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13 views

Kfs Document

Uploaded by

beaulabeaula590
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Digitally Signed by Branch International Financial Services Pvt Ltd

Date: 2023-11-29 21:02:54 +0530

Ke y Fact State me nt

Name of th e Re gu late d e n tity:


Applican t Name : Arockia
D ate : 22/11/2023 Branch International Financial Sahayamary S
Services Private Limited

Sr.
Paramate r D e tails
No.

(i) Loan amount (amount disbursed/to be disbursed to the borrower) 500.0


(in Rupees)
(ii) Total interest charge during the entire tenor of the loan (in Rupees) 34.0

(iii) Other up-front charges, if any (break-up of each component to be 59.0


given below) (in Rupees)
(a) Processing fees, if any (in Rupees) 49.0
(b) Insurance charges, if any (in Rupees) -
(c) Others (if any) (in Rupees) GST: 10.0
(iv) Net disbursed amount (in Rupees) 441.0
(v) Total amount to be paid by the borrower (sum of (i) and (ii)) (in 534.0
Rupees)
Annual Percentage Rate - Effective annualized interest rate (in
(vi) percentage) (computed on net disbursed amount using IRR 165.16%
approach and reducing balance method)
(vii) Tenor of the Loan (in months/days) 62 days
(viii) Repayment frequency by the borrower Monthly
(ix) Number of instalments of repayment 2
(x) Amount of each instalment of repayment (in Rupees) 267.0
D e tails abou t Con tin ge n t Ch arge s

(xi) Rate of penal charges in case of delayed payments 3% on the outstanding overdue
amount
O th e r disclosu re s

(xii) Cooling off/look-up period during which borrower shall not be 3 days
charged any penalty on prepayment of loan

1. Striker - SFS ALLIANZ PVT. Ltd


2. Pacesetters - Pace Setters
Business Solutions Private Limited
3. DPD Zero - VIPATRA
TECHNOLOGIES PRIVATE
LIMITED
(xiii) Details of LSP acting as recovery agent and authorized to approach 4. Creditmate - Fincollect Services
the borrower
Private Limited
5. Credgenics - ANALOG
LEGALHUB TECHNOLOGY
SOLUTIONS PRIVATE LIMITED
6. Spocto - Spocto Solutions Private
Limited
Name: Vishal Kaushik
Designation: Operations Manager
Name, designation, address and phone number of nodal Address: 01, AWFIS, Space Solutions, 4th Floor,
grievance redressal officer designated specifically to VIOS Towers, Off Eastern Express Highway,
(xiv)
deal with FinTech/ digital lending related complaints/ Sewri-Chembur Road, Mumbai, Maharashtra
issues 400037
Email: [email protected]
Phone number: +919324925327

D e taile d Re payme n t Sch e du le

O u tstan din g
Prin cipal ( in In te re st ( in In stalme n t ( in
In stalme n t No. Prin cipal ( in
Ru pe e s) Ru pe e s) Ru pe e s)
Ru pe e s)

1 500.0 250.0 17.0 267.0


2 250.0 250.0 17.0 267.0

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