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Quotation for Optima Restore (1)

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Ashwini Vazahyil
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47 views

Quotation for Optima Restore (1)

Uploaded by

Ashwini Vazahyil
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as PDF, TXT or read online on Scribd
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Optima Restore

Dear Customer,
Thank You for enquiring about HDFC ERGO's Optima Restore health insurance.
Kindly find the premium as per the details shared by you:

Sum Insured 10 Lakhs


Optima Wellbeing Rider Not Applicable
(Optional Cover)
Location Tier 2

Age of Insured Person(s) (In Adult(s): 54,46


years) Children: 22,20

Deductible NA
Co-payment NA

Policy Type
Plan Details Unlimited Restore
Benefit
Individual Family Floater

1 Year Optima Yes 67,988 50,822


Restore No 67,649 50,569
2 Year Optima Yes 1,27,850 95,570
Restore No 1,27,214 95,094
3 Year Optima Yes 1,92,164 1,44,570
Restore No 1,91,208 1,43,851

Note:
Long term and family discount are already included in the given premium
Above premium rates have been calculated basis information provided and are
including GST
Tier 1: Delhi, NCR, Mumbai, Thane, Mumbai Suburban and Navi Mumbai, Surat,
Ahmedabad & Vadodara
Tier 2: Rest of India
Age >65yrs is allowed only for my:Health Suraksha to Optima Restore migration
cases.
Optima Wellbeing cover is applicable only for serviceable locations.

KEY BENEFITS

Restore Benefit*
Instant addition of 100% Basic Sum Insured on complete or partial utilisation of
your existing Policy Sum Insured and Multiplier Benefit (if applicable) during the
policy year.

Unlimited Restore Benefit (Optional Benefit)^^


Offers unlimited restorations in a policy year.

2X Multiplier Benefit**
100% increase in coverage after 2 years.Just renew your plan for 2 years and
we will give you 100% increase in cover, even if you have filed a claim.

Stay Active#
Walk towards a healthy life and get up to 8% discount at renewals.

Preventive Health Check-up


Keep a track of your health status by availing a preventive health check-up at
renewal irrespective of claims.

OTHER FEATURES

Hospitalisation: No disease specific sub-limits

Room Rent: No capping on room rent or room type


Pre and Post Hospitalisation: Covers medical expenses incurred 60 days
prior and 180 days post hospitalisation
Day Care Procedures: Covers all day care prodedures
Daily Cash for choosing Shared Accomodation: Daily Cash amount
payable if the insured person is hospitalised in shared accomodation in a
network hospital
E-opinion in respect of Critical Illness: One E-opinion per year for listed
critical illnesses

Terms & conditions apply. *The Sum Insured will be restored only once in a Policy Year. If the Restored Sum Insured is not utilised in a Policy Year, it
will expire. Restore benefit is applicable for all subsequent claims claims that arise during a policy year and single claim in a policy year cannot exceed
the sum of Base Sum Insured and multiplier benfit (if applicable). ^^A single claim in a policy year cannot exceed the sum of Base Sum Insured and
multiplier benefit (if applicable).**If a multiplier benefit has been applied and a claim is made in any Policy Year, then in the subsequent Policy Year we
will automatically decrease the accrued multiplier benefit at the same rate at which it is accrued. However this reduction will not reduce the Sum
Insured below the Basic Sum Insured of the policy, and only the accrued multiplier bonus will be decreased. #The mobile app must be downloaded
within 30 days of the policy risk start date to avail this benefit. The average step count completed by an insured member would be tracked on this
mobile application. We reserve the right to remove or reduce any count of steps if found to be achieved in unfair manner by manipulation. HDFC
ERGO General Insurance Company Limited. IRDAI Reg. No.146 CIN: U66030MH2007PLC177117. Registered & Corporate Office: 1st Floor, HDFC
House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. For more details on the risk factors, terms and conditions,
please read the sales brochure/ prospectus before concluding the sale. UIN: Optima Restore: HDFHLIP25012V082425. Unlimited Restore (Add On) -
HDFHLIA22188V012122. UID: 15422

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