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MR Anupam Swarnkar FC

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0% found this document useful (0 votes)
30 views

MR Anupam Swarnkar FC

Uploaded by

suryaprakashkokk
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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FORECLOSURE LETTER

Agreement Number: Date:


PPR067707672377 21 November, 2024
MR ANUPAM SWARNKAR
25 FLAT F4 KAVERY RESIDENCY 20TH
CROSS 16TH MAIN BTM LAYOUT 2ND Customer ID: Loan Sanctioned Amount:
STAGE BANGALORE 877856247 Rs. 650,000.00
KARNATAKA, INDIA - 560076
Dear ANUPAM SWARNKAR,
Further to your request to foreclose your Axis Bank PERSONAL POWER BRE account, please find below details of the outstanding amount
payable in order to complete the foreclosure.
Particulars Amount in Rs.
Outstanding Principal 382,239.00
Pending Instalments 284,105.00
Interest for the Month 2,865.00
Penal Interest* + Interest on Overdue EMI 867.00
Penal Charges** 15,170.00
Bounced Cheque Charges 800.00
Other Charges 0.00
Foreclosure charges @ 3 % on Outstanding Principal 11,467.00
GST on Foreclosure Charges @ 18%. 2,064.00
Citi Morat Int Chg 0.00
Refunds 0.00
Total Amount Payable 699,577.00

Important Notes:
1. This statement of dues assumes that your last EMI has cleared.
2. Please make your balance cheque/draft in favour of AXIS BANK LTD ; Loan Account No. PPR067707672377 .
3. Full and final settlement of the loan will be subject to realization of the cheque/draft and payment of all charges that have accrued on the
date of the prepayment.
4. The date of foreclosure considered in the above calculation is 30-NOV-24. After this date, additional interest will be charged at Rs 143 per
day.
5. Kindly remit the exact amount as per the date of the foreclosure letter.Excess payments would not be accepted.
6. For HL/LAP Original property documents collection , all property owners/POA holders to be present with original Id cum Sign proof.
7. As the upcoming EMI due date on this loan is 10-DEC-24 , it is likely to be presented to your bankers on this date. We advise that you
instruct your bankers to mark a stop-payment on the upcoming post-dated cheque/ debit-ECS to avoid any excess payment. In case the EMI
gets paid upon presentation, the excess amount will be refunded through a pay order or direct credit (through NEFT) to your repayment
account after 15 days of EMI clearance.
8. At the time of making your final payment at any Axis Bank Loan Centre, please submit the following:
--A copy of this letter with your signature
--Certified Copies of the Invoice and RC Book, if not already submitted earlier (applicable to Vehicle Loans only)
9.Within 30 days of prepayment of your loan, the following documents would be dispatched to your address mentioned above.
-- No Dues certificate
-- For Vehicle Loans: No Objection Certificate/Form 35
10.In case you wish to have your un-encashed Post Dated / Security Cheques returned to you, please raise a request within 45 days from the
date of foreclosure at the Axis Bank Loan Centre. In case no request received within the stipulated time frame the same will be cancelled and
destroyed.
11.GST as applicable will be levied.
*Includes Penal Interest levied on late EMI payments (if any) only prior to 1st April 2024. W.e.f 1st April 2024, penalty, if any, shall be
levied as penal charges. Kindly refer to the Fees & Charges section for your product on the Axis Bank website.
** Penal Charges @ 8% p.a. + applicable GST (On Penal Charges) w.e.f. 1st April 2024.

For any queries, please reach us at either of the following:

Call centre numbers: 18604195555 or 18605005555 (local charges applicable)


18001035577 (tollfree)
Visit us: www.axisbank.com/support
Loan Centres: www.axisbank.com>Loans>List of Loan Centres

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