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MCQ For Exam - 2 - 2022 - Dup

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30 views

MCQ For Exam - 2 - 2022 - Dup

Uploaded by

ibrahimibnaabdussalam
Copyright
© © All Rights Reserved
Available Formats
Download as PDF, TXT or read online on Scribd
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MCQ_EXAM_2_2022

Date: 09.07.2022
Time: 15 Minutes 25 X 1 = 25

1. A negotiable instrument has the following combination of characteristics:


a. It is transferable by delivery and endorsement only
b. It can be a crossed instrument or uncrossed instrument
c. It is freely transferable and transferee gets defect free right
d. There is no restriction on transfers due to which it is called negotiable.

2. Under credit risk management, the credit risk rating does not involve which of the
following:

a. Assessment of credit quality in the bank b. Identification of problem loans


c. Assignment of risk rating d. Mitigation of credit risk

3. When a cheque is collected by a bank for its customer A who withdraws the money
after collection and later on real A establishes that the cheque belonged him (real A) It is
called-
a. foreclosure b. subrogation
c. force majure d. conversion

4. In the context of ATM, a PIN is:


a. Post index number, randomly generated sequence of digits
b. Randomly generated sequence of digits and stored in a magnetic strip of the card
c. Post index number and stored in a magnetic strip of the card
d. All the above

5. Revolving credit is made available in which for the following:


a. A debit card b. A pre-paid card
c. A credit card d. All the above

6. X is appointed executor for the account of A. The account in the name of Executor
(or Administrator) will be opened as:
a. A’s account b. X executor to the estate of A deceased
c. X’s account d. For A deceased: X executor

7. To wind up the affairs of a company, the person appointed by the Court is called
a. Executor b. Liquidator
c. Administrator d. Assignee

8. KYC guidelines have been issued by BB, under which of the following:

a. Section 21 of Banking Regulation Act b. Section 31 A of NI Act


c. Section 35 A of NI Act e. None of the above
MCQ_EXAM_2_2022
Date: 09.07.2022

9. Which of the following cannot be included in value added services that are offered
under wholesale banking by banks:

a. Derivative desk b. Letter of credit


c. Employee trust d. Channel financing

10. Customer is defined as per provisions of:

a. Contract Act b. Negotiable instrument Act


c. Customer Acceptance Policy d. KYC Guidelines

11. The internationally between importer and exporter in case of forfaiting is called:
a. Factor b. Forfeiter
c. The importer d. The exporter

12. The time for presentation of document for registration has been provided in -
a) section 22 b) section 23
c) section 24 d) section 25.

13. A document executed out of Bangladesh can be registered if presented within-

a) two months of its arrival in BD b) four months of its arrival in BD


c) one month of its arrival in BD d) six months of its arrival in BD

14. ‘X’ executed a sale deed in favour of ‘Y’ on 1-1-2002. Subsequently on 10-1-2002,
‘X’ executed a sale deed in respect of the same property in favour of ‘Z’. Thereafter the
sale deed in favour of ‘Z’ executed on 10-1-2002 was registered on 20-1-2002. Whereas
the sale deed in favour of ‘Y was registered on 30-1-2002. In the said case, by virtue of
section 47
a) the sale deed executed in favour of ‘Z’ on 10-1-2002 & registered on 20-1-2002 shall
have precedence & confer title on ‘Z’
b) the sale deed executed in favour of ‘Y’ on 1-1-2002 & registered on 30.1.2002 shall
have precedence & confer title on ‘Y’
c) both the sale deeds shall be void
d) the sale deeds in favour of ‘Y’ & ‘Z’ shall remain valid to the extent of 50% of the
property.

15. The time limits are stated in The-

a) Limitation Act (1980) b) Limitation Act (1906) c) Limitation Act (1908)


d) None of these.
MCQ_EXAM_2_2022
Date: 09.07.2022

16. Which is predicate offense-

a) Dismissed b) removal c) Dowry d) none of these.

17. Power of Bangladesh Bank to remove Directors under Bank Company Act Section

a) 27 b) 36 c) 46 d) 56

18. Sahib-Al- Maal is called

a) user of the capital b) Manager c) capital provider d) none of these.

19. Bai-Muajjal means

a) Sale at agreed price payable on demand


b) Sale at agreed price payable within a fixed future date
c) Sale upon agreed profit.
d) None of these.

20. Attachment of immovable property during execution of a decree is provided -

a) Artha Rin Adalat Ain b) Civil procedural Code


c) Transfer of Property Act d) Contract Act

21. Dishonour of a cheque due to ‘insufficient fund’ is punishable under which section of NI
Act?

a) Sec-128 b) Sec-131
c) Sec-138 d) Not punishable

22. Which is not part of Operational Risk-

a) Inadequate Internal process B. In efficient People


c) Failed System D. Defaulting borrower

23. A and his wife W have a locker in joint names and A is residing abroad. W informs about
loss of key of the locker and asks for breaking open the locker:

a) Bank will not accept the request b) Bank can accept on basis of indemnity

c) Bank can accept the request on the basis of indemnity bond and power of attorney in her
favour from A

d. B and c

24. Which is not part of Tier 1 capital-

a) Equity shares issued b) Redeemable Preference shares


c) Share Premium d) General Reserves
MCQ_EXAM_2_2022
Date: 09.07.2022

25. Which of the following document is a charge document?

a) Letter of Arrangement b) Letter of Continuity


c) D.P. note d) Letter of disclaimer

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