REPUBLIC OF CAMEROON REPUBLIQUE DU CAMEROON

Peace-Work-Fatherland Paix-Travail-Patrie

MINISTRY OF HIGHER EDUCATION MINISTERE DE L’ENSIGNEMENT SUPERIIEUR

ISG

Department of XXXX

Bachelor Technology Degree Programme in Banking and Finance

DEGREE OFFERED: BACHELOR OF TECHNOLOGY (BTEC) DEGREE IN

BANKING AND FINANCE

DURATION OF STUDIES: ONE (01) YEAR

SPECIALTY: BANKING AND FINANCE

QUALIFICATION OFFERED: BACHELOR OF TECHNOLOGY (BTEC)

INTRODUCTION
The programme delivers an innovative portfolio of undergraduate. As a University, research
is at the core of everything we do and is fundamental to our continuing success. Ultimately,
we strive to enhance the employability of our students and inspire future leaders to become
socially responsible global citizens. We do this through the provision of careers education,
including skill development activities, and opportunities to do internship. We encourage our
students to apply their learning to help others.

OBJECTIVES OF THE PROGRAMME

The programme aims at educating and developing leaders and builders of enterprises who
create value for their stakeholders and society at large. The degree programme is also
committed to developing new scholars and teachers, and to creating and disseminating path
breaking knowledge, concepts, and tools which advance the understanding and practice of
management.

EMPLOYMENT OPPORTUNITIES
Students at Management specialty benefit from our dedicated Futures First careers support
and acquire a set of strong skills to help secure future employment. The research and
transferable skills acquired on your course are highly valued by employers. Many graduates
could go on to employment in high profile organisations, in fields such as, human resource
management, marketing and public relations. Others could join graduate schemes with
companies or could move on to further study at Masters or PhD level.

ADMISSION REQUIREMENTS

 Holders of B-tech, BBA, DIPES I, DIPET I or equivalent certificates

 Transfer cases from other Universities
 It may be required that some courses are taken from year 2
Duration: One year (two semesters)

GRADUATION REQUIREMENTS
 Total minimum credits for graduation = 60 credits
Total maximum credit for graduation = 72 credits

METHOD OF TEACHING

The programme’s method of delivery involves classroom instructions, case study analysis,
field work and individual projects/internships. In addition, it is expected of the students to
engage in self-study and group study in addition to class-based activities. It is the
responsibility of students to learn; lecturers are simply an aid in that endeavour. Students are
strongly recommended to organise study groups on their own.

METHOD OF EVALUATION
Mode Mark/100
Continuous Assessment (CA) 30
Final Examination 70
Total 100

GRADING SYSTEM

Performance in a course for the Professional Bachelor’s Degree programme shall be recorded
according to the following schedule:

MARK/100 LETTER GRADE EVALUATION

GRADE POINTS
80-100 A 4.00 EXCELLENT
70-79 B+ 3.50 VERY GOOD
60-69 B 3.00 GOOD
55-59 C+ 2.50 FAIR
50-54 C 2.00 AVERAGE
45-49 D+ 1.50 BELOW AVERAGE
40-44 D 1.00 POOR
0-39 F 0 FAIL
The final aggregate mark for a course shall be a whole number. Letter grades and grade points shall
be awarded on the basis of the final aggregate mark.

In order to determine the grade point average of a candidate, the appropriate grade points assigned
to the corresponding letter grade is multiplied by the credit value of the course. The products are
added for all courses registered for the sum divided by the total number of credits registered for.
The quotient so obtained is the G.P.A. For example, student X obtains the following grades

COURSE GRADE GRADE POINTS CREDIT VALUE WEIGHTED

BKFI4101 A 4.0 4 POINT
BKFI4102 B+ 3.5 4 16.0
BKFI4103 B 3.0 4 17.5
BKFI4104 C 2.0 4 12.0
BKFI4105 B+ 3.5 4 8.0
 BKFI4106 C+ 2.5 4 17.5
TOTAL 24 9.0
80

GPA = 80/24 = 3.33

To earn credit for a course, the student must score a minimum of 50% (C) in that course if this is
compulsory. Students may gain credit in the case of an elective/required course if they scored 40%
(D).

If a student obtains a pass mark in a course after re-sitting the course once or any subsequent
number of times, the final mark given shall be the average of the marks obtained in the different
sittings if this average is higher than 50% or 50% if the average obtained is less than 50%. Only this
average mark shall be used to calculate the student’s cumulative grade point average (GPA). The fail
mark shall no longer enter into the calculation of the cumulative grade point average (GPA).

In each semester (semester one and two), the student shall register for courses totalling not less
than 30 credits. A student who fails to obtain a mark of 50/100 for any course at the end of the
semester shall be obliged to resit the course(s).

CLASSIFICATION OF THE PROFESSIONAL BACHELOR’S

DEGREES
The class of the Professional Bachelor’s degree awarded shall be based on the final Cumulative
Grade Point Average (CGPA) as follows:

S/N Classification Grade Range Letter Grade

1 First Class 3.6 - 4.00 A
2 Second Class Upper Division 3.0 – 3.59 B+
3 Second Class Lower Division 2.50 – 2.99 B
4 Third Class 2.25 – 2.49 C+
5 Pass 2.00 - 2.24 C

TEACHING AND RESEARCH/SUPERVISION STAFF LIST

Permanent Staff

S/N Name Academic Rank Qualification Specialty

1. KENFOUET MASTER-
OUAMBA GABIN INSURANCE
2.
3.
4.
5.
6
 7
8
9
10
11

Part time Staff

S/N Name Academic Rank Qualification Specialty

1. NJUAFAC PROFESSIONNAL
MASTER -
DONATUS
ACCOUNTANCY
2.
3.
4.
5.
6
7
8
9
10

STRUCTURE OF THE PROGRAM FOR PROFESSIONAL BACHELORS DEGREE

IN BANKING AND FINANCE

FIRST SEMESTER
Course Course title Credit value Status L T P
BKFI4101 Entrepreneurship development 4 C 40 10 10
and Business Creation
BKFI4102 Research methodology 4 C 40 10 10
BKFI4103 Quantitative Techniques 4 C 40 10 10
BKFI4104 Financial Modelling for 4 C 40 10 10
Corporate Finance and
Corporate Valuation
BKFI4105 Accounting for Business 4 C 40 10 10
BKFI4106 Comparative banking 4 C 40 10 10
BKFI4107 Monetary and Banking Policies, 4 C 40 10 10
Regulations and Laws
BKFI4108 Financial Markets and 4 E 40 10 10
Institutions
BKFI4109 Investment and Portfolio 4 E 40 10 10
Management
TOTAL 36 360 90 90
C = Compulsory E = Elective (student to choose one subject)

SECOND SEMESTER
Course code Course title Credit value Status L T P
BKFI4201 Financial Risk and Derivatives 4 C 40 10 10
BKFI4202 Industrial Practice 8 C 40 10 10
BKFI4203 Research Project 4 C 0 00 120
BKFI4204 Marketing of Financial Services 4 C 0 00 60
BKFI4205 Bank Lending and Credit 4 C 40 10 10
Management
BKFI4206 IT in Banking and Financial Services 4 C 40 10 10
BKFI4207 Bank and Microfinance Management 4 E 40 10 10
BKFI4208 Project Management 4 E 40 10 10
TOTAL 36 240 60 240
C = Compulsory E = Elective (student to choose one subject)

SUMMARY

NUMBER
Credit Lecture Hours Tutorials Practical
First Semester 36
Second Semester 36
Total Credits
Contact Hours

COURSE DESCRIPTION

BKFI4101: Entrepreneurship development and Business Creation 4 Credits (40-10-10 )

Objectives: students should be able to acquire necessary skills and knowledge for organising
and carrying out entrepreneurial activities, to understand basic concepts, role, adopting of key
steps and importance of entrepreneurship for economic development, developing personal
creativity and entrepreneurial initiative. To be their own boss, pursue your own idea, earn
more money, the act of starting and owning your own time, etc.
Content: Conceptual definitions. historical development of entrepreneurship, entrepreneurial
practices, the role of entrepreneurship in economic development, the importance in small
business, types, features of entrepreneurs, sources of business ideas, entrepreneurial
strategies, entrepreneurial process, buying and existing business, sources of capital for
entrepreneur, forms of entrepreneurial organisations, developing writing a business plan,
franchising, family business, entrepreneurial projects, case study of business plan,
development of business.
Outcomes: It is expected that students will be able to: Identify and describe personality traits
and practices of entrepreneurs; Develop practical skills by applying information, principles,
and practices to small business situations through case studies and outreach projects; Identify
the basic elements of a business plan and write a unique business plan for a new business
venture; Discuss how you can become a job creator as an entrepreneur rather than a job taker;
Demonstrate a passionate spirit of entrepreneurship by examining business possibilities,
writing business plans, and executing fundamental entrepreneurial practices.

BKFI4102: Research methodology 4 Credits (40-10-10 )

Objectives: research is aimed at new discoveries, innovations and seeking solutions to
problems. If research methodology is taken for granted, research results both internally and
externally may be invalid. The aim is therefor to provide students with techniques of writing
research reports or projects. By the end of this course, students should be able to: master
basic concepts in methodology; state types of research; research design; sampling and
sampling design; differentiate between quantitative and qualitative approaches; define
variables; state a research problem; calculate validity and reliability; correlate studies;
prepare, analyse, present and summarise data; apply statistical analysis in research and test
hypothesis
Content: nature and meaning of research; types of research; quantitative and qualitative
approaches in research; research design; variables; objectives; questions and research
hypothesis; sampling in research; correlational studies; validity and reliability; research
instruments, inferential statistics and data processing.
Outcomes: upon successful conclusion students should: test hypothesis; develop data
collection instruments; write out project reports/projects

BKFI4103: Quantitative Techniques 4 Credits (40-10-10)

Objectives: the course seeks to present students with a wide range of data analytical
techniques and is structured around the broad contours of the different types of data analytics.
Students will be able to process, inspect, cleans, transform and model data with the goal of
supporting conclusions and make decisions
Content: Introduction to data analysis, analytical process and types, role of data, how data is
created, stored accessed, interaction and how the organisation works with data and create
information. Simple Correlation and Regression, Theory of Estimation; Statistical Inference:
Hypothesis Testing, Parametric Test – Z, F, t test, ANOVA, Non Parametric Test – Chi
square test (goodness of fit, independence of attributes) Spearman’s Rank Correlation
Coefficient. Linear Programming, Transportation problems

Outcomes: students should be able to: collect, analyse and interpret data to make informed
information. Test Hypothesis, understand statistical estimation of population parameters; Use
basic statistics for central measurements, frequency distributions, graphs, and measure of
dispersion and be able to select which statistical method should be used for different
problems

BKFI4104: Financial Modelling for Corporate Finance and Corporate Valuation

4 Credits (40-10-10)
Objectives: This is a “hands-on” course, with extensive use of computers and spreadsheets.
Its general objective is to develop spreadsheet and management skills for creating computer-
based models for analyzing a variety of decision problems facing today’s financial managers
and professionals
You will learn how to create computer-based models to prepare, analyze, and use financial
statements; to conduct financial ratio analysis; to calculate financial and operating leverages;
to prepare cash budgets; to create sinking funds and evaluate loan and mortgage repayment
schedules; to determine the cost of capital; to evaluate net present values, rates of return, and
break-even points for various types of capital investments; to analyze investment payoffs and
risks; to evaluate stocks and bonds; to manage stock and bond portfolios; and to evaluate put
and call stock options.
Content: Corporate Financial Statements; Time Value of Money, Stock and Bond Valuation;
Risk and Return; Beta and CAPM; Interest Rates; Capital Budgeting; Weighted Cost of
Capital and Capital Structure
Outcomes: On successful completion of this course, student should be able to:
 - Students demonstrate proficiency in using computer programs to solve business
problems.
- Provide advice on the financial viability of different projects
- Interpretation and critical reflection as well as development of alternatives.
- Optimally take decision on company’s capital structure
- Make informed finance related decisions

BKFI4105: Accounting for Business 4 Credits (40-10-10)

Objectives: The objectives of the course are to provide the students with in-depth knowledge
of accounting required to handle accounting works in the various business situations like
partnership, consignment, branch etc. independently. The course further aims at providing
knowledge required by the students for advance studies in accounting subject.
Content: Topics include the general ledger, recording business transactions, revenue
recognition, managing accounts receivable and payable, inventory valuation, fixed assets,
investments, debts, stockholders equity, accrual accounting, and widely used accounting
software programs, including QuickBooks. The program of instruction is relevant to financial
reporting and management for both small entrepreneurial companies as well as large public
corporations. Student interested in a business degree as well as managers seeking to
understand basic accounting methods will benefit from this course. This course also contains
various aspects of company accounts i.e. accounting for partnership, consignments, joint
ventures, branch, department, containers, professional men, royalty, installment and higher
purchase etc.

Outcomes: Identify the many uses of financial information and objectives of financial
reporting; Define financial position and the balanced financial equation; Explain
management’s responsibility for ethical financial reporting; Prepare the four financial
statements; income statement, balance sheet, statement of stockholders’ equity, and statement
of cash flow; Analyze and record business transactions; Perform accrual entries; Prepare a
trial balance

BKFI4106: Comparative banking 4 Credits (40-10-10)

Objectives: To provide a clear and concise comparison banking systems. It actually
compares the structural functioning and organization of central Banks of different financial
systems.
Content: It covers banking systems such as: The Bank of England, the Federal Reserve
System, the national bank of Belgium, the banking system of Canada, Japan, Nigeria, and the
Islamic banking structure, the role of central banking structure, the role of central banking,
merits and demerits of a financial system. The course affords an examination and analysis of
institutional development. Central bank supervisory agency role: monetary and prudential
role; competition; de-regulation and financial innovation. Attempts to create a single financial
space within Europe are examined including the vision to establish eventually a world central
bank and the role such bank would play.
Outcomes: Students are expected to master the organization and functioning of different
central banks within their financial systems in the world. They should be able to carry out a
comparative analysis of these various central banks around the globe
BKFI4107: Monetary and Banking Policies, Regulations and Laws 4 Credits (40-10-10)
Objectives: To expose students to the respective monetary policy instruments.
Content: The meaning of Money, Definitions of Money in Economics, Central banks and
their functions, Monetary policy instruments, Demand for money, supply of money, bonds
and securities, quantity theory of money, Keynesian. The Keynesian framework and the
ISLM Model, Transmission Mechanisms, etc. scope of banking law, banking and security
law in CEMAC in general and in Cameroon in particular. The implications of practitioners
dealing with property transactions and the overall effect on banking and security practice.
The management of banking crisis.
Expected Outcomes: Students are expected to master the various monetary and fiscal
policies applying to the various financial systems; Understand the laws governing the
banking sector as a whole, understand the various security measures put in place to fight
against potential insolvency and bankruptcy.

BKFI4108: Financial Markets and Institutions 4 Credits (40-10-10)

Objectives: To provide students in depth knowledge in financial market development.
Content: Topics to be covered include; an overview of financial instruments, markets and
institutions; an understanding of issues and models of risk and uncertainty; an understanding
of the unifying principles and concept in finance and an overview of informational efficiency
in financial markets. Debt and equity market, primary and secondary market, exchange and
over the counter market, money and capital market, internationalization of financial market,
etc.
Outcomes: A good mastery of the financial markets and the various instruments traded on
these markets is the main expected outcome of this course

BKFI4109: Investment and Portfolio Management 4 Credits (40-10-10)

Objectives: This course helps students understand the key concepts and principles of
investment and portfolio management, which build a solid foundation for further study or
career pursuit. The topics addressed include the setting of investment and security analysis;
efficient market hypothesis; survey of investment instruments and valuation methods;
portfolio theories; asset pricing models; bond portfolio management, term structure of interest
rates; and measurements of portfolio performance.
Content: The Investment Setting, Securities and markets, Investment Globalization,
Regulations, ethics and professional conduct, Risk and return, Efficient Market Hypothesis,
Portfolio Management, Markowitz Portfolio, Optimization Portfolio Theory, Efficient
Frontier, Diversification, The Capital Market Line, The Market Portfolio, Capital Asset
Pricing Model, The Security Market Line, Index Models, Arbitrage Pricing Theory. Security
Analysis, Equity Valuation, Bond Portfolio management, bond prices and yield, The term
structure of interest rates, Duration and Interest Immunization, Measurements of Portfolio
Performance, The Jensen Index, The Sharpe Index, The Treynor Index, Other performance
evaluation methods
Expected Outcomes: Learn to compute historical and expected returns, as well as risk
measures and comprehend the importance of the risk-return relationship. Learn how the
financial markets operate, how she can invest in different security types matching her client’s
portfolio objectives and constraint. Understand the principles of modern portfolio theory and
the effect of diversification on investment portfolios. Measure and evaluate portfolio
performance
BKFI4201: Financial Risk and Derivatives 4 Credits (40-10-10)
Objectives: It seeks to make students to have a deep understanding of the scope, types of
risks and the procedures to be followed in case of effective risk management scheme. Asses
measure of risk mitigation. Examine the principles and practice of insurance and company
management. It broadens in its treatment of risk involving both analysis and management,
using all risk control techniques.
Content: Major topics are: general introduction, the concept of risk management; Risk and
uncertainty, types of risks, principles of risks. Attributes to enhance risk management, risk
management process, risk management plan, how to reduce risk, risk management approach.
Balancing the ethics of risk management, risk management and administration, risk
identification, risk evaluation and hedging, risk transfer and retention. Crisis situation and
management.
Outcome: students should be able to understand and demonstrate approaches to risks
management and how to manage them.
BKFI4202: Industrial Practice 4 Credits (40-10-10)
Objectives: To provide student with practical knowledge in converting theory to practice in
respective organizations.
Content: It involves students doing field work with experienced freight forwarder, sales
managers, and purchase and suppliers managers etc. to gain the required experience. The
student will be required to be in the field for 3 months, essentials of writing/reporting issues
in the descriptive, informative, argumentative, expository and scientific manner. Practice of
proof-reading, footnoting and presenting bibliographical references.
Outcomes: Apply appropriate workplace behaviours in a professional setting; Demonstrate
content knowledge appropriate to job assignment; Exhibit evidence of increased content
knowledge gained through practical experience; Describe the nature and function of the
organization in which the internship experience takes place; Evaluate the internship
experience in terms of personal, educational and career needs.

BKFI4203: Research Project 4 Credits (40-10-10)

Objectives: To enable carry out investigation and report in respective areas of interest.
Content: The research project is structured such that there should be a well formulated title,
well stated problem statement and objective of study, a review of literature, methodology,
results and interpretations, recommendations and conclusions. A research project is written
under the supervision of at least a lecturer of the department.
Outcomes: It is expected that students should be able to:
- Identify a problem
- Collect data on the problem identified
- Analyse the problem and come out with recommendations
- Present and defend a completed undergraduate project in Banking and Finance

BKFI4204: Marketing of Financial Services 4 Credits (40-10-10)

Objectives: To develop students’ awareness of the application of marketing techniques at
bank branch level and to provide and to provide the students with an understanding of
marketing and its relevance to the banking sector.
Content: The role of marketing: evolution of marketing in the banking sector, understanding
customers, the role of market research and methods of segmenting markets, managing
marketing information, the marketing planning process, marketing mix decisions, achieving
sales, bankers as retailers, service quality.
Outcomes: Students are expected to have a good mastery of marketing techniques applicable
to the sale of banking products and its relevance to the banking sector as a whole.

BKFI4205: Bank Lending and Credit Management 4 Credits (40-10-10)

Objectives: Nature and scope of credit management; traditional approach in credit
management (credit process flow, 5 C’s policy, credit limits, credit control and follow-up);
credit ratings; credit risk management; credit risk models; credit derivatives; key credit risk
regulations for financial institutions.
Content: Credit Process and Analysis, Strategy and Industry Analysis, Credit Instruments
and Landscape, Alternative Finance (Market Place Lending Platform – Microcredit), Credit
Risk Analysis: Basic Tools, Credit Risk Models, Credit scoring, Estimating the Probability of
Default using Equity Price, Managing Credit Risk: Credit Derivatives, Understanding Credit
Crisis, Practical issues in credit management
Outcomes: It is expected that by the end of the course students should be able to: develop a
general understanding of credit management framework and how to manage credit risk;
Apply the tools and techniques of credit management into practices; organize and present the
credit analysis; manage credit risk through derivatives.

BKFI4206: IT in Banking and Financial Services 4 Credits (40-10-10)

Objectives: Its aim is to provide learners with a thorough understanding of the role of IT in
the delivery of financial services and the major software packages employed in the financial
services industry in addition to the associated risks and policies governing the application of
technology. To familiarize the students on the basic knowledge of banking technology. To
understand the application of technology to commercial and public sector banks. To bring
about awareness among students with changes and innovations in electronic banking
industry.
Content: Introduction to IT and Computer Systems, Security Considerations, Electronic
Payment Systems & Funds Transfer Systems, Branch Operation and Core banking, Delivery
Channels, Back Office Operations, Interbank Payment System, Application and
Management, E-learning environment-Banking software (Finical and capgemini), laser wallet
technology, cheque truncation-RBI reports on technology/Information system, security
controls and audit. NEFT, Current usage and challenges of automated financial services,
mobile and digital banking, case studies on frauds under security control and Audit, Fraud
prevention measures; Document Handling Systems, Risk Management and Legal Framework
in IT
Outcomes: It is expected that students will be able to: Evaluate the process of the CTS
policies and disaster recovery management of banks.  To avail the facility of internet
banking, mobile banking and online banking.  Creating awareness about computerization of
bank operations.  Basic knowledge of banking technology and its application to commercial
and public sector banks.

BKFI4207: Bank and Microfinance Management 4 Credits (40-10-10)

Objectives: This course gives students an insight into microfinance with respect to its history
and evolution, importance to development, controversies, regulation, and the management of
Microfinance Institutions (MFIs).
Content: Topic covered include: the economics of microfinance and rationale for
intervention in credit markets; the double bottom-line of microfinance; types of MFIs –
ownership, governance, and types of products/services offered; lending methodologies;
managing credit, saving, liquidity, and capital in MFIs; challenges faced by MFIs; regulation
and supervision of MFIs.
Outcome: By the end of this course, students should be able to:
 Define microfinance, and discuss its origin and evolution
 Discuss the importance of microfinance to poverty reduction and economic
development, and controversies surrounding this role
 Identify and discuss service provision strategies of MFIs
Utilise adequate qualitative and quantitative techniques to manage credit, saving, investment,
and related financial and nonfinancial services in MFIs

BKFI4208: Project Management 4 Credits (40-10-10)

Objectives: To train the students on the concepts of project management from planning to
the execution of projects.
Content: Definitions & Importance of PM The project manager’s role, The project life cycle
from initiation to termination and follow up, networking techniques, Decomposition of scope,
Project goals and objectives, Project charter, Quality Planning, project risk, Case studies in
Project management, Project audit
Outcomes: At the end of this course, the students should be able to: understand the project
characteristics and the various stages of a project; understand the various feasibility analyses
to be carried out for a project; Describe project planning process, know the techniques for
project planning, scheduling and execution control; understand the concept of risk
management of projects; know the role of stakeholders.