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Ques : Citigroup and ___ collaborate to facilitate cross-border debit card transactions.
सिटीग्रुप और __ सीमा पार डेबिट कार्ड लेनदेन की सुविधा के लिए सहयोग करते हैं

(a) Rupay
(b) Google pay
(c) SBI card
(d) Paypal
(e) Mastercard

Answer : Option E

Explanation :
• Mastercard and Citigroup have collaborated to enable 24/7 cross-border payments using debit
cards, broadening payment alternatives for consumers and businesses worldwide.
• Citigroup is the first global bank to launch the Mastercard Move service, which enables users to do
a variety of transactions such as insurance reimbursements, airline refunds, and e-commerce
payments.
• The collaboration intends to provide a seamless payment experience, allowing clients to conduct
cross-border transactions without regard for borders, currencies, or limits.
• Mastercard previously worked with Alipay in China to facilitate money transfers to digital wallets,
and Visa has partnered with Western Union to enable money transfers to qualifying Visa cards and
bank accounts in over 40 countries.
• As of June 30, 2024, Mastercard had issued over 4 billion debit, prepaid, and credit cards
worldwide, demonstrating its vast presence in the payments industry.

About Mastercard :

• Founded : 1966
• Headquarters : New York, United States
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• CEO : Michael Miebach

About Citigroup :

• Founded : October 8, 1998

• Headquarters : New York
• Chairman : John C. Dugan
• CEO : Jane Fraser

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Recently signed banking agreements

• Sohan Lal Commodity Management (SLCM) has teamed with Punjab National Bank (PNB) and
Bandhan Bank to offer 'Unified Collateral Management Solutions'.
• The Indian Navy has inked an MoU with Bajaj Allianz Life Insurance for Naval Civilians’ Insurance
Coverage
• ICICI Bank Limited has teamed with PhonePe to provide preapproved consumers with quick credit via
the PhonePe app, using the Unified Payments Interface (UPI).
• International Finance Corporation (IFC) & Axis Bank Partners for India’s First Blue Loan of $500
Million to scaling up blue finance and green projects in India.
• Federal Bank, a well-known private sector bank in India, has signed an MoU with Bhashini, an AI-
Powered Language Translation Platform, to add vernacular language support to its AI Virtual Assistant,
Feddy.
• Global tech titan Google has partnered with Muthoot Finance to offer gold-backed loans through its
mobile payments service, GPay.
• PhonePe announced a cooperation with Jar to launch a new 'Daily Savings' option on its platform for
purchasing digital gold.
• BOBCARD Limited, a Non-Banking Financial Company (NBFC) and a wholly owned by Bank of
Baroda (BoB), has partnered with RuPay to launch an Equated Monthly Installment (EMI) feature on
UPI.
• Decentro, India's leading fintech infrastructure platform, has launched eNACH and UPI AutoPay,
which aims to automate and simplify the management of recurring payments for businesses.
• AU Small Finance Bank (AU SFB) has partnered with Kotak Mahindra Life Insurance Company
Limited to offer life insurance solutions.
• NPCI International Payments Limited (NIPL) entered into a strategic partnership with the Ministry of
Digital Transformation (MDT) of Trinidad and Tobago to Develop UPI-like Payments System. With this,
Trinidad and Tobago became the first Caribbean nation to adopt UPI.

Ques : Which Panel Considers Introducing New Category of Commodity Funds ?

कौन सा पैनल कमोडिटी फं ड की नई श्रेणी शुरू करने पर विचार कर रहा है?

(a) NABARD / नाबार्ड

(b) RBI / आरबीआई
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(c) EPFO / ईपीएफओ

(d) SEBI / सेबी
(e) SIDBI / सिडबी

Answer : Option D

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Explanation :

• The Securities and Exchange Board of India (SEBI) is considering permitting mutual funds (MFs) to
start a new type of actively managed commodity fund that invests solely in exchange-traded
commodity derivatives (ETCDs).

About exchange-traded commodity derivatives (ETCDs) :

• In 2019, SEBI allowed mutual funds to invest in ETCDs, which are standardised agreements
exchanged on regulated exchanges.
• The exposure to ETCDs in multi-asset schemes is limited to 30% of the net asset value, whereas
other hybrid schemes have a 10% maximum.
• MF investment in ETCDs is estimated to be less than Rs.10,000 crore, with investments currently
permissible through gold and silver ETFs backed by physical commodities.
• Certain commodities have little liquidity, which is a significant challenge. More liquid commodities
include gold, silver, castor oil, aluminum, copper, and zinc.
• Current regulations compel mutual funds to dispose of the underlying goods by the contract series'
next expiry date, or within 30 days of holding them.

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Recent News Headlines Related to SEBI

• SEBI approved a new asset class, allowing high-net-worth investors to invest in riskier regulated
products. The new asset class is to have a minimum investment amount of Rs 10 lakh.
• SEBI has imposed a penalty of Rs 12 lakh on NSE Data And Analytics Ltd for its failure to
segregate IT infrastructures and manpower between itself and its parent firm National Stock
Exchange (NSE).
• SEBI has mandated individual investors applying for amounts up to Rs 5 Lakh through
intermediaries to use only the Unified Payments Interface (UPI) to block funds. from 1st November
2024.
• Jio Financial Services' joint venture with BlackRock to enter the mutual fund industry in India has
got approval from the Securities and Exchange Board of India (Sebi), according to an exchange
filing.
• The Securities and Exchange Board of India (SEBI) has allowed mutual funds to offer credit default
swaps (CDS) to boost liquidity in the corporate bond market.
• The Securities and Exchange Board of India (SEBI) has shortened the time for crediting and
trading bonus shares to two days from the record date.
• The Securities and Exchange Board of India (SEBI) has formed a 22-member advisory committee
to streamline the rules governing listing responsibilities and transparency.
• SEBI proposed a mandatory UPI block mechanism facility for secondary market trading using the
UPI-based block mechanism to their clients.
• SEBI has recommended requiring communication records, including acknowledgements, to be
kept for a minimum of eight years for all firms under its regulation.
• The Securities and Exchange Board of India (SEBI) has given the Bengaluru-based investment
management company Capitalmind Financial Services Private Limited preliminary approval to
introduce a new mutual fund.
• SEBI has imposed a ban on Anil Ambani and 24 others from securities market for five years

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Ques : Which bank launches new loan centres across India, introduces heritage-themed ATM
in Chennai ?
किस बैंक ने पूरे भारत में नए ऋण कें द्र लॉन्च किए, चेन्नई में विरासत-थीम वाले एटीएम की शुरुआत की?

(a) J&K Bank / जे एंड के बैंक

(b) Indian Overseas Bank / इंडियन ओवरसीज बैंक
(c) Union Bank of India / यूनियन बैंक ऑफ इंडिया
(d) Karnataka Bank / कर्नाटक बैंक
(e) Central Bank of India / सेंट्रल बैंक ऑफ इंडिया

Answer : Option B

Explanation :

• Indian Overseas Bank (IOB), a public-sector lender, has launched eight new Retail Loan Processing
Centres (RLPCs) across India.

• One physical RLPC is located in Chennai, and seven more have been opened virtually in major
cities. The initiative aims to enhance customer experience and improve service delivery for retail
customers.

• The new RLPCs are located in Bangalore, Coimbatore, Delhi, Hyderabad, Kolkata, Lucknow, and
Mumbai.

• In addition, IOB opened a heritage-themed ATM in Chennai's Puratchi Thalaivar Dr. MGR Central
Railway Station.

• The ATM is built to imitate the original Victorian-era redbrick station architecture, providing as a
monument to the legacy of the Central Railway Station.

About IOB :
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• Founded : 10 February 1937

• Headquarters : Chennai, Tamil Nadu, India
• MD & CEO : Ajay Kumar Srivastava
• Tagline : Good People to Grow With

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Recent Facilities Launched in Banking & Insurance Sector :

• Paytm Money has launched a BSE Futures & Options (BSE F&O) trading facility on its platform as
part of the Noida-based company's attempts to grow its wealth management and financial services
business.
• Reliance Nippon Life Insurance Company Limited has launched a new deferred annuity plan called
Reliance Nippon Life Nishchit Pension.
• Arka Fincap Limited, a subsidiary of Kirloskar Oil Engines Limited (KOEL), has launched a new
product called 'Uday', which provides Small Ticket Loans Against Property (STLAP).
• Magma HDI, India's leading general insurance provider, has launched OneProtect, a modern
personal accident insurance policy.
• Visa has announced the Visa Tokenized Asset technology (VTAP), a technology designed to assist
global institutions in issuing stablecoins and fiat-backed tokens.
• Federal Bank, one of India’s leading banks has unveiled NPS Vatsalya, a pioneering program inside
the National Pension System (NPS) designed exclusively for minors.
• HDFC Bank has launched updates to its SmartWealth app. One of the key additions is the Instant
SIP, which allows users to invest in mutual funds on the same day they identify an opportunity.
• Axis Bank's New Economy Group (NEG) recently launched a Corporate Credit Card Suite exclusively
for start-ups.
• Punjab National Bank (PNB) now offers the "PNB Multi-Currency World Travel Card (MCWTC)," a
prepaid foreign currency card that enables customers to load and manage various currencies on one
card.
• City Union Bank Limited (CUB) has introduced 8 unique digital payment products and solutions to
improve the financial environment for MSMEs and retail clients.
• IDBI Bank has announced a special scheme called "Sugam Rinn Bhugtan Yojana (SUGAM)" to help
with recovery efforts by settling Retail NPAs once until March 31, 2021.

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Ques : Which insurance company reduces maximum age limit for new endowment plan to 50
years from 55 years ?
कौन सी बीमा कं पनी नई बंदोबस्ती योजना के लिए अधिकतम आयु सीमा 55 वर्ष से घटाकर 50 वर्ष कर देती है?

(a) Life Insurance Corporation of India / भारतीय जीवन बीमा निगम

(b) Bharti AXA Insurance / भारती एक्सा इंश्योरेंस
(c) SBI Life Insurance / एसबीआई लाइफ इंश्योरेंस
(d) Max Life Insurance / मैक्स लाइफ इंश्योरेंस
(e) Edelweiss Insurance / एडलवाइस इंश्योरेंस

Answer : Option A

Explanation :

• The Life Insurance Corporation of India (LIC) has cut the maximum age for purchasing the new
endowment plan from 55 to 50 years, beginning October 1, 2024.

• The redesigned product is the 'LIC New Endowment Plan-914', a participating endowment plan that
provides both protection and savings.

• The scheme requires a minimum entry age of eight years. It offers both death and maturity benefits.

• An endowment plan combines life coverage and maturity benefits. A lump sum payment to the
nominee upon the policyholder's death whereas A fixed payout at maturity.

• The sum assured for the New Endowment Plan, New Jeevan Anand, and Jeevan Lakshya has
increased to Rs 2 lakh from Rs 1 lakh.

About LIC :
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• Founded : 1 September 1956

• Headquarters : Mumbai, Maharashtra, India
• Chairman : Siddharth Mohanty

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Ques : Lipulekh Pass is located near the trijunction of India, Nepal and _.
लिपुलेख दर्रा भारत, नेपाल और _ के ट्राइजंक्शन के पास स्थित है।

(a) Bhutan / भूटान

(b) China / चीन
(c) Mynamar / म्यांमार
(d) Pakistan / पाकिस्तान
(e) None of these / इनमें से कोई नहीं

Answer : Option B

Explanation :

• Recent News : Pilgrims obtained the first sighting of the sacred Kailash mountain from the Old
Lipulekh pass within Indian territory.

About Lipulekh pass :

• Located in the Kumaon region of Uttarakhand, in the trijunction of India, Nepal, and China. Which
connects the Indian state of Uttarakhand with China's Tibet region.
• The Old Lipulekh Pass, located in the Vyas valley of Pithoragarh district in Uttarakhand, holds
significant religious significance.
• With its elevation of roughly 5,334 meters (17,500 feet) it serves as a gateway to the Himalayan
peaks.
• It was the first Indian border station to open for trade with China in 1992. Shipki La Pass in Himachal
Pradesh opened in 1994, followed by Nathu La Pass in Sikkim in 2006.
• The Lipulekh Pass has long served as a trading route between the Indian subcontinent and the
Tibetan plateau.
• The crossing holds religious importance as part of the Kailash Mansarovar Yatra, a sacred
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pilgrimage for Hindus.

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Ques : Which team won the 15th Irani Cup Title ?

15वां ईरानी कप खिताब किस टीम ने जीता?

(a) Vidarbha / विदर्भ

(b) Railways / रेलवे
(c) Mumbai / मुंबई
(d) Delhi / दिल्ली
(e) Karnataka / कर्नाटक

Answer : Option C

Explanation :

• Mumbai Clinches 15th Irani Cup Title After 27-Year Wait.

• Ajinkya Rahane led reigning Ranji champion team has drawn the match after taking the first innings
lead against the Rest of India in a 5 day match.

• After Iyer got out Sarfaraz Khan a young Indian batting sensation came to bat and scored the
magnificent double century which took Mumbai to the total of 537 all out.

• Sarfaraz Khan (Mumbai) announced as Player of the match.

• The Irani Cup, also known as the IDFC First Bank Irani Trophy for sponsorship reasons, is an annual
one-off First-Class cricket match organized by the BCCI

• First edition was played in 1959–60. This year 61st Edition is held.

Most successful Teams :

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• Rest of India – 30 times

• Mumbai – 15 times
• Karnataka – 6 times
• Delhi – 2 times
• Railways - 2 times
• Vidarbha - 2 times

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Recent News headlines related to Sports

• The Indian Olympic Association confirmed that the 38th National Games (Summer and Winter) will
be held in Uttarakhand from January 28 to February 14, 2025.
• In tennis, second-seeded Spain’s Carlos Alcaraz beat defending champion and world No. 1 Jannik
Sinner, winning 6-7 6-4 7-6 to claim his first China Open title.
• 9th World Junior Wushu Championships 2024 held at Bandar Seri Begawan, Brunei.
• The ninth edition of the ICC Women's T20 World Cup starts in Sharjah, UAE. Bangladesh will face
Scotland, who are making their debut.
• Gulveer Singh won gold at the World Athletics Continental Tour in Niigata, Japan, breaking his
national record in the men's 5000m event in 13:11.82.
• In the inaugural Asia Pacific Padel Cup (APPC)2024, held in Amare Padel Club Umalas in Bali,
Indonesia, the Indian team won bronze after defeating Malaysia.
• The undefeated Indian football team won the 2024 Men's SAFF U17 Championship, defeating
Bangladesh 2-0 in the final.
• In snooker, Indian veteran Kamal Chawla won his first IBSF World 6-Red title with a 6-2 triumph
over Pakistan's Asjad Iqbal in the final at Ulaanbaatar, Mongolia.
• Indian tennis players Jeevan Nedunchezhiyan and Vijay Sundar Prashanth won the doubles title at
the ATP 250 Hangzhou Open 2024.
• Lando Norris raced from pole to chequered flag to win the Singapore Grand Prix, closing the gap on
championship leader Max Verstappen, who finished second.
• The International Cricket Council (ICC) has announced that men’s and women’s cricket teams will
receive equal prize money in all World Cup events, starting with the 2024 Women’s T20 World Cup.
• Sangram Singh became the first Indian male wrestler to win an MMA (mixed martial arts) bout in the
Gama International Fighting Championship Tbilisi in Georgia.

Ques : Which state is going to develop a memorial and garden dedicated to Gond queen Rani
Durgavati for Rs 100 crore ?
कौन सा राज्य 100 करोड़ रुपये में गोंड रानी रानी दुर्गावती को समर्पित एक स्मारक और उद्यान विकसित करने जा रहा
है?
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(a) Uttar Pradesh / उत्तर प्रदेश

(b) Gujarat / गुजरात
(c) Rajasthan / राजस्थान
(d) Maharashtra / महाराष्ट्र
(e) Madhya Pradesh / मध्य प्रदेश

Answer : Option E
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Explanation :

• Recent News : The Madhya Pradesh cabinet has cleared a panel to create a memorial and garden for
Gond monarch Rani Durgavati for Rs 100 crore.

About Rani Durgavati :

• Rani Durgavati belongs to Chandela dynasty of Mahoba and was born on 5th October 1524 A.D. at
emperor Keerat Rai.
• In 1542, she was married to Dalpatshah, of the Gond Dynasty. Chandel and Gond dynasties got
closer after marriage.
• Dalpatshah died around 1550 A.D. Durgavati took over the Gond kingdom because Vir Narayan her
son was too young to rule.
• Rani moved her capital to Chauragarh in place of Singaurgarh.

Ques : Dr. Jitendra Singh disclosed which edition of the India International Science Festival
(IISF) will be held at Guwahati ?
डॉ. जितेंद्र सिंह ने खुलासा किया कि भारत अंतर्राष्ट्रीय विज्ञान महोत्सव (आईआईएसएफ) का कौन सा संस्करण गुवाहाटी में
आयोजित किया जाएगा?

(a) 6th
(b) 7th
(c) 8th
(d) 9th
(e) 10th

Answer : Option E

Explanation :

• Dr. Jitendra Singh announced that the 10th edition of the India International Science Festival (IISF)
will be held in Guwahati, marking an important step in the region's journey to become a powerhouse
for scientific and technological innovation.
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• The festival, which will be held at IIT Guwahati from November 30th to December 3rd, 2024,
demonstrates the government's commitment to the Northeast and fits with Prime Minister Narendra
Modi's focus on the region as an essential player in India's growth story.

• The theme for the 10th edition of IISF is "Transforming India into an S&T driven Global
Manufacturing Hub," highlighting the government's desire to combine science and technology with
industrial growth, propelling India toward self-reliance and worldwide manufacturing leadership.
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Ques : Which city conducted Malabar International Naval Exercise 2024 ?

मालाबार अंतर्राष्ट्रीय नौसेना अभ्यास 2024 किस शहर में आयोजित किया गया?

(a) Bengaluru / बेंगलुरु

(b) New Delhi / नई दिल्ली
(c) Chennai / चेन्नई
(d) Visakhapatnam / विशाखापत्तनम
(e) Gurugram / गुरूग्राम

Answer : Option D

Explanation :

• India will host the QUAD nations' joint naval exercise in Visakhapatnam from October 8 to 18. It
will include participants from Australia, Japan, and the United States of America.

• Malabar 2024 is a marine and harbor exercise that focuses on Indo-Pacific cooperation. It covers a
variety of Indian navy platforms, including guided missile destroyers, submarines, and fighter
aircraft.

• The Malabar Exercise, which began in 1992 as a bilateral naval drill between the US and Indian
Navy, has grown into a critical multilateral event aimed at improving interoperability, fostering mutual
understanding, and addressing common maritime challenges in the Indian Ocean and Indo-Pacific
region.

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Recent News Headlines Related to Defence Exercise :

• India -Kazakhstan joint military exercise 8th edition KAZIND -2024 commenced at the mountainous
Surya Foreign Training node in Auli, Uttarakhand.
• The Indian Navy is organizing the sixth edition of the Goa Maritime Symposium at the Naval War
College in Goa.
• Exercise AIKYA, a two-day national symposium organized by the National Disaster Management
Authority and the Army Southern Command, begins in Chennai.
• The Indian Navy’s P8I aircraft, led by Commanding Officer Captain Ajay Kanwar, has reached
Australia’s Darwin to participate in the 16th edition of Exercise Kakadu 2024.
• The third edition of the INDUS-X Summit completed in the US, making progress towards a
cooperative defense innovation ecosystem between India and the USA.
• The Indian Army and the Indian Air Force contingent have arrived in Oman to participate in the AL
NAJAH -V and Exercise Eastern Bridge -VII, respectively.
• The 20th edition of India-USA Joint Military Exercise YUDH ABHYAS-2024 at Foreign Training Node
in Mahajan Field Firing Ranges, Rajasthan.
• Under the National One Health Mission (NOHM), a comprehensive mock drill named “Vishanu Yuddh
Abhyas” (Virus War Exercise) was held in Ajmer district, Rajasthan.
• Exercise VARUNA (2024), edition 22nd Held at Mediterranean Sea between India & France (Navy).
The Indian Navy sent a P8I aircraft to France.
• Maritime partnership exercise (MPX) held at Mediterranean Sea, Malaga, Spain between India (INS
Tabar)& Spain (Spanish Navy Ship Atalaya).
• The Ulchi Freedom Shield Exercise was conducted between USA and South Korea to strengthen
their combined readiness to counter North Korea's armaments and cyberattacks.
• Exercise Udara Shakti 2024, a combined air exercise carried out in cooperation with the Royal
Malaysian Air Force (RMAF), the Indian Air Force (IAF) contingent at Kuantan, Malaysia.
• The Indian Army has conducted a strategic military exercise, 'Parvat Prahaar'(Mountain Strike), in
Eastern Ladakh, focusing on high-altitude warfare and operations.

Ques : Who won the Nobel Prize in Physics 2024 ?

भौतिकी में नोबेल पुरस्कार 2024 किसने जीता?
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(a) Geoffrey Hinton

(b) John Hopfield
(c) Victor Ambros
(d) Both a and b
(e) Both a and c

Answer : Option D
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Explanation :

• The Royal Swedish Academy of Science in Stockholm, Sweden, has picked John J. Hopfield and
Geoffrey E. Hinton for the Nobel Prize in Physics in 2024.

• American John Hopfield and British-Canadian Geoffrey Hinton were chosen for their pioneering
contributions to the creation of artificial intelligence (AI).

• Hopfield, a professor at Princeton University in the United States, is credited with creating the
Hopfield network, a sort of recurrent neural network.

• Its neurons learn and process information using Hebbian learning, which states that if one neuron
repeatedly activates another, the connection between the two strengthens. The rules of a Hopfield
network are based on the physics of a bunch of atoms, each with its own tiny magnetic field.

• Hinton, a professor at the University of Toronto, and his colleagues developed another network
known as the Boltzmann machine to do cognitive tasks, drawing on the concepts of the Hopfield
network and others.

• In the 2000s, he achieved a significant breakthrough by creating a learning method for a modified
ANN known as a restricted Boltzmann machine (RBM).

• Both winners will share the prize money of 11 million Swedish kroner, which will be awarded on
December 10, 2024, in Stockholm.

• Machine learning is a branch of computer science that combines data and algorithms to enable
artificial intelligence to learn in the same way that people do and continuously improve its accuracy.

• Artificial intelligence (AI) is a technology that allows computers and machines to mimic human
learning, comprehension, problem solving, decision-making, creativity, and autonomy.

• The first Indian who won the Nobel Prize in Physics was Sir Chandrashekhara Venkata Raman (C.V.
Raman) in 1930.
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Recent News Headlines Related to Awards & Winners :

• 2024 Nobel Prize in Chemistry : David Baker, Demis Hassabis, and John M. Jumper
• 25th Lal Bahadur Shastri National Award for Excellence for 2024 : Smt. Rajashree Birla
• Prestigious 2024 SASTRA Ramanujan Prize : Alexander Dunn
• 54th Dadasaheb Phalke Lifetime Achievement Award : Mithun Chakraborty
• Global Prestige Award at the House of Lords in the United Kingdom Parliament : Vinod Bachchan
• 97th Academy Awards (in Los Angeles, United States) : Film 'Laapataa Ladies' chosen as
International Feature Film Category at the 97th Academy Awards 2025
• Ekalabya Puraskar in 2024 : Pratyasa Ray (received cash prize of Rs. 7 lakhs)
• Miss Universe India 2024 : Rhea Singha (Gujarat), Pranjal Priya (first runner-up), Chhavi Verg
(second place)
• Miss India Worldwide 2024 : Dhruvi Patel (USA), Teen Category : Sierra Suret (Guadeloupe)
• FIDE 100 Awards (in Hungary) : Magnus Carlsen (best male player award), Judit Polgar (best
Female player award)
• South Indian International Movie Awards (SIIMA) 2024 : Aishwarya Rai Wins Best Actress (critics)
Award for her role in “Ponniyin Selvan 2”
• National Energy Leader Award given by Confederation of Indian Industry – Green Business Centre
(CIIGBC) : Rashtriya Ispat Nigam Limited (RINL)
• Rajbhasha Kirti Puraskar for best performance in the Official Language Hindi category : Department
of Administrative Reforms and Public Grievances
• Singapore Literature Prize : Prasanthi Ram for English fiction, ‘Nine Yard Sarees’

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Ques : Bihar Chief Minister Nitish Kumar unveiled the logo and mascot for the Women’s Asian
Champions Trophy-2024. What is the name of this mascot ?
बिहार के मुख्यमंत्री नीतीश कु मार ने महिला एशियाई चैंपियंस ट्रॉफी-2024 के लोगो और शुभंकर का अनावरण किया। इस
शुभंकर का नाम क्या है?

(a) Leela
(b) Saheli
(c) Saathi
(d) Gudiya
(e) Himmat

Answer : Option D

Explanation :

• Bihar Chief Minister Nitish Kumar introduced the logo and mascot for the Women's Asian
Champions Trophy-2024, which will take place in Rajgir from November 11 to 20. The mascot,
'Gudiya', is based on the state bird of Bihar, the Sparrow.

• The hockey stick in Gudiya's hand represents the hockey competition, while the goalkeeper's glove
and defensive position suggest strategic attentiveness.

• The logo still features the Bodhi tree and hockey stick. The Bodhi tree symbolizes knowledge,
power, harmony, tolerance, and progress, connecting people to Bihar's rich spiritual and cultural
legacy.

• The Women's Asian Champions Trophy-2024 is a collaboration between Hockey India and the Bihar
government and will be hosted in the newly constructed Rajgir Hockey Stadium.

• The state government recently granted Hockey India Rs 10 crore for the purpose. Six countries,
including India, China, Thailand, Malaysia, South Korea, and Japan, are competing in the
competition.
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Ques : Hirakud Dam is going to renovate. This dam is located in which state ?
हीरा कुं ड बांध का जीर्णोद्धार होने जा रहा है। यह बाँध किस राज्य में स्थित है?

(a) Kerala / के रल
(b) Tamil Nadu / तमिलनाडु
(c) Odisha / ओडिशा
(d) Andhra Pradesh / आंध्र प्रदेश
(e) Telangana / तेलंगाना

Answer : Option C

Explanation :

• Recent News : The canal network connecting Hirakud Dam, a major project in eastern India, is
scheduled to undergo renovations after being built six decades ago.

About Hirakud Dam :

• The Mahanadi Dam, located 15 km upstream of Sambalpur in Odisha, is India's longest dam and
the world's largest earthen dam, measuring 25.79 km in total.
• The dam creates a large reservoir known as the Hirakud Reservoir or Hirakud Lake. It is Asia's
largest manmade lake, covering 746 square km.
• The installed capacity for power generating is 359.8 MW. The water released from the powerhouse
irrigates around 436,000 hectares in the Mahanadi delta.
• In addition, the project protects 9500 square kilometers of delta region from flooding.
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Ques : Two programs for the benefit of the livestock - ' Indigenous Sex Sorted Semen' and '
Unified Genomic Chip is launched by ____.
पशुधन के लाभ के लिए दो कार्यक्रम - 'स्वदेशी सेक्स सॉर्टेड वीर्य' और 'यूनिफाइड जीनोमिक चिप' ____ द्वारा शुरू किए
गए हैं।

(a) Narendra Modi / नरेंद्र मोदी

(b) Amit Shah / अमित शाह
(c) Rajnath Singh / राजनाथ सिंह
(d) Droupadi Murmu / द्रौपदी मुर्मु
(e) Jagdeep Dhankhar / जगदीप धनखड़

Answer : Option A

Explanation :

• The Prime Minister of India launched two programs for livestock: 'Indigenous Sex Sorted Semen'
and 'Unified Genomic Chip'.

• The Chip has 2 Versions : ‘Gau Chip’ for cattle and the ‘Mahish Chip’ for buffalo. The chip is
customized for Indian cow breeds, improving cattle quality and enhancing dairy farming.

• The Department of Animal Husbandry and Dairying (DAHD), part of the Ministry of Agriculture,
Dairying, and Fisheries, is responsible for its development.

• Artificial Insemination (AI) for cattle and buffaloes uses Sex Sorted Semen, a 'gender selected'
semen that produces over 90% females.

• The National Dairy Development Board, under the Department of Animal Husbandry and Dairying,
has created an indigenous method for sex-sorted semen valued Rs. 250.

• DAHD aims to produce at least 10 lakh sexed semen doses annually for the ongoing artificial
insemination program.
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Ques : Union Cabinet extended the universal supply of fortified rice in all central government
schemes until which year ?
कें द्रीय मंत्रिमंडल ने सभी कें द्रीय सरकारी योजनाओं में फोर्टिफाइड चावल की सार्वभौमिक आपूर्ति को किस वर्ष तक बढ़ा
दिया?

(a) 2026
(b) 2027
(c) 2028
(d) 2029
(e) 2030

Answer : Option C

Explanation :

• The Union Cabinet has extended the supply of fortified rice under the National Food Security Act,
2021 until December 2028.

• Fortification involves adding FSSAI-approved micronutrients (Iron, Folic Acid, Vitamin B12) to
normal rice in a 1:100 ratio (1 kg FRK to 100 kg custom milled rice).

• Fortified rice has same aroma, taste, and texture as traditional rice. This procedure occurs during
rice milling.

• Rice Fortification is a 2 step process, first is Production of Fortified Rice Kernels (FRK) and second
is Blending of rice with FRK.

• According to FSSAI norms, 1 kg of fortified rice will contain the following: iron (28 mg-42.5 mg), folic
acid (75-125 microgram), and vitamin B-12 (0.75-1.25 microgram).

• Micronutrients can be added to rice using several technologies, including coating, dusting, and
'extrusion'.
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• Micronutrient technology produces fortified rice kernels (FRKs) from a mixture using a 'extruder'
machine. It is thought to be the best technology for India.

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Ques : Who take additional charge of CEO of the public procurement portal Government e-
Marketplace (GeM)?
सार्वजनिक खरीद पोर्टल गवर्नमेंट ई-मार्के टप्लेस (GeM) के CEO का अतिरिक्त प्रभार कौन संभालता है?

(a) Sharad Kumar / शरद कु मार/

(b) Arti Sarin / आरती सरीन
(c) L Satya Srinivas / एल सत्या श्रीनिवास
(d) Ajit Kumar Saxena / अजीत कु मार सक्सेना
(e) None of these / इनमें से कोई नहीं

Answer : Option C

Explanation :

• The government has appointed L Satya Srinivas, an additional secretary in the Department of
Commerce, as the CEO of the public procurement platform GeM.

• The additional charge was imposed since the previous CEO of the Government e Marketplace
(GeM), P K Singh, has been named secretary in the renewable energy ministry.

• Srinivas is a 1991 batch officer in the Indian Revenue Service (Customs and Indirect Taxes).

• The GeM portal, which was opened on August 9, 2016, allows all central government ministries and
departments to purchase products and services online.

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Recent Appointment in different departments :

• Sharad Kumar : BCCI's Anti-Corruption Unit

• Prakash Man Singh Raut : Chief Justice of Nepal (Replaced Bishowambhar Prasad Shrestha)
• Udhayanidhi Stalin : Deputy Chief Minister of Tamil Nadu
• Nand Kishore : Chairman and Managing Director (CMD) of IL&FS Group (Replaced CS Rajan)
• Indra Sena Reddy Nallu : Acting Governor of Mizoram (Replaced Dr. Hari Babu Kambhampati)
• M V Shreyams Kumar : President of The Indian Newspaper Society (INS) (Replace Rakesh Sharma)
• Shri AK Saxena : Chairman and Managing Director at RINL (Rashtriya Ispat Nigam Limited)
(Replaced Atul Bhatt)
• Lt Gen Muhammad Asim Malik : Director General of Pakistan's ISI (Replaced Lt Gen Nadeem Anjum)
• Board of directors of Stability AI : James Cameron
• Alok Ranjan : Chief of the National Crime Records Bureau (NCRB) (He Replaced Vivek Gogia)
• Amit Garg : Head of Sardar Vallabhbhai Patel National Police Academy (SVPNPA)
• Jitendra J Jadhav : Director General (DG) of the Aeronautical Development Agency (ADA)
• Sang Wook Ham (South Korea) : President of the 68th General Conference of the International
Atomic Energy Agency(IAEA)
• Kalikesh Narayan Singh Deo : President of the National Rifle Association of India (NRAI)
• Samir Kumar : Amazon India's new Country Manager (Replaced Manish Tiwary)

Ques : Which State government launched a new concept of “co-district” ?

किस राज्य सरकार ने "सह-जिला" की एक नई अवधारणा शुरू की?

(a) Tripura / त्रिपुरा

(b) Sikkim / सिक्किम
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(c) Assam / असम

(d) Arunachal Pradesh / अरुणाचल प्रदेश
(e) Meghalaya / मेघालय

Answer : Option C

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Explanation :

• The Assam government has implemented a new "co-district" model, eliminating the need for civil sub-
divisions in district administration.

• This program aims to bring governance closer to citizens and alleviate administrative difficulties in
districts.

• Co-districts are smaller administrative units supervised by Assistant District Commissioners. Co-district
commissioners will have identical powers and responsibilities as district commissioners.

• These offices handle land revenue, development, welfare, excise, and disaster management functions
and also handle issuing ration cards, caste certificates, and land sale permissions.

Ques : World Habitat Day is celebrated every year on which day ?

विश्व पर्यावास दिवस प्रत्येक वर्ष किस दिन मनाया जाता है?

(a) 7 October
(b) 8 October
(c) 9 October
(d) 10 October
(e) 11 October

Answer : Option A

Explanation :

• Every year on the first Monday of October, we commemorate World Habitat Day. This year's
celebration was held on October 7. World Habitat Day was first marked in 1985.
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• The day serves as a compelling reminder that everyone deserves a decent and safe place to live.

• On this day, governments, communities, and individuals are encouraged to work together to improve
housing conditions, create safe settings, and make neighborhoods safer.

• Theme 2024: Engaging Youth to Build a Better Urban Future.

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Ques : World Post Day is celebrated annually on which day?

विश्व डाक दिवस प्रतिवर्ष किस दिन मनाया जाता है?

(a) 7 October
(b) 8 October
(c) 9 October
(d) 10 October
(e) 11 October

Answer : Option C

Explanation :

• World Post Day is observed annually on October 9 to highlight the importance of the postal system in
daily living, worldwide communication, and economic progress.

• This year celebrates the 150th anniversary of the Universal Postal Union (UPU), which was founded in
1874 in Bern, Switzerland, and laid the groundwork for current international mail exchange.

• Theme 2024: 150 Years of Enabling Communication and Empowering People Across Nations.

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Important days :

• 26 September : World Environmental Health Day (Theme 2024 – Environmental Health:

Creating Resilient Communities through Disaster Risk Reduction and Climate Change Mitigation
and Adaptation)
• 26 September : World Maritime Day (Theme 2024: Navigating the Future: Safety First)
• 26 September : World Contraception Day (Theme 2024 – A choice for all. Freedom to plan,
power to choose)
• 26 September : International Day for the Total Elimination of Nuclear Weapons
• 27 September : World Tourism Day (Theme 2024: Tourism and Peace)
• 28 September : International Day for Universal Access to Information 2024
• 28 September : World Rabies Day (Theme – Breaking Rabies Boundary)
• 29 September : World Heart Day (Theme 2024: Use Heart for Action)
• 29 September : International Day of Awareness of Food Loss and Waste (IDAFLW) (Theme
2024: Climate Finance for Food Loss and Waste Reduction)
• 30 September : International Translation Day (Theme 2024: Translation as an Art Worth
Protecting: Moral and Material Rights for Indigenous Languages.)
• 1 October : International Day of the Elderly (Theme 2024: Ageing with Dignity: The Importance
of Strengthening Care and Support Systems for Older People Worldwide)
• 1 October : World Vegetarian Day (Theme 2024 : Mix It Up)
• 1 October : International Coffee Day (Theme 2024 – Coffee, Your Daily Ritual, Our Shared
Journey)
• 1 October : International Day of Non-Violence
• 4 October : Animal Welfare Day (Theme 2024: The World Is Their Home Too)
• 4 October to 10 October : World Space Week (Theme 2024: Space & Climate Change)
• 4 October : World Smile Day (Theme 2024 – Do an act of kindness)
• 5 October : World Teachers' Day (Theme 2024 - Valuing Teacher Voices: Towards a New Social
Contract in Education)
• 6 October : World Cerebral Palsy Day (Theme 2024: Uniquely CP)
• 7 October : World Cotton Day (Theme 2024: Cotton for Good)
• 8 October : Indian Air Force Day (Theme 2024: "Bharatiya Vayusena: Saksham, Sashakt aur
Aatmnirbhar" (Potent, Powerful, and Self-Reliant)
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IMPORTANT ONE – LINER Current Affairs

Joint United Nations Programme on HIV/AIDS (UNAIDS) is an innovative joint venture of the
United Nations family established in 1994. Joint Programme is coordinated by the UNAIDS
Secretariat, headquartered in Geneva, Switzerland.

Coco Gauff, a 20-year-old American tennis player, defeated Karolina Muchová of the Czech
Republic to win the 2024 WTA China Open Tennis Tournament held in Beijing, China

The Union Cabinet has approved the proposal of the Ministry of Housing & Urban Affairs for
Chennai Metro Rail Project Phase-II comprising three corridors with cost Rs.63,246 crore
completed by 2027.

Ahmedabad Police is establishing a state-ofthe-art Command and Control Centre equipped with
advanced technologies, marking a significant upgrade in public security measures.

Iran has launched over 180 ballistic missiles, including the hypersonic medium-range Fattah-2, in
an effort to overwhelm Israel's air defenses.

Sukhvinder Singh Sukhu, Chief Minister of Himachal Pradesh, has proclaimed the state's
objective of becoming a Green Energy State by March 31, 2026.

The forest department organised its first 'Cyclothon' recently to celebrate World Wildlife Week
2024 at the buffer zone of the Kawal Tiger Reserve in Telangana. Government of India declared
Kawal Wildlife Sanctuary a Tiger Reserve in 2012

The US Commission on International Religious Freedom (USCIRF) reported "increasing abuses"

against religious minorities in India, which the country has strongly denied. USCIRF was
established under the 1998 International Religious Freedom Act (IRFA), as amended.

Victor Ambros and Gary Ruvkun will receive the 2024 Nobel Prize in Physiology or Medicine
jointly from the Nobel Assembly at the Karolinska Institutet. The prize recognizes their discovery
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of microRNA and its role in gene control.

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महत्वपूर्ण एक-पंक्ति करंट अफे यर्स

एचआईवी/एड्स पर संयुक्त संयुक्त राष्ट्र कार्यक्रम (यूएनएड्स) 1994 में स्थापित संयुक्त राष्ट्र परिवार का एक अभिनव संयुक्त उद्यम है।
संयुक्त कार्यक्रम का समन्वय यूएनएड्स सचिवालय द्वारा किया जाता है, जिसका मुख्यालय जिनेवा, स्विट्जरलैंड में है।

20 वर्षीय अमेरिकी टेनिस खिलाड़ी कोको गौफ ने चेक गणराज्य की कै रोलिना मुचोवा को हराकर बीजिंग, चीन में 2024 डब्ल्यूटीए
चीन ओपन टेनिस टूर्नामेंट जीता।

कें द्रीय मंत्रिमंडल ने चेन्नई मेट्रो रेल परियोजना चरण- II के लिए आवास और शहरी मामलों के मंत्रालय के प्रस्ताव को मंजूरी दे दी है,
जिसमें 2027 तक 63,246 करोड़ रुपये की लागत वाले तीन कॉरिडोर शामिल हैं।

अहमदाबाद पुलिस उन्नत प्रौद्योगिकियों से सुसज्जित एक अत्याधुनिक कमांड और नियंत्रण कें द्र स्थापित कर रही है, जो सार्वजनिक
सुरक्षा उपायों में एक महत्वपूर्ण उन्नयन है।

ईरान ने इजरायल की हवाई सुरक्षा को कमजोर करने के प्रयास में, हाइपरसोनिक मध्यम दूरी की फतह -2 सहित 180 से अधिक
बैलिस्टिक मिसाइलें लॉन्च की हैं।

हिमाचल प्रदेश के मुख्यमंत्री सुखविंदर सिंह सुक्खू ने 31 मार्च, 2026 तक राज्य को हरित ऊर्जा राज्य बनने का लक्ष्य घोषित किया
है।

वन विभाग ने हाल ही में तेलंगाना के कवल टाइगर रिजर्व के बफर जोन में विश्व वन्यजीव सप्ताह 2024 मनाने के लिए अपना पहला
'साइक्लोथॉन' आयोजित किया। भारत सरकार ने 2012 में कवल वन्यजीव अभयारण्य को टाइगर रिजर्व घोषित किया

अंतर्राष्ट्रीय धार्मिक स्वतंत्रता पर अमेरिकी आयोग (यूएससीआईआरएफ) ने भारत में धार्मिक अल्पसंख्यकों के खिलाफ "बढ़ते
दुर्व्यवहार" की सूचना दी, जिसका देश ने दृढ़ता से खंडन किया है। यूएससीआईआरएफ की स्थापना 1998 के संशोधित अंतर्राष्ट्रीय
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