Uni-Statement

Account Number:
1 575 3738 3323
P.O. Box 1800 Statement Period:
Saint Paul, Minnesota 55101-0800
Jul 11, 2024
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MONIQUE MARIE GARCIA
10888 DORA ST
SUN VALLEY CA 91352-3465 To Contact U.S. Bank
By Phone: 800-US BANKS
(800-872-2657)
U.S. Bank accepts Relay Calls
Internet: usbank.com

INFORMATION YOU SHOULD KNOW

Effective August 12, 2024, please review updates made to the Consumer Pricing Information disclosure which may affect your
rights.
Beginning July 8, 2024, you can review the full revised disclosure at
usbank.com/CPI-upcoming-version, by calling 24-Hour Banking at 800-USBANKS (872-2657) or by visiting your local U.S.
Bank branch. We accept relay calls.
Here's what you should know:
· The new U.S. Bank Smartly® Savings account will be available beginning September 3, 2024.
· The Greenlight Account, a family money app for kids and teens with debit cards, is added as a U.S. Bank Smartly ®
Checking benefit.
· The Auto Loan Interest Rate Discount is being removed as a U.S. Bank Smart Rewards ® benefit.
· Under the Youth Customer Group, the Monthly Maintenance Fee waiver is being applied to the U.S. Bank Smartly ®
Savings account.
· The following fees are no longer being charged. References to these fees were removed or changed to "no charge"
throughout the document:
o Account Charge-Off Processing Fee
o Non-U.S. Bank ATM transaction fee for denied transactions
· Under the Foreign Currency section, the Foreign Exchange Fee (Admin Fee) will be charged for transactions of $300
(previously $250) U.S. Dollars or less, or for any currency purchases returned within seven days.
If you have questions, please call us at 800-USBANKS (872-2657) - we're available to help! You can also schedule an
appointment at usbank.com/book to speak with a banker in person, by phone or virtually.

Effective August 12, 2024, please review updates made to the Your Deposit Account Agreement document which may affect your
rights.
Beginning July 8, 2024, you can review the full revised document at usbank.com/YDAA-upcoming-version, by calling 24-Hour
Banking at 800-USBANKS (872-2657) or by visiting your local U.S. Bank branch. We accept relay calls.
Here's what you should know:
· Under the Time Deposits section, the early withdrawal fee will be removed.
If you have questions, please call us at 800-USBANKS (872-2657) - we're available to help! You can also schedule an
appointment at usbank.com/book to speak with a banker in person, by phone or virtually.

Products and services available in U.S. only. Eligibility requirements and restrictions apply. For additional information, contact a U.S. Bank branch or
call 800-872-2657.
 BALANCE YOUR ACCOUNT
To keep track of all your transactions, you should balance your account every month. Please
examine this statement immediately. We will assume that the balance and transactions shown are
correct unless you notify us of an error.

Outstanding Deposits
DATE AMOUNT 1. List any deposits that do not appear on your statement in the Outstanding Deposits section at
the left. Record the total.
2. Check off in your checkbook register all checks, withdrawals (including Debit Card and ATM)
and automatic payments that appear on your statement. Withdrawals that are NOT checked off
TOTAL $ should be recorded in the Outstanding Withdrawals section at the left. Record the total.
3. Enter the ending balance shown on this statement. $_____________
Outstanding Withdrawals
DATE AMOUNT 4. Enter the total deposits recorded in the Outstanding Deposits section. $_____________
5. Total lines 3 and 4. $_____________
6. Enter the total withdrawals recorded in the Outstanding Withdrawals section. $_____________
7. Subtract line 6 from line 5. This is your balance. $_____________
8. Enter in your register and subtract from your register balance any checks, withdrawals or other
debits (including fees, if any) that appear on your statement but have not been recorded in your
register.
9. Enter in your register and add to your register balance any deposits or other credits (including
interest, if any) that appear in your statement but have not been recorded in your register.
10. The balance in your register should be the same as the balance shown in #7. If it does not
match, review and check all figures used, and check the addition and subtraction in your register.
If necessary, review and balance your statement from the previous month.
TOTAL $

IMPORTANT DISCLOSURES TO OUR CONSUMER CUSTOMERS

In Case of Errors or Questions About Your Checking, Savings, ATM, Debit Card, ACH, Bill Pay and Other Electronic Transfers
If you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt, we must hear from you no later than 60 days* after we sent you
the FIRST statement on which the error or problem appeared. Telephone us at the number listed on the front of this statement or write to us at U.S. Bank, EP-MN-WS5D, 60 Livingston
Ave., St. Paul, MN 55107.
· Tell us your name and account number.
· Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information.
· Tell us the dollar amount of the suspected error.
We will determine whether an error occurred within 10 business days after we hear from you and will correct any error promptly. If we need more time, we may take up to 45 days to
investigate your complaint. For errors involving new accounts, point-of-sale, or foreign-initiated transactions, we may take up to 90 days to investigate your complaint. If we decide to do this,
we will credit your account within 10 business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If
we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account.
*Please note: Paper draft and paper check claims must be disputed within 30 days per Your Deposit Account Agreement.
IMPORTANT DISCLOSURES TO OUR BUSINESS CUSTOMERS
Errors related to any transaction on a business account will be governed by any agreement between us and/or all applicable rules and regulations governing such transactions, including the
rules of the National Automated Clearing House Association (NACHA Rules) as may be amended from time to time. If you think this statement is wrong, please telephone us at the number
listed on the front of this statement immediately.
CONSUMER BILLING RIGHTS SUMMARY REGARDING YOUR RESERVE LINE
What To Do If You Think You Find A Mistake on Your Statement
If you think there is an error on your statement, write to us at:
U.S. Bank, P.O. Box 3528, Oshkosh, WI 54903-3528.
In your letter, give us the following information:
· Account information: Your name and account number.
· Dollar Amount: The dollar amount of the suspected error.
· Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.
You must contact us within 60 days after the error appeared on your statement.
You must notify us of any potential errors in writing. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question.
While we investigate whether or not there has been an error, the following are true:
· We cannot try to collect the amount in question, or report you as delinquent on that amount.
· The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to
pay the amount in question or any interest or other fees related to that amount.
· While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
· We can apply any unpaid amount against your credit limit.
Reserve Line Balance Computation Method: To determine your Balance Subject to Interest Rate, use the dates and balances provided in the Reserve Line Balance Summary section.
The date next to the first Balance Subject to Interest is day one for that balance and is applicable up to (but not including) the date of the next balance (if there is one). We multiply the
Balance Subject to Interest by the number of days it is applicable and add them up to get the same number of days in the billing cycle. We then divide the result by the number of billing
days in the cycle. This is your Balance Subject to Interest Rate. Any unpaid interest charges and unpaid fees are not included in the Balance Subject to Interest. The ***INTEREST
CHARGE*** begins from the date of each advance.
REPORTS TO AND FROM CREDIT BUREAUS FOR RESERVE LINES
We may report information about your account to credit bureaus. Late payments, missed payments or other defaults on your account may be reflected in your credit report.
CONSUMER REPORT DISPUTES
We may report information about account activity on consumer and small business deposit accounts and consumer reserve lines to Consumer Reporting Agencies (CRA). As a result, this
may prevent you from obtaining services at other financial institutions. If you believe we have inaccurately reported information to a CRA, you may submit a dispute by calling 844.624.8230
or by writing to: U.S. Bank Attn: Consumer Bureau Dispute Handling (CBDH), P.O. Box 3447, Oshkosh, WI 54903-3447. In order for us to assist you with your dispute, you must provide:
your name, address and phone number; the account number; the specific information you are disputing; the explanation of why it is incorrect; and any supporting documentation (e.g.,
affidavit of identity theft), if applicable.

Member FDIC
 MONIQUE MARIE GARCIA Uni-Statement
10888 DORA ST Account Number:
SUN VALLEY CA 91352-3465
1 575 3738 3323
Statement Period:
Jul 11, 2024
through
Aug 9, 2024

Page 2 of 3

SAFE DEBIT ACCOUNT Member FDIC

U.S. Bank National Association Account Number 1-575-3738-3323
Account Summary
Beginning Balance on Jul 11 $ 73.13-
Deposits / Credits 4,057.50
Card Withdrawals 641.18-
Other Withdrawals 3,345.45-
Ending Balance on Aug 9, 2024 $ 2.26-

Deposits / Credits
Date Description of Transaction Ref Number Amount
Jul 29 Visa Direct PAYPAL*Garcia Mo 4007290028 $ 98.25
Jul 29 Visa Direct PAYPAL*Garcia Mo 6007282355 196.50
Jul 29 Visa Direct PAYPAL*Garcia Mo 8007282349 393.00
Jul 31 Visa Direct PAYPAL*Garcia Mo 4907302247 98.25
Jul 31 Visa Direct PAYPAL*Garcia Mo 0007302243 196.50
Jul 31 Visa Direct PAYPAL*Garcia Mo 9407311301 3,075.00
Total Deposits / Credits $ 4,057.50

Card Withdrawals
Date Description of Transaction Ref Number Amount
Jul 29 Fee ATM Withdrawal At Other Network 2900002641 $ 2.50-
Jul 29 Fee ATM Withdrawal At Other Network 2900002642 2.50-
Jul 29 Fee ATM Withdrawal At Other Network 2900002643 2.50-
Card Number: xxxx-xxxx-xxxx-4602
Date Description of Transaction Ref Number Amount
Jul 29 ATM Withdrawal 14530 NORDOFF ST PANORAMA CIT CA $ 103.00-
Serial No. 084969003003PLUSTERM
Jul 29 ATM Withdrawal 14530 NORDOFF ST PANORAMA CIT CA 203.00-
Serial No. 084321235439PLUSTERM
Jul 29 ATM Withdrawal 14530 NORDOFF ST PANORAMA CIT CA 203.00-
Serial No. 207404235621PLUSTERM
Aug 5 Debit Purchase - VISA On 080324 Visa Direct CA 6000116649 31.17-
PAYPAL *Marieg72 REF # 24248184216000116649306
Aug 5 Debit Purchase - VISA On 080324 Visa Direct CA 6000176574 41.46-
PAYPAL *Marieg72 REF # 24248184216000176574196
Aug 5 Debit Purchase - VISA On 080324 Visa Direct CA 6000203753 41.46-
PAYPAL *Marieg72 REF # 24248184216000203753615
Aug 7 Debit Purchase - VISA On 080624 Visa Direct CA 9000119830 10.59-
PAYPAL *Marieg72 REF # 24248184219000119830660
Card 4602 Withdrawals Subtotal $ 633.68-
Total Card Withdrawals $ 641.18-

Other Withdrawals
Date Description of Transaction Ref Number Amount
Jul 29 ATM Fee Balance Inquiry At Other Network 2900000001 $ 2.50-
Jul 29 ATM Fee Balance Inquiry At Other Network 2900000001 2.50-
Jul 29 ATM Fee Balance Inquiry At Other Network 2900000001 2.50-
Jul 31 Zelle Instant PMT To DOMINIC ISSAC 300.00-
On 07/30/24 PMT ID=USB1FQOji6A7
Jul 31 Zelle Instant PMT To WORK INFO TOM SUNVALLEY 3,000.00-
On 07/31/24 PMT ID=USBtYGQjimwi
Aug 5 Zelle Instant PMT To EDUARDO 33.00-
On 08/04/24 PMT ID=USBGoQOjjsEl
Aug 9 Monthly Maintenance Fee 0900045509 4.95-
Total Other Withdrawals $ 3,345.45-
 MONIQUE MARIE GARCIA Uni-Statement
10888 DORA ST Account Number:
SUN VALLEY CA 91352-3465
1 575 3738 3323
Statement Period:
Jul 11, 2024
through
Aug 9, 2024

Page 3 of 3

SAFE DEBIT ACCOUNT (CONTINUED)

U.S. Bank National Association Account Number 1-575-3738-3323
Balance Summary
Date Ending Balance Date Ending Balance Date Ending Balance
Jul 29 90.62 Aug 5 13.28 Aug 9 2.26-
Jul 31 160.37 Aug 7 2.69
Balances only appear for days reflecting change.