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11 views

Tugas 1

Uploaded by

ahmadfajri01021998
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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TUGAS 1

NIM : 052452328
NAMA : UTARY RAHMA FADHILLAH
MATA KULIAH : ADBI4201/BAHASA INGGRIS NIAGA
BUKU JAWABAN TUGAS MATA KULIAH
TUGAS 1

Nama Mahasiswa : Utary Rahma Fadhillah

Nomor Induk Mahasiswa/ NIM : 052452328

Kode/Nama Mata Kuliah : ADBI4201/Bahasa Inggris Niaga

Kode/Nama UT Daerah : 13 / Batam

Masa Ujian : 2024/2025 Ganjil (2024)

KEMENTERIAN PENDIDIKAN, KEBUDAYAAN, RISET, DAN TEKNOLOGI


UNIVERSITAS TERBUKA
Kepada Yth Bapak/Ibu: Fedro Iswandi,S.Pd, M.Li.

Select one of the topics below and write an original essay consisting of three
well-structured paragraphs. Your essay should reflect your understanding and perspective on
the topic. Support your arguments with relevant examples and references, but make sure your
response is in your own words and not a direct copy from any sources.

1. Banking and Business Loans:


Imagine you are an entrepreneur looking to expand your retail business. You need to secure a
significant loan to finance this new venture. Considering various types of banks and their
offerings, which one would you choose, and why? In your response, consider factors such as
interest rates, customer service, and the range of financial products available. Reflect on how
these factors align with your business needs and long-term goals.

2. Price Elasticity of Demand:


Price elasticity of demand indicates how sensitive the quantity demanded of a good or
service is to a change in its price. What are the potential risks for a company if it sets its
product price too high? Analyze how such a decision could affect demand, sales, and the
overall performance of the business. Use your understanding of economic principles to
explain the potential consequences and provide real or hypothetical examples.

3. Demographics and Market Strategy:


Businesses often use demographic analysis to understand the characteristics of their target
market, such as age, income, education level, and family structure. How can companies
leverage demographic data to design effective marketing strategies and enhance customer
engagement? Discuss the importance of tailoring marketing efforts to specific demographic
segments and provide examples to illustrate your points. How can these strategies help a
business succeed in a competitive market?
Jawaban :

Bank for Business Loans

When considering business expansion retail, choosing the right bank for get a
significant loan very important. Here's a breakdown of the key considerations:
Interest Rates
The Financial Services Authority (OJK) on the merdeka.ojk.go.id page states that
bank interest rates are remuneration provided to customers who buy or sell their products.
Look for a bank offering competitive interest rates on business loans. Lower rates can
significantly reduce the overall cost of borrowing, positively impacting your business's
profitability.
Customer Service
service is a form of serving, help prepare, complete and take care of all needs a
person or group of people they want. Excellent customer service is crucial, especially when
dealing with complex financial products like business loans. A bank with responsive and
knowledgeable staff can provide valuable support throughout the loan application and
repayment process.

Range of Financial Products


Consider a bank that offers a diverse range of financial products beyond just business
loans. This can be beneficial as your business grows and its financial needs evolve. Access to
services such as business accounts, merchant services, and investment options can streamline
your financial management.

Alignment with Business Needs and Long-Term Goals


Ultimately, the bank you choose should align with your business's specific needs and
long-term goals. Consider factors such as the bank's understanding of the retail industry,
flexibility in loan terms, and willingness to support your business's growth trajectory.
Based on these factors, a well-established commercial bank with a strong track record
in providing tailored financial solutions to retail businesses could be a suitable choice. Such
banks often offer competitive interest rates, a wide range of financial products, and dedicated
relationship managers to support your business's expansion plans.
Sumber Reverensi :
https://depositobpr.id/blog/suku-bunga
https://www.studocu.com/id/messages/question/9929368/banking-and-business-
loansimagine-you-are-an-entrepreneur-looking-to-expand-your-retail-business
https://studyx.ai/homework/109638764-the-topics-banking-and-business-loans-imagine-you-
are-an-entrepreneur-looking-to-expand
https://repository.uin-suska.ac.id/14645/8/8.%20BAB%20III__2018374EI.pdf

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