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Personal Finance TemplateFinancial Projection

 Personal Finance Template

Last Updated 1/1/2024 Net Worth

Funds
Fund/Account Amount Link to Account Site
Savings Account $5,000.00 [Insert Link] Funds by Sou
Checking Account $10,000.00 [Insert Link]
401(k) $40,000.00 [Insert Link]
IRA $20,000.00 [Insert Link]
Company Stock $5,000.00 [Insert Link]
Investment Accoun $20,000.00 [Insert Link]
Account #7 $0.00 [Insert Link]
Account #8 $0.00 [Insert Link]
Total Assets ###

Debts
Fund/Account Remaining Link to Debt Site
House $50,000.00 [Insert Link]
Car $5,000.00 [Insert Link]
Student Loans $20,000.00 [Insert Link]
Debt #1 $10,000.00 [Insert Link]
Debt #2 $5,000.00 [Insert Link]
Total $90,000.00
e

Net Worth $10,000.00

Funds by Source

Savings Account
Checking Account
401(k)
IRA
Company Stock
Investment Account
Account #7
Account #8
 Financial Projection Template
Projections
January February March April May June
Units Sales 10,000 8,000 6,000 6,000 7,000 6,000
Avg. Revenue Per Uni $600 $600 $500 $500 $500 $500
Total Revenue $6,000,000 $4,800,000 $3,000,000 $3,000,000 $3,500,000 $3,000,000

Actuals
January February March April May June
Units Sales 10,497 7,994 4,900 6,108 7,309 6,767
Avg. Revenue Per Uni $633 $601 $550 $540 $480 $452
Total Revenue $6,644,601 $4,804,394 $2,695,000 $3,298,320 $3,508,320 $3,058,684
Variance
January February March April May June
Units Sales 497 -6 -1,100 108 309 767
% Difference 4.97% -0.08% -18.33% 1.80% 4.41% 12.78%
Avg. Revenue Per Uni $33.00 $1.00 $50.00 $40.00 -$20.00 -$48.00
% Difference 5.50% 0.17% 10.00% 8.00% -4.00% -9.60%
Total Revenue $644,601 $4,394 -$305,000 $298,320 $8,320 $58,684
% Difference 10.74% 0.09% -10.17% 9.94% 0.24% 1.96%
mplate

July August SeptemberOctober November December Total

4,000 4,000 7,000 7,000 5,000 8,000 78,000
$500 $500 $400 $300 $300 $600 $494
$2,000,000 $2,000,000 $2,800,000 $2,100,000 $1,500,000 $4,800,000 ###

July August SeptemberOctober November December Total

2,801 5,187 7,800 8,100 3,799 7,601 78,863
$680 $450 $299 $314 $330 $550 $489
$1,904,680 $2,334,150 $2,332,200 $2,543,400 $1,253,670 $4,180,550 ###

July August SeptemberOctober November December Total

-1,199 1,187 800 1,100 -1,201 -399 863
-29.98% 29.68% 11.43% 15.71% -24.02% -4.99% 1.11%
$180.00 -$50.00 -$101.00 $14.00 $30.00 -$50.00 -$4.67
36.00% -10.00% -25.25% 4.67% 10.00% -8.33% 0.15%
-$95,320 $334,150 -$467,800 $443,400 -$246,330 -$619,450 $57,969
-4.77% 16.71% -16.71% 21.11% -16.42% -12.91% 0.15%
 Profit & Loss Statement

Month/Year 2024

Sales
Description Amount Notes
Sales $500,000.00
Cost of Goods Sold $300,000.00
Gross Profit ###

Operating Expenses
Description Amount Notes
Expense $5,000.00
Expense $5,000.00
Expense $5,000.00
Expense $5,000.00
Expense $5,000.00
Expense $5,000.00
Expense $5,000.00
Expense $5,000.00
Total Expenses $40,000.00

Income Before Tax ###

Income Tax $50,000.00

Net Profit (Loss) ###

 Cash Flow Statement

Date 12/31/2024

Cash at Beginning of Period $ 1,000,000

Operating Activity
Description Amount
Cash Receipts (Enter as a positive)
Sales $ 500,000
Collection of Accounts Recievable $ 500,000
Other Operating Activity $ 500,000
Other Operating Activity $ 500,000
Total Cash Receipts $ 2,000,000
Cash Payments (Enter as a negative)
Inventory $ (300,000)
Interest $ (100,000)
Taxes $ (500,000)
Wages $ (300,000)
Other Operating Activity $ (100,000)
Total Cash Payments $ (1,300,000)
Net Cash Flow From Operations $ 700,000

Investing Activity
Description Amount
Cash Receipts (Enter as a positive)
Sale of Property/Equipment $ 100,000
Sale of Securities $ 20,000
Loans Collected $ 30,000
Sale of Other Investment $ 50,000
Total Cash Receipts $ 200,000
Cash Payments (Enter as a negative)
Purchase of Property/Equipment $ (500,000)
Purchase of Securities $ (20,000)
Loans Made $ (60,000)
Purchase of Other Investment $ (20,000)
Total Cash Payments $ (600,000)
Net Cash Flow From Operations $ (400,000)

Financing Activity
Description Amount
Cash Receipts (Enter as a positive)
Stock Issued $ 10,000
Loans Collected $ 50,000
Other Payment $ 10,000
Other Payment $ 30,000
Total Cash Receipts $ 100,000
Cash Payments (Enter as a negative)
Stock Repurchased $ (500,000)
Dividends Paid $ (10,000)
Loans Repaid $ (50,000)
Other Financing Expense $ (40,000)
Total Cash Payments $ (600,000)
Net Cash Flow From Financing $ (500,000)

Cash On-Hand at End of Period $ 800,000

Net Change in Cash $ (200,000)

 Balance Sheet

[Date]

Assets Liabilities + Equity

Current Assets Current Liabilities

Description Amount Description Amount
Cash $ 5,000 Accounts Payable $ 5,000
Accounts Receivable $ 5,000 Wages payable $ 5,000
Inventory $ 5,000 Interest Payable $ 5,000
Investments $ 5,000 Tax Payable $ 5,000
Additional Asset #1 $ 5,000 Additional Liability #1 $ 5,000
Additional Asset #2 $ 5,000 Additional Liability #2 $ 5,000
Total Current Asse $ 30,000 Total Current Assets $ 30,000

Property, Plant & Equipment Long-Term Liabilities

Description Amount Description Amount
Land $ 5,000 Notes Payable $ 5,000
Buildings $ 5,000 Additional Asset #1 $ 5,000
Equipment $ 5,000 Additional Asset #2 $ 5,000
Accum. Depreciation $ (5,000) Total Current Assets $ 15,000
Total PP&E $ 10,000
Total Liabilities ###
Other Assets
Description Amount Equity
Intangible Assets $ 5,000 Description Amount
Additional Asset #1 $ 5,000 Stock $ 5,000
Additional Asset #2 $ 5,000 Retained Earnings $ 5,000
Additional Asset #3 $ 5,000 Additional Equity Source $ 5,000
Total Other Asset $ 20,000 Total Equity $ 15,000

Total Assets ### Total Liabilities + Equit ###