Riverland - Cattle Farm

ADDRESS CONTACT
10200 Bolsa Ave, Westminster, CA, 92683 (650) 359-3153
http://www.example.com [email protected]

Business
Plan
[YEAR]

Prepared By

John Doe

No use crying over spilled milk

Information provided in this business plan is unique to this business and confidential; therefore, anyone reading this
plan agrees not to disclose any of the information in this business plan without prior written permission of the
Company
Table of Contents

Executive Summary 5

Objectives 6

Mission 6

Keys to Success 7

Financial Summary 7
Net Income 7

Business Overview 8

Business Summary 9

Business Ownership 9
John Doe 9

Jimmy Doe 9

Company History 10
Past Performance 11

Products 12

Products & Services 13

Market Analysis 14

Market Summary 15

Market Segmentation 15
Market Analysis (Pie) 16

Target Market Segment Strategy 16

Industry Analysis 16
Competition and Buying Patterns 17

Strategy and Implementation 18

SWOT Analysis 19

Competitive Edge 20

Marketing Strategy 20

Riverland - Cattle Farm | Business Plan [YEAR] 2/39

 Sales Strategy 20
Sales Forecast 21

Sales by Year 21

Milestones 22

Detailed Budget 22

Operating and Direct Costs 23

Management Summary 25

Management 26
John Doe 26

Personnel Plan 26

Financial Plan 27

Important Assumptions 28

Break-even Analysis 28

Projected Profit and Loss 29

Projected Cash Flow 32

Projected Balance Sheet 33

Business Ratios 35

Appendix 37

Sales Forecast 38

Personnel 38

Profit and Loss 38

Cash Flow 38

Balance Sheet 38

Riverland - Cattle Farm | Business Plan [YEAR] 3/39

 Business planning that’s simpler and faster than you think
Creating a business plan using Upmetrics to start and grow a business is literally the easiest
thing in the World. Simply read the instructions and fill in the blanks. It’s as simple as that.

❛ Upmetrics has everything you need to create a

comprehensive business plan. ❜
AI-powered Upmetrics Assistant
AI-powered insights to streamline your plan
Not sure where to start? Upmetrics’ AI Assistant will
automatically generate ideas for each section of your plan and
offer improved versions of your writing, adjusting for tone, voice,
and grammar or spelling errors.

Financial Forecasting Tool

All the financials are calculated for you
Forget the complex formulas and clumsy spreadsheets —
with automatic financials and drag-and-drop forecasting, you
can finish your plan faster and be confident that your
numbers are accurate.

Business Plan Builder

Guides you like a business mentor
Upmetrics’ step-by-step instructions, prompts, and the library of
400+ sample business plans will guide you through each section
of your plan as a business mentor.
1.

Executive Summary
Objectives
Mission
Keys to Success
Financial Summary
Riverland - Cattle Farm | Business Plan [YEAR] 5/39
  Riverland

Riverland is a small family-owned cattle farm located in Phoenix, Arizona that sells beef calves
and hay. John Doe and Jimmy Doe Both grew up in families that raised cattle and over the last
four years have been slowly building up their own farm to where it now has a total of just under
To unlock help try Upmetrics! 
fifty cows and calves.

Start
Thewriting here.. has been operating the farm on a part-time basis with the help of their son John
Doe family
and Jimmy and is prepared to take the farm to the next level. The family has all the necessary
skills, dedication, and experience to do well in the business, but lacks the necessary capital to
Objectives
take the next set in building and running a successful cattle farm.

Therefore, Riverland is seeking $1,944,390 in grant funding to purchase cows, land, and
 Riverland as well as provide for initial start-up capital for operations and building costs.
equipment

The Objectives of Riverland:

• Operate the farm on company-owned land

To unlock help try Upmetrics! 
• Build the farm up to 250-500 head of cattle by 2012
• Purchase all necessary equipment to operate cattle farm and cut hay
Start writing here..
• Obtain a $1.9 million grant to invest in building desired cattle operation
• Reach profits that allow the whole family to work for the company full-time and make
Missionsufficient incomes

 Riverland

The mission of Riverland is to own a family operated cattle farm that hires within the
community. The company’s goal is to raise, breed, and sell top-quality cattle while teaching
others how to tend and take care of them.
To unlock help try Upmetrics! 

Start writing here..

Riverland - Cattle Farm | Business Plan [YEAR] 6/39

Keys to Success

 Riverland

The keys to success for Riverland are:

• Healthy cattle that have all of their shots, enough food, and clean water
To unlock help try Upmetrics! 
• A good beef market
• Weather conditions
Start writing here..
• Low production costs

Financial Summary

Net Income

Financial Year Sales Gross Margin Net Profit

Year1 60,000 40,000 -30,000

Year2 160,000 90,000 40,000

Year2 310,000 200,000 150,000

Riverland - Cattle Farm | Business Plan [YEAR] 7/39

2.

Business Overview
Business Summary
Business Ownership
Company History

Riverland - Cattle Farm | Business Plan [YEAR] 8/39

Business Summary

 Riverland

Riverland is currently a small cow/ calf operation with an estimated 50 total calves and cows.
The farm sells beef calves to individuals and at the cattle auction. The company is completely
operated by the Doe family which entails checking, feeding, giving shots, weaning, tagging,
To unlock help try Upmetrics! 
banding, and paperwork.

Riverland
Start is looking to significantly increase the farm to 500 calves and 500 cows over the next
writing here..
five years. The farm is looking for grant funding to initiate the expansion of the farm through
investment in land, cattle, equipment, and operation costs.
Business Ownership

 Riverland

Riverland is a private family-owned sole proprietorship. The current owners, John and Jimmy
are planning to put the business in an LLC or S-Corporation structure shortly after receiving
grant funding. Mr. Doe doesn’t anticipate adding any additional ownership in the future outside
To unlock help try Upmetrics! 
of their son, John, and Jimmy.

Start writing here..

John Doe
Owner & CEO - [email protected]

Jimmy Doe
Owner & CEO - [email protected]

Riverland - Cattle Farm | Business Plan [YEAR] 9/39

Company History
Riverland is heading into its fourth year of operation. The farm began to purchase cattle and
equipment significantly in 2007 and 2009 to put the business in a position to grow. Both John and
Jimmy's families had cows and calves when they were growing up and they decided to continue a
family tradition. Riverland is now looking to turn the corner and make the farm a full-time operation.

Past Performance Year1 Year2 Year3

Sales $10,605 $11,587 $11,363

Gross Margin $860 $11,587 $11,363

Gross Margin % 8.11% 100.00% 100.00%

Operating Expenses $33,928 $24,184 $43,184

Inventory Turnover 0.00 0.00 0.00

Balance Sheet Year1 Year2 Year3

Current Assets

Cash $4,550 $5,500 $9,750

Inventory $0 $0 $0

Other Current Assets $13,500 $13,500 $13,500

Total Current Assets $18,050 $19,000 $23,250

Long-term Assets

Long-term Assets $71,046 $94,047 $94,047

Accumulated Depreciation $6,025 $21,527 $38,700

Total Long-term Assets $65,021 $72,520 $55,347

Total Assets $83,071 $91,520 $78,597

Current Liabilities

Accounts Payable $654 $343 $540

Current Borrowing $2,600 $2,300 $2,100

Riverland - Cattle Farm | Business Plan [YEAR] 10/39

 Past Performance Year1 Year2 Year3

Other Current Liabilities (interest free) $0 $0

Total Current Liabilities $3,254 $2,643 $2,640

Long-term Liabilities $13,500 $45,000 $43,000

Total Liabilities $16,754 $47,643 $45,640

Paid-in Capital $0 $0 $0

Retained Earnings $89,640 $87,061 $46,283

Earnings ($23,323) ($43,184) ($13,326)

Total Capital $66,317 $43,877 $32,957

Total Capital and Liabilities $83,071 $91,520 $78,597

Other Inputs

Payment Days 30 30 30

Past Performance

Riverland - Cattle Farm | Business Plan [YEAR] 11/39

3.

Products
Products & Services

Riverland - Cattle Farm | Business Plan [YEAR] 12/39

Products & Services

Riverland sells beef calves. The calves are sold to both individuals with the majority of the cattle going
to auction to cattlemen who put them on a feedlot until they are big enough to be sold to the market.
The cattle are usually sold at auction in Arizona. There are very few people in the Phoenix, Arizona
community that have cattle, so if they want a calf the farm will sell them what they need at a price per
pound basis that is similar to the going rate at the auction.

Riverland - Cattle Farm | Business Plan [YEAR] 13/39

4.

Market Analysis
Market Summary
Market Segmentation
Target Market Segment Strategy
Industry Analysis
Riverland - Cattle Farm | Business Plan [YEAR] 14/39
Market Summary

 Riverland

Arizona’s beef cattle industry is an important part of the state's economy. It is even more
important to Arizona’s beef agricultural economy. There are cattle produced in every county in
Arizona. The beef industry in the state is primarily made up of locally owned family farmers.
To unlock help try Upmetrics! 
According to the National Cattlemen's Beef Association, 97 percent of the nation's cattle farms
are family-owned, and 42 percent have been in the same family for more than 50 years.
Start writing here..
The cattle industry converts locally produced resources, forages, into dollars that are “spent at
home” and supports the growth of local economies and jobs. Cattle also contribute to the
Market
aestheticSegmentation
environment of the state in that they help to maintain the "green space" that makes
Arizona attractive to both residents and tourists.
The cattle market is a commodities-based market. Prices are determined on a market demand basis.
Following are some facts about the Arizona beef industry that will illustrate its importance to
According to the United States Department of Agriculture Economic Research Service, the retail
Arizona and why it has grown to its current level:
equivalent value of the U.S. beef industry has remained between $70-75 throughout the last five years
and beef• More
production has are
Arizona's reduced slightly
involved to just
in beef over 26 than
production billion pounds
any other annually (2009).
agricultural enterprise.
There are 79,000 farms in Arizona and beef cattle are found on 42,000 (53.0 percent) of
The cattlethese.
market constantly fluctuates, but is and will continue to be a staple commodity with steady
demand. Large cattle farms face the most uncertainties, due to the effect price drops and increase in
• Arizona is one of the top beef-producing states in the nation. Arizona ranks 9th in the
feeding costs have on their return that is based on a low margin/ high demand basis.
nation in beef cow numbers and 15th in total cattle. Arizona exceeds all states east of the
Mississippi, except Kentucky, in numbers of cattle. Only Texas, Missouri, and Oklahoma
Market Analysis:
have more cow-calf operations than Arizona. More than 2.13 million cattle in Arizona are
valued at slightly more than $1.62 billion. Fifty-one percent of these cattle, or 1.2 million,
Potential
are beef cows.
Growth Year1 Year2 Year3 Year4 Year5 CAGR
Customers
• Arizona's beef cow numbers have increased by 360 percent since 1955. This increase
Cattle incan be attributed to several factors: the decline in dairy production; reduction in acres
1% 1,000,000 1,010,000 1,020,100 1,030,301 1,040,604 1.00%
Arizona devoted
State to row crop production; increase in pasture acreage; growth of local
manufacturing, resulting in off-farm employment opportunities; the age of the operator or
Cattle infarm owner; and the number of farms that have been passed on to the succeeding
Alsbrookgeneration.
10% 500
A large number of the550 605
state's cattle 666 reside on733
producers now this acreage10.04%
and
Farms have employment off the farm.

Total • The sale 1.01%

of cattle and calves is the
1,000,500 number one
1,010,550 source of agricultural
1,020,705 1,030,967 income in Arizona.
1,041,337 1.01%
The cattle industry has held this position for a number of years. The cash receipts from
the sale of cattle and calves during 2009 totaled $582 million which was 22.5 percent of
the state's total agricultural income and 1.2 times greater than the number 2 Agricultural
sales. These monies stay in the states and local economies. National Cattlemen's Beef
Association economists report that every dollar made in cattle sales is multiplied or
turned four times. This means that the state's cattle industry generates an additional $2.6
billion of business activity for the state's economy. This activity also contributes to sales
tax revenue.
• Beef production in Arizona is based on producing and marketing feeder cattle. Feeder
cattle production starts with cow-calf operations which make up 88 percent of the state's
beef operations. The remaining 10 percent are backgrounding or stocking operations.

Riverland - Cattle Farm | Business Plan [YEAR] 15/39

Market Analysis (Pie)

Target Market Segment Strategy

 Riverland

Riverland will focus on selling beef calves from the farm and hay production. These are optimal
revenue-producing streams for the farm and will utilize the family's operating resources. The
farm will maximize the use of running the farming operation on land that will be purchased by
To unlock help try Upmetrics! 
the far to minimize operating costs and create an asset for the farm.

John
Start andhere..
writing Jimmy come from a family in the cattle business and will only be expanding the
volume previously performed by the family. Additionally, the farm will have their son, INSERT
NAME involved on a full-time basis cutting and baling hay, which will be the farm's secondary
Industry Analysis
revenue source.

 Riverland

Beef cattle production in Arizona is based on the inventory of beef cows. Arizona is one of the
top producing states in the nation. Arizona ranks ninth in beef cow numbers and is one of the
top four states in cow-calf operations. Of the states of the US, only Arizona has more cattle.
To unlock help try Upmetrics! 

Beef cattle are produced on 51% of the farms in Arizona. Of 42,000 plus beef cattle farms most
arewriting
Start small here..
operations: 37,000 farms have 1-49 beef cows, 4100 have 50-99, 1375 have 100-500
and 25 have more than 500 beef cows.

Riverland - Cattle Farm | Business Plan [YEAR] 16/39

  Riverland

Riverland sells beef calves and hay of high quality to various buyers. In the last few years, no
one predicted the severity of the market correction and certainly, no one predicted all of the
ramifications across world economies and markets. US consumers do not have as much
To unlock help try Upmetrics! 
disposable income to spend on beef steaks. Consumers saw their 401K plans lose 40% of its
value and many saw the value of their homes decrease. Some suddenly found themselves in
Competition and Buying
the unemployment Patterns
lines. Many were forced to cut back on their purchases. This reduced the
demand for beef. More uncertainty in markets tended to lower prices. Retailers were and
Start writing to
continue here..
be unsure of what consumers will buy, and so they tend to reduce their purchases
from wholesalers. Processors do not want to be stuck with large inventories that they might
not be able to sell, so they tend to cut back on large purchases of commodities. This
uncertainty in the marketing channel furthers reduces demand for most commodities.
The reality is that the beef industry has lost a tremendous amount of equity in the last few
years. All of the factors that got us in the present condition are still with us. We may be
reaching a time when many lenders will cease to finance these struggling operations and they
will be forced to liquidate.

Riverland - Cattle Farm | Business Plan [YEAR] 17/39

5.
Strategy and
Implementation
SWOT Analysis
Competitive Edge
Marketing Strategy
Sales Strategy
Milestones
Detailed Budget
Operating and Direct Costs
Riverland - Cattle Farm | Business Plan [YEAR] 18/39
  Riverland

The focus on delivering high quality is the farm's strategy. Its method of implementation is
simply a reliance on the farm’s reputation for delivering the best quality in a forthright manner.

To unlock help try Upmetrics! 

Start writing here..

SWOT Analysis

Strength Weakness

• Riverland has strength in that it sells a The cattle market is based on the
high quality beef calves and hay of high commodities market. It’s a guess what the
quality to various buyers market will do. Speculation is based on past
• Family owned and operated years. If the demand for beef drops, imports
increase or dairy industry reacts to the
• High level of experience in industry
market pressure, beef prices will drop
• Selling stable commodity dramatically. The assumption is the demand
• Have local market and commodity market for beef will continue.
to sell to

Opportunity Threat

The focus on delivering high quality is an If the demand for beef drops, imports
opportunity for the Riverland in that there is increase or dairy industry reacts to the
always a market for the very best. There is market pressure, beef prices will drop
also opportunity within its reputation for dramatically. The assumption is that the
delivering the best quality in a forthright demand for beef will continue.
manner.

Riverland - Cattle Farm | Business Plan [YEAR] 19/39

Competitive Edge

 Riverland

With high input costs, Riverland continually refines and evaluates how resources are allocated.
The farm is family owned and operated, which allows for fluctuation and latitude in duties and
operation assignments.
To unlock help try Upmetrics! 

Additionally, the farm will utilize its own land to reduce expensive rent costs and have an asset
that
Start giveshere..
writing the farm additional value and equity.

Marketing Strategy

 Riverland

The marketing strategy is to deliver high-quality beef and a reliance on the Riverland reputation
for delivering the best quality in a forthright manner.

To unlock help try Upmetrics! 

Start writing here..

Sales Strategy

 Riverland

Riverland will continue to sell beef cattle to locals as well as to the commodities auction
market. The farm will have beef calves sold at the INSERT NAME in Arizona. Additionally, the
farm will utilize wholesale buyers that will come to the farm to buy cattle at auction pricing.
To unlock help try Upmetrics! 
There are also additional auctions throughout Arizona that can be utilized to sell cattle.

Start writing
Pricing ishere..
dependent upon the commodities market and subject to the law of supply and
demand.

Riverland - Cattle Farm | Business Plan [YEAR] 20/39

Sales Forecast

Riverland anticipates a sharp increase in sales in 2011 and 2012. The farm is currently focusing on
scaling up the size of the farm in 2010 and preparing for productive years ahead.

Year1 Year2 Year3

Sales

Cattle Sales $23,428 $160,000 $300,000

Hay Sales $5,709 $12,500 $15,000

Total Sales $29,137 $172,500 $315,000

Direct Cost of Sales 2010 2011 2012

Cattle $6,499 $50,000 $93,000

Other (processing materials) $300 $350 $600

Subtotal Direct Cost of Sales $6,799 $50,350 $93,600

Sales by Year

Riverland - Cattle Farm | Business Plan [YEAR] 21/39

Milestones
The accompanying table shows the specific milestones, with responsibilities assigned, dates, and
budgets represented in this plan are those which have determined to be the most important.

Start
Milestone End Date Budget Manager Department
Date

Secure Grant Funding

10/1/2010 12/1/2010 $0 Accounts
($1,944,390)

Land Purchase 10/1/2010 12/31/2010 $480,000 Purchasing

Main Cattle Barn and

11/1/2010 12/1/2011 $285,920 Purchasing
accessories

Personnel 1/1/2010 12/31/2011 $125,000 Personnel

Existing Operating
11/1/2010 12/31/2011 $45,100 Accounts
Expenses

Cows & Calves 11/1/2010 11/1/2012 $297,990 Purchasing

Equipment &
11/1/2010 12/31/2012 $710,380 Purchasing
Accessories

Totals $1,944,390

Detailed Budget

Land (192-acre farm, 3 pastures (already fenced), 5 pounds) 480,000.00

Cattle Barn (60' x 150' x 20') 125,000.00

Electrical 15,000.00

Water & Sprinkler System 10,000.00

Security System 10,000.00

Phone Office 1,200.00

Head Shuttle & Corral (for checking cows) 15,000.00

Loading Shuttle 1,000.00

Scale (for weighing cows) 1,200.00

Water Well 7,500.00

Drainage System (for barn) 10,000.00

Riverland - Cattle Farm | Business Plan [YEAR] 22/39

 Fans (10 @ $500) 5,000.00

Bio-Security Mats (prevent cows from getting foot rot. 20 @ $250) 5,000.00

Barrel Fans (4@$300) 12,000.00

Automatic Water trough (5@150) 750.00

Panels (16' -corral and inside cattle barn. 400@$100) 40,000.00

Gates (16' @ $164) 9,840.00

Treated Post (500 @ $15) 7,500.00

Misc. Tools & Equipment (shop brooms, wheelbarrows, scoops, and

1,430.00
ext.)

Septic System 2,500.00

Computer System (lab top and desktop computer) 6,000.00

Total 765,920.00

Operating and Direct Costs

Personnel Budget Amount

John Doe 45,000.00

Jimmy Doe 45,000.00

Jane Doe 30,000.00

Health Insurance 5,000.00

Operating Expenses

Existing Vehicles 32,000.00

Cattle Loans 11,000.00

Parts & Supplies 2,100.00

Cows & Calves

Feed, Mineral, & Protein 15,000.00

Wormer 1,140.00

Vet, Medicine, & Supplies 2,000.00

Riverland - Cattle Farm | Business Plan [YEAR] 23/39

 Mineral Twister Feeder (10 @ $145) 1,450.00

Hay Rings (25 & $500) 7,500.00

Cattle Rubs 2,200.00

Creep Feeders (10 @ $490) 4,900.00

Cabinets (for medical supplies) 1,000.00

250 broad cows (intent to eventually buy 500 head of

250,000.00
broad cows)

Bulls (8 @ $1500) 12,000.00

Refrigerator (for meds) 800.00

Total 468,090.00

Riverland - Cattle Farm | Business Plan [YEAR] 24/39

6.

Management Summary
Management
Personnel Plan

Riverland - Cattle Farm | Business Plan [YEAR] 25/39

Management

John Doe
Owner & CEO - [email protected]

John doe will act as the manager of all operations.

Duties with include:

Checking, feeding, putting out hay, doctoring, giving shots, weaning, putting tags
on ears, banding, and paperwork.

Personnel Plan
The personnel plan includes Arnold Doe as well as their son John Doe and Jimmy Doe, who will be
responsible for cutting, raking, baling hay, putting out hay, taking calves to sell, and help to work with
calves.

All additional staff will be paid on a part-time subcontract basis.

Personnel Plan Year1 Year2 Year3

Arnold Doe $2,000 $35,000 $45,000

John Doe $2,000 $35,000 $45,000

Jimmy Doe $1,000 $20,000 $30,000

Total People 3 3 3

Total Payroll $5,000 $90,000 $120,000

Riverland - Cattle Farm | Business Plan [YEAR] 26/39

7.

Financial Plan
Important Assumptions
Break-even Analysis
Projected Profit and Loss
Projected Cash Flow
Projected Balance Sheet
Business Ratios
Riverland - Cattle Farm | Business Plan [YEAR] 27/39
  Riverland

The financial plan is based on conservative estimates and assumptions. The company’s
investments in salaries, operating costs, equipment, land, and cattle are based on receiving
grant funding of $1,944,390.
To unlock help try Upmetrics! 

Start writing here..

Important Assumptions

 Riverland

The primary assumption made in this plan is that will receive grant funding. All interest
payment assumptions have been made at 10% to give a conservative margin in interest rate
fluctuations.
To unlock help try Upmetrics! 

Start writing here..

Break-even Analysis
The Break-even analysis for Riverland assumes an estimated monthly fixed cost of $3,402 with the
assumption that the average percent variable cost estimate is 23%; the monthly revenue break-even is
$4,438.

Break-even Analysis

Monthly Revenue Break-even $4,438

Assumptions:

Average Percent Variable Cost 23%

Estimated Monthly Fixed Cost $3,402

Riverland - Cattle Farm | Business Plan [YEAR] 28/39

Projected Profit and Loss

2024 2025 2026

Revenue $535,295.70 $682,271.20 $979,845

Beef Sales $61,626.20 $70,570.50 $97,933.90

Unit Sales 12,325 14,114 19,587

Unit Price $5 $5 $5

Dairy Products $393,669.50 $527,700.70 $793,711.10

Unit Sales 78,734 105,540 158,742

Unit Price $5 $5 $5

Breeding and Sale of

$80,000 $84,000 $88,200
Livestock

Unit Sales 80 84 88

Unit Price $1,000 $1,000 $1,000

Riverland - Cattle Farm | Business Plan [YEAR] 29/39

 2024 2025 2026

Cost Of Sales $95,294.36 $117,898.69 $163,114.96

General Costs $95,294.36 $117,898.69 $163,114.96

Livestock Maintenance
$15,000 $15,558 $16,138.20
Costs

Feed and Nutrition $9,600 $9,888 $10,184.64

Veterinary and Health Care $5,400 $5,670 $5,953.56

Production and Processing

$80,294.36 $102,340.69 $146,976.76
Costs

Dairy Processing $37,470.70 $47,759 $68,589.14

Meat Processing and

$42,823.66 $54,581.69 $78,387.62
Packaging

Revenue Specific Costs $0 $0 $0

Personnel Costs (Direct

$0 $0 $0
Labor)

Gross Margin $440,001.34 $564,372.51 $816,730.04

Gross Margin (%) 82.20% 82.72% 83.35%

Operating Expense $450,774 $461,432.28 $472,332.63

Payroll Expense (Indirect

$431,424 $441,761.28 $452,356.56
Labor)

Farm Management $110,880 $114,206.40 $117,632.64

Farm Manager $60,480 $62,294.40 $64,163.28

Assistant Manager $50,400 $51,912 $53,469.36

Animal Care $166,200 $170,124 $174,144.48

Veterinarian $60,000 $61,800 $63,654

Herdsmen $106,200 $108,324 $110,490.48

Riverland - Cattle Farm | Business Plan [YEAR] 30/39

 2024 2025 2026

General Maintenance $154,344 $157,430.88 $160,579.44

Maintenance Staff $118,944 $121,322.88 $123,749.28

Groundskeeper $35,400 $36,108 $36,830.16

General Expense $19,350 $19,671 $19,976.07

Farm Operating Expenses $6,000 $6,156 $6,291.72

Fencing Maintenance and

$2,400 $2,448 $2,472.48
Repair

Farm Utility Bills $3,600 $3,708 $3,819.24

Machinery and Equipment $9,500 $9,605 $9,713.15

Machinery Maintenance $3,500 $3,605 $3,713.15

Equipment Depreciation $6,000 $6,000 $6,000

Miscellaneous Expenses $3,850 $3,910 $3,971.20

Insurance $3,000 $3,060 $3,121.20

Property Taxes $850 $850 $850

Bad Debt $0 $0 $0

Amortization of Current
$0 $0 $0
Assets

EBITDA ($10,772.66) $102,940.23 $344,397.41

Additional Expense $15,609.17 $13,045.16 $10,911.55

Long Term Depreciation $10,740 $10,740 $10,740

Gain or loss from Sale of

$0 $0 $0
Assets

EBIT ($21,512.66) $92,200.23 $333,657.41

Interest Expense $4,869.15 $2,305.16 $171.55

EBT ($26,381.83) $89,895.07 $333,485.86

Riverland - Cattle Farm | Business Plan [YEAR] 31/39

 2024 2025 2026

Income Tax Expense /

$0 $0 $0
Benefit

Total Expense $561,677.53 $592,376.13 $646,359.14

Net Income ($26,381.83) $89,895.07 $333,485.86

Net Income (%) (4.93%) 13.18% 34.03%

Retained Earning Opening $0 ($38,381.83) $39,513.24

Owner's Distribution $12,000 $12,000 $12,000

Retained Earning Closing ($38,381.83) $39,513.24 $360,999.10

Projected Cash Flow

2024 2025 2026

Cash Received $535,295.70 $682,271.20 $979,845

Cash Paid $550,937.53 $581,636.13 $635,619.14

COS & General Expenses $114,644.36 $137,569.69 $183,091.03

Salary & Wages $431,424 $441,761.28 $452,356.56

Interest $4,869.15 $2,305.16 $171.55

Sales Tax $0 $0 $0

Income Tax $0 $0 $0

Net Cash From

($15,641.83) $100,635.07 $344,225.86
Operations

Assets Sell $0 $0 $0

Assets Purchase $130,000 $0 $0

Riverland - Cattle Farm | Business Plan [YEAR] 32/39

 2024 2025 2026

Net Cash From

($130,000) $0 $0
Investments

Amount Received $150,000 $0 $0

Loan Received $150,000 $0 $0

Common Stock $0 $0 $0

Preferred Stock $0 $0 $0

Owner's Contribution $0 $0 $0

Amount Paid $53,570.83 $56,134.84 $26,294.31

Loan Capital $41,570.85 $44,134.84 $14,294.31

Dividends & Distributions $12,000 $12,000 $12,000

Net Cash From

$96,429.17 ($56,134.84) ($26,294.31)
Financing

Summary

Starting Cash $0 ($49,212.66) ($4,712.43)

Cash In $685,295.70 $682,271.20 $979,845

Cash Out $734,508.36 $637,770.97 $661,913.45

Change in Cash ($49,212.66) $44,500.23 $317,931.55

Ending Cash ($49,212.66) ($4,712.43) $313,219.12

Projected Balance Sheet

2024 2025 2026

Assets $70,047.34 $103,807.57 $410,999.12

Current Assets ($49,212.66) ($4,712.43) $313,219.12

Cash ($49,212.66) ($4,712.43) $313,219.12

Riverland - Cattle Farm | Business Plan [YEAR] 33/39

 2024 2025 2026

Accounts Receivable $0 $0 $0

Inventory $0 $0 $0

Other Current Assets $0 $0 $0

Long Term Assets $119,260 $108,520 $97,780

Gross Long Term Assets $130,000 $130,000 $130,000

Accumulated Depreciation ($10,740) ($21,480) ($32,220)

Liabilities & Equity $70,047.32 $103,807.55 $410,999.10

Liabilities $108,429.15 $64,294.31 $50,000

Current Liabilities $44,134.84 $14,294.31 $0

Accounts Payable $0 $0 $0

Income Tax Payable $0 $0 $0

Sales Tax Payable $0 $0 $0

Short Term Debt $44,134.84 $14,294.31 $0

Long Term Liabilities $64,294.31 $50,000 $50,000

Long Term Debt $64,294.31 $50,000 $50,000

Equity ($38,381.83) $39,513.24 $360,999.10

Paid-in Capital $0 $0 $0

Common Stock $0 $0 $0

Preferred Stock $0 $0 $0

Owner's Contribution $0 $0 $0

Retained Earnings ($38,381.83) $39,513.24 $360,999.10

Check $0 $0 $0

Riverland - Cattle Farm | Business Plan [YEAR] 34/39

Business Ratios
The table below presents the business ratios for Alsbrook Farms. The Industry Profile comparisons for
“Beef Cattle Ranching and Farming” used for reference in this table.

The Standard Industrial Classification (SIC) Code 0212 and the North American Industrial
Classification Standard (NAICS) 112111 were used as subset options matching the industry of this
business.

Year1 Year2 Year3 Industry

Sales Growth 156.42% 492.03% 82.61% 1.50%

Percent of Total Assets

Inventory 0.42% 19.59% 15.31% 5.51%

Other Current Assets 2.66% 3.11% 3.68% 38.63%

Total Current Assets 23.04% 24.04% 24.74% 47.47%

Long-term Assets 76.96% 75.96% 75.26% 52.53%

Total Assets 100.00% 100.00% 100.00% 100.00%

Current Liabilities 0.97% 2.53% 0.72% 19.01%

Long-term Liabilities 2.02% 1.40% 0.43% 79.98%

Total Liabilities 2.98% 3.93% 1.15% 98.99%

Net Worth 97.02% 96.07% 98.85% 1.01%

Percent of Sales

Sales 100.00% 100.00% 100.00% 100.00%

Gross Margin 76.67% 70.81% 70.29% 71.78%

Selling, General & Administrative Expenses 159.96% 67.03% 65.16% 12.72%

Advertising Expenses 0.62% 0.17% 0.13% 0.36%

Profit Before Interest and Taxes -63.46% 8.22% 8.30% 5.06%

Main Ratios

Riverland - Cattle Farm | Business Plan [YEAR] 35/39

 Year1 Year2 Year3 Industry

Current 23.81 9.51 34.16 1.46

Quick 23.37 1.76 13.02 1.17

Total Debt to Total Assets 2.98% 3.93% 1.15% 98.99%

Pre-tax Return on Net Worth -1.24% 0.48% 1.17% 936.59%

Pre-tax Return on Assets -1.21% 0.46% 1.15% 9.43%

Riverland - Cattle Farm | Business Plan [YEAR] 36/39

8.

Appendix
Sales Forecast
Personnel
Profit and Loss
Cash Flow
Balance Sheet
Riverland - Cattle Farm | Business Plan [YEAR] 37/39
Sales Forecast
Insert Monthly Sales Forecast data

Personnel
Insert Monthly Personnel Forecast data

Profit and Loss

Insert Monthly Profit and Loss Projections

Cash Flow
Insert Monthly Cash Flow Projections

Balance Sheet
Insert Monthly Balance Sheet Projections

Riverland - Cattle Farm | Business Plan [YEAR] 38/39

Create a winning business plan that gets you funded
Creating a stunning and investment-ready plan requires no writing, graphic designing, or financial
planning expertise.

Upmetrics has all the features required to help you create a comprehensive business plan—from start to finish.
Make no mistakes, it’s the modern way of planning to structure ideas, make plans, and create stunning pitch
decks to awe investors.

Pitch decks that impress investors Interactive plans in no time

Create pitch decks that provide a visual Import business plan sections like—SWOT
representation of your business, engage analysis, comparison tables, and others to create
investors, and make them want to invest in your an interactive business plan. No designing skills
business idea. are required.

Stunning cover page designs 500+ sample business plans

With Upmetrics, you have the liberty to choose Simply import a template from our library of
from multiple stunning cover page designs. sample plans into the editor and start
Choose a creative design and make your plan customizing it to make it yours. It takes only a few
stand out. clicks to get started.

Online sharing made simple Collaborate with team in real-time

Upmetrics makes online sharing quick and easier Invite team members, initiate conversations,
for users. Easily share your business plans with a discuss ideas & strategies, share feedback, and
link while tracking reader activity. work on a business plan in real-time.