Affiliated to

University of Mumbai

Revised Syllabus for

Programme:
B.Com. (FINTECH)

Semester I and II

Under Choice Based Credit System

To be implemented from the Academic Year 2020-21
Progressively
Eligibility Criteria for B.Com. (FINTECH) Programme:
 The minimum qualification required to pursue a B.Com (FinTech) is the completion of 12th
Standard/HSC/10+2 (or equivalent Level of Examination) with a minimum of 45 % marks in any
stream (Science, Commerce and Arts) from any recognized Board.
 The student must have also studied English and Mathematics as compulsory subjects in 12 th
Standard/HSC/10+2 (or equivalent Level of Examination).
 Student must score more than the minimum cut-off percentage of the college he/she is applying
in.

PROGRAM OUTCOME (PO):

After successful completion of three year B.Com (FinTech) programme, a Student will:

PO 1: Understand the various key concepts, business models and technologies of the FinTech, which are
emerging areas in the Financial Services industry.

PO 2: Acquire the right set of skills and knowledge in FinTech, which is required in the digitalized
finance services industry.

PO 3: Explore new opportunities based on cutting-edge FinTech concepts and practices.

PROGRAM SPECIFIC OUTCOME (PSO):

After successful completion of three year B.Com (FinTech) programme, a Student will:

After successful completion of three year B.Com (FinTech) programme the graduate will be able to
PSO 1: demonstrate various skills set pertaining to disciplines of finance, accounting, investment,
management, economics, communication, law and taxation etc.
PSO 2: showcase ethical values while performing responsibilities as a professional by using
mathematical, analytical, and statistical and information technology tools.
PSO 3: understand the benefit of Risk and Portfolio Management through application of different
investment theories and models to evaluate various investment avenues.
PSO 4: utilize the skills of Artificial Intelligence, Machine Learning and Block-Chain Technology to build
a platform for financial trading.
PSO 5: examine how data-driven decision making is used for better strategies to create maximum impact.
PSO 6: illustrate how FinTech can transform business models, improve customer experience, generate
insights and drive product-service innovation.
 Programme: B.Com (FINTECH)
Under Choice Based Credit, Grading and Semester System
Course Structure

(To be implemented from Academic Year- 2020-2021)

Semester - I

Sr. No. Course Code Course Title Course Type Credits

ECONOMIC ENVIRONMENT Core Course 03
1. 20UBFT101
OF BUSINESS
2. 20UBFT102 BUSINESS STATISTICS Core Course 04
INTRODUCTION TO Core Course 04
3. 20UBFT103 INFORMATION
TECHNOLOGY
4. 20UBFT104 INVESTMENT FOUNDATION Core Course 03
Ability 03
BUSINESS
5. 20UBFT105 Enhancement
COMMUNICATION-I
Course
Skill Enhancement 03
6. 20UBFT106 FOUNDATION COURSE – I
Course
Total 20

Semester – II

Sr. No. Course Code Course Title Course Type Credits

1 INTRODUCTION TO Core Course 03
20UBFT201 FINANCIAL SYSTEM
2 20UBFT202 BUSINESS Core Course 04
MATHEMATICS
3 20UBFT203 CORPORATE FINANCE Core Course 04
4 20UBFT204 INTRODUCTION TO FIN 03
Core Course
TECH
5 20UBFT205 SETTING UP OF Ability Enhancement 03
BUSINESS ENTITY Course
6 20UBFT206 FOUNDATION COURSE – Skill Enhancement 03
II (EVS) Course
Total 20
 B. Com (FINTECH) Course Code:
Course Name: Economic Environment of Business 20UBFT101
Total Lectures per week (1 Period is 50 minutes) 03
Credits 03
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

COURSE OBJECTIVES:
 To acquaint students with international trade and its economic implication.
 To make learners aware about business policies and its implications on the economy.

Module Details Lectures

Required
Module BUSINESS ENVIRONMENT 15
I
Definition of Business – Scope of Business – Characteristics of
Business – Business goals – Factors influencing the Business
Environment. Social Environment – Business and Society Ecology
and Consumerism, Consumer rights – Business Ethics – Social
Responsibility of Business towards stakeholders – Natural
Environment and Ecology.
Module ECONOMIC ENVIRONMENT 10
II
Economic Environment – Nature of the Economy – Structure of the
Economy – Economic policies & planning the economic
conditions.
Module RECENT POLICIES FOR EASE OF BUSINESS 10
III
LPG policy – Narsimha Rao committee (1991)-New Industrial
Policy- Make In India-Make for India- Skill India- Freedom of
doing business, Liberal Taxation Policies.
Module GLOBAL ENVIRONMENT 10
IV
Globalization – Meaning and effects – Role of IMF and World Bank
– Concept of Global Recession with contagion effects – WTO – FTA
etc – Implication for India, contentious issues, disputes and
settlement mechanism- FDI and FII and role of MNC’s –causes of
rising FDI in India.
Total Lectures 45
 Reference Books:
 Business Environment, S. Sankaran, Margham Publications, Chennai, 2002.
 Business Environment, Dr. Francis Cherunilam, Himalaya Publishing House, New Delhi,
2003.
 Essentials of Business Environment, K.Aswathappa, Himalaya Publishing House, New
Delhi, 2001.
 Business Environment, Raj Agarwal, Excel Books, New Delhi, 2002.

COURSE OUTCOME
Sr. No Blooms Taxonomy PSO
On completion of syllabus learners will be able to,
Remember and Define various Scope of Business and various Factors
CO1 1
Understand influencing the Business Environment.
Identify the different government policies on economic
CO2 Apply 4
environment.
CO3 Analyze Examine the International monitoring system. 5
 B. Com (FINTECH) Course Code:
Course Name: Business Statistics 20UBFT102
Total Lectures per week (1 Period is 50 minutes) 04+02
Credits 04
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

COURSE OBJECTIVES:
 To familiarize students with core concepts of statistics used in business decision making process.
 To help students in understanding and applying the tools and techniques of statistics.

Module Details Lectures

Required
Module PRESENTATION OF DATA, MEASURES OF CENTRAL 15
I TENDENCY, MEASURES OF DISPERSION
Presentation of Data: Data Interpretation, Tabulation Measures Of
Central Tendency: Mean (A.M, Weighted, Combined), Median
(Calculation and graphical using Ogives), Mode (Calculation and
Graphical using Histogram), Comparative analysis of all measures
of Central Tendency.
Measures of Dispersion: Range with C.R (Coefficient of Range),
Quartiles & Quartile deviation with CQ (Coefficient of Quartile),
Mean Deviation from mean with CMD (Coefficient of Mean
Deviation), Standard deviation with CV (Coefficient of Variation).
Module SAMPLING, NORMAL DISTRIBUTION AND HYPOTHESIS 15
II TESTING
Simple random sampling: with and without replacement, stratified
random sampling, probability and non-probability sampling.
Normal distributions and Standard Normal Distribution.
Statistical hypothesis, simple versus composite hypothesis, critical
region, types and size of error – type-I and type-II error, power of a
test, application of hypothesis testing for mean with known and
unknown variances, Chi-square test for testing independence of two-
classification criteria, test for correlation.
Module CORRELATION AND REGRESSION 15
III Correlation: Karl Pearson, Rank Correlation
Regression: Least Square Method
Coefficient of determination R2 and Difference between
correlation and regression
Module TIME SERIES ANALYSIS AND ITS APPLICABILITY 15
IV Least Square Method, Moving Average Method
 Statistical Elaboration and Significance. Time Series Modeling:
ARIMA Model, Autoregressive Model (AR) and Moving Average
Model (MA).
Total Lectures 60

PRACTICALS

1 Problems based on Presentation of Data Using Excel/Megastat

2 Problems based on Measures of Central Tendency Using Excel/Megastat
3 Problems based on Measures of Dispersion Using Excel/Megastat
4 Problems based on Sampling and Normal Distribution Using Excel/Megastat
5 Problems based on Hypothesis Testing Using Excel/Megastat
6 Problems based on Hypothesis Testing Using Excel/Megastat
7 Problems based on Correlation Using Excel/Megastat
8 Problems based on Regression Using Excel/Megastat
9 Problems based on Time series Using Excel/Megastat
10 Problems based on Time series Using Excel/Megastat

Reference Books:
 Mood, A. M., R. A. Graybill and R.C. Boes, Introduction to the Theory of Statistics,
McGraw-Hill, 1974
 Hogg, R. and A. Craig, Introduction to Mathematical Statistics, McGraw-Hill, 1965
 Miller, I. and M. Miller, Mathematical Statistics, sixth edition, Prentice Hall International,
1999
 Goon Gupta and Das Gupta, Fundamentals of Statistics, fifth edition, The World Press,
1986
 I. Levin Richard, H. Siddiqui Masood,S. Rubin David, Rastogi Sanjay , Statistics for
Management, Pearson Education; Eighth edition, 27 Jan 2017

COURSE OUTCOME
Sr. No Blooms Taxonomy PSO
On completion of syllabus learners will be able to,
Remember and Define various Scope of Business and various Factors
CO1 1
Understand influencing the Business Environment.
Identify the different government policies on economic
CO2 Apply 4
environment.
CO3 Analyze Examine the International monitoring system. 5
 B. Com (FINTECH) Course Code:
Course Name: Introduction to Information Technology 20UBFT103
Total Lectures per week (1 Period is 50 minutes) 04+03 (Practical) = 5
Credits 04
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

Course Objectives:

 To devolve the knowledge about Information Technology

 To make student understand the various branches of Information Technology.
 To have a paradigm shift from no knowledge about system to basic problem – solving technique of
the system.
 To create awareness among students with regards to changing and upgrading technologies, making
students understand office productivity tools and promoting electronic commerce.

Prerequisite: Basic Definition of computer and how to use computer.

Module Details Lectures

Required
Module Introduction to Computers: History of Computers, Parts of 15
I Computers Hardwares: Specifications and Data Storage
Management, Softwares: Concept of System Software and
Applications, Networking: Introduction and types of network
topologies
Module MS Word: Creating. Editing, Formatting and Printing of Documents, 15
II
Using Tools, Mail-merge and Print, Review, setup.
MS Excel: Creating Worksheet, Creating Various Formulae,
Creating Charts Rename and Copy of Worksheets, Using Tools,
Printing Review and Set-up
PowerPoint: Create Project Report, Create Slides, Animation, and
Page Designing Insert Image, View Page, Print Review and Set-up.
Module Operating System: What is an Operating system? Types of 15
III
operating system. Functions of operating system. Memory
Management, Virtual Memory, File System, Operating System
Security. What is Software? Types of Software’s.
 Computer Network: What is Network? Types of Network,
VPN,Network Topologies, Transmission media: Guided media,
Unguided media.
Internet:History of Internet, Introduction to World Wide Web
(WWW), Website, Types of website
Module Electronic Commerce: Meaning, Advantages and Limitations of E 15
IV
Commerce, The role of Strategy in E Commerce, Value chains in E
Commerce, Security Threats to electronic Commerce, and
Implementing Security for Electronic Commerce, Electronic
Payment Systems, Business Plans for Implementing Electronic
Commerce.
Electronic Data Interchange (EDI).
Database Management system: What is data? Concept of Data and
Information, What is Database? What is RDBMS? Applications of
DBMS, Introduction to RDBMS tool (MS ACCESS).
Total Lectures 60

Reference Books:
 Gill Nasib Singh : Handbook of Computers, Khanna Books Publishing Co., New Delhi.
 Operating System Concepts, Abraham Silberschatz, Peter B. Galvineg Gagne by Wiley.
 Data Communication and Networking, Behrouz A. Forouzan, Tata McGraw Hill, Fifth
Edition, 2013.
 Database System Concepts, Abraham Silberschatz, Henry F. Korth& S. Sudarshan,
McGraw Hill.
 Management Information System, W. S. Jawadekar, Tata McGraw-Hill Education
 MS – Office 2016 Step – by – Step, Joan Lambert and Curtis Frye, Microsoft
 Software Engineering, Pankaj Jalote, Narosa Publication.
 Cyber security Law, Jeff Kosseff, Wiley, 2017
 COURSE OUTCOME
Sr. No Blooms Taxonomy PSO
On completion of syllabus learners will be able to,
Remember and Define various characteristics, types of financial
CO1 1
Understand services
Identify the alternative Lending and Payments and
CO2 Apply 4
unlocking Unlocking Opportunities in FinTech
Examine the different categories of Fintech risk and
CO3 Analyze 5
challenges
 B. Com (FINTECH) Course Code:
Course Name: Investment Foundation 20UBFT104
Total Lectures per week (1 Period is 50 minutes) 03
Credits 03
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

COURSE OBJECTIVES:
 The objective of this course is to give student the insight of finance, ethics and investment roles which
help obtaining a clear understanding of the global investment industry.

Module Details Lectures

Required
Module Industry Overview and Ethics and Regulation 15
I The Investment Industry: A Top-Down View, Ethics and Investment
Professionalism, Regulation
Module Inputs and Tools 15
II Microeconomics, Macroeconomics, Economics of International
Trade, Financial Statements, Quantitative Concepts
Module Investment Instruments 15
III Debt Securities, Equity Securities, Derivatives, Alternative
Investments
Module Industry, its Clients and Controls 15
IV Structure of the Investment Industry, Investment Vehicles, The
Functioning of the Financial Markets, Investor and Their Needs,
Investment Management, Risk Management, Performance
Evaluation, Investment Industry Documentation
Total Lectures 60

Reference Books:
 CFA Investment Foundations Program by CFA Institute:
https://www.cfainstitute.org/en/programs/investment-foundations
 Learn to Earn: A Beginner’s Guide to the Basics of Investing and Business by Peter Lynch; Simon
and Schuster Paperbacks
 Mutual Fund Distributors (V-A) by National Institute of Markets; Taxman Publications Pvt. Ltd
 Indian Mutual Funds Handbook 5th Edition: A Guide for Industry Professionals and Intelligent
Investors by Sundar Sankaran
 Warren Buffet’s 3 Favorite Books: A Guide to the Intelligent Investor, Security Analysis, and the
Wealth of Nations by Preston George Pysh; Lightning Source Inc
 Stock market Investing Handbook by N J Yasaswy; 5th Edition; Vision Books
 Fundamental Analysis for Investors by Raghu Palat; 4th Edition; Vision Books
 Financial Analyst’s Indispensible Pocket Guide by Ram Ramesh; Mc-Graw Hill Education
 Guide to Indian Stock Market by Jitendra Gala; Buzzingstock Publishing House
 Fundamental Analysis Shares: Become an Intelligent Investor by Khushboo Gala, Ankit Gala;
Buzzing stock Publishing House

COURSE OUTCOME
Sr. No Blooms Taxonomy PSO
On completion of syllabus learners will be able to,
Define the financial services industry, identify the
Remember and financial institutions and explain the benefits received
CO1 1
Understand by the investors from the investment industry.

Identify micro and macroeconomics and its

considerations by an investment firm, understand the
economies of international trade, learn the basic
CO2 Apply financial statements, perform financial statement 4
analysis and understand quantitative concepts such as
simple & compound interest, present value techniques
and basic statistical concepts
Examine the debt securities & equity securities and
compare the related risk and return, understand the uses
CO3 Analyze of derivative contracts and advantages and 5
disadvantages of alternative investments
 B. Com (FINTECH) Course Code:
Course Name: Business Communication 20UBFT105
Total Lectures per week (1 Period is 50 minutes) 03
Credits 03
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

COURSE OBJECTIVES:
 To understand the theoretical underpinnings of the dominant communication areas such
interpersonal, group and computer-mediated communication
 To display communication competencies – verbal and non-verbal
 To display technological competencies to communicate (use of modern communication tools such
as PPT etc.
 To apply the principles of effective writing.

Module Details Lectures

Required
Module UNDERSTANDING COMMUNICATION 15
I Theory of Communication:
Concept, components and classification of communication
Models of Communication: Aristotelian, Linear,
Interactive/Convergent and Transactional
Listening Skills:
Importance of Listening Skills, Cultivating good Listening Skills
Methods& modes of Communication:
Methods: Verbal and Nonverbal, Characteristics of Verbal
Communication Characteristics of Non-verbal Communication,
Computer-mediated communication
Problems in Communication /Barriers to Communication:
Physical/ Semantic/Language / Socio-Cultural / Psychological /
Barriers, Ways to Overcome these Barriers
Module COMMUNICATING AT WORKPLACE 15
II Importance of communication at workplace:
i. Emergence of Communication as a key concept in the Corporate
and Global world
ii. Impact of technological advancements on organizational
communication
Channels and Objectives of Communication at workplace:
Understanding Channels of Communication
Formal and Informal- Vertical, Horizontal, Diagonal, Grapevine
Interpersonal relationship management:
Two layers of a message: Content and relational layers
Managing three the types of relationships at workplace: Superior-
subordinate, Peer to peer and Superior-subordinate relationship
 Objectives of Communication: Information, Advice, Order and
Instruction, Persuasion, Motivation, Negotiation, Warning, and
Boosting the Morale of Employees (A brief introduction to these
objectives to be given)
Introduction to Business Ethics:
Concept and Interpretation, Importance of Business Ethics, Personal
Integrity at the workplace, Business Ethics and media, Computer
Ethics, Corporate Social Responsibility
Module BUSINESS CORRESPONDENCE 15
III Theory of Business Letter Writing:
Parts, Structure, Layouts—Full Block, Modified Block, Semi -
Block Principles of Effective Letter Writing, Principles of effective
Email Writing
Personnel Correspondence:
Statement of Purpose, Job Application Letter and Resume, Letter of
Acceptance of Job Offer, Letter of Resignation
[Letter of Appointment, Promotion and Termination, Letter of
Recommendation (to be taught but not to be tested in the
examination)
Language and Writing Skills
Paragraph Writing:
Developing an idea, using appropriate linking devices, etc
Cohesion and Coherence, self-editing, etc [Interpretation of
technical data, Composition on a given situation, a short informal
report etc.]
Module TUTORIAL ACTIVITIES 15
IV Listening Skill
Remedial Teaching
Speaking Skills: Presenting a News Item, Dialogue and Speeches
Paragraph Writing: Preparation of the first draft, Revision and Self
– Editing, Rules of spelling.
Reading Comprehension: Analysis of texts from the fields of
Commerce and Management
Total Lectures 60
 Reference Books:
 Business Communication Today by Courtland L. Bovee, John V. Thill, Barbara E.
Schatzman, Hardcover: 730 pages, Publisher: Prentice Hall
 Excellence In Business Communication (6th Edition) by John Thill, Courtland L. Bovee,
Paperback: 656 pages, Publisher: Prentice Hall
 Business Communication: Building Critical Skills by Kitty O. Locker, Stephen Kyo
Kaczmarek, Hardcover: 637 pages, Publisher: Irwin/McGraw-Hill
 Business Communication for Managers : An Advanced Approach by John M. Penrose,
Robert W. Rasberry, Robert J. Myers, Hardcover: 480 pages, Publisher: South-Western
College
 Communicating for Managerial Effectiveness by Phillip G. Clampitt, Paperback: 304
pages, Publisher: SAGE Publications

COURSE OUTCOME
Sr. No Blooms Taxonomy PSO
On completion of syllabus learners will be able to,
Define the theoretical underpinnings of the dominant
Remember and communication areas such interpersonal, group and
CO1 1
Understand
computer-mediated communication
Identify communication competencies – verbal and
CO2 Apply non-verbal 4

Examine the technological competencies to

CO3 Analyze communicate (use of modern communication tools 5
such as PPT)
 B. Com (FINTECH) Course Code:
Course Name: Foundation Course – I 20UBFT106
Total Lectures per week (1 Period is 50 minutes) 03
Credits 03
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

COURSE OBJECTIVES:
 To develop an understanding about the ‘Unity in Diversity’ in India.
 To sensitize students towards various social issues of the country.
 To make students aware about constitutional framework, rights and duties.

Module Details Lectures

Required
Module OVERVIEW OF INDIAN SOCIETY AND CONCEPT OF 15
I DISPARITY
Understand the multi-cultural diversity of Indian society through its
demographic composition
Understand regional variations according to rural, urban and tribal
characteristics
Explore the disparities arising out of gender -Reasons and Measures
to overcome
Concept and types of physical and mental disabilities
Casteism, Communalism, Regionalism and Linguistic differences-
concept, effects and measures
The concept of unity in diversity
Module THE INDIAN CONSTITUTION AND POLITICAL 15
II PROCESSES
Philosophy of the Constitution as set out in the Preamble
The structure of the Constitution
Fundamental Duties of the Indian Citizen
Basic features of the Constitution
Fundamental Rights stated in the Constitution
Local self-government in urban and rural areas
Module INDIA POST LPG ERA 15
III Liberalization, Privatization, and Globalization- Concept & Impact
on Agriculture, Industries & Service Sectors.
Growth of IT and Communication and its Impact
Increase in farmers’ Suicides (reasons and measures to stop)
Module PERSONAL AND SOCIAL WELLNESS 15
IV Relationship between Food, Nutrition and Health.
Impact of Lifestyle on Health
 Causes of stress and conflict in individuals and society
Aggression and violence as the public expression of conflict
Types of conflicts and conflict resolution strategy
Agents of socialization – Its Role in individual development
Total Lectures 60

TOPICS FOR PROJECT WORK:

 Increasing urbanization, problems of housing, health and sanitation

 Changing lifestyles and impact on culture in a globalized world.
 Farmers’ suicides and agrarian distress.
 Debate regarding Genetically Modified Crops.
 Development projects and Human Rights violations.
 Increasing crime/suicides among youth.
 Substance abuse- impact on youth & challenges for the future
 HIV/AIDS- awareness, prevention, treatment and services
 Problems of the elderly- causes, implications and response
 Issue of child labour- magnitude, causes, effects and response
 Child abuse- effects and ways to prevent
 Trafficking of women- causes, effects and response.
Reference Books:
 Social and Economic Problems in India, Naseem Azad, R Gupta Pub (2011)
 Indian Society and Culture, Vinita Padey, Rawat Pub (2016)
 Social Problems in India, Ram Ahuja, Rawat Pub (2014)
 Faces of Feminine in Ancient, medivial and Modern India, Mandakranta Bose Oxford
University Press
 National Humana rights commission- disability Manual
 Rural, Urban Migration: Trends, challenges & Strategies, S Rajagopalan, ICFAI- 2012
 Regional Inequilities in India Bhat L SSSRD- New Delhi
 Urbanisation in India: Challenges, Opportunities & the way forward, I J Ahluwalia, Ravi
Kanbur, P K Mohanty, SAGE Pub (2014)
 The Constitution of India, P M Bakshi 2011
 The Problems of Linguistic States in India, Krishna Kodesia Sterling Pub
 Politics in India: structure, Process and Policy SubrataMitra, Rouutlege Pub
 Politics in India, Rajani Kothari, Orient Blackswan
 Problems of Communilism in india, Ravindra Kumar Mittal Pub
 Combating communalism in India: Key to National Integration, Kawal Kishor Bhardwaj,
Mittal publication

Websites references:
  https://nptel.ac.in/courses/126104004/LectureNotes/Week-1_01
Relationship%20between%20Food,%20Nutrition%20and%20Health%201-A.pdf
 https://nptel.ac.in/courses/126104004/LectureNotes/Week-1_02-
Relationship%20between%20Food,%20Nutrition%20and%20Health%201-A.pdf
 https://nptel.ac.in/courses/126104004/LectureNotes/Week-1_05-
Recommended%20dietary%20allowances-1A.pdf
 https://nptel.ac.in/courses/126104004/LectureNotes/Week-5_04-
Food%20guide%20for%20selecting%20adequate%20diet,%20practical%20aspects%2
0of%20food%20selection.pdf

COURSE OUTCOME
Sr. No Blooms Taxonomy PSO
On completion of syllabus learners will be able to,
Remember and Become empathetic towards various social problems of
CO1 1
Understand the country
CO2 Apply Identify diverse but united culture of India. 4
Examine the fundamental rights and duties as a citizen
CO3 Analyze 5
of the country.
SEMESTER II
 B. Com (FINTECH) Course Code:
Course Name: Introduction to Financial System 20UBFT201
Total Lectures per week (1 Period is 50 minutes) 03
Credits 03
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

COURSE OBJECTIVES:
 The objective of this course is to give student the insight of financial system framework.
 It focuses on role & responsibilities of national and international regulatory institutions of financial
system.

Module Details Lectures

Required
Module Overview of Financial System 10
I An introduction to the financial system, Overview of financial
system, Functions of a financial system, Evolution of Financial
System, Structure of Financial System, International Financial
Institution (IMF, World Bank), Weaknesses of Indian Financial
System, Financial Sector Reforms in India, Growth and
Development of Indian Financial System, Monetary Policy and
Fiscal Policy.
Module Financial Markets and Financial institutions 15
II Capital markets, Money Markets, Foreign Exchange Market,
Commodity Markets, Derivative Markets, Meaning, Role,
classification and structure, sub-segments, Role played, participants,
Instruments.
Financial institutions, Kinds of financial institutions, Intermediary
financial institutions and non-intermediary financial institutions,
Features, Role and functions of each kind of institution, Size,
Structure, participants and importance of each kind of institution.
Module Financial Instruments and Financial Services 10
III Meaning and classification of financial instruments (multiple ways
of classifying financial instruments), Types of financial instruments,
Characteristics of financial instruments, New financial instruments.
Financial services, Meaning & Features Types of financial services,
Role and functions of financial services, Kinds of financial services:
Fund and Fee Based.
Module Financial Regulators 10
IV Meaning and features of financial regulators, Role and functions of
financial regulators, Kinds of financial regulators, markets regulated
by each regulator.
 (RBI, SEBI, IRDA, FMC, PFRDA)
Total Lectures 45

Reference Books:
 The Indian Financial System: Markets, Institutions and Services, Bharati V Pathak
 Financial Institutions and Markets, L.M. Bhole
 Modern Financial Systems: Theory and Applications, Edwin H. Neave
 Financial Markets And Institutions, Saunders, Cornett
 Indian Financial System And Markets , Saha

COURSE OUTCOME
Sr. No Blooms Taxonomy PSO
On completion of syllabus learners will be able to,
define overall structure of Indian Financial System and
Remember and
CO1 global financial institutions, various types of financial 1
Understand
services and instruments of financial system
identify different types of financial markets, financial
CO2 Apply 4
instruments and financial services
examine the role of various institutions and regulators
CO3 Analyze 5
of Indian Financial System
 B. Com (FINTECH) Course Code:
Course Name: Business Mathematics 20UBFT202
Total Lectures per week (1 Period is 50 minutes) 04+02
Credits 04
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

COURSE OBJECTIVES:
 To familiarize students with core concepts of mathematics used in business decision making
process.
 To help students in understanding and applying the tools and techniques of mathematics.

Module Details Lectures

Required
Module INTRODUCTORY ALGEBRA 15
I Linear Equations: Graphs of linear equations; Algebraic solution
of simultaneous linear; Revenue, cost and profit; Indices and
logarithms; Exponential and natural logarithm functions.
Mathematical Functions and their types:
Introduction, Characteristics of a function, Constant function, Linear
Function, Quadratic Functions, Polynomial functions, Exponential
function, Logarithmic Function and utility function.
Functions related to Business:
Demand Function, Supply Function, Cost Function, Revenue
Function and Profit Function.
Module MATRICES AND DETERMINANTS 15
II Matrices and Determinants:
Matrices: definitions, types of matrices. Matrix operation (Addition,
scalar multiplication, matrix multiplication, transpose of a matrix)
Determinants of a matrix of order two or three: properties and results
of Determinants Solving a system of linear equations using Cramer’s
rule
Inverse of a Matrix (up to order three) using ad-joint of a matrix
Application of matrices in business: Input Output Analysis
Module DERIVATIVES AND APPLICATION OF DERIVATIVES 15
III Introduction to Derivatives and their types:
Meaning, Rules of derivatives, Derivatives of Constant function,
Linear Function, Quadratic Functions, Polynomial functions,
Exponential function, Logarithmic Function and utility function.
Derivatives of Demand Function, Supply Function, Cost Function,
Revenue Function and Profit Function.
Application of Derivatives:
Maxima and Minima of a function, Rate of Change of quantities,
Cost Function, Revenue Function, Profit Function, Marginal
 Propensity to Consume, Marginal Propensity to Save, Marginal
Revenue and Maximum Revenue, Price elasticity of demand, Price
elasticity of Supply, Market Equilibrium.
Module MATHEMATICS OF FINANCE 15
IV Simple and Compound Interest, Rates of Interest: Nominal,
Effective and Continuous rates of interest and their inter-
relationships. Compounding and Discounting of a sum using
different types of rates.
Annuity-Present and future value of an ordinary Annuity, sinking
funds
Depreciation using WDV method Preparation of Loan Amortization
Schedule
Applications of Present Value concept to Leasing, Capital
Expenditure and Bonds.
Application of Financial Mathematics in Project Appraisal.
Total Lectures 45

PRACTICALS

1 Problems based on Linear Equations Using Matlab/scilab/R/excel

2 Problems based on functions related to business Using Matlab/scilab/R/excel
3 Problems based on matrices Using Matlab/scilab/R/excel
4 Problems based on applications of matrices Using Matlab/scilab/R/excel
5 Problems based on derivative Using Matlab/scilab/R/excel
6 Problems based on application of derivatives Using Matlab/scilab/R/excel
7 Problems based on application of derivatives Using Matlab/scilab/R/excel
8 Problems based on simple and compound interest Using Matlab/scilab/R/excel
9 Problems based on annuity Using Matlab/scilab/R/excel
10 Problems based on EMI Using Matlab/scilab/R/excel

Reference Books:
 Mathematics and Statics, Ajay Goel and Alka Goel, Taxman’s 4th , August 2007 edition
 Business Mathematics, D.C. Sancheti, V.K. Kapoor, Sultan Chand & Sons Publications,
2006.
 Business Mathematics and Statistics, Soma Garg and Arun Julka, Taxman’s , July 2010
edition.
 COURSE OUTCOME
Sr. No Blooms Taxonomy PSO
On completion of syllabus learners will be able to,
define overall structure of Indian Financial System and
Remember and
CO1 global financial institutions, various types of financial 1
Understand
services and instruments of financial system
identify different types of financial markets, financial
CO2 Apply 4
instruments and financial services
examine the role of various institutions and regulators
CO3 Analyze 5
of Indian Financial System
 B. Com (FINTECH) Course Code:
Course Name: Corporate Finance 20UBFT203
Total Lectures per week (1 Period is 50 minutes) 4+2
Credits 04
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

COURSE OBJECTIVES:
 To make students aware about the various core concepts of corporate finance and its importance in
effective management of financial resources.
 To acquaint the students with the various financial tool, techniques and software used in financial
decision making.

Module Details Lectures

Required
Module INTRODUCTION TO CORPORATE FINANCE & BASIC TOOLS 15
I FOR CORPORATE FINANCIAL DECISION MAKING
Introduction:
Meaning of Corporate finance, Significance of Corporate Finance,
Principles of Corporate Finance, Scope of Corporate Finance; Objectives
of Corporate Financial Management, Corporate finance and financial
strategy, Types of business entity, Business organizational structures, and
Emerging role of Finance Managers in India, Agency Problem.
Time Value of Money:
Concept of Time value of Money, Process of Compounding and
Discounting, Future Value of a Single amount, Future Value of an Annuity,
Present Value of a Single Amount, Present Value of an Annuity
Module CAPITAL BUDGETING TECHNIQUES 15
II Analysis and Techniques of Capital budgeting:
Meaning of Capital Budgeting, Types of capital budgeting decisions,
Nature of Capital Budgeting; Process of Capital Budgeting, Preparation of
capital budgeting proposal, estimating cash flows for project appraisal.
Non-discounted Cash Flow Techniques: Payback Period, ARR, Discounted
Cash Flow Techniques: NPV, IRR, and PI.
Module COST OF CAPITAL, LEVERAGE AND CAPITAL STRUCTURE 15
III ANALYSIS
Concept and Measurement of Cost of Capital:
Importance and concept; assumptions and factors affecting cost of capital,
Measurement of Specific Costs; Computation of Overall Cost of
Capital/WACC.
Operating, Financial and Combined Leverage:
Operating Leverage; Financial Leverage; and Combined Leverage.
Capital Structure Decision:
Introduction to Capital Structure Theories, Planning Capital Structure −
Capital Structure Choice based on EBIT-EPS analysis.

Module SOURCE AND RAISING OF FINANCE 15

IV Sources of Long-Term Finance:
Equity/Ordinary Shares: Fundamentals of Equity Shares; and Issue
Procedures.
Term Loans, Debentures / Bonds and Securitization: Terms Loans;
Debentures/Bonds/Notes; and Securitization. Hybrid Financing
Instruments: Preference Share Capital; Convertible Debentures/ Bonds;
Warrants; and Options.
Sources of Short Term Finance:
Accruals, Trade credit, Working capital advance by commercial banks,
Public Deposits, Inter-corporate deposits, Short term loan from financial
institutions, Commercial Paper, Factoring & Forfaiting, securitization.

Venture Capital Financing:

Theoretical Framework; and Indian Venture Capital Scenario.
TOTAL 60
 PRACTICALS

1 Problems based on Time Value of Money Using Excel

2 Problems based on Capital Budgeting Using Excel

3 Problems based on Cost of Capital and WACC Using Excel

Calculation
4 Problems based on OL, FL and CL Using Excel
5 Problems based on Capital Structure Decision Using Excel

Reference Books:
 Khan, M.Y & Jain, P.K.: Financial Management; Tata McGraw Hill, New Delhi, 2008.
 Chandra, Prasana: Financial Management; Tata McGraw Hill, New Delhi, 2008.
 Pandey, I. M.: Financial Management; Vikas Publishing House, New Delhi, 2005.
 Brealey and Meyers: Principles of Corporate Finance: Tata McGraw Hill, New Delhi, 2008.
 Keown, Martin, Petty and Scott (Jr): Financial Management: Principles and Applications;
Prentice Hall of India, New Delhi, 2002.
 Gitman, L.J: Principles of Managerial Finance; Addison Wasley, 2009.

COURSE OUTCOME
Sr. No Blooms Taxonomy PSO
On completion of syllabus learners will be able to,
Remember and define the various concepts of corporate finance used
CO1 1
Understand in financial decision making.
solve different problem related to cost of capital,
CO2 Apply 3
dividend models
examine various sources of finance, their pros & cons
CO3 Analyze and how effective capital structure decision can be 4
made.
 B. Com (FINTECH) Course Code:
Course Name: Introduction to Fin Tech 20UBFT204
Total Lectures per week (1 Period is 50 minutes) 03
Credits 03
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

COURSE OBJECTIVES:
 To understand the various key concepts, business models and technologies of the FinTech, which
are emerging areas in the Financial Services industry.
 To acquire the right set of skills and knowledge in FinTech, which is required in the digitalized
finance services industry.
 To explore new opportunities based on cutting-edge FinTech concepts and practices.

Module Details Lectures

Required
Module GETTING TO KNOW FINTECH 15
I Exploring what is Fintech, Characteristics of Fintech, History of Fintech
Sector, Popular Fintech Applications, Comparing start-ups and legacy tech
companies, Disrupting the value chain, Weighing Wall Street against
Silicon Valley, Silicon Roundabout, Crypto Valley, Tech Giants, Rules
around vendor risk, US & European Regulators
Module LEARNING THE TECHNOLOGY 15
II Reviewing Platforms, Identifying API Strategies, Even driven
Architectures, Microservices, Batch processing, Comparing CPUs &
GPUs, Using Platform Extension, Compute Requirements, Decentralized
Applications, Quantum Computing, Cloud and its elements, Blockchain
technology and its role in Fintech, Introduction to Fintech Apps, Building
a GUI Framework, Exploring Business Intelligence and its tools, Open
Source its Pros and Cons, Understanding Extract, transform and load,
Managing market data, Dealing with Databases, Maintaining Data Lineage,
Breaking down Big Data, Structured and Unstructured Data, SQL and no
SQL, Define and Explore AI, Machine Learning and Chat Bots
Module WORKING WITH FINTECH COMPANIES 15
III Working with Legacy Infrastructure, Working with legacy Systems,
Simplifying Integration with Microservice Architecture, Assembling a
Transformation Team, Assigning Roles, Setting Realistic Expectations and
Timelines, Being a Change Agent, Dealing with Perceived Career Risk,
Owning your own Data as a decision maker, Handling conflicting priorities,
Fintech Investor Landscape, Conducting due diligence including Market
Research, Creating a growth strategy, viewing the competitive landscape,
Building the technology architecture, Considering culture, Assessing
Assets on the Balance Sheet, Fintech for the Board, Looking into the future
of Fintech, Industry-driven Networks, Accelarators & Incubators, Mulling
over M&A Activity
Module TOP CONSIDERATIONS FOR FINTECH 15
IV Symptoms for diagnosing ailing legacy technology, Questions for a
download, build, buy strategy, Considerations when implementing open
source technology
TOTAL 60

Reference Books:
• Fintech for Dummies by Steven R. O’Hanlon, Susanne Chishti, Brendan Bradley; Wiley
• Fintech: The Impact and Influence of Financial Technology on Banking and the Finance
Industry by Richard Hayen; Creatspace Independent Hub
• Fintech in a Flash: Financial Technology Made Easy by Augustin Rubini; Zaccheus
Entertainment
• The FINTECH Book: The Financial Technology Handbook for Investors, Entrepreneurs
and Visionaries (Wile01) by Sussane Chishti, Janos Baberis; Wiley
• The REGTECH Book: The Financial Technology Handbook for Investors, Entrepreneurs
and Visionaries in Regulation by Janos Barberis, Douglas W. Arner, Ross P. Buckley;
Wiley
• The Truth Machine: The Blockchain and the Future of Everything by Paul Vigna; St.
Martin’s Press
• Financial Technology: Fintech, Blockchain, Smart Contracts by Jeff Reed; Creatspace
Independent Hub
• Big Data in Practice : How 45 Successful Companies Used Big Data Analytics to Deliver
Extraordinary Results by Bernard Marr; Wiley
• Artificial Intelligence in Practice: How 50 Successful Companies Used AI and Machine
Learning to Solve Problems by Bernard Marr, Matt Ward, Mike Chamberlain; Gildan
Media
• FinTech: The Technology Driving Disruption in the Financial Services Industry by Parag
Y Arjuneadkar; Auerbach Publications
 BLOOMS COURSE OUTCOME
SR.NO PSO
TAXONOMY On completion of syllabus the learner will be able to
define fintech landscape including its history,
Remember and characteristics and popular applications, disruptions in
CO 1. 1
Understanding the financial industry and the related regulations.

Solve decentralized applications, cloud services,

blockchain, fintech apps, business intelligence tools,
CO 2. Apply 2
Role of Open Source, Data warehouse and Artificial
Intelligence
examine symptoms relating to ailing legacy technology
CO 3. Analyse and determine considerations for building or adopting 3
fin tech.
 B. Com (FINTECH) Course Code:
Course Name: SETTING UP OF BUSINESS ENTITY 20UBFT205
Total Lectures per week (1 Period is 50 minutes) 03
Credits 03
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

COURSE OBJECTIVES:
 To provide working knowledge and understanding of setting up of Business entities and their closure.
 To conversant with the amendments to the law
 Inherently fundamental to start any kind of business in India, on the similar end it is subject to the
refinement of Legislation, Rules and Regulations

Module Details Lectures

Required
Module CHOICE OF BUSINESS ORGANIZATION & ITS FORMS 12
I  Key features of various structures and issues in choosing between
business structures including identification of location; tax implications
etc.
 Forms of Business: Partnership; Sole Proprietorship; Limited liability
partnership
 Institutions Not For Profit & NGOs: Section 8 Company; Trust and
Society- Formation and Registration
 Financial Services Organization: NBFCs; Housing Finance
Company; Asset Reconstruction Company; Micro Finance Institutions
(MFIs); Nidhi Companies; Payment Banks; Registration
Module START-UPS 12
II  Start-up India Policy;
 Registration Process;
 Benefits under the Companies Act and other Government Policies;
 Different types of capital- Seed Capital; Venture Capital; Private
Equity; Angel Investor; Crowd funding
 Mudra Bank
 Govt. benefits for Startups (For Example: Tax Holidays)
 Make in India
 Module SETTING UP OF BUSINESS OUTSIDE INDIA & JOINT 10
III VENTURES
 Joint Ventures; Special Purpose Vehicles: Purpose and Process.
 Setting up of Business outside India: Issues in choosing location;
Structure and the processes involved
Module VARIOUS INITIAL REGISTRATIONS AND LICENSES 11
IV  Mandatory Registration - PAN; TAN; GST Registration; Shops &
Establishments; SSI/MSME;
 Additional Registration/License - ESI/PF; FCRA; Pollution; Other
registration as per requirement of sector; IE Code; Drug License;
FSSAI; Trademark; Copyright; Patent; Design; RBI; Banking; IRDA;
Telecom; I & B; MSME Registration; Udyog Aadhar Memorandum;
Industrial License, Industrial Entrepreneurs Memorandum (IEM);
 State Level Approval from the respective State Industrial Department.

TOTAL 45

Reference Books
 Company Law and Practice; Taxmann, A.K. Majumdar, Dr. G.K. Kapoor Sanjay Dhamija
 The Manual for Indian Start ups, Vijaya Kumar Ivaturi, et al
 Law & Procedure of Limited Liability Partnership, D.K. Jain
 Company Law Ready Reckoner, D.K. Jain
 e-Bulletin (`Student Company Secretary’) : The ICSI, New Delhi-110 003
 Chartered Secretary (Monthly): The ICSI, New Delhi-110 003
 https://www.icsi.edu/media/webmodules/FINAL_FULL_BOOK_of_EP_SBEC_2018.pdf

COURSE OUTCOME
Sr. No Blooms Taxonomy PSO
On completion of syllabus learners will be able to,
Remember and define different forms of business.
CO1 1
Understand
identify the documents required to setting up of
CO2 Apply 3
business.
CO3 Analyze examine the start-up India policy. 4
 B. Com (FINTECH) Course Code:
Course Name: Foundation Course – II (EVS) 20UBFT206
Total Lectures per week (1 Period is 50 minutes) 03
Credits 03
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

COURSE OBJECTIVES:
 To create awareness about environmental elements and its importance to students.
 To sensitize students towards various problems related to environment.
 To make students understand various policies and legislative arrangement of environment protection.
 To make understand importance of sustainable development.

Lectures
Modules Details
Required
Module INTRODUCTION TO ENVIRONMENTAL STUDIES 10
I Environment- Concept, Nature, Scope and Importance of environmental
studies
Types and Elements of Environment
Bio- geochemical Cycles (Carbon, Nitrogen, Oxygen)
Concept of sustainability and sustainable development.
Module ECOSYSTEMS AND BIODIVERSITY 10
II Ecosystem- Types, Structure and function, Energy flow in an ecosystem
Biodiversity- Concepts and need of study, Classification
Biodiversity- Threats and Conservation
Module ENVIRONMENT POLLUTION, PROTECTION AND 10
III MANAGEMENT
Environmental pollution: types, causes, effects and controls- Air, Water, Soil
and Noise pollution
Solid waste management: Control measures of urban and industrial waste.
Environmental movements in India
Environment Laws: Environment Protection Act; Wildlife Protection Act,
Water (Prevention and control of Pollution) Act.
Disaster management: floods, earthquake, cyclones and landslides
Module ENVIRONMENT POLLUTION, PROTECTION AND 15
IV MANAGEMENT
Environmental pollution: types, causes, effects and controls- Air, water and
noise pollution
Solid waste management: Control measures of urban and industrial waste.
Environmental movements in India
Environment Laws: Environment Protection Act;
Wildlife Protection Act, Water (Prevention and control of Pollution) Act;
 Disaster management: floods, earthquake, cyclones and landslides

Total Lectures 45

Reference Books
 Carson, R. 2002. Silent Spring. Houghton Mifflin Harcourt.
 Gadgil, M., & Guha, R. 1993. This Fissured Land: An Ecological History of India. Univ. of California
Press.
 Gleeson, B. and Low, N. (eds.) 1999. Global Ethics and Environment, London, Routledge.
 Gleick, P. H. 1993. Water in Crisis. Pacific Institute for Studies in Dev., Environment & Security.
Stockholm Env. Institute, Oxford Univ. Press.
 Groom, Martha J., Gary K. Meffe, and Carl Ronald Carroll. Principles of Conservation Biology.
Sunderland: Sinauer Associates, 2006.
 Grumbine, R. Edward, and Pandit, M.K. 2013. Threats from India’s Himalaya dams. Science, 339:
36-37.
 McCully, P. 1996. Rivers no more: the environmental effects of dams (pp. 29-64). Zed Books.
 McNeill, John R. 2000. Something New Under the Sun: An Environmental History of the Twentieth
Century.
 Odum, E.P., Odum, H.T. & Andrews, J. 1971. Fundamentals of Ecology. Philadelphia: Saunders.
 Pepper, I.L., Gerba, C.P. & Brusseau, M.L. 2011. Environmental and Pollution Science. Academic
Press.
 Rao, M.N. & Datta, A.K. 1987. Waste Water Treatment. Oxford and IBH Publishing Co. Pvt. Ltd.
Raven, P.H., Hassenzahl, D.M. & Berg, L.R. 2012. Environment. 8th edition. John Wiley & Sons.
Rosencranz, A., Divan, S., & Noble, M. L. 2001. Environmental law and policy in India. Tripathi
1992.
 Sengupta, R. 2003. Ecology and economics: An approach to sustainable development. OUP.
 Singh, J.S., Singh, S.P. and Gupta, S.R. 2014. Ecology, Environmental Science and Conservation. S.
Chand Publishing, New Delhi.
 Sodhi, N.S., Gibson, L. & Raven, P.H. (eds). 2013. Conservation Biology: Voices from the Tropics.
John Wiley & Sons.
 Thapar, V. 1998. Land of the Tiger: A Natural History of the Indian Subcontinent.
 Warren, C. E. 1971. Biology and Water Pollution Control. WB Saunders.
 Wilson, E. O. 2006. The Creation: An appeal to save life on earth. New York: Norton.
 World Commission on Environment and Development. 1987. Our Common Future. Oxford University

COURSE OUTCOME
Sr. No Blooms Taxonomy PSO
On completion of syllabus learners will be able to,
Remember and define various policies and acts related to environment
CO1 1
Understand planning and management
CO2 Apply identify various environmental problems of the world. 3
examine their fundamental rights and duties as a citizen
CO3 Analyze 4
for conservation of natural and man-made resources
 Affiliated to
University of Mumbai

Revised Syllabus for

Programme:
B.Com. (FINTECH)

Semester III and IV

Under Choice Based Credit System

To be implemented from the Academic Year 2021-22
Progressively
Eligibility Criteria for B.Com. (FINTECH) Programme:
 The minimum qualification required to pursue a B.Com (FinTech) is the completion of 12th
Standard/HSC/10+2 (or equivalent Level of Examination) with a minimum of 45 % marks in any
stream (Science, Commerce and Arts) from any recognized Board.
 The student must have also studied English and Mathematics as compulsory subjects in 12 th
Standard/HSC/10+2 (or equivalent Level of Examination).
 Student must score more than the minimum cut-off percentage of the college he/she is applying
in.

PROGRAM OUTCOME (PO):

After successful completion of three year B.Com (FinTech) programme, a Student will:

PO 1: Understand the various key concepts, business models and technologies of the FinTech, which are
emerging areas in the Financial Services industry.

PO 2: Acquire the right set of skills and knowledge in FinTech, which is required in the digitalized
finance services industry.

PO 3: Explore new opportunities based on cutting-edge FinTech concepts and practices.

PROGRAM SPECIFIC OUTCOME (PSO):

After successful completion of three year B.Com (FinTech) programme the graduate will be able to

PSO 1: demonstrate various skills set pertaining to disciplines of finance, accounting, investment,
management, economics, communication, law and taxation etc.
PSO 2: showcase ethical values while performing responsibilities as a professional by using
mathematical, analytical, and statistical and information technology tools.
PSO 3: understand the benefit of Risk and Portfolio Management through application of different
investment theories and models to evaluate various investment avenues.
PSO 4: utilize the skills of Artificial Intelligence, Machine Learning and Block-Chain Technology to build
a platform for financial trading.
PSO 5: examine how data-driven decision making is used for better strategies to create maximum impact.
PSO 6: illustrate how FinTech can transform business models, improve customer experience, generate
insights and drive product-service innovation.
 Programme: B.Com (FINTECH)
Under Choice Based Credit, Grading and Semester System
Course Structure

(To be implemented from Academic Year- 2021-2022)

Semester - III

Sr. Course Course

Course Title Credits
No. Code Type
INNOVATIONS & TRANSFORMATION
1 21UBFT301 Core Course 04
IN FINANCIAL SERVICES
2 21UBFT302 SECURITIES LAW Core Course 04
3 21UBFT303 DERIVATIVES MANAGEMENT Core Course 04
FUNDAMENTALS OF DATA
4 21UBFT304 Core Course 04
ANALYTICS

ROBOTIC PROCESS AUTOMATION

5 21UBFT305 Core Course 04
FUNDAMENTALS
Total 20

Semester – IV

Sr. Course Course

Course Title Credits
No. Code Type
FINTECH IN PERSONAL FINANCIAL
1 21UBFT401 Core Course 04
MANAGEMENT
2 21UBFT402 CYBER LAW Core Course 04
3 21UBFT403 FINANCIAL RISK MANAGEMENT Core Course 04
4 21UBFT404 PORTFOLIO MANAGEMENT Core Course 04
5 21UBFT405 APPLICATION OF DATA ANALYSIS Core Course 04
Total 20
SEMESTER III
 B. Com (Financial Technology) Semester – III
Course Name: INNOVATIONS AND TRANSFORMATION IN Course Code:
FINANCIAL SERVICES – I 21UBFT301
Total Lectures per week (1 Period is 50 minutes) 03
Credits 04
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

COURSE OBJECTIVES:
1. To give student the insight of financial service.
2. To acquaint students with FinTech applications and alternative lending and payments
3. To enable students to explore the various FinTech related Regulations, Risks and Challenges and
Opportunities

Module Details Lectures

Required
Module Introduction to Traditional Financial Services 15
I Financial Services: Concept, Objectives, Functions,
Characteristics, Introduction to Financial Service Market, Growth of
Financial Services in India, Problems in Financial Services Sector,
Introduction to Banking and Non-Banking Companies.
Factoring and Forfaiting: Introduction, Types of Factoring,
Theoretical Framework, Factoring Cost, Advantages and
Disadvantages of Factoring, Factoring in India, Factoring v/s
Forfaiting, Working of Forfaiting, Benefits and Drawbacks of
Forfaiting.
Bill Discounting: Introduction, Framework, Bill Market Schemes,
Factoring V/s Bill Discounting in Receivable Management.
Module FinTech Applications: Alternative Lending and Payments 10
II
Role of P2P Lending in Reshaping Financial Services
P2P Use Cases
P2P in Asia
Role of Crowd funding in Reshaping Financial Services
Crowd funding in India
Introduction to Alternative Payments
Alternative Payments Trends in Asia
Module FinTech Regulations: Risks and Challenges 10
 III Compliance and Regulations in Finance
RegTech and its Benefits
RegTech in Practice and Use Cases
FinTech Regulations Overview
Role of MAS in Regulation
Regulatory Licensing Schemes
Module Unlocking Opportunities in FinTech 10
IV
Financial Inclusion and the Role of Technology
Tech Giants in FinTech: Is It a Game Changer?
Emergence of Chinese TechFins
TechFins in South East Asia: Grab vs. GoJek
Upcoming Trends and Technologies Influencing FinTech
Risks and Considerations of Using FinTech in Your Organisation
Total Lectures 45

Reference Books
 Khan M.Y , Financial Services, Mc Graw Hill Education.
 Dr.S.Gurusamy, Financial Services, Vijay Nicole Imprints
 Bank 3.0: Why Banking is no longer somewhere you go but something you do – Brett King
 The end of banking: Money, Credit and the digital revolution – Johnathan Mcmillan
 Breaking-Banks-Innovators-Strategists-Rebooting - Brett king

COURSE OUTCOME
Sr. No Blooms Taxonomy PSO
On completion of syllabus learners will be able to,
Remember and Define various characteristics, types of financial
CO1 1
Understand services
Identify the alternative Lending and Payments and
CO2 Apply 4
unlocking Unlocking Opportunities in FinTech
Examine the different categories of Fintech risk and
CO3 Analyze 5
challenges
 B. Com (Financial Technology) Semester – III
Course Name: Securities Laws Course Code:
21UBFT302
Total Lectures per week (1 Period is 50 minutes) 03
Credits 04
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

COURSE OBJECTIVES:
1. The objective of this course is to provide the students with legal knowledge of general business laws.
2. It aims at providing contemporary knowledge, basic concepts, emerging ideas, evolving theories, ever
changing procedures & practices in the field of Law
Module Details Lectures
Required
Module Source of Law 15
I a) Meaning of Law
b) Significance and Relevance to the Civil Society
c) Concept of Writ Petition
Indian Contract Act 1872
a) Nature of Contract
b) Classification of Contracts
c) Offer and Acceptance
d) Capacity of Parties to Contract
e) Free Consents
f) Consideration
g) Legality of Object
Agreement Declared Void
Module Indian Companies Act, 2013 10
II a) Company and its formation: Definition and Nature of Company,
Advantages and Disadvantages of a Company, Lifting of
Corporate Veil with cases,
b) Types of Companies (Meaning and Concepts Only), Chartered
Companies Statutory Companies, Registered companies under the
Act.
c) Documents and procedure for Incorporation of Company, Effect
of Incorporation
d) Membership of a company: Who can become member, Modes of
acquiring membership, Cessation of membership, Rights and
Liabilities of members
e) Memorandum of Association and Articles of Association:
Meaning, Concept, Clauses, effects of Memorandum and articles,
Doctrine of Ultra Vires, Doctrine of Indoor Management, and
Doctrine of Constructive Notice.
f) Prospectus. Meaning, when to be issued, when not required,
various kinds of prospectus, Legal framework for issuance of
Prospectus, Contents of Prospectus, Private Placements.
 g) Shares and Debentures.
NCLT
Module Securities Contract Regulation Act and SEBI 10
III a) Securities contract Regulation Act 1956
Terms, Recognition of stock exchange, Listing Agreement,
Delisting, Security Appellate Tribunal, Cancellation of
recognition, bye laws, types of contracts.
b) Securitization & Reconstruction of Financial Assets and
Enforcement of Security Interest Act (SARFAESI) 2002
Objectives, Terms, process, registration, acquisition, assets
reconstruction, takeover management, offences and penalties,
authorities.
c) Security Exchange Board of India (SEBI)
Objectives, terms, establishment, powers, functions, accounts and
audit, penalties-registration
d) Issues of Disclosure Investors Protection Guidelines
Pre & Post obligations, conditions for issue, Debt Security, IPO, E-
IPO, Employee option, right issue, bonus, preferential allotment,
intermediary, operational promoter lock in period requirements,
offer document
Module Maharashtra Protection of Interests of Depositors (in Financial 10
IV Establishments) Act, 1999
The Depositories Act, 1996
a) Depository: Meaning, Benefits, Models, Functions Participants
b) The Depository Act 1996 –
Objectives, Eligibility condition for depository services, Bye laws of
depository, Governance of Depository and Internal audit of
depository Participants BSDA and single registration for depository
participants
Total Lectures 45

Reference Books
 Indian Contract Act , Sale of Goods Act and Partnership Act – Desai T R – S C – Sarkar
and sons
 The Principles of Mercantile Law – Singh Avtar – Eastern Books Co.
 T P Ghosh on Companies Act 2013: T P Ghosh: Taxmann
 E Book by ICAI on Companies Act 2013
 E Book by Institute of Company Secretaries of India
 SEBI Manual by Taxmann
 SEBI Act : Sumit Agarwal and Robin Joseph Baby: Taxmann
 Securities Contract Regulation Act and Rules
 COURSE OUTCOME
Sr. No Blooms Taxonomy PSO
On completion of syllabus learners will be able to,
Remember and Define the concept of Contract and Company Laws. 1
CO1
Understand
Utilize the provisions related to Securities Contract 4
CO2 Apply
Regulation Act, SEBI and Depositary in career.
Observe the issues, refer to Securitization & 5
CO3 Analyze Reconstruction of Financial Assets and Enforcement of
Security Interest
 B. Com (Financial Technology) Semester – IV
Course Name: DERIVATIVES MANAGEMENT Course Code:
21UBFT303
Total Lectures per week (1 Period is 50 minutes) 03
Credits 04
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

COURSE OBJECTIVES:
1. To acquaint students with development of derivatives culture in India.
2. To give student the insight of role and pricing of futures and options contracts using various
models.
3. To give students insight of Trading Clearing and Settlement of Options and Futures.

Module Details Lectures

Required
Module Introduction to Derivatives 15
I
Meaning & Definition – Origin- Elements-Types- Participants and
Functions- Advantages & Disadvantages -Development of
Exchange traded derivatives Global derivatives markets- Exchange
traded vs OTC derivatives market, Current Volumes of Derivative
Trade in India Derivatives trading in India- L.C.Gupta committee-
J.R.C. varman committee, Requirements for a successful derivatives
markets

Trading Clearing And Settlement Of Options And Futures

Futures and Options trading system- Trader work stations contract
specification- specification for stock and index. eligibility for trading
charges. Clearing entities and their role- clear mechanism –
adjustment for corporate actions- open position calculation.
Margining and settlement mechanism- Risk management SPAN –
Mechanics of SPAN- Overall portfolio margin requirements.
Module Futures and Options 10
II
Introduction Futures: Introduction- Future terminology- Concept of
Convergence- Key features of futures contracts- Future vs.
Forwards- Pay off for futures Equity futures- Equity futures in India-
Index futures- Stock Futures- Future trading strategies-Hedging-
 Speculation Arbitrage- Spread trading. Options: Introduction-
Option terminology- Types- Options pay off- Equity options
contracts in India-Index Options – Stock options- Options trading
strategies- Hedging Speculation- Arbitrage- Straddle- Strangles-
Strips and Straps – Spread trading-Factors affecting Option
Premium- Valuation of Option Contract
Module Pricing of Future Options The cost of carry models for stock and 10
III
index futures- Cash Price And Future Price, Arbitrage Opportunity.
Factors affecting options pricing- Option pricing models Binominal
Pricing Model (theoretical)- The black and Scholes model
(theoretical) – Pricing of Index options. Options Strategies: Long
Option, Short Option Call Option, Put Option, Bull Call Spread.
Module Risks in Options Trading 10
IV
Characteristics of Options Hedging: The Naked Position, The
Covered Position, Hedging Through the Cap
Greeks in Options Hedging
Delta: The Use of Futures in Delta Hedging, The Delta of a Portfolio
Gamma: Making a Portfolio Gamma-neutral, Calculating Gamma
Theta, Vega, Lambda, Rho, The Relationship Between Delta,
Gamma and Theta, Differences Between Plain Vanilla Options and
Exotic Options
Exotic Options Types: Asian Options, Compound Options, Digital
or Binary Options, Exchange Options, Basket Options, Bermudan
Options, Coupe Options, Extendible Options, Hawaiian Options,
Instalment Options, Israeli Options, Parisian Options, Passport
Options, Rainbow Options, Russian Options, Shout Options, Spread
Options
Total Lectures 45

Reference Books
 Derivatives and Risk Management, Sundaram_Janakiramanan, Pearson Education
 Financial derivatives theory, concepts and problems gupta s.l., phi, delhi
 Financial derivatives: s s s kumar
 Derivatives and risk management basics, cengage learning, Delhi. Stulz m. Rene,
 Risk Management & Derivatives, Cengage Learning, New Delhi.
 Fundamentals of Financial Derivatives : prafulla kumar swain : Himalaya Publishing
 COURSE OUTCOME
Sr. No Blooms Taxonomy PSO
On completion of syllabus learners will be able to,
define meaning, definition, origin and advantages of
Remember and
CO1 3
Understand Derivatives market in India.
solve practical sums related to futures and options
CO2 Apply 4
contracts valuation.
observe how arbitrage opportunities are derived using
CO3 Analyze 5
derivatives.
 B. Com (Financial Technology) Semester – III
Course Name: FUNDAMENTALS OF DATA ANALYTICS Course Code:
21UBFT304
Total Lectures per week (1 Period is 50 minutes) 03
Credits 04
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

COURSE OBJECTIVES:
1. To give student the insight of data-driven organization.
2. To acquaint students with analytical tools and techniques of Big Data, Statistical Tools, Machine
Learning Data Visualization
3. To enable students to explore various Principles of Business Analysis and Data Life Cycle

Module Details Lectures

Required
Module DISRUPTION 08
I
Identify hurdles to becoming a data-driven organization: Instilling
data practices in the organization - Being disrupted - Down with the
silos - Identify how data can change the organization: disruption:
outcomes from change - proactive vs. reactive - Data empowerment
- Change management
Module Principles of Business Analysis and Data Life Cycle 13
II
Identify the categories of analytical people - Data Analysis roles in
business - Define roles and responsibilities of professionals in data
analysis - Identify cultural barriers : Value of intuition, data literacy,
accountability - Cognitive barriers: Confirmation bias, Recency bias,
Illusion of validity, Rigid mental models - Distinguish solutions to
barriers - Six steps of data-driven decision making: DECIDE:
Perfect solution, structure versus analysis
Stages in the Data Life Cycle - Different ways that data enters -
Identify the forms data takes as it is stored and used in an
organization
Module Ecosystem - Relational Database & SQL 14
III
 Nature of relational database, Types of relationships, Database
operations CRUD, core subdivisions of SQL, Querying data using
SQL commands: SELECT, JOINS - Normalization - Distinguish
between the key aspects of ACID - Identify the meaning of ETL
NoSQL Database - Distinguish between key/value stores, document
stores, graph stores - graph stores relationship - graph databases -
Interacting with MongoDB.
Module Big Data, Statistical Tools, Machine Learning Data 25
IV
Visualization
Big Data Tools - Hortonworks stack - Key functions of Big Data
technologies - Hadoop: features, utility - Identify the purpose of
MapReduce - Need of Spark & Storm: its relevance and uses
Requirements Gathering: Approach & considerations - The three
V’s - Data Empowerment - Customer Journey mapping process -
Distinguish between stages of the customer journey map.
Tools for statistical analysis - Distinguish between Python & R for
statistical analysis purposes - Purpose of Machine Learning and tools
used for machine learning - Visualization & Reporting Tools -
Distinguish between various data visualization tools like Excel,
OBIEEE, Power BI, Tableau and D3
Total Lectures 60

Reference Books
 Data Analytics Fundamentals Certificate by AICPA
 Big Data Paperback – by Anil Maheshwari; McGraw hill
 Machine Learning, Second Edition by Sebastian Raschka Vahid Mirjalili- PACKT
publications
 Data Visualization For Dummies Paperback by Mico Yuk (Author), Stephanie
Diamond (Author)
 Mark Gillenson ,”Fundamentals of Database System” ,Wiley Publication
 Korth, Silberchatz, Sudarshan, “Database system Concepts”, McGraw Hill
 Gareth James, Daniela Witten ,Trevor Hastie and Robert Tibshirani, An Introduction to
Statistical Learning with Applications in R ,2013,Springer
 COURSE OUTCOME
Sr. No Blooms Taxonomy PSO
On completion of syllabus learners will be able to,
Understand how the digital transformation and
Remember and
CO1 disruption landscape create opportunities within 1
Understand
the organization.
Solve common problems and risks associated with
CO2 Apply 2
becoming a data-driven business.
Observe requirements for data-driven projects and
CO3 Analyze 1
distinguish how to develop a customer journey map.
 B. Com (Financial Technology) Semester – III
Course Name: ROBOTIC PROCESS AUTOMATION Course Code:
FUNDAMENTALS 21UBFT305
Total Lectures per week (1 Period is 50 minutes) 03
Credits 04
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

COURSE OBJECTIVES:
1. To give student the insight of RPA.
2. To acquaint students with analytical tools and techniques of Implementing RPA Applications.
3. Governance, Risks & Controls of RPA.
4. To enable students to explore various Process Implications of RPA.

Module Details Lectures

Required
Understanding RPA and Building an RPA Business Case
Recognize what RPA, Identify processes suitable for RPA,
Recognize how RPA is transforming businesses, Business value of
RPA, Key considerations related to getting started with RPA, Key
Module
12
I steps in building a business case, Identify processes, alternatives, and
risks related to RPA, Key components of the proof of value, Key
criteria in building a plan, Considerations related to testing and
validating the business case
Implementing RPA Applications, Governance, Risks & Controls
of RPA
Key steps in building a bot, Key considerations in deploying RPA,
Module Proof of concept technology elements. Key governance roles related 12
II
to RPA environment, Operational and accounting risks related to
RPA implementation, Controls needed to address risks in an RPA-
enabled system
Organizational Process Implications of RPA
Differentiate between human and digital resource labor.

Module Opportunities for process automation, Accounting, finance, and

12
III operational process implications of RPA. Business process automation
: Order-to-cash (O2C) - Procure-to-pay (P2P) - Record-to-report (R2R) -
Fixed assets (FA) - Human resources (HR)
 RPA in Audit and Automation Beyond RPA
Differentiate between RPA and legacy management systems, Audit
of a client’s RPA, Differentiate between RPA and intelligent process
automation (IPA), Goal of auditing RPA, RPA vs. traditional audit
Module automation, RPA in internal control testing and substantive procedures, 24
IV
Limitations of RPA, Automation continuum, Impact of IPA on an audit,
Types of audit tasks, Framework of implementing IPA in audit,
Recognize how IPA may affect an audit in the future, Identify future
trends in automation.
Total Lectures 45

Reference Books
 Robotic Process Automation Fundamentals for Accounting and Finance Professionals
Certificate Program by AICPA
 Robotics: What Beginners Need to Know about Robotic Process Automation, Mobile
Robots, Artificial Intelligence, Machine Learning, Autonomous Vehicles, Speech
Recognition, Drones, and Our Future by Neil Wilkins; Bravex Publications
 Learning Robotic Process Automation by Tripathi Alok Mani; Packt Publishing Limited
 Robotic Process Automation with Blue Prism Quick Start Guide: Create softwarerobots and
automate business processes by Lim Mei Ying; Packt Publishing Limited
 Robotic Process and Cognitive Automation: The Next Phase by Mary Lacity,
LeslieWillcocks; Steve Brookes Publishing
 Robotic Process Automation Tools, Process Automation and their benefits: Understanding
RPA and Intelligent Automation by Srikanth Merianda; CreatspaceIndependent Publishing
Platform
 Accelerated DevOps with AI, ML & RPA: Non-Programmer's Guide to AIOPS & MLOPS
by Stephen Fleming; Stephen Fleming
 The Simple Implementation Guide to Robotic Process Automation (Rpa): How to Best
Implement Rpa in an Organization by Kelly W; iUniverse.com

COURSE OUTCOME
Sr. No Blooms Taxonomy PSO
On completion of syllabus learners will be able to,
Understand an overview of robotic process automation 1
Remember and
CO1 (RPA) technology and learn the characteristics,
Understand
benefits, risks, and challenges of RPA.
solve the steps involved in building an RPA business 2
case for an organisation such as requirement
CO2 Apply
assessment, developing a proof of value, building a
plan, and testing and validating.
observe difference between RPA and legacy 3
CO3 Analyze management systems, indicate how to audit a client’s
RPA, and indicate how to audit clients using RPA.
SEMESTER IV
 B. Com (Financial Technology) Semester – IV
Course Name: FINTECH IN PERSONAL FINANCIAL Course Code:
MANAGEMENT 21UBFT401
Total Lectures per week (1 Period is 50 minutes) 03
Credits 04
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

COURSE OBJECTIVES:
1. To give student the insight of latest development in BFSI and FinTech
2. To acquaint students with the regulatory framework and dynamic role of credit ratings
3. To enable students to explore future of data driven finance with case studies

Module Details Lectures

Required
Module Introduction to BFSI & FinTech 15
I
Modern Banking Landscape
Dissecting Financial Services Value chain
Introduction to the Fintech landscape
The Intersection of traditional and new-age banking
Interaction with Bank and Case Studies
Module Payments - Consumer and Wholesale 10
II
Introduction to Global Payment Ecosystem, players, processes,
modes and various charges
Innovation in Consumer and Retail payments led by Govt. & Private
Sector
Innovative Products in Mobile based, Person to Person, Credit
Cards, POS based ecosystem
B2B & B2B2C solutions, Trade Finance, API Banking
Import/Export and International Payments
Module Lending - Consumer and Wholesale 10
III
Regulatory Framework for Product Pricing, loan origination and
servicing
Social media based profiling, comparison tools and aggregators
Dynamic credit rating, Risk management & underwriting
 SME/MSME Lending: Unique opportunities and Challenges,
Solutions and Innovations
B2B Market Place: Auction Financing, Equity-based crowd funding,
e-Microfinance

Module The Future of Data-Driven Finance 10

IV
Case Study 1: CRED
Case Study 2: Aadhaar
Case Study 3: Alibaba
Case Study 4: Credit Karma
Case Study 5: Digibank
Case Study 6: Revolut
FinTech Big Trends – Looking Forward
Total Lectures 45

Reference Books
 IM Pandey Financial Management, Vikas Publishing House Ltd.
 Khan M.Y , Financial Services, Mc Graw Hill Education.
 Dr.S.Gurusamy, Financial Services, Vijay Nicole Imprints.

COURSE OUTCOME
Sr. No Blooms Taxonomy PSO
On completion of syllabus learners will be able to,
Remember and Define concepts of BFSI and Global Payment
CO1 3
Understand Ecosystem
CO2 Apply Solve the case studies of various companies 4
Examine regulatory framework for consumer and
CO3 Analyze 5
wholesale lending
 B. Com (Financial Technology) Semester – IV
Course Name: CYBER LAW Course Code:
21UBFT402
Total Lectures per week (1 Period is 50 minutes) 03
Credits 04
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

COURSE OBJECTIVES:
1. The objective of this course is to provide the students with legal knowledge of general cyber laws.
2. It aims at providing contemporary knowledge, basic concepts, emerging ideas, evolving theories,
ever changing procedures & practices in the field of Law
Module Details Lectures
Required
Fundamentals of Cyber Law
a) Introduction of concept of Cyber Law
Module b) Salient features of the IT Act, 2000 and Information Technology
(Amendment) Act, 2008 15
I
c) Definition, Various authorities under IT Act and their powers
Judicial Interpretation which has landmark Judgment and Precedents
E-commerce - Legal issue
a) Electronic Contracts with reference to Indian Contract Act, 1872 and
Module Information Technology Act, 2000 15
II b) The technical and legal issues relating to Digital Signatures.
Case Studies.
Intellectual Property Issues & Cyber space
a) Computer Software & Copyright Law
Module b) Software Licenses 15
III c) Computer Databases & the Law
Trademark issues in Cyberspace
Cyber Crime Laws in India
a) Legal issues pertaining to Cyber Frauds
b) Cyber Pornography
Module
c) Cyber Terrorism 15
IV
d) Data Privacy & confidentiality
Freedom of speech, Malware, Unauthorized Access, and Violation of
privacy.
Total Lectures 60

Reference Books
 Cyber Radicalization & Cyber law, Dr Pavan Duggal
 Cyber Security Law and Child Protection, Dr. Pavan Duggal
 Cyber Law in India by Farooq Ahmad; Pioneer Books
 COURSE OUTCOME
Sr. No Blooms Taxonomy PSO
On completion of syllabus learners will be able to,
Remember and To remember and understand provisions related to
CO1 1
Understand Fundamentals of Cyber law and E Commerce.
To apply the guidelines to save from concerning to
CO2 Apply 2
Cyber Crimes.
To analyse the issues, refer to Intellectual Property
CO3 Analyze 4
Rights & Cyber Space.
 B. Com (Financial Technology) Semester – IV
Course Name: FINANCIAL RISK MANAGEMENT Course Code:
21UBFT403
Total Lectures per week (1 Period is 50 minutes) 03
Credits 04
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

COURSE OBJECTIVES:
1. To introduce student towards the several of concept of risk.
2. To acquaint students with case study solving approach in line with Regulatory Environment
3. To give students the exposure towards Alternative Risk Management Tools
4. To enable students to understand Risk Appetite and Risk Culture
Module Details Lectures
Required
Module Introduction to Risk Management 10
I The Concept of Risk, Identification of Risk faced by Organization
Risk and Uncertainty, Strategic and Operational Risks, Dynamic
Nature of Risks, Business Risk, Financial Risk faced by
Organization, Objectives of Risks Management, Process of Risk
Management
Module Evaluation of Risk 15
II Evaluation of Organization’s ability to bear risk. Risk Measurement,
Sources and Impact of Common Business Risk, Market, Credit,
Liquidity, Technological, Legal Environmental, Reputation,
Country Risk.
Identify and assess the impact upon the stakeholder involved in
Business Risk, Nature and Importance of Financial Risk, Evaluation
of Financial Risk, Evaluation of Alternative Risk Management
Tools, Role of Risk Manager and Risk Committee in identifying and
managing risk.
Risk Framework (Three Difference Model)
Case study on credit risk: YES BANK, IL & FS, DHFL
Module Risk Appetite and Risk Culture 10
III Risk Appetite: Introduction, Terminology and Concept,
Stakeholders, Expressions of Risk Appetite, Board-level Risk
Appetite Considerations, Cascading Risk Appetite Down the Firm,
Dynamic Aspects of Risk Appetite, Framework, Risk Reporting,
Issues to Consider
Risk Culture: Introduction, Terminology , Definitions and
Descriptions of Risk Culture , Expressions of Risk Culture , The
Individual , Groups and Teams , Assessing and Influencing Risk
Culture, Assessing Risk Culture, Influencing Risk Culture,
Monitoring Risk Culture, Issues to Consider
 Module Regulatory Environment 10
IV Introduction, Structure of Prudential Regulatory Process, Mapping
the Regulators, Impact on Firms, Scope of Prudential Regulation,
Pillar 1 – Minimum Capital Requirements, Pillar 2 – Supervisory
Review Process, Pillar 3 – Market Discipline, Regulatory Influence
Total Lectures 45

Reference Books
 The Essentials of Risk Management: Michel Crouhy, Dan Galai,, Robert Mark :MC Graw Hill
Education
 A Practical Guide to Risk Management : Thomas S Koleman: Research Foundation of CFA
Institute
 Risk Management – Concepts and Guidance: Carl Pritchard:CRC Press
 Risk Management: Prof C K Roy:Vayu Education

COURSE OUTCOME
Sr. No Blooms Taxonomy PSO
On completion of syllabus learners will be able to,
Remember and remember and understand various types of risks
CO1 3
Understand involved in banking business.
apply various strategies used for managing capital and
CO2 Apply 3, 2
credit risk.
analyse the risk and return using various method such
as correlation between volatilities, term structure and
CO3 Analyze 3
interest rate, Risk Adjusted Returns, Beta, and
Derivatives Contracts.
 B. Com (Financial Technology) Semester – III
Course Name: PORTFOLIO MANAGEMENT Course Code:
21UBFT404
Total Lectures per week (1 Period is 50 minutes) 03
Credits 04
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

COURSE OBJECTIVES:
1. This course aims at providing the students a comprehensive introduction to the areas of security
analysis and portfolio management
2. To equip them with advanced tools and techniques for making profitable investment decisions.
3. To understand the concept of risk and return of different investment avenues and making a profitable
investment mix
4. To learn technical analysis to predict price movements based on indicators and forecasting techniques
5. To understand the need for continuous evaluation and review of the portfolio with different techniques.
6. To understand the factors affecting the prices of different assets and to create an optimum portfolio
based on given risk conditions.

Module Details Lectures

Required
Module INTRODUCTION TO SECURITY ANALYSIS
I
Investments: Meaning, types and characteristics, Objectives of
investments, Types of investors, Investment vs speculation,
Investment vs gambling, Meaning of security analysis, Meaning of 10
portfolio management, Financial assets, Financial markets
Investment Environment- Investment Environment in India and
factors conducive for investment in India.
Module RISK AND RETURN CONCEPTS
II
Introduction, Risk and Return – Computation of return – Meaning
and definition of risk – Types: (Systematic risk- Market risk,
Purchasing power risk, Interest rate risk, Unsystematic risk-
12
Business risk (Internal, External), Financial risk) – Minimizing risk
exposure Returns on financial assets (Calculation of ERR, HPR,
AR), Risk measurement (Calculation of Standard Deviation and
Beta) , Risk and Return trade off.
Module FUNDAMENTAL ANALYSIS AND TECHNICAL ANALYSIS
10
III
 FUNDAMENTAL ANALYSIS Top Down And Bottoms Up
Approaches, Economy Analysis – Meaning, Framework, Economic
Analysis, Econometric Model Building and Opportunistic Model
Building. Industry Analysis – Concept of Analysis, Industry Life
Cycle, Industry Characteristics, Profit Potential Of Industries: Porter
Model, Company Analysis – Financial Statements, Analysis of
Financial Statements, (Practical questions on ratio) and Assessment
of risk (Leverages).
TECHNICAL ANALYSIS: Introduction, Meaning of Technical
Analysis, Advantages and Disadvantages of Technical Analysis,
Introduction to Candlesticks Basic Styles, Basic Tools of Technical
Analysis.
Module PORTFOLIO MANAGEMENT AND ANALYSIS
IV
Introduction, Benefits of portfolios Management, Approaches in
portfolio construction, Active Strategy, Passive Strategy, Efficient
13
Market Hypotheses, Portfolio risk and return, Markowitz portfolio
selection, Sharpe’s single index model , Capital asset pricing model,
Security market line Managing the portfolio : Process and phase
Total Lectures 45

Reference Books
1. Bharti V. Phathak: Indian Financial System, Pearson Education, Delhi.
2. Donald E. Fischer and Ronald J. Jordon: Security Analysis and Portfolio Management, PHI.
3. Prasanna Chandra: Investment Analysis and Portfolio Management, TMH, Delhi.
Any other Suggested Reading which cover the contents.

BLOOMS COURSE OUTCOME

SR.NO PSO
TAXONOMY On completion of syllabus the learner will be able to
define concept of trade-off between risk and returns,
Remember and
CO 1. and different forms of market theories and How to 1
Understanding
evaluate performance of portfolio.
solve financial statements of a companies with the help
CO 2. Apply of Ratio’s 1

examine different chart patterns and indicators to

CO 3. Analyse 1
analyze the market
 B. Com (Financial Technology) Semester – IV
Course Name: APPLICATION OF DATA ANALYSIS Course Code:
21UBFT405
Total Lectures per week (1 Period is 50 minutes) 03
Credits 04
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

COURSE OBJECTIVES:
1. The objective of this course is to give student the insight of Components of Central Tendency, Nature of
Variables.
2. To acquaint students with analytical tools and techniques of Probability and its uses.
3. To enable students to explore Statistics in R & Case Study in R.
Module Details Lectures
Required
Module Variables, Measures of Central tendency and Dispersion 08
I
Nature of Variables: Numerical versus Categorical, Nominal versus
Ordinal, Interval versus Ratio, Discrete Variables & Continuous
Variables
Components of Central Tendency: Mean, Median and Mode - Other
means - Weighted, Geometric & Harmonic
Measure & variability: Range, Quartiles, InterQuartile Range,
Variance, Standard Deviation. Counting: Permutations &
Combinations with and without repetitions
Module Probability & Venn Diagrams 10
II
Probability and its uses in business cases, Venn Diagrams: OR,
AND, Complementary - Joint Probability - Conditional Probability
Calculation Probability: Calculation of P from Contingency Tables,
Trees - Bayes Theorem - Expectation value of random variable
Module Distributions 10
III
Distribution - Calculate probability using discrete distributions:
Binomial and Poisson - Calculate probability using continuous
distributions: Cumulative Distribution, Normal Distribution, Skew
Module Statistics in R & Case Study in R 22
IV
Introduction to R - Vectors - Dataframes - Load data from external
files - Calculate measures of central tendency and dispersion -
Distribution Functions - Graphs: Scatter Plot, Histogram and Box
Plot
 Fraud Detection Case Study - Apply scripts in R - Reusable, User
Defined Functions - Bayes Theorem
Total Lectures 60

Reference Books
 Applications of Data Analytics Certificate by AICPA
 R for Dummies; Andrie de Vries, Joris Meys; Wiley
 Data Analytics with R; Bharti Motwani; Wiley
 Applied Business Statistics, 7ed, ISV (Author- Ken Black)
 Statistical Analysis with Excel For Dummies, 4th Edition; Joseph Schmuller; ISBN: 978-
1-119- 27116-1

BLOOMS COURSE OUTCOME

SR.NO PSO
TAXONOMY On completion of syllabus the learner will be able to
Remember and define discrete and continuous distributions.
CO 1. 1
Understanding

CO 2. Apply solve the problems related to probability. 2

CO 3. Analyse Observe statistics in R and case-studies in R. 3

 Affiliated to

University of Mumbai

Revised Syllabus for

Programme:
B.Com. (Financial Technology )
Semester V and VI
Under Choice Based Credit System

To be implemented from the Academic Year 2022-23

Progressively
 Programme: B.Com (FINTECH)
Under Choice Based Credit, Grading and Semester System
Course Structure
T.Y.FINTECH

(To be implemented from Academic Year- 2022-2023)

SEMESTER V SEMESTER VI
CREDIT CREDI
NO. SUBJECTS S NO. SUBJECTS TS
CORE COURSE CORE COURSE
04 BLOCK CHAIN AND 04
TECHNICAL CRYPTO CURRNECY
ANALYSIS FUNDAMENTALS
22BFT501 22BFT601
04 FINANCIAL 04
FINANCIAL TECHNOLOGY SERVICES
MODELLING & MANAGEMENT
22BFT502 22BFT602
INTERNATIONAL 04 FINTECH: LAW AND 04
FINANCE REGULATION
22BFT503 22BFT603
DATA ANALYSIS 04 FIN APP IN 04
VISUALIZATION AND ENTREPRENEURIAL
STORY TELLING FINANCE
22BFT504 22BFT604
BUSINESS 04 04
TRANSFORMATION
USING AI AND
ANALYTICS PROJECT
22BFT505 22BFT605
TOTAL 20 TOTAL 20
 B. Com (Financial Technologies) Semester – V
Course Name: TECHNICAL ANALYSIS Course Code: 22BFT501
Lectures per week (1 Period is 50 minutes) 3
Credits 4
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal ------ 40
Total Marks 100

Course Objectives:
1. To give student the insight of various candles & charts and its patterns.
2. To enable the students to explore various theories and assumptions of Technical Analysis.
3. To make student to use major indicators and oscillators practically.
4. To provide student the brief idea about trading psychology and strategies to be employed
in risk management.

Course outcome:

COURSE OUTCOME
Sr. No Blooms Taxonomy On completion of syllabus learners will be able to,
PSO

Define the importance, assumptions, strengths and

Remember and
CO1 2
Understand major theories of technical analysis
Solve the various problems through various risk
CO2 Apply 4
management techniques and trading psychology.
Examine various candles & charts and its patterns

CO3 Analyze along with different indicators and oscillators in trading 5

and investment strategies
Module Details Lectures
Required
Module Introduction to Technical Analysis 15
I Technical analysis, Basic assumptions, Importance, Strengths and
Weakness
Candle: One Candle Pattern- Hammer, Hanging man, Shooting
star and inverted hammer, Marubozu Two Candle Pattern- Bullish
engulfing, Bearish engulfing, Piercing, Bearish harami, Bullish
harami, Three Candle Pattern- Evening star, Morning star, Doji
Charts: Support and Resistance, Head and shoulders: top reversal,
Inverted head and shoulders, Head and shoulders bottom, Double top
and double bottom, Rounded top and bottom
Gap Theory: Common gaps, Breakaway gaps,
Runaway/continuation gap, Exhaustion gap, Island cluster
Module Major Indicators and Oscillators 15
II Stochastic, RSI, Williams %R, MFI, Bollinger Bands, Moving
Averages, MACD,
Module Major Theories in Technical Analysis 15
III Dow Theory and Eliot Wave Theory

Module Risk Management, Trading Psychology and Trading Strategies 15

IV Risk Management – Need, techniques, uses of stop loss, qualities of
successful traders, golden rules of traders, do's and don'ts in trading,
Rules to stop losing money, Choosing the right market to trade,
Importance of discipline in trading; Day trading, Advantages of day
trading, Risks associated with trading, Strategies for day trading,
Momentum trading strategies.
Total Lectures 60

Books and References:

● Technical Analysis of Stock Trend; Robert D Edwards, Visiosn Book
● Technical Analysis Explained; Martin J Pring; McGraw Hill
● Handbook of Technical Analysis, Darell R Jobman; Probus
● Technical Analysis of Stocks , options; William Eng, Probus
● Technical Analysis, Jack D Schwager, John Wiley & Sons
 B. Com (Financial Technologies) Semester – V
Course Name: FINANCIAL MODELLING Course Code: 22BFT502

Lectures per week (1 Period is 50 minutes) 3

Credits 4
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal ------ 40
Total Marks 100

Course Objectives:
1. To become well versed with Intermediate level Microsoft Excel Functions for the
purpose of financial modelling.
2. To analyze, understand and interpret performance of companies through their
financial statements
3. To identify revenue and cost drivers and start forecasting data
4. To build scenarios for financial modelling
5. To develop financial models from scratch without using readymade templates

Course outcome:

COURSE OUTCOME
Sr. No Blooms Taxonomy On completion of syllabus learners will be able to,
PSO

CO1 Understand Use of Excel functions in finance 2

Various Modeling techniques in Financial
CO2 Apply 4
management and Project finance

CO3 Analyze Financial Statement through functions of excel 5

Module Details Lectures

Required
Module Basic Excel for Financial Modeling 10
Formatting of Excel Sheets, Use of Excel Formula Function, Advanced
I
Modeling Techniques, Data Filter and Sort, Charts and Graphs, Table
formula and Scenario building, Lookups: Vlookup Match & offset,
pivot tables
 Module Financial Statement Analysis 15
Introduction to Financial Statement Analysis, Financial Reporting
II
Mechanics, Understanding Income Statement, Balance Sheet, Cash
Flow Statement, Financial Analysis Techniques, Inventories, Long
Lived Assets, Non-Current Liabilities, Financial Statement
Application, Ratio analysis of industries, Du point Analysis, Peer to
peer analysis, Preparation of Financial Analysis report on an industry.

Module Financial Management and Project Finance 15

Time value of money , Long term financing , Cost of capital , Measure
III
Of Leverage, Project evaluation; stage of project; construction &
development phase; funding during investment phase; costs during
investment phase; life of project; decision making, cash flow waterfall
& resolve circular reference problem in interest during construction
Module Equity Research Modeling 20
Prepare an Income Statement, Balance sheet, Cash Flow Statement,
IV
Geographic Revenue Sheet, Segment Revenue Sheet, Cost Statement,
Debt Sheet, Analyze Revenue Drivers, Forecast Geographic &
Segment Revenues, Cost Statement, Debt, Income Statement, Balance
Sheet, and Cash Flow Statement. Performa Adjustments, Income
Statement - Compute Margins, Balance Sheet -Compute Ratios , Cash
Flow Statement Projection, Valuation- Discounted Cash Flow Method
(DCF), Valuation – Relative Valuation (Football Field Chart),
Valuation – Assumptions for Valuation Model, Prepare Valuation
Model, Prepare Presentation Sheet, Prepare Company Overview ,
Sector Overview
Total Lectures 60

Books and References:

1. Financial Modelling by Simon Benninga
2. Financial Modelling by Paul Pignataro
 B. Com (Financial Technology) Course Code: 22BFT503
Course Name: International Finance 22UBFT
Total Lectures per week (1 Period is 50 minutes) 03
Credits 04
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal & Project Evaluation ------ 40

COURSE OBJECTIVES:

1. The objective of this course is to familiarize the student with the fundamental aspects of various
issues associated with International Finance
2. The course aims to give a comprehensive overview of International Finance as a separate area in
International Business
3. To introduce the basic concepts, functions, process, techniques and create an awareness of the role,
functions and functioning of International Finance in this Globalised Market
Course outcome:
Sr. No Blooms Taxonomy Outcome PSO
On completion of syllabus learners will be able to,
CO1 Remember and define scope of international finance, BOP components, 1
Understand Evolution of International Monetary System
International equity markets, euro markets, FERA,
FEMA, FDI, FPI and FEDAI
CO2 Apply solve practical problems on Cross currency, Spread, % 2
Spread, Different Arbitrages, Forward Rates, AFM,
Borrowing and Investment Decisions
CO3 Analyze examine Indian Foreign Exchange market structure, 4
participants of market and their roles

Module Details Lectures

Required
Module Fundamentals of International Finance 15
I Introduction to International Finance: Meaning/ Importance of
International Finance, Scope of International Finance, Globalization
of the World Economy, Goals of International Finance, The
Emerging Challenges in International Finance
 Balance of Payment: Introduction to Balance of Payment,
Accounting Principles in Balance of Payment, Components of
Balance of Payments, Balance of Payment Identity Indian Heritage
in Business, Management, Production and Consumption.

International Monetary Systems: Evolution of International

Monetary System , Gold Standard System , Bretton Woods System,
Flexible Exchange Rate Regimes – 1973 to Present, Current
Exchange Rate Arrangements, European Monetary System, Fixed &
Flexible Exchange Rate System

An introduction to Exchange Rates:

Foreign Bank Note Market, Spot Foreign Exchange Market,
Exchange Rate Quotations, Direct & Indirect Rates, Cross Currency
Rates, Spread & Spread % , Factors Affecting Exchange Rates
Module Foreign Exchange Markets, Exchange Rate Determination & 15
Currency Derivatives:
II Foreign Exchange Markets: Introduction to Foreign Exchange
Markets, Structure of Foreign Exchange Markets, Types of
Transactions & Settlement Date, Exchange Rate Quotations &
Arbitrage, Forward Quotations (Annualized Forward Margin)

International Parity Relationships & Foreign Exchange Rate:

Interest Rate Parity, Purchasing Power Parity & Fishers Parity,
Forecasting Exchange Rates (Efficient Market Approach,
Fundamental Approach, Technical Approach, Performance of the
Forecasters), Global Financial Markets & Interest Rates (Domestic
& Offshore Markets, Money Market Instruments)

Currency & Interest Rate Futures: Introduction to Currency

Options (Option on Spot, Futures & Futures Style Options), Futures
Contracts, Markets & the Trading Process, Hedging & Speculation
with Interest Rate Futures, Currency Options in India
Module World Financial Markets & Institutions & Risks 15
III Euro Currency Bond Markets: Introduction to Euro Currency
Market, Origin of Euro Currency Market, Euro Bond Market
(Deposit, Loan, Notes Market), Types of Euro Bonds, Innovation in
the Euro Bond Markets, Competitive Advantages of Euro Banks,
Control & Regulation of Euro Bond Market

International Equity Markets & Investments: Introduction to

International Equity Market, International Equity Market
Benchmarks, Risk & Return from Foreign Equity Investments,
 Equity Financing in the International Markets, Depository Receipts
– ADR,GDR,IDR

International Foreign Exchange Markets: Meaning of

International Foreign Exchange Market, FERA v/s FEMA, Scope &
Significance of Foreign Exchange Markets, Role of Forex Manager,
FDI v/s FPI, Role of FEDAI in Foreign Exchange Market

International Capital Budgeting: Meaning of Capital Budgeting,

Capital Budgeting Decisions, Incremental Cash Flows, Cash Flows
at Subsidiary and Parent Company, Repatriation of Profits, Capital
Budgeting Techniques – NPV
Module Foreign Exchange Risk, Appraisal & Tax Management 15
IV Foreign Exchange Risk Management: Introduction to Foreign
Exchange Risk Management, Types of Risk, Trade & Exchange
Risk, Portfolio Management in Foreign Assets, Arbitrage &
Speculation

International Tax Environment: Meaning of International Tax

Environment, Objectives of Taxation, Types of Taxation, Benefits
towards Parties doing Business Internationally, Tax Havens, Tax
Liabilities

International Project Appraisal: Meaning of Project Appraisal,

Review of Net Present Value Approach (NPV), Option Approach to
Project Appraisal, Project Appraisal in the International Context,
Practice of Investment Appraisal
Total Lectures 60

Books and References:

● P G Apte, International Financial Management, 5th Edition, The McGraw Hill

● Cheol . S. Eun & Bruce G. Resnick, International Finance Management
● Maurice D. Levi, International Finance – Special Indian Edition
● Prakash G. Apte, International Finance – A Business Perspective
● V A. Aadhani, International Finance
 B.Com (Financial Technologies) Course Code:
22BFT504
Course Name: Data Visualization and Story Telling
Total Lectures per week (1 Period is 50 Minutes) 4
Credits 4
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal and Project --------- 40
Evaluation

Course Objective:
The student through this course will learn the essentials of analysing and visualizing data with
the help of business applications – MS Excel, Power view and Tableau, which help obtaining a
clear understanding of importance of visualizing data to derive insights and its effective
management through tools and charts.
Course Outcome
Sr. No Blooms Taxonomy Outcome PSO
On completion of syllabus learners will be able to,
CO1 Remember and Effectively communicate insights from data 1
Understand analytics via data storytelling.
Use MS Excel to create dashboards for data
visualization.

CO2 Apply Use MS Excel to create miniature charts and 2

tables, and sparklines.

CO3 Analyze Data visualization tool. 4

Modules at Glance
Sr. No Modules No. of
Lectures
1 Telling Stories with Data 10
2 Building text-based and tables-based dashboards and reports in 20
Excel & Charting your data
3 Working with Power view 20
4 Working in Tableau 10
Total 60
 Sr. No Modules/Units
1 Telling Stories with Data
Telling stories with data - What to look for in a case study approach -
Handling data - Gathering data - Formatting data - Tools for visualizing data
- Excel based Tools - Illustration and Mapping tools
2 Building text-based and tables-based dashboards and reports in Excel &
Charting your data
Text based dashboards - Alerting & conditional formats - Creating in cell charts
with text - Custom formatting and labels - Using Tables for Data-Naming Ranges
for Ease of Use and Functionality - Working with PowerPivot - Creating
PivotTables or Pivot Charts with PowerPivot - Calculating Fields with Data
Analysis Expressions (DAX) - Creating Miniature Charts and Tables - Building
Powerful Decision-making Chart
3 Working with Power view
Overview of Power view - Understanding Power view requirements - Creating
Power view data source connections - Creating Power view reports - Creating
Power view Visualizations - Using advanced filters - Exporting Power view
reports
4 Working in Tableau
Getting started with Tableau: Introduction to Tableau desktop - Understanding
the basics - Tableau capabilities - Bringing in data and Analysing data - Creating
Dashboards - Building stories with data - Publishing and sharing dashboards -
Advanced visual analytics - Creating calculations

Reference Books:
1. Data Visualization Certificate by AICPA
2. Tableau for Dummies; Molly Monsey & Paul Sochan; Wiley
3. Excel Dashboards & Reports for Dummies, 2nd Edition; Michael Alexander; Wiley
4. Tableau Your Data! Fast and Easy Visual Analysis with Tableau Software; Daniel G.
Murray; Wiley
5. Learning Tableau 2019: Tools for Business Intelligence, data prep, and visual analytics,
3rd Edition; Joshua N. Milligan; Packt Publishing
6. Effective Data Visualization: The Right Chart for the Right Data; Stephanie Evergreen;
Sage Publications
7. Balanced Scorecards and Operational Dashboards with Microsoft Excel, 2nd Edition; Ron
Person; Wiley
8. Storytelling with Data: A Data Visualization Guide for Business Professionals; Cole
Nussbaumer Knaflic; Wiley
 B.Com (Financial Technologies) Course Code:
22BFT505
Course Name: Business Transformation using AI and Analytics
Total Lectures per week (1 Period is 50 Minutes) 4
Credits 4
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal and Project --------- 40
Evaluation

Course Objective:
The student through this course will learn the essentials of Industry 4.0 - AI and analytics, its
impact and potential, which help obtaining a clear understanding of importance of AI and
analytics, the digital revolution and the disruption in various industries and functions.
Course Outcome
Sr. No Blooms Taxonomy Outcome PSO

CO1 Remember and AI and Analytics strategy is used for business 1

Understand transformation

CO2 Apply AI and Analytics powered transformation in business 2

strategy, marketing, HR, finance and accounting and
IT.
CO3 Analyze How banking and insurance industries are being 4
transformed by AI and Analytics.

Modules at Glance
Sr. No Modules No. of
Lectures
1 AI and Analytics led Strategic Interventions and Strategy for 20
Business Transformation
2 AI and Analytics in Banking and Insurance 10
3 AI and Analytics in Retail, Healthcare and Lifesciences 20
4 Exponential Technologies Underpinned by Analytics and AI 10
Total 60
 Sr. No Modules/Units
1 AI and Analytics led Strategic Interventions and Strategy for Business
Transformation
Industrialization of Analytics – Strategic roadmap to adopt Analytics - Building a
robust data monetization strategy – Accelerating Decision making with Real-
Time Analytics – Analytics as a Service (AaaS) model – Improving visibility of
startups with Analytics – Models for Enterprise AI Strategy – Leveraging AI for
Strategy and Operational Models - Design Thinking as strategic element for an AI
Enterprise - AI-powered marketing and customer experience strategy - Finance
and accounting transformation accomplished by AI – Emerging digital models
and IT strategies leveraged by AI and Analytics
2 AI and Analytics in Banking and Insurance
Adoption of analytics redefining the banking industry – AI powered financial
services – Reorienting customer retention and risk management strategy for banks
with AI – The advantage of AI in Fintech Companies - AI-driven transformations
in Insurance - Adopting digital based insurance models
3 AI and Analytics in Retail, Healthcare and Lifesciences
AI powered shopping experience– Evolution of smart retailers – Fluid supply
chain transformation with AI and Automation – AI and Analytics in Consumer-
packaged goods - AI adoption in Healthcare - Real World Evidence (RWE) based
analytics improving treatment outcomes – Personalized medicine – AI in the Life
Science industry - Analytics and Genomics
4 Exponential Technologies Underpinned by Analytics and AI
Beating Cyberattacks with analytics – Connected car technology reshaping
automotive industry – Driverless cars and drones with AI at the core – IOT
Analytics – Real-time streaming analytics – Cryptocurrency Analytics – Chatbots
– Redefining the talent landscape in the age of exponential technologies

Reference Books:
1. AI and Analytics: Accelerating Business Decisions; Sameer Dhanrajani; Wiley
2. AI, Analytics and the New Machine Age; HBR Ten Best Reads; Harvard Business Review
Press
3. Neosklling for Digital Transformation and the Artificial Intelligence Revolution; S.
Ramachandran, Prof. L. Prasad; Wiley
4. Marketing in a Digital & Data World: Getting to know your customer; Walter Vieira, Brian
Almeida; Notion Press; 1st Edition
5. Practical Applications of HR Analytics: A Step-by-Step Guide; Manish Gupta, Jatin Pandey,
Sage Publications
6. Business Analytics: The Science of Data-driven decision making; U Dinesh Kumar; Wiley
7. Fintech Innovation: From Robo-advisors to goal based investing and gamification ; Paolo
Sironi; Wiley Finance Series
8. The Real Business of Blockchain; David Furlonger, Christophe Uzureau; HBR Review Press
9. Amazon: How the World’s most relentless retailer will continue to revolutionize Commerce;
Natalie Berg, Miya Knights
SEMESTER
VI
 B.Com (Financial Technologies) Course Code:
22BFT601
Course Name: Blockchain Fundamentals
Total Lectures per week (1 Period is 50 Minutes) 4
Credits 4
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal and Project --------- 40
Evaluation

Course Objective:
The student through this course will learn the characteristics of blockchain and crypto assets,
identify opportunities and risks for application to an organization.
Course Outcome:
Sr. No Blooms Taxonomy Outcome PSO

CO1 Remember and The key terms, LIST the Attributes and Characteristics 1
Understand of Entrepreneurs features and ENUMERATE the
Factors influencing Entrepreneurship Growth.

CO2 Apply Financial innovation and technology in 2

entrepreneurship

CO3 Analyze The financing lifecycle of high-growth new ventures and 4

startups

Modules at Glance
Sr. No Modules No. of
Lectures
1 Blockchain Evolution and Technology and Cryptocurrencies 10
2 Blockchain Benefits, Values, Opportunities, Risks and 15
Challenges
3 Blockchain Trends and Solutions 15
4 The Blockchain Landscape, Process and Technical Controls 20
Total 60
 Sr. No Modules/Units
1 Blockchain Evolution and Technology and Cryptocurrencies
Fundamentals of money evolution, Blockchains, Cryptocurrency and ownership,
core components, Proof of work, Proof of stake and mining, Identify, Custody,
Responsibility and Control Continuum, Importance of cryptocurrency security for
accountants and auditors, Identify the security attributes of various wallet types,
Distinction between physical security and digital security, Benefits and features
of multi-sig wallets, Cryptocurrency security
2 Blockchain Benefits, Values, Opportunities, Risks and Challenges
Characteristics of Bitcoin Blockchain, Zero-Knowledge proof, security break-
through and the non-financial benefits, Blockchain provenance on supply chain,
Decentralized storage and prediction markets, KYC Regulations in the digital
scenario, Industry specific applications and limitations, Human Factors Risks,
Regulatory risks, standards and legality of blockchain and cryptocurrency,
Relationship between governance, consensus, and fork and chain splits risks,
Risks are that future focused
3 Blockchain Trends and Solutions
Limitations of Blockchain and their Solutions, Scope of IOT in Audit, Stable
coins and Privacy Coins, Smart Contracts, Initial coin offerings, Permissioned
and Permissionless ledgers, Security models for both types of blockchains,
Access control mechanisms, Hybrid blockchains and blockchains as a service,
Governing concepts behind transactions and fees, Unused Transaction Output
(UTXO) model and the account model, transaction throughput and confirmations,
smart contracts and traditional contracts
4 The Blockchain Landscape, Process and Technical Controls
Cryptocurrencies via market capitalization sites, Types of cryptocurrency
exchanges, Value proposition of initial coin offerings, General cryptocurrency
taxonomy, Application of blockchain technology, System and organization
controls, Process controls, Technical controls, Limitations of verifications with
transactions, Fundamental and changing roles of Accounting Professional
Reference Books
1. Blockchain Fundamentals for Accounting and Finance Professionals by AICPA
2. Blockchain for Dummies by Tiana Laurence; Wiley
3. Blockchain from Concept to Execution by Debajani Mohanty; 2nd Edition; BPB
4. Blockchain for Beginners by Mark Watney; Createspace Independent Pub
5. The Cryptocurrency Investing Bible by Alan T. Norman; Amazon Digital Services
6. Cyptocurrency: Bitcoin and Blockchain: 4 books in 1 by Keizer Soze; Sabi Sheperd
Limited
7. Cryptocurrency Mining for Dummies by Peter Kent and Tyler Bain; Wiley
8. Rendezvous with Practical Solidity: A Complete Hands on Book by Harish Jaggi, Raj
Jha; Notion Press
9. Blockchain: Complete Guide to Understanding the Blockchain Technology Revolution
and the Future of Money by Matt Cohen; Createspace Independent Hub
10. Blockchain - The Untold Story by Srinivas Mahankali; BPB Publications
 B.Com (Financial Technologies) Course Code:
22BFT602
Course Name:
Financial Technology Services & Management
Total Lectures per week (1 Period is 50 Minutes) 4
Credits 4
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal and Project --------- 40
Evaluation

Course Objective:
The major areas in FinTech, including Money and Payment, Digital Finance and Alternative
Finance. Major technological trends, including cryptocurrencies, Blockchain, AI and Big Data.
FinTech Regulation and RegTech. The fundamental role of Data and Security in data-driven
finance.
Course Outcome:
Sr. No Blooms Taxonomy Outcome PSO

CO1 Remember and About the fundamentals of money/currency and learn 1

Understand how bitcoins fit into the global landscape including the
unique characteristics of blockchain and bitcoin and
several key concepts related to the same.
CO2 Apply The blockchain landscape with special attention on the 2
different types of crypto asset exchanges and initial coin
offerings. Explore process controls and service
organization controls in the blockchain context.

CO3 Analyze The effects on internal controls and segregation of duties 4

and how they are becoming much more technological in
nature.
Modules at Glance
Sr. No Modules No. of
Lectures
1 Payments, Crypto currencies and Blockchain 10
2 Digital Finance and Alternative Finance 15
3 FinTech Regulation and RegTech 15
4 Data & Tech 20
Total 60
 Sr. No Modules/Units
1 Payments, Crypto currencies and Blockchain
Introduction - Individual Payments –Digital Financial Services – Mobile Money –
Regulation of Mobile Money – SFMS - RTGS - NEFT –NDS Systems – Crypto
currencies – Legal and Regulatory Implications of Crypto currencies –What is
Blockchain? – The Benefits from New Payment Stacks
2 Digital Finance and Alternative Finance
Introduction – Brief History of Financial Innovation – Digitization of Financial
Services - FinTech & Funds- Crowd funding– Regards, Charity and Equity - P2P
and Marketplace Lending – New Models and New Products - What is an ICO
3 FinTech Regulation and RegTech
Introduction - FinTech Regulations Evolution of RegTech – RegTech Ecosystem:
Financial Institutions – RegTech Ecosystem Ensuring Compliance from the Start:
Suitability and Funds – RegTech Startups: Challenges –RegTech Ecosystem:
Regulators Industry – Use Case of AI in Smart Regulation and Fraud Detection –
Regulatory Sandboxes – Smart Regulation – Redesigning Better Financial
Infrastructure
4 Data & Tech
Introduction - History of Data Regulation – Data in Financial Services –
Application of Data Analytics in Finance - Methods of Data Protection: GDPR
Compliance and Personal Privacy – How AI is Transforming the Future of FinTech
– Digital Identity – Change in mindset: Regulation 1.0 to 2.0 (KYC to KYD) - AI
& Governance – New Challenges of AI and Machine Learning - Challenges of Data
Regulation - Data is the New Oil: Risk of Breach – The Future of Data-Driven
Finance - Case Studies

Reference Books
1. Agustin Rubini, “Fintech in a Flash: Financial Technology Made Easy”, Zaccheus, 3rd
Edition, 2018
2. Susanne Chishti and Janos Barberis, “ The FINTECH Book: The Financial Technology
Handbook for Investors, Entrepreneurs and Visionaries”, John Wiley, 1st Edition, 2016
3. Theo Lynn, John G. Mooney, Pierangelo Rosati, Mark Cummins, “Disrupting Finance:
FinTech and Strategy in the 21st Century”, Palgrave, 1st edition, 2018
4. Abdul Rafay, “FinTech as a Disruptive Technology for Financial Institutions”, IGI Global,
January, 2019
5. Bernardo Nicoletti , The Future of FinTech: Integrating Finance and Technology in Financial
Services, Palgrave Macmillan, August, 2018
 B.Com (Financial Technologies) Course Code:
22BFT603
Course Name:
FinTech: Law and regulation
Total Lectures per week (1 Period is 50 Minutes) 4
Credits 4
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal and Project --------- 40
Evaluation

Course Objective:
This course aims to help and understand what FinTech is. It will also introduce the students to
blockchain, which is often presented as a sign of innovation and is regarded by many as the
doorway to a distributed, decentralised internet.

Course Outcome:
Sr. No Blooms Taxonomy Outcome PSO

CO1 Remember and New payments landscape, Alternative financing: 1

Understand crowdfunding platforms, Crypto assets and initial coin
offerings
CO2 Apply Apply the Knowledge in FinTech, Digital finance and 2
RegTech

CO3 Analyze The effects on internal controls and segregation of duties 4

and how they are becoming much more technological in
nature.

Modules at Glance
Sr. No Modules No. of
Lectures
1 Payments, alternative financing and cryptoassets 10
2 Blockchain and distributed ledgers 15
3 Regulatory issues 15
4 RegTech, SupTech and LegalTech 20
Total 60
 Sr. No Modules/Units
1 Payments, alternative financing and cryptoassets
• Introduction: what exactly is FinTech and what problems does it solve?
• New payments landscape
• Alternative financing: crowdfunding platforms
• Cryptoassets and initial coin offerings
2 Blockchain and distributed ledgers
• Blockchain in financial services
• Smart contracts
• Allocation of liability on distributed ledgers
• Governing the blockchain: how to determine applicable law?
3 Regulatory issues
• Data privacy
• Cybersecurity
• FinTech to TechFin: regulation of data-driven finance
• Regulating robo advice
4 RegTech, SupTech and LegalTech
• RegTech, SupTech and the future of compliance
• Regulatory sandboxes
• Technological innovation in legal services

Reference Books
1. Madir, Jelena, ed. FinTech: Law and Regulation. Edward Elgar Publishing, 2021.
2. Arner, Douglas W., Janos Barberis, and Ross P. Buckey. "FinTech, RegTech, and the reconceptualization of
financial regulation." Nw. J. Int'l L. & Bus. 37 (2016): 371.
3. Hodge, Lord. "Financial technology: Opportunities and challenges to law and regulation." Artificial
Intelligence and the Law (2020): 31-48.
 B.Com (Financial Technologies) Course Code:
22BFT604
Course Name:
FIN APP IN ENTREPRENEURIAL FINANCE
Total Lectures per week (1 Period is 50 Minutes) 4
Credits 4
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal and Project --------- 40
Evaluation

Course Objective:
The student through this course will learn the characteristics of blockchain and crypto assets,
identify opportunities and risks for application to an organization.
Course Outcome
Sr. No Blooms Taxonomy Outcome PSO

CO1 Remember and How professionals can incorporate permissioned 1

Understand ledgers and block chain solutions into their everyday
work.
CO2 Apply Several key concepts related to transactions and smart 2
contracts, this course discusses the transaction
throughout transaction fees, gas and confirmations.

CO3 Analyze Process controls and service organization controls in 4

the block chain context.

Modules at Glance
Sr. No Modules No. of
Lectures
1 Foundations of Entrepreneurship 10
2 Startups in Emerging market: 15
3 Project Planning and Feasibility Studies & Entrepreneurial Strategy 15
4 Creating New Business Model by using FinTech applications 20
Total 60
 Sr. No Modules/Units
1 Foundations of Entrepreneurship
Entrepreneur’s competencies, attitude, qualities, and functions. Entrepreneurial scenario
in India and Abroad. Small Business, Importance in Indian Economy, Types of
ownership, sole trading, partnership, Important features of various types of businesses -
corporate entrepreneurship, intrapreneurship - Role of Government in the promotion of
Entrepreneurship, Entrepreneurship as a career, Entrepreneurship as a style of
management, Emerging Models of Corporate Entrepreneurship.
2 Startups in Emerging market
Emerging market - definition, concept and features. India’s start up revolution– Trends,
Imperatives, benefits. The typical stages of a startup, opportunities for Startup in Finance
sector. Legal foundations, regulatory environment and startup funding, Case studies on
real fintech startups and their journey.
3 Project Planning and Feasibility Studies & Entrepreneurial Strategy
Project Planning and Feasibility Studies: The Concept of Project, Project Life Cycle -
Project Planning, Feasibility – Project proposal & preparation of DPR (detailed project
report)
Entrepreneurial Strategy: Generation of new business opportunity, Decisions under
Uncertainty, entry strategy, environmental instability - Risk Reduction strategies, Market
scope strategy- Imitation strategies.
4 Creating New Business Model by using FinTech applications
Subsectors where startups are either seeking to displace serving or sell them their
services: Bitcoin/Ethereum (and ICOs); personal finance; equity crowd funding; lending;
payments; insurance; and remittances. Blockchain, peer-to-peer platforms, and artificial
intelligence (e.g. machine learning) are key technologies underlying many of the new
business models

Reference Books
1. Meyer, M. H., & Crane, F. G. (2010). Entrepreneurship: An innovator's guide to startups and
corporate ventures. SAGE Publications.
2. Lerner, Josh, Ann Leamon, and Felda Hardymon. Venture Capital, Private Equity, and the
Financing of Entrepreneurship. New York: John Wiley & Sons, 2012.
3. Sironi, Paolo. FinTech Innovation: From Robo-Advisors to Goal Based Investing and
Gamification (The Wiley Finance Series), Wiley, 2016.
4. Ries, E. (2011). The lean startup: How today's entrepreneurs use continuous innovation to
create radically successful businesses. Random House LLC.
5. Innovation and Entrepreneurship, Peter F. Drucker
 B.Com (Financial Technologies) Course Code:
22BFT605
Course Name: PROJECT WORK
Total Lectures per week (1 Period is 50 Minutes) 4
Credits 4
Hours Marks
Evaluation System Theory Examination 2 Hrs. 60
Internal and Project --------- 40
Evaluation

Introduction
Inclusion of project work in the course curriculum of the B.Com. (Accounting & Finance)
programme is one of the ambitious aspects in the programme structure. The main objective of
inclusion of project work is to inculcate the element of research analyse and scientific
temperament challenging the potential of learner as regards to his/ her eager to enquire and ability
to interpret aspect of the study. It is expected that the guiding teacher should undertake the
counselling sessions and make the awareness among the learners about the methodology of
formulation, preparation and evaluation pattern of the project work.
There are two modes of preparation of project work
1] Project work based on research methodology in the study area
2] Project work based on internship in the study area

Guidelines for preparation of Project Work General guidelines for preparation

of project work based on Research Methodology
A] The project topic may be undertaken in any area of Elective Courses.
B] Each of the learner has to undertake a Project individually under the supervision of a teacher
guide
C] The learner shall decide the topic and title which should be specific, clear and with definite
scope in consultation with the teacher-guide concerned.
D] University/college shall allot a guiding teacher for guidance to the students based on her / his
specialization. The project report shall be prepared as per the broad guidelines given below:
✓ Font type: Times New Roman
✓ Font size: 12-For content, 14-for Title
✓ Line Space : 1.5-for content and 1-for in table work
✓ Paper Size: A4
✓ Margin : in Left-1.5, Up-Down-Right-1
✓ The Project Report shall be bounded.
✓ The project report should be 50 to 75 pages
Structure to be followed to maintain the uniformity in formulation and
presentation of Project Work (Model Structure of the Project Work)
Chapter No. 1: Introduction
In this chapter Selection and relevance of the problem, historical background of the problem,
brief profile of the study area, definition/s of related aspects, characteristics, different concepts
pertaining to the problem etc can be incorporated by the learner.
Chapter No. 2: Research Methodology
This chapter will include Objectives, Hypothesis, Scope of the study, limitations of the study,
significance of the study, Selection of the problem, Sample size, Data collection, Tabulation
of data, Techniques and tools to be used, etc can be incorporated by the learner.
Chapter No. 3: Literature Review
This chapter will provide information about studies done on the respective issue. This would
specify how the study undertaken is relevant and contribute for value addition in information/
knowledge/ application of study area which ultimately helps the learner to undertake further
study on same issue.
Chapter No. 4:Data Analysis, Interpretation and Presentation
This chapter is the core part of the study. The analysis pertaining to collected data will be done
by the learner. The application of selected tools or techniques will be used to arrive at findings.
In this, table of information’s, presentation of graphs etc. can be provided with interpretation
by the learner. Chapter No. 5: Conclusions and Suggestions In this chapter of project work,
findings of work will be covered and suggestion will be enlisted to validate the objectives and
hypotheses
Note: If required more chapters of data analysis can be added.
• Bibliography
• Appendix

Guidelines for Internship based project work

• Minimum 30 days/ 200 hours of Internship with an Organisation/ NGO/ Charitable Organisation/
Private firm.

• The theme of the internship should be based on any study area of the elective courses Experience
Certificate is Mandatory

• A project report has to be brief in content and must include the following aspects:

Executive Summary:
A bird’s eye view of your entire presentation has to be precisely offered under this category.
Introduction on the Company:
A Concise representation of company/ organization defining its scope, products/ services and
its SWOT analysis.
Statement and Objectives:
The mission and vision of the organization need to be stated enshrining its broad strategies
Your Role in the Organisation during the internship:
The key aspects handled, the department under which you were deployed and brief summary
report duly acknowledged by the reporting head. Challenges: The challenges confronted while
churning out theoretical knowledge into practical world.
Conclusion:
A brief overview of your experience and suggestions to bridge the gap between theory and
practice.
The project report based on internship shall be prepared as per the broad guidelines
given below:
• Font type: Times New Roman
• Font size: 12-For content, 14-for Title
• Line Space : 1.5-for content and 1-for in table work
• Paper Size: A4
• Margin : in Left-1.5, Up-Down-Right-1
• The Project Report shall be bounded.
• The project report should be of minimum 35 to 45 pages
• Appointment letter of the company in which internship is done has to be attached to the
project compulsorily.