Module Handbook

Module name: Money, Banking and Risk

Module leader: Dr. Nguyen Thi Hoai Phuong
Lecturers:
Dr. Nguyen Thi Hoai Phuong [email protected]
Dr. Khuc The Anh [email protected]

Office hours: Building A1, Room 909 (by appointment).

Module start date: August 19th, 2024
Course work (2,000 words): 50%, Exam (Written exam): 50%
1. Introduction
1.1 Brief Description of the Module
“Money, Banking and Risk” is a module designed to provide students with the
understanding of money, banking and risk in financial markets and business
management. The module is focused on the concept and the role of money,
monetary inflation, the structure of financial system, players and financial
instruments of financial market, financial intermediaries, interest rate as well as
exchange rate. The other topics covered in this module are the central bank
operations in the conduct of monetary policy and the money supply process related
to commercial bank operations. On a micro level the module will consider types of
risk and how businesses manage risk in key business areas.
1.2 Important Class Policies
Course is based on respecting lecturer and students. All students should be
professional and follow class regulations, all willful actions that affect the class are
forbidden.
- Come to class on time. Students who are late will be marked absent and may not
be allowed to attend class that day. Note that this class is intended for registered
students only.
- Do not make noise and do other works during class.
- Students are expected to speak English in the classroom, Vietnamese is used as the
supporting language.
- Food, chewing gums are not allowed in class. Electronic devices, such as mobiles
and music players, are also not allowed.
- Laptops, tablets are only accepted for taking note and calculating, other purposes
are not allowed in class hours.
1.3 Communication
Throughout your time with us, you will receive regular communication, and it is
your responsibility to ensure that you read everything that you are sent, and act
upon it where appropriate. The main communication channel used is the Moodle.
2. Module Aims and Learning Outcomes
2.1. Module Aims
This module is designed to provide the student with an awareness of both the historical
aspect of the world’s financial systems and also and understanding and appreciation
of the causes and possible solutions to financial crisis. On a macro level, students will
gain an understanding of how financial institutions operate (both nationally and
internationally) and how they are regulated. On a micro level the module will consider
how businesses manage risk in key business areas such, cash flow, inflation rate, exchange
rate and interest rate.
2.2. Learning Outcomes
After completing this module, the student should be able to:
 Identify and explain the importance of the monetary and financial system
and analyze the roles and functions of financial institutions, including
commercial banks, central banks and their roles as participants and
regulators within markets.
 Demonstrate an understanding of risk management with financial
institutions and explain how financial markets operate.
 Understand the theoretical underpinnings of risk –its causes, and methods of
managing the primary business risks arising from financial markets.
 Define and evaluate different types of risk, levels and the causes of risk.
 Understand the economic necessity of credit and business risk.
3. Organisation of the Module
3.1 Student Responsibilities
This module consists of two sessions per week, for total of 12 weeks. The first
session will be a 2.15-hour lecture and the other will be a 2.15-hour workshop, in
which students are entitled to take a 15 minute break. Lectures are designed to
provide a framework for discussion and analysis; and workshops to improve your
overall employability by discussing Money, Banking and Risk issues from a
practical perspective.
3.2 Lecture/Workshop Timetable
Below you can see the topic schedule. You should read in your textbook about the
topics before the lecture on that subject so that you are properly prepared for class.
 Topic 1: Money and Banking
Lectures Workshops

Week 1 Lecture 1: Basic theories about Workshop 1: What is cryptocurrency?

money. What to know about this increasingly
popular digital currency before
investing.

Week 2 & Lecture 2: Interest rate, inflation Workshop 2 & 3:

3 and exchange rate. - How does Fed interest rate rise affect
global economy?
- US Economy Shifts 'From Goldilocks
To Stagflation': Top Wall Street
Analyst Explains Why Crypto, Gold
Are At All-Time Highs
- Exchange rate and eonomic
development.

Week 4 & Lecture 3: Financial System and Workshop 4&5:

5 Financial Market - Financial crisis redux looms in Asia
as major currencies crack.
- What is the stock market and how it
works?

Week 6 Lecture 4: Financial Institutions Workshop 6:

Uninsured deposits, not brokered
deposits, led to 2023 bank failures.
Week 7 Lecture 5: Central Bank Workshop 7:
How central banks are responding to
high inflation in 2022?.

Topic 2: Risk and Risk Management

Week 8 Lecture 6: Risk, Uncertainty, Workshop 8: Are most investors better
Probability, and Luck off when investing in the security
market?
Week 9 Lecture 7: Measuring Risk
Workshop 9: What are the biggest
risks facing banks today?

Week 10 Lecture 8: Risk Managements Workshop 10: Standard deviation and

and Risk Measurement VaR Exercises.

Week 11 Lecture 9: Financial Risk Workshop 11: Silicon Valley Bank:

Events why did it collapse and is this the start
of a banking crisis?
 Week 12 Review Workshop 12: Q&A Sessions
3.3 Main Learning Materials:
http://www.amazon.co.uk/Practical-Guide-Risk-Management/dp/1934667412/
ref=sr_1_1?s=books&ie=UTF8&qid=1382701705&sr=1-
1&keywords=Risk+management#reader_1934667412
Frederic S. Mishkin, The Economics of Money, Banking and Financial Markets,
Pearson, 12th edition.
3.4 Other Useful Sites
http://www.discoverrisk.co.uk/
http://www.bankofengland.co.uk/Pages/home.aspx
Some interesting links
http://www.bankofengland.co.uk/publications/Documents/news/2014/grabiner.pdf
http://www.parliamentlive.tv/Event/Index/39a413e0-beeb-4353-8274-
84f23668f74b
Note the name of the TV station
http://www.bbc.co.uk/news/business-31739051
4. Assessments

Assessment Type Duration/Length of Weighting of

Assessment Type Assessment
Coursework 2000 words 50%
Written Exam 2 Hours 50%

Total 100%

5. Regulations
5.1 Plagiarism
You are reminded that plagiarism is regarded as an ‘academic crime’. It is where
students use words written by others or ideas and concepts written by others, but do
not name the writer and other appropriate sources. Students who indulge in
plagiarism are indicating they have not achieved the learning outcomes from their
module. If you are caught plagiarising others’ texts, severe penalties are imposed,
which include referring your work to the Dean of School which may result in
expulsion from the university.
More information on Harvard Referencing can be found at
www.citethemrightonline.com
5.2 Attendance
You will be significantly disadvantaged if you do not attend all timetabled sessions
and contribute to your own learning and development. You will not be able to keep
up by studying Moodle alone and your grades may be affected by non-attendance.
Attendance at all sessions, lectures and seminars, will be monitored.