Uni-Statement

Account Number:
1 455 9678 3566
P.O. Box 1800 Statement Period:
Saint Paul, Minnesota 55101-0800
Sep 21, 2024
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JAMES WARREM
12600 DELAWARE PKWY APT 212
KANSAS CITY KS 66109-8505 To Contact U.S. Bank
By Phone: 800-US BANKS
(800-872-2657)
U.S. Bank accepts Relay Calls
Internet: usbank.com

NEWS FOR YOU

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Activate PazeSM today.

Eligible debit and credit cardmembers can activate Paze by logging in to usbank.com, visiting Accounts, then selecting Manage
cards. Or open the U.S. Bank Mobile App and tap Manage cards. Activate today and check out online without sharing your card
number. Learn more about Paze at usbank.com/paze
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INFORMATION YOU SHOULD KNOW

Effective November 12, 2024, please review updates made to the Consumer Pricing Information disclosure which may affect your
rights.
Beginning October 7, 2024, you can review the full revised disclosure at usbank.com/CPI-upcoming-version, by calling 24-Hour
Banking at 800-USBANKS (872-2657) or by visiting your local U.S. Bank branch. We accept relay calls.
Here's what you should know:
· Adding two additional ways to waive the Monthly Maintenance Fee for the U.S. Bank Smartly ® Savings account:
o Presence of a U.S. Bank SmartlyTM Visa Signature® Card, or
o Account holder(s) age 17 or younger
· The Monthly Maintenance Fee will be waived on all U.S. Bank Smartly ® Savings accounts with the presence of a U.S.
Bank Smartly® Checking or Safe Debit account.
· The U.S. Bank SmartlyTM Visa Signature® Card will be added as an option to qualify for the U.S. Bank Smartly ® Savings
Interest Rate Bump.
· Clarification is being added to the combined qualifying balances for the Bank Smartly ® Savings Interest Rate Bump.
· The Standard Savings account will no longer be available for new accounts or upgrades in the future.
· Under U.S. Bank Smart Rewards® Other Product Benefits, the following benefits will be updated:
o The Monthly Maintenance Fee will be waived on existing Standard Savings accounts
o The Standard Savings Interest Rate Lift will only apply to existing Standard Savings accounts
If you have questions, please call us at 800-USBANKS (872-2657) – we're available to help! You can also schedule an
appointment at usbank.com/book to speak with a banker in person, by phone or virtually.

Products and services available in U.S. only. Eligibility requirements and restrictions apply. For additional information, contact a U.S. Bank branch or
call 800-872-2657.
 BALANCE YOUR ACCOUNT
To keep track of all your transactions, you should balance your account every month. Please
examine this statement immediately. We will assume that the balance and transactions shown are
correct unless you notify us of an error.

Outstanding Deposits
DATE AMOUNT 1. List any deposits that do not appear on your statement in the Outstanding Deposits section at
the left. Record the total.
2. Check off in your checkbook register all checks, withdrawals (including Debit Card and ATM)
and automatic payments that appear on your statement. Withdrawals that are NOT checked off
TOTAL $ should be recorded in the Outstanding Withdrawals section at the left. Record the total.
3. Enter the ending balance shown on this statement. $_____________
Outstanding Withdrawals
DATE AMOUNT 4. Enter the total deposits recorded in the Outstanding Deposits section. $_____________
5. Total lines 3 and 4. $_____________
6. Enter the total withdrawals recorded in the Outstanding Withdrawals section. $_____________
7. Subtract line 6 from line 5. This is your balance. $_____________
8. Enter in your register and subtract from your register balance any checks, withdrawals or other
debits (including fees, if any) that appear on your statement but have not been recorded in your
register.
9. Enter in your register and add to your register balance any deposits or other credits (including
interest, if any) that appear in your statement but have not been recorded in your register.
10. The balance in your register should be the same as the balance shown in #7. If it does not
match, review and check all figures used, and check the addition and subtraction in your register.
If necessary, review and balance your statement from the previous month.
TOTAL $

IMPORTANT DISCLOSURES TO OUR CONSUMER CUSTOMERS

In Case of Errors or Questions About Your Checking, Savings, ATM, Debit Card, ACH, Bill Pay and Other Electronic Transfers
If you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt, we must hear from you no later than 60 days* after we sent you
the FIRST statement on which the error or problem appeared. Telephone us at the number listed on the front of this statement or write to us at U.S. Bank, EP-MN-WS5D, 60 Livingston
Ave., St. Paul, MN 55107.
· Tell us your name and account number.
· Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information.
· Tell us the dollar amount of the suspected error.
We will determine whether an error occurred within 10 business days after we hear from you and will correct any error promptly. If we need more time, we may take up to 45 days to
investigate your complaint. For errors involving new accounts, point-of-sale, or foreign-initiated transactions, we may take up to 90 days to investigate your complaint. If we decide to do this,
we will credit your account within 10 business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If
we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account.
*Please note: Paper draft and paper check claims must be disputed within 30 days per Your Deposit Account Agreement.
IMPORTANT DISCLOSURES TO OUR BUSINESS CUSTOMERS
Errors related to any transaction on a business account will be governed by any agreement between us and/or all applicable rules and regulations governing such transactions, including the
rules of the National Automated Clearing House Association (NACHA Rules) as may be amended from time to time. If you think this statement is wrong, please telephone us at the number
listed on the front of this statement immediately.
CONSUMER BILLING RIGHTS SUMMARY REGARDING YOUR RESERVE LINE
What To Do If You Think You Find A Mistake on Your Statement
If you think there is an error on your statement, write to us at:
U.S. Bank, P.O. Box 3528, Oshkosh, WI 54903-3528.
In your letter, give us the following information:
· Account information: Your name and account number.
· Dollar Amount: The dollar amount of the suspected error.
· Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.
You must contact us within 60 days after the error appeared on your statement.
You must notify us of any potential errors in writing. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question.
While we investigate whether or not there has been an error, the following are true:
· We cannot try to collect the amount in question, or report you as delinquent on that amount.
· The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to
pay the amount in question or any interest or other fees related to that amount.
· While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
· We can apply any unpaid amount against your credit limit.
Reserve Line Balance Computation Method: To determine your Balance Subject to Interest Rate, use the dates and balances provided in the Reserve Line Balance Summary section.
The date next to the first Balance Subject to Interest is day one for that balance and is applicable up to (but not including) the date of the next balance (if there is one). We multiply the
Balance Subject to Interest by the number of days it is applicable and add them up to get the same number of days in the billing cycle. We then divide the result by the number of billing
days in the cycle. This is your Balance Subject to Interest Rate. Any unpaid interest charges and unpaid fees are not included in the Balance Subject to Interest. The ***INTEREST
CHARGE*** begins from the date of each advance.
REPORTS TO AND FROM CREDIT BUREAUS FOR RESERVE LINES
We may report information about your account to credit bureaus. Late payments, missed payments or other defaults on your account may be reflected in your credit report.
CONSUMER REPORT DISPUTES
We may report information about account activity on consumer and small business deposit accounts and consumer reserve lines to Consumer Reporting Agencies (CRA). As a result, this
may prevent you from obtaining services at other financial institutions. If you believe we have inaccurately reported information to a CRA, you may submit a dispute by calling 844.624.8230
or by writing to: U.S. Bank Attn: Consumer Bureau Dispute Handling (CBDH), P.O. Box 3447, Oshkosh, WI 54903-3447. In order for us to assist you with your dispute, you must provide:
your name, address and phone number; the account number; the specific information you are disputing; the explanation of why it is incorrect; and any supporting documentation (e.g.,
affidavit of identity theft), if applicable.

Member FDIC
 JAMES WARREM Uni-Statement
12600 DELAWARE PKWY APT 212 Account Number:
KANSAS CITY KS 66109-8505
1 455 9678 3566
Statement Period:
Sep 21, 2024
through
Oct 21, 2024

Page 2 of 3

U.S. BANK SMARTLY CHECKING Member FDIC

U.S. Bank National Association Account Number 1-455-9678-3566
Account Summary
Beginning Balance on Sep 21 $ 1,358.06 Interest Paid this Year $ 0.02
Deposits / Credits 1,867.00 Number of Days in Statement Period 31
Card Withdrawals 1,309.42-
Other Withdrawals 717.36-
Ending Balance on Oct 21, 2024 $ 1,198.28

Deposits / Credits
Date Description of Transaction Ref Number Amount
Oct 3 Federal Benefit Deposit From SSA TREAS 310 $ 1,867.00
REF=242740138885760N00 XXSOC SEC 9031736039 1962A S
Total Deposits / Credits $ 1,867.00

Card Withdrawals
Card Number: xxxx-xxxx-xxxx-3932
Date Description of Transaction Ref Number Amount
Sep 25 Debit Purchase QT 185 OUTSIDE SHAWNEE KS 1909251449 $ 23.56-
820519 On 092524 ILNKILNK REF 426915820519
Sep 27 Debit Purchase - VISA On 092124 KANSAS CITY KS 6096536914 39.04-
BARGAIN LIQUOR & REF # 24055224266096536914002
Sep 30 Debit Purchase - VISA On 092924 KANSAS CITY KS 4104443757 39.04-
BARGAIN LIQUOR & REF # 24055224274104443757835
Sep 30 Debit Purchase WALGREENS STORE BONNER SPRINKS 8309271649 149.36-
460983 On 092724 ILNKILNK REF 427121460983
Oct 3 Recurring Debit Purchase On 100224 800-956-6310 IL 6066076422 50.86-
STATE FARM INSU REF # 24943004276066076422 US1
Oct 4 Recurring Debit Purchase On 100224 833-502-6678 CO 7014738184 25.26-
BOOST MOBILE REF # 24941444277014738184 US1
Oct 4 Recurring Debit Purchase On 100224 800-567-0759 KS 7107692511 118.00-
PUBLIC STORAGE 7 REF # 24692164277107692511 US1
Oct 7 Recurring Debit Purchase On 100624 HTTPSWWW.DHA KS 0000024132 825.00-
DHAL - KCK REF # 24492164280000024132 US1
Oct 15 Debit Purchase PARALLEL FOODS KANSAS CITY KS 39.30-
292554 On 101324 MAESTERM REF 292554
Card 3932 Withdrawals Subtotal $ 1,309.42-
Total Card Withdrawals $ 1,309.42-

Other Withdrawals
Date Description of Transaction Ref Number Amount
Sep 27 Mobile Banking Payment To Credit Card *************0095 $ 60.63-
Sep 27 Customer Withdrawal 9213280792 400.00-
Oct 2 Mobile Banking Payment To Credit Card *************0095 21.59-
Oct 7 Mobile Banking Payment To Credit Card *************0095 67.57-
Oct 17 Mobile Banking Payment To Credit Card *************0095 167.57-
Total Other Withdrawals $ 717.36-

Balance Summary
Date Ending Balance Date Ending Balance Date Ending Balance
Sep 25 1,334.50 Oct 2 624.84 Oct 7 1,405.15
Sep 27 834.83 Oct 3 2,440.98 Oct 15 1,365.85
Sep 30 646.43 Oct 4 2,297.72 Oct 17 1,198.28
Balances only appear for days reflecting change.
 JAMES WARREM Uni-Statement
12600 DELAWARE PKWY APT 212 Account Number:
KANSAS CITY KS 66109-8505
1 455 9678 3566
Statement Period:
Sep 21, 2024
through
Oct 21, 2024

Page 3 of 3

IMAGES FOR YOUR U.S. BANK SMARTLY CHECKING ACCOUNT Member FDIC
Account Number 1-455-9678-3566

2325439695 Sep 27 400.00