PGPM FLEX

Faculty Name Prof. Ramya Pattabiraman Year/Term 22-24 /6

Course Name Financial Analytics No. of Credits 03
No of Contact Hours 20 Session Duration 90

About the Instructor:

Chartered Accountant and Cost Accountant with 15+ years of corporate experience
in various boutique consulting firms in Audit, Pricing, Corporate Finance, Strategy,
Mergers and Acquisitions, Valuations, Project Management, Risk Management, Data
Analytics and Visualization.
Email: [email protected]

Course Objectives and Key Take Away

 Have a better understating of the financial environment with respect to risks and appreci-
ation of the different kinds of risks prevalent.
 Understand and learn the various techniques for evaluation of credit risk, market risk &
operating risk.
 Appreciate the regulatory framework in this context especially in the Banking Domain.
 Understand some of the risk mitigation techniques in practice.
 Develop a level of sophistication required to answer financial risk analytics inquiries.

Learning Goals (Please don’t change this paragraph as this is related to

program learning goals): In addition to the course objectives mentioned above,
students should expect to develop the following by end of the course

Goal 1: Understanding & Application of Functional Knowledge in Business: Students will

be able to contribute to organizations by demonstrating adequate functional knowledge and
awareness of business environment by pursuing this program

Goal 2: Identify / understand ethical dilemmas & demonstrate ethical behavior: Students
will understand the importance of ethical behavior and demonstrate the same in their student /
professional lives. Students will be able to identify ethical dilemmas in cases / caselets and
suggest ways of resolving the same.

Goal 3: Develop decision making skills through problem solving using qualitative analysis
and quantitative methods: Students will demonstrate leadership and problem solving skills,
supported by appropriate analytical and quantitative techniques.
Goal 4: Effective communication and interpersonal skills: Students will be effective
communicators and demonstrate ability to work in groups.

GL graduates will be effective leaders / develop leadership traits to lead people / teams in
organizations and institutions.

Suggested Readings / Course Materials : Faculty may come up with their own course
pack, which may be put together using different sources rather than limiting to one text or
reference book.

Additional Readings:

 Risk Management and Financial Institutions; John C. Hull; Wiley

 Value at Risk by Philippe Jorion
 Basic Econometrics by Gujarati, D. N., Porter, D. C., & Gunasekar, S.

EVALUATION COMPONENTS:

EVALUATION
PERCENTAGE
COMPONENTS
MID TERM EXAMINATION
20%
(mandatory)
END TERM EXAMINATION
40%
(mandatory)
INDIVIDUAL QUIZ OR ANY OTHER
INDIVIDUAL COMPONENT
-
(LEARNING PLAN, ASSIGNMENT,
HOMEWORK)
CASE ANALYSIS, ASSIGNMENTS,
GROUP PROJECTS, REPORTS, 40%
PRESENTATION

TOTAL 100%

COURSE MATERIAL AND HANDOUTS:

Soft copies of course material including case studies will be uploaded to e-learning platform
“Learning Exchange”. Hard copies will be distributed prior to the class and will be available at
resource center

SESSION WISE TOPICS AND READINGS:

Table 3. Session Wise Details

Session No-1
Session Title Introduction to Financial Statement Analysis
Reading Material
Additional
Reading
Case Title
Pedagogy Discussion
Session No-2
Session Title Role of Financial Institutions
Reading Material
Additional
Reading
Case Title
Pedagogy Discussion
Session No-3
Session Title Types of Risk and Risk Framework
Reading Material
Additional
Reading
Case Title
Pedagogy Case Studies
Session No-4
Session Title Credit Risk – Basel Norms & Credit Rating
Reading Material
Additional
Reading
Case Title
Pedagogy Discussion & Hands on
Session No-5
Session Title Credit Risk - Corporate
Reading Material
Additional
Reading
Case Title
Pedagogy Discussion & Hands on

Session No-6
Session Title Credit Risk – Retail
Reading Material
Additional
Reading
Case
Pedagogy Discussion & Hands on
Session No-7
Session Title Market risk
Reading Material
Additional
Reading
Case Title
Pedagogy Discussion & Hands on
Session No-8
Session Title Value At Risk
Reading Material
Additional
Reading
Case Title
Pedagogy Discussion & Hands on
Session No-9
Session Title Sharpe Ratio, Efficient Frontier
Reading Material
Additional
Reading
Case Title
Pedagogy Discussion & Hands on
Session No-10
Session Title Credit Derivatives
Reading Material
Additional
Reading
Case Title
Pedagogy Discussion & Hands on
Session No-11
Session Title Operating Risk
Reading Material
Additional
Reading
Case Title
Pedagogy Discussion & Hands on
Session No-12
Session Title Types of Operating Risk
Reading Material
Additional
Reading
Case Title
Pedagogy Case Studies
Session No-13
Session Title Risk Mitigation Techniques
Reading Material
Additional
Reading
Case Title
 Pedagogy Discussion & Hands on
Session No-14
Session Title Project Discussion
Reading Material
Additional
Reading
Case Title
Pedagogy Discussion & Presentation
Session No-15
Session Title Project Presentation
Reading Material
Additional
Reading
Case Title
Pedagogy Discussion & Presentation
Session No-16
Session Title Summary & Key Takeaways
Reading Material
Additional
Reading
Case Title
Pedagogy Discussion

PROJECT SCHEDULE

ATTENDANCE

Regularity in Attendance

Regular attendance is considered extremely important in the PGPM FLEX. All students
therefore, must comply on regular attendance in class. The relative deduction of grade points
due to shortage of attendance is explained in the table below. Students having attendance of
less than 60% (irrespective of medical certificates) shall not be permitted to appear for the
examination in that term/academic year and will carry “F” grade in the course.

Unauthorized absence from class/institute will be considered a breach of discipline and the
Institute will be free to take appropriate action in such cases. The same student will be asked to
face disciplinary committee. Students will not be given any attendance for any committee
related activities which warrants them to drop from the class. They are required to undertake
all committee related work beyond class hours.
Under extra-ordinary circumstances, students may obtain leave of absence under the following
rules and procedures:

 Prior permission of the Director PGPM FLEX must be obtained for availing of leave.
Students are not permitted to go out of station during the terms. In the event of
students visiting their local guardian for overnight stay, they must inform the
Director PGPM FLEX and admin office (Officer in charge of hostels) and only travel
after receiving a proper gate pass. If a student is noticed to be out of station for
overnight without any intimation to the Director PGPM FLEX, disciplinary action will
be taken against him/her to the extent of debarring the student from appearing in
the examinations.
 In case of sickness, medical certificate issued and/or countersigned by the doctor
along with the prescribed application form must be submitted to the PGPM FLEX
Office within 3 days of joining classes after illness. No student shall be allowed to
join the program unless he/she presents a medical fitness certificate duly endorsed
by a Medical Officer of the designated hospital only. No medical certificates from
doctors other than the Institute approved hospital will be entertained.

 Institute's approved hospital’s Medical Officers will issue medical certificates only in
case of diagnosed illness where they are convinced that the student is too ill to
attend classes. These include hospitalization, communicable diseases (chicken-pox,
jaundice and typhoid) and accidental injuries (fractures, deep traumas).

 For grounds other than sickness, leave will be allowed to students in exceptional
cases depending on the genuinity of the case by the PGPM FLEX Director. However
no compensatory attendance and examination will be held for the period of leave.
Students will be awarded grades on the basis of their attendance level and
performance only in the classes from which they were present. Before applying for
leave to the Director PGPM FLEX a student should contact his/her course instructors
to ensure that he/she is not missing any quizzes or examinations during the leave
period.

 The PGPM FLEX Office or the faculty concerned will not be responsible for the
student losing any segment of evaluation on account of his/her leave. No
compensatory opportunity will be given for quizzes and other class room based
components on account of leave of any kind.

Student Attendance for Sessions

 Student attendance for every session will be recorded through QR Code based scanning
method in the LMS CAMU portal.
 QR Code scanning and record attendance option is enabled only on mobile devices
through MyCamu app for students.
  QR code will be displayed by the Faculty or the Junior Faculty at any random time during
the session to enable student’s record their attendance. Once QR code is displayed,
students are expected to record / submit attendance using their mobile devices within
the QR code display window.
 Display of QR code might be done more than once during the session as preferred by
the faculty. In case of QR code being shown more than once within the same session,
the last attempt will only be considered as final. Hence, students who have already
given in the first attempt also need to repeat the QR capture when it is shown second or
third time within the same session.
 QR code scanning missed for any reason will be considered as absent and any claims /
excuses need to be taken up with the respective Faculty / Junior Faculty only for
considerations.
 Students who faced issues in QR code scan for attendance capture in any session need
to take up their request for changes / considerations with the respective Faculty / Junior
Faculty within the same day. Attendance, once published will not be changed /
amended under normal circumstances.

Attendance and Performance Grade Penalty

Each student is expected to attend a minimum of 80% of classes in each course. The
grade penalty will be imposed on all the students who do not meet the minimum 80%
attendance requirements in each course in the following manner:

Attendance of Student Performance Grade Penalty

More than or equal to 70% but less
One grade drop (e.g. from A to A-)
than 80%
More than or equal to 60% but less Two grade drop (e.g. from A to
than 70% B+)
Less than 60% F grade will be awarded

If a student gets D grade in a particular course and also gets a grade drop due to
attendance shortage, 'D' will become an 'F' grade.

If a student fails to meet the specified attendance requirement, his/her grade in the
respective course(s) would be lowered by the Director PGPM FLEX in accordance with
the grade penalty rules laid down above.
Exiting and Entering –

Students are expected to remain in the classroom, be mentally alert, and participate in
the class proceedings for the duration. If a student must leave early for unavoidable
reasons, that student should obtain permission from the professor before the class
begins. Leaving and re-entering the class is not permitted, except under extraordinary
circumstances. Faculty members may cross check the attendance and if a student is
found absent in the class, the case will be sent to discipline committee and actions will
be taken by the committee.

Norms of Behavior

Students should demonstrate respect for Faculty and fellow students. Respectful
behavior contributes to the enhanced learning experience. Students should refrain from
disruptive behavior such as eating, using laptops, and holding side-conversations. Using
laptops during is allowed only on the instruction of the professor. If necessary, the
students are expected to seek redress for grievances at a proper forum instead of
seeking an immediate solution.

All grievances may be addressed to the PGPM FLEX-Director or respective functional

heads and in his absence, to the Executive Director. In such cases, a copy should be
marked to the above.

Respect the Facilities-

Students are expected to help maintain chairs, display screen, desktop computers, LCDs,
tables, window curtains and electrical fittings in good usable condition and not damage
them or render them useless. Students are expected not to destroy the classroom
ambience. The cost of damage, loss or theft on account of students will be recovered
from them. When this cannot be attributed to one student, the cost will be recovered
from an identifiable group of which the individual is a part or from the entire batch.
Students are expected to use cans to dispose of trash. They are also encouraged to
remove defacing or unclean material voluntarily.

Essentially, students should always use proper reporting and escalating mechanisms for
concerns and issues. Under no circumstances should students take matters into their
own hands. Students are expected to use only the students’ dining hall for dining.
Classrooms or any of the other administrative or academic areas shall not be used for
dining.

Great Lakes has adopted the principle of preserving the environment. Therefore, it tries
to inculcate in the minds of its students and staff, a sense of being one with nature
causing no harm anytime, anywhere, and under any circumstances which will result in
damage to the environment.

Smoking, chewing tobacco and drinking alcohol in and around the premises is strictly
prohibited. Severe penalties will accrue to those students caught violating this.

Use of Laptops in the class-

Use of laptops in the class is strictly prohibited during class hours, unless specifically
authorized by the Faculty or the Academic Administration.

Use of Mobile / other electronic devices

Use of Mobile devices during online or offline sessions are permitted purely for
the purpose of QR Code attendance capture and not for other purposes. Students are
not to use mobile devices for login to zoom sessions and it is preferable to attend online
session only through Web portal of CAMU. Use of any other electronic devices inside
the classroom / online session is not allowed under normal settings.

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