Finnish Startup Permit Eligibility Statement Request

Personal information
Last Name Ghosh
First Name Argha
Gender Male
Date of birth 16.05.1989
Place of birth India
Passport number Z7932327
Current citizenship India

Contact information
Telephone number +919163498625
Email address [email protected]

Other founders information

First Name MD SANAULLA HAQUE
Last Name ROCKY
Current citizenship Bangladesh
Date of birth 08.10.1988
Passport number A03154871

Business idea and need

Describe your business idea shortly. A2Z International - A Comprehensive Travel Solution Platform
Executive Summary
A2Z International is an innovative travel solution platform designed to be
a one-stop destination for travelers worldwide. Our platform offers
seamless booking experiences for air tickets, rail and bus tickets, hotel
and hostel accommodations, and provides travel itinerary planning.
Additionally, we offer the best rates on travel and health insurance, AI-
driven eVisa submission services, and local and immigration law
information. The platform operates on an AI-powered system that
evaluates customer needs without charging them, and any surplus
generated is used for social good.
Founders' Background
• Mr. Ghosh, from India, holds a Master’s degree in Computer Application
(MCA) and brings over a decade of experience in data science, AI tools,
app and web development, and practical implementation of technology
in real life.
• Mr. Rocky, from Bangladesh, is a Bachelor of Technology in Computer
Science and has extensive expertise in data science, AI tools, iOS and
Android app development, and various web technologies including
WordPress, Laravel, PHP, and JavaScript.
Together, they aim to revolutionize the travel industry by leveraging
cutting-edge technology to provide a superior customer experience while
promoting sustainable social impact.
Business Model
Key Features
1. Multi-Mode Travel Booking: Allows users to book air, rail, and bus
tickets through a single platform.
2. Accommodation Services: Offers booking for hotels and hostels
globally.
 3. Personalized Itineraries: AI-driven itinerary planning based on user
preferences and interests.
4. Insurance Options: Provides best rates for travel and health insurance
from multiple providers.
5. eVisa Application: Streamlines visa application processes using AI for
eligible destinations.
6. Local and Immigration Law Assistance: Offers up-to-date information
on local laws and immigration requirements.
Revenue Model
• Commission-Based Earnings: Earns commissions from airlines, hotels,
insurance companies, and other service providers.
• Advertising and Partnerships: Generates revenue through strategic
advertising and partnerships with travel-related businesses.
• Data Analytics Services: Provides data-driven insights to partners for
enhancing service delivery.
Social Impact
• Sustainability Initiatives: Invests surplus revenue in environmental
conservation and sustainable tourism projects.
• Community Development: Supports local communities by partnering
with small businesses and promoting local tourism.
Market Analysis
Industry Overview
The global travel industry is rapidly evolving with technological
advancements. As of 2023, the industry is expected to grow at a CAGR
of 6.5% over the next five years, driven by increased demand for
personalized travel experiences and seamless digital services.
Target Market
Our target market includes tech-savvy travelers aged 18-45, who are
frequent users of digital pl
What is a customer need that you plan to Primary Customer Need
satisfy? A2Z International is designed to satisfy the need for a comprehensive,
seamless, and user-friendly travel planning platform that offers
everything from booking travel tickets and accommodation to providing
travel insurance and visa assistance. The specific customer needs we
aim to address include:

Convenience and Ease of Use: Customers require a platform that

simplifies the entire travel planning process by offering multiple services
under one roof, eliminating the need to visit multiple websites.

Personalized Travel Solutions: Travelers are increasingly seeking

personalized experiences tailored to their preferences and needs. Our
AI-driven itinerary planning and customization features address this
requirement.

Cost-Effectiveness: Customers want to find the best deals and rates

without spending hours comparing prices. A2Z International leverages
partnerships and AI to provide competitive rates and offers.

Comprehensive Support: Users often need guidance and support

throughout their travel journey, from visa applications to understanding
local laws. Our platform provides this support efficiently.

Security and Trust: Travelers want to ensure their bookings and data are
secure. A2Z International prioritizes data protection and provides a
reliable service that customers can trust.

Specific Client Profile

Client Segments
Leisure Travelers: Individuals and families planning vacations who value
convenience and personalized experiences.

Business Travelers: Professionals seeking efficient travel planning

solutions to maximize their productivity and minimize downtime.
 Backpackers and Adventurers: Young travelers and students who are
budget-conscious and seek flexible travel arrangements.

Expatriates and Relocators: Individuals and families relocating for work

or personal reasons who need comprehensive travel and relocation
assistance.

Market Opportunity
Current Market Trends
Growth in Online Travel Booking: The online travel booking industry is
experiencing significant growth due to increased internet penetration and
smartphone usage. The global online travel market size was valued at
over $800 billion in 2022 and is projected to grow at a CAGR of 9% from
2023 to 2028.

Rising Demand for Personalization: Travelers are increasingly looking for

customized travel experiences that cater to their specific interests and
preferences.

Increase in Solo and Remote Work Travelers: With the rise of remote
work and digital nomadism, there is a growing segment of solo travelers
seeking efficient and flexible travel solutions.

Competitive Advantage
Comprehensive Service Offering: Unlike many competitors, A2Z
International offers a complete travel solution package, integrating
various services into a single platform.

AI-Driven Technology: Utilizing AI for itinerary planning, visa processing,

and personalized recommendations gives us a technological edge.
Social Impact Focus: Our commitment to using surp
Industry Marketing and communication
IndustryOther
Technology Consulting
Other, what?

Approach
What is your compelling solution to the specific Product and Services Overview
customer need? A2Z International is designed to be a comprehensive platform offering a
one-stop solution for all travel-related needs. The services we provide
cater to both individual and business travelers, ensuring a seamless and
efficient travel experience. Here is a detailed breakdown of our offerings:

1. Air Ticket Booking

Service Description: Customers can book flights to destinations
worldwide through our platform. We provide options from various
airlines, allowing customers to compare prices, flight durations, and
amenities to find the best flight that suits their needs.

Features:

Real-time flight availability and pricing.

Easy comparison tools for different airlines and routes.
Personalized recommendations based on customer preferences and
travel history.
AI-driven dynamic pricing alerts for the best deals.
2. Railway and Bus Ticket Booking
Service Description: We offer a platform for booking railway and bus
tickets across multiple countries, integrating national and regional
carriers to ensure broad coverage.
 Features:

Search and book tickets across various carriers and regions.

Real-time updates on ticket availability and pricing.
Options for seat selection and travel class preferences.
Multi-modal travel planning, combining rail, bus, and air travel.
3. Hotel and Hostel Booking
Service Description: Our platform allows customers to book
accommodation ranging from luxury hotels to budget hostels, with
detailed information and reviews.

Features:

Access to a wide range of accommodations worldwide.

User reviews and ratings to aid in decision-making.
Advanced search filters for amenities, location, and pricing.
Special deals and discounts for registered users.
4. Travel Itinerary Planning
Service Description: We provide personalized travel itineraries tailored to
individual preferences and interests, using AI to suggest attractions,
activities, and dining options.

Features:

AI-driven itinerary generation based on user preferences and budget.

Integration with booking services for seamless planning.
Options to share itineraries with friends and family.
Real-time updates and recommendations during travel.
5. Travel and Health Insurance
Service Description: We offer access to competitive travel and health
insurance plans, ensuring that customers are protected during their trips.

Features:

Comparison of insurance plans from multiple providers.

Easy application process with instant policy issuance.
Coverage for medical emergencies, trip cancellations, and more.
24/7 support for insurance claims and assistance.
6. AI-Driven Visa and eVisa Services
Service Description: Our platform assists customers with visa
applications, providing AI-driven guidance and support for document
submission and compliance with local and immigration laws.

Features:

Comprehensive database of visa requirements for various countries.

Step-by-step application guidance and document checklists.
What is your business model and an initial idea Business Model Overview
of pricing? A2Z International operates on a freemium model, providing a
comprehensive travel management platform for both individual and
business travelers. Our business model focuses on creating value for
end-users through a suite of services that streamline the travel
experience, from booking to compliance with international travel
regulations.
End Users
Our end users are primarily:
1. Individual Travelers: This includes leisure travelers, students studying
abroad, and professionals traveling for work who require comprehensive
travel solutions.
2. Business Travelers: Companies and corporate clients looking for
efficient travel management solutions for their employees, with a focus
on convenience, cost-effectiveness, and compliance.
 3. Travel Agencies and Partners: Agencies that want to leverage our
platform to offer enhanced services to their customers, including
booking, itinerary planning, and insurance.
Paying Customers
• Corporate Clients: Companies that need to manage travel
arrangements for their employees. They will benefit from our
personalized services, competitive rates, and compliance tools.
• Travel Agencies: Agencies that use our platform to expand their service
offerings can opt for a subscription to access premium features.
Approach to Customers
1. Digital Marketing and SEO: We leverage digital marketing strategies,
including search engine optimization, social media campaigns, and
targeted advertising, to reach potential customers globally.
2. Partnerships: Collaborating with travel agencies, corporate partners,
and educational institutions to expand our reach and enhance our
service offerings.
3. Customer Referrals: Encouraging satisfied customers to refer others to
our platform through a referral program that rewards both the referrer
and the new customer.
4. Content Marketing: Providing valuable content such as travel guides,
tips, and industry insights to attract and engage our target audience.
Pricing Model
Our pricing model is designed to be transparent and competitive,
providing excellent value to our customers:
1. Freemium Model: Basic services, including travel booking and itinerary
planning, are free for individual users. Additional services such as
personalized travel consultancy and priority customer support are
available through premium subscriptions.
2. Subscription Model: Corporate clients and travel agencies can choose
from various subscription tiers that provide access to advanced features,
analytics, and dedicated support. These tiers can be tailored to meet the
specific needs of each client.
3. Commission-Based Revenue: We earn a commission on bookings
made through our platform, including flights, accommodations, and
insurance plans. This allows us to offer services at no additional cost to
users while maintaining a sustainable revenue stream.
4. AI-Powered Upselling: Utilizing AI-driven analytics to offer
personalized upsell opportunities, such as travel insurance upgrades,
prem
What is your go to market plan? Target Market Areas
A2Z International aims to serve a diverse clientele across multiple
regions:
1. Europe: Focusing initially on Northern Europe, particularly Finland, due
to our headquarters location. We aim to expand into Western Europe,
including Germany, France, and the UK, where business travel is
substantial.
2. Asia: Targeting growing markets such as India, China, and Southeast
Asia, where outbound tourism and business travel are on the rise.
3. North America: Engaging with both business and leisure travelers in
the US and Canada, leveraging the high volume of international travel.
4. Middle East: Catering to the significant number of travelers in the UAE
and other Gulf countries, who are frequent international travelers.
Target Market Segment
1. Business Travelers: Corporations and SMEs looking for streamlined
travel solutions and cost-effective travel management.
2. Leisure Travelers: Individuals seeking comprehensive travel solutions,
from booking to insurance, at competitive prices.
3. Travel Agencies: Agencies that require a platform to enhance their
service offerings and provide clients with seamless travel experiences.
4. Educational Institutions: Universities and colleges that need reliable
travel arrangements for exchange programs, research collaborations,
and international events.
Go-To-Market Plan
 1. Strategic Partnerships: Forming alliances with travel agencies, airlines,
hotels, and insurance providers to enhance service offerings and provide
exclusive deals.
2. Digital Marketing Campaigns: Utilizing SEO, PPC, and social media
marketing to reach a wide audience and establish a strong online
presence.
3. Content Marketing: Creating engaging content, such as travel blogs
and guides, to attract and retain potential customers while establishing
A2Z International as a thought leader in the travel industry.
4. Referral Programs: Implementing a referral system to encourage
satisfied customers to promote our services within their networks.
5. Local Representation: Establishing local offices or representatives in
key regions to build trust and provide personalized services to clients.
Long-Term Growth Opportunities and Plan
1. Service Expansion: Continuously adding new features and services,
such as destination-based travel packages and personalized itineraries,
to meet the evolving needs of travelers.
2. Technology Integration: Leveraging AI and machine learning to
enhance user experience by offering personalized recommendations
and dynamic pricing.
3. Global Expansion: Entering new markets in Africa and Latin America,
capitalizing on emerging travel trends and growing middle-class
populations.
4. Sustainability Initiatives: Incorporating eco-friendly travel options and
partnering with green businesses to attract environmentally conscious
travelers.
5. Customer Loyalty Programs: Developing loyalty and reward programs
to increase customer retention and encourage repeat business.
6. Social Impact: Reinvesting pro

Benefit
What are the benefits that your approach Unique and Concrete Benefits
provides to your clients? A2Z International offers a revolutionary travel management solution
designed to cater to the diverse needs of modern travelers. Our platform
provides clients with an array of unique and concrete benefits that
enhance the travel experience, ensure cost savings, and deliver
unparalleled convenience.
1. Comprehensive Travel Management
o One-Stop Solution: Clients can book flights, trains, buses,
accommodations, and travel insurance all in one place, eliminating the
hassle of managing multiple bookings across different platforms.
o AI-Driven Itinerary Planning: Our AI-powered tools create personalized
itineraries based on client preferences, ensuring a tailored travel
experience that meets individual needs and interests.
2. Cost-Effectiveness
o Best Rates Guaranteed: By partnering with airlines, hotels, and
insurance companies, we provide clients with the most competitive rates
in the market, offering savings of up to 20% compared to standard
booking channels.
o No Hidden Fees: Our transparent pricing ensures clients know exactly
what they are paying for, with no unexpected charges or commissions.
3. Enhanced Convenience
o E-Visa and Legal Compliance: Our platform simplifies the process of
applying for e-visas and ensures compliance with local immigration laws,
saving clients time and reducing stress.
o 24/7 Support: Clients have access to round-the-clock customer
support, ensuring any issues or concerns are promptly addressed.
4. Time Efficiency
o Streamlined Booking Process: Clients can complete bookings in a
matter of minutes, thanks to our intuitive and user-friendly interface,
which reduces the time spent on travel planning by up to 50%.
o Real-Time Updates: Receive instant notifications and updates on flight
status, weather conditions, and travel alerts, allowing clients to adjust
plans proactively.
 5. Safety and Security
o Travel and Health Insurance: Clients have access to comprehensive
travel and health insurance options at the best rates, providing peace of
mind and financial protection during their journeys.
o Data Security: We prioritize the privacy and security of our clients’ data,
utilizing advanced encryption and secure protocols to protect personal
information.
6. Social Impact
o Ethical Business Practices: Profits are reinvested into community
development projects and social causes, allowing clients to contribute to
positive change by simply using our platform.
Quantified Benefits
• Cost Savings: Clients save an average of 15-20% on travel expenses
through exclusive deals and partnerships.
• Time Reduction: Booking and planning time is reduced by up to 50%,
freeing clients to focus on other important aspects of their travel.
• Customer Satisfaction: Our platform boasts a high customer satisfaction
rate, with 95% of users reporting a seamless and enjoyable experience.

Competition
What are alternative approaches? Alternative Approaches
1. Traditional Travel Agencies
o Personalized Service: Traditional travel agencies provide personalized
service and expert advice, helping travelers with booking flights,
accommodations, and other travel-related services. Customers benefit
from the expertise and personalized attention of experienced travel
agents.
o Customized Packages: These agencies can create bespoke travel
packages that cater to specific client preferences and requirements,
offering a more customized travel experience.
2. Online Travel Agencies (OTAs)
o Comprehensive Booking Platforms: OTAs like Expedia, Booking.com,
and Kayak offer a wide range of booking options for flights, hotels, and
car rentals, providing travelers with flexibility and convenience.
o Price Comparison: These platforms enable customers to compare
prices across different providers, ensuring they get the best deals
available.
3. Direct Booking with Providers
o Airlines and Hotels: Customers can book directly with airlines and
hotels through their official websites or mobile apps, often receiving
loyalty points and exclusive offers.
o Membership Programs: Many providers offer membership programs
that provide benefits such as discounts, upgrades, and priority service.
4. Mobile Travel Apps
o Travel Aggregators: Apps like Skyscanner and Hopper aggregate flight
and hotel data, offering users the ability to find and book travel services
easily.
o AI-Powered Travel Assistants: Mobile apps like TripIt and Google Trips
use AI to organize travel itineraries and provide real-time updates,
enhancing the travel experience.
5. Travel Concierges and Lifestyle Services
o Personalized Assistance: High-end travel concierge services offer
personalized assistance with every aspect of travel, from booking to
itinerary planning, providing a luxury experience for clients willing to pay
a premium.
o Membership-Based Services: Services like American Express Platinum
Travel offer exclusive benefits to cardholders, including access to
premium travel deals and personalized planning.
Advantages of A2Z International’s Approach
• Integrated Platform: Unlike most alternatives, A2Z International offers
an all-in-one platform that integrates booking, itinerary planning, and
insurance, saving clients time and effort.
 • AI-Driven Solutions: Our use of AI enhances personalization and
efficiency, providing tailored recommendations and dynamic pricing not
typically available through traditional methods.
• Social Impact: A2Z International’s commitment to using surplus for
social good distinguishes it from other profit-driven models, appealing to
socially conscious travelers.
Who are the main competitors? 1.Expedia Group 2. Booking Holdings 3.Trip.com Group 4. Skyscanner
5.Kayak 6.Google Travel 7.TripIt 8. Allianz Travel Insurance 9.World
Nomads 10.American Express Travel 11.Virtuoso ETC.
What are your solution’s competitive . Comprehensive One-Stop Platform
advantages? Unlike many competitors who specialize in a single aspect of travel, A2Z
International provides an integrated solution for all travel needs:

Booking Services: Air tickets, railway and bus tickets, hotel and hostel
bookings.
Travel Itinerary Planning: Detailed planning to ensure a seamless travel
experience.
Insurance Solutions: Competitive rates on travel and health insurance.
E-Visa Processing: AI-driven assistance for visa applications, adhering to
local and immigration laws.
This all-in-one approach simplifies travel planning by eliminating the need
to use multiple platforms or services, saving time and reducing
complexity.

2. AI-Driven Personalization
Our platform uses advanced AI technology to enhance the user
experience:

Tailored Recommendations: AI algorithms analyze user preferences and

behavior to provide personalized travel options and offers.
Dynamic Pricing: Our AI tools adjust pricing based on real-time data,
ensuring that customers receive the best possible rates.
This level of personalization ensures that travelers receive
recommendations and deals that best fit their specific needs and
preferences.

3. No Hidden Fees
A2Z International operates on a policy of transparency:

Zero Charges: We do not charge customers for our services. All costs
are covered by strategic partnerships and advertising, ensuring that
users only pay for the actual services they book.
This transparency builds trust and provides a clear value proposition
compared to competitors who may have hidden fees or commissions.

4. Commitment to Social Good

Our business model includes a unique social responsibility aspect:

Surplus Utilization: Any surplus revenue generated is directed towards

social causes, supporting community projects and charitable initiatives.
This commitment resonates with socially conscious travelers who prefer
to support businesses with a positive impact on society.

5. Expertise and Experience

The founding team brings extensive expertise to the table:

Mr. Argha Ghosh: With a Master’s in Computer Applications (MCA) and

extensive experience in IT solutions.
Mr. Rocky: A B.Tech in Computer Science with over a decade of
experience in data science, AI, and app development.
Their combined expertise ensures a robust, reliable, and innovative
platform that leverages cutting-edge technology to meet evolving travel
needs.
 6. User-Friendly Interface
Our platform is designed with the user in mind:

Intuitive Design: Easy-to-navigate interface that simplifies the booking

and planning process.
Responsive Support: Dedicated customer service to assist with any
issues or questions.
7. Global Reach with Local Insight
A2Z International offers global travel solutions while understanding local
regulations and requirements:

Localized Support: Tailored solutions that adhere to regional laws and

cultural norms, ensuring compliance and relevance.

Team plan
Describe your team plan. Ownership and Roles of Founders
1. Mr. Argha Ghosh

Ownership: 50%
Role: Founder & Chief Technology Officer (CTO)
Responsibilities:
Direct the technology strategy and oversee development.
Lead the design and implementation of AI-driven solutions and IT
infrastructure.
Ensure platform security and scalability.
Manage the technical team and coordinate software development.
2. Mr. Rocky

Ownership: 50%
Role: Co-Founder & Chief Operating Officer (COO)
Responsibilities:
Oversee daily operations and operational efficiency.
Manage partnerships and service provider relationships.
Lead marketing, business development, and customer service efforts.
Develop and execute operational strategies to enhance performance.
Planned Resources, Roles, and Competencies
1. Technical Team

Software Developers (3-4): Responsible for platform development and

maintenance, with expertise in PHP, JavaScript, AI tools, and web
development frameworks.
Data Scientists (2): Develop and refine AI algorithms for personalization
and dynamic pricing, requiring skills in machine learning and big data
analytics.
2. Operations Team

Operations Manager (1): Assist the COO in managing daily operations

and logistics, with skills in project management and operational
efficiency.
Customer Support Representatives (2-3): Provide customer assistance
and issue resolution, requiring strong communication and problem-
solving skills.
3. Marketing and Sales Team

Marketing Manager (1): Develop and implement marketing strategies,

manage digital campaigns, and drive user acquisition. Skills in digital
marketing, SEO, and content creation are essential.
Sales Representatives (2): Handle business development and client
acquisition, with experience in sales and relationship management.
4. Administrative Team

Administrative Assistant (1): Manage administrative tasks, including

scheduling and correspondence, with strong organizational skills.
Timeline for Building Up the Team
 **1. First 3 Months: Establish Core Team

Founders’ Roles: Focus on setting up technical and operational

frameworks.
Hiring: Recruit 2-3 key software developers and 1 operations manager to
start platform development.
**2. 3-6 Months: Expand Development and Operations

Technical Team: Hire additional developers and data scientists.

Operations Team: Add customer support representatives.
Marketing and Sales: Begin recruitment for marketing and sales roles.
**3. 6-12 Months: Full Team Integration and Scaling

Complete Hiring: Finalize hires for marketing, sales, and administrative

roles.
Operational Scaling: Launch marketing campaigns, expand customer
acquisition efforts.
**4. 12-18 Months: Growth and Expansion

Growth Initiatives: Focus on scaling the platform and exploring new

partnerships.
Team Development: Provide training and development opportunities to
support growth.

Current status
Describe what you have done so far and what is Demos and Prototypes:
ready by now. Currently, our team is in the process of developing initial prototypes and
demos for the A2Z International platform. We are focusing on creating a
functional prototype that showcases the core features of our one-stop
travel solution, including booking air tickets, railway and bus tickets,
hotel reservations, and AI-driven eVisa submissions. These prototypes
are being rigorously tested to ensure reliability and user satisfaction.
Customer Contacts:
We have begun establishing initial contact with potential customers and
strategic partners. While we are in the early stages of outreach, we are
building a network of travel agencies, corporate clients, and individual
travelers to validate our solution and gather valuable feedback. This will
help us refine our offerings and ensure they meet market needs.
Plans for Piloting:
We are planning to launch pilot programs to test our platform’s
functionality and performance in real-world scenarios. These pilots will
involve select users and partners who will provide feedback on the
platform’s usability, features, and overall effectiveness. The results from
these pilots will be crucial in making necessary adjustments before a full-
scale launch.
Installed Pilots:
As of now, we have not yet installed pilots but have identified potential
pilot partners who are interested in participating. The pilot phase is
scheduled to begin in the next few months, following the completion of
the prototype development.
Initial Deals:
We are in preliminary discussions with several potential clients and
partners. These discussions are aimed at establishing initial deals and
partnerships that will support our market entry and growth strategy.
Details of these deals will be finalized as we progress through the pilot
phase.
Intellectual Property
Registered Intellectual Property:
1. Business Registrations:
o A2Z International: Mr. Argha Ghosh owns registered businesses in the
UK and India under the name A2Z International. These registrations
provide a legal foundation for our operations and business activities in
these regions.
2. Trademark:
 o Registered Trademark: A trademark for A2Z International has been
registered in India. This trademark protects our brand identity and
ensures that our unique name and logo are legally safeguarded.
3. Portal:
o Website: Our online presence is established through the portal https://
a2zinternational.in/. This website serves as a central hub for our services
and customer interactions.
Intellectual Property Ownership:
• Title and Ownership: Mr. Argha Ghosh holds the title and ownership of
the registered business, trademark, and the website. These intellectual
properties are integral to our brand and business operations.
Have you already established a company Yes
working on this business idea?
Where? India
Company name A2Z INTERNATIONAL
What are your plans for it if you establish a new Plans for Establishing a New Startup in Finland 1. Establishing
startup in Finland? Operations: Legal and Regulatory Compliance: We will start by
registering the business with Finnish authorities and ensuring compliance
with local laws and regulations. This includes obtaining necessary
permits, licenses, and adhering to tax regulations. Office Setup: We plan
to establish a physical presence in Finland by setting up an office in a
strategic location. This will facilitate better local engagement and
operations management. 2. Localization and Market Adaptation: Market
Research: Conduct comprehensive research to understand the specific
needs and preferences of Finnish consumers. This will involve analyzing
market trends, competitor activities, and customer feedback.
Localization: Adapt our platform to meet local requirements, including
language translation, cultural nuances, and integration with Finnish travel
regulations. We will ensure our services are tailored to the local market.
3. Building Local Partnerships: Strategic Alliances: Form partnerships
with local travel agencies, hotels, transportation providers, and insurance
companies. These alliances will enhance our service offerings and
provide a more integrated experience for customers. Networking: Engage
with local business communities, chambers of commerce, and industry
groups to build relationships and expand our network. 4. Launching and
Marketing: Pilot Programs: Implement pilot programs to test our
platform’s functionality and gather feedback from Finnish users. This will
help us refine our offerings before a full-scale launch. Marketing Strategy:
Develop a targeted marketing strategy to promote our services. This will
include digital marketing campaigns, social media outreach, and
collaborations with influencers to raise brand awareness. 5. Technology
and Innovation: AI Integration: Continue to leverage AI technology for
personalized travel recommendations, dynamic pricing, and efficient
eVisa processing. We will invest in R&D to enhance our AI capabilities.
User Experience: Focus on providing a seamless user experience by
optimizing our platform’s interface and functionality. This includes
improving navigation, booking processes, and customer support. 6.
Customer Support and Feedback: Local Support Team: Establish a local
customer support team to address queries, provide assistance, and
resolve issues promptly. This will ensure a high level of customer
satisfaction. Feedback Mechanism: Implement a robust feedback
mechanism to continuously gather insights from users. This will help us
make data-driven decisions and improve our services. 7. Growth and
Expansion: Scalability: Develop a scalable business model to support
growth and expansion across Finland and potentially into other Nordic
countries. Long-term Vision: Focus on long-term growth by exploring new
market opportunities, enhancing service offerings, and investing in
technological advancements.
Do you have a name idea for the startup
company?
Have you participated in an accelerator/ No
incubator, or has someone helped you to create
the business plan?
Tell name and time if you have participated an
accelerator or incubator in Finland or
somewhere else. Tell also if there is an external
consultant or organisation that has helped you
to create the business plan.
Do you have already contacts in Finland? No
Please specify your contacts. Why is Finland an
interesting location for you?
Why is Finland an interesting location for you? 1.Robust Business Environment:
•Stable Economy: Finland boasts a stable and resilient economy, making
it a secure environment for new ventures. The country's high standard of
living and economic stability provide a solid foundation for business
operations.
•Supportive Infrastructure: The well-developed infrastructure in Finland
supports business growth. From reliable internet connectivity to efficient
transportation networks, the country offers a conducive environment for
startups.
2. Innovation and Technology Hub:
• Tech Savvy Market: Finland is renowned for its innovative technology
sector and high digital literacy. This tech-savvy environment is ideal for
introducing advanced solutions like AI-driven travel services.
• Research and Development: The country has a strong focus on
research and development, supported by both public and private
sectors. This emphasis on innovation aligns with our goal of leveraging
cutting-edge technology to enhance travel solutions.
3. High Quality of Life:
• Attractive Living Conditions: Finland consistently ranks high in global
quality of life indices. The high standard of living, excellent healthcare,
and strong education system make it an attractive location for talent and
business owners alike.
• Work-Life Balance: The emphasis on work-life balance and employee
well-being aligns with our company’s values, creating a positive and
productive work environment.
4. Strategic Location in Europe:
• Gateway to Europe: Finland’s strategic location provides access to the
broader European market. This geographic advantage positions us to
expand our services beyond Finland and tap into other European
countries.
• Connectivity: Helsinki, the capital, is well-connected with major
European cities through efficient transportation links, facilitating business
operations and travel.
5. Strong Government Support:
• Business-Friendly Policies: The Finnish government offers various
incentives and support programs for startups and international
businesses. These include grants, tax incentives, and subsidies that can
aid in our market entry and growth.
• Ease of Doing Business: Finland ranks highly on the ease of doing
business index, with straightforward regulations and a transparent
business environment that simplifies the establishment of new
enterprises.
6. Emphasis on Sustainability:
• Sustainable Practices: Finland is a leader in sustainability and
environmental stewardship. As a company committed to social good,
aligning with Finland’s green initiatives and sustainable practices
enhances our corporate responsibility and appeal.
7. Skilled Workforce:
• Highly Educated Talent Pool: Finland has a well-educated and skilled
workforce, particularly in technology and business fields. Access to this
 talent pool supports our goal of building a strong, capable team to drive
our success.
8. Innovation Ecosystem:
• Supportive Startup Ecosystem: Finland has a vibrant startup ecosystem
with numerous incubators, acceler

First 12 months
What is your plan for the first 12 months of Initial 12-Month Plan and Milestones
operation? **1. Months 1-3: Foundation and Setup

Company Registration: Complete the legal registration of the business in

Finland, including obtaining necessary permits and licenses.
Office Establishment: Set up a physical office space in a strategic
location in Finland to facilitate operations and local presence.
Team Recruitment: Hire key personnel, including local staff for customer
support, marketing, and administrative roles. Onboard technology
experts to develop and manage our platform.
**2. Months 4-6: Product Development and Localization

Platform Development: Finalize the development of our all-in-one travel

solution platform, incorporating features for booking tickets,
accommodation, travel insurance, and AI-driven eVisa processing.
Localization: Adapt the platform for the Finnish market, including
language translation, integration with local travel regulations, and
customization of user experience based on local preferences.
Pilot Testing: Launch pilot programs to test the platform’s functionality
with a select group of users. Collect feedback and make necessary
adjustments.
**3. Months 7-9: Market Entry and Marketing

Marketing Launch: Execute a comprehensive marketing campaign to

introduce our services to the Finnish market. This will include digital
marketing, social media outreach, and partnerships with local travel
agencies and influencers.
Customer Acquisition: Begin onboarding customers through targeted
promotions, special offers, and referral programs. Focus on building
initial traction and generating user engagement.
Local Partnerships: Establish strategic partnerships with local hotels,
transportation providers, and insurance companies to enhance service
offerings and expand market reach.
**4. Months 10-12: Evaluation and Scaling

Performance Review: Evaluate the performance of our platform based on

user feedback, service usage, and financial metrics. Identify areas for
improvement and implement enhancements.
Customer Support: Strengthen our customer support infrastructure to
ensure high levels of satisfaction and address any issues promptly.
Scalability Planning: Develop plans for scaling operations, including
exploring expansion opportunities to other Nordic countries based on
market demand and business performance.
**Deliverables After 12 Months:

Operational Platform: A fully functional travel solution platform, tailored

for the Finnish market, offering seamless booking and travel
management services.
Established Presence: A recognized brand with a growing customer base
and established partnerships within the Finnish travel industry.
Local Team: A skilled team in place, providing excellent customer support
and driving local business operations.
Market Insights: Valuable insights from pilot testing and early market
entry, informing future strategies and expansion plans.
By the end of the first year, we aim to have a robust platform operational,
a solid market presence,
Initial funding
What is your plan to fund the initial phase of Estimated Funding Needs for the First Year of Operation
your company? 1. Initial Setup Costs:

Company Registration and Legal Fees: €10,000

Office Lease and Setup: €20,000
Equipment and Office Supplies: €5,000
Insurance and Miscellaneous: €5,000
2. Product Development:

Platform Development: €50,000

Software Development (AI, Web, and Mobile): €30,000
Localization and Customization: €10,000
Testing and Quality Assurance: €10,000
Technology Infrastructure: €10,000
Servers, Hosting, and Security: €10,000
3. Team Recruitment and Salaries:

Salaries (First 12 Months): €150,000

Key Personnel (Tech Experts, Customer Support, Marketing): €150,000
Recruitment Costs: €5,000
4. Marketing and Customer Acquisition:

Initial Marketing Campaign: €25,000

Digital Marketing (Social Media, SEO, PPC): €15,000
Local Partnerships and Promotions: €10,000
Customer Engagement and Referral Programs: €5,000
5. Operational Expenses:

Utilities and Office Maintenance: €8,000

Travel and Miscellaneous Expenses: €5,000
6. Contingency Fund:

Reserve for Unexpected Costs: €10,000

Total Estimated Funding Needs: €333,000

Breakdown by Category:

Category Estimated Cost (€)

Initial Setup Costs €40,000
Product Development €60,000
Team Recruitment and Salaries €155,000
Marketing and Customer Acquisition €30,000
Operational Expenses €13,000
Contingency Fund €10,000
Total €333,000
Funding Plan
To secure the necessary funds, we plan to pursue the following avenues:

Investor Funding: Approach venture capitalists and angel investors

interested in technology startups and the travel industry. Present a
compelling business plan and financial projections to attract investment.

Grants and Subsidies: Apply for government grants and subsidies

available for startups in Finland and the European Union. Focus on
programs supporting technological innovation and entrepreneurship.

Bank Loans: Explore options for business loans from banks or financial
institutions. Prepare detailed financial statements and projections to
demonstrate the viability of the business.
 Strategic Partnerships: Seek partnerships with established companies in
the travel and technology sectors. These partnerships could include
financial support, joint ventures, or strategic collaborations.

Crowdfunding: Launch a crowdfunding campaign to attract small

investments from a broader audience. Use platforms like Kickstarter or
Indiegogo to raise awareness and funds.

By diversifying our funding sources, we aim to secure the capital needed

to successfully launch and grow our business in Finland.

Additional information for the application

If there is any other purpose for your application Additional Purpose for Application
besides that stated above which you wish to In addition to the primary purpose of establishing a new startup in
state as grounds for your application, please Finland, I would like to highlight several supplementary goals and
write it here. If you wish, you may also state any contributions related to my application:
other facts or additional information concerning
your application or your coming to Finland. Fostering Innovation and Technology Transfer: By establishing our
Provide the information as a separate business in Finland, we aim to leverage the country’s robust
attachment, if necessary. technological ecosystem to foster innovation and transfer advanced
technology from India and Bangladesh. Our expertise in AI, web
development, and mobile applications will contribute to Finland's growing
tech sector and create opportunities for local talent to collaborate on
cutting-edge projects.

Creating Local Jobs: Our startup plans to recruit a diverse team of skilled
professionals in Finland. This will not only create job opportunities but
also contribute to the local economy. We are committed to hiring local
talent and offering training programs to ensure skill development and
career advancement for our employees.

Strengthening Cross-Cultural Business Relations: By operating in

Finland, we intend to strengthen business relations between Europe,
India, and Bangladesh. Our international perspective and experience will
foster cross-cultural collaboration, enhancing trade and investment
opportunities between these regions.

Supporting Social Good Initiatives: Our business model includes a

commitment to using any surplus for social good. We plan to allocate a
portion of our profits to support local community projects and charitable
organizations in Finland. This aligns with our mission to make a positive
impact beyond business operations.

Exploring Strategic Partnerships: We aim to build strategic partnerships

with Finnish companies, research institutions, and innovation hubs.
These collaborations will help us integrate into the local business
ecosystem, enhance our service offerings, and contribute to Finland's
reputation as a global leader in technology and innovation.

This application not only seeks to establish a successful business but

also to contribute to the broader socio-economic landscape of Finland.
We are eager to integrate into the Finnish community and collaborate on
initiatives that drive technological advancement and social responsibility.

Attachment:

Thank you for considering these additional aspects of our application. We

look forward to contributing positively to Finland's vibrant business
environment and community.