DAILY LESSON LOG School

Teacher
Grade Level
Learning Area BUSINESS FINANCE
11/12

Department of Education Teaching Dates and

WEEK 7 Quarter QUARTER 2
Time
Session 1: Session 2: Session 3: Session 4:
I. OBJECTIVES
A. Content Standards

B. Performance Standards
ABM_BF12-IVo-p-27: Illustrate the money management cycle and gives examples of sound practices in earning, spending,
saving, and investing money.
C. Learning Objectives:
Competencies/Objectives 1. Define money management cycle.
2. Illustrate the money management cycle.
3. Give examples of sound practices in earning, saving, spending and investing.
II. CONTENT MONEY MANAGEMENT CYCLES
III. LEARNING RESOURCES
A. References
1. TG’s Pages
2. LM’s Pages
3. Textbook’s Pages
B. Other Resources
IV. PROCEDURES
Begin the class by reviewing the Begin the class by briefly
Begin the class by reviewing the Begin the class by reviewing the importance of personal financial reviewing the importance of
importance of personal finance concept of personal financial planning and the money personal financial planning and
and the role it plays in financial planning and its importance in management cycle discussed in the money management cycle
1. Reviewing previous lesson
well-being. achieving financial goals. the previous lesson. discussed in the previous lesson.
or presenting the new
lesson
Recap the key concepts covered Recap the key components of Recap the key components of Recap the key components of
in the previous lesson related to the money management cycle the money management cycle the money management cycle
personal financial planning. discussed in the previous lesson. and their relevance to sound and how it relates to spending
financial practices. and investing practices.
2. Establishing the purpose of Explain to the students that the Explain to the students that the Explain to the students that the Explain to the students that the
the lesson purpose of the lesson is to define purpose of the lesson is to purpose of the lesson is to purpose of the lesson is to
and understand the money visually illustrate the money explore and understand sound explore and understand sound
management cycle, which is a management cycle and its key practices in earning and saving practices in spending and
crucial aspect of effective components. money. investing money.
financial management.
Emphasize the importance of Emphasize the significance of Emphasize the significance of
understanding the money these practices in achieving these practices in achieving
management cycle as a financial goals and building financial goals and building
 fundamental framework for
financial security. wealth.
effective financial management.
Share visual representations or
infographics of the money
Share real-life examples or management cycle with the Present a list of examples of Present a list of examples of
scenarios where individuals class. sound practices in earning and sound practices in spending and
engage in money management saving money. investing money.
activities, such as budgeting, Discuss each component of the
tracking expenses, saving, money management cycle, Discuss each example, providing Discuss each example, providing
3. Presenting
investing, and debt highlighting its purpose and how explanations and highlighting explanations and highlighting
examples/instances of the
management. it contributes to overall financial their benefits and advantages. their benefits and advantages.
new lesson
well-being.
Discuss the significance of the Use real-life scenarios or case Use real-life scenarios or case
money management cycle in Provide real-life examples or studies to illustrate how these studies to illustrate how these
achieving financial goals and scenarios where individuals practices can lead to financial practices can lead to financial
maintaining financial stability. apply the money management success. success.
cycle in their financial decision-
making.
Engage the students in a class Engage the students in a class
Engage the students in a
discussion about earning discussion about sound spending
discussion about the key
Introduce the concept of the practices. practices.
components of the money
money management cycle: "The
management cycle: financial
money management cycle refers Discuss various strategies for Discuss the importance of
goal setting, budgeting, tracking
to the ongoing process of increasing income, such as budgeting, distinguishing needs
expenses, and evaluating
planning, organizing, tracking, pursuing higher education, from wants, avoiding impulsive
financial activities.
4. Discussing new concepts and evaluating financial acquiring marketable skills, purchases, and conducting price
and practicing new skills activities to effectively manage starting a small business, or comparisons.
Facilitate a class brainstorming
#1 one's financial resources." investing in income-generating
session to elicit students'
assets. Share examples of practical
understanding of each
Explain each component of the strategies for responsible
component.
money management cycle in Encourage students to share spending, such as creating a
detail, providing examples and their own experiences or ideas spending plan, using cash or
Clarify any misconceptions and
illustrating their importance. for earning money and evaluate debit cards instead of credit
provide additional examples to
the effectiveness of these cards, and setting financial
enhance comprehension.
practices. priorities.
5. Discussing new concepts Dive deeper into each Provide students with a template Shift the discussion to saving Shift the discussion to sound
and practicing new skills component of the money or worksheet that visually practices. investing practices.
#2 management cycle. represents the money
management cycle. Explain the importance of saving Introduce the concept of
Discuss the process of financial and its role in financial stability investment and explain its role
planning, emphasizing the Instruct students to fill in the and future planning. in wealth accumulation.
importance of setting financial template with specific examples
goals, creating a budget, and or scenarios related to each Introduce concepts such as Discuss various investment
aligning spending with income component of the cycle. setting savings goals, creating a options such as stocks, bonds,
and priorities. budget, tracking expenses, and mutual funds, and real estate.
Encourage students to think automating savings.
 Explore the significance of
organizing financial information,
including keeping track of
income, expenses, and financial
documents.

Discuss the importance of Discuss practical tips for saving

Explain the importance of
tracking and monitoring critically and apply their money, such as avoiding
diversification, risk assessment,
expenses, identifying areas of knowledge to create practical unnecessary expenses,
and long-term planning when
overspending or opportunities and relevant examples. comparison shopping, and
making investment decisions.
for savings. implementing the "pay yourself
first" strategy.
Introduce the concept of
evaluating financial activities,
analyzing the effectiveness of
budgeting strategies and making
adjustments as necessary.
Divide the class into small
groups. Divide the class into small
Divide the class into small
groups.
groups.
Divide the class into small Assign each group a specific Assign each group a specific
groups. earning or saving practice to spending or investing practice to
Provide each group with a large
focus on. focus on.
poster paper and art supplies.
Assign each group a component
of the money management Instruct the groups to create a Instruct the groups to create a
Instruct each group to create a
cycle. short skit or role-play scenario short presentation or poster that
visual representation of the
that demonstrates the chosen showcases the chosen practice.
money management cycle using
Instruct each group to create a practice.
drawings, diagrams, or symbols.
6. Developing Mastery poster or infographic illustrating Encourage creativity in visual
their assigned component, Encourage creativity and critical design and presentation style.
Encourage creativity and
including key steps, strategies, thinking in designing the skit.
collaboration within the groups.
and examples. After the preparation time, have
After the preparation time, have each group present their work to
After completion, have each
Each group will present their each group perform their skit in the class.
group present their visual
poster or infographic to the front of the class.
representation to the class,
class, encouraging discussion Facilitate a class discussion after
explaining their design choices
and sharing of insights. Facilitate a class discussion after each presentation, highlighting
and how it effectively illustrates
each performance, highlighting the key takeaways from each
the money management cycle.
the key takeaways from each practice.
practice.
7. Finding practical Engage in a class discussion on Engage in a class discussion Engage in a class brainstorming Engage in a class discussion on
applications of concepts the practical applications of the about the practical applications session on the practical the practical applications of
and skills in daily living money management cycle in of the money management cycle applications of sound earning sound spending and investing
in daily life. and saving practices in daily life. practices in daily life.
daily life.
Ask students to share personal Encourage students to share Encourage students to share
 Encourage students to share
personal experiences or
experiences or examples where
examples where following the personal experiences or personal experiences or
they have applied or observed
money management cycle would examples where they have examples where they have
the money management cycle in
have been beneficial. applied or observed these applied or observed these
action.
practices. practices.
Discuss how the money Discuss the benefits and
Discuss the benefits and Discuss the benefits and
management cycle can help advantages of following the
advantages of adopting these advantages of adopting these
individuals make informed money management cycle in
practices in terms of financial practices in terms of financial
financial decisions, save money, terms of financial stability, goal
well-being and long-term well-being and long-term
achievement, and decision-
reduce debt, and achieve financial goals. financial goals.
making.
financial goals.

Summarize the key components Summarize the key spending

Summarize the key earning and
of the money management and investing practices
saving practices discussed in the
cycle. discussed in the lesson.
Summarize the key components lesson.
of the money management
Facilitate a class discussion on Facilitate a class discussion on
cycle. Facilitate a class discussion on
the interconnectedness of each the common principles and
8. Generalizing and the common themes and
component and how they considerations underlying these
abstractions about the Facilitate a class discussion on principles underlying these
collectively contribute to practices.
lesson the interconnectedness of each practices.
effective financial management.
component and how they
Encourage students to identify
collectively contribute to Encourage students to identify
Encourage students to reflect on the core concepts and strategies
effective money management. the core concepts and strategies
the importance of the money that contribute to responsible
that contribute to successful
management cycle in their own spending and effective
earning and saving habits.
financial lives. investing.
Conduct a brief quiz or provide a
worksheet with questions related
to the money management Distribute a short quiz or Distribute a worksheet or Distribute a worksheet or
cycle. worksheet to assess students' questionnaire to assess questionnaire to assess
understanding of the money students' understanding of students' understanding of
Ask students to individually management cycle and its sound practices in earning and sound spending and investing
9. Evaluating Learning complete the quiz or worksheet components. saving. practices.
to assess their understanding of
the concept. Review the answers as a class, Review the answers as a class, Review the answers as a class,
providing explanations and providing explanations and providing explanations and
Review the answers as a class, addressing any misconceptions. addressing any misconceptions. addressing any misconceptions.
providing feedback and
addressing any misconceptions.
10. Additional Activities for Assign students to track their Assign students to create a Assign students to analyze their
Application or Remediation expenses for a week or a month. personal financial plan that own financial habits and identify
Instruct them to categorize their incorporates all the components areas for improvement in their
expenses and analyze their of the money management earning and saving practices.
 cycle.
spending patterns.
Instruct them to set financial Instruct them to create a
Ask them to create a budget or goals, create a budget, track personal action plan that
suggest improvements to their their expenses, and evaluate incorporates the sound practices
existing budget based on their their financial activities. discussed in the lesson.
findings.
Ask students to reflect on their Ask students to share their
Encourage students to reflect on experience and present their action plans with a partner or in
the challenges they faced during financial plans to the class, small groups, providing feedback
the process and share their explaining how the money and suggestions for
insights with the class. management cycle influenced improvement.
their decision-making.

V. REFLECTION

A. No. of learners who earned

80% in the evaluation.
B. No. of learners who require
additional activities for
remediation who scored
below 80%.
C. Did the remedial lessons
work? No. of learners who
have caught up with the
lesson.
D. No. of learners who
continue to require
remediation.
E. Which of my teaching
strategies worked well?
Why did this work?
F. What difficulties did I
encounter which my
principal or supervisor can
help me solve?
G. What innovation or
localized materials did I
use/discover which I wish
to share with other
teachers?