Complete Guide

RBI GRADE B Exam

RBI Grade B Exam – Complete Guide

Contents
RBI GRADE B Exam ................................................................................................................................. 3
Job Profile .............................................................................................................................................. 3
Career progression at RBI: ................................................................................................................ 4
Salary and perks................................................................................................................................... 4
Vacancies Trend ................................................................................................................................... 5
Eligibility (as per 2024 notification) ................................................................................................. 5
RBI GRADE B - EXAM PATTERN, SYLLABUS AND CUT-OFF ....................................................... 5
Phase – I Cut-off trend ........................................................................................................................ 6
RBI Grade B Phase I Previous Year Paper Link: ......................................................................... 7
Phase – I Syllabus................................................................................................................................ 7
Phase – II Cut-off trend ....................................................................................................................... 9
RBI Grade B Phase II Previous Year Paper Link: ........................................................................ 9
Phase – I Syllabus................................................................................................................................ 9
RBI Grade B Officer Interview ......................................................................................................... 11
Final Selection .................................................................................................................................... 11
RBI Grade B 2025 IXAMBEE COURSE ............................................................................................... 12
Key features of the course: ............................................................................................................. 12

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RBI Grade B Exam – Complete Guide

RBI GRADE B Exam

 Reserve Bank of India (RBI) recruits at Grade B (Manager) level every year.
 RBI is the central bank of the country. As per its preamble, RBI is tasked “to regulate the
issue of Bank notes and keeping of reserves with a view to securing monetary stability in
India and generally to operate the currency and credit system of the country to its
advantage; to have a modern monetary policy framework to meet the challenge of an
increasingly complex economy, to maintain price stability while keeping in mind the
objective of growth.”
 More generally, RBI is the monetary head of the country and the regulator of the
financial system including banking, non-banking and the payment system. As the central
bank of the country, the RBI is the one of the architects of the nation's economy and its
decisions touch everyday lives of all Indians. From ensuring stability of interest rates and
exchange rates to providing adequate liquidity for productive sectors and ensuring
adequate supply of currency, the RBI also monitors flow of credit to desired sectors and
ensures orderly development of financial markets and institutions.

Job Profile
 As RBI Grade B officers under General stream, you would be posted across various
departments and functions of RBI. Some of the roles include, but not limited to, the
following:
o Monetary Policy
o Regulation and supervision
o Financial markets and
o Foreign exchange
o External investments and operations
o Internal debt management
o Payment and settlement
o Currency management
o Financial inclusion

For more details, you may refer to the following link on RBI website

“Indicative Job Roles for Officers in Grade B”

(https://rbidocs.rbi.org.in/rdocs/content/pdfs/Job%20Roles%20for%20Officers%20in%20Grade
%20B%20for%20Website.pdf)

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RBI Grade B Exam – Complete Guide

Career progression at RBI:

Salary and perks

The gross salary of RBI Grade B officer is approximately Rs.1.5 lakh per month. Including
various other benefits that are provided to a RBI Grade B officer, the total salary and perks go
up even higher.

The Pay scale is given as below RBI:

To understand this further, you may watch the video

https://youtu.be/_5XO289rDFo?si=wr2VoL1m2HRiVhYV

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RBI Grade B Exam – Complete Guide

Vacancies Trend

The number of vacancies for the RBI Grade B exam can vary significantly from year to year,
depending on the Reserve Bank of India's staffing requirements and strategic goals. Here’s a
general trend observed in recent years:

Year Vacancy
2020 199
2021 270
2022 238
2023 222
2024 66

Eligibility (as per 2024 notification)

Graduation in any discipline /Equivalent technical or professional

qualification with minimum 60% marks (50% for SC/ST/PwBD applicants)
or Post-Graduation in any discipline / Equivalent technical or professional
qualification with minimum 55% marks (pass marks for SC/ST/PwBD
applicants) in aggregate of all semesters/years
Educational
OR
Criteria (General Stream)
Post-Graduation Level
Any such course from a recognized University/Institute that is taken after
Graduation and is at least of 2 years’ duration/recognized by the
Government as equivalent to professional or technical Post-graduation
will be eligible for admission to the examination, subject to obtaining
minimum marks prescribed above
Age Criteria Minimum-21 Years / Maximum-30 Years
Age Relaxation Minimum-3 Years / Maximum-13 Years

RBI GRADE B - EXAM PATTERN, SYLLABUS AND CUT-OFF

RBI Grade B exam is held in 3 phases:

 Phase I - Preliminary Examination: This is an online examination, objective in nature,
consisting of a single paper with four sections: General Awareness, English Language,
Quantitative Aptitude, and Reasoning. This is a qualifying phase.
 Phase II - Main Examination: This is an online examination, including both objective and
descriptive papers. This includes three papers given below. Marks of this Phase are
added for final selection.
 Paper 1: Economic and Social Issues
 Paper 2: English Writing Skills
 Paper 3: Finance and Management
 Phase III – Interview: Candidates who clear the Phase II examination are called for a
final interview. Interview carries 75 marks. Marks of this Phase are added for final
selection.

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RBI Grade B Exam – Complete Guide

Phase – I Exam Pattern (as per 2024)

Subject No. of questions No. of Marks Time

General Awareness 80 80 25 min
Reasoning 60 60 45 min
Quantitative Aptitude 30 30 25 min
English 30 30 25 min
Total 200 200 120 min

 Candidates need to qualify sectional as well as overall cut off in every phase of RBI Grade B
exam.
 RBI Grade B Phase-I is just qualifying in nature.
 There is a negative marking of 1/4th mark for every attempted wrong answer.
 General category candidates can attempt the exam 6 times, while SC/ST/OBC/PWD
categories can attempt for innumerable times.
 Candidates with a minimum age of 21 years can apply RBI Grade B exam.

Phase – I Cut-off trend

Phase 1 2023 2022 2021 2019 2018 2017 2016

General Awareness (Maximum
12 12 16 20 20 16.5 20
Marks = 80)
English Language (Maximum
4.5 4.5 6 7.5 7.5 6.5 7.5
Marks = 30)

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RBI Grade B Exam – Complete Guide

Quantitative Aptitude (Maximum

4.5 4.5 6 7.5 7.5 4 7.5
Marks = 30)
Reasoning (Maximum Marks =
9 9 12 15 15 11 15
60)
Total Score/ Aggregate
54.25 63.75 66.75 122 105.75 78 88.5
(Maximum Marks = 200)

RBI Grade B Phase I Previous Year Paper Link:

https://www.ixambee.com/mock-test/rbi-grade-b-phase-1-previous-year-question-answers

Phase – I Syllabus

Quantitative Aptitude English Language General Reasoning Ability

Awareness
Simplification Grammar Monetary Policies Puzzles
Series Vocabulary Banking & Seating Arrangement
Financial - Circular, Square
Awareness and Linear
Quadratic Equations Reading Economic Terms Ranking
Comprehension
Data Interpretation Passage Making Current Affairs Directions and
Distance
Percentages Error Spotting Static GK Coding Decoding
Profit & Loss Jumble Words Financial & Blood Relations
Economics News
Ratio & Proportion, Sentence Framing Government Inequality
Ages, Partnership Schemes,
Agreement & Deals
Number System, HCF Fillers Banking terms, Syllogism
& LCM rates, processes
Average National Institution Machine Input Output
Time and Distance – Analytical Reasoning
Train & Boat
Time and Work Ordering and
Ranking
Simple & Compound Arrangement and
Interest Pattern
Permutation & Scheduling
Combination,
Probability
Probability Distance and

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RBI Grade B Exam – Complete Guide

Quantitative Aptitude English Language General Reasoning Ability

Awareness
Direction
Mixture & Alligation Data Sufficiency

Phase – II Exam Pattern (as per 2024)

Paper Name of paper Type of Paper Time Marks

Paper I Economic and Social 50% Objective Type 30 min 50
Issues 50% Descriptive, answers 90 min 50
to be typed with Total – 120 Total = 100
a keyboard min
Paper II English (Writing Descriptive Type, to be 90 min 100
Skills) typed on the computer
with the help of
a keyboard
Paper III Finance and 50% Objective Type 30 min 50
Management 50% Descriptive, answers 90 min 50
to be typed with Total – 120 Total = 100
a keyboard min
Total 330 min 300

 The candidates who will qualify the Prelims will be eligible to appear for the mains exam
or Phase II.
 There are three separate papers in the main exam.
 Each paper will be of 100 marks.
 The English paper is a descriptive test consisting of 3 Questions
 For both Paper I (ESI) and Paper III (FM), there will be:
o 30 questions and 50 marks for Objective question (some questions carrying 2
marks each and some carrying 1 mark each).
o In case of Descriptive questions, 6 questions will be asked, of which candidates will
be required to attempt 4 questions (2 of 15 marks each (with difficulty level) and 2 of
10 marks each).
o In case, candidate answers more than 4 questions in descriptive, first 4 shall be
evaluated.

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RBI Grade B Exam – Complete Guide

Phase – II Cut-off trend

Phase 2 and interview 2023 2022 2021 2019 2018

Aggregate cut – off marks in paper- I, paper-ii
and paper- iii taken together in written
169 171.25 252.25 193.25 201.25
examination for shortlisting the candidates for
interview (out of total 300 marks).

Aggregate marks in written examination

(paper- I, ii and iii) and interview taken
together (out of total 375 marks) obtained by
229 234.5 187.75 238.25 248.5
the last recommended candidate with
reference to the no. Of vacancies notified in
the advertisement.

RBI Grade B Phase II Previous Year Paper Link:

https://www.ixambee.com/mock-test/rbi-grade-b-phase-2-previous-year-question-answers

Phase – I Syllabus

Economic and Social Issues English Writing General Finance and Management
(ESI) Skills
Growth and Development Essay Writing Financial System
Economic Reforms in India Precis Writing Financial Markets
Globalization Reading General Topics on Finance
Comprehension
Social Structure in India Management - Fundamentals of Management &
Organizational Behaviour
Management - Ethics at the Workplace and
Corporate Governance

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RBI Grade B Exam – Complete Guide

Detailed Syllabus:

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RBI Grade B Exam – Complete Guide

RBI Grade B Officer Interview

 Candidates will be shortlisted for the interview, based on aggregate marks obtained in
Phase II (Paper-I + Paper-II + Paper-III).
 The interview Process will carry 75 marks.
 Psychometric Test will be conducted by the Bank before appearing for the Interview. No
marks will be allotted for the same and this will not form part of the final selection criteria.
 Candidate may opt for interview either in Hindi or English.

Final Selection

Final Selection will be through merit list which will be prepared by adding marks secured by
candidates in Phase II examination and interview

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RBI Grade B Exam – Complete Guide

RBI Grade B 2025 IXAMBEE COURSE

ixamBee RBI Grade B 2025 course is a comprehensive course to help you prepare 50% faster
for the exam. This course helps you to cover all aspects of the exam through a unique
combination of videos covering full syllabus, downloadable study notes, lot of practise questions
and live doubt sessions with faculty.

How ixamBee course aids your preparation?

 New Course Structure for easy navigation through the course and utilizing maximum
content
 Assignment-based practice to help you prepare topic by topic
 Doubt clearing classes ensure that all your doubts on any topic are clarified
 Mark what you have completed. We will follow up on your progress
 Ensuring consistency in preparation through faculty guidance on preparing using the
available content
 Monthly progress discussion on the second Saturday of the month

Key features of the course:

 Video Lessons: Short & crisp videos for concepts, covering all important topics for
Phase 1 and Phase 2 subjects. There are approximately 480+ video lessons for Phase 1
and 220+ video lessons for Phase 2 preparation.
 Study Notes: Detailed notes as PDFs for easy learning and building fundamentals.
There are 300+ Study notes for RBI Grade B Phase 1 and RBI Grade B Phase 2
 Practice Questions: Get access to 17000+ questions for learning reinforcement at
various stages of learning:
 Concept Checking Questions: To check your learning after each concept in videos
 Chapter Tests: To check your understanding of a chapter
 Sections Tests: To check your level of preparedness
 Mock Tests: To help you practice full-length practice tests just like the real exam
 Mock Tests: Get 15 MTs for phase 1 and 10 MTs each for FM and ESI for phase 2, with
evaluation of 5 MTs of each for practice.
 Descriptive English: This can be a real game-changer. Get access to video lessons
and study notes on writing skills, sample essays with suggested topics, and 5
Descriptive English Mock Tests with individual Performance Feedback.
 Online Live Classes: Study at your own pace and time and get your doubts clarified by
the experts through these live sessions. These experts have cleared RBI Grade B, Bank
PO, SIDBI, and other competitive exams.
 Interview Guidance: Our experts will provide interview guidance in the form of Mock
Interviews and personal feedback on your performance
 Study plan: To guide you on how to go forward in your preparation
 Mentor- Who will help you in case of any course-related query

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 RBI Grade B Exam – Complete Guide

Live Class Plan

RBI Grade B 2025

Sr.No Date Day Subject Time Topics Faculty
27-Sep- 8:15
1 24 Friday Intro Class PM Targeting 2025 CP Joshi Sir
30-Sep- 8:15 Reasoning Preparation for RBI
2 24 Monday Reasoning PM 2025 Kansal Sir
8:15
3 1-Oct-24 Tuesday Quant PM Quant Preparation for RBI 2025 Susheel Sir
7:00 English Preparation for RBI
4 3-Oct-24 Thursday English PM 2025 Dr. Sharma
8:15
5 4-Oct-24 Friday GA PM GA Preparation for RBI 2025 Amit Parhi Sir
8:15 Finance Preparation for RBI CP Joshi Sir/
6 7-Oct-24 Monday Finance PM 2025 Susheel Sir
8:15
7 8-Oct-24 Tuesday ESI PM ESI Preparation for RBI 2025 Tushar Saha Sir
8:15 Management Preparation for
8 9-Oct-24 Wednesday Management PM RBI 2025 Amit Parhi Sir
10-Oct- 8:15 Government Schemes
9 24 Thursday GA PM Preparation for RBI 2025 Amit Parhi Sir
11-Oct- 8:15 Newspaper Reading for RBI
10 24 Friday GA PM 2025 Susheel Sir
14-Oct- 8:15
11 24 Monday ESI PM Basic Concepts of ESI - 1 CP Joshi Sir
16-Oct- 8:15
12 24 Wednesday Finance PM Basic Concepts of Finance- 1 Prachi Ma'am
18-Oct- 8:15
13 24 Friday ESI PM Basic Concepts ESI- 2 Tushar Saha Sir
21-Oct- 8:15
14 24 Monday Finance PM Basic Concepts of Finance- 2 CP Joshi Sir
25-Oct- 8:15
15 24 Friday GA PM Government Schemes Amit Parhi Sir
28-Oct- 8:15
16 24 Monday GA PM Reports and Indices Amit Parhi Sir
Measurement of growth:
4-Nov- 8:15 National Income and per capita
17 24 Monday ESI PM income Tushar Saha Sir
5-Nov- 8:15 Neha Arora
18 24 Tuesday Quant PM Number Series Ma'am
6-Nov- 8:15 Basics of Accounting and
19 24 Wednesday FM PM Financial Statements Prachi Ma'am
7-Nov- 8:15
20 24 Thursday Reasoning PM Syllogism High Level Kansal Sir

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 RBI Grade B Exam – Complete Guide

8-Nov- 8:15 Noun and Pronoun - Difficult

21 24 Friday English PM Level Practice Anjali Ma'am
9-Nov- 8:15
22 24 Saturday GA PM National News Tushar Saha Sir
10-Nov-
23 24 Sunday Practice Day
Poverty Alleviation and
11-Nov- 8:15 Employment Generation in
24 24 Monday ESI PM India Amit Parhi Sir
12-Nov- 8:15 Neha Arora
25 24 Tuesday Quant PM Percentage Ma'am
Structure and Functions of
Financial Institutions - SIDBI,
13-Nov- 8:15 EXIM Bank,
26 24 Wednesday FM PM NABARD, NHB, NaBFID etc CP Joshi Sir
14-Nov- 8:15
27 24 Thursday Reasoning PM Logical Coding Decoding Kansal Sir
15-Nov- 8:15 Verb and Articles - Difficult
28 24 Friday English PM Level Practice Anjali Ma'am
16-Nov- 8:15 Important Banking & Financial
29 24 Saturday GA PM News Tushar Saha Sir
17-Nov-
30 24 Sunday Practice Day
18-Nov- 8:15 Sustainable Development and
31 24 Monday ESI PM Environmental issues CP Joshi Sir
19-Nov- 8:15 Neha Arora
32 24 Tuesday Quant PM Profit and Loss Ma'am
20-Nov- 8:15 Functions of Reserve Bank of
33 24 Wednesday FM PM India CP Joshi Sir
21-Nov- 8:15
34 24 Thursday Reasoning PM High level Machine Input Kansal Sir
22-Nov- 8:15 Error Spotting - Difficult Level
35 24 Friday English PM Practice Anjali Ma'am
23-Nov- 8:15
36 24 Saturday GA PM National News Tushar Saha Sir
24-Nov-
37 24 Sunday Practice Day
Economic History of India -
Changes in Industrial &
Labour Policy, Industrial
Developments in India- Indian
25-Nov- 8:15 Agriculture -Services sector in
38 24 Monday ESI PM India. CP Joshi Sir
26-Nov- 8:15 Neha Arora
39 24 Tuesday Quant PM Ratio and Proportion Ma'am
40 27-Nov- Wednesday FM 8:15 Banking System in India – Susheel Sir

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 RBI Grade B Exam – Complete Guide

24 PM Structure and Developments

28-Nov- 8:15
41 24 Thursday Reasoning PM Analytical Reasoning 1 Kansal Sir
29-Nov- 8:15 Adverb and Adjectives -
42 24 Friday English PM Difficult Level Practice Anjali Ma'am
30-Nov- 8:15 Important Banking & Financial
43 24 Saturday GA PM News Tushar Saha Sir
1-Dec-
44 24 Sunday Practice Day
Priorities and
recommendations of
2-Dec- 8:15 Economic Survey and Union
45 24 Monday ESI PM Budget Tushar Saha Sir
3-Dec- 8:15 Neha Arora
46 24 Tuesday Quant PM Average Ma'am
4-Dec- 8:15
47 24 Wednesday FM PM Non-Banking System CP Joshi Sir
5-Dec- 8:15
48 24 Thursday Reasoning PM Analytical Reasoning 2 Kansal Sir
6-Dec- 8:15
49 24 Friday English PM Difficult Level Practice Anjali Ma'am
7-Dec- 8:15
50 24 Saturday GA PM National News Tushar Saha Sir
8-Dec-
51 24 Sunday Practice Day
Monetary and Fiscal Policy
9-Dec- 8:15 since reforms of 1991, Public
52 24 Monday ESI PM Finance - Political Economy CP Joshi Sir
10-Dec- 8:15 Time and Work & Pipes and Neha Arora
53 24 Tuesday Quant PM Cisterns Ma'am
Role of IT in Banking and
11-Dec- 8:15 Finance/ Developments in
54 24 Wednesday FM PM Digital Payments Tushar Saha Sir
12-Dec- 8:15
55 24 Thursday Reasoning PM Puzzles 1 Kansal Sir
13-Dec- 8:15 Prepositions and Parajumbles
56 24 Friday English PM - Difficult Level Practice Anjali Ma'am
14-Dec- 8:15 Important Banking & Financial
57 24 Saturday GA PM News Tushar Saha Sir
15-Dec-
58 24 Sunday Practice Day
Indian Money and Financial
Markets: Linkages with the
economy – Role of Indian
16-Dec- 8:15 banks and Reserve Bank in
59 24 Monday ESI PM the development process CP Joshi Sir

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 RBI Grade B Exam – Complete Guide

17-Dec- 8:15 Neha Arora

60 24 Tuesday Quant PM Time and Distance Ma'am
18-Dec- 8:15
61 24 Wednesday FM PM Financial Markets CP Joshi Sir
19-Dec- 8:15
62 24 Thursday Reasoning PM Puzzles 2 Kansal Sir
20-Dec- 8:15 Fillers & Match the column -
63 24 Friday English PM Difficult Level Practice Anjali Ma'am
21-Dec- 8:15
64 24 Saturday GA PM National News Tushar Saha Sir
22-Dec-
65 24 Sunday Practice Day
Opening up of the Indian
Economy – Balance of
23-Dec- 8:15 Payments, Export-Import
66 24 Monday ESI PM Policy CP Joshi Sir
24-Dec- 8:15 Neha Arora
67 24 Tuesday Quant PM Quadratic Equation Ma'am
25-Dec- 8:15
68 24 Wednesday FM PM Financial Risk Management Susheel Sir
26-Dec- 8:15
69 24 Thursday Reasoning PM Seating Arrangement 1 Kansal Sir
27-Dec- 8:15
70 24 Friday English PM Difficult Level Practice Anjali Ma'am
28-Dec- 8:15 Important Banking & Financial
71 24 Saturday GA PM News Tushar Saha Sir
29-Dec-
72 24 Sunday Practice Day
International Economic
30-Dec- 8:15 Institutions – IMF and World
73 24 Monday ESI PM Bank – WTO Tushar Saha Sir
31-Dec- 8:15 Neha Arora
74 24 Tuesday Quant PM Partnerships+Ages Ma'am
1-Jan- 8:15
75 25 Wednesday FM PM Basics of Derivatives Susheel Sir
2-Jan- 8:15
76 25 Thursday Reasoning PM Seating Arrangement 2 Kansal Sir
3-Jan- 8:15
77 25 Friday English PM Difficult Level Practice Anjali Ma'am
4-Jan- 8:15
78 25 Saturday GA PM National News Tushar Saha Sir
5-Jan-
79 25 Sunday Practice Day
Multiculturalism –
6-Jan- 8:15 Demographic Trends –
80 25 Monday ESI PM Urbanisation and Migration Amit Parhi Sir

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 RBI Grade B Exam – Complete Guide

7-Jan- 8:15 Neha Arora

81 25 Tuesday Quant PM DI Ma'am
8-Jan- 8:15
82 25 Wednesday FM PM Financial Inclusion CP Joshi Sir
9-Jan- 8:15 Direction Blood Relation
83 25 Thursday Reasoning PM Puzzles Kansal Sir
10-Jan- 8:15
84 25 Friday English PM Difficult Level Practice Anjali Ma'am
11-Jan- 8:15 Important Banking & Financial
85 25 Saturday GA PM News Tushar Saha Sir
12-Jan-
86 25 Sunday Practice Day
13-Jan- 8:15 Gender Issues – Social
87 25 Monday ESI PM Justice Amit Parhi Sir
14-Jan- 8:15 Neha Arora
88 25 Tuesday Quant PM DI Ma'am
Alternate source of finance,
private and social cost-
15-Jan- 8:15 benefit, Public-Private
89 25 Wednesday FM PM Partnership CP Joshi Sir
16-Jan- 8:15
90 25 Thursday Reasoning PM High Level Misc Questions Kansal Sir
17-Jan- 8:15
91 25 Friday English PM Difficult Level Practice Anjali Ma'am
18-Jan- 8:15
92 25 Saturday GA PM National News Tushar Saha Sir

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