View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Personal Credit Report for:

JERYL
JERYL BRYANT
BRYANT

File Number:
314898590
314898590

Date Created:
05/20/2024
05/20/2024

Visit transunion.com/dispute to start a dispute online.

 Personal Information

You have been on our files since 11/01/1978. Your SSN has been masked for your protection.

Credit Report Date

05/20/2024

Social Security Number

XXX-XX-2987

Date of Birth

10/31/1958

Name

JERYL THERESA BRYANT

Also Known As

AKA

JERYL BRYYANT

AKA

JERL T. BRYANT

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 1 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

AKA

JERLY T. BRYANT

Addresses

Current Address

2140 W 75TH ST APT 90047 LOS ANGELES, CA 90047-2303

Date Reported

01/01/1999

Other Address

2140 W75TH ST LOS ANGELES, CA 90047

Date Reported

07/09/2008

Other Address

1925 PRINCE ALBERT DR RIVERSIDE, CA 92507-5829

Date Reported

12/01/1998

Other Address

6709 LA TIJERA BLVD APT 286 LOS ANGELES, CA 90045-2017

Other Address

90047 2140 W 75TH ST LOS ANGELES, CA 90047

Date Reported

01/18/2011

Phone Numbers

Phone Number

(323) 350-4439

Phone Number

(323) 778-2428

Phone Number

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 2 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

(310) 729-2456

Phone Number

(310) 350-4439

Phone Number

(323) 292-9124

Phone Number

(323) 778-9178

Employers

Employer

CENCORA

Occupation Date Verified

FIELD REIMBURSEMEN 05/01/2024

VISTAS HOSPICE

Occupation Date Hired Date Verified

SALES REP 10/01/2012 11/30/2019

INDIVOR

Occupation Date Hired Date Verified

CLINICAL LIAISO 12/01/2011 12/11/2016

MERCK PHARMACEUTICALS

Date Verified
01/18/2010

AETNA

Date Verified
05/01/2000

WATTS HTH FOUND

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 3 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Location Occupation Date Verified

LOS ANG, CA COUNSELOR 06/01/1984

WARNER

Date Verified
05/01/1984

 Accounts

Typically, creditors report any changes made to your account information monthly. This means that some accounts
listed below may not reflect the most recent activity until the creditor's next reporting. This information may include
things such as balances, payments, dates, remarks, ratings, etc. The rating key is provided to help you understand
some of the account information that could be reported. Pay Status represents the current status of accounts and
indicates how you are currently paying. For accounts that have been paid and closed, sold, or transferred, Pay Status
represents the last reported status of the account.

Payment/Remarks Key

Ratings

OK Current, paying or paid as agreed

N/R Not Reported

X Unknown

30 Account 30 days late

60 Account 60 days late

90 Account 90 days late

120 Account 120 or more days late

COL Transferred to collection

VS Voluntarily surrendered

RPO Repossession

C/O Charged off by account provider

FC Foreclosure

Remarks

AAP: Loan assumed by another party

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 4 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

ACQ: Acquired from another lender

ACR: Account closed due to refinance
ACT: Account closed due to transfer
AFR: Account acquired by RTC/FDIC
AID: Account information disputed by consumer
AJP: Adjustment pending
AMD: Active military duty
AND: Affected by natural disaster
BAL: Balloon payment
BKL: Included in bankruptcy
BKW: Bankruptcy withdrawn
CAD: Dispute account/closed by consumer
CBC: Account closed by consumer
CBD: Dispute resolved/consumer disagrees/closed by consumer
CBG: Canceled by credit grantor
CBL: Chapter 7 bankruptcy
CBR: Chapter 11 bankruptcy
CBT: Chapter 12 bankruptcy
CLA: Placed for collection
CLO: Closed
CLS: Credit line suspended
CRB: Collateral released—balance owing
CTR: Account closed—transfer to refinance
CTS: Contact subscriber
DDR: -none-
DLU: Deed in lieu
DM: Bankruptcy dismissed
DRC: Dispute resolved/consumer disagrees
DRG: Dispute resolved reported by credit grantor
ER: Election of remedy
ETB: Early termination/balance owing
ETI: Early termination by default
ETO: Early termination/obligation settled
ETS: Early termination/status pending
FCL: Foreclosure
FPD: Account paid, foreclosure started
FPI: Foreclosure initiated

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 5 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

FRD: Foreclosure collateral sold

FTB: Full termination/balance owing
FTO: Full termination/obligation satisfied
FTS: Full termination/status pending
INA: Inactive account
INP: Debt being paid through insurance
INS: Paid by insurance
IRB: Involuntary repossession/balance owing
IRE: Involuntary repossession
IRO: Involuntary repossession/obligation satisfied
JUG: Judgment granted
LA: Lease assumption
LMN: Loan Modified Not GOVT (government)
LNA: Credit line is no longer available
MCC: Managed by credit counseling service
MOV: No forwarding address
NIR: Student loan not in repayment
NPA: Now paying
PAL: Purchase by another lender
PCL: Paid collection
PDD: Paid by dealer
PDE: Payment deferred
PDI: Principle deferred/initial payment only
PFC: Account paid from collateral
PLL: Prepaid lease
PLP: Profit and loss now paying
PNR: First payment never received
PPA: Paying partial payment agreement
PPD: Paid by co-maker
PPL: Paid profit and loss
PRD: Payroll deduction
PRL: Profit and loss write-off
PWG: Account payment, wage garnish
REA: Reaffirmation of debt
REP: Substitute/replacement account
RFN: Refinanced
RPD: Paid repossession

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 6 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

RPO: Repossession
RRE: Repossession redeemed
RVN: Returned voluntarily
RVR: Returned voluntarily/redeemed
SET: Settled—less than full balance
SGL: Government secured guaranteed
SIL: Simple interest loan
SLP: Student loan perm assign government
SPL: Single payment loan
STL: Credit card lost/stolen
TRF: Transfer
TRL: Transferred to another lender
TTR: Transferred to recovery
WEP: Chapter 13 bankruptcy
For account information other than payment history, we may show brackets > < to indicate information that
may negatively affect your credit health.

Accounts with Adverse Information

Adverse information typically remains on your credit file for up to 7 years from the date of the delinquency. To help
you understand what is generally considered adverse, we have added >brackets< to those items in this report. For
your protection, your account numbers have been partially masked, and in some cases scrambled. Please note:
Accounts are reported as "Current; Paid or paying as agreed" if paid within 30 days of the due date. Accounts
reported as Current may still incur late fees or interest charges if not paid on or before the due date.

Account Name

FNB OMAHA 80541682398****

Account Information

Address 1620 Dodge St,MS 3104 OMAHA, NE 68197

Phone (800) 444-9375

Date Opened 05/01/2019

Responsibility Individual Account

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 7 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Account Type Revolving Account

Loan Type CREDIT CARD

Balance $0

Date Updated 05/08/2024

Payment Received $0

Last Payment Made 08/04/2023

Pay Status Current; Paid or Paying as Agreed

Terms Paid Monthly

Date Paid 08/04/2023

High Balance (Hist.) High balance of $804 from 11/2021 to 05/2024

Credit Limit (Hist.) Credit limit of $500 from 11/2021 to 05/2024

Payment History

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 8 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June 2019 July 2019 August 2019 September 2019 October 2019 November 2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK 30 OK OK OK

December 2019 January 2020 February 2020 March 2020 April 2020 May 2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 9 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June 2020 July 2020 August 2020 September 2020 October 2020 November 2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December 2020 January 2021 February 2021 March 2021 April 2021 May 2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

30 OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 10 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June 2021 July 2021 August 2021 September 2021 October 2021 November 2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- $0

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK 30 OK OK OK

December 2021 January 2022 February 2022 March 2022 April 2022 May 2022

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $0 $0 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 11 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June 2022 July 2022 August 2022 September 2022 October 2022 November 2022

Balance Balance Balance Balance Balance Balance

$79 $54 $30 $0 $0 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$25 $25 $25 --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December 2022 January 2023 February 2023 March 2023 April 2023 May 2023

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $0 $0 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 12 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June 2023 July 2023 August 2023 September 2023 October 2023 November 2023

Balance Balance Balance Balance Balance Balance

$99 $101 $0 $0 $0 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$0 $0 $101 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$40 $40 --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December 2023 January 2024 February 2024 March 2024 April 2024 May 2024

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $0 $0 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

Total

Satisfactory Accounts
The following accounts are reported with no adverse information. For your protection, your account numbers have
been partially masked, and in some cases scrambled. Please note: Accounts are reported as "Current; Paid or paying
as agreed" if paid within 30 days of the due date. Accounts reported as Current may still incur late fees or interest
charges if not paid on or before the due date.

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 13 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Account Name

AMERICAN EXPRESS 349992272782****

Account Information

Address PO BOX 981537 EL PASO, TX 79998

Phone (800) 874-2717

Date Opened 10/05/2015

Responsibility Individual Account

Account Type Revolving Account

Loan Type CREDIT CARD

Balance $0

Date Updated 04/26/2024

Pay Status Current; Paid or Paying as Agreed

Terms Paid Monthly

High Balance (Hist.) High balance of $2,737 from 11/2021 to 04/2024

Credit Limit (Hist.) Credit limit of $15,000 from 11/2021 to 04/2024

Payment History

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 14 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June 2017 July 2017 August 2017 September 2017 October 2017 November 2017

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December 2017 January 2018 February 2018 March 2018 April 2018 May 2018

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 15 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June 2018 July 2018 August 2018 September 2018 October 2018 November 2018

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December 2018 January 2019 February 2019 March 2019 April 2019 May 2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 16 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June 2019 July 2019 August 2019 September 2019 October 2019 November 2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December 2019 January 2020 February 2020 March 2020 April 2020 May 2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 17 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2020
2020 July
July 2020
2020 August
August 2020
2020 September
September 2020
2020 October
October 2020
2020 November
November 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2020
2020 January
January 2021
2021 February
February 2021
2021 March
March 2021
2021 April
April 2021
2021 May
May 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 18 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2021
2021 July
July 2021
2021 August
August 2021
2021 September
September 2021
2021 October
October 2021
2021 November
November 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- $164

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- $40

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2021
2021 January
January 2022
2022 February
February 2022
2022 March
March 2022
2022 April
April 2022
2022 May
May 2022
2022

Balance Balance Balance Balance Balance Balance

$162 $141 $103 $100 $60 $39

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$40 $40 $40 $40 $40 $39

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 19 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2022
2022 July
July 2022
2022 August
August 2022
2022 September
September 2022
2022 October
October 2022
2022 November
November 2022
2022

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $0 $0 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2022
2022 January
January 2023
2023 February
February 2023
2023 March
March 2023
2023 April
April 2023
2023 May
May 2023
2023

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $0 $0 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 20 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2023
2023 July
July 2023
2023 August
August 2023
2023 September
September 2023
2023 October
October 2023
2023 November
November 2023
2023

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $0 $0 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2023
2023 January
January 2024
2024 February
February 2024
2024 March
March 2024
2024 April
April 2024
2024

Balance Balance Balance Balance Balance

$0 $0 $0 $0 $0

Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- ---

Rating Rating Rating Rating Rating

OK OK OK OK OK

Total

AMERICAN EXPRESS 349990984458****

Account Information

Address PO BOX 981537 EL PASO, TX 79998

Phone (800) 874-2717

Date Opened 10/04/2002

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 21 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Responsibility Individual Account

Account Type Revolving Account

Loan Type CREDIT CARD

Balance $0

Date Updated 07/15/2016

High Balance $2,239

Credit Limit $6,500

Pay Status Sold; was Paying as agreed

Terms Paid Monthly

Date Closed 06/17/2016

Remarks PURCHASED BY ANOTHER LENDER

Payment History

September
September 2009
2009 October
October 2009
2009 November
November 2009
2009 December
December 2009
2009 January
January 2010
2010 February
February 2010
2010

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

March
March 2010
2010 April
April 2010
2010 May
May 2010
2010 June
June 2010
2010 July
July 2010
2010 August
August 2010
2010

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 22 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

September
September 2010
2010 October
October 2010
2010 November
November 2010
2010 December
December 2010
2010 January
January 2011
2011 February
February 2011
2011

Rating Rating Rating Rating Rating Rating

OK OK OK OK N/R OK

March
March 2011
2011 April
April 2011
2011 May
May 2011
2011 June
June 2011
2011 July
July 2011
2011 August
August 2011
2011

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

September
September 2011
2011 October
October 2011
2011 November
November 2011
2011 December
December 2011
2011 January
January 2012
2012 February
February 2012
2012

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

March
March 2012
2012 April
April 2012
2012 May
May 2012
2012 June
June 2012
2012 July
July 2012
2012 August
August 2012
2012

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

September
September 2012
2012 October
October 2012
2012 November
November 2012
2012 December
December 2012
2012 January
January 2013
2013 February
February 2013
2013

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

March
March 2013
2013 April
April 2013
2013 May
May 2013
2013 June
June 2013
2013 July
July 2013
2013 August
August 2013
2013

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 23 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

September
September 2013
2013 October
October 2013
2013 November
November 2013
2013 December
December 2013
2013 January
January 2014
2014 February
February 2014
2014

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

March
March 2014
2014 April
April 2014
2014 May
May 2014
2014 June
June 2014
2014 July
July 2014
2014 August
August 2014
2014

Rating Rating Rating Rating Rating Rating

OK OK OK OK X X

September
September 2014
2014 October
October 2014
2014 November
November 2014
2014 December
December 2014
2014 January
January 2015
2015 February
February 2015
2015

Rating Rating Rating Rating Rating Rating

X X X X X X

March
March 2015
2015 April
April 2015
2015 May
May 2015
2015 June
June 2015
2015 July
July 2015
2015 August
August 2015
2015

Rating Rating Rating Rating Rating Rating

X X X X X X

September
September 2015
2015 October
October 2015
2015 November
November 2015
2015 December
December 2015
2015 January
January 2016
2016 February
February 2016
2016

Rating Rating Rating Rating Rating Rating

X X X X X X

March
March 2016
2016 April
April 2016
2016 May
May 2016
2016 June
June 2016
2016

Rating Rating Rating Rating

X X X X

Total

BANK OF AMERICA 431307550538****

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 24 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Account Information

201 N TRYON STREET,NC1-022-08-15 CHARLOTTE, NC

Address 28255

Phone (800) 421-2110

Date Opened 01/15/2016

Responsibility Individual Account

Account Type Revolving Account

Loan Type CREDIT CARD

Balance $0

Date Updated 01/12/2021

Last Payment Made 10/03/2020

High Balance $6,855

Credit Limit $10,000

Pay Status Paid, Closed; was Paid as agreed

Terms Paid Monthly

Date Closed 12/15/2020

Date Paid 10/03/2020

Remarks CLOSED BY CREDIT GRANTOR; CLOSED

Payment History

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 25 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

February
February 2016
2016 March
March 2016
2016 April
April 2016
2016 May
May 2016
2016 June
June 2016
2016 July
July 2016
2016

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

August
August 2016
2016 September
September 2016
2016 October
October 2016
2016 November
November 2016
2016 December
December 2016
2016 January
January 2017
2017

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

February
February 2017
2017 March
March 2017
2017 April
April 2017
2017 May
May 2017
2017 June
June 2017
2017 July
July 2017
2017

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

August
August 2017
2017 September
September 2017
2017 October
October 2017
2017 November
November 2017
2017 December
December 2017
2017 January
January 2018
2018

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

February
February 2018
2018 March
March 2018
2018 April
April 2018
2018 May
May 2018
2018 June
June 2018
2018 July
July 2018
2018

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

August
August 2018
2018 September
September 2018
2018 October
October 2018
2018 November
November 2018
2018 December
December 2018
2018 January
January 2019
2019

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 26 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

February
February 2019
2019 March
March 2019
2019 April
April 2019
2019 May
May 2019
2019 June
June 2019
2019 July
July 2019
2019

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

August
August 2019
2019 September
September 2019
2019 October
October 2019
2019 November
November 2019
2019 December
December 2019
2019 January
January 2020
2020

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

February
February 2020
2020 March
March 2020
2020 April
April 2020
2020 May
May 2020
2020 June
June 2020
2020 July
July 2020
2020

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

August
August 2020
2020 September
September 2020
2020 October
October 2020
2020 November
November 2020
2020 December
December 2020
2020

Rating Rating Rating Rating Rating

OK OK OK OK OK

Total

BANK OF AMERICA 426428114689****

Account Information

201 N TRYON STREET,NC1-022-08-15 CHARLOTTE, NC

Address 28255

Phone (800) 421-2110

Date Opened 06/21/1993

Responsibility Individual Account

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 27 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Account Type Revolving Account

Loan Type CREDIT CARD

Balance $0

Date Updated 12/27/2020

Last Payment Made 04/15/2019

High Balance $9,239

Credit Limit $2,500

Pay Status Paid, Closed; was Paid as agreed

Terms Paid Monthly

Date Closed 12/15/2020

Date Paid 04/15/2019

Remarks CLOSED BY CREDIT GRANTOR; CLOSED

Payment History

February
February 2014
2014 March
March 2014
2014 April
April 2014
2014 May
May 2014
2014 June
June 2014
2014 July
July 2014
2014

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

August
August 2014
2014 September
September 2014
2014 October
October 2014
2014 November
November 2014
2014 December
December 2014
2014 January
January 2015
2015

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 28 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

February
February 2015
2015 March
March 2015
2015 April
April 2015
2015 May
May 2015
2015 June
June 2015
2015 July
July 2015
2015

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

August
August 2015
2015 September
September 2015
2015 October
October 2015
2015 November
November 2015
2015 December
December 2015
2015 January
January 2016
2016

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

February
February 2016
2016 March
March 2016
2016 April
April 2016
2016 May
May 2016
2016 June
June 2016
2016 July
July 2016
2016

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

August
August 2016
2016 September
September 2016
2016 October
October 2016
2016 November
November 2016
2016 December
December 2016
2016 January
January 2017
2017

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

February
February 2017
2017 March
March 2017
2017 April
April 2017
2017 May
May 2017
2017 June
June 2017
2017 July
July 2017
2017

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

August
August 2017
2017 September
September 2017
2017 October
October 2017
2017 November
November 2017
2017 December
December 2017
2017 January
January 2018
2018

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 29 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

February
February 2018
2018 March
March 2018
2018 April
April 2018
2018 May
May 2018
2018 June
June 2018
2018 July
July 2018
2018

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

August
August 2018
2018 September
September 2018
2018 October
October 2018
2018 November
November 2018
2018 December
December 2018
2018 January
January 2019
2019

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

February
February 2019
2019 March
March 2019
2019 April
April 2019
2019 May
May 2019
2019 June
June 2019
2019 July
July 2019
2019

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

August
August 2019
2019 September
September 2019
2019 October
October 2019
2019 November
November 2019
2019 December
December 2019
2019 January
January 2020
2020

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

February
February 2020
2020 March
March 2020
2020 April
April 2020
2020 May
May 2020
2020 June
June 2020
2020 July
July 2020
2020

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

August
August 2020
2020 September
September 2020
2020 October
October 2020
2020 November
November 2020
2020

Rating Rating Rating Rating

OK OK OK OK

Total

BARCLAYS BANK DELAWARE 00006858389****

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 30 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Account Information

Address PO BOX 8803 WILMINGTON, DE 19899

Phone (888) 232-0780

Monthly Payment $29

Date Opened 02/01/2008

Responsibility Individual Account

Account Type Revolving Account

Loan Type FLEXIBLE SPENDING CREDIT CARD

Balance $535

Date Updated 04/24/2024

Payment Received $29

Last Payment Made 04/20/2024

Pay Status Current; Paid or Paying as Agreed

Terms $29 per month; paid Monthly

High Balance (Hist.) High balance of $5,179 from 11/2021 to 04/2024

Credit Limit (Hist.) Credit limit of $17,500 from 11/2021 to 04/2024

Payment History

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 31 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2017
2017 July
July 2017
2017 August
August 2017
2017 September
September 2017
2017 October
October 2017
2017 November
November 2017
2017

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2017
2017 January
January 2018
2018 February
February 2018
2018 March
March 2018
2018 April
April 2018
2018 May
May 2018
2018

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 32 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2018
2018 July
July 2018
2018 August
August 2018
2018 September
September 2018
2018 October
October 2018
2018 November
November 2018
2018

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2018
2018 January
January 2019
2019 February
February 2019
2019 March
March 2019
2019 April
April 2019
2019 May
May 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 33 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2019
2019 July
July 2019
2019 August
August 2019
2019 September
September 2019
2019 October
October 2019
2019 November
November 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2019
2019 January
January 2020
2020 February
February 2020
2020 March
March 2020
2020 April
April 2020
2020 May
May 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 34 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2020
2020 July
July 2020
2020 August
August 2020
2020 September
September 2020
2020 October
October 2020
2020 November
November 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2020
2020 January
January 2021
2021 February
February 2021
2021 March
March 2021
2021 April
April 2021
2021 May
May 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 35 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2021
2021 July
July 2021
2021 August
August 2021
2021 September
September 2021
2021 October
October 2021
2021 November
November 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- $0

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2021
2021 January
January 2022
2022 February
February 2022
2022 March
March 2022
2022 April
April 2022
2022 May
May 2022
2022

Balance Balance Balance Balance Balance Balance

$0 $524 $532 $640 $652 $663

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$0 $0 $29 $29 $29 $29

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- $0 $29 $29 $29 $29

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 36 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2022
2022 July
July 2022
2022 August
August 2022
2022 September
September 2022
2022 October
October 2022
2022 November
November 2022
2022

Balance Balance Balance Balance Balance Balance

$675 $687 $701 $715 $627 $639

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$29 $29 $29 $29 $129 $29

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$29 $29 $29 $29 $29 $29

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2022
2022 January
January 2023
2023 February
February 2023
2023 March
March 2023
2023 April
April 2023
2023 May
May 2023
2023

Balance Balance Balance Balance Balance Balance

$652 $563 $575 $685 $396 $402

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$29 $129 $29 $29 $329 $29

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$29 $29 $29 $29 $29 $29

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 37 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2023
2023 July
July 2023
2023 August
August 2023
2023 September
September 2023
2023 October
October 2023
2023 November
November 2023
2023

Balance Balance Balance Balance Balance Balance

$409 $415 $422 $429 $436 $443

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$29 $29 $29 $29 $29 $29

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$29 $29 $29 $29 $29 $29

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2023
2023 January
January 2024
2024 February
February 2024
2024 March
March 2024
2024 April
April 2024
2024

Balance Balance Balance Balance Balance

$451 $458 $466 $549 $535

Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$29 $29 $29 $29 $29

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$29 $29 $29 $29 $29

Rating Rating Rating Rating Rating

OK OK OK OK OK

Total

BARCLAYS BANK DELAWARE 00022460881****

Account Information

Address PO BOX 8803 WILMINGTON, DE 19899

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 38 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Phone (888) 232-0780

Date Opened 10/20/2014

Responsibility Individual Account

Account Type Revolving Account

Loan Type FLEXIBLE SPENDING CREDIT CARD

Balance $0

Date Updated 04/21/2024

Payment Received $0

Last Payment Made 01/16/2024

Pay Status Current; Paid or Paying as Agreed

Terms Paid Monthly

Date Paid 01/16/2024

High Balance (Hist.) High balance of $4,557 from 11/2021 to 04/2024

Credit Limit (Hist.) Credit limit of $17,500 from 11/2021 to 04/2024

Payment History

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 39 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2017
2017 July
July 2017
2017 August
August 2017
2017 September
September 2017
2017 October
October 2017
2017 November
November 2017
2017

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2017
2017 January
January 2018
2018 February
February 2018
2018 March
March 2018
2018 April
April 2018
2018 May
May 2018
2018

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 40 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2018
2018 July
July 2018
2018 August
August 2018
2018 September
September 2018
2018 October
October 2018
2018 November
November 2018
2018

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2018
2018 January
January 2019
2019 February
February 2019
2019 March
March 2019
2019 April
April 2019
2019 May
May 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 41 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2019
2019 July
July 2019
2019 August
August 2019
2019 September
September 2019
2019 October
October 2019
2019 November
November 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2019
2019 January
January 2020
2020 February
February 2020
2020 March
March 2020
2020 April
April 2020
2020 May
May 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 42 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2020
2020 July
July 2020
2020 August
August 2020
2020 September
September 2020
2020 October
October 2020
2020 November
November 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2020
2020 January
January 2021
2021 February
February 2021
2021 March
March 2021
2021 April
April 2021
2021 May
May 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 43 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2021
2021 July
July 2021
2021 August
August 2021
2021 September
September 2021
2021 October
October 2021
2021 November
November 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- $978

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- $50

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- $29

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2021
2021 January
January 2022
2022 February
February 2022
2022 March
March 2022
2022 April
April 2022
2022 May
May 2022
2022

Balance Balance Balance Balance Balance Balance

$944 $910 $1,019 $984 $951 $1,060

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$50 $50 $50 $50 $50 $50

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$29 $29 $29 $29 $29 $29

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 44 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2022
2022 July
July 2022
2022 August
August 2022
2022 September
September 2022
2022 October
October 2022
2022 November
November 2022
2022

Balance Balance Balance Balance Balance Balance

$1,029 $1,030 $1,143 $1,114 $984 $1,197

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$50 $50 $50 $50 $150 $50

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$29 $29 $29 $32 $32 $29

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2022
2022 January
January 2023
2023 February
February 2023
2023 March
March 2023
2023 April
April 2023
2023 May
May 2023
2023

Balance Balance Balance Balance Balance Balance

$1,171 $1,145 $1,262 $1,236 $298 $254

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$50 $50 $50 $50 $950 $50

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$34 $34 $35 $38 $35 $29

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 45 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2023
2023 July
July 2023
2023 August
August 2023
2023 September
September 2023
2023 October
October 2023
2023 November
November 2023
2023

Balance Balance Balance Balance Balance Balance

$209 $163 $117 $69 $20 $99

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$50 $50 $50 $50 $50 $20

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$29 $29 $29 $29 $29 $20

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2023
2023 January
January 2024
2024 February
February 2024
2024 March
March 2024
2024 April
April 2024
2024

Balance Balance Balance Balance Balance

$49 $0 $0 $0 $0

Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$50 $49 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$29 --- --- --- ---

Rating Rating Rating Rating Rating

OK OK OK OK OK

Total

BARCLAYS BANK DELAWARE 00026876401****

Account Information

Address PO BOX 8803 WILMINGTON, DE 19899

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 46 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Phone (888) 232-0780

Date Opened 06/29/2016

Responsibility Individual Account

Account Type Revolving Account

Loan Type CREDIT CARD

Balance $0

Date Updated 12/18/2017

Payment Received $0

High Balance $0

Credit Limit $1,500

Pay Status Paid, Closed; was Paid as agreed

Terms Paid Monthly

Date Closed 12/17/2017

Remarks INACTIVE ACCOUNT; CLOSED

Payment History

June
June 2016
2016 July
July 2016
2016 August
August 2016
2016 September
September 2016
2016 October
October 2016
2016 November
November 2016
2016

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 47 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

December
December 2016
2016 January
January 2017
2017 February
February 2017
2017 March
March 2017
2017 April
April 2017
2017 May
May 2017
2017

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

June
June 2017
2017 July
July 2017
2017 August
August 2017
2017 September
September 2017
2017 October
October 2017
2017 November
November 2017
2017

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

Tota

BEST BUY/CBNA 426938007870****

Account Information

Address 5800 South Corporate Place SIOUX FALLS, SD 57108

Phone (888) 574-1301

Monthly Payment $33

Date Opened 03/27/2024

Responsibility Individual Account

Account Type Revolving Account

Loan Type CREDIT CARD

Balance $1,621

Date Updated 05/10/2024

Last Payment Made 05/01/2024

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 48 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Pay Status Current; Paid or Paying as Agreed

Terms $33 per month; paid Monthly

High balance of $890 from 04/2024 to 04/2024; $1,643

High Balance (Hist.) from 05/2024 to 05/2024

Credit Limit (Hist.) Credit limit of $6,000 from 04/2024 to 05/2024

Payment History

April
April 2024
2024 May
May 2024
2024

Balance Balance
$832 $1,621

Past Due Past Due

$0 $0

Scheduled Payment Scheduled Payment

$30 $33

Rating Rating
OK OK

Tot

BEST BUY/CBNA 426938010475****

Account Information

Address 5800 South Corporate Place SIOUX FALLS, SD 57108

Phone (888) 574-1301

Date Opened 10/23/2019

Responsibility Individual Account

Account Type Revolving Account

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 49 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Loan Type CREDIT CARD

Balance $0

Date Updated 09/23/2022

Last Payment Made 06/23/2020

Pay Status Paid, Closed; was Paid as agreed

Terms Paid Monthly

Date Closed 06/22/2022

Date Paid 06/23/2020

High balance of $595 from 11/2021 to 06/2022; $595

High Balance (Hist.) from 09/2022 to 09/2022

Credit limit of $5,000 from 11/2021 to 06/2022; $5,000

Credit Limit (Hist.) from 09/2022 to 09/2022

Payment History

November
November 2019
2019 December
December 2019
2019 January
January 2020
2020 February
February 2020
2020 March
March 2020
2020 April
April 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 50 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2020
2020 June
June 2020
2020 July
July 2020
2020 August
August 2020
2020 September
September 2020
2020 October
October 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2020
2020 December
December 2020
2020 January
January 2021
2021 February
February 2021
2021 March
March 2021
2021 April
April 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 51 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2021
2021 June
June 2021
2021 July
July 2021
2021 August
August 2021
2021 September
September 2021
2021 October
October 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2021
2021 December
December 2021
2021 January
January 2022
2022 February
February 2022
2022 March
March 2022
2022 April
April 2022
2022

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $0 $0 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 52 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2022
2022 June
June 2022
2022 July
July 2022
2022 August
August 2022
2022 September
September 2022
2022

Balance Balance Balance Balance Balance

$0 $0 --- --- $0

Past Due Past Due Past Due Past Due Past Due
$0 $0 --- --- $0

Remarks Remarks Remarks Remarks Remarks

--- CBG/CLO --- --- INA/CLO

Rating Rating Rating Rating Rating

OK OK OK OK OK

Tota

CAPITAL ONE 412174877080****

Account Information

Address P O Box 31293 Salt Lake City, UT 84131

Phone (800) 955-7070

Date Opened 06/07/2000

Responsibility Individual Account

Account Type Revolving Account

Loan Type CREDIT CARD

Balance $0

Date Updated 04/17/2024

Last Payment Made 01/23/2023

Pay Status Current; Paid or Paying as Agreed

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 53 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Terms Paid Monthly

Date Paid 01/23/2023

High Balance (Hist.) High balance of $4,021 from 11/2021 to 04/2024

Credit Limit (Hist.) Credit limit of $7,500 from 11/2021 to 04/2024

Payment History

June
June 2017
2017 July
July 2017
2017 August
August 2017
2017 September
September 2017
2017 October
October 2017
2017 November
November 2017
2017

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2017
2017 January
January 2018
2018 February
February 2018
2018 March
March 2018
2018 April
April 2018
2018 May
May 2018
2018

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 54 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2018
2018 July
July 2018
2018 August
August 2018
2018 September
September 2018
2018 October
October 2018
2018 November
November 2018
2018

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2018
2018 January
January 2019
2019 February
February 2019
2019 March
March 2019
2019 April
April 2019
2019 May
May 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 55 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2019
2019 July
July 2019
2019 August
August 2019
2019 September
September 2019
2019 October
October 2019
2019 November
November 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2019
2019 January
January 2020
2020 February
February 2020
2020 March
March 2020
2020 April
April 2020
2020 May
May 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 56 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2020
2020 July
July 2020
2020 August
August 2020
2020 September
September 2020
2020 October
October 2020
2020 November
November 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2020
2020 January
January 2021
2021 February
February 2021
2021 March
March 2021
2021 April
April 2021
2021 May
May 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 57 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2021
2021 July
July 2021
2021 August
August 2021
2021 September
September 2021
2021 October
October 2021
2021 November
November 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- $1,244

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- $28

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2021
2021 January
January 2022
2022 February
February 2022
2022 March
March 2022
2022 April
April 2022
2022 May
May 2022
2022

Balance Balance Balance Balance Balance Balance

$1,233 $1,019 $1,007 $995 $983 $972

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$29 $25 $25 $25 $25 $25

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 58 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2022
2022 July
July 2022
2022 August
August 2022
2022 September
September 2022
2022 October
October 2022
2022 November
November 2022
2022

Balance Balance Balance Balance Balance Balance

$960 $950 $939 $877 $766 $686

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$25 $25 $25 $25 $25 $25

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2022
2022 January
January 2023
2023 February
February 2023
2023 March
March 2023
2023 April
April 2023
2023 May
May 2023
2023

Balance Balance Balance Balance Balance Balance

$672 $354 $0 $0 $0 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$25 $25 --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 59 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2023
2023 July
July 2023
2023 August
August 2023
2023 September
September 2023
2023 October
October 2023
2023 November
November 2023
2023

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $0 $0 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2023
2023 January
January 2024
2024 February
February 2024
2024 March
March 2024
2024 April
April 2024
2024

Balance Balance Balance Balance Balance

$0 $0 $0 $0 $0

Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- ---

Rating Rating Rating Rating Rating

OK OK OK OK OK

Total

CITICARDS CBNA 410039003492****

Account Information

5800 SOUTH CORPORATE PLACE SIOUX FALLS, SD

Address 57108

Phone (855) 378-6467

Monthly Payment $78

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 60 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Date Opened 10/04/2002

Responsibility Individual Account

Account Type Revolving Account

Loan Type FLEXIBLE SPENDING CREDIT CARD

Balance $3,122

Date Updated 05/09/2024

Last Payment Made 04/27/2024

Pay Status Current; Paid or Paying as Agreed

Terms $78 per month; paid Monthly

Credit limit of $18,000 from 11/2021 to 01/2022;

$19,500 from 02/2022 to 07/2022; $22,000 from
Credit Limit (Hist.) 08/2022 to 05/2024

Payment History

July
July 2017
2017 August
August 2017
2017 September
September 2017
2017 October
October 2017
2017 November
November 2017
2017 December
December 2017
2017

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

High Credit High Credit High Credit High Credit High Credit High Credit
--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 61 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

January
January 2018
2018 February
February 2018
2018 March
March 2018
2018 April
April 2018
2018 May
May 2018
2018 June
June 2018
2018

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

High Credit High Credit High Credit High Credit High Credit High Credit
--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2018
2018 August
August 2018
2018 September
September 2018
2018 October
October 2018
2018 November
November 2018
2018 December
December 2018
2018

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

High Credit High Credit High Credit High Credit High Credit High Credit
--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 62 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

January
January 2019
2019 February
February 2019
2019 March
March 2019
2019 April
April 2019
2019 May
May 2019
2019 June
June 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

High Credit High Credit High Credit High Credit High Credit High Credit
--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2019
2019 August
August 2019
2019 September
September 2019
2019 October
October 2019
2019 November
November 2019
2019 December
December 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

High Credit High Credit High Credit High Credit High Credit High Credit
--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 63 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

January
January 2020
2020 February
February 2020
2020 March
March 2020
2020 April
April 2020
2020 May
May 2020
2020 June
June 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

High Credit High Credit High Credit High Credit High Credit High Credit
--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2020
2020 August
August 2020
2020 September
September 2020
2020 October
October 2020
2020 November
November 2020
2020 December
December 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

High Credit High Credit High Credit High Credit High Credit High Credit
--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 64 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

January
January 2021
2021 February
February 2021
2021 March
March 2021
2021 April
April 2021
2021 May
May 2021
2021 June
June 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

High Credit High Credit High Credit High Credit High Credit High Credit
--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2021
2021 August
August 2021
2021 September
September 2021
2021 October
October 2021
2021 November
November 2021
2021 December
December 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- $6,268 $6,462

High Credit High Credit High Credit High Credit High Credit High Credit
--- --- --- --- $6,268 $6,462

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- $137 $144

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 65 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

January
January 2022
2022 February
February 2022
2022 March
March 2022
2022 April
April 2022
2022 May
May 2022
2022 June
June 2022
2022

Balance Balance Balance Balance Balance Balance

$6,340 $6,421 $6,454 $6,513 $6,549 $6,696

High Credit High Credit High Credit High Credit High Credit High Credit
$6,462 $6,462 $6,462 $6,513 $6,549 $6,696

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$151 $141 $140 $155 $147 $153

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2022
2022 August
August 2022
2022 September
September 2022
2022 October
October 2022
2022 November
November 2022
2022 December
December 2022
2022

Balance Balance Balance Balance Balance Balance

$6,869 $6,957 $7,003 $7,126 $7,406 $7,448

High Credit High Credit High Credit High Credit High Credit High Credit
$6,869 $6,957 $7,003 $7,126 $7,406 $7,448

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$170 $165 $173 $183 $183 $189

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 66 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

January
January 2023
2023 February
February 2023
2023 March
March 2023
2023 April
April 2023
2023 May
May 2023
2023 June
June 2023
2023

Balance Balance Balance Balance Balance Balance

$6,603 $5,718 $5,755 $4,384 $3,976 $4,048

High Credit High Credit High Credit High Credit High Credit High Credit
$7,448 $7,448 $7,448 $7,448 $7,448 $7,448

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$185 $155 $144 $130 $101 $108

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2023
2023 August
August 2023
2023 September
September 2023
2023 October
October 2023
2023 November
November 2023
2023 December
December 2023
2023

Balance Balance Balance Balance Balance Balance

$4,508 $4,592 $4,571 $4,767 $4,946 $3,922

High Credit High Credit High Credit High Credit High Credit High Credit
$7,448 $7,448 $7,448 $7,448 $7,448 $7,448

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$125 $119 $130 $123 $131 $119

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 67 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

January
January 2024
2024 February
February 2024
2024 March
March 2024
2024 April
April 2024
2024 May
May 2024
2024

Balance Balance Balance Balance Balance

$2,867 $2,807 $2,745 $2,678 $3,122

High Credit High Credit High Credit High Credit High Credit
$7,448 $7,448 $7,448 $7,448 $7,448

Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$81 $77 $75 $71 $78

Rating Rating Rating Rating Rating

OK OK OK OK OK

Total

CITIMORTGAGE INC 112305****

Account Information

Address 5800 South Corporate Place SIOUX FALLS, SD 57108

Phone (800) 283-7918

Monthly Payment $0

Date Opened 04/09/2012

Responsibility Individual Account

Account Type Mortgage Account

Loan Type CONVENTIONAL REAL ESTATE MTG

Balance $0

Date Updated 11/01/2017

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 68 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Payment Received $0

Last Payment Made 10/01/2017

High Balance $249,000

Pay Status Transferred; was Paying as agreed

Terms $0 per month, paid Monthly for 360 months

Date Closed 11/01/2017

TRANSFERRED TO ANOTHER LENDER; TRANSFERRED

Remarks TO ANOTHER OFFICE

Payment History

May
May 2012
2012 June
June 2012
2012 July
July 2012
2012 August
August 2012
2012 September
September 2012
2012 October
October 2012
2012

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2012
2012 December
December 2012
2012 January
January 2013
2013 February
February 2013
2013 March
March 2013
2013 April
April 2013
2013

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

May
May 2013
2013 June
June 2013
2013 July
July 2013
2013 August
August 2013
2013 September
September 2013
2013 October
October 2013
2013

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 69 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

November
November 2013
2013 December
December 2013
2013 January
January 2014
2014 February
February 2014
2014 March
March 2014
2014 April
April 2014
2014

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

May
May 2014
2014 June
June 2014
2014 July
July 2014
2014 August
August 2014
2014 September
September 2014
2014 October
October 2014
2014

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2014
2014 December
December 2014
2014 January
January 2015
2015 February
February 2015
2015 March
March 2015
2015 April
April 2015
2015

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

May
May 2015
2015 June
June 2015
2015 July
July 2015
2015 August
August 2015
2015 September
September 2015
2015 October
October 2015
2015

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2015
2015 December
December 2015
2015 January
January 2016
2016 February
February 2016
2016 March
March 2016
2016 April
April 2016
2016

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

May
May 2016
2016 June
June 2016
2016 July
July 2016
2016 August
August 2016
2016 September
September 2016
2016 October
October 2016
2016

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 70 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

November
November 2016
2016 December
December 2016
2016 January
January 2017
2017 February
February 2017
2017 March
March 2017
2017 April
April 2017
2017

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

May
May 2017
2017 June
June 2017
2017 July
July 2017
2017 August
August 2017
2017 September
September 2017
2017 October
October 2017
2017

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

Total

COMENITY BANK/VCTRSSEC 539176133750****

Account Information

3095 LOYALTY CIRCLE,BUILDING A COLUMBUS, TX

Address 43219

Phone (800) 695-9478

Date Opened 06/01/2019

Responsibility Individual Account

Account Type Revolving Account

Loan Type CHARGE ACCOUNT

Balance $0

Date Updated 11/13/2021

Payment Received $0

Last Payment Made 07/18/2019

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 71 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

High Balance $97

Credit Limit $1,000

Pay Status Paid, Closed; was Paid as agreed

Terms Paid Monthly

Date Closed 10/25/2021

Date Paid 07/18/2019

Remarks CLOSED BY CREDIT GRANTOR; CLOSED

Payment History

June
June 2019
2019 July
July 2019
2019 August
August 2019
2019 September
September 2019
2019 October
October 2019
2019 November
November 2019
2019

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2019
2019 January
January 2020
2020 February
February 2020
2020 March
March 2020
2020 April
April 2020
2020 May
May 2020
2020

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

June
June 2020
2020 July
July 2020
2020 August
August 2020
2020 September
September 2020
2020 October
October 2020
2020 November
November 2020
2020

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 72 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

December
December 2020
2020 January
January 2021
2021 February
February 2021
2021 March
March 2021
2021 April
April 2021
2021 May
May 2021
2021

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

June
June 2021
2021 July
July 2021
2021 August
August 2021
2021 September
September 2021
2021 October
October 2021
2021

Rating Rating Rating Rating Rating

OK OK OK OK OK

Tota

COMENITY BANK/VCTRSSEC 585637517882****

Account Information

3095 LOYALTY CIRCLE,BUILDING A COLUMBUS, TX

Address 43219

Phone (800) 695-9478

Date Opened 04/30/2016

Responsibility Individual Account

Account Type Revolving Account

Loan Type CHARGE ACCOUNT

Balance $0

Date Updated 04/27/2019

Payment Received $0

Last Payment Made 07/23/2016

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 73 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

High Balance $62

Credit Limit $750

Pay Status Paid, Closed; was Paid as agreed

Terms Paid Monthly

Date Closed 04/22/2019

Date Paid 07/23/2016

Remarks CLOSED BY CREDIT GRANTOR; CLOSED

Payment History

August
August 2016
2016 September
September 2016
2016 October
October 2016
2016 November
November 2016
2016 December
December 2016
2016 January
January 2017
2017

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

February
February 2017
2017 March
March 2017
2017 April
April 2017
2017 May
May 2017
2017 June
June 2017
2017 July
July 2017
2017

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

August
August 2017
2017 September
September 2017
2017 October
October 2017
2017 November
November 2017
2017 December
December 2017
2017 January
January 2018
2018

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 74 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

February
February 2018
2018 March
March 2018
2018 April
April 2018
2018 May
May 2018
2018 June
June 2018
2018 July
July 2018
2018

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

August
August 2018
2018 September
September 2018
2018 October
October 2018
2018 November
November 2018
2018 December
December 2018
2018 January
January 2019
2019

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

February
February 2019
2019 March
March 2019
2019

Rating Rating
OK OK

Tota

FREEDOM MORTGAGE 6111****

Account Information

Address 11988 EXIT 5 PRKWY BLDG #4 FISHERS, IN 46037

Phone (866) 369-2012

Monthly Payment $0

Date Opened 04/21/2017

Responsibility Individual Account

Account Type Mortgage Account

Loan Type CONVENTIONAL REAL ESTATE MTG

Balance $0

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 75 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Date Updated 02/01/2022

Payment Received $0

Last Payment Made 01/07/2022

Pay Status Transferred; was Paying as agreed

Terms $0 per month, paid Monthly for 360 months

Date Closed 02/01/2022

High Balance (Hist.) High balance of $220,000 from 11/2021 to 02/2022

TRANSFERRED TO ANOTHER LENDER; TRANSFERRED

Remarks TO ANOTHER OFFICE

Payment History

November
November 2019
2019 December
December 2019
2019 January
January 2020
2020 February
February 2020
2020 March
March 2020
2020 April
April 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

X OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 76 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2020
2020 June
June 2020
2020 July
July 2020
2020 August
August 2020
2020 September
September 2020
2020 October
October 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2020
2020 December
December 2020
2020 January
January 2021
2021 February
February 2021
2021 March
March 2021
2021 April
April 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 77 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2021
2021 June
June 2021
2021 July
July 2021
2021 August
August 2021
2021 September
September 2021
2021 October
October 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2021
2021 December
December 2021
2021 January
January 2022
2022 February
February 2022
2022

Balance Balance Balance Balance

$199,592 $199,230 $198,867 $0

Past Due Past Due Past Due Past Due

$0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid

$1,131 $1,131 $1,131 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment

$1,131 $1,131 $1,131 $0

Rating Rating Rating Rating

OK OK OK OK

Total

JG WENTWORTH HOME LENDIN 300009950****

Account Information

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 78 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Address PO BOX 77404 EWING, NJ 08628

Phone (855) 753-6207

Monthly Payment $0

Date Opened 04/21/2017

Responsibility Individual Account

Account Type Mortgage Account

Loan Type CONVENTIONAL REAL ESTATE MTG

Balance $0

Date Updated 11/01/2019

Payment Received $0

Last Payment Made 10/01/2019

High Balance $220,000

Pay Status Transferred; was Paying as agreed

Terms $0 per month, paid Monthly for 360 months

Date Closed 11/01/2019

Remarks TRANSFERRED TO ANOTHER LENDER

Payment History

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 79 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2017
2017 June
June 2017
2017 July
July 2017
2017 August
August 2017
2017 September
September 2017
2017 October
October 2017
2017

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2017
2017 December
December 2017
2017 January
January 2018
2018 February
February 2018
2018 March
March 2018
2018 April
April 2018
2018

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

May
May 2018
2018 June
June 2018
2018 July
July 2018
2018 August
August 2018
2018 September
September 2018
2018 October
October 2018
2018

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2018
2018 December
December 2018
2018 January
January 2019
2019 February
February 2019
2019 March
March 2019
2019 April
April 2019
2019

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

May
May 2019
2019 June
June 2019
2019 July
July 2019
2019 August
August 2019
2019 September
September 2019
2019 October
October 2019
2019

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

Total

JPMCB AUTO FINANCE 1193341805****

Account Information

Address 700 KANSAS LANE MAIL CODE, LA 46945

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 80 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Phone (800) 336-6675

Monthly Payment $622

Date Opened 11/30/2019

Responsibility Individual Account

Account Type Installment Account

Loan Type AUTOMOBILE

Balance $2,565

Date Updated 05/14/2024

Payment Received $672

Last Payment Made 04/15/2024

Pay Status Current; Paid or Paying as Agreed

Terms $622 per month, paid Monthly for 66 months

High Balance (Hist.) High balance of $36,899 from 11/2021 to 05/2024

Payment History

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 81 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

January
January 2020
2020 February
February 2020
2020 March
March 2020
2020 April
April 2020
2020 May
May 2020
2020 June
June 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2020
2020 August
August 2020
2020 September
September 2020
2020 October
October 2020
2020 November
November 2020
2020 December
December 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 82 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

January
January 2021
2021 February
February 2021
2021 March
March 2021
2021 April
April 2021
2021 May
May 2021
2021 June
June 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2021
2021 August
August 2021
2021 September
September 2021
2021 October
October 2021
2021 November
November 2021
2021 December
December 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- $23,989 $24,063

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- $1,345 $672

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- $622 $622

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 83 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

January
January 2022
2022 February
February 2022
2022 March
March 2022
2022 April
April 2022
2022 May
May 2022
2022 June
June 2022
2022

Balance Balance Balance Balance Balance Balance

$22,802 $22,870 $22,263 $21,661 $20,387 $20,450

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$1,345 $0 $672 $672 $1,345 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$622 $622 $622 $622 $622 $622

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2022
2022 August
August 2022
2022 September
September 2022
2022 October
October 2022
2022 November
November 2022
2022 December
December 2022
2022

Balance Balance Balance Balance Balance Balance

$19,840 $18,560 $18,619 $17,283 $16,614 $15,992

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$672 $1,345 $672 $1,395 $722 $672

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$622 $622 $622 $622 $622 $622

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 84 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

January
January 2023
2023 February
February 2023
2023 March
March 2023
2023 April
April 2023
2023 May
May 2023
2023 June
June 2023
2023

Balance Balance Balance Balance Balance Balance

$13,878 $13,819 $13,185 $11,783 $11,146 $11,182

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$2,168 $822 $672 $1,445 $672 $672

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$622 $622 $622 $622 $622 $622

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2023
2023 August
August 2023
2023 September
September 2023
2023 October
October 2023
2023 November
November 2023
2023 December
December 2023
2023

Balance Balance Balance Balance Balance Balance

$9,872 $9,902 $9,260 $7,219 $7,241 $6,589

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$1,345 $0 $672 $2,068 $0 $672

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$622 $622 $622 $622 $622 $622

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 85 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

January
January 2024
2024 February
February 2024
2024 March
March 2024
2024 April
April 2024
2024 May
May 2024
2024

Balance Balance Balance Balance Balance

$4,539 $4,553 $3,892 $2,557 $2,565

Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$2,068 $0 $672 $1,345 $672

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$622 $622 $622 $622 $622

Rating Rating Rating Rating Rating

OK OK OK OK OK

Tota

JPMCB CARD SERVICES 426684122373****

Account Information

Address PO BOX 15369 WILMINGTON, DE 19850

Phone (800) 945-2000

Monthly Payment $77

Date Opened 11/27/2009

Responsibility Individual Account

Account Type Revolving Account

Loan Type FLEXIBLE SPENDING CREDIT CARD

Balance $2,891

Date Updated 05/17/2024

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 86 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Last Payment Made 05/15/2024

Pay Status Current; Paid or Paying as Agreed

Terms $77 per month; paid Monthly

High Balance (Hist.) High balance of $10,555 from 11/2021 to 05/2024

Credit Limit (Hist.) Credit limit of $17,000 from 11/2021 to 05/2024

Payment History

July
July 2017
2017 August
August 2017
2017 September
September 2017
2017 October
October 2017
2017 November
November 2017
2017 December
December 2017
2017

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2018
2018 February
February 2018
2018 March
March 2018
2018 April
April 2018
2018 May
May 2018
2018 June
June 2018
2018

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 87 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

July
July 2018
2018 August
August 2018
2018 September
September 2018
2018 October
October 2018
2018 November
November 2018
2018 December
December 2018
2018

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2019
2019 February
February 2019
2019 March
March 2019
2019 April
April 2019
2019 May
May 2019
2019 June
June 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 88 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

July
July 2019
2019 August
August 2019
2019 September
September 2019
2019 October
October 2019
2019 November
November 2019
2019 December
December 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2020
2020 February
February 2020
2020 March
March 2020
2020 April
April 2020
2020 May
May 2020
2020 June
June 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 89 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

July
July 2020
2020 August
August 2020
2020 September
September 2020
2020 October
October 2020
2020 November
November 2020
2020 December
December 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2021
2021 February
February 2021
2021 March
March 2021
2021 April
April 2021
2021 May
May 2021
2021 June
June 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 90 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

July
July 2021
2021 August
August 2021
2021 September
September 2021
2021 October
October 2021
2021 November
November 2021
2021 December
December 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- $3,755 $3,924

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- $85 $85

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2022
2022 February
February 2022
2022 March
March 2022
2022 April
April 2022
2022 May
May 2022
2022 June
June 2022
2022

Balance Balance Balance Balance Balance Balance

$4,283 $4,370 $4,351 $4,341 $4,223 $4,312

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$95 $98 $94 $100 $96 $101

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 91 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

July
July 2022
2022 August
August 2022
2022 September
September 2022
2022 October
October 2022
2022 November
November 2022
2022 December
December 2022
2022

Balance Balance Balance Balance Balance Balance

$4,239 $4,179 $4,186 $4,073 $4,066 $4,051

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$100 $103 $103 $101 $106 $103

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2023
2023 February
February 2023
2023 March
March 2023
2023 April
April 2023
2023 May
May 2023
2023 June
June 2023
2023

Balance Balance Balance Balance Balance Balance

$3,639 $3,131 $3,123 $2,053 $2,052 $2,161

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$96 $83 $78 $63 $54 $58

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 92 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

July
July 2023
2023 August
August 2023
2023 September
September 2023
2023 October
October 2023
2023 November
November 2023
2023 December
December 2023
2023

Balance Balance Balance Balance Balance Balance

$2,167 $2,175 $2,202 $1,763 $1,771 $2,020

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$57 $59 $60 $50 $48 $51

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2024
2024 February
February 2024
2024 March
March 2024
2024 April
April 2024
2024 May
May 2024
2024

Balance Balance Balance Balance Balance

$1,779 $2,885 $2,889 $2,882 $2,891

Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$45 $71 $75 $78 $77

Rating Rating Rating Rating Rating

OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 93 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Total

JPMCB CARD SERVICES 414740033450****

Account Information

Address PO BOX 15369 WILMINGTON, DE 19850

Phone (800) 945-2000

Monthly Payment $35

Date Opened 12/30/2021

Responsibility Individual Account

Account Type Revolving Account

Loan Type FLEXIBLE SPENDING CREDIT CARD

Balance $254

Date Updated 05/16/2024

Last Payment Made 05/13/2024

Pay Status Current; Paid or Paying as Agreed

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 94 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Terms $35 per month; paid Monthly

Credit limit of $500 from 01/2022 to 10/2022; $1,000

from 11/2022 to 01/2023; $19,000 from 02/2023 to
Credit Limit (Hist.) 05/2024

Payment History

January
January 2022
2022 February
February 2022
2022 March
March 2022
2022 April
April 2022
2022 May
May 2022
2022 June
June 2022
2022

Balance Balance Balance Balance Balance Balance

$369 $280 $258 $0 $9 $43

High Credit High Credit High Credit High Credit High Credit High Credit
$369 $499 $499 $499 $499 $499

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$35 $35 $35 --- $9 $35

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2022
2022 August
August 2022
2022 September
September 2022
2022 October
October 2022
2022 November
November 2022
2022 December
December 2022
2022

Balance Balance Balance Balance Balance Balance

$9 $9 $0 $538 $539 $628

High Credit High Credit High Credit High Credit High Credit High Credit
$499 $499 $499 $538 $539 $628

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$9 $9 --- $73 $73 $73

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 95 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

January
January 2023
2023 February
February 2023
2023 March
March 2023
2023 April
April 2023
2023 May
May 2023
2023 June
June 2023
2023

Balance Balance Balance Balance Balance Balance

$0 $107 $0 $0 $0 $0

High Credit High Credit High Credit High Credit High Credit High Credit
$628 $628 $628 $628 $628 $628

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- $35 --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2023
2023 August
August 2023
2023 September
September 2023
2023 October
October 2023
2023 November
November 2023
2023 December
December 2023
2023

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $25 $0 $0

High Credit High Credit High Credit High Credit High Credit High Credit
$628 $628 $628 $628 $628 $628

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- $25 --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 96 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

January
January 2024
2024 February
February 2024
2024 March
March 2024
2024 April
April 2024
2024 May
May 2024
2024

Balance Balance Balance Balance Balance

$12 $11 $11 $273 $254

High Credit High Credit High Credit High Credit High Credit
$628 $628 $628 $628 $628

Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$12 $11 $11 $35 $35

Rating Rating Rating Rating Rating

OK OK OK OK OK

Tota

JPMCB CARD SERVICES 414720237580****

Account Information

Address PO BOX 15369 WILMINGTON, DE 19850

Phone (800) 945-2000

Monthly Payment $236

Date Opened 10/27/2018

Responsibility Individual Account

Account Type Revolving Account

Loan Type FLEXIBLE SPENDING CREDIT CARD

Balance $4,717

Date Updated 04/26/2024

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 97 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Last Payment Made 04/23/2024

Pay Status Current; Paid or Paying as Agreed

Terms $236 per month; paid Monthly

Credit Limit (Hist.) Credit limit of $19,000 from 11/2021 to 04/2024

Payment History

November
November 2018
2018 December
December 2018
2018 January
January 2019
2019 February
February 2019
2019 March
March 2019
2019 April
April 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

High Credit High Credit High Credit High Credit High Credit High Credit
--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 98 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2019
2019 June
June 2019
2019 July
July 2019
2019 August
August 2019
2019 September
September 2019
2019 October
October 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

High Credit High Credit High Credit High Credit High Credit High Credit
--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2019
2019 December
December 2019
2019 January
January 2020
2020 February
February 2020
2020 March
March 2020
2020 April
April 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

High Credit High Credit High Credit High Credit High Credit High Credit
--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 99 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2020
2020 June
June 2020
2020 July
July 2020
2020 August
August 2020
2020 September
September 2020
2020 October
October 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

High Credit High Credit High Credit High Credit High Credit High Credit
--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2020
2020 December
December 2020
2020 January
January 2021
2021 February
February 2021
2021 March
March 2021
2021 April
April 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

High Credit High Credit High Credit High Credit High Credit High Credit
--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 100 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2021
2021 June
June 2021
2021 July
July 2021
2021 August
August 2021
2021 September
September 2021
2021 October
October 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

High Credit High Credit High Credit High Credit High Credit High Credit
--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2021
2021 December
December 2021
2021 January
January 2022
2022 February
February 2022
2022 March
March 2022
2022 April
April 2022
2022

Balance Balance Balance Balance Balance Balance

$1,190 $1,165 $1,016 $828 $798 $709

High Credit High Credit High Credit High Credit High Credit High Credit
$1,778 $1,778 $1,778 $1,778 $1,778 $1,778

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$40 $40 $40 $40 $40 $40

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 101 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2022
2022 June
June 2022
2022 July
July 2022
2022 August
August 2022
2022 September
September 2022
2022 October
October 2022
2022

Balance Balance Balance Balance Balance Balance

$678 $1,154 $1,454 $1,469 $1,709 $1,995

High Credit High Credit High Credit High Credit High Credit High Credit
$1,778 $1,778 $1,778 $1,778 $1,778 $1,995

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$40 $40 $40 $40 $43 $49

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2022
2022 December
December 2022
2022 January
January 2023
2023 February
February 2023
2023 March
March 2023
2023 April
April 2023
2023

Balance Balance Balance Balance Balance Balance

$2,007 $1,600 $1,056 $1,095 $757 $904

High Credit High Credit High Credit High Credit High Credit High Credit
$2,007 $2,007 $2,007 $2,007 $2,007 $2,007

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$53 $50 $40 $40 $40 $40

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 102 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2023
2023 June
June 2023
2023 July
July 2023
2023 August
August 2023
2023 September
September 2023
2023 October
October 2023
2023

Balance Balance Balance Balance Balance Balance

$1,699 $2,116 $2,823 $3,904 $4,488 $4,073

High Credit High Credit High Credit High Credit High Credit High Credit
$2,007 $2,116 $2,823 $3,904 $4,488 $4,488

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$40 $58 $73 $108 $121 $112

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2023
2023 December
December 2023
2023 January
January 2024
2024 February
February 2024
2024 March
March 2024
2024 April
April 2024
2024

Balance Balance Balance Balance Balance Balance

$3,213 $2,308 $2,072 $2,642 $3,479 $4,717

High Credit High Credit High Credit High Credit High Credit High Credit
$4,488 $4,488 $4,488 $4,488 $4,488 $4,717

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$102 $77 $63 $74 $87 $236

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 103 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Total

KOHLS DEPARTMENT STORE 639305081126****

Account Information

Address PO BOX 3115 MILWAUKEE, WI 53201

Phone (800) 564-5740

Date Opened 10/27/2015

Responsibility Individual Account

Account Type Revolving Account

Loan Type CHARGE ACCOUNT

Balance $0

Date Updated 01/11/2019

Payment Received $0

Last Payment Made 12/31/2015

High Balance $67

Credit Limit $1,000

Pay Status Paid, Closed; was Paid as agreed

Terms Paid Monthly

Date Closed 12/31/2018

Date Paid 12/31/2015

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 104 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Remarks INACTIVE ACCOUNT; CLOSED

Payment History

November
November 2015
2015 December
December 2015
2015 January
January 2016
2016 February
February 2016
2016 March
March 2016
2016 April
April 2016
2016

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

May
May 2016
2016 June
June 2016
2016 July
July 2016
2016 August
August 2016
2016 September
September 2016
2016 October
October 2016
2016

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2016
2016 December
December 2016
2016 January
January 2017
2017 February
February 2017
2017 March
March 2017
2017 April
April 2017
2017

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

May
May 2017
2017 June
June 2017
2017 July
July 2017
2017 August
August 2017
2017 September
September 2017
2017 October
October 2017
2017

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2017
2017 December
December 2017
2017 January
January 2018
2018 February
February 2018
2018 March
March 2018
2018 April
April 2018
2018

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

May
May 2018
2018 June
June 2018
2018 July
July 2018
2018 August
August 2018
2018 September
September 2018
2018 October
October 2018
2018

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 105 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

November
November 2018
2018 December
December 2018
2018

Rating Rating
OK OK

Total

MACYS/CITIBANK, N.A. 44516937****

Account Information

Address PO BOX 8218 MASON, OH 45050

Phone (800) 289-6229

Monthly Payment $28

Date Opened 12/01/1984

Responsibility Individual Account

Account Type Revolving Account

Loan Type CHARGE ACCOUNT

Balance $121

Date Updated 04/19/2024

Last Payment Made 04/16/2024

Pay Status Current; Paid or Paying as Agreed

Terms $28 per month; paid Monthly

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 106 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

High Balance (Hist.) High balance of $594 from 11/2021 to 04/2024

Credit Limit (Hist.) Credit limit of $1,800 from 11/2021 to 04/2024

Payment History

June
June 2017
2017 July
July 2017
2017 August
August 2017
2017 September
September 2017
2017 October
October 2017
2017 November
November 2017
2017

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2017
2017 January
January 2018
2018 February
February 2018
2018 March
March 2018
2018 April
April 2018
2018 May
May 2018
2018

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 107 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2018
2018 July
July 2018
2018 August
August 2018
2018 September
September 2018
2018 October
October 2018
2018 November
November 2018
2018

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2018
2018 January
January 2019
2019 February
February 2019
2019 March
March 2019
2019 April
April 2019
2019 May
May 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 108 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2019
2019 July
July 2019
2019 August
August 2019
2019 September
September 2019
2019 October
October 2019
2019 November
November 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2019
2019 January
January 2020
2020 February
February 2020
2020 March
March 2020
2020 April
April 2020
2020 May
May 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 109 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2020
2020 July
July 2020
2020 August
August 2020
2020 September
September 2020
2020 October
October 2020
2020 November
November 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2020
2020 January
January 2021
2021 February
February 2021
2021 March
March 2021
2021 April
April 2021
2021 May
May 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 110 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2021
2021 July
July 2021
2021 August
August 2021
2021 September
September 2021
2021 October
October 2021
2021 November
November 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- $0

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2021
2021 January
January 2022
2022 February
February 2022
2022 March
March 2022
2022 April
April 2022
2022 May
May 2022
2022

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $0 $0 $109

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- $28

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 111 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2022
2022 July
July 2022
2022 August
August 2022
2022 September
September 2022
2022 October
October 2022
2022 November
November 2022
2022

Balance Balance Balance Balance Balance Balance

$113 $87 $87 $61 $35 $9

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$28 $28 $28 $28 $28 $9

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2022
2022 January
January 2023
2023 February
February 2023
2023 March
March 2023
2023 April
April 2023
2023 May
May 2023
2023

Balance Balance Balance Balance Balance Balance

$82 $184 $161 $0 $29 $109

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$28 $28 $28 --- $28 $28

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 112 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2023
2023 July
July 2023
2023 August
August 2023
2023 September
September 2023
2023 October
October 2023
2023 November
November 2023
2023

Balance Balance Balance Balance Balance Balance

$84 $59 $33 $7 $2 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$28 $28 $28 $7 $2 ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2023
2023 January
January 2024
2024 February
February 2024
2024 March
March 2024
2024 April
April 2024
2024

Balance Balance Balance Balance Balance

$0 $0 $116 $48 $121

Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- $28 $28 $28

Rating Rating Rating Rating Rating

OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 113 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Total

MB FINANCIAL SERVICES 500031883****

Account Information

Address 14372 HERITAGE PARKWAY FORT WORTH, TX 76177

Phone Phone number not available

Monthly Payment $0

Date Opened 12/23/2016

Responsibility Individual Account

Account Type Installment Account

Loan Type AUTO LEASE

Balance $0

Date Updated 11/30/2019

Payment Received $22,219

Last Payment Made 12/02/2019

High Balance $19,816

Pay Status Paid, Closed; was Paid as agreed

Terms $0 per month, paid Monthly for 36 months

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 114 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Date Closed 11/30/2019

Remarks CLOSED

Payment History

January
January 2017
2017 February
February 2017
2017 March
March 2017
2017 April
April 2017
2017 May
May 2017
2017 June
June 2017
2017

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2017
2017 August
August 2017
2017 September
September 2017
2017 October
October 2017
2017 November
November 2017
2017 December
December 2017
2017

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2018
2018 February
February 2018
2018 March
March 2018
2018 April
April 2018
2018 May
May 2018
2018 June
June 2018
2018

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2018
2018 August
August 2018
2018 September
September 2018
2018 October
October 2018
2018 November
November 2018
2018 December
December 2018
2018

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2019
2019 February
February 2019
2019 March
March 2019
2019 April
April 2019
2019 May
May 2019
2019 June
June 2019
2019

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 115 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

July
July 2019
2019 August
August 2019
2019 September
September 2019
2019 October
October 2019
2019

Rating Rating Rating Rating

OK OK OK OK

Total

NATIONSTAR MORTGAGE LLC 64394****

Account Information

Address 8950 CYPRESS WATERS BLVD DALLAS, TX 75063

Phone (888) 480-2432

Monthly Payment $0

Date Opened 04/09/2012

Responsibility Individual Account

Account Type Mortgage Account

Loan Type CONVENTIONAL REAL ESTATE MTG

Balance $0

Date Updated 08/01/2023

Payment Received $0

Last Payment Made 07/15/2023

Pay Status Transferred; was Paying as agreed

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 116 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Terms $0 per month, paid Monthly for 360 months

Date Closed 08/01/2023

High Balance (Hist.) High balance of $249,000 from 11/2021 to 08/2023

Remarks TRANSFERRED TO ANOTHER LENDER

Payment History

November
November 2017
2017 December
December 2017
2017 January
January 2018
2018 February
February 2018
2018 March
March 2018
2018 April
April 2018
2018

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 117 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2018
2018 June
June 2018
2018 July
July 2018
2018 August
August 2018
2018 September
September 2018
2018 October
October 2018
2018

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2018
2018 December
December 2018
2018 January
January 2019
2019 February
February 2019
2019 March
March 2019
2019 April
April 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 118 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2019
2019 June
June 2019
2019 July
July 2019
2019 August
August 2019
2019 September
September 2019
2019 October
October 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2019
2019 December
December 2019
2019 January
January 2020
2020 February
February 2020
2020 March
March 2020
2020 April
April 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 119 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2020
2020 June
June 2020
2020 July
July 2020
2020 August
August 2020
2020 September
September 2020
2020 October
October 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2020
2020 December
December 2020
2020 January
January 2021
2021 February
February 2021
2021 March
March 2021
2021 April
April 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 120 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2021
2021 June
June 2021
2021 July
July 2021
2021 August
August 2021
2021 September
September 2021
2021 October
October 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2021
2021 December
December 2021
2021 January
January 2022
2022 February
February 2022
2022 March
March 2022
2022 April
April 2022
2022

Balance Balance Balance Balance Balance Balance

$196,791 $196,263 $195,733 $195,202 $194,668 $194,133

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$1,520 $1,520 $1,520 $1,520 $1,520 $1,520

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$1,520 $1,520 $1,520 $1,520 $1,520 $1,520

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 121 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2022
2022 June
June 2022
2022 July
July 2022
2022 August
August 2022
2022 September
September 2022
2022 October
October 2022
2022

Balance Balance Balance Balance Balance Balance

$193,595 $193,056 $192,515 $191,972 $191,327 $190,679

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$1,520 $1,520 $1,535 $1,535 $1,635 $1,635

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$1,520 $1,535 $1,535 $1,535 $1,535 $1,535

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2022
2022 December
December 2022
2022 January
January 2023
2023 February
February 2023
2023 March
March 2023
2023 April
April 2023
2023

Balance Balance Balance Balance Balance Balance

$190,030 $189,478 $188,824 $188,168 $187,509 $186,748

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$1,635 $1,735 $1,735 $1,635 $1,632 $1,732

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$1,535 $1,535 $1,535 $1,532 $1,532 $1,532

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 122 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2023
2023 June
June 2023
2023 July
July 2023
2023 August
August 2023
2023

Balance Balance Balance Balance

$186,085 $185,419 $184,751 $0

Past Due Past Due Past Due Past Due

$0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid

$1,632 $2,950 $1,640 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment

$1,532 $1,532 $1,540 $0

Rating Rating Rating Rating

OK OK OK OK

Total

NATIONSTAR MORTGAGE LLC 63214****

Account Information

Address 8950 CYPRESS WATERS BLVD DALLAS, TX 75063

Phone (888) 480-2432

Monthly Payment $0

Date Opened 11/06/2013

Responsibility Individual Account

Account Type Mortgage Account

Loan Type CONVENTIONAL REAL ESTATE MTG

Balance $0

Date Updated 04/21/2017

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 123 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Payment Received $158,824

Last Payment Made 04/21/2017

High Balance $165,000

Pay Status Paid, Closed; was Paid as agreed

Terms $0 per month, paid Monthly for 360 months

Date Closed 04/21/2017

Remarks CLOSED

Payment History

September
September 2016
2016 October
October 2016
2016 November
November 2016
2016 December
December 2016
2016 January
January 2017
2017 February
February 2017
2017

Rating Rating Rating Rating Rating Rating

X X X X OK OK

March
March 2017
2017

Rating
OK

Tot

NEWREZ-SHELLPOINT 68526****

Account Information

601 OFFICE CENTER DR,SUITE 1000 FORT

Address WASHINGTON, PA 19034

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 124 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Phone (800) 365-7107

Monthly Payment $1,540

Date Opened 04/09/2012

Responsibility Individual Account

Account Type Mortgage Account

Loan Type CONVENTIONAL REAL ESTATE MTG

Balance $179,521

Date Updated 03/31/2024

Payment Received $1,640

Last Payment Made 03/03/2024

Pay Status Current; Paid or Paying as Agreed

Terms $1,540 per month, paid Monthly for 360 months

High Balance (Hist.) High balance of $249,000 from 08/2023 to 03/2024

Payment History

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 125 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

August
August 2023
2023 September
September 2023
2023 October
October 2023
2023 November
November 2023
2023 December
December 2023
2023 January
January 2024
2024

Balance Balance Balance Balance Balance Balance

$184,080 $183,407 $182,732 $182,154 $181,474 $180,792

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$1,640 $1,640 $1,640 $1,540 $1,640 $1,640

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$1,540 $1,540 $1,540 $1,540 $1,540 $1,540

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

February
February 2024
2024 March
March 2024
2024

Balance Balance
$180,207 $179,521

Past Due Past Due

$0 $0

Amount Paid Amount Paid

$1,540 $1,640

Scheduled Payment Scheduled Payment

$1,540 $1,540

Rating Rating
OK OK

Tota

NORDSTROMTDBANKUSA 414721106528****

Account Information

Address 13531 E CALEY AVE ENGLEWOOD, CO 80111

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 126 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Phone (866) 445-0433

Monthly Payment $40

Date Opened 09/12/2022

Responsibility Individual Account

Account Type Revolving Account

Loan Type CREDIT CARD

Balance $174

Date Updated 05/09/2024

Payment Received $40

Last Payment Made 05/03/2024

Pay Status Current; Paid or Paying as Agreed

Terms $40 per month; paid Monthly

High balance of $24 from 10/2022 to 01/2023; $96 from

02/2023 to 07/2023; $201 from 08/2023 to 02/2024;
High Balance (Hist.) $281 from 03/2024 to 05/2024

Credit limit of $1,500 from 10/2022 to 01/2023; $7,500

Credit Limit (Hist.) from 02/2023 to 05/2024

Payment History

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 127 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

October
October 2022
2022 November
November 2022
2022 December
December 2022
2022 January
January 2023
2023 February
February 2023
2023 March
March 2023
2023

Balance Balance Balance Balance Balance Balance

$24 $24 $0 $0 $96 $58

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$0 $0 $24 $0 $0 $40

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$24 $0 --- --- $40 $40

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

April
April 2023
2023 May
May 2023
2023 June
June 2023
2023 July
July 2023
2023 August
August 2023
2023 September
September 2023
2023

Balance Balance Balance Balance Balance Balance

$19 $0 $0 $0 $201 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$40 $19 $0 $0 $0 $34

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$19 --- --- --- $40 ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 128 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

October
October 2023
2023 November
November 2023
2023 December
December 2023
2023 January
January 2024
2024 February
February 2024
2024 March
March 2024
2024

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $0 $173 $244

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$0 $0 $0 $0 $0 $40

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- $40 $40

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

April
April 2024
2024 May
May 2024
2024

Balance Balance
$209 $174

Past Due Past Due

$0 $0

Amount Paid Amount Paid

$40 $40

Scheduled Payment Scheduled Payment

$40 $40

Rating Rating
OK OK

Total

RADIO SHACK/CBNA 520336100545****

Account Information

Address 5800 South Corporate Place SIOUX FALLS, SD 57108

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 129 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Phone Phone number not available

Date Opened 12/13/2014

Responsibility Individual Account

Account Type Revolving Account

Loan Type CHARGE ACCOUNT

Balance $0

Date Updated 10/06/2018

Last Payment Made 04/15/2015

High Balance $446

Credit Limit $1,000

Pay Status Paid, Closed; was Paid as agreed

Terms Paid Monthly

Date Closed 07/13/2015

Date Paid 04/15/2015

Remarks CLOSED BY CREDIT GRANTOR; CLOSED

Payment History

January
January 2015
2015 February
February 2015
2015 March
March 2015
2015 April
April 2015
2015 May
May 2015
2015 June
June 2015
2015

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 130 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

July
July 2015
2015 August
August 2015
2015 September
September 2015
2015 October
October 2015
2015 November
November 2015
2015 December
December 2015
2015

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2016
2016 February
February 2016
2016 March
March 2016
2016 April
April 2016
2016 May
May 2016
2016 June
June 2016
2016

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2016
2016 August
August 2016
2016 September
September 2016
2016 October
October 2016
2016 November
November 2016
2016 December
December 2016
2016

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2017
2017 February
February 2017
2017 March
March 2017
2017 April
April 2017
2017 May
May 2017
2017 June
June 2017
2017

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2017
2017 August
August 2017
2017 September
September 2017
2017 October
October 2017
2017 November
November 2017
2017 December
December 2017
2017

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2018
2018 February
February 2018
2018 March
March 2018
2018 April
April 2018
2018 May
May 2018
2018 June
June 2018
2018

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 131 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

July
July 2018
2018 August
August 2018
2018 September
September 2018
2018

Rating Rating Rating

OK OK OK

Total

ROCKET MORTGAGE 867349461****

Account Information

Address 1050 WOODWARD AVE DETROIT, MI 48226

Phone (800) 508-0944

Monthly Payment $1,131

Date Opened 04/21/2017

Responsibility Individual Account

Account Type Mortgage Account

Loan Type CONVENTIONAL REAL ESTATE MTG

Balance $186,384

Date Updated 05/03/2024

Payment Received $1,231

Last Payment Made 04/08/2024

Pay Status Current; Paid or Paying as Agreed

Terms $1,131 per month, paid Monthly for 360 months

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 132 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

High Balance (Hist.) High balance of $220,000 from 03/2022 to 05/2024

Payment History

February
February 2022
2022 March
March 2022
2022 April
April 2022
2022 May
May 2022
2022 June
June 2022
2022 July
July 2022
2022

Balance Balance Balance Balance Balance Balance

--- $198,137 $197,769 $197,400 $197,030 $196,658

Past Due Past Due Past Due Past Due Past Due Past Due
--- $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- $2,262 $1,131 $1,131 $1,131 $1,131

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- $1,131 $1,131 $1,131 $1,131 $1,131

Rating Rating Rating Rating Rating Rating

X OK OK OK OK OK

August
August 2022
2022 September
September 2022
2022 October
October 2022
2022 November
November 2022
2022 December
December 2022
2022 January
January 2023
2023

Balance Balance Balance Balance Balance Balance

$196,285 $195,811 $195,334 $194,856 $194,856 $194,326

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$1,131 $1,231 $1,231 $1,231 $0 $1,281

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$1,131 $1,131 $1,131 $1,131 $1,131 $1,131

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 133 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

February
February 2023
2023 March
March 2023
2023 April
April 2023
2023 May
May 2023
2023 June
June 2023
2023 July
July 2023
2023

Balance Balance Balance Balance Balance Balance

$193,360 $193,360 $192,874 $192,386 $191,896 $191,404

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$2,462 $0 $1,231 $1,231 $1,231 $1,231

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$1,131 $1,131 $1,131 $1,131 $1,131 $1,131

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

August
August 2023
2023 September
September 2023
2023 October
October 2023
2023 November
November 2023
2023 December
December 2023
2023 January
January 2024
2024

Balance Balance Balance Balance Balance Balance

$190,911 $190,416 $189,918 $189,419 $188,918 $188,415

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$1,231 $1,231 $1,231 $1,231 $1,231 $1,231

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$1,131 $1,131 $1,131 $1,131 $1,131 $1,131

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 134 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

February
February 2024
2024 March
March 2024
2024 April
April 2024
2024 May
May 2024
2024

Balance Balance Balance Balance

$187,910 $187,404 $186,895 $186,384

Past Due Past Due Past Due Past Due

$0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid

$1,231 $1,231 $1,231 $1,231

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment

$1,131 $1,131 $1,131 $1,131

Rating Rating Rating Rating

OK OK OK OK

Total

SENECA MORTGAGE LLC 621000503****

Account Information

Address 611 Jamison Road Elma, NY 14059

Phone (866) 919-5608

Monthly Payment $0

Date Opened 11/06/2013

Responsibility Individual Account

Account Type Mortgage Account

Loan Type CONVENTIONAL REAL ESTATE MTG

Balance $0

Date Updated 09/01/2016

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 135 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Payment Received $1,364

Last Payment Made 08/16/2016

High Balance $165,000

Pay Status Transferred; was Paying as agreed

Terms $0 per month, paid Monthly for 360 months

Date Closed 09/01/2016

TRANSFERRED TO ANOTHER LENDER; TRANSFERRED

Remarks TO ANOTHER OFFICE

Payment History

June
June 2014
2014 July
July 2014
2014 August
August 2014
2014 September
September 2014
2014 October
October 2014
2014 November
November 2014
2014

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2014
2014 January
January 2015
2015 February
February 2015
2015 March
March 2015
2015 April
April 2015
2015 May
May 2015
2015

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

June
June 2015
2015 July
July 2015
2015 August
August 2015
2015 September
September 2015
2015 October
October 2015
2015 November
November 2015
2015

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 136 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

December
December 2015
2015 January
January 2016
2016 February
February 2016
2016 March
March 2016
2016 April
April 2016
2016 May
May 2016
2016

Rating Rating Rating Rating Rating Rating

N/R OK OK OK OK OK

June
June 2016
2016 July
July 2016
2016 August
August 2016
2016

Rating Rating Rating

OK OK OK

Tota

SYNCB/LENSCRAFTERS 601918104625****

Account Information

Address C/O PO BOX 965036 ORLANDO, FL 32896-5036

Phone (866) 396-8254

Date Opened 05/01/2016

Responsibility Individual Account

Account Type Revolving Account

Loan Type CHARGE ACCOUNT

Balance $0

Date Updated 11/09/2020

Payment Received $0

Last Payment Made 07/25/2016

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 137 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

High Balance $390

Credit Limit $1,500

Pay Status Paid, Closed; was Paid as agreed

Terms Paid Monthly

Date Closed 08/11/2020

Date Paid 07/25/2016

Remarks INACTIVE ACCOUNT; CLOSED

Payment History

May
May 2016
2016 June
June 2016
2016 July
July 2016
2016 August
August 2016
2016 September
September 2016
2016 October
October 2016
2016

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2016
2016 December
December 2016
2016 January
January 2017
2017 February
February 2017
2017 March
March 2017
2017 April
April 2017
2017

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

May
May 2017
2017 June
June 2017
2017 July
July 2017
2017 August
August 2017
2017 September
September 2017
2017 October
October 2017
2017

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 138 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

November
November 2017
2017 December
December 2017
2017 January
January 2018
2018 February
February 2018
2018 March
March 2018
2018 April
April 2018
2018

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

May
May 2018
2018 June
June 2018
2018 July
July 2018
2018 August
August 2018
2018 September
September 2018
2018 October
October 2018
2018

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2018
2018 December
December 2018
2018 January
January 2019
2019 February
February 2019
2019 March
March 2019
2019 April
April 2019
2019

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

May
May 2019
2019 June
June 2019
2019 July
July 2019
2019 August
August 2019
2019 September
September 2019
2019 October
October 2019
2019

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2019
2019 December
December 2019
2019 January
January 2020
2020 February
February 2020
2020 March
March 2020
2020 April
April 2020
2020

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

May
May 2020
2020 June
June 2020
2020 July
July 2020
2020 August
August 2020
2020 September
September 2020
2020 October
October 2020
2020

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

Total

SYNCB/LL FLOORING 603461160514****

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 139 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Account Information

Address C/O P.O. BOX 965036 ORLANDO, FL 32896-5036

Phone (866) 396-8254

Date Opened 10/28/2014

Responsibility Individual Account

Account Type Revolving Account

Loan Type CHARGE ACCOUNT

Balance $0

Date Updated 03/05/2020

Payment Received $0

Last Payment Made 09/15/2016

High Balance $819

Credit Limit $5,000

Pay Status Paid, Closed; was Paid as agreed

Terms Paid Monthly

Date Closed 12/06/2019

Date Paid 09/15/2016

Remarks INACTIVE ACCOUNT; CLOSED

Payment History

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 140 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

October
October 2014
2014 November
November 2014
2014 December
December 2014
2014 January
January 2015
2015 February
February 2015
2015 March
March 2015
2015

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

April
April 2015
2015 May
May 2015
2015 June
June 2015
2015 July
July 2015
2015 August
August 2015
2015 September
September 2015
2015

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

October
October 2015
2015 November
November 2015
2015 December
December 2015
2015 January
January 2016
2016 February
February 2016
2016 March
March 2016
2016

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

April
April 2016
2016 May
May 2016
2016 June
June 2016
2016 July
July 2016
2016 August
August 2016
2016 September
September 2016
2016

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

October
October 2016
2016 November
November 2016
2016 December
December 2016
2016 January
January 2017
2017 February
February 2017
2017 March
March 2017
2017

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

April
April 2017
2017 May
May 2017
2017 June
June 2017
2017 July
July 2017
2017 August
August 2017
2017 September
September 2017
2017

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 141 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

October
October 2017
2017 November
November 2017
2017 December
December 2017
2017 January
January 2018
2018 February
February 2018
2018 March
March 2018
2018

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

April
April 2018
2018 May
May 2018
2018 June
June 2018
2018 July
July 2018
2018 August
August 2018
2018 September
September 2018
2018

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

October
October 2018
2018 November
November 2018
2018 December
December 2018
2018 January
January 2019
2019 February
February 2019
2019 March
March 2019
2019

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

April
April 2019
2019 May
May 2019
2019 June
June 2019
2019 July
July 2019
2019 August
August 2019
2019 September
September 2019
2019

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

October
October 2019
2019 November
November 2019
2019 December
December 2019
2019 January
January 2020
2020 February
February 2020
2020

Rating Rating Rating Rating Rating

OK OK OK OK OK

Total

SYNCB/LOWES 798192405642****

Account Information

Address PO BOX 965005 ORLANDO, FL 32896

Phone (800) 444-1408

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 142 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Date Opened 07/17/2008

Responsibility Individual Account

Account Type Revolving Account

Loan Type CHARGE ACCOUNT

Balance $0

Date Updated 11/24/2023

Payment Received $0

Last Payment Made 05/17/2019

Pay Status Paid, Closed; was Paid as agreed

Terms Paid Monthly

Date Closed 06/26/2023

Date Paid 05/17/2019

High balance of $511 from 11/2021 to 06/2023; $511

High Balance (Hist.) from 11/2023 to 11/2023

Credit limit of $1,500 from 11/2021 to 06/2023; $1,500

Credit Limit (Hist.) from 11/2023 to 11/2023

Payment History

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 143 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

January
January 2017
2017 February
February 2017
2017 March
March 2017
2017 April
April 2017
2017 May
May 2017
2017 June
June 2017
2017

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2017
2017 August
August 2017
2017 September
September 2017
2017 October
October 2017
2017 November
November 2017
2017 December
December 2017
2017

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 144 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

January
January 2018
2018 February
February 2018
2018 March
March 2018
2018 April
April 2018
2018 May
May 2018
2018 June
June 2018
2018

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2018
2018 August
August 2018
2018 September
September 2018
2018 October
October 2018
2018 November
November 2018
2018 December
December 2018
2018

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 145 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

January
January 2019
2019 February
February 2019
2019 March
March 2019
2019 April
April 2019
2019 May
May 2019
2019 June
June 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2019
2019 August
August 2019
2019 September
September 2019
2019 October
October 2019
2019 November
November 2019
2019 December
December 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 146 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

January
January 2020
2020 February
February 2020
2020 March
March 2020
2020 April
April 2020
2020 May
May 2020
2020 June
June 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2020
2020 August
August 2020
2020 September
September 2020
2020 October
October 2020
2020 November
November 2020
2020 December
December 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 147 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

January
January 2021
2021 February
February 2021
2021 March
March 2021
2021 April
April 2021
2021 May
May 2021
2021 June
June 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2021
2021 August
August 2021
2021 September
September 2021
2021 October
October 2021
2021 November
November 2021
2021 December
December 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- $0 $0

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- $0 $0

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 148 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

January
January 2022
2022 February
February 2022
2022 March
March 2022
2022 April
April 2022
2022 May
May 2022
2022 June
June 2022
2022

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $0 $0 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$0 $0 $0 $0 $0 $0

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2022
2022 August
August 2022
2022 September
September 2022
2022 October
October 2022
2022 November
November 2022
2022 December
December 2022
2022

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $0 $0 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$0 $0 $0 $0 $0 $0

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 149 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

January
January 2023
2023 February
February 2023
2023 March
March 2023
2023 April
April 2023
2023 May
May 2023
2023 June
June 2023
2023

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $0 $0 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$0 $0 $0 $0 $0 $0

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- INA/CLO

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2023
2023 August
August 2023
2023 September
September 2023
2023 October
October 2023
2023 November
November 2023
2023

Balance Balance Balance Balance Balance

--- --- --- --- $0

Past Due Past Due Past Due Past Due Past Due
--- --- --- --- $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- $0

Remarks Remarks Remarks Remarks Remarks

--- --- --- --- INA/CLO

Rating Rating Rating Rating Rating

OK OK OK OK OK

Total

SYNCB/PPC 604419221217****

Account Information

Address PO BOX 965005 ORLANDO, FL 32896

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 150 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Phone (844) 373-4961

Monthly Payment $30

Date Opened 10/30/2018

Responsibility Individual Account

Account Type Revolving Account

Loan Type CREDIT CARD

Balance $30

Date Updated 05/07/2024

Payment Received $30

Last Payment Made 05/01/2024

Pay Status Current; Paid or Paying as Agreed

Terms $30 per month; paid Monthly

High Balance (Hist.) High balance of $833 from 11/2021 to 05/2024

Credit Limit (Hist.) Credit limit of $7,500 from 11/2021 to 05/2024

Payment History

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 151 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2019
2019 June
June 2019
2019 July
July 2019
2019 August
August 2019
2019 September
September 2019
2019 October
October 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2019
2019 December
December 2019
2019 January
January 2020
2020 February
February 2020
2020 March
March 2020
2020 April
April 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 152 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2020
2020 June
June 2020
2020 July
July 2020
2020 August
August 2020
2020 September
September 2020
2020 October
October 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2020
2020 December
December 2020
2020 January
January 2021
2021 February
February 2021
2021 March
March 2021
2021 April
April 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 153 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2021
2021 June
June 2021
2021 July
July 2021
2021 August
August 2021
2021 September
September 2021
2021 October
October 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2021
2021 December
December 2021
2021 January
January 2022
2022 February
February 2022
2022 March
March 2022
2022 April
April 2022
2022

Balance Balance Balance Balance Balance Balance

$30 $30 $0 $30 $30 $30

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$540 $30 $60 $0 $30 $30

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$29 $29 --- $29 $29 $29

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 154 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2022
2022 June
June 2022
2022 July
July 2022
2022 August
August 2022
2022 September
September 2022
2022 October
October 2022
2022

Balance Balance Balance Balance Balance Balance

$30 $30 $30 $222 $260 $189

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$30 $30 $30 $30 $50 $50

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$29 $29 $29 $29 $30 $30

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2022
2022 December
December 2022
2022 January
January 2023
2023 February
February 2023
2023 March
March 2023
2023 April
April 2023
2023

Balance Balance Balance Balance Balance Balance

$172 $185 $170 $406 $160 $146

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$50 $50 $50 $50 $50 $50

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$30 $30 $30 $30 $30 $30

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 155 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2023
2023 June
June 2023
2023 July
July 2023
2023 August
August 2023
2023 September
September 2023
2023 October
October 2023
2023

Balance Balance Balance Balance Balance Balance

$131 $116 $101 $85 $68 $51

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$50 $50 $50 $50 $50 $50

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$30 $30 $30 $30 $30 $30

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

November
November 2023
2023 December
December 2023
2023 January
January 2024
2024 February
February 2024
2024 March
March 2024
2024 April
April 2024
2024

Balance Balance Balance Balance Balance Balance

$33 $60 $43 $30 $30 $30

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$50 $33 $50 $43 $30 $30

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$30 $30 $30 $30 $30 $30

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 156 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

May
May 2024
2024

Balance
$30

Past Due
$0

Amount Paid
$30

Scheduled Payment
$30

Rating
OK

Tota

SYNCB/TJX CO DC 524366304084****

Account Information

Address PO BOX 71737 PHILADELPHIA, PA 19176

Phone (877) 890-3150

Date Opened 02/29/2024

Responsibility Individual Account

Account Type Revolving Account

Loan Type CREDIT CARD

Balance $0

Date Updated 05/12/2024

Payment Received $152

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 157 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Last Payment Made 04/16/2024

Pay Status Current; Paid or Paying as Agreed

Terms Paid Monthly

Date Paid 04/16/2024

High balance of $148 from 02/2024 to 03/2024; $179

High Balance (Hist.) from 04/2024 to 05/2024

Credit Limit (Hist.) Credit limit of $3,000 from 02/2024 to 05/2024

Payment History

February
February 2024
2024 March
March 2024
2024 April
April 2024
2024 May
May 2024
2024

Balance Balance Balance Balance

$148 $148 $179 $0

Past Due Past Due Past Due Past Due

$0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid

$0 $0 $0 $152

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment

$0 $27 $33 ---

Rating Rating Rating Rating

OK OK OK OK

Tot

THE HOME DEPOT/CBNA 603532120943****

Account Information

Address 5800 South Corporate Place SIOUX FALLS, SD 57108

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 158 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Phone (800) 677-0232

Monthly Payment $29

Date Opened 03/22/2008

Responsibility Individual Account

Account Type Revolving Account

Loan Type CHARGE ACCOUNT

Balance $649

Date Updated 05/17/2024

Last Payment Made 05/13/2024

Pay Status Current; Paid or Paying as Agreed

Terms $29 per month; paid Monthly

High Balance (Hist.) High balance of $3,655 from 11/2021 to 05/2024

Credit limit of $2,501 from 11/2021 to 12/2022; $3,751

from 01/2023 to 07/2023; $5,251 from 08/2023 to
Credit Limit (Hist.) 05/2024

Payment History

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 159 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

July
July 2017
2017 August
August 2017
2017 September
September 2017
2017 October
October 2017
2017 November
November 2017
2017 December
December 2017
2017

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2018
2018 February
February 2018
2018 March
March 2018
2018 April
April 2018
2018 May
May 2018
2018 June
June 2018
2018

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 160 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

July
July 2018
2018 August
August 2018
2018 September
September 2018
2018 October
October 2018
2018 November
November 2018
2018 December
December 2018
2018

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2019
2019 February
February 2019
2019 March
March 2019
2019 April
April 2019
2019 May
May 2019
2019 June
June 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 161 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

July
July 2019
2019 August
August 2019
2019 September
September 2019
2019 October
October 2019
2019 November
November 2019
2019 December
December 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2020
2020 February
February 2020
2020 March
March 2020
2020 April
April 2020
2020 May
May 2020
2020 June
June 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 162 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

July
July 2020
2020 August
August 2020
2020 September
September 2020
2020 October
October 2020
2020 November
November 2020
2020 December
December 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2021
2021 February
February 2021
2021 March
March 2021
2021 April
April 2021
2021 May
May 2021
2021 June
June 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 163 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

July
July 2021
2021 August
August 2021
2021 September
September 2021
2021 October
October 2021
2021 November
November 2021
2021 December
December 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- $185 $0

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- $34 ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2022
2022 February
February 2022
2022 March
March 2022
2022 April
April 2022
2022 May
May 2022
2022 June
June 2022
2022

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $0 $0 $140

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- $29

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 164 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

July
July 2022
2022 August
August 2022
2022 September
September 2022
2022 October
October 2022
2022 November
November 2022
2022 December
December 2022
2022

Balance Balance Balance Balance Balance Balance

$172 $112 $358 $428 $241 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$34 $29 $37 $52 $29 ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2023
2023 February
February 2023
2023 March
March 2023
2023 April
April 2023
2023 May
May 2023
2023 June
June 2023
2023

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $0 $0 $214

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- $29

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 165 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

July
July 2023
2023 August
August 2023
2023 September
September 2023
2023 October
October 2023
2023 November
November 2023
2023 December
December 2023
2023

Balance Balance Balance Balance Balance Balance

$188 $162 $351 $362 $352 $329

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$29 $29 $29 $29 $29 $29

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2024
2024 February
February 2024
2024 March
March 2024
2024 April
April 2024
2024 May
May 2024
2024

Balance Balance Balance Balance Balance

$306 $349 $327 $498 $649

Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$29 $29 $29 $29 $29

Rating Rating Rating Rating Rating

OK OK OK OK OK

Total

THE HOME DEPOT/CBNA 603532118798****

Account Information

Address 5800 South Corporate Place SIOUX FALLS, SD 57108

Phone (800) 677-0232

Monthly Payment $29

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 166 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Date Opened 04/13/2019

Responsibility Individual Account

Account Type Revolving Account

Loan Type CHARGE ACCOUNT

Balance $87

Date Updated 04/24/2024

Last Payment Made 10/25/2022

Pay Status Current; Paid or Paying as Agreed

Terms $29 per month; paid Monthly

High balance of $51 from 11/2021 to 11/2021; $241 from

High Balance (Hist.) 12/2021 to 12/2021; $270 from 01/2022 to 04/2024

Credit Limit (Hist.) Credit limit of $5,001 from 11/2021 to 04/2024

Payment History

April
April 2019
2019 May
May 2019
2019 June
June 2019
2019 July
July 2019
2019 August
August 2019
2019 September
September 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 167 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

October
October 2019
2019 November
November 2019
2019 December
December 2019
2019 January
January 2020
2020 February
February 2020
2020 March
March 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

April
April 2020
2020 May
May 2020
2020 June
June 2020
2020 July
July 2020
2020 August
August 2020
2020 September
September 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 168 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

October
October 2020
2020 November
November 2020
2020 December
December 2020
2020 January
January 2021
2021 February
February 2021
2021 March
March 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

April
April 2021
2021 May
May 2021
2021 June
June 2021
2021 July
July 2021
2021 August
August 2021
2021 September
September 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 169 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

October
October 2021
2021 November
November 2021
2021 December
December 2021
2021 January
January 2022
2022 February
February 2022
2022 March
March 2022
2022

Balance Balance Balance Balance Balance Balance

--- $0 $241 $173 $0 $0

Past Due Past Due Past Due Past Due Past Due Past Due
--- $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- $29 $35 --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

April
April 2022
2022 May
May 2022
2022 June
June 2022
2022 July
July 2022
2022 August
August 2022
2022 September
September 2022
2022

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $0 $125 $56

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- $29 $0

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 170 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

October
October 2022
2022 November
November 2022
2022 December
December 2022
2022 January
January 2023
2023 February
February 2023
2023 March
March 2023
2023

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $0 $0 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

April
April 2023
2023 May
May 2023
2023 June
June 2023
2023 July
July 2023
2023 August
August 2023
2023 September
September 2023
2023

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $0 $0 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 171 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

October
October 2023
2023 November
November 2023
2023 December
December 2023
2023 January
January 2024
2024 February
February 2024
2024 March
March 2024
2024

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $0 $0 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

April
April 2024
2024

Balance
$87

Past Due
$0

Scheduled Payment
$29

Rating
OK

Tota

US BANK 51245****

Account Information

Address ATTN CBDM,PO BOX 3447 OSHKOSH, WI 54903

Phone (844) 624-8230

Monthly Payment $0

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 172 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Date Opened 01/27/2010

Responsibility Individual Account

Account Type Installment Account

Loan Type AUTOMOBILE

Balance $0

Date Updated 02/16/2015

Payment Received $267

Last Payment Made 02/13/2015

High Balance $13,512

Pay Status Paid, Closed; was Paid as agreed

Terms $0 per month, paid Monthly for 60 months

Date Closed 02/16/2015

Remarks CLOSED

Payment History

January
January 2010
2010 February
February 2010
2010 March
March 2010
2010 April
April 2010
2010 May
May 2010
2010 June
June 2010
2010

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 173 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

July
July 2010
2010 August
August 2010
2010 September
September 2010
2010 October
October 2010
2010 November
November 2010
2010 December
December 2010
2010

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2011
2011 February
February 2011
2011 March
March 2011
2011 April
April 2011
2011 May
May 2011
2011 June
June 2011
2011

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2011
2011 August
August 2011
2011 September
September 2011
2011 October
October 2011
2011 November
November 2011
2011 December
December 2011
2011

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2012
2012 February
February 2012
2012 March
March 2012
2012 April
April 2012
2012 May
May 2012
2012 June
June 2012
2012

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2012
2012 August
August 2012
2012 September
September 2012
2012 October
October 2012
2012 November
November 2012
2012 December
December 2012
2012

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2013
2013 February
February 2013
2013 March
March 2013
2013 April
April 2013
2013 May
May 2013
2013 June
June 2013
2013

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 174 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

July
July 2013
2013 August
August 2013
2013 September
September 2013
2013 October
October 2013
2013 November
November 2013
2013 December
December 2013
2013

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2014
2014 February
February 2014
2014 March
March 2014
2014 April
April 2014
2014 May
May 2014
2014 June
June 2014
2014

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

July
July 2014
2014 August
August 2014
2014 September
September 2014
2014 October
October 2014
2014 November
November 2014
2014 December
December 2014
2014

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

January
January 2015
2015

Rating
OK

Tota

WELLS FARGO CARD SERV 446542019156****

Account Information

Address PO BOX 393 MINNEAPOLIS, MN 55480

Phone (855) 854-3502

Monthly Payment $25

Date Opened 07/17/2002

Responsibility Individual Account

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 175 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Account Type Revolving Account

Loan Type CREDIT CARD

Balance $156

Date Updated 04/19/2024

Payment Received $25

Last Payment Made 04/14/2024

Pay Status Current; Paid or Paying as Agreed

Terms $25 per month; paid Monthly

High Balance (Hist.) High balance of $7,824 from 11/2021 to 04/2024

Credit Limit (Hist.) Credit limit of $14,000 from 11/2021 to 04/2024

Payment History

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 176 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2017
2017 July
July 2017
2017 August
August 2017
2017 September
September 2017
2017 October
October 2017
2017 November
November 2017
2017

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2017
2017 January
January 2018
2018 February
February 2018
2018 March
March 2018
2018 April
April 2018
2018 May
May 2018
2018

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 177 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2018
2018 July
July 2018
2018 August
August 2018
2018 September
September 2018
2018 October
October 2018
2018 November
November 2018
2018

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2018
2018 January
January 2019
2019 February
February 2019
2019 March
March 2019
2019 April
April 2019
2019 May
May 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 178 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2019
2019 July
July 2019
2019 August
August 2019
2019 September
September 2019
2019 October
October 2019
2019 November
November 2019
2019

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2019
2019 January
January 2020
2020 February
February 2020
2020 March
March 2020
2020 April
April 2020
2020 May
May 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 179 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2020
2020 July
July 2020
2020 August
August 2020
2020 September
September 2020
2020 October
October 2020
2020 November
November 2020
2020

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2020
2020 January
January 2021
2021 February
February 2021
2021 March
March 2021
2021 April
April 2021
2021 May
May 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- ---

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- ---

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 180 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2021
2021 July
July 2021
2021 August
August 2021
2021 September
September 2021
2021 October
October 2021
2021 November
November 2021
2021

Balance Balance Balance Balance Balance Balance

--- --- --- --- --- $0

Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

--- --- --- --- --- AID

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2021
2021 January
January 2022
2022 February
February 2022
2022 March
March 2022
2022 April
April 2022
2022 May
May 2022
2022

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $119 $145 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$0 $0 $0 $0 $0 $145

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- $25 $29 ---

Remarks Remarks Remarks Remarks Remarks Remarks

AID AID AID AID AID AID

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 181 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2022
2022 July
July 2022
2022 August
August 2022
2022 September
September 2022
2022 October
October 2022
2022 November
November 2022
2022

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $0 $0 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

AID AID AID AID AID AID

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2022
2022 January
January 2023
2023 February
February 2023
2023 March
March 2023
2023 April
April 2023
2023 May
May 2023
2023

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $179 $206 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$0 $0 $0 $0 $0 $206

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- $25 $30 ---

Remarks Remarks Remarks Remarks Remarks Remarks

AID AID AID AID AID AID

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 182 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

June
June 2023
2023 July
July 2023
2023 August
August 2023
2023 September
September 2023
2023 October
October 2023
2023 November
November 2023
2023

Balance Balance Balance Balance Balance Balance

$0 $0 $0 $0 $0 $0

Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$0 $0 $0 $0 $0 $0

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---

Remarks Remarks Remarks Remarks Remarks Remarks

AID AID AID AID AID AID

Rating Rating Rating Rating Rating Rating

OK OK OK OK OK OK

December
December 2023
2023 January
January 2024
2024 February
February 2024
2024 March
March 2024
2024 April
April 2024
2024

Balance Balance Balance Balance Balance

$0 $0 $0 $179 $156

Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0

Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$0 $0 $0 $0 $25

Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- $25 $25

Remarks Remarks Remarks Remarks Remarks

AID AID AID AID AID

Rating Rating Rating Rating Rating

OK OK OK OK OK

Total

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 183 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

WESCOM CREDIT UNION 1121375****

Account Information

Address 123 S MARENGO AVE PASADENA, CA 91101-2428

Phone (888) 493-7266

Monthly Payment $539

Date Opened 04/17/2024

Responsibility Individual Account

Account Type Installment Account

Loan Type UNSECURED

Balance $25,000

Date Updated 05/01/2024

Payment Received $0

High Balance $25,000

Pay Status Current; Paid or Paying as Agreed

Terms $539 per month, paid Monthly for 60 months

Inquiries

Regular Inquiries
Regular Inquiries are posted when someone accesses your credit information from TransUnion. The presence of an
inquiry means that the company listed received your credit information on the dates specified. These inquiries will
remain on your credit file for up to 2 years.

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 184 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Name

SYNCBTJX CO DUAL CARD

Location Requested On Phone

PO BOX 71737 02/28/2024 (877) 890-3150
PHILADELPHIA, PA 19176

Inquiry Type
Individual

Account Review Inquiries

The listing of a company's inquiry in this section means that they obtained information from your credit file in
connection with an account review or other business transaction with you. These inquiries are not seen by anyone
but you and will not be used in scoring your credit file (except insurance companies may have access to other
insurance company inquiries, certain collection companies may have access to other collection company inquiries,
and users of a report for employment purposes may have access to other employment inquiries, where permitted by
law).

Name

CAPITAL ONE

Location Requested On Phone

P O Box 31293 05/18/2024 (800) 955-7070
Salt Lake City, UT 84131

CREDIT SESAME

Location Requested On Phone

444 CASTRO STREET 05/16/2024 (650) 641-2782
STE 500
MOUNTAIN VIEW, CA 94041

TRANSUNION INTERACTIVE / CREDIT SESAME

Location Requested On Phone

607 WEST DANA ST, 05/14/2024 (855) 799-9111
SAN JOSE, CA 95120

CREDIT SESAME, INC.

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 185 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Location Requested On Phone

444 CASTRO ST., STE 500 05/14/2024 (866) 720-0893
STE 500
MOUNTAIN VIEW, CA 94041

CREDITWISE CAPITAL1 TU-C

Location Requested On Phone

CAPITAL ONE N.A. 05/14/2024 (877) 383-4802
PO BOX 85870
RICHMOND, VA 23285

SYNCB/TJX CO DC

Location Requested On Phone

PO BOX 71737 05/04/2024 (877) 890-3150
PHILADELPHIA, PA 19176

BARCLAYS BANK DELAWARE

Location Requested On Phone

PO BOX 8803 05/03/2024 (888) 232-0780
WILMINGTON, DE 19899

BARCLAYS BANK DELAWARE

Location Requested On Phone

125 WEST STREET 04/30/2024 (609) 257-7417
WILMINGTON, DE 19801

SYNCB/SYNCB

Location Requested On Phone

C/O PO BOX 965036 04/29/2024 (866) 396-8254
ORLANDO, FL 32896-5036

SHELLPOINT MORTGAGE SVC

Location Requested On Phone

4000 CHEMICAL RD 04/17/2024 (800) 365-7107
SUITE 200
PLYMOUTH MEETING, PA 19462

SYNCB/PPC

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 186 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Location Requested On Phone

PO BOX 965005 04/10/2024 (844) 373-4961
ORLANDO, FL 32896

TRANSUNION INTERACTIVE

Location Requested On Phone

100 CROSS STREET 11/22/2023 (844) 580-6816
SAN LUIS OBISPO, CA 93401

FNBO

Location Requested On Phone

1620 DODGE STREET 09/28/2023 (888) 530-3626
OMAHA, NE 68197

NATIONSTAR MORTGAGE LLC

Location Requested On Phone

8950 CYPRESS WATERS BLVD 07/10/2023 (888) 480-2432
DALLAS, TX 75063

JERYL BRYANT via TRANSUNION INTERACTIVE IN

Location Requested On Phone

100 CROSS ST 05/20/2024, 05/20/2024 (855) 681-3196
STE 202
SAN LUIS OBISPO, CA 93401

TU INTERACTIVE

Location Requested On Phone

100 CROSS ST 05/20/2024 (844) 580-6816
202
SAN LUIS OBISPO, CA 93401

CONSUMERINFO.COM

Location Requested On Phone

475 ANTON BLVD 05/20/2024 (888) 397-3742
COSTA MESA, CA 92626

JERYL BRYANT via CREDITWISE CAPITAL1 TU-A

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 187 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Location Requested On Phone

CAPITAL ONE N.A. 05/19/2024, 04/21/2024, 03/24/2024, (877) 383-4802
PO BOX 85870 02/24/2024, 01/28/2024, 12/30/2023,
RICHMOND, VA 23285 12/03/2023, 11/04/2023, 10/07/2023,
09/10/2023, 08/12/2023, 07/16/2023,
06/17/2023, 05/20/2023,
04/23/2023, 03/25/2023,
02/26/2023, 01/28/2023, 01/01/2023,
12/04/2022, 11/04/2022, 09/30/2022,
09/03/2022, 08/14/2022, 07/17/2022,
06/17/2022

JERYL BRYANT via TRANSUNION INTERACTIVE

Location Requested On Phone

100 CROSS STREET 202 05/12/2024 (844) 580-6816
SAN LUIS OBISPO, CA 93401

220458896 via CREDITWISE CAPITAL1 TU-B

Location Requested On Phone

CAPITAL ONE N.A. 05/03/2024 (877) 383-4802
PO BOX 85870
RICHMOND, VA 23285

TRANSUNION INTERACTIVE IN

Location Requested On Phone

100 CROSS STREET 202 02/28/2024 (844) 580-6816
SAN LUIS OBISP, CA 93401

MUTUAL OF OMAHA via BUSINESS INFORMATION GRP

Location Requested On Phone

1105 INDUSTRIAL HIGHWAY 01/24/2024 (800) 260-1680
SUITE 200
SOUTHAMPTON, PA 18966

JERYL BRYANT via TRANSUNION INTERACTIVE

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 188 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Location Requested On Phone

100 CROSS STREET 202 10/26/2023, 09/26/2023, (800) 493-2392
SAN LUIS OBISPO, CA 93401 08/26/2023, 07/26/2023,
06/26/2023, 05/26/2023,
04/25/2023, 03/25/2023,
02/25/2023, 01/25/2023, 12/25/2022,
11/18/2022, 10/18/2022, 09/03/2022,
08/11/2022, 07/11/2022, 05/27/2022

ECTENET HEALTHCARE

Location Requested On Phone

PO BOX 66051 03/12/2023 (888) 233-7880
ANAHEIM, CA 92816

613741974 via TRANSUNION INTERACTIVE

Location Requested On Phone

100 CROSS STREET 202 10/13/2022 (800) 493-2392
SAN LUIS OBISPO, CA 93401

 Credit Report Messages

To add, remove, or modify a fraud alert, please visit transunion.com/fraud-alerts .

Your credit report contains the following messages

Promotional opt-out

This file has been opted out of promotional lists supplied by TransUnion.
(Note: This opt-out has no expiration date.)

 Additional Information

The following disclosure of information might pertain to you. The additional information may include Special
Messages, Office of Foreign Assets Control ("OFAC") Potential Matches, Inquiry Analysis, Military Lending Act ("MLA")
Covered Borrower Information, Third Party Supplemental Information and/or Consumer Contributed Financial
Information. Authorized parties may also receive the additional information below from TransUnion.

Inquiry Analysis
The companies that request your credit report must first provide certain information about you. Within the past 90

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 189 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

days, companies that requested your report provided the following information.

Requested
Name
On

JERYL BRYANT 02/28/2024

Address
2140 W 75TH ST LOS ANGELES, CA
90047-2303

Should you wish to contact TransUnion, you may do so,

Online:

To report an inaccuracy, please visit: service.transunion.com 

For answers to general questions, please visit: www.transunion.com 

By Mail:

TransUnion Consumer Relations

P.O. Box 2000
Chester, PA 19016-2000

By Phone:

(800) 916-8800

You may contact us Monday - Friday 8 AM - 11 PM Eastern Time and Saturday - Sunday 8 AM - 5 PM Eastern Time,
except on major holidays.

For all correspondence, please have your TransUnion file number available (located at the top of this report).

SUMMARY OF RIGHTS

GENERAL SUMMARY OF RIGHTS UNDER THE FCRA

Para informacion en espanol, visite www.consumerfinance.gov/learnmore  o escribe a la Consumer Financial

Protection Bureau, 1700 G Street NW. Washington, DC 20552.

A Summary of Your Rights Under the Fair Credit Reporting Act

The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files
of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and
specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 190 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

history records). Here is a summary of your major rights under FCRA. For more information, including information
about additional rights, go to www.consumerfinance.gov/learnmore  or write to: Consumer Financial Protection
Bureau, 1700 G Street NW, Washington, DC 20552.

You must be told if information in your file has been used against you. Anyone who uses a credit report or another
type of consumer report to deny your application for credit, insurance, or employment – or to take another
adverse action against you – must tell you, and must give you the name, address, and phone number of the agency
that provided the information.

You have the right to know what is in your file. You may request and obtain all the information about you in the
files of a consumer reporting agency (your ‘file disclosure’). You will be required to provide proper identification,
which may include your Social Security Number. In many cases, the disclosure will be free. You are entitled to a
free file disclosure if:

a person has taken adverse action against you because of information in your credit report;

you are the victim of identity theft and place a fraud alert in your file;

your file contains inaccurate information as a result of fraud;

you are on public assistance;

you are unemployed but expect to apply for employment within 60 days.

In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide
credit bureau and from nationwide specialty consumer reporting agencies.
See www.consumerfinance.gov/learnmore  for additional information.

You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness
based on information from credit bureaus. You may request a credit score from consumer reporting agencies that
create scores or distribute scores used in residential real property loans, but you will have to pay for it. In some
mortgage transactions, you will receive credit score information for free from the mortgage lender.

You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is
incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your
dispute is frivolous. See www.consumerfinance.gov/learnmore  for an explanation of dispute procedures.

Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information.
Inaccurate, incomplete, or unverifiable information must be removed or corrected, usually within 30 days.
However, a consumer reporting agency may continue to report information it has verified as accurate.

Consumer reporting agencies may not report outdated negative information. In most cases, a consumer
reporting agency may not report negative information that is more than seven years old, or bankruptcies that are
more than 10 years old.

Access to your file is limited. A consumer reporting agency may provide information about you only to people with
a valid need usually to consider an application with a creditor, insurer, employer, landlord, or other business. The
FCRA specifies those with a valid need for access.

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 191 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

You must give your consent for reports to be provided to employers. A consumer reporting agency may not give
out information about you to your employer, or a potential employer, without your written consent given to the
employer. Written consent generally is not required in the trucking industry. For more information, go to
www.consumerfinance.gov/learnmore .

You may limit prescreened offers of credit and insurance you get based on information in your credit report.
Unsolicited prescreened offers for credit and insurance must include a toll-free phone number you can call if you
choose to remove your name and address from the lists these offers are based on. You may opt out with the
nationwide credit bureaus at 1-888-5-OPTOUT (1-888-567-8688).

The following FCRA right applies with respect to nationwide consumer reporting agencies:

CONSUMERS HAVE THE RIGHT TO OBTAIN A SECURITY FREEZE. You have a right to place a "security freeze" on
your credit report, which will prohibit a consumer reporting agency from releasing information in your credit
report without your express authorization. The security freeze is designed to prevent credit, loans, and services
from being approved in your name without your consent. However, you should be aware that using a security
freeze to take control over who gets access to the personal and financial information in your credit report may
delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a
new loan, credit, mortgage, or any other account involving the extension of credit.
A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the
person or entity, with which you have an existing account that requests information in your credit report for the
purposes of reviewing or collecting the account. Reviewing the account includes activities related to account
maintenance, monitoring, credit line increases, and account upgrades and enhancements.
To place a security freeze, a consumer reporting agency will require you to provide appropriate proof of your
identity, which may include your Social Security Number. You may place a security freeze on your credit report by
contacting each of the three nationwide credit reporting agencies.

Equifax: 1-800-525-6285; www.equifax.com 

Experian: 1-888-397-3742; www.experian.com 

TransUnion: 1-800-680-7289; www.transunion.com 

As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit
file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer’s credit file. Upon seeing a fraud
alert display on a consumer’s credit file, a business is required to take steps to verify the consumer’s identity
before extending new credit. If you are a victim of identity theft, you are entitled to an extended fraud alert, which
is a fraud alert lasting 7 years.

You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer
reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in
state or federal court. You may also have the right to file suit under state law.

Identity theft victims and active duty military personnel have additional rights. For more information, visit
www.consumerfinance.gov/learnmore .

States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may
have more rights under state law. For more information, contact your state or local consumer protection agency or

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 192 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

your state Attorney General. For information about your federal rights, contact:

TYPE OF BUSINESS: CONTACT:

a. Consumer
Financial
Protection
1.a. Banks, savings associations, and credit unions with total assets of over $10 billion and their Bureau
affiliates 1700 G Street,
N.W.
Washington, DC
20552
b. Federal Trade
Commission
Consumer
Response Center
b. Such affiliates that are not banks, savings associations, or credit unions also should list, in
600 Pennsylvania
addition to the CFPB:
Avenue, N.W.
Washington, DC
20580
(877) 382-4357
a. Office of the
Comptroller of
the Currency
2. To the extent not included in item 1 above:
Customer
a. National banks, federal savings associations, and federal branches and federal agencies of
Assistance Group
foreign banks
P.O. Box 53570
Houston, TX
77052
b. Federal
Reserve
b. State member banks, branches and agencies of foreign banks (other than federal branches,
Consumer Help
federal agencies, and Insured State Branches of Foreign Banks), commercial lending companies
Center
owned or controlled by foreign banks, and organizations operating under section 25 or 25A of
P.O. Box 1200
the Federal Reserve Act.
Minneapolis, MN
55480
c. Division of
Depositor and
Consumer
Protection
National Center
for Consumer
and Depositor
c. Nonmember Insured Banks, Insured State Branches of Foreign Banks, and insured state Assistance
savings associations Federal Deposit

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 193 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

Insurance
Corporation
1100 Walnut
Street, Box #11
Kansas City, MO
64106
d. National Credit
Union
Administration
Office of
Consumer
d. Federal Credit Unions
Financial
Protection
1775 Duke Street
Alexandria, VA
22314
Asst. General
Counsel for
Office of Aviation
Protection
Department of
3. Air carriers
Transportation
1200 New Jersey
Avenue, S.E.
Washington, DC
20590
Office of Public
Assistance,
Governmental
Affairs, and
Compliance
4. Creditors Subject to the Surface Transportation Board Surface
Transportation
Board
395 E Street, S.W.
Washington, DC
20423
Nearest Packers
and Stockyards
5. Creditors Subject to the Packers and Stockyards Act, 1921
Division Regional
Office
Associate
Administrator,
Office of Capital
Access

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 194 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

United States
6. Small Business Investment Companies Small Business
Administration
409 Third Street,
S.W., Suite 8200
Washington, DC
20416
Securities and
Exchange
Commission
7. Brokers and Dealers
100 F Street, N.E.
Washington, DC
20549
Farm Credit
Administration
1501 Farm Credit
8. Institutions that are members of the Farm Credit System
Drive
McLean, VA
22102-5090
Federal Trade
Commission
Consumer
Response Center
9. Retailers, Finance Companies, and All Other Creditors Not Listed Above 600 Pennsylvania
Avenue, N.W.
Washington, DC
20580
(877) 382-4357

CALIFORNIA BILL OF RIGHTS

You have the right to obtain a copy of your credit file from a consumer credit reporting agency. You may be charged
a reasonable fee not exceeding eight dollars ($8). There is no fee, however, if you have been turned down for credit,
employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60
days. The consumer credit reporting agency must provide someone to help you interpret the information in your
credit file.

You have the right to dispute inaccurate information by contacting the consumer credit reporting agency directly.
However, neither you nor any credit repair company or credit service organization has the right to have accurate,
current, and verifiable information removed from your credit report. Under the Federal Fair Credit Reporting Act, the
consumer credit reporting agency must remove accurate, negative information from your report only if it is over
seven years old. Bankruptcy information can be reported for 10 years.

If you have notified a consumer credit reporting agency in writing that you dispute the accuracy of information in

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 195 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

your file, the consumer credit reporting agency must then, within 30 business days, reinvestigate and modify or
remove inaccurate information. The consumer credit reporting agency may not charge a fee for this service. Any
pertinent information and copies of all documents you have concerning an error should be given to the consumer
credit reporting agency.

If reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the consumer
credit reporting agency to keep in your file, explaining why you think the record is inaccurate. The consumer credit
reporting agency must include your statement about disputed information in a report it issues about you.

You have a right to receive a record of all inquiries relating to a credit transaction initiated in 12 months preceding
your request. This record shall include the recipients of any consumer credit report.

You may request in writing that the information contained in your file not be provided to a third party for marketing
purposes.

You have a right to place a “security alert” in your credit report, which will warn anyone who receives information in
your credit report that your identity may have been used without your consent. Recipients of your credit report are
required to take reasonable steps, including contacting you at the telephone number you may provide with your
security alert, to verify your identity prior to lending money, extending credit, or completing the purchase, lease, or
rental of goods or services. The security alert may prevent credit, loans, and services from being approved in your
name without your consent. However, you should be aware that taking advantage of this right may delay or interfere
with the timely approval of any subsequent request or application you make regarding a new loan, credit, mortgage,
or cellular phone or other new account, including an extension of credit at point of sale. If you place a security alert
on your credit report, you have a right to obtain a free copy of your credit report at the time the 1 year security alert
period expires. A security alert may be requested by calling the following toll-free telephone number: (Insert
applicable toll-free telephone number).

You have a right to bring civil action against anyone, including a consumer credit reporting agency, who improperly
obtains access to a file, knowingly or willfully misuses file data, or fails to correct inaccurate file data.

If you are a victim of identity theft and provide to a consumer credit reporting agency a copy of a valid police report
or a valid investigative report made by a Department of Motor Vehicles investigator with peace officer status
describing your circumstances, the following shall apply:

1. You have a right to have any information you list on the report as allegedly fraudulent promptly blocked so
that the information cannot be reported. The information will be unblocked only if (A) the information you
provide is a material misrepresentation of the facts, (B) you agree that the information is blocked in error, or
(C) you knowingly obtained possession of goods, services, or moneys as a result of the blocked transactions. If
blocked information is unblocked, you will be promptly notified.

2. Beginning July 1, 2003 you have a right to receive, free of charge and upon request, one copy of your credit
report each month for up to 12 consecutive months.

DECLARACIÓN DE DERECHOS DE CALIFORNIA

Tiene derecho a obtener una copia de su informe de crédito por parte de una agencia de informes de crédito. Es

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 196 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

posible que se le cobre una tarifa razonable que no supere los ocho dólares ($8). Sin embargo, no se le cobrará una
tarifa si se le rechazó un crédito, empleo, seguro o alquiler de vivienda a raíz de la información de su informe de
crédito dentro de los 60 días previos. La agencia de informes de crédito del consumidor debe asignarle a alguien para
que lo ayude a interpretar la información de su archivo de crédito.

Tiene derecho a disputar la información imprecisa; para ello, comuníquese directamente con la agencia de informes
de crédito del consumidor. Sin embargo, ni usted ni ninguna empresa de reparación de crédito u organización de
servicios de crédito tiene derecho a eliminar la información precisa, actual y verificable de su informe de crédito. En
virtud de la Ley Federal de Informe Imparcial de Crédito, la agencia de informes de crédito del consumidor debe
eliminar la información precisa, pero negativa de su informe únicamente si tiene más de siete años de antigüedad. La
información sobre bancarrota puede permanecer en el informe por 10 años.

Si notificó a una agencia de informes de crédito del consumidor, por escrito, que disputa la precisión de la
información de su archivo, esta entonces debe, dentro de los 30 días hábiles, volver a investigar y modificar o
eliminar la información imprecisa. La agencia de informes de crédito del consumidor puede no cambiar la tarifa por
este servicio. Debe proporcionar a la agencia de informes de crédito del consumidor la información pertinente y las
copias de todos los documentos que tenga en relación con un error

Si la investigación no resuelve la disputa de manera satisfactoria, puede enviar una breve declaración a la agencia de
informes de crédito del consumidor para guardar en su archivo, que explique por qué su registro en impreciso. La
agencia de informes de crédito del consumidor debe incluir su declaración sobre la información disputada en el
informe que emita sobre usted.

Tiene derecho a recibir un registro de todas las consultas relativas a una transacción de crédito iniciada en los 12
meses previos a su solicitud. Este registro deberá incluir a todos los destinatarios de cualquier informe de crédito del
consumidor.

Puede solicitar por escrito que la información que contenga su archivo no se le proporcione a un tercero para fines
de marketing.

Tiene derecho a colocar una “alerta de seguridad” en su informe de crédito, que le avise a cualquiera que reciba
información de su informe de crédito que su identidad puede haberse usado sin su consentimiento. Los destinatarios
de su informe de crédito deben tomar medidas razonables, incluso comunicarse con usted al número de teléfono que
proporcionó con la alerta de seguridad, para verificar su identidad antes de prestarle dinero, extenderle un crédito o
completar la compra, el alquiler o el arrendamiento de bienes o servicios. La alerta de seguridad puede evitar la
aprobación de créditos, préstamos y servicios en nombre suyo sin su consentimiento. Sin embargo, debe saber que
hacer uso de este derecho puede demorar o interferir con la aprobación oportuna de cualquier solicitud o aplicación
que realice posteriormente con respecto a un nuevo préstamo, crédito, hipoteca, cuenta de teléfono celular o de
otro tipo, incluso una extensión de crédito en un punto de venta. Si coloca una alerta de seguridad en su informe de
crédito, tiene derecho a obtener una copia gratis de este, cuando se venza el período de alerta de seguridad de 1 año.
Puede solicitar una alerta de seguridad llamando al siguiente número telefónico gratis: 1-800-680-7289

Tiene derecho a presentar una acción civil contra cualquier persona, incluso contra una agencia de informes de
crédito del consumidor, que obtenga de forma inapropiada acceso a un archivo, use incorrectamente los datos del
archivo de forma intencional o deliberada, o no corrija los datos imprecisos del archivo.

Si es víctima de un robo de identidad y le proporciona a una agencia de informes de crédito del consumidor una copia

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 197 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

de un informe policial válido o un informe de investigación válido efectuado por un investigador del Departamento de
Vehículos Motorizados, donde el estado del agente del orden público describa sus circunstancias, aplicará lo
siguiente:

1. Tiene derecho a que la información que indique de su informe se bloquee de inmediato por ser presuntamente
fraudulenta, para que esa información no pueda informarse. La información se desbloqueará únicamente si (A)
la información que proporciona es una distorsión material de los hechos, (B) acepta que la información se
bloqueó por error, o (C) obtuvo intencionalmente la posesión de los bienes, servicios o dinero como resultado
de las transacciones bloqueadas. Si la información bloqueada se desbloquea, se le notificará de inmediato.

2. Apartir del 1 de julio de 2003, tendrá derecho a recibir, de forma gratuita y a pedido, una copia de su informe
de crédito todos los meses por hasta 12 meses consecutivos.

FRAUD VICTIM RIGHTS

SUMMARY OF RIGHTS UNDER THE FCRA OF VICTIMS OF IDENTITY THEFT

Para informacion en espanol, visite www.consumerfinance.gov/learnmore  o escribe a la Consumer Financial

Protection Bureau, 1700 G Street N.W. Washington, DC 20552

Remedying the Effects of Identity Theft

You are receiving this information because you have notified a consumer reporting agency that you believe you are a
victim of identity theft. Identity theft occurs when someone uses your name, Social Security Number, date of birth,
or other identifying information, without authority, to commit fraud. For example, someone may have committed
identity theft by using your personal information to open a credit card account or get a loan in your name. For more
information, visit www.consumerfinance.gov/learnmore  or write to: Consumer Financial Protection Bureau, 1700 G
Street N.W., Washington, DC 20552.

The Fair Credit Reporting Act (FCRA) gives you specific rights when you are, or believe you that you are, a victim of
identity theft. Here is a brief summary of the rights designed to help you recover from identity theft.

1. You have the right to place a ‘security freeze’ on your credit report, which will prohibit a consumer reporting
agency from releasing information in your credit report without your express authorization.

The security freeze is designed to prevent credit, loans, and services from being approved in your name
without your consent. However, you should be aware that using a security freeze to take control over who gets
access to the personal and financial information in your credit report may delay, interfere with, or prohibit the
timely approval of any subsequent request or application you make regarding a new loan, credit, mortgage, or
any other account involving the extension of credit.

A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf
of the person or entity, with which you have an existing account that requests information in your credit
report for the purposes of reviewing or collecting the account. Reviewing the account includes activities
related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements.

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 198 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

2. As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your
credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer’s credit file. Upon
seeing a fraud alert display on a consumer’s credit file, a business is required to take steps to verify the
consumer’s identity before extending new credit. If you are a victim of identity theft, you are entitled to an
extended fraud alert, which is a fraud alert lasting 7 years.

To place either of these alerts, a consumer reporting agency will require you to provide appropriate proof of
your identity, which may include your Social Security Number. If you ask for an extended alert, you will have to
provide an identity theft report. An identity theft report includes a copy of a report you have filed with a
federal, state, or local law enforcement agency, and additional information a consumer reporting agency may
require you to submit. For more detailed information about the identity theft report, visit
www.consumerfinance.gov/learnmore .

You may place a fraud alert in your file by calling just one of the three nationwide credit reporting agencies. As
soon as that agency processes your alert, it will notify the other two, which then must also place fraud alerts
in your file.

Equifax: 1-800-525-6285; www.equifax.com 

Experian: 1-888-397-3742; www.experian.com 

TransUnion: 1-800-680-7289;www.transunion.com 

3. You have the right to free copies of the information in your file (your “file disclosure”). An initial fraud alert
entitles you to a copy of all information in your file at each of the three nationwide agencies, and an extended
alert entitles you to two free file disclosures in a 12-month period following the placing of the alert. These
additional disclosures may help you detect signs of fraud, for example, whether fraudulent accounts have been
opened in your name or whether someone has reported a change in your address. Once a year, you also have
the right to a free copy of the information in your file at any consumer reporting agency, if you believe it has
inaccurate information due to fraud, such as identity theft. You also have the ability to obtain additional free
file disclosures under other provisions of the FCRA. See www.consumerfinance.gov/learnmore 

4. You have the right to obtain documents relating to fraudulent transactions made or accounts opened using
your personal information. A creditor or other business must give you copies of applications and other
business records relating to transactions and accounts that resulted from the theft of your identity, if you ask
for them in writing. A business may ask you for proof of your identity, a police report, and an affidavit before
giving you the documents. It also may specify an address for you to send your request. Under certain
circumstances, a business can refuse to provide you with these documents. See
www.consumerfinance.gov/learnmore .

5. You have the right to obtain information from a debt collector. If you ask, a debt collector must provide you
with certain information about the debt you believe was incurred in your name by an identity thief – like the
name of the creditor and the amount of the debt.

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 199 of 200

View Your Report | TransUnion Credit Report 5/20/24, 3:47 AM

6. If you believe information in your file results from identity theft, you have the right to ask that a consumer
reporting agency block that information from your file. An identity thief may run up bills in your name and not
pay them. Information about the unpaid bills may appear on your consumer report. Should you decide to ask a
consumer reporting agency to block the reporting of this information, you must identify the information to
block, and provide the consumer reporting agency with proof of your identity and a copy of your identity theft
report. The consumer reporting agency can refuse or cancel your request for a block if, for example, you don’t
provide the necessary documentation or where the block results from an error or a material
misrepresentation of fact made by you. If the agency declines or rescinds the block, it must notify you. Once a
debt resulting from identity theft has been blocked, a person or business with notice of the block may not sell,
transfer or place the debt for collection.

7. You may also prevent businesses from reporting information about you to consumer reporting agencies if
you believe the information is a result of identity theft. To do so, you must send your request to the address
specified by the business that reports the information to the consumer reporting agency. The business will
expect you to identify what information you do not want reported and to provide an identity theft report.

To learn more about identity theft and how to deal with its consequences, visit www.consumerfinance.gov/learnmore
, or write to the Consumer Financial Protection Bureau. You may have additional rights under state law. For more
information, contact your local consumer protection agency or your state Attorney General.

In addition to the new rights and procedures to help consumers deal with the effects of identity theft, the FCRA has
many other important consumer protections. They are described in more detail at
www.consumerfinance.gov/learnmore .

https://annualcreditreport.transunion.com/dss/disclosure.page#simple-cons-statement Page 200 of 200