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CV-Rakshita Devadiga - 01.04.2023

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41 views2 pages

CV-Rakshita Devadiga - 01.04.2023

Cv

Uploaded by

cajayesh22
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Rakshita Devadiga

CA, B.Com
Secure a responsible career opportunity to fully utilize my training and skills, while making a significant
contribution to the success of the company

WORK EXPERIENCE
[email protected] Credit Manager
ICICI Bank (January 2021 – till date) Thane , Maharashtra
Achievements/Tasks
8693824749

• Credit underwriting of various proposals including working capital facilities , post


A/2 Jagruti Apt., Rajaji shipment , pre shipment facilities, bank guarantee, derivatives, letter of credit , term
Path , Mhatre Nagar , loans and ECLGS facilities as per various program and policies of the bank .
Dombivali (East) - 421201, Responsible for comprehensive analysis of portfolio ranging from ticket sizes of INR
Mumbai , India 10 Million to INR 200 Million for various working capital facilities.
• Conducting personal discussion with the applicant to understand the end use of
Date of Birth the funds, business process and conducting Market reference check.
01st March 1997
• Analysis of Financial statements including preparation of CMA, analysis of audit
SKILLS reports, bureau reports, Crilic report , Banking analysis, probe , save risk reports ,
valuation reports to understand the credit worthiness of appraisal .
Team Player
• Assessing the limit on basis of financial projections, business risks and other non
financial parameters as per case to case basis.
Analytical skills
• Renewal ranging from ticket sizes of INR 10 Million to INR 200 Million .
• Verification of documents for Risk control unit.
LANGUAGES
• Tracking of NPA & business in stress to ensure smooth limit reduction/
English restructuring.
• Monitoring delinquency and portfolio Movement of cases disbursed in order to
ensure no interest servicing is delayed & all the sanction conditions are complied with.
Tulu • Preparation of Note and recommending the case for approval as per the policy
laid down by the bank in Coordination with other department such as Sales,
Operation and RCU Team within specified TAT.
Hindi • Assisted in the roll out of newly launched credit underwriting system of appraisal
of upto 50 Mn by providing suggestions and training to team members in the due
process .
Marathi • Underwriting for the unsecured business loan upto 5 Mn for different entities as
banking variant , financial variant and GST variant of the bank.
• Responsible for comprehensive analysis of portfolio ranging from ticket sizes of
INR 10 Million to INR 200 Million for working capital facilities.

INTERESTS

Travelling Cooking

Singing
Rakshita Devadiga

ARTICLESHIP EXPERIENCE
Article Assistant
rakshitadevadiga1@gmai
l.com M/s RSVA & Co., Chartered Accountants
(August 2016 to July 2020) Thane , India
Achievements/Tasks
• Gained Knowledge and experience in Income Tax Return Filing of Individuals
8693824749 and Non –Audit cases of Business Entities.
• Conducted Tax Audits u/s 44AB of the Income Tax Act, 1961 and preparation
of Tax Audit Report (3CA, 3CB & 3CD) for corporate & non-corporate.
• Accounting and finalization of financial statements and related notes of various
Thane -421201, India entities.
• Statutory audit of Private companies and a Government Company (Export Credit
Guarantee Corporation Ltd)
TECHNICAL • Concurrent Audit of Banking companies. (Syndicate Bank and Bank of
SKILLS Maharashtra)
• Company law related works such as filing E form with MCA – Incorporation,
Conversant with : MS Annual Filings, Other compliance forms as per companies Act, 2013 (MGT 14,
Excel , Director appointment/Resignation etc).
• Gained experience of Monthly , Quarterly filing of GST Returns, accounting for the
same .
Taxation Software :
• GST Audits and VAT Audits of various business entities.
Taxbase
• Estimation and payment of corporate advance tax.
• Advising corporate and non-corporate clients on tax issues.
CONFERENCES & • Preparation and Application for DIN, GST Number, Service Tax Number, VAT
OTHER number
ACHIEVEMENTS • Registration of GST of existing dealers registered under MVAT, Service Tax.
• Preparation and filing of TDS Returns, Service Tax, VAT Returns and Profession
Secured Best Analyst Tax Returns.
Award for Q2 FY 2022-
23 for highest
disbursement within PROFESSIONAL QUALIFICATIONS
specified TAT.
Credentials Institute Year of Passing Aggregate Marks
Secured 2nd Rank in CA Final – Group I November 2019 208/400
ICAI
FYBcom Examinations CA Final – Group II May 2019 200/400
IPCC– Group I November 2015 206/400
Secured 2nd Prize in ICAI
IPCC– Group II May 2016 152/300
Economics Seminar
Group Presentation held CPT ICAI` June 2014 130/200
by College

Successfully passed the ACADEMIC QUALIFICATIONS


National India Quiz on Board/ Year of Year of
Insolvency & Credentials Percentage
University Completion Completion
Bankruptcy Code 2016,
held by IBBI I in July Kelkar Education
Bachelor of University
2020 Trust’s V. G. Vaze 2017 76
Commerce of Mumbai
College, Mulund (E)
Secured 3rd Rank in
The S.I.A Junior
XIth Commerce Maharashtra
12th College, 2014 86.92
State Board
Dombivali (W)
I.E.S’s Chandrakant
Maharashtra
10th Patkar Vidyalaya, 2012 84
State Board
Dombivli (E)

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