1. Which of the following financial relations is NOT included?

 Financial relations outside finance (Correct Answer)

 Public finance
 Corporate finance
 Financial intermediaries

2. Which of the following is NOT a characteristic of financial relations?

 Barter relations (Correct Answer)

 Must be a distribution relation
 Relations occur in value form
 Establishment and use of a monetary fund

3. Paper money issued by the State Bank of Vietnam is:

 A type of fiduciary money (Correct Answer)

 Money made of paper
 A type of commodity money
 A type of currency

4. The capital market is the market for trading:

 Medium- and long-term financial instruments (Correct Answer)

 Short-term financial instruments
 Promissory notes
 Currency

5. The financial market includes:

 Money market and capital market (Correct Answer)

 Money market and foreign exchange market
 Foreign exchange market and capital market
 Stock market, money market, leasing market, insurance market

6. Liquidity of an asset is:

 The ease with which the asset can be converted into money without losing much
value (Correct Answer)
 The ability of the asset to generate profit
 The ease with which the asset can be converted into common stock
 The amount of money the asset can be converted into

7. Paper money circulating in Vietnam today:

  Has a nominal value much greater than its actual value (Correct Answer)
 Can still be exchanged for gold at a certain ratio set by the State Bank
 Can still be exchanged for gold at a certain ratio set by the State, and has a nominal value
much greater than its actual value
 Is commodity money

8. Real interest rate is:

 Nominal interest rate after inflation is accounted for (Correct Answer)

 Interest rate stated in economic contracts
 Announced interest rate at banks
 Discount or rediscount rate

9. Finance cannot exist without:

 A commodity-money economy (Correct Answer)

 A knowledge economy
 A commodity economy
 A market economy

10. Which monetary function do modern economists consider the most

important?

 Medium of exchange (Correct Answer)

 Store of value
 International means of payment
 Measure of value

11. In essence, financial relations are:

 The process of capital transfers (Correct Answer)

 The process of consumption, production, and trading
 The process of production
 The process of consumption

12. The circulation value of paper money is derived from:

 Legal regulations (Correct Answer)

 The intrinsic value of money
 The scarcity of paper money
 The intrinsic value of money and the scarcity of paper money

13. To effectively perform the function of storing value:

 Money must have stable value (Correct Answer)

  Must be gold and foreign currency
 Must be foreign currency
 Must be gold

14. Insurance is a type of:

 Conditional compensatory financial relation (Correct Answer)

 Non-compensatory financial relation
 Compensatory financial relation
 Always mandatory financial relation

15. When market interest rates increase, bond prices will:

 Decrease (Correct Answer)

 Increase
 Remain unchanged
 Increase sharply

16. Corporate finance is a type of:

 Conditional compensatory financial relation (Correct Answer)

 Internal financial relation
 Non-compensatory financial relation
 Mandatory financial relation

17. Public financial funds outside the state budget:

 Are not state monetary funds (Correct Answer)

 Are state monetary funds
 Have no relation to the state budget
 Are created and used in the state budget balance

18. The central bank does NOT have the function of:

 Controlling fiscal policy (Correct Answer)

 Issuing currency
 Managing the payment system
 Controlling the money supply

19. When operating the reserve requirement tool to implement monetary policy,
and when wanting to expand the money supply, the central bank will:

 Reduce the reserve requirement ratio (Correct Answer)

 Increase the reserve requirement ratio
 Maintain the reserve requirement ratio
  Remove the reserve requirement regulation

20. Which is NOT a role of public finance?

 Using monetary funds to generate profits for budget managers (Correct Answer)
 Contributing to market and price stability
 Contributing to economic growth
 Increasing the position of enterprises in the economy

21. State agencies:

 Are allowed to collect certain fees as prescribed by law (Correct Answer)

 Are not allowed to collect any fees
 Can determine fees independently based on operational needs
 Have large revenues to ensure regular operating funds

22. Which of the following is TRUE about an expansionary fiscal policy?

 Used to stimulate aggregate demand to offset private demand shortfalls (Correct

Answer)
 Does not implement tax reduction measures
 Aims to limit the consumption demand of economic sectors
 Does not affect aggregate demand

23. The financial goal of a joint-stock company is:

 Maximizing company value for shareholders (Correct Answer)

 Maximizing profit
 Increasing employee income, increasing tax payment
 Increasing revenue and reducing costs

24. The characteristic of working capital is:

 Participates in one production cycle (Correct Answer)

 Participates in multiple production cycles
 Gradually rotates in parts through production cycles
 Completely transfers its value into new product value

25. Which activity increases a company's equity?

 Issuing more common shares (Correct Answer)

 Issuing more bonds
 Joint venture capital contribution
 Distributing dividends to shareholders
26. Net revenue from sales and services is calculated by:

 Revenue from sales and services minus sales deductions (Correct Answer)
 Net revenue is equal to sales and service revenue
 Revenue from sales and services minus cost of goods sold
 Pre-interest and tax profit minus tax

27. Which of the following is a medium-term debt instrument in Vietnam?

 A 48-month home loan (Correct Answer)

 Treasury bills
 Commercial paper
 9-month personal consumer loan

28. Financial intermediaries provide their customers with the following benefits:

 Reduce transaction costs, diversify products, reduce risk, and increase payment
ability (Correct Answer)
 Increase payment ability
 Diversify products and reduce risk, increase payment ability
 Reduce transaction costs, increase payment ability

29. Decisions related to purchasing equipment, building factories in an enterprise

are considered:

 Long-term investment decisions (Correct Answer)

 Capital mobilization decisions
 Profit distribution decisions
 Capital mobilization, long-term investment, and profit distribution decisions

30. The primary function of the primary market is:

 Capital mobilization channel (Correct Answer)

 Can increase liquidity of securities
 Capital mobilization channel and can increase liquidity of securities
 Can generate profits from arbitrage trading

31. On 25/4/2023, Vietcombank announced the USD/VND exchange rate as

follows: buying rate is 23,025 and selling rate is 23,305. If you sell 1,000 USD at
Vietcombank, how many VND will you receive?

 23,025,000 VND (Correct Answer)

 23,035,000 VND
 23,050,000 VND
 23,300,000 VND
32. Which is the most accurate feature of the foreign exchange market?

 24-hour trading, global scope, and highly standardized (Correct Answer)

 Global scope
 Highly standardized
 24-hour trading

33. Which of the following balances belongs to the current account?

 Trade balance (Correct Answer)

 Overall balance
 Capital account balance
 Official compensatory balance

34. As of 27/4/2023, the exchange rates are: 1 EUR = 1.3 USD and 1 GBP = 1.7
USD. The EUR/GBP exchange rate is:

 0.7647 (Correct Answer)

 0.1747
 0.7676
 0.1778

35. The spot quote for EUR is EUR/USD = 1.1267/74. What is the % spread?

 0.062% (Correct Answer)

 0.006%
 0.002%
 0.065%

36. The quoted currency is the currency:

 Taken as the standard and expressed in units of 1 (Correct Answer)

 Taken as the standard
 Expresses the price of the standard currency
 Treated as a commodity

37. A bond with a coupon rate lower than the market interest rate will be sold at:

 Below par value (Correct Answer)

 At par value
 Above par value
 Cannot determine the price

38. Intangible fixed assets include:

  Brand names (Correct Answer)
 Buildings
 Machinery
 Buildings, machinery, and equipment

39. Government debt plus private sector debt equals:

 National debt (Correct Answer)

 Public sector debt
 Government debt
 External debt

40. The current financial system includes the following components:

 Financial markets, financial intermediaries, financial instruments (Correct Answer)

 Financial markets, financial intermediaries, currency market
 Financial markets, financial instruments, state budget
 State budget, tax policy, financial instruments

Question1 : What does the structure of the financial system consist of?

A. Financial market, participants in the market

B. State, financial market and financial intermediaries

C. Financial intermediaries, financial markets and financial instruments

D. Financial market financial system, financial infrastructure, financial instruments

Question 2: What does financial infrastructure include?

A. Legal system and state management, supervision system, information, payment, securities
services, human resources

B. Public finance, corporate finance, financial intermediaries, personal finance individuals and
households

C. Stock market and currency market

D. Domestic financial transactions between individuals and organizations, international

transactions between countries

Question:3 Which of the following is not part of the structure of the financial system?

A. Property and life insurance

B. National intangible cultural heritage

C. Finance of banking institutions

D. Social insurance

Question4: What is the basic function of financial markets?

A. Providing information and valuing businesses
B. Transferring capital, turning savings into investment
C. Valuing businesses, providing information, creating state supervision
capabilities
D. Health forecasting of the economy, the most important capital
transmission channel of the market economy
Question5: What is the role of financial markets in a market
economy?
A. Is a center for regulating capital supply and demand from places with
surplus to places with shortage
B. Promotes improving the efficiency of using financial resources C.
Facilitates the implementation of the State's monetary policy D. All are
correct
Question6: Financial markets included?
A. Stock market and money market
B. Capital market and money market C
. Exchange market and capital market
D. Financial derivatives market and stock market
Question7: What is the role of the primary market?
A. Is a channel to increase investment capital for the economy
B. Is a channel for issuing securities for businesses to attract investment
capital
C. Is a channel for issuing bonds for investment projects to implement
strategies economic development
D. All are correct
Question8: Of the following statements, which statement is not true
regarding the secondary market?
A. The secondary market is a market for trading low-quality securities
B. The secondary market creates liquidity for issued stocks
C. The secondary market gives security owners the opportunity to withdraw
investment capital
D. The secondary market gives investors the ability to restructure their
investment portfolio
Question9: Is the capital market a place to trade capital
instruments?
A. Short term
B. Long term
C. Short term and long term
D. Medium term and long term
Question10: Arrange the following types of financial instruments in
descending order of liquidity: (1) treasury bills, (2) checks, (3)
government bonds, (4) stocks
A. 2, 1,3,4
B. 1,2,3,4
C. 1,3,4,2
D. 4,3,2,1
Question11: People prefer to hold financial assets due to financial
assets?
A. Profitable
B. High liquidity
C. Low risk
D. Both A and B
Question12: Capital market included?
A. Stock market
B. Mortgage market
C. Hire-purchase credit market
D. All are correct’
Question13: The market in which capital is transferred from those
who have excess capital to those who need capital is called?
A. Commodity market
B. Available capital market
C. Derivative capital market
D. Financial market
Question14: Which of the following characteristics does a
centralized stock market have?
A. Limited market participants
B. Prices are not uniform
C. Trading through intermediaries
D. Both A and C
Question15: In the currency market, do people buy and sell?
A. Types of stocks
B. Treasury bonds
C. Treasury bills
D. All are correct