,617
11,071 1 Lac to 1 Cr
18% 1 Cr to 10 Cr TRUSTS 2%
10 Cr to 100 Cr
62% 100 Cr +
GOVT./LOCAL
Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24 BODIES 6%

Retail & Bulk ^TD Mix Term Deposit Slab Wise (%)
PVT.CORPORATES 4%
34% 39% 38% 39% 38%
33% <2Cr
66% 61% 62% 61% 62% BANKS 19%
2Cr to <10Cr
62% 10 Cr+

5% INDIVIDUALS 60%
Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24
Retail TD Bulk TD

^TD excludes certificate of Deposits | Retail TD as defined by RBI

22
Funding Profile
In Rs Cr Q3FY23 Q2FY24 Q3FY24 Funding Profile Mix
TD 12,576 19,706 21,425
5%
Certificate of Deposits - 784 367 4% CASA
Refinance 2,410 2,481 2,113 6% 28% TD *
CASA 10,817 10,350 10,593 Refinance
Securitization/Assignment - - 1390 IBPC

IBPC 1200 2080 1830 Securitisation/Aassignment

58%
Others (Repo & Market Repo) 330 - -
Total 27,333 35,401 37,718 * Includes Certificate of Deposits

Daily Average Cost of Funds (%)

7.21% 7.36%
6.94%
6.41% 6.61%

6.25% 6.23% 6.19% 6.17% 6.14%

6.61% 7.01% 7.45% 7.91% 8.16%

Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24

Deposit cost - SA Deposit cost- TD Cost of Funds

23
Treasury Update
The Bank’s total net Investment portfolio of Rs. 8,475 Crore comprises of SLR and Non-SLR securities

Category ( In Rs. Cr) Q3FY24

SLR 7,756
Non SLR 719
Total 8,475

Borrowings & Liquidity

• The Bank’s Certificate of Deposits (CD) programme has highest rating at A1+ from India Rating, CareEdge Ratings & Crisil.
• The Bank’s issuer rating has been rated AA-/Stable by India Rating & CareEdge Ratings.
• Liquidity Coverage Ratio (LCR) as on 31.12.2023 is 211.63%
• Additionally, the Bank has adequate eligible advances available to raise funds through refinance or IBPC whenever required
which provides strong cushion to ALM position of the Bank.

Profit on Sale of Investments for the quarter is Rs. 26.91 Crore

24
Financials

25
Balance Sheet
Particulars (in Rs Cr) Dec-23 Dec-22 YoY % Sept-23 QoQ%
Capital & Liabilities
Capital 1,131 1,254 -10% 1,122 1%
Reserves & Surplus 4,584 3,386 35% 4,357 5%
Networth 5,715 4,640 23% 5,479 4%
Deposits 32,385 23,362 39% 30,839 5%
Borrowings 2,113 2,740 -23% 2,481 -15%
Other Liabilities & Provision 1,368 1,064 29% 1,330 3%
Total 41,580 31,805 31% 40,129 4%
Assets
Cash and Balances With Reserve Bank of India 2,348 1,303 80% 1,306 80%
Balances With Banks and Money At Call and Short Notice 57 28 101% 17 234%
Investments 8,475 6,181 37% 8,551 -1%
Advances 29,210 23,277 25% 28,768 2%
Fixed Assets 565 232 143% 560 1%
Other Assets 926 784 18% 928 0%
Total 41,580 31,805 31% 40,129 4%
Gross Advances 32,776 24,915 32% 31,229 5%

26
Profit & Loss Account
Particulars (in Rs Cr) Q3FY24 Q3FY23 YoY% Q2FY24 QoQ%
Interest Income from Loans 1,274 959 33% 1,225 4%
Income on Investments 149 81 84% 126 18%
Interest on balances with RBI and other inter bank funds 6 23 -75% 8 -25%
Total Interest Income 1,429 1,063 34% 1,359 5%
Finance Cost
Interest on deposits 573 357 61% 522 10%
Interest on RBI / inter-bank borrowings 24 11 122% 16 54%
Other interest 46 48 -4% 55 -17%
Total Finance Cost 644 416 55% 593 8%
Net Interest Income 785 647 21% 766 3%
Other Income^
Asset Fee Income 118 95 24% 105 12%
Treasury & PSLC Fee Income 30 8 302% 18 70%
Liability & Distribution Income 37 24 57% 38 -2%
Total Other Income^ 185 127 46% 161 15%

^Other income is net of digital expenses

27
Profit & Loss Account
Particulars (in Rs Cr) Q3FY24 Q3FY23 YoY% Q2FY24 QoQ%
Net Income 971 774 25% 927 5%
Employee Cost 346 292 19% 332 4%
Opex* 264 203 30% 265 0%
Total Operating Expenditure 610 495 23% 597 2%
PBT before provision & Write-off 360 279 29% 330 9%
Credit Cost 84 50 69% 63 34%
PBT 276 229 20% 267 3%
Taxes 74 59 25% 69 7%
PAT 202 170 19% 198 2%
*Opex is exclusive of digital expenses

28
Key Ratios - Annual
Cost of Funds Net Interest Margin (NIM) Cost to Assets RoA

8.13% 8.06% 9.11% 6.96% 6.75%

7.34% 7.19% 9.00% 6.34% 6.16% 2.04%
6.58% 6.38% 5.52% 6.00% 1.70%
1.89%
1.45% 1.39%
8.55% 8.54% 8.56% 1.10%
8.44%

FY19 FY20 FY21 FY22 FY23 9MFY24 FY19 FY20 FY21 FY22 FY23 9MFY24 FY19 FY20 FY21 FY22 FY23 9MFY24 FY19 FY20 FY21 FY22 FY23 9MFY24

Credit Cost GNPA & NNPA Provision Coverage Ratio RoE

GNPA NNPA

2.60% 4.06% 14.53%

2.26% 58.59% 56.90% 55.97% 12.70% 12.55%
3.59% 9.84%
1.79% 43.38% 45.22% 42.73% 9.85%
1.56% 2.53% 2.72% 2.60% 2.38%
7.75%
0.99% 0.91%

1.44% 1.67% 1.52% 2.37% 1.14% 1.06%

FY19 FY20 FY21 FY22 FY23 9MFY24 FY19 FY20 FY21 FY22 FY23 9MFY24 FY19 FY20 FY21 FY22 FY23 9MFY24 FY19 FY20 FY21 FY22 FY23 9MFY24

29
CSR Initiatives

30
CSR Initiatives SKILL TRAINING
Women Trained:
Inception Year - 2008
Q3FY24 - 9874
CHILDREN SCHOLARSHIP FREE CATARACT SURGERIES
Cumulative - 653152
Beneficiaries:- Beneficiaries:-
Q3FY23 – 13 Q3FY24 – 871
Cumulative - 2571 Cumulative - 36630

DIFFERENTLY ABLED WOMEN EMPOWERMENT

Financial help: Exhibitions Conducted:
Inception Year - 2008 Inception Year - 2008
Q3FY24 - 1117 Q3FY24 - 21
Cumulative - 169579 Cumulative - 124
PAVEMENT DWELLERS
REHABILITATION
Beneficiaries:
Q3FY24 – 332
JOB PLACEMENTS Cumulative - 4080 TRANSGENDER INCLUSION
Placed Youth: Beneficiaries:
Inception Year – 2014 Inception Year - 2008
Q3FY24 - 4579 Q3FY24 - 36
Cumulative - 269022 Cumulative - 455

FLOOD RELEIF WORK - MICHAUNG CYCLONE SRINGERI SARADHA EQUITAS - CANCER

Food packs, Rice bags, Ration, Lunch and Snacks HOSPITAL
were distributed at flood affected areas in Cancer & Multi Specialty Hospital accessible &
Chennai, Tirunelveli & Tuticorin, 500+ families MEDICAL CAMPS affordable cancer care, especially for the
benefitted. Camps Conducted: underprivileged.
Q3FY24 - 1254
Cumulative - 45085
 Beyond
Banking
28K+ Reach

Circle of Life – Rebirth of farmer’s passion

https://youtu.be/KrJ-1SWjZks?si=XnKjN4DtiLBsRriI

Investor Relations

Equitas Small Finance Bank Limited

Website – https://ir.equitasbank.com/
Email – [email protected]
Twitter - @EquitasIR

4th Floor, Phase II, Spencer Plaza, No. 769, Mount Road, Anna Salai,
Chennai 600 002, Tamil Nadu

32