Statement date 20 Dec 2024

BARCLAYS BASIC
CURRENT
ACCOUNT
19 Nov - 18 Dec 2024
Anita Grace Avery
• Sort Code 22-47-93
• Account no. 23506764
• SWIFTBIC BUKBGB22
ANITA GRACE AVERY • IBAN GB40 BUKB 2247 9323 5067 64
226 MONUMENT ROAD
BIRMINGHAM
B16 8UZ At a glance
Start balance £0.78
Money in £2,362.67
Money out £2,351.33
End balance £12.12

Your BARCLAYS BASIC CURRENT NOTICEBOARD

ACCOUNT statement Your deposit is eligible for
protection by the Financial
Services Compensation Scheme.
Current account statement

Your transactions
Bank Giro Contactless Debit Card Fee or Charge Online

Date Description Money out Money in Balance

19 Nov Start balance 0.78

20 Nov Received From 100D39816 Dwp UC 1,598.07 1,598.85

Ref: 000000000128810645

23 Nov Card Payment to Arriva Midlands LI 1.20

On 21 Nov

Card Payment to Centrebus On 21 1.30 1,596.35

Nov

24 Nov Card Payment to Apple.Com/UK On 19.00

23 Nov

Bill Payment to Miss Z Qayyum 140.00

Ref: Zainab

Bill Payment to Miss Z Qayyum 260.00

Ref: Zainab

Bill Payment to Miss Z Qayyum 650.00 527.35

Ref: Zainab

25 Nov Card Payment to Apple.Com/UK On 19.00

24 Nov

Card Payment to 500.25

Www.Creationcf.Com On 24 Nov

Refund From Apple.Com/UK On 24 19.00 27.10

Nov

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 1
Sort code 22-47-93 • Account number 23506764

Your transactions
Date Description Money out Money in Balance
27 Nov Card Payment to ASDA Stores 4798 25.67 1.43
On 26 Nov

01 Dec Tech Pack Fee 14.50 -13.07

Service Charge
1 Item(s) at £14.50

02 Dec Bill Payment to Miss Z Qayyum 200.00

Ref: Zainab

Received From SS673490C Dwp Pip 605.60 392.53

Ref: 000000000153763438

07 Dec Card Payment to Deliveroo.Co.UK 18.92

On 05 Dec

Received From Z Qayyum 70.00 443.61

Ref: Return Borrow

08 Dec Card Payment to ASDA Stores 4798 58.82

On 07 Dec

Card Payment to Max ASDA 2581 0.49 384.30

On 07 Dec

11 Dec Bill Payment to Miss Z Qayyum 300.00 84.30

Ref: Zainab

14 Dec Card Payment to Yours 55.88

Supermarket On 12 Dec

Card Payment to Centrebus On 12 1.30

Dec

Card Payment to Yours 7.02

Supermarket On 12 Dec

Card Payment to Kings Barber On 10.00

12 Dec

Received From Z Qayyum 20.00

Ref: Return Borrow

Received From Z Qayyum 50.00 80.10

Ref: Shoping

15 Dec Card Payment to T K Maxx On 14 57.91

Dec

Card Payment to German Doner 2.98 19.21

Kebab On 14 Dec

16 Dec Card Payment to Rakuten.TV Spain 5.99 13.22

On 13 Dec

18 Dec Card Payment to Matalan Leicester 1.10 12.12

On 17 Dec

18 Dec End balance 12.12

Anything Wrong? If you’ve spotted any incorrect or unusual transactions, see

the next page for how to get in touch with us.

Credit interest rates

This account does not pay credit interest

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 2 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 22-47-93 • Account number 23506764

How it works Get in touch

Transferring money between countries Our main number
Dispute Resolution
If you need to transfer money between countries, you 0345 7 345 345
If you have a problem with your agreement, please may be asked for your SWIFTBIC (Bank Identification Open 24/7 including
try to resolve it with us in the first instance. If you Code) and IBAN (International Bank Account holidays
are not happy with the way in which we handled Number). These are on the front of your statement
your complaint or the result, you may be able to and you’ll need them so that international banks can From abroad
complain to the Financial Ombudsman Service. If identify your account correctly. Full details are on: +44 2476 842 100
you do not take up your problem with us first you business.barclays.co.uk/bb/iban Open 24/7 including holidays
will not be entitled to complain to the Ombudsman.
We can provide details of how to contact the How we pay interest Write to us
Ombudsman. Barclays, Leicester LE87 2BB
If your account pays interest and is in credit, we work
out your interest on the balance of your account at the Find a branch
Important information about close of business every day. Interest is calculated on barclays.co.uk/branch-fi
the statement balance or the cleared balance,
compensation arrangements depending on the type of account you have. Where
nder/
credit interest rate(s) are shown on your statement, 0800 400 100
We are covered by the Financial Services
Open 24/7 including holidays
Compensation Scheme (FSCS). The FSCS can pay these are current at the time of printing the statement
compensation to depositors if a bank is unable to and may have changed during the statement period. Your home branch
meet its financial obligations. Most depositors – Unless we say otherwise, any interest rates we show
UNIVERSAL BANK 4
including most individuals and businesses – are are gross annual rates.
covered by the scheme. We will issue the FSCS If you are a UK taxpayer you may have to pay tax on Online banking help
information sheet and exclusions list which set out interest earned in excess of your Personal Savings 0345 600 2323
in detail what is, and is not, covered by the FSCS, Allowance (with the exception of interest earned on Open 24/7 including holidays
once a calendar year usually with your account ISAs, which continue to be free from UK tax for eligible
statement. customers). For information and guidance please refer Lost and stolen cards
to HMRC’s website 0800 400 100 (or +44
For further information about the compensation
www.gov.uk/hmrc/savingsallowance. 2476 842 099 from
provided by the FSCS, refer to the FSCS website at
The management of your tax affairs is your
www.FSCS.org.uk. responsibility, including making any required
abroad)
Open 24/7 including holidays
declarations to HMRC.
Using your Barclays debit card - what Tell us straight away if:
costs and what doesn’t If you use your overdraft Facility – you do not receive a
If your account is overdrawn, and you don’t pay off Barclays card you were
If you use your debit card in the UK Barclays will not expecting
the full amount you owe, any credits paid into your
charge you for using your debit card in the UK when
account will reduce any balance in excess of your – any of your cards are lost,
making purchases, making a cash withdrawal, or stolen or damaged
arranged overdraft facility first, and then your
when buying travellers’ cheques or foreign currency. A
payments will go towards repayment of your – you think someone else may
small number of ATM providers may charge a
overdraft. know your PIN.
transaction fee but they should tell you about this
on-screen before you commit to any transaction. To help you understand the charges associated with
Call charges will apply
If you use your debit card abroad or make a debit using your arranged overdraft, you can visit
(please check with your
card payment in a foreign currency (either abroad or Barclays.co.uk/youroverdraft or ask for a copy of ‘Our
service provider). We may
in the UK) we'll charge you a 2.75% Non-Sterling Bank charges explained’ in branch. You can also tailor
monitor or record calls for
Transaction Fee when making purchases, making a the alerts you receive, which can help you stay in quality, security, and
cash withdrawal, or when being refunded. This fee control and on top of your finances.
training.
also applies whenever you do not pay in sterling, for
Getting information from Barclays
example shopping online at a non-UK website.
As we explain in our customer terms, we calculate our We send information to customers with their
exchange rate using the reference exchange rate for statements about relevant new offers and products,
the Visa card scheme. Visa converts transactions into and about how to get the best from their existing
sterling using the Visa Exchange Rate on the day it Barclays accounts. If you don’t get these messages
processes the transaction – as this may be a day or and you’d like to, or if you do and you’d rather you
two later, our rate may be different on that day. didn’t, you can call 0345 7 345 345, go to
You'll find a comparison of our exchange rate for barclays.co.uk, or come into a branch. And if you
certain currencies as a mark-up against the rate change your mind at any time, just get in touch.
published by the European Central Bank in the
Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-card-
abroad/ This is updated twice a day. This may help
you to decide whether you want to accept the
conversion rate offered by the retailer or ATM provider
or accept our rate.

For a Braille, large print or audio version of your statement call

0800 400 100 (via TextDirect if appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 3