HDFC Bank

Standalone Profit & Loss account Rs In Cr

Mar 20 19-Mar 18-Mar 17-Mar

12 mths 12 mths 12 mths 12 mths

INCOME

Interest / Discount on Advances / Bills 91,787.88 77,544.19 62,661.79 52,055.26

Income from Investments 20,633.32 19,997.46 16,222.37 15,944.34
Interest on Balance with RBI and Other
Inter-Bank funds 1,828.93 635.7 523.88 532.02
Others 562.52 794.7 833.31 774.34
Total Interest Earned 114,812.65 98,972.05 80,241.36 69,305.96
Other Income 23,260.82 17,625.88 15,220.30 12,296.50
Total Income 138,073.47 116,597.94 95,461.66 81,602.46
EXPENDITURE
Interest Expended 58,626.40 50,728.83 40,146.49 36,166.73
Payments to and Provisions for
Employees 9,525.67 7,761.76 6,805.74 6,483.66
Depreciation 0 1,140.10 906.34 833.12
Operating Expenses (excludes Employee
Cost & Depreciation) 21,171.85 17,217.51 14,978.30 12,386.55
Total Operating Expenses 30,697.52 26,119.37 22,690.38 19,703.34
Provision Towards Income Tax 10,349.84 12,129.61 10,107.25 7,916.97
Provision Towards Deferred Tax 0 -1,008.12 -896.68 -327.54
Other Provisions and Contingencies 12,142.39 7,550.08 5,927.49 3,593.31

Total Provisions and Contingencies 22,492.23 18,671.57 15,138.06 11,182.74

Total Expenditure 111,816.15 95,519.77 77,974.93 67,052.82
Net Profit / Loss for The Year 26,257.32 21,078.17 17,486.73 14,549.64
Net Profit / Loss After EI & Prior
Year Items 26,257.32 21,078.17 17,486.73 14,549.64
Profit / Loss Brought Forward 0 40,453.42 32,668.94 23,527.69
Total Profit / Loss available for
Appropriations 0 61,531.58 50,155.67 38,077.33
APPROPRIATIONS

Transfer To / From Statutory Reserve 0 5,269.54 4,371.68 3,637.41

Transfer To / From Capital Reserve 0 105.34 235.52 313.41
Transfer To / From General Reserve 0 2,107.82 1,748.67 1,454.96

Transfer To / From Investment Reserve 0 773 -44.2 4.29

Dividend and Dividend Tax for The
Previous Year 0 0 3,390.58 -1.69
Equity Share Dividend 0 4,052.59 0 0
Tax On Dividend 0 0 0 0

Balance Carried Over To Balance Sheet 0 49,223.30 40,453.42 32,668.94

Total Appropriations 0 61,531.58 50,155.67 38,077.33
OTHER INFORMATION
EARNINGS PER SHARE
Basic EPS (Rs.) 48 78.65 67.76 57.18
Diluted EPS (Rs.) 47.7 77.87 66.84 56.43
DIVIDEND PERCENTAGE
Equity Dividend Rate (%) 250 750 650 550
 16-Mar Mar 15 14-Mar 13-Mar 12-Mar 11-Mar

12 mths 12 mths 12 mths 12 mths 12 mths 12 mths

44,827.86 37,180.79 31,686.92 26,822.39 20,536.60 15,085.01

14,120.03 10,705.61 9,036.85 7,820.26 6,504.59 4,675.44

361.61 517.1 355.99 281.63 137.14 148.08

911.95 66.41 55.78 140.59 108.02 19.68
60,221.45 48,469.90 41,135.53 35,064.87 27,286.35 19,928.21
10,751.72 8,996.35 7,919.64 6,852.62 5,243.69 4,335.15
70,973.17 57,466.26 49,055.18 41,917.50 32,530.05 24,263.36

32,629.93 26,074.24 22,652.90 19,253.75 14,989.58 9,385.08

5,702.20 4,750.96 4,178.98 3,965.38 3,399.91 2,836.04

705.84 656.3 671.61 651.67 542.52 497.41

10,571.66 8,580.29 7,191.61 6,619.07 4,647.64 3,819.46

16,979.70 13,987.54 12,042.20 11,236.12 8,590.06 7,152.91
6,507.59 5,204.03 4,269.41 3,275.76 2,606.25 2,237.46
-165.88 -91.23 24.27 -251.42 -260.18 -345.2
2,725.61 2,075.01 1,587.27 1,676.40 1,436.70 1,906.11

9,067.32 7,188.56 5,881.70 4,701.34 3,783.32 3,798.97

58,676.96 47,250.34 40,576.80 35,191.21 27,362.96 20,336.96
12,296.21 10,215.92 8,478.38 6,726.28 5,167.09 3,926.40

12,296.21 10,215.92 8,478.38 6,726.28 5,167.09 3,926.40

18,627.79 14,654.15 11,132.18 8,399.65 6,174.24 4,532.79

30,924.01 24,870.07 19,610.56 15,125.93 11,341.33 8,459.20

3,074.05 2,553.98 2,119.59 1,681.57 1,291.77 981.6

222.15 224.92 58.27 85.85 0 0.36
1,229.62 1,021.59 847.84 672.63 516.71 392.64

-8.52 27.54 3.22 17.66 -41.69 15.56

-11.71 0.84 4.85 4.47 2.12 2.65

2,401.78 2,005.20 1,643.35 1,309.08 1,009.08 767.62
488.95 408.21 279.29 222.48 163.7 124.53

23,527.69 18,627.79 14,654.15 11,132.18 8,399.65 6,174.24

30,924.01 24,870.07 19,610.56 15,125.93 11,341.33 8,459.20

48.84 42 35.47 28.49 22.11 17

48.26 42 35.21 28.18 21.91 16.81
475 400 343 275 215 165
HDFC Bank
Standalone Balance Sheet Rs In Cr
Mar '19 Mar '18 Mar '17 Mar '16

12 mths 12 mths 12 mths 12 mths

Capital and Liabilities:

Total Share Capital 544.66 519.02 512.51 505.64
Equity Share Capital 544.66 519.02 512.51 505.64
Reserves 148,661.69 105,775.98 88,949.84 72,172.13
Net Worth 149,206.35 106,295.00 89,462.35 72,677.77
Deposits 923,140.93 788,770.64 643,639.66 546,424.19
Borrowings 117,085.12 123,104.97 74,028.87 53,018.47
Total Debt 1,040,226.05 911,875.61 717,668.53 599,442.66
Other Liabilities & Provisions 55,108.29 45,763.72 56,709.32 36,725.13
Total Liabilities 1,244,540.69 1,063,934.33 863,840.20 708,845.56
Mar '19 Mar '18 Mar '17 Mar '16

12 mths 12 mths 12 mths 12 mths

Assets
Cash & Balances with RBI 46,763.62 104,670.47 37,896.88 30,058.31
Balance with Banks, Money at Call 34,584.02 18,244.61 11,055.22 8,860.53
Advances 819,401.22 658,333.09 554,568.20 464,593.96
Investments 290,587.88 242,200.24 214,463.34 163,885.77
Gross Block 4,030.00 3,607.20 3,626.74 3,343.16
Net Block 4,030.00 3,607.20 3,626.74 3,343.16
Other Assets 49,173.95 36,878.70 42,229.82 38,103.84
Total Assets 1,244,540.69 1,063,934.31 863,840.20 708,845.57

Contingent Liabilities 1,074,667.92 483,718.75 378,692.15 876,808.11

Book Value (Rs) 547.89 409.6 349.12 287.47
 Mar '15 Mar '14 Mar '13 Mar '12 Mar '11 Mar '10

12 mths 12 mths 12 mths 12 mths 12 mths 12 mths

501.3 479.81 475.88 469.34 465.23 457.74

501.3 479.81 475.88 469.34 465.23 457.74
61,508.12 42,998.82 35,738.26 29,455.04 24,911.13 21,064.75
62,009.42 43,478.63 36,214.14 29,924.68 25,379.27 21,522.49
450,795.64 367,337.48 296,246.98 246,706.45 208,586.41 167,404.44
45,213.56 39,438.99 33,006.60 23,846.51 14,394.06 12,915.69
496,009.20 406,776.47 329,253.58 270,552.96 222,980.47 180,320.13
32,484.46 41,344.40 34,864.17 37,431.87 28,992.86 20,615.94
590,503.08 491,599.50 400,331.89 337,909.51 277,352.60 222,458.56
Mar '15 Mar '14 Mar '13 Mar '12 Mar '11 Mar '10

12 mths 12 mths 12 mths 12 mths 12 mths 12 mths

27,510.45 25,345.63 14,627.40 14,991.09 25,100.82 15,483.28

8,821.00 14,238.01 12,652.77 5,946.63 4,568.02 14,459.11
365,495.03 303,000.27 239,720.64 195,420.03 159,982.67 125,830.59
166,459.95 120,951.07 111,613.60 97,482.91 70,929.37 58,607.62
3,121.73 2,939.92 2,703.08 2,347.19 2,170.65 4,707.97
3,121.73 2,939.92 2,703.08 2,347.19 2,170.65 2,122.81
19,094.91 25,124.60 19,014.41 21,721.64 14,601.08 5,955.15
590,503.07 491,599.50 400,331.90 337,909.49 277,352.61 222,458.56

997,538.88 744,097.98 746,226.39 883,985.32 588,550.98 466,236.24

247.39 181.23 152.2 127.52 545.46 470.19