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Banking Law and Practice-1

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38 views5 pages

Banking Law and Practice-1

Uploaded by

udaymasssss
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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BANKING LAW AND PRACTICE

QUESTION BANK
1. Define a customer
2. Mention any two exception to Banker's obligation to maintain
secrecy of customer's account
3. Who is collecting banker?
4. Mention any four essentials of valid endorsement.
5. What is post-dated cheque?
6. What is negotiable instrument? State the meaning of a bill of
exchange, chequer and promissory note.
7. What are the precaution to be taken to open the account of a joint
stock company?
8. What are the duties and responsibiliy of collecting banker?
9.What is overdraft? What are its features?
10 . What are the requisites of payment in due course?
11 . What are the duties of collecting banker?
12 . Give meaning of discounting of bill
13 . Mention any four types of letter of credit.
14 . What is post-dated cheque?
15 . What is wrongful dishonour? What are the consequences of
wrongful dishonour? What are the circumstances of dishonour?
16 . Who is collecting banker? Explain the statutory protection to
collecting banker?
17 . Explain different types of bank deposits.
18 . What are the precautions taken by banker while opening accounts
of a) Hindu undivided family. b) Minor. c) Joint account. d) married
women. e) trust. f) private company. g) partnership firm.
19 . Bring out the general relationship between banker and customer.
20 . Define Negotiable lnstrument. Briefly explain deferent types of
negotiable instrument
21 . What is cash credit?
22 . Define commercial bank.
23 . Who is a customer?
24 . Who is a minor?
25 . What is a promissory note?
26 . What is a commercial paper?
27 . Who is a paying banker?
28 . What is a NPA?
29 . Who is a Karta?
30 . Explain the different factors determining the liquidity of
commercial banks.
31 . Briefly explain the general relationship between banker and
customer.
32 . Briefly explain the precautions to be taken by the banker while
opening and operating an a/c for minors.
33 . Explain the features of negotiable instruments.
34 . Explain the various factors affecting the profitability of commercial
banks
35 . Explain Banker's obligations in brief.
36 . Explain the statutory protection available to paying banker.
37 . Explain the duties of a collecting banker.
38 . Explain the functions of commercial banks
39 . What is current account
40 . What is debit card.
41 . Explain the salient features of cheque.
42 . Difference between bank debt and ordinary debt
43 . State when a banker can disclose the secrecy of customer account?
44 . Explain the parties to negotiable instruments.
45 . What do you mean by payment in due course? Explain its essential
features
46 . Explain the different types of advances made by commercial banks.
47 . Briefly explain the statutory protection given by negotiable
instruments act to the collecting banker
48 . Briefly explain the obligations of the banker towards customers
49 . Briefly explain the precautions to be taken by the bankers while
dealing with the minor account
50 . What is NPA? Briefly explain the causes for NPA, its types and
impact of NPA
51 . What is endorsement? Briefly explain various types of
endorsement
52 . Who is the holder for value? Explain
53 . Explain briefly the different types of NRI account
54 . Explain any four types of letter of credit
55 . Explain the modern services provided by the bankers
56 . Who is a paying banker? State the statutary protection given by the
paying banker
57 . What is cash credit
58 . Explain the precaution of a banker should take while opening an
account in the name of a) joint stock company b) clubs c) societies
59 . What precautions should take while lending against a) stock of
goods b) stock exchange securities c) public limited companies
60 . Explain the general principals of sound lending by banks
61 . Discuss the circumstance in which a banker can dishonour a cheque
62 . Explain the procedure to be followed in opening a a) current
account b) savings account
63 . Explain the legal obligations of a banker to maintain a secrecy
about his customer account
64 . What do you mean by payment in due course? Eplain its features
65 . Distinguish between cash and loan credit
66 . Explain the different types of cheques
67 . Banker is a dignified debtor. Explain
68 . State any mandatory functions of a paying banker
69 . Explain the precautions to be taken by the banker while sanctioning
the loan against a) bill of exchange b) goods and documents of goods
c) life insurance policy
70 . Explain the type of bank loans and advances
71 . Explain briefly the subsidiary services rendered by the banker to
the customer
72 . Explain the features of creditor – debtor relationship between
banker and customer

REPEATED TOPICS FROM 2013 -2022 QUESTION PAPER


• Precautions and procedure to open an account
• Customer and banker relationship
• Obligations of a banker
• Commercial banks
• Negotaible instruments
• Letter of credit
• Cheques
• loans
• endorsement

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