Key Fact Statement (KFS) for Deposit Accounts

BANK AL HABIB LTD Date

__________ branch IMPORTANT: Read this document carefully if you are considering opening a new account. It is available in English and Urdu. You may also use this
document to compare different accounts offered by other banks. You have the right to receive KFS from other banks for comparison.

Account Types & Salient Features: Current Plus Account

This information is accurate as of the date above. Services, fees and mark up rates may change on Quarterly basis. For updated fees/charges, you may visit our website at
www.bankalhabib.com or visit our branches.

Bank AL Habib Current Plus Account meets all your business related and individual needs for convenient and secure banking.
• Available in Current Account only • Free Bankers Cheques* • Free Internet/Mobile banking
• Free personalized cheque books* • Free PayPak Debit Card (Default)*
• Free online banking at any Bank AL Habib branch in Pakistan
• Customers can avail free PayPak Debit Card, Cheque Book & Banker's Cheque on the condition of maintaining a minimum monthly average balance of PKR 25,000/-.

Note:
Kindly refer Schedule of Charges (SOC) for exemptions of service charges.

Conventional
Particulars
Current Plus Account
Currency PKR
Minimum Balance for To open 0
Account To keep PKR 25,000 (To avail free services)
Account Maintenance Fee 0
Total Debit
0
Balance Limit
Total Credit
0
Balance Limit
Fund Transfer & Cash Withdrawal Limit 0
Free Life Insurance No
Service Charges
IMPORTANT: This is a list of the main service charges for this account. It does not include all charges. You can find a full list at our branches, on our website at
www.bankalhabib.com. Please note that all bank charges are exclusive of applicable taxes.
Conventional
Services Modes
Current Plus Account
Cash Transaction Intercity 0
Intra-city 0
Own ATM withdrawal 0
Other Bank ATM PKR 18.75
SMS Alerts Monthly ADC/Digital -
(without FED)
Clearing
PKR 90
For other transactions
Debit Cards Visa Silver PKR1400
(Issuance & Annual charges)
Visa Gold PKR 1750
Visa Platinum PKR 4000
UnionPay PKR 1250
Paypak 0 (on maintaining monthly average balance of 25,000)
Cheque Book Issuance 0 (on maintaining monthly average balance of 25,000)
Stop payment PKR 500 per instruction
Loose cheque PKR 30/cheque
Conventional
Services Modes
Current Plus Account
Remittance (Local) Banker Cheque / Pay Order 0 (on maintaining monthly average balance of 25,000)
Foreign Demand
USD 18
Draft
Remittance
Foreign Stop payment of FDD/FTT US$ 6 plus drawee bank charges at actual

Wire Transfer -
Annual 0
Half Yearly 0
Statement of Duplicate Statement of A/c upto 6 Months PKR 35
Account Statement of A/c Above 6 months Additional PKR 35 per 6 months
Statement of
Account
E-Statements
0
(Monthly)

ADC/Digital Free IBFT - Upto Rs. 25,000/- per month / per account. For additional amount above Rs. 25,000/- per month / per account, 0.1%
Fund Transfer Channels of the transaction amount or Rs. 200, whichever is lower will be charge

Others 0
Internet Banking
0
subscription
Digital Banking
Mobile Banking
0
subscription
Normal 0
Clearing Intercity PKR 300
Same Day PKR 500
Closure of Account Customer request 0
You Must Know
Requirements to open an account: To open the account you will need to satisfy some identification Unclaimed Deposits: In terms of Section 31 of Banking Companies Ordinance,
requirements as per regulatory instructions and banks' internal policies. These may include providing 1962 all deposits which have not been operated during the period of last ten years,
documents and information to verify your identity. Such information may be required on a periodic basis. except deposits in the name of a minor or a Government or a court of law, are
Please ask us for more details. surrendered to State Bank of Pakistan (SBP) by the relevant banks, after meeting the
Cheque Bounce: Dishonoring of cheques is subject to a criminal trial in Pakistan under Pakistan Penal conditions as per provisions of law. The surrendered deposits can be claimed
Code, 1860. Accordingly, you should be writing cheques with utmost prudence. through the respective banks. For further information, please contact your
Safe Custody: You are requested to do not share any personal information such as: Birth, mother’s relationship branch.
maiden name, Internet/Mobile Banking user ID & passwords, One Time Passwords, TPIN, Debit/Credit Closing this account: In order to close your account, kindly visit your Relationship
card number, PIN and CVV. In case you receive such email, please do not respond. Instead, we would Branch
appreciate it if you report these emails/SMS at [email protected] How can you get assistance or make a complaint?
Record updating: Always keep profiles/records updated with the bank to avoid missing any significant Unit Head- Customer Complaint Unit, Bank AL Habib Ltd
communication. You can visit your relationship branch to update your information. 4th Floor Plot no 30-C, Kahayan-e-Shahbaz, DHA Phase VI, Karachi.
What happens if you do not use this account for a long period? If your account remains inoperative Tel: (021) 35243570-71Helpline: (021) 111-014-014
for 12 months, it will be treated as dormant. You have to reactivate your account. Email: [email protected]/[email protected]
Website: www.bankalhabib.com
In case of unsatisfactory resolution, you may also write to the Banking Mohtasib
Pakistan at following address:

Banking Mohtasib Pakistan

Shaheen Complex, 5th floor, M. R. Kiyani Road,
Karachi.http://www.bankingmohtasib.gov.pk/
I ACKNOWLEDGE RECEIVING AND UNDERSTAND THIS KEY FACT STATEMENT
Customer Name: Date:
Product Chosen:
Mandate of account: Single/Joint/Either or Survivor
Address

Contact No.: Mobile No. Email Address

Customer Signature Signature Verified

Customer Signature Signature Verified

(Secondary-Incase of Joint
Account)