JC Script 2
JC Script 2
Ok, good to know that I'm actually calling, to inform that you qualify to get information on a state regulated final expense program,
which is designed to cover 100% of your funeral expenses as well. And I believe you are still living in the state of _____. Correct?
So, the state of _______is actually providing some additional discounts and benefits for those people who already have a final
expense policy or exploring to get a new one. So, you could just check out the options that we've got. I mean, if you like something,
you could add it to your existing coverage.
1) And, could you confirm your age? How old are you?
I promise you sound so much younger than your age. I think you take good care of yourself.
Well sir, that would be a huge benefit. Since you're a nonsmoker, it's going strengthen your profile and you're going to be getting
some additional discounts and benefits because you are a nonsmoker.
Before I tell you about the policy and the plan and before you decide to go for the plan, let me tell you a little bit about the benefits
that you will be getting if you decide to go with one of the plans. Ok?
i. Number one, the plan is guaranteed for the rest of your life.
ii. Number two, your plan can never be canceled once we lock your way in and get you approved.
iii. Number three, both the benefits and the premium stay the same. So you don't have to worry about the payment
going up or the benefit ever going down.
iv. Number four, you do not require any physical exam, no blood testing and we don't need to send you to the doctor
for any reason or have a nurse come out to your house
v. Number five now, because this is a state regulated program, sir, you will not have to pay for this plan today. We
can wait until the next time you get paid.
vi. And most importantly, this plan also will work as a savings account that will generate cash value tax free, which can
be accessed for any emergencies, which means the premiums you're paying towards the policy, all of those
premiums go back into your pocket in form of cash value.
vii. And last but not the least sir, it comes with an accidental death benefit provider which provides double pay out if
your death was caused by an accident. So, for example, if you have $10,000 coverage and if you pass away in case
of any accidental or non-natural death, the coverage amount will be double to 200% which means the $10,000 will
be double to $20,000.
And I think that would be a huge benefit. I believe you would agree. Right?
3) And sir at this stage, do you have any major or minor health conditions like high blood pressure, diabetes COPD.
Just to let you know a little bit about our plans, basically we've got three different coverage plans:
The lowest one is a $5000 sir. The middle one is $10,000 and the highest benefit we offer is $15,000 which starts from $15,000
and goes to $20,000.
So, which plan would you like to have the information on? The highest one, the middle one or just the lowest one?
Now, one more benefit that comes with this policy is that, God forbid, if you were ever to be declared terminally ill by your
physician. In that case, you could actually take out the coverage amount by yourself and you could arrange your final expenses or
you could arrange a vacation with your family or you could use that money for yourself in your life as well.
Other than that sir, this coverage amount is reimbursed within 24 - 48 hours of the notification, which takes a huge burden off of
your family and your loved ones.
For this policy of $________, who would you want to have as the beneficiary of the policy?
4) I believe you are a decision maker, which means that you make your own decisions for yourself.
5) And I believe you do have a valid mode of payment like Checking’s, Savings or a Direct Express Card.
6) How do you pronounce your first and last name as it goes on your legal documents?
I just want you to know that I've been working in this industry for the past three years and I wanted to share something with you.
Actually, my dad he passed away a few years back and my sister and I we were in high school at that time and we didn't have
enough money. You know our mother she was a housewife and with no monthly income. We didn't have enough money to pay for
our dad's final expenses. Our mom had to take money out of an account that was meant as a savings account for my sister's college
tuition and that is how we paid for our dad's final expenses.
I can't even explain to you the kind of emotional trauma that we were going through and then we had to go through the financial
trauma of paying for our dad's final expenses because we didn't have any money.
So, I believe it, it would be safe to say that neither one of us or in fact, anyone else for that matter, would want their family members
or their loved ones to go through, this pain of arranging for their final expenses, right?
You sound like a very caring father who is really concerned about family, although you're already covered on some of your final
expenses, but you still want to add something to your policy so that you could leave some money behind for your Children when you
go away.
Your Children are so lucky that they've got a father like you who cares about them so much.
So, if you like the plan today, I would suggest that you go for. I'm speaking from a personal point of view, you know, this is
something that I've gone through and I don't want anyone else or their Children to go with what I've gone through.
As I said, because of your profile, you would be eligible for one of the top tier plans which will offer you maximum benefits with the
bare mini minimum of premiums.
What I'm going to do right now is that I've got all the information I need. I'm going connect you with one of the licensed agents from
your local area in this state of Pennsylvania and they will go ahead and provide you with the premium prices on the coverage plan of
$________ ok?
Transfer