PROJECT PAPER

On
Financial Performance Analysis of Exim Bank Limited

SUBMITTED TO:
The Controller of Examination
National University
Gazipur-1704, Bangladesh

SUPERVISED BY:
Md. Wahidur Rahman Khan
Assistant Professor & Head
Department of Business Administration (DBA)
Ahsanullah Institute of Information & Communication Technology (AIICT)

SUBMITTED BY
Md. Razibul Alam
Registration No: 17501001644
Program: BBA (Prof.)
Major in Finance
Session: 2017-2018
Department of Business Administration
Ahsanullah Institute of Information & Communication Technology (AIICT)

Date of Submission: 19th October, 2023

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 LETTER OF TRANSMITTAL
Date: 19th October, 2023

To
The Controller of Examination
National University
Gazipur-1704, Bangladesh.

Subject: Submission of Internship Report title “Financial Performance Analysis of

EXIM Bank Limited” A Study on Nayarhat Baranch.

Dear Sir
With due respect, I am submitting my Internship repot on “Financial Performance
Analysis of EXIM Bank Limited”. It is one of the requirements of BBA program from
the Department of Business Administration, Ahsanullah Institute of Information &
Communication Technology (AIICT).

To prepare this I have gathered information from the institution mentioned and I believe
those are most important and appropriate. A part of the information has been collected by
reading different books, journals, company annual report, and visiting Banks web sites
related to the banking area.

I have worked hard in preparing this project report and hope that it will satisfy my course
requirement.

I would like to request you to accept my report and there by oblige me.

Sincerely Yours,

…………………………
Md. Razibul Alam
Registration No: 17501001644
Program: BBA (Prof.)
Major in Finance
Session: 2017-2018
Department of Business Administration
Ahsanullah Institute of Information & Communication Technology (AIICT)

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 ACKNOWLEDGEMENT

It is high time for me to express my deepest gratitude and humble submission to the
almighty Allah but for whose support I would not be able to complete a huge task of
preparing this project Report within the scheduled time. I would like to take the
opportunity to express my gratitude to my term paper supervisor, Md. Wahidur
Rahman Khan, Assistant Professor & Head, Department of Business Administration
(DBA), Ahsanullah Institute of Information & Communication Technology (AIICT).
Whose direction, guidance and support helped me a lot in writing this internship report.

My deepest appreciation and special thanks goes to Khandakar Reza Moahammad

(Manager), EXIM Bank Nayarhat Branch for extending his support in compiling this
report.

Above all I want to thank the authority of EXIM Bank Limited and Department of
Business Administration for providing me such an opportunity to come closer to the real
world and help me in enriching my knowledge.

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 STUDENT’S DECLARATION

I hereby declare that the term paper namely “Financial Performance Analysis of
EXIM Bank Limited” by Md. Razibul Alam, Registration No: 17501001644,
Department of Business Administration, Ahsanullah Institute of Information &
Communication Technology (AIICT), me after the completing inspection with
Motivation System and a comprehensive study of the existing activities of its
implementation.

I also declare that this term paper is my original worked and prepared for academic
purpose which is a part of BBA and The Paper May Not Be Used in Actual Market,
Scenario.

______________
Md. Razibul Alam
Registration No: 17501001644
Program: BBA (Prof.)
Major in Finance
Session: 2017-2018
Department of Business Administration
Ahsanullah Institute of Information & Communication Technology (AIICT)

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 SUPERVISOR CERTIFICATE

This is to certify that the Md. Razibul Alam, Registration No: 17501001644, Department
of Business Administration, Ahsanullah Institute of Information & Communication
Technology (AIICT) is student of BBA program Under the Department of Business
Administration at Ahsanullah Institute of Information & Communication Technology
(AIICT) has successfully completed his internship report entitled. “Financial
Performance Analysis of EXIM Bank Limited” A Study on Nayarhat Branch under
my supervision as the partial fulfillment for the award of BBA degree.

This report is an original work completed under my supervision and is free from
plagiarism.

He is permitted to submit the Report.

…………………………..
Md. Wahidur Rahman Khan
Assistant Professor & Head
Department of Business Administration (DBA)
Ahsanullah Institute of Information & Communication Technology (AIICT)

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 EXECUTIVE SUMMARY

EXIM Bank Limited, a third generation (A Category) private commercial bank has
been able to build up significant corporate image in the banking sector due to sincere
service and discipline of the employees of the bank towards gaining confidence of their
customers.

The first chapter on this internship report. I discuss about, Introduction, Objectives of the
Study, Scope of the Report, Methodology of The Study, Limitations of the Study of the
chapter on this internship report.

Second chapter I would like to clear the Literature Review.

Third chapter I describe the Historical Background of EXIM BANK, Nature of

Business, EXIM Bank at a Glance, Hierarchy Structure of EXIM Bank Limited,
Corporate Vision, Corporate Mission, Corporate culture, Banking with Shariah
Principles, Products of EXIM Bank, Branch Networks, Business Ethics.

Fourth Chapter I try to describe the Financial performance Analysis, Income Statement,
Balance Sheet, Ratio Analysis, Types of Comparison, Significance of using ratios,
Cautions, Groups of Ratios Liquidity Ratio, Debt Ratio, Profitability Ratio, Market
Ratio, Returns on Asset, Return on Equity, Price Earnings Ratio.

Five Chapter I Just right down the findings, recommendations and conclusion of my
internship report.

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 TABLE OF CONTENTS
Particular Page No:
Letter of Transmittal i
Acknowledgement ii
Student’s Declaration iii
Supervisor Certificate iv
Executive Summary v
Chapter-01: Introduction 01
1.1 Introduction 02
1.2 Objectives of the Study 02
1.3 Scope of the Report 03
1.4 Methodology of The Study 03
1.5 Limitations of the Study 03
Chapter-02: Literature Review 04-06
Chapter-03: Company Overview 07
3.1 Historical Background of EXIM BANK 08
3.2 Nature of Business 08
3.3 EXIM Bank at a Glance 09
3.4 Hierarchy Structure of EXIM Bank Limited 10
3.5 Corporate Vision 10
3.6 Corporate Mission 11
3.7 Corporate culture 11
3.8 Banking with Shariah Principles 11
3.9 Products of EXIM Bank 11
3.10 Branch Networks 13
3.11 Business Ethics 15
Chapter-04: Discussion & Analysis 17
4.1 Financial performance Analysis 18
4.2 Income Statement 18
4.3 Balance Sheet 18
4.4 Ratio Analysis 18
4.5 Types of Comparison 18

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4.6 Significance of using ratios: 18
4.7 Cautions 19
4.8 Groups of Ratios 19
4.9 Liquidity Ratio 23
4.10 Debt Ratio 29
4.11 Profitability Ratio 31
4.12 Market Ratio 35
4.13 Returns on Asset 36
4.14 Return on Equity 37
4.15 Price Earnings Ratio 38
Chapter-05: Findings, Recommendations and Conclusions 39
5.1 Findings: 40
5.2 Recommendations 41
5.3 Conclusion 42
Bibliography 43
Appendix 44-45
Abbreviation 46

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