06-01-2025

Quote No : cj80c7lkezq

Benefit Illustration for HDFC Life Sanchay Par Advantage

This illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC Life Sanchay Par
Advantage policy

Name of the Prospect /Policy holder: Abc Proposal No:

Age: 1 Name of the Product: HDFC Life Sanchay Par Advantage
Name of the Life Assured: Abc A Non-Linked, Participating,
Tag Line:
Life Insurance Plan
Age: 1
Unique Identification No: 101N136V04
Policy Term 99 year(s)
GST Rate: 4.5%* for first year
Premium Payment Term: 12 year(s)
2.25%* second year onwards
Amount of Installment Premium: 200000
Mode of Payment of Premium: Annual
Mode of Payment of Survival Benefit: Annual
Timing of Payment of Survival Benefit: Arrear

How to read and understand this benefit illustration?

This benefit illustration is intended to show year wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.

"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed benefits then these
will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates of assumed future investment returns, of 8%
p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including
future investment performance."

Policy Details
Policy Option Immediate Income Sum Assured on Maturity Rs. 24,00,000

Sum Assured on Death (at inception of the

Bonus Type Cash Bonus 30,00,000
policy) Rs.

Premium Summary
Total
Base CI IB
PP Rider (PAC) PP Rider (ADC) HPR Rider (CCI) HPR Rider (CC) WOP Rider Installment
Plan Rider Rider
Premium

Instalment Premium
200000 0 0 0 0 0 0 0 200000
without GST

Instalment Premium
209000 0 0 0 0 0 0 0 209000
with First Year GST

Instalment Premium
with GST 2nd Year 204500 0 0 0 0 0 0 0 204500
Onwards

1/3
 (Amounts in Rupees.)
Total Benefits
Guaranteed Benefits Non Guaranteed Benefits @ 4% p.a. Non-Guaranteed Benefits @ 8% p.a. including Guaranteed and Non-Guaranteed
Benefits

Guaranteed Guaranteed
Single / Total
Policy Surrender Surrender Total Total
Annualized Surrender Surrender Death Total Death
Year Value Value Maturity Maturity
Premium Special Value Special Value Benefit Benefit incl
Survival Surrender Death Maturity Cash (Net of Cash (Net of Benefit, Benefit, incl
GA RB Surrender Payable RB Surrender Payable incl of TB, of TB, if
Benefit Benefit Benefit Benefit Bonus Cash Bonus Cash incl TB, if TB, if any,
Value# (Higher of Value# (Higher of if any, @ any, @ 8%
Bonus Bonus any, @ 4% @ 8%
10 & 11) 15 & 16) 4% (6+TB)
already already (7+TB) (7+TB)
(6+TB)
paid) paid)

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21

1 2,00,000 0 0 0 30,00,000 0 0 44,000 0 2,004 2,004 0 82,000 0 2,004 2,004 0 0 30,00,000 30,00,000

2 2,00,000 0 0 1,20,000 30,00,000 0 0 44,000 32,000 50,046 50,046 0 82,000 0 26,046 26,046 0 0 30,00,000 30,00,000

3 2,00,000 0 0 2,10,000 30,00,000 0 0 44,000 78,000 1,14,330 1,14,330 0 82,000 0 74,330 74,330 0 0 30,00,000 30,00,000

4 2,00,000 0 0 4,00,000 30,00,000 0 0 44,000 2,24,000 1,94,933 2,24,000 0 82,000 72,000 1,38,933 1,38,933 0 0 30,00,000 30,00,000

5 2,00,000 0 0 5,00,000 30,00,000 0 0 44,000 2,80,000 2,95,426 2,95,426 0 82,000 90,000 2,21,426 2,21,426 0 0 30,00,000 30,00,000

6 2,00,000 0 0 6,00,000 30,00,000 0 0 44,000 3,36,000 4,14,638 4,14,638 0 82,000 1,08,000 3,20,638 3,20,638 0 0 30,00,000 30,00,000

7 2,00,000 0 0 7,00,000 30,00,000 0 0 44,000 3,92,000 5,52,247 5,52,247 0 82,000 1,26,000 4,42,247 4,42,247 0 0 30,00,000 30,00,000

8 2,00,000 0 0 9,28,000 30,00,000 0 0 44,000 5,76,000 7,10,272 7,10,272 0 82,000 2,72,000 5,86,272 5,86,272 0 0 30,00,000 30,00,000

9 2,00,000 0 0 11,70,000 30,00,000 0 0 44,000 7,74,000 8,92,723 8,92,723 0 82,000 4,32,000 7,54,723 7,54,723 0 0 30,00,000 30,00,000

10 2,00,000 0 0 14,60,000 30,00,000 0 0 44,000 10,20,000 10,97,600 10,97,600 0 82,000 6,40,000 9,53,600 9,53,600 0 0 30,00,000 30,00,000

11 2,00,000 0 0 17,60,000 30,00,000 0 0 44,000 12,76,000 13,24,899 13,24,899 0 82,000 8,58,000 11,80,899 11,80,899 0 0 30,00,000 30,00,000

12 2,00,000 0 0 21,60,000 30,00,000 0 0 44,000 16,32,000 15,80,611 16,32,000 0 82,000 11,76,000 14,44,611 14,44,611 0 0 30,00,000 30,00,000

13 0 0 0 21,60,000 30,00,000 0 0 44,000 15,88,000 16,96,989 16,96,989 0 82,000 10,94,000 15,72,989 15,72,989 0 0 30,00,000 30,00,000

14 0 0 0 21,60,000 30,00,000 0 0 44,000 15,44,000 17,23,388 17,23,388 0 82,000 10,12,000 16,21,388 16,21,388 0 0 30,00,000 30,00,000

15 0 0 0 21,60,000 30,00,000 0 0 44,000 15,00,000 17,47,826 17,47,826 0 82,000 9,30,000 16,73,826 16,73,826 0 0 30,00,000 30,00,000

16 0 0 0 21,60,000 30,00,000 0 0 44,000 14,56,000 17,76,326 17,76,326 0 82,000 8,48,000 17,30,326 17,30,326 0 0 30,00,000 30,00,000

17 0 0 0 21,60,000 30,00,000 0 0 44,000 14,12,000 18,02,917 18,02,917 0 82,000 7,66,000 17,90,917 17,90,917 0 0 30,00,000 30,00,000

18 0 0 0 21,60,000 30,00,000 0 0 44,000 13,68,000 18,31,629 18,31,629 0 82,000 6,84,000 18,55,629 18,55,629 0 0 30,00,000 30,00,000

19 0 0 0 21,60,000 30,00,000 0 0 44,000 13,24,000 18,62,499 18,62,499 0 82,000 6,02,000 19,26,499 19,26,499 0 0 30,00,000 30,00,000

20 0 0 0 21,60,000 30,00,000 0 0 44,000 12,80,000 18,93,560 18,93,560 0 82,000 5,20,000 20,01,560 20,01,560 0 0 30,00,000 30,00,000

21 0 0 0 21,60,000 30,00,000 0 0 44,000 12,36,000 19,24,841 19,24,841 0 82,000 4,38,000 20,82,841 20,82,841 0 0 30,00,000 30,00,000

22 0 0 0 21,60,000 30,00,000 0 0 44,000 11,92,000 19,58,374 19,58,374 0 82,000 3,56,000 21,70,374 21,70,374 0 0 30,00,000 30,00,000

23 0 0 0 21,60,000 30,00,000 0 0 44,000 11,48,000 19,92,186 19,92,186 0 82,000 2,74,000 22,64,186 22,64,186 0 0 30,00,000 30,00,000

24 0 0 0 21,60,000 30,00,000 0 0 44,000 11,04,000 20,28,300 20,28,300 0 82,000 1,92,000 23,66,300 23,66,300 0 0 30,00,000 30,00,000

25 0 0 0 21,60,000 30,00,000 0 0 44,000 10,60,000 20,64,737 20,64,737 0 82,000 1,10,000 24,76,737 24,76,737 0 0 30,00,000 30,00,000

26 0 0 0 21,60,000 30,00,000 0 0 44,000 10,16,000 21,03,523 21,03,523 0 82,000 28,000 25,93,523 25,93,523 0 0 30,00,000 30,00,000

27 0 0 0 21,60,000 30,00,000 0 0 44,000 9,72,000 21,42,677 21,42,677 0 82,000 0 27,20,677 27,20,677 0 0 30,00,000 30,00,000

28 0 0 0 21,60,000 30,00,000 0 0 44,000 9,28,000 21,82,220 21,82,220 0 82,000 0 28,58,220 28,58,220 0 0 30,00,000 30,00,000

29 0 0 0 21,60,000 30,00,000 0 0 44,000 8,84,000 22,26,171 22,26,171 0 82,000 0 30,06,171 30,06,171 0 0 30,00,000 30,06,171

30 0 0 0 21,60,000 30,00,000 0 0 44,000 8,40,000 22,68,552 22,68,552 0 82,000 0 31,64,552 31,64,552 0 0 30,00,000 31,64,552

31 0 0 0 21,60,000 30,00,000 0 0 44,000 7,96,000 23,13,380 23,13,380 0 82,000 0 33,35,380 33,35,380 0 0 30,00,000 33,35,380

32 0 0 0 21,60,000 30,00,000 0 0 44,000 7,52,000 23,60,680 23,60,680 0 82,000 0 35,20,680 35,20,680 0 0 30,00,000 35,20,680

33 0 0 0 21,60,000 30,00,000 0 0 44,000 7,08,000 24,08,473 24,08,473 0 82,000 0 37,18,473 37,18,473 0 0 30,00,000 37,18,473

34 0 0 0 21,60,000 30,00,000 0 0 44,000 6,64,000 24,58,785 24,58,785 0 82,000 0 39,32,785 39,32,785 0 0 30,00,000 39,32,785

35 0 0 0 21,60,000 30,00,000 0 0 44,000 6,20,000 25,11,642 25,11,642 0 82,000 0 41,63,642 41,63,642 0 0 30,00,000 41,63,642

36 0 0 0 21,60,000 30,00,000 0 0 44,000 5,76,000 25,65,066 25,65,066 0 82,000 0 44,11,066 44,11,066 0 0 30,00,000 44,11,066

37 0 0 0 21,60,000 30,00,000 0 0 44,000 5,32,000 26,19,085 26,19,085 0 82,000 0 46,79,085 46,79,085 0 0 30,00,000 46,79,085

38 0 0 0 21,60,000 30,00,000 0 0 44,000 4,88,000 26,75,730 26,75,730 0 82,000 0 49,67,730 49,67,730 0 0 30,00,000 49,67,730

39 0 0 0 21,60,000 30,00,000 0 0 44,000 4,44,000 27,35,031 27,35,031 0 82,000 0 52,77,031 52,77,031 0 0 30,00,000 52,77,031

40 0 0 0 21,60,000 30,00,000 0 0 44,000 4,00,000 27,97,016 27,97,016 0 82,000 0 56,11,016 56,11,016 0 0 30,00,000 56,11,016

41 0 0 0 21,60,000 30,00,000 0 0 44,000 3,56,000 28,59,719 28,59,719 0 82,000 0 59,71,719 59,71,719 0 0 30,00,000 59,71,719

42 0 0 0 21,60,000 30,00,000 0 0 44,000 3,12,000 29,23,163 29,23,163 0 82,000 0 63,59,163 63,59,163 0 0 30,00,000 63,59,163

43 0 0 0 21,60,000 30,00,000 0 0 44,000 2,68,000 29,89,377 29,89,377 0 82,000 0 67,77,377 67,77,377 0 0 30,00,000 67,77,377

44 0 0 0 21,60,000 30,00,000 0 0 44,000 2,24,000 30,58,381 30,58,381 0 82,000 0 72,26,381 72,26,381 0 0 30,58,381 72,26,381

45 0 0 0 21,60,000 30,00,000 0 0 44,000 1,80,000 31,30,188 31,30,188 0 82,000 0 77,12,188 77,12,188 0 0 31,30,188 77,12,188

46 0 0 0 21,60,000 30,00,000 0 0 44,000 1,36,000 32,02,803 32,02,803 0 82,000 0 82,32,803 82,32,803 0 0 32,02,803 82,32,803

47 0 0 0 21,60,000 30,00,000 0 0 44,000 92,000 32,78,223 32,78,223 0 82,000 0 87,96,223 87,96,223 0 0 32,78,223 87,96,223

48 0 0 0 21,60,000 30,00,000 0 0 44,000 48,000 33,56,439 33,56,439 0 82,000 0 94,02,439 94,02,439 0 0 33,56,439 94,02,439

49 0 0 0 21,60,000 30,00,000 0 0 44,000 4,000 34,35,435 34,35,435 0 82,000 0 1,00,55,435 1,00,55,435 0 0 34,35,435 1,00,55,435

50 0 0 0 21,60,000 30,00,000 0 0 44,000 0 35,17,193 35,17,193 0 82,000 0 1,07,59,193 1,07,59,193 0 0 35,17,193 1,07,59,193

51 0 0 0 21,60,000 30,00,000 0 0 44,000 0 36,03,701 36,03,701 0 82,000 0 1,15,15,701 1,15,15,701 0 0 36,03,701 1,15,15,701

52 0 0 0 21,60,000 30,00,000 0 0 44,000 0 36,88,959 36,88,959 0 82,000 0 1,23,32,959 1,23,32,959 0 0 36,88,959 1,23,32,959

53 0 0 0 21,60,000 30,00,000 0 0 44,000 0 37,78,974 37,78,974 0 82,000 0 1,32,10,974 1,32,10,974 0 0 37,78,974 1,32,10,974

54 0 0 0 21,60,000 30,00,000 0 0 44,000 0 38,71,775 38,71,775 0 82,000 0 1,41,57,775 1,41,57,775 0 0 38,71,775 1,41,57,775

55 0 0 0 21,60,000 30,00,000 0 0 44,000 0 39,65,409 39,65,409 0 82,000 0 1,51,79,409 1,51,79,409 0 0 39,65,409 1,51,79,409

56 0 0 0 21,60,000 30,00,000 0 0 44,000 0 40,63,935 40,63,935 0 82,000 0 1,62,77,935 1,62,77,935 0 0 40,63,935 1,62,77,935

57 0 0 0 21,60,000 30,00,000 0 0 44,000 0 41,63,429 41,63,429 0 82,000 0 1,74,63,429 1,74,63,429 0 0 41,63,429 1,74,63,429

58 0 0 0 21,60,000 30,00,000 0 0 44,000 0 42,65,974 42,65,974 0 82,000 0 1,87,39,974 1,87,39,974 0 0 42,65,974 1,87,39,974

59 0 0 0 21,60,000 30,00,000 0 0 44,000 0 43,69,658 43,69,658 0 82,000 0 2,01,15,658 2,01,15,658 0 0 43,69,658 2,01,15,658

60 0 0 0 21,60,000 30,00,000 0 0 44,000 0 44,78,567 44,78,567 0 82,000 0 2,15,96,567 2,15,96,567 0 0 44,78,567 2,15,96,567

61 0 0 0 21,60,000 30,00,000 0 0 44,000 0 45,88,775 45,88,775 0 82,000 0 2,31,92,775 2,31,92,775 0 0 45,88,775 2,31,92,775

62 0 0 0 21,60,000 30,00,000 0 0 44,000 0 47,02,344 47,02,344 0 82,000 0 2,49,14,344 2,49,14,344 0 0 47,02,344 2,49,14,344

63 0 0 0 21,60,000 30,00,000 0 0 44,000 0 48,17,326 48,17,326 0 82,000 0 2,67,67,326 2,67,67,326 0 0 48,17,326 2,67,67,326

64 0 0 0 21,60,000 30,00,000 0 0 44,000 0 49,35,755 49,35,755 0 82,000 0 2,87,63,755 2,87,63,755 0 0 49,35,755 2,87,63,755

2/3
 Total Benefits
Guaranteed Benefits Non Guaranteed Benefits @ 4% p.a. Non-Guaranteed Benefits @ 8% p.a. including Guaranteed and Non-Guaranteed
Benefits

Guaranteed Guaranteed
Single / Total
Policy Surrender Surrender Total Total
Annualized Surrender Surrender Death Total Death
Year Value Value Maturity Maturity
Premium Special Value Special Value Benefit Benefit incl
Survival Surrender Death Maturity Cash (Net of Cash (Net of Benefit, Benefit, incl
GA RB Surrender Payable RB Surrender Payable incl of TB, of TB, if
Benefit Benefit Benefit Benefit Bonus Cash Bonus Cash incl TB, if TB, if any,
Value# (Higher of Value# (Higher of if any, @ any, @ 8%
Bonus Bonus any, @ 4% @ 8%
10 & 11) 15 & 16) 4% (6+TB)
already already (7+TB) (7+TB)
(6+TB)
paid) paid)

65 0 0 0 21,60,000 30,00,000 0 0 44,000 0 50,57,651 50,57,651 0 82,000 0 3,09,15,651 3,09,15,651 0 0 50,57,651 3,09,15,651

66 0 0 0 21,60,000 30,00,000 0 0 44,000 0 51,81,009 51,81,009 0 82,000 0 3,32,35,009 3,32,35,009 0 0 51,81,009 3,32,35,009

67 0 0 0 21,60,000 30,00,000 0 0 44,000 0 53,07,822 53,07,822 0 82,000 0 3,57,33,822 3,57,33,822 0 0 53,07,822 3,57,33,822

68 0 0 0 21,60,000 30,00,000 0 0 44,000 0 54,36,061 54,36,061 0 82,000 0 3,84,26,061 3,84,26,061 0 0 54,36,061 3,84,26,061

69 0 0 0 21,60,000 30,00,000 0 0 44,000 0 55,67,689 55,67,689 0 82,000 0 4,13,25,689 4,13,25,689 0 0 55,67,689 4,13,25,689

70 0 0 0 21,60,000 30,00,000 0 0 44,000 0 57,02,661 57,02,661 0 82,000 0 4,44,52,661 4,44,52,661 0 0 57,02,661 4,44,52,661

71 0 0 0 21,60,000 30,00,000 0 0 44,000 0 58,38,919 58,38,919 0 82,000 0 4,78,20,919 4,78,20,919 0 0 58,38,919 4,78,20,919

72 0 0 0 21,60,000 30,00,000 0 0 44,000 0 59,78,401 59,78,401 0 82,000 0 5,14,52,401 5,14,52,401 0 0 59,78,401 5,14,52,401

73 0 0 0 21,60,000 30,00,000 0 0 44,000 0 61,19,036 61,19,036 0 82,000 0 5,53,63,036 5,53,63,036 0 0 61,19,036 5,53,63,036

74 0 0 0 21,60,000 30,00,000 0 0 44,000 0 62,60,741 62,60,741 0 82,000 0 5,95,78,741 5,95,78,741 0 0 62,60,741 5,95,78,741

75 0 0 0 21,60,000 30,00,000 0 0 44,000 0 64,05,435 64,05,435 0 82,000 0 6,41,21,435 6,41,21,435 0 0 64,05,435 6,41,21,435

76 0 0 0 21,60,000 30,00,000 0 0 44,000 0 65,53,025 65,53,025 0 82,000 0 6,90,15,025 6,90,15,025 0 0 65,53,025 6,90,15,025

77 0 0 0 21,60,000 30,00,000 0 0 44,000 0 67,01,412 67,01,412 0 82,000 0 7,42,91,412 7,42,91,412 0 0 67,01,412 7,42,91,412

78 0 0 0 21,60,000 30,00,000 0 0 44,000 0 68,50,482 68,50,482 0 82,000 0 7,99,76,482 7,99,76,482 0 0 68,50,482 7,99,76,482

79 0 0 0 21,60,000 30,00,000 0 0 44,000 0 70,00,122 70,00,122 0 82,000 0 8,61,02,122 8,61,02,122 0 0 70,00,122 8,61,02,122

80 0 0 0 21,60,000 30,00,000 0 0 44,000 0 71,50,219 71,50,219 0 82,000 0 9,27,04,219 9,27,04,219 0 0 71,50,219 9,27,04,219

81 0 0 0 21,60,000 30,00,000 0 0 44,000 0 73,02,638 73,02,638 0 82,000 0 9,98,18,638 9,98,18,638 0 0 73,02,638 9,98,18,638

82 0 0 0 21,60,000 30,00,000 0 0 44,000 0 74,53,244 74,53,244 0 82,000 0 10,74,87,244 10,74,87,244 0 0 74,53,244 10,74,87,244

83 0 0 0 21,60,000 30,00,000 0 0 44,000 0 76,05,910 76,05,910 0 82,000 0 11,57,49,910 11,57,49,910 0 0 76,05,910 11,57,49,910

84 0 0 0 21,60,000 30,00,000 0 0 44,000 0 77,56,494 77,56,494 0 82,000 0 12,46,54,494 12,46,54,494 0 0 77,56,494 12,46,54,494

85 0 0 0 21,60,000 30,00,000 0 0 44,000 0 79,04,861 79,04,861 0 82,000 0 13,42,52,861 13,42,52,861 0 0 79,04,861 13,42,52,861

86 0 0 0 21,60,000 30,00,000 0 0 44,000 0 80,52,856 80,52,856 0 82,000 0 14,45,96,856 14,45,96,856 0 0 80,52,856 14,45,96,856

87 0 0 0 21,60,000 30,00,000 0 0 44,000 0 81,98,361 81,98,361 0 82,000 0 15,57,46,361 15,57,46,361 0 0 81,98,361 15,57,46,361

88 0 0 0 21,60,000 30,00,000 0 0 44,000 0 83,43,254 83,43,254 0 82,000 0 16,77,61,254 16,77,61,254 0 0 83,43,254 16,77,61,254

89 0 0 0 21,60,000 30,00,000 0 0 44,000 0 84,81,416 84,81,416 0 82,000 0 18,07,11,416 18,07,11,416 0 0 84,81,416 18,07,11,416

90 0 0 0 21,60,000 30,00,000 0 0 44,000 0 86,18,760 86,18,760 0 82,000 0 19,46,68,760 19,46,68,760 0 0 86,18,760 19,46,68,760

91 0 0 0 21,60,000 30,00,000 0 0 44,000 0 87,49,210 87,49,210 0 82,000 0 20,97,11,210 20,97,11,210 0 0 87,49,210 20,97,11,210

92 0 0 0 21,60,000 30,00,000 0 0 44,000 0 88,74,751 88,74,751 0 82,000 0 22,59,24,751 22,59,24,751 0 0 88,74,751 22,59,24,751

93 0 0 0 21,60,000 30,00,000 0 0 44,000 0 89,93,383 89,93,383 0 82,000 0 24,33,99,383 24,33,99,383 0 0 89,93,383 24,33,99,383

94 0 0 0 21,60,000 30,00,000 0 0 44,000 0 91,03,213 91,03,213 0 82,000 0 26,22,33,213 26,22,33,213 0 0 91,03,213 26,22,33,213

95 0 0 0 21,60,000 30,00,000 0 0 44,000 0 92,06,472 92,06,472 0 82,000 0 28,25,34,472 28,25,34,472 0 0 92,06,472 28,25,34,472

96 0 0 0 21,60,000 30,00,000 0 0 44,000 0 92,99,484 92,99,484 0 82,000 0 30,44,15,484 30,44,15,484 0 0 92,99,484 30,44,15,484

97 0 0 0 21,60,000 30,00,000 0 0 44,000 0 93,82,945 93,82,945 0 82,000 0 32,80,00,945 32,80,00,945 0 0 93,82,945 32,80,00,945

98 0 0 0 21,60,000 30,00,000 0 0 44,000 0 94,51,875 94,51,875 0 82,000 0 35,34,23,875 35,34,23,875 0 0 94,51,875 35,34,23,875

99 0 0 0 0 30,00,000 24,00,000 0 44,000 0 0 0 0 82,000 0 0 0 1,05,44,000 42,30,78,000 1,05,44,000 42,30,78,000

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax. Refer Sales Literature for explanation of terms
used in this illustration.
2. When Timing of Payment of Survival Benefit is "Arrear", the survival benefits shown above are payable at the end of the Mode of Payment of Survival Benefit.

When Timing of Payment of Survival Benefit is chosen as "Advance", the survival benefit shown above are payable at the beginning of the Mode of Payment of Survival Benefit. First payout shall be made within 7
working days from i) the realization of the first premium or ii) policy issuance, whichever is later. Subsequent payouts shall be made within 7 working days from i) realization of renewal premium or ii) survival benefit
payout date, whichever is later
3. The death benefits shown above are at the end of the year. Upon payment, of death benefit the policy terminates and no further benefit is payable.
4. The surrender benefits shown above are at the end of the year. Upon payment of surrender benefit, the policy terminates and no further benefit becomes payable.
5. The maturity benefit shown above is payable at the end of the Policy Term. Upon payment of maturity benefit, the policy terminates and no further benefits become payable.
6. The Premium and the Sum Assured on Maturity stated above is based on the information provided. They may vary as a result of underwriting.
7. Any statutory levy or charges (such as Goods and Service tax) including any indirect tax may be charged to the Policyholder either now or in future by the company and such amount so charged shall become due
and payable and shall be subject to the same terms and conditions as applicable to payment of premium.
8. RB - Reversionary Bonus, TB - Terminal Bonus, GA - Guaranteed Additions
# Special Surrender Value is subject to change incase of change in G-Sec yields

I , have explained the premiums and benefits under the product fully to the prospect / policy holder. I Abc ,having received the information with respect to the above, have understood the above statement
before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official

Date: Signature of Prospect / Policyholder

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