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Booth Banking Circular BB Circular 27.12.2018

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0% found this document useful (0 votes)
26 views4 pages

Booth Banking Circular BB Circular 27.12.2018

Uploaded by

asif01127
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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e¨vswKs cÖwewa I bxwZ wefvM Website: www.bb.org.

bd
evsjv‡`k e¨vsK
cÖavb Kvh©vjq
XvKv|

13 ‡c․l 1425
weAviwcwW mvKz©jvi ‡jUvi bs-28 ZvwiLt
27 wW‡m¤^i 2018

e¨e¯’vcbv cwiPvjK/cÖavb wbe©vnx


evsjv‡`‡k Kvh©iZ mKj Zdwmwj e¨vsK

wcÖq g‡nv`q,
e¨vsKmg~‡ni e¨emv †K›`ª ¯’vcb msµvšÍ bxwZgvjv

e¨vsKmg~‡ni e¨emv †K›`ª ¯’vcb msµvšÍ weAviwcwW mvK©yjvi bs-18, ZvwiL-29 b‡f¤^i 2012 Gi cÖwZ Avcbv‡`i
`„wó AvKl©Y Kiv hv‡”Q|

2| DwjøwLZ mvK©yjv‡ii gva¨‡g e¨vsK-‡Kv¤úvbxmg~‡ni e¨emv †K›`ª ¯’vcb, ¯’vbvšÍi, ¯’vcbv fvov ev BRviv MÖnY I
bevq‡bi Rb¨ evsjv‡`k e¨vs‡K Av‡e`b `vwL‡ji c×wZ eY©bv Kiv n‡q‡Q| D³ mvKz©jv‡i e¨emv †K›`ª wn‡m‡e e¨vsK
kvLv, GmGgB/K…wl kvLv, ey_ (Kv‡jKkb ey_ I B‡j±ªwbK ey_) Ges e¨emv Dbœqb †K›`ª AšÍfz©³ i‡q‡Q|

3| Gÿ‡Y, evsjv‡`‡k e¨vsK e¨emvi cÖmvi, e¨vswKs-myweav ewÂZ RbM‡Yi wbKU e¨vswKs †mev †cu․‡Q †`qv Ges
¯^í-e¨qx e¨vswKs †mev AvDU‡jU Gi gva¨‡g AwaKZi Avw_©K †mevfzw³i j‡ÿ¨ e¨vs‡Ki e¨emv †K‡›`ªi g‡a¨ Òe¨vswKs
ey_Ó AšÍf©y³ Kiv n‡jv| e¨vswKs ey_ wb¤œwjwLZ kZ©vax‡b cwiPvwjZ n‡e:
3.1| Òe¨vswKs ey_Ó ej‡Z evsjv‡`k e¨vsK KZ…©K mg‡q mg‡q wb‡`©wkZ bxwZ-c×wZi Av‡jv‡K mxwgZ
cwim‡i e¨vswKs †mev cÖ`v‡bi Rb¨ e¨vs‡Ki †Kvb c~Y©v½ kvLvi wbqš¿‡Y cwiPvwjZ ¯^í-e¨qx e¨emv
†K›`ª-‡K eySv‡e;
3.2| e¨vswKs ey_ wbKU¯’ c~Y©v½ kvLvi wbqš¿‡Y cwiPvwjZ n‡e;
3.3| D³ e¨emv †K‡›`ªi Rb¨ Òe¨vswKs ey_Óhy³ †h ‡Kvb myweavRbK ev Dchy³ bvg e¨envi Kiv hv‡e;
3.4| e¨vswKs ey‡_i ch©vß wbivcËv e¨e¯’v wbwðZ Ki‡Z n‡e Ges wbivcËvmn ey_ ¯’vcbv e¨vs‡Ki c~Y©
wbqš¿Yvaxb _vK‡e;
3.5| e¨vswKs ey‡_i †d¬vi †¯úm n‡e AbwaK 1000 eM©dzU;
3.6| e¨vswKs ey‡_i Kvh©µg myôzfv‡e cwiPvjbvi Rb¨ b~¨bZg 2 Rb Kg©KZ©v wbhy³ Ki‡Z n‡e;
3.7| e¨vswKs ey_ ¯^í-e¨qx e¨vswKs †mev AvDU‡jU wn‡m‡e MY¨ n‡e| ‡m we‡ePbvq, cÖPwjZ kvLv ¯’vc‡bi
Rb¨ wba©vwiZ wewfbœ e¨qmxgvi †P‡q e¨vswKs ey_ ¯’vc‡bi e¨q Ges cÖPwjZ kvLv KZ…K © cÖ`Ë e¨vswKs
†mevi Rb¨ wba©vwiZ wd, PvR©, Kwgk‡bi †P‡q e¨vswKs ey‡_ ‡mev cÖ`v‡bi wd, PvR©, Kwgkb BZ¨vw` Kg
•e †ekx n‡e bv;
3.8| e¨vswKs ey_ KZ…©K †Lvjv †h ‡Kvb e¨vsK wnmve wbqš¿YKvix kvLvi wnmve wn‡m‡e MY¨ n‡e| wnmve
†Lvjvi †ÿ‡Î KYCmn cÖPwjZ wewa-weavb h_vh_fv‡e cwicvjb Ki‡Z n‡e;
3.9| e¨vswKs †jb‡`bmn e¨vswKs ey‡_i mvgwMÖK †jb‡`b wbqš¿YKvix kvLvi eyKm& Ae GKvD›U‡m AšÍf©y³
n‡e;
3.10| e¨vswKs ey‡_i K¨vk Bb UªvbwRU I K¨vk Ab KvD›Uvi Gi c~Y© exgv Av”Qv`b wbwðZ Ki‡Z n‡e| bM`
A_© I ¸iæZ¡c~Y© WKz‡g›Um& e¨vswKs ey‡_ msiÿ‡Yi †ÿ‡Î fë ¯’vcb Kiv †h‡Z cv‡i| fë ¯’vcb Kiv
n‡j, weAviwcwW mvK©yjvi bs-07, ZvwiL-5 RyjvB 2015 Ges weAviwcwW mvKz©jvi †jUvi bs-08,
ZvwiL-21 RyjvB 2016 Abyhvqx f‡ëi wbivcËv Ges msiwÿZ A‡_©i exgv Av”Qv`b wbwðZ Ki‡Z
n‡e| D‡jøL¨, e¨vswKs ey‡_i fë wbqš¿YKvix kvLvi fë wn‡m‡e MY¨ n‡e;
3.11| e¨vswKs ey‡_i mKj e¨vswKs †jb‡`b Real time basis G m¤úvw`Z n‡e Ges MÖvnKMY‡K
ZvrÿwbKfv‡e GmGgGm Ges wcÖ›U iwk` cÖ`vb Ki‡Z n‡e;
cieZ©x c„ôv `ªóe¨
c~e© c„ôv n‡Z -02-

3.12| e¨vswKs ey‡_ cÖ`Ë e¨vswKs †mevi cwimi Ges †h †Kvb †jb‡`‡bi EaŸ©mxgv e¨vs‡Ki cwiPvjbv cl©`
KZ…K© Aby‡gvw`Z n‡Z n‡e;
3.13| G ai‡bi ey‡_ ‣e‡`wkK evwYR¨ msµvšÍ †Kvb Kvh©µg m¤úv`b Kiv hv‡e bv;
3.14| e¨vswKs ey_‡K evsjv‡`k e¨vs‡Ki AvBwmwm MvBWjvBÝ Ges mswkøó wb‡`©kbvi Av‡jv‡K e¨vs‡Ki
wbixÿv Kvh©µ‡gi AšÍfz©³ ivL‡Z n‡e;
3.15| gvwb jÛvwis SuywK Gov‡bvi Rb¨ cÖPwjZ wewa-weav‡bi Av‡jv‡K cÖ‡qvRbxq e¨e¯’v MÖnY Ki‡Z n‡e;
3.16| e¨vswKs ey‡_i †mev cÖ`vb mgq n‡e ¯^vfvweK e¨vswKs mgq| Z‡e, evsjv‡`k e¨vs‡Ki c~e©vby‡gv`b
mv‡c‡ÿ ch©vß wbivcËv e¨e¯’v wbwðZ K‡i e¨vsK Zvi e¨emv I MÖvnK †mevi ¯^v‡_© Ab¨ mg‡qI
e¨vswKs ey_ †Lvjv ivL‡Z cvi‡e;
3.17| wbiew”Qbœ e¨vswKs †mev wbwðZ Kivi Rb¨ e¨vswKs ey‡_ ch©vß wbivcËv m¤^wjZ Z_¨-cÖhyw³ KvVv‡gv
_vK‡Z n‡e;
3.18| e¨vswKs ey‡_ cÖ‡`q †mevmg~‡ni GKwU ZvwjKv mn‡R `„k¨gvb ¯’v‡b ¯’vcb Ki‡Z n‡e;
3.19| MÖvnK KZ…©K †h †Kvb Awf‡hvM `vwLj Kivi Rb¨ h_vh_ e¨e¯’v _vK‡Z n‡e Ges `vwLjK…Z Awf‡hvM
`ªæZ wb®úwË Ki‡Z n‡e;
3.20| e¨vswKs ey‡_i g~j Aby‡gv`bcÎ A_ev Zvi mZ¨vwqZ Kwc mswkøó e¨vswKs ey‡_ mn‡R `„wó‡MvPi nq
Giƒc ¯’v‡b cÖ`k©b Ki‡Z n‡e;
3.21| e¨vs‡Ki bvg, wbqš¿YKvix kvLvi bvg Ges e¨vsK cÖ`Ë Òe¨vswKs ey_Óhy³ bv‡gi mvBb‡evW© e¨vswKs
ey‡_i evB‡i mn‡R `„k¨gvb nq Ggb ¯’v‡b ¯’vcb Ki‡Z n‡e;
3.22| e¨vswKs ey_ ¯’vc‡bi †ÿ‡Î Avw_©K AšÍfz©w³i wel‡q we‡kl ¸iæZ¡v‡ivc Ki‡Z n‡e;
3.23| evsjv‡`k e¨vs‡Ki c~e©vby‡gv`b e¨wZ‡i‡K bZzb e¨vswKs ey_ Pvjy I we`¨gvb e¨vswKs ey_ ¯’vbvšÍi ev eÜ
Kiv hv‡e bv| e¨vswKs ey‡_i ¯’vcbv fvovi †ÿ‡Î weAviwcwW mvK©yjvi bs-18, ZvwiL-29 b‡f¤^i
2012 Ges evsjv‡`k e¨vsK KZ…K © mg‡q mg‡q cÖ`Ë wb‡`©kbvejx cÖ‡hvR¨ n‡e;
3.24| ‡h †Kvb `~‡h©vMc~Y©/weiƒc cwiw¯’wZ †gvKv‡ejvi Rb¨ e¨emv Pjgvb cwiKíbv (Business
continuity plan) Aek¨B _vK‡Z n‡e; Ges
3.25| ‡Kvb KviY `k©v‡bv e¨wZ‡i‡K †h †Kvb mgq evsjv‡`k e¨vsK e¨vswKs ey‡_i Aby‡gv`b evwZj Kivi
ÿgZv msiÿY K‡i|

4| bZzb e¨vswKs ey_ ¯’vcb: e¨vswKs ey_ ¯’vc‡bi Rb¨ wbw`©ó Q‡K (ms‡hvRbx ÔQÕ) cwiPvjbv cl©‡`i wm×v‡šÍi
Kwcmn evsjv‡`k e¨vs‡Ki wbKU c~e©vby‡gv`b MÖn‡Yi j‡ÿ¨ Av‡e`b Ki‡Z n‡e|

5| e¨vswKs ey_ ¯’vbvšÍi: e¨vswKs ey_ ¯’vbvšÍ‡ii cÖ‡qvRb n‡j e¨vsKmg~n‡K wbw`©ó Q‡K (ms‡hvRbx ÔRÕ) cwiPvjbv
cl©‡`i wm×v‡šÍi Kwcmn evsjv‡`k e¨vs‡Ki wbKU c~e©vby‡gv`‡bi Rb¨ Av‡e`b Ki‡Z n‡e| ¯’vbvšÍ‡ii Rb¨ Aby‡gvw`Z
ey_wU Aby‡gv`‡bi ZvwiL n‡Z 6 (Qq) gv‡mi g‡a¨ ¯’vbvšÍi Ki‡Z n‡e, Ab¨_vq Aby‡gv`b evwZj e‡j MY¨ n‡e|

6| e¨vswKs ey_ eÜKiY: ‡Kvb e¨vswKs ey_ eÜ Kivi cÖ‡qvRbxqZv †`Lv w`‡j cwiPvjbv cl©‡`i wm×všÍµ‡g
evsjv‡`k e¨vs‡Ki c~e©vby‡gv`b MÖn‡Yi Rb¨ Av‡e`b Ki‡Z n‡e| Av‡e`bc‡Î e¨vswKs ey_ eÜKi‡Yi KviY mywbw`©ófv‡e
D‡jøL _vK‡Z n‡e|

7| G wb‡`©kbv Awej‡¤^ Kvh©Ki n‡e|

Avcbv‡`i wek¦¯Í,
mshyw³: 02 (`yB) cvZv|

(Avey divn ‡gvt bv‡Qi)


gnve¨e¯’vcK
†dvbt 9530252|
ms‡hvRbx ÔQÕ

e¨vswKs ey_ ¯’vcb msµvšÍ Z_¨vw`

1. e¨vsK-‡Kv¤úvbxi bvg :

2. we`¨gvb ey‡_i msL¨v :

e¨vswKs ey_ Kv‡jKkb ey_ B‡jKUªwbK ey_

3. cÖ¯vÍ weZ ey‡_i wVKvbv (wb‡¤œv³ QK Abyhvqx) :

wmwU K‡c©v‡ikb/‡cŠimfvi †ÿ‡Î BDwbq‡bi †ÿ‡Î


fe‡bi bvg (hw` _v‡K) fe‡bi bvg (hw` _v‡K)
‡nvwìs b¤^i MÖvg/GjvKv
moK b¤^i (hw` _v‡K) `vM b¤^i
mo‡Ki bvg (hw` _v‡K) LwZqvb b¤^i
IqvW© b¤^i ‡g․Rvi bvg
wmwU K‡c©v‡ikb/‡c․imfv BDwbqb
_vbv _vbv
‡Rjv ‡Rjv

4. cÖ¯vÍ weZ ey‡_i AvIZvaxb GjvKvi weeiY :

4.1 AvIZvaxb GjvKvi AvbygvwbK cwiwa (eM©wK‡jvwgUv‡i)


4.2 AvIZvaxb GjvKvq ¯’vwcZ Ab¨vb¨ e¨vs‡Ki GKB ai‡Yi ey‡_i bvg I `~iZ¡
5. wbqš¿YKvix kvLvi bvg I `~iZ¡:

6. 6.1 cÖ¯vÍ weZ ey‡_i Rb¨ wbe©vwPZ febwU ey_ ¯’vc‡bi Dchy³ wK-bv :
6.2 wbe©vwPZ fe‡bi gvwjKvbvi mv‡_ e¨vs‡Ki †Kvb cwiPvj‡Ki mswkøóZv Av‡Q wKbv, _vK‡j we¯ÍvwiZ weeiY:

7. cÖ¯vÍ weZ ey‡_i Rb¨ feb fvovi weeiY :


7.1 †d¬vi †¯ú‡mi AvqZb
7.2 cÖwZ eM©dz‡Ui gvwmK fvov
7.3 Ab¨vb¨ PvR©
7.4 AwMÖ‡gi cwigvY
7.5 fvov e„w×i nvi
7.6 fvovi †gqv`

8. cÖ¯vÍ weZ ey‡_i m¤¢ve¨ †jvKej :

9. cÖ¯vÍ weZ ey_ †Lvjvi e¨q :


(e¨q msµvšÍ we¯ÍvwiZ LvZIqvix wefvRb wb‡¤œv³ QK Abyhvqx Avjv`vfv‡e ms‡hvRb Ki‡Z n‡e)
µwgK bs Li‡Pi LvZ/weeiY Li‡Pi cwigvY (UvKvq) gšÍe¨

10. wbivcËv welqK M„nxZe¨ e¨e¯’vi weeiY:


(wmwKDwiwU MvW©/Avg©W MvW©, wmwm wUwf BZ¨vw`)

(wefvMxq cÖav‡bi ¯^vÿi, bvg, mxj‡gvni)


ms‡hvRbx ÔRÕ

e¨vswKs ey_ ¯’vbvšÍi msµvšÍ Z_¨vw`

1. e¨vsK-‡Kv¤úvbxi bvg :

2. ey_ ¯’vc‡bi Aby‡gv`b m~Î I ZvwiL :

3. ey‡_i bvg I wVKvbv (wb‡¤œv³ QK Abyhvqx) t eZ©gvb cÖ¯vÍ weZ

wmwU K‡c©v‡ikb/‡cŠimfvi †ÿ‡Î BDwbq‡bi †ÿ‡Î


fe‡bi bvg (hw` _v‡K) fe‡bi bvg (hw` _v‡K)
‡nvwìs b¤^i MÖvg/GjvKv
moK b¤^i (hw` _v‡K) `vM b¤^i
mo‡Ki bvg (hw` _v‡K) LwZqvb b¤^i
IqvW© b¤^i ‡g․Rvi bvg
wmwU K‡c©v‡ikb/‡c․imfv BDwbqb
_vbv _vbv
‡Rjv ‡Rjv

4. eZ©gvb feb n‡Z cÖ¯vÍ weZ fe‡bi `~iZ¡ :

5. 5.1 cÖ¯vÍ weZ febwU ey_ ¯’vc‡bi Dchy³ wK-bv :


5.2 wbe©vwPZ fe‡bi gvwjKvbvi mv‡_ e¨vs‡Ki †Kvb cwiPvj‡Ki mswkøóZv Av‡Q wKbv, _vK‡j we¯ÍvwiZ weeiY :

6. ey_ ¯’vbvšÍ‡ii Rb¨ feb fvovi weeiY : eZ©gvb cÖ¯vÍ weZ

6.1 †d¬vi †¯ú‡mi AvqZb


6.2 cÖwZ eM©dz‡Ui gvwmK fvov
6.3 Ab¨vb¨ PvR©
6.4 AwMÖ‡gi cwigvY
6.5 fvov e„w×i nvi
6.6 fvovi †gqv`

7. ey‡_i †jvKej :

8. ey_ ¯’vbvšÍ‡ii e¨q :


(e¨q msµvšÍ we¯ÍvwiZ LvZIqvix wefvRb wb‡¤œv³ QK Abyhvqx Avjv`vfv‡e ms‡hvRb Ki‡Z n‡e)
µwgK bs Li‡Pi LvZ/weeiY Li‡Pi cwigvY (UvKvq) gšÍe¨

9. ey_ ¯’vbvšÍ‡ii KviY:

10. wbivcËv welqK M„nxZe¨ e¨e¯’vi weeiY:


(wmwKDwiwU MvW©/Avg©W MvW©, wmwm wUwf BZ¨vw`)

(wefvMxq cÖav‡bi ¯^vÿi, bvg, mxj‡gvni)

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