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Resume of Shivu (1)

SHIVA

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MADANMOHANREDDY
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61 views3 pages

Resume of Shivu (1)

SHIVA

Uploaded by

MADANMOHANREDDY
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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CURRICULUM VITAE

SHIVU KUMAR G
Mob: - 7829093388

Email: - [email protected]

Current Loca on: - Bangalore.

Objec ve:
Looking for a career in a reputed corporate the organiza on should have professional work
culture learning & growth opportunity. The organiza on should give me ample scope and
opportunity to finance managerial skills & talent .

COMPETENCIES:
 Independent and Self-Motivated.

 Responsible on each work and good hard worker.

 Easily adaptable to any environment.

 Ability to work in a team.

TECHNICAL SKILLS:
 Advance knowledge of MS office,
 Power Point, MS Excel, Tally,

EDUCATION:

Ins tute University Qualifica on Year Aggregate


HPPC GOVT First Grade Davanagere University B. Com (Commerce) 2018 78%
College
Govt PU College Karnataka Board PUC 2015 75%
SHRS High School Karnataka Board SSLC 2013 68%

Work Experience:

 Organiza on: High Street Essen als Pvt Ltd.


 Designa on: Fashion Consultant.
 DOJ: 01 November 2021 to 29 June 2022

Working as a Responsibility take care of Billing and Cashier department, Store Maintaining as well also.
Present Work Experience: -
 Organization: Equitas Small Finance Bank.
 Designation: Credit Officer.
 DOJ: 01 July 2022 to ll date.
 Loca on:-Makali Bangalore Area

Job Descrip on: -


 Credit Analysis, Credit Appraisal, Credit Management, Credit Underwri ng, Credit Monitoring,
Credit Processing, Credit Assessment, Credit Risk & ra ng Analysis.

Roles & Responsibility: -

 Credit Officer Having Approval authority of Rs.20lakhs and having 30lakhs PD


authority.
 Assessment and Decision of proposals within a prescribed TAT for sanc on and
disbursement Assessment of security/ collateral through impelled legal and
technical agencies.

 Study the Legal/Technical/FI/RCU reports and take intelligent decisions based on


the reports and other known parameters of the case including income and cash
flow analysis Manage and monitor the agencies for smooth and risk-free
func oning.
 Files analysis and verifica on of KYC Documents.
 Checking the property document and ini a ng the document to Legal and
Technical at the me of login.
 Preparing of CAM & Recommending the case for the concerned person.
 Handling the different so ware like UNO SVS, UNO HF, RTS & LOS of the
organiza on.
 Maintaining monthly login MIS and FI, FCU and valua on reports mis.
 MIS Upda ng (Management Informa on System) Maintain en re business data
up to date.

 Product and Policy training to sourcing teams including RMs/Referral


agents/Storefronts On job training and grooming of credit underwriters on cash
flow analysis and income assessment
 Engage with customers to help the collec ons team to recover EMIs across Early
Delinquency buckets.
 Handling Daily Login MIS of Bangalore Area.

“Credit Underwriter” || Secured LAP || Home loan || Case Recommenda on||


Hobbies
 Listening Music and Watch Movies.
 Playing Kabaddis And Cricket.

Declaration

I hereby declare that all the informa on men oned above is true to best of my knowledge.

Place: Bangalore. Shivukumar G

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