Branch: BESANT NAGAR, CHENNAI

- , Phone No , Email ID
SANCTION LETTER

Sanction Ref. No. :05660000224 Date: 14/11/2024

To,
Borrower:
MR HARIHARAN G
S/O GOVINDAN
52D SRINIVAS GARDEN KAKAYAN THOPE ARIANKUPPAM COMMUNE PANCHAYAT
PONDICHERRY
PONDICHERRY (PONDICHERRY)

PONDICHERRY
Puducherry-605007
PAN NO : ABNPH0735K
AADHAR REFERENCE NO : 835728389193

Dear Sir/Madam,
Your loan application dated 16/10/2024 for PSB Apna Ghar Loan.
With reference to above, we are pleased to sanction PSB Apna Ghar Loan of Rs. 20,20,000.00
(Rupees Twenty Lakh(s) Twenty Thousand only ) on the following terms and conditions:-

Nature & Type of facility PSB Apna Ghar - Term Loan

Amount of Loan Rs.20,20,000.00 (Rupees Twenty Lakh(s) Twenty Thousand
only )
Purpose of Loan TAKE OVER OF LOAN FROM BAJAJ HOUSING FINANCE
FINANCE
Margin 19.20% , Stipulated Margin : 10.00%
Details of Guarantor Name MRS. ARCHANA DEVI
Husband Name W/O
Res. Add. 52D SRINIVAS GARDEN
KAKAYAN THOPPE
ARIANKUPPAM COMMUNE
PANCHAYAT
PONDICHERRY
PONDICHERRY
(PONDICHERRY)
PONDICHERRY
Puducherry - 605007
Rate of Interest (per annum with External Benchmark Linked Rate (EBLR)=
monthly rest) PRLR(Repo Rate (RR)+Markup)+Credit Risk Premium
(CRP)+ Business Strategy Premium (BSP)
(6.50%+1.95)+0.19%+0.06%=8.7%
1
 Rate of interest is subject to Reset Clause as per
Bankguidelines, given as under :-
Component to be Frequency to be Basis to be Reset
Reset Reset
External Quarterly Repo Rate
Benchmark Linked announced by
Rate i.e Repo Rate Reserve Bank of
India
Business Strategy Once in 3 years At the discretion of
Premium the Bank
Markup Once in 3 years At the discretion of
the Bank
Credit Risk Yearly CIBIL Score and/or
Premium Internal/External
Credit Rating
Repayment Moratorium Period:0 MONTHS

EMI of Rs 19,339.00 starting from 30/11/2024 to be repaid in

196 months(including moratorium period)

Interest to be collected during Holiday : Not Applicable

Primary Security Security Details:
EM of Residential Flat bearing S no 172/1 and 172/2 at Flat
no 5c 5th floor, tower 4, venkadamangalam road, kandigai,
melakottaiyur chennai -600127 to the extent of 815 sft
Boundaries North By Vengadamangalam Road South by
Advani Orelikon Factory East By Q Flex Property West By
Advani Orelikon Factory

Collateral Security

Internal Credit Rating PSB Rating "7.930 "

CIBIL Score MR. HARIHARAN G - NA (Borrower)
CIBIL Score(Guarantor 1) MRS. ARCHANA DEVI - NA (Guarantor 1)
Processing Charges (Incl. gst) Rs.3575.4 / one time / Processing fee
Documentation Charges (Incl. gst) NIL / one time / Documentation fee
Prepayment Charges NIL
Inspection Charges (Incl. gst) NIL / Quarterly / Inspection fee
Validity of sanction 3 Months

2. DESCRIPTION OF PROPERTY:
Address as per title documents EM of Residential Flat bearing S no 172/1 and 172/2 at Flat
no 5c 5th floor, tower 4, venkadamangalam road, kandigai,
melakottaiyur chennai -600127 to the extent of 815 sft
Boundaries North By Vengadamangalam Road South by
Advani Orelikon Factory East By Q Flex Property West By
Advani Orelikon Factory

2
Survey No. / Municipality No. / Sy/Plot Area Bounded by
House No. / Khasra No. / Plot No /House/Khasra
No
East West North South
S NO 172/1 chen Q Flex Advani Vengad Advani
172/2 nai Propert orelikon amang Oreliko
Flat no 5c y Factory alam n
Tower 4 Park road factory
Avenue
venkadamangala
m Road
vandalur taluk
chennai
CHENGALPATT
U
TAMILNADU -
600127

Landmark

Valuation Date 24/04/2024

Market Value Rs.3700000.00

3. RESET OF INTEREST RATE :

Component to be Reset Frequency of Reset Basis of Reset
External Benchmark Linked Quarterly Repo Rate announced by Reserve
Rate i.e. Repo Rate Bank of India
Business Strategy Premium Once in 3 years At the discretion of the Bank
Markup Once in 3 years At the discretion of the Bank
Credit Risk Premium Yearly CIBIL Score and/or Internal/External
Credit Rating

4. PRE-DISBURSEMENT CONDITIONS :
1.Entire loan amount to be transferred to Bajaj Finserv Ltd.
2.Branch to ensure that agreement to sale and purchase is valid and in force, free from all defects
and Registration of property must be done in line with sale agreement value.
3.Borrower to tender post-dated Cheques drawn at monthly intervals/ECS Mandate from the
customer (the Bank where business/salary account is being maintained) to be taken from the
Borrower along with an undertaking that ECS mandate will not be revoked till the currency of the
loan.
4.Branch to ensure that documentation done on the prescribed format with obtaining additional
letter from the borrower as per HO L & R Dept. letter dated 31-12-2021. Empanelled legal counsel
to certify enforceability of security documents (1st Vetting).
5.Branch to get verified the genuineness of approved map/plan from the approved valuer.
6.Branch to ensure Building Construction Plan/Permission should be approved by competent
Local Authorities/Town Planning and Development authorities, ensure its genuineness.

5. DISBURSEMENT:
i) The bank shall make disbursement of the loan amount along with margin money directly by way
of NEFT/RTGS/PO/DD to the seller/builder/Govt agency after execution of prescribed security
documents.

3
ii) Loan proceeds should not be diverted for any purpose other than that for which it has been
sanctioned. In case the same is not utilised for the purpose it has been sanctioned, the bank
reserves the right to recall the entire loan amount along with interest, recovery charges etc.

6. INSURANCE:
The house is to be comprehensively insured against fire, earthquake, riot etc. with Bank Clause.
Bank�s charge should be marked in the insurance policy and a copy of the same to be
submitted to the Bank on regular basis. In case Insurance Policy is not submitted on demand,
Bank may get the property insure and cost of the same shall be borne by you. Further, you shall
indemnify the Bank for any claim/loss that Bank may suffer due to your failure of keeping the
house insured at all times till full and final adjustment of the loan account.

7. OTHER CHARGES:
All expenses like credit score / credit information check, Actual Legal opinion and Valuation
Charges for property mortgaged/to be mortgaged, Non-encumbrance certificate, insurance
premium, stamp duty, registration charges, taxes, certified copies of title deeds, copies of
mutation, CERSAI Registration and other incidental expenses incurred in connection with the loan
are to be borne by you. Periodic reassessment, if any, of the value of the property funded through
this loan for the purpose of regulatory compliances shall be done at your cost.

8. INSPECTION:
The Bank reserves its rights to inspect the mortgaged property at regular intervals.

9. PENAL CHARGES:
Penal Charge (as tabulated below) will be recovered in case of default subject to maximum of 3%.
Bank may stipulate terms for levying penal charge @ 1%p.a. at monthly rest per default for the
period of default, subject to a cumulative maximum of 3% p.a. at monthly rest, over and above
normal interest rate for the default events.

Default Events Penal Charge (per annum)

Sr.No
i). Default in repayment obligations 1%
ii). Overdrawing/excess drawing in CC/OD account 1%
beyond the drawing power or Sanctioned limit including
adhoc/ temporary sanctions, whichever is lower.
iii). Non-perfection of security as per stipulated terms 1%
within stipulated time frame without any valid reason
acceptableto the competent authority of the Bank
iv). Non-submission of Stock/Book Debt Statements within 1%
the stipulated time period as per sanction terms
v). Non-submission of Quarterly Information Statement 1%
(QIS)/ MSOD Statements, wherever applicable, within
thestipulated time period without any valid reason
acceptable to the competent authority of the Bank
vi). Non-submission of Balance Sheet & P/L accounts 1%
(audited wherever applicable) within 6 months from the
date ofBalance Sheet without any valid reason
acceptable to the competent authority of the Bank
vii). Non-compliance to any financial covenant, if 1%
specifically mentioned in terms of sanction that such
non-compliancewould attract penal charges

4
 viii). Non-submission of renewal papers beyond the 1%
tenability period
ix). Any other specific reason stipulated in the Terms of 1%
Sanction
Further, for purposes of this clause:
i) Default events, Penal charges payable by the Borrower and the periodicity of rests shall be
subject to changes/variations made by the RBI/Bank from time to time.
ii) The penal charges shall be levied on the default amount (excluding penal chargeslevied
previously) in the account as on the date of default in case of non-payment of repayment
obligations/overdrawing in accounts.
iii) The penal charges to be levied on the balance outstanding (excluding penal charges levied
previously) as on the date of default in all other cases except for Financial default.
iv) Penal charges to be levied only for the default period on pro rata basis.
v) Levying of penal charges shall be without prejudice to any other right available to the Bank.
vi) There shall be no compounding on penal charges.
vii) No penal charges to be levied for loans up to Rs.25,000/-(Rs. Twenty five thousand only).

10. Post Disbursement conditions :

1.Branch to ensure compliance of PSB Home Loan Master Circular No. 100/2022-23 dated
06.05.2022 issued by HO Retail Lending Department.
2.Branch to ensure that MODT to the full extent of loan is to be done with the concern office of Sub
Registrar in Our Bank favour along with obtain NEC for the broken period, if any.
3.Branch to ensure that the Original Sale Deeds been obtained from Bajaj Finserv Ltd and kept on
record , Then Memorandum of Equitable Mortgage of Title Deeds to be executed by borrower in
favour of Bank. Encumbrance certificate after MODT to be obtained and kept on record.
4.The property kept as security should be immediately registered with CERSAI within stipulated
time frame.
5.Supplementary legal to be obtained after execution of sale deed in favour of borrower.
6.The house/ flat shall be insured comprehensively covering fire, flood, riots etc. in the joint name
of the bank and the borrowers. Cost of same shall be borne by the borrower.
7.Branch to ensure that certificate of genuineness be obtained from the panel advocate after the
property registration.
8.Branch to comply on Vetting, inspection, scrutiny of original title deed and comparison of Original
title deed with certified copy, joint index inspection with Bank Panel advocate in terms of HO Law
& Recovery Cir.No.848/2021-22 dated 19-08-2021.
9.Branch to ascertain that the proof mentioned in asset and liability is to be obtained and kept on
record.
10.Branch to obtain computerized patta and the same to be kept on record.
Branch to ensure compliance of various relevant guidelines issued by the Bank from time to time,
more specifically given as under:-
1.PSB Apna Ghar Master Circular issued by Retail Lending Department.
2.Property to be properly mortgaged in favour of the bank.
3.CERSAI Registration of property to be done within stipulated time according to instructions
issued vide Law and Recovery Department Circular No.206 dated 21.04.2011 and Credit
Monitoring Department Circulatory Letter No.26 dated 01.09.2011.
4.Branch to ensure that intimation of mortgage and bank finance of Housing Loan immediately to
the concerned Govt Deptt/Authorities (in case of flats allotted by DDA/HUDA etc) and its
receipt/acknowledgement must be kept on record.

11. OTHER TERMS & CONDITIONS:

5
Other Terms & Conditions
1.Legal compliance certificate or certificate of indispensable requirements and other terms &
conditions of the sanction to be kept on record as per circ. Letter no.15/2003 dated 24.03.2003.
2.Branch to ensure end use of funds as per norms/banks guidelines.
3.While conveying the sanction to the borrower, the branch to comply with the extended guidelines
on \'Fair practices Code\' issued by HO from time to time. Terms and conditions to be got accepted
from borrower (s) in terms of guidelines conveyed on fair practice code for lenders.
4.TDS norms to be complied in respect of sale consideration of the property.
5.Property Tax should be paid by the borrower from time to time & copies of proof be furnished to
the bank regularly.
6.Loan to be reviewed every 12 months.
7.The sanction is valid for a period of three months from the date of sanction.
8.The bank has a right to withdraw or modify all/any of the terms and conditions or stipulate fresh
conditions.
9.Certified copy of sale deed be obtained & got compared with originals. Certificate of
genuineness of title deed be obtained from legal counsel.
10.Comply with guidelines of HO Law Cir 183 dt 12.05.06 & HO Law Cir 196 dated 03.10.09 and
HO Law cir 212 dated 28.12.2011 for all the properties offered as primary / collateral security.
11.Branch to ensure that comprehensive insurance for the property mortgaged (superstructure) to
be invariably kept on record.
12.Penal Interest of 1% to be charged over and above applicable rate of interest in case of default
in repayment/non-compliance of stipulated covenants.
13.As per HO RL Cir No. 109/2023-24 Dt. 8th May 2023, customer is eligible for Pre-approved
PSB CREDIT PROTECT. Branch to explore the possibility for providing benefit to the customer.

UNDERTAKINGS
The following undertakings to be obtained from the borrower:
1.Suitable undertaking should be obtained from the borrower/guarantor that no suit has been filed
by any bank/financial institution against them or any of the firm/companies in which they are
partners directors/guarantors & No account has been declared as NPA. It is to be further ensured
that none of the above persons are in any of the caution/defaulter list.
2.Not to create any further charge, lien or encumbrance over the assets and the properties to be
charged to the bank in favor of any other bank/financial institute/ company, firm or person.
3.That the Bank or its authorized officials or other representatives will have the rights to carry out
periodical inspections of the property.
4.Any change in rate of interest and service charges etc. in future will be noticed from the Bank\'s
Notice Board and /or through press release to some national dailies and Bank is not required to
give separate information in this regard.
5.Not to divert funds for any other purpose, other than the purpose for which the loan/limit is
granted.
6. That the directors/ borrower/ partner(s)/ Guarantor(s) are not related to any of the direct
(Applicable for Term Loan only)

In the wake of Rising Interest rates, the borrower should be given the choice to opt for:
1. Enhancement in EMI or elongation of tenor or for a combination of both options.
2. To prepay, either in part or in full, at any point during the tenor of the loan.
Switching Of EMI From Floating Rate To Fixed Rate Of Interest

1. The borrowers shall be entitled to 2 switches during the tenor of loan from floating to fixed rate
or vice versa.
2. Only standard accounts will be eligible for switchover.
3. Applicable interest rate for Fixed Rate shall consist of following components: Fixed Rate = 0.75
% over and above the effective EBLR rate at the time of reset of interest rates

6
4. Charges applicable to switch from Floating to Fixed rate or vice versa shall be Rs. 2,500/- for
Term Loan outstanding up to Rs. 25 lakhs and Rs. 5,000/- for Term Loan outstanding above Rs.
25 lakhs at the time of switchover.

Release of Movable / Immovable Property Documents :-

i) The Branch shall release all the original movable / immovable property documents and remove
charges registered with any registry within a period of 30 days after full repayment/ settlement of
the loan account.
ii) The borrower shall be given the option of collecting the original movable / immovable property
documents either from the branch where the loan account was serviced or any other office of the
Bank where the documents are available as per Customer preference.

A copy of this sanction letter duly signed by you and guarantor(s) should be returned to the bank
as acceptance of the terms and conditions given above.

Branch Manager
Place:
Date:
Received sanction letter.
Terms and conditions accepted

Borrower(s) Guarantor(s)
Place Place
Date Date

All pages of the Sanction Letter are to be stamped and initialed by bank official.
All pages of the copy returned by the borrower(s) are to be signed by borrower(s)/Guarantor(s).
The same should form a part of the loan documents.

7
 Key Facts Statement Annex A

Part 1 (Interest rate and fees/charges)

Annex B
Repayment Schedule under Equated Periodic Instalment

Amortization Amount (in Rs.)

MONTH Loan Amount Interest Amt Principal EMI Actual Amt Due Date of
OS Amt Due Installment
1 2034645.00 14645.00 4694.00 19339.00 2015306.00 30/11/2024
2 2029916.97 14610.97 4728.03 19339.00 2010577.97 30/12/2024
3 2025154.66 14576.69 4762.31 19339.00 2005815.66 30/01/2025
4 2020357.82 14542.16 4796.84 19339.00 2001018.82 28/02/2025
5 2015526.21 14507.39 4831.61 19339.00 1996187.21 30/03/2025
6 2010659.57 14472.36 4866.64 19339.00 1991320.57 30/04/2025
7 2005757.64 14437.07 4901.93 19339.00 1986418.64 30/05/2025
8 2000820.18 14401.54 4937.46 19339.00 1981481.18 30/06/2025
9 1995846.91 14365.74 4973.26 19339.00 1976507.91 30/07/2025
10 1990837.60 14329.68 5009.32 19339.00 1971498.60 30/08/2025
11 1985791.96 14293.36 5045.64 19339.00 1966452.96 30/09/2025
12 1980709.74 14256.78 5082.22 19339.00 1961370.74 30/10/2025
13 1975590.68 14219.94 5119.06 19339.00 1956251.68 30/11/2025
14 1970434.51 14182.82 5156.18 19339.00 1951095.51 30/12/2025
15 1965240.95 14145.44 5193.56 19339.00 1945901.95 30/01/2026
16 1960009.74 14107.79 5231.21 19339.00 1940670.74 28/02/2026
17 1954740.60 14069.86 5269.14 19339.00 1935401.60 30/03/2026
18 1949433.26 14031.66 5307.34 19339.00 1930094.26 30/04/2026
19 1944087.45 13993.18 5345.82 19339.00 1924748.45 30/05/2026
20 1938702.87 13954.43 5384.57 19339.00 1919363.87 30/06/2026
21 1933279.26 13915.39 5423.61 19339.00 1913940.26 30/07/2026
22 1927816.33 13876.07 5462.93 19339.00 1908477.33 30/08/2026
23 1922313.79 13836.46 5502.54 19339.00 1902974.79 30/09/2026
24 1916771.36 13796.57 5542.43 19339.00 1897432.36 30/10/2026
25 1911188.74 13756.38 5582.62 19339.00 1891849.74 30/11/2026
26 1905565.65 13715.91 5623.09 19339.00 1886226.65 30/12/2026
27 1899901.79 13675.14 5663.86 19339.00 1880562.79 30/01/2027
28 1894196.87 13634.08 5704.92 19339.00 1874857.87 28/02/2027
29 1888450.59 13592.72 5746.28 19339.00 1869111.59 30/03/2027
30 1882662.65 13551.06 5787.94 19339.00 1863323.65 30/04/2027
31 1876832.75 13509.10 5829.90 19339.00 1857493.75 30/05/2027

8
32 1870960.58 13466.83 5872.17 19339.00 1851621.58 30/06/2027
33 1865045.84 13424.26 5914.74 19339.00 1845706.84 30/07/2027
34 1859088.21 13381.37 5957.63 19339.00 1839749.21 30/08/2027
35 1853087.39 13338.18 6000.82 19339.00 1833748.39 30/09/2027
36 1847043.07 13294.68 6044.32 19339.00 1827704.07 30/10/2027
37 1840954.92 13250.85 6088.15 19339.00 1821615.92 30/11/2027
38 1834822.64 13206.72 6132.28 19339.00 1815483.64 30/12/2027
39 1828645.89 13162.26 6176.74 19339.00 1809306.89 30/01/2028
40 1822424.37 13117.47 6221.53 19339.00 1803085.37 29/02/2028
41 1816157.74 13072.37 6266.63 19339.00 1796818.74 30/03/2028
42 1809845.67 13026.94 6312.06 19339.00 1790506.67 30/04/2028
43 1803487.85 12981.17 6357.83 19339.00 1784148.85 30/05/2028
44 1797083.93 12935.08 6403.92 19339.00 1777744.93 30/06/2028
45 1790633.58 12888.65 6450.35 19339.00 1771294.58 30/07/2028
46 1784136.46 12841.89 6497.11 19339.00 1764797.46 30/08/2028
47 1777592.24 12794.78 6544.22 19339.00 1758253.24 30/09/2028
48 1771000.58 12747.34 6591.66 19339.00 1751661.58 30/10/2028
49 1764361.13 12699.55 6639.45 19339.00 1745022.13 30/11/2028
50 1757673.54 12651.41 6687.59 19339.00 1738334.54 30/12/2028
51 1750937.46 12602.93 6736.07 19339.00 1731598.46 30/01/2029
52 1744152.55 12554.09 6784.91 19339.00 1724813.55 28/02/2029
53 1737318.45 12504.90 6834.10 19339.00 1717979.45 30/03/2029
54 1730434.80 12455.35 6883.65 19339.00 1711095.80 30/04/2029
55 1723501.25 12405.44 6933.56 19339.00 1704162.25 30/05/2029
56 1716517.42 12355.18 6983.82 19339.00 1697178.42 30/06/2029
57 1709482.97 12304.54 7034.46 19339.00 1690143.97 30/07/2029
58 1702397.51 12253.54 7085.46 19339.00 1683058.51 30/08/2029
59 1695260.68 12202.17 7136.83 19339.00 1675921.68 30/09/2029
60 1688072.12 12150.43 7188.57 19339.00 1668733.12 30/10/2029
61 1680831.43 12098.32 7240.68 19339.00 1661492.43 30/11/2029
62 1673538.25 12045.82 7293.18 19339.00 1654199.25 30/12/2029
63 1666192.20 11992.94 7346.06 19339.00 1646853.20 30/01/2030
64 1658792.88 11939.69 7399.31 19339.00 1639453.88 28/02/2030
65 1651339.92 11886.04 7452.96 19339.00 1632000.92 30/03/2030
66 1643832.93 11832.01 7506.99 19339.00 1624493.93 30/04/2030
67 1636271.51 11777.58 7561.42 19339.00 1616932.51 30/05/2030
68 1628655.27 11722.76 7616.24 19339.00 1609316.27 30/06/2030
69 1620983.81 11667.54 7671.46 19339.00 1601644.81 30/07/2030
70 1613256.74 11611.92 7727.08 19339.00 1593917.74 30/08/2030
71 1605473.64 11555.90 7783.10 19339.00 1586134.64 30/09/2030
72 1597634.12 11499.48 7839.52 19339.00 1578295.12 30/10/2030
73 1589737.76 11442.64 7896.36 19339.00 1570398.76 30/11/2030

9
74 1581784.15 11385.39 7953.61 19339.00 1562445.15 30/12/2030
75 1573772.88 11327.73 8011.27 19339.00 1554433.88 30/01/2031
76 1565703.52 11269.65 8069.35 19339.00 1546364.52 28/02/2031
77 1557575.66 11211.14 8127.86 19339.00 1538236.66 30/03/2031
78 1549388.88 11152.22 8186.78 19339.00 1530049.88 30/04/2031
79 1541142.74 11092.86 8246.14 19339.00 1521803.74 30/05/2031
80 1532836.82 11033.08 8305.92 19339.00 1513497.82 30/06/2031
81 1524470.68 10972.86 8366.14 19339.00 1505131.68 30/07/2031
82 1516043.88 10912.20 8426.80 19339.00 1496704.88 30/08/2031
83 1507555.99 10851.11 8487.89 19339.00 1488216.99 30/09/2031
84 1499006.57 10789.57 8549.43 19339.00 1479667.57 30/10/2031
85 1490395.16 10727.59 8611.41 19339.00 1471056.16 30/11/2031
86 1481721.31 10665.16 8673.84 19339.00 1462382.31 30/12/2031
87 1472984.58 10602.27 8736.73 19339.00 1453645.58 30/01/2032
88 1464184.52 10538.93 8800.07 19339.00 1444845.52 29/02/2032
89 1455320.65 10475.13 8863.87 19339.00 1435981.65 30/03/2032
90 1446392.51 10410.87 8928.13 19339.00 1427053.51 30/04/2032
91 1437399.65 10346.14 8992.86 19339.00 1418060.65 30/05/2032
92 1428341.59 10280.94 9058.06 19339.00 1409002.59 30/06/2032
93 1419217.86 10215.27 9123.73 19339.00 1399878.86 30/07/2032
94 1410027.98 10149.12 9189.88 19339.00 1390688.98 30/08/2032
95 1400771.48 10082.50 9256.50 19339.00 1381432.48 30/09/2032
96 1391447.86 10015.39 9323.61 19339.00 1372108.86 30/10/2032
97 1382056.65 9947.79 9391.21 19339.00 1362717.65 30/11/2032
98 1372597.35 9879.70 9459.30 19339.00 1353258.35 30/12/2032
99 1363069.48 9811.12 9527.88 19339.00 1343730.48 30/01/2033
100 1353472.52 9742.05 9596.95 19339.00 1334133.52 28/02/2033
101 1343805.99 9672.47 9666.53 19339.00 1324466.99 30/03/2033
102 1334069.38 9602.39 9736.61 19339.00 1314730.38 30/04/2033
103 1324262.17 9531.80 9807.20 19339.00 1304923.17 30/05/2033
104 1314383.86 9460.69 9878.31 19339.00 1295044.86 30/06/2033
105 1304433.94 9389.08 9949.92 19339.00 1285094.94 30/07/2033
106 1294411.88 9316.94 10022.06 19339.00 1275072.88 30/08/2033
107 1284317.16 9244.28 10094.72 19339.00 1264978.16 30/09/2033
108 1274149.25 9171.09 10167.91 19339.00 1254810.25 30/10/2033
109 1263907.62 9097.37 10241.63 19339.00 1244568.62 30/11/2033
110 1253591.74 9023.12 10315.88 19339.00 1234252.74 30/12/2033
111 1243201.08 8948.33 10390.67 19339.00 1223862.08 30/01/2034
112 1232735.08 8873.00 10466.00 19339.00 1213396.08 28/02/2034
113 1222193.20 8797.12 10541.88 19339.00 1202854.20 30/03/2034
114 1211574.89 8720.69 10618.31 19339.00 1192235.89 30/04/2034
115 1200879.60 8643.71 10695.29 19339.00 1181540.60 30/05/2034

10
116 1190106.77 8566.17 10772.83 19339.00 1170767.77 30/06/2034
117 1179255.84 8488.07 10850.93 19339.00 1159916.84 30/07/2034
118 1168326.23 8409.40 10929.60 19339.00 1148987.23 30/08/2034
119 1157317.39 8330.16 11008.84 19339.00 1137978.39 30/09/2034
120 1146228.74 8250.34 11088.66 19339.00 1126889.74 30/10/2034
121 1135059.69 8169.95 11169.05 19339.00 1115720.69 30/11/2034
122 1123809.66 8088.97 11250.03 19339.00 1104470.66 30/12/2034
123 1112478.07 8007.41 11331.59 19339.00 1093139.07 30/01/2035
124 1101064.33 7925.26 11413.74 19339.00 1081725.33 28/02/2035
125 1089567.84 7842.51 11496.49 19339.00 1070228.84 30/03/2035
126 1077988.00 7759.16 11579.84 19339.00 1058649.00 30/04/2035
127 1066324.20 7675.21 11663.79 19339.00 1046985.20 30/05/2035
128 1054575.85 7590.64 11748.36 19339.00 1035236.85 30/06/2035
129 1042742.31 7505.47 11833.53 19339.00 1023403.31 30/07/2035
130 1030822.99 7419.67 11919.33 19339.00 1011483.99 30/08/2035
131 1018817.25 7333.26 12005.74 19339.00 999478.25 30/09/2035
132 1006724.46 7246.22 12092.78 19339.00 987385.46 30/10/2035
133 994544.01 7158.54 12180.46 19339.00 975205.01 30/11/2035
134 982275.25 7070.24 12268.76 19339.00 962936.25 30/12/2035
135 969917.53 6981.29 12357.71 19339.00 950578.53 30/01/2036
136 957470.23 6891.69 12447.31 19339.00 938131.23 29/02/2036
137 944932.68 6801.45 12537.55 19339.00 925593.68 30/03/2036
138 932304.23 6710.55 12628.45 19339.00 912965.23 30/04/2036
139 919584.23 6619.00 12720.00 19339.00 900245.23 30/05/2036
140 906772.01 6526.78 12812.22 19339.00 887433.01 30/06/2036
141 893866.90 6433.89 12905.11 19339.00 874527.90 30/07/2036
142 880868.23 6340.33 12998.67 19339.00 861529.23 30/08/2036
143 867775.31 6246.09 13092.91 19339.00 848436.31 30/09/2036
144 854587.48 6151.16 13187.84 19339.00 835248.48 30/10/2036
145 841304.03 6055.55 13283.45 19339.00 821965.03 30/11/2036
146 827924.27 5959.25 13379.75 19339.00 808585.27 30/12/2036
147 814447.52 5862.24 13476.76 19339.00 795108.52 30/01/2037
148 800873.05 5764.54 13574.46 19339.00 781534.05 28/02/2037
149 787200.18 5666.12 13672.88 19339.00 767861.18 30/03/2037
150 773428.17 5566.99 13772.01 19339.00 754089.17 30/04/2037
151 759556.32 5467.15 13871.85 19339.00 740217.32 30/05/2037
152 745583.89 5366.58 13972.42 19339.00 726244.89 30/06/2037
153 731510.17 5265.28 14073.72 19339.00 712171.17 30/07/2037
154 717334.41 5163.24 14175.76 19339.00 697995.41 30/08/2037
155 703055.87 5060.47 14278.53 19339.00 683716.87 30/09/2037
156 688673.82 4956.95 14382.05 19339.00 669334.82 30/10/2037
157 674187.50 4852.68 14486.32 19339.00 654848.50 30/11/2037

11
158 659596.15 4747.65 14591.35 19339.00 640257.15 30/12/2037
159 644899.02 4641.86 14697.14 19339.00 625560.02 30/01/2038
160 630095.33 4535.31 14803.69 19339.00 610756.33 28/02/2038
161 615184.31 4427.98 14911.02 19339.00 595845.31 30/03/2038
162 600165.19 4319.88 15019.12 19339.00 580826.19 30/04/2038
163 585037.18 4210.99 15128.01 19339.00 565698.18 30/05/2038
164 569799.49 4101.31 15237.69 19339.00 550460.49 30/06/2038
165 554451.33 3990.84 15348.16 19339.00 535112.33 30/07/2038
166 538991.89 3879.56 15459.44 19339.00 519652.89 30/08/2038
167 523420.38 3767.48 15571.52 19339.00 504081.38 30/09/2038
168 507735.97 3654.59 15684.41 19339.00 488396.97 30/10/2038
169 491937.84 3540.88 15798.12 19339.00 472598.84 30/11/2038
170 476025.18 3426.34 15912.66 19339.00 456686.18 30/12/2038
171 459997.16 3310.97 16028.03 19339.00 440658.16 30/01/2039
172 443852.93 3194.77 16144.23 19339.00 424513.93 28/02/2039
173 427591.66 3077.73 16261.27 19339.00 408252.66 30/03/2039
174 411212.49 2959.83 16379.17 19339.00 391873.49 30/04/2039
175 394714.57 2841.08 16497.92 19339.00 375375.57 30/05/2039
176 378097.04 2721.47 16617.53 19339.00 358758.04 30/06/2039
177 361359.04 2601.00 16738.00 19339.00 342020.04 30/07/2039
178 344499.69 2479.65 16859.35 19339.00 325160.69 30/08/2039
179 327518.10 2357.41 16981.59 19339.00 308179.10 30/09/2039
180 310413.40 2234.30 17104.70 19339.00 291074.40 30/10/2039
181 293184.69 2110.29 17228.71 19339.00 273845.69 30/11/2039
182 275831.07 1985.38 17353.62 19339.00 256492.07 30/12/2039
183 258351.64 1859.57 17479.43 19339.00 239012.64 30/01/2040
184 240745.48 1732.84 17606.16 19339.00 221406.48 29/02/2040
185 223011.68 1605.20 17733.80 19339.00 203672.68 30/03/2040
186 205149.30 1476.63 17862.37 19339.00 185810.30 30/04/2040
187 187157.43 1347.12 17991.88 19339.00 167818.43 30/05/2040
188 169035.11 1216.68 18122.32 19339.00 149696.11 30/06/2040
189 150781.41 1085.30 18253.70 19339.00 131442.41 30/07/2040
190 132395.37 952.96 18386.04 19339.00 113056.37 30/08/2040
191 113876.02 819.66 18519.34 19339.00 94537.02 30/09/2040
192 95222.42 685.39 18653.61 19339.00 75883.42 30/10/2040
193 76433.57 550.15 18788.85 19339.00 57094.57 30/11/2040
194 57508.51 413.94 18925.06 19339.00 38169.51 30/12/2040
195 38446.24 276.73 19062.27 19339.00 19107.24 30/01/2041
196 19245.76 138.53 19200.47 19339.00 0.00 28/02/2041
Total 1770350.76 2020093.2 3790444.00
4

12