Tutor
Tutor
07
TCS
Concept 1: Percentages as Fractions & Decimals Wipro
Infosys
PERCENT All
AMCAT
tests
PER CENT
Out of Hundred
Let us take an example. Let the following be the marks scored by A and B in a test.
A B
50 100
“Who scored the highest mark???”
Obviously ‘B’!
But,
A B
50/50 100/200
Now, who scored better? It is ‘A’.
So, we can understand that the base value is required while calculating percentages.
W.K.T, 10% of 40 = 4
So, 30% of 40 = 12
Similarly, b% of a =( ) b
100
∗a But tell them to think differently
and introduce them the concept of
5% of 40=2 Implies, a% of b = b% of a converting percentages to
(Half of 10%) 5% So, 82% of 150 = 150% of 82 fractions.
∴ 35% of 40 = 14 Here 150 can be split as 100+50
3. 91% of 70 = ? 100% of 82 = 82 With the FPT given below, the above
50% of 82 = 41 mentioned questions can be solved
10% of 70 = 7
∴ 150% of 82 = 82% of 150 = 123 easily.
90% of 70 = 63
1% of 70 = 0.7 1%
∴ 91% of 70 = 63.7
It’s better to give examples in class such that the denominator of fractions will be a factor of the number.
Give more examples in class and make them solve without using pen.
It is of no use to search for these values in that table, because these are indirect values.
So
now insist students to complete the table. Few students would feel it is boring to
complete the
entire table but let us tell them this would be helpful in
1
data interpretation, profit and loss, SI & CI.
7 4 Finally,
1
7
is magical as the value is 14.2857142857 and it
has some pattern which would be helpful in filling the table.
5 2
Write these numbers around a circle.
For 1/7,
For 2/7, take the second least number (i.e., 2) and follow the above step.
2
= 28.5714
7
Continue the same for the remaining fractions.
3
= 42.8571
7
4
= 57.1428
7
5
= 71.4285
7
6
= 85.7142
7
Challenging Questions:
1. 77% of 64
50%+25%+2% = 32+16+1.28 = 49.28
2. 62.5% of 232
50%+12.5% = 116+29 = 145
3. 87% of 155
155% of 87 = (100+50+5)% of 87 = 87+43.5+4.35 = 134.85
Drill 1
d) 62.5% as fraction
1
50% =
2
( 12 )+( 18 )=( 58 )
1
12.5% =
8
Now, the bike started wobbling and he reduced his speed back to the original in fear of falling down. (Ask the
students the by what percentage he should reduce his speed to be back to the original? Students will answer it as
10%) Explain them that the answer is wrong and give the following explanation.
10%
100 110
?
Now introduce,
Change
% increase or decrease = ( ) * 100
Base Value
Here, when coming back from 110 km/hr to 100 km/hr, the base value is 110 km/hr. So, applying the above
formula, we get the answer to be 9.09%.
Example:
On a valentine day, there are 40 roses with a guy. In the evening before he meets his girlfriend, he gets 8 more
flowers thereby increasing it to 48. What is the percentage increase?
% increase = ( 48−40
40 )
∗100 = 20%
40 48
Now, let us see some more examples and figure out a relation between the % increase and decrease.
25% ( ) ()
1 1
20% Fraction of increase/decrease
4 5
50% ( 12 ) 33.33% ( 13 ) is given in braces
100% ( ) 50% ( )
1 1
1 2
1 1
↑= ↓
n n+1
Now, what should be the percentage decrease to reduce it to same rate Rs.20?
1 1 1 1
It is 20 % or (1/5) [ ↑= ↓ ] [ ↑= ↓ ]
n n+1 4 5
It is ( nx )↑=( n+x x ) ↓
x 1
=
Because, n n
x
1 1 x
= =
So, decrease should be, n n+ x n+ x
+1
x x
x x
When there is increase; there should be a decrease of
n n+ x
Focus Academy for Career Enhancement Percentages Instructor Notes Page 6 of 26
CPCQ13-
07
“Trainers can solve drill problems as examples to explain this concept more clearly”
Example:
There were 400 students and the strength increases by 20% on next year. In second year the
strength is again increased by 25%. What is overall percentage increase?
20%↑ 25%↑
Solution:
II) A shopkeeper agrees to give an option to the customers where he can split a total discount of 40% into two.
If you are a smart customer, how will you split the discount?
Solution:
ab
a + b+
100
‘ab’ should be as minimum as possible. For the product to be zero, one of the discounts should be 0%.
1st year 0%
2nd year 40%
ab 0∗40
a + b+ = −0−40+ = 40%
100 100
Drill 2
Difference 7−5 2
a) [ ¿*100 = ( ¿*100 = *100 = 40%
Compared value 5 5
Difference 40−28 12
b) [ ¿*100 =( ¿ *100 = *100 = 30%
Compared value 40 40
f)
a b c
Difference Percentage point = 12-10 Percentage point = 100 base points
% increase =( = 2 percentage points ∴ 2 Percentage points = 200 base
Compared value
)*100 points
12−10
= ∗100
10
2
= ∗100
10
= 20%
Difference
g) W.K.T, The formula to calculate percentage is, ( ) * 100
Base value
You are going to deposit some amount in the bank. The bank will use that amount for a particular time period.
So the bank is paying some interest. After that, you will be getting your initial amount and interest.
Simple Interest:
If a person borrows a sum of (P) at the rate of interest (r %) for n years, then the simple interest will be:
P∗n∗r
Simple Interest (S.I) =
100
And at the end of ‘n’ years, the money which he will be paying back is termed on Amount.
Amount = S.I + P
Pnr
Amount = ( )+P
100
If you would have borrowed a sum P at the rate of r% the interest will be calculated as follows.
Interes
t SI is constant for every year
Pr r% of P
1st year
100
Pr r% of P
2nd year Pr
100 For ½ year
Pr 2∗100
5thyear r% of P
100
Pnr
Therefore for ‘n’ years ( ¿
100
For example:
Your friend is borrowed Rs.1000 from you, he says that he will give the amount after 2 years and he is
ready to pay interest for 2 years at the rate of 10% per annum. What will be the total amount you get after 2
years?
FORMULA METHOD CONCEPTUAL IDEA
Give some examples and ask them to do the problems without using their pens.
E.g. - P=1000, R= 7.5%, N=4 years SI=?
Calculating for every year with 7.5% is quite time consuming, So we will calculate it as
SI is same for every year => (4 x 7.5) % of 1000 = 30 % of 1000 = Rs. 300
Focus Academy for Career Enhancement Percentages Instructor Notes Page 10 of 26
CPCQ13-
07
Drill 3:
a. As we all know, Shortcut:
Pnr 5400 for 3 yrs
S.I = 5400/3 =1800 per yr
100
Here, Principal has been lent for 3 years at r = 12% per yr
12% SI and the person pays back Rs.5400. So, 12% of P =1800
SI=5400 r=12% n=3 yrs 1% of P = 150
5400 = (P* 3* 12)/100 100% of P = 15,000
P = 15,000
b. Usual Method: Shortcut:
To find n:- For Rs. 100 => 4.5%
Pnr ↑ ↑
S.I =
100 For Rs. 450 => x%
450∗n∗4.5
81 ¿
100 They are directly proportional. So, cross multiply
9 * 9 = 4.5 * n * 4.5 100 * x = 4.5 * 450
N=4yrs 4.5∗450
X= = 20.25% (for 1 year)
100
=> x = 20.25 * 4 = 81%
c. From the question,
Hence, n = 4 years
Amount = Rs.2400
N= 6 yrs, r=10%
As we all know,
A= P+ I
2400= P+0.6P( for 6 yrs)
[10% for 1 yr, therefore for 6 yrs its 60%]
2400=1.6 P
P= 1500
In SI, interest always depends on the principal only. In Compound Interest it depends on current year interest
and previous year’s interest.
Compound Interest:
Formula
r n
Compound Interest = P[1+ ] -P
100
r n
Amount = P[1+ ]
100
Year Interest
r
“CI
[1+
1st year 100 is not constant for
] every year“
2nd year r
[1 + ]
: 100
Focus Academy for Career Enhancement Percentages Instructor Notes Page 11 of 26
CPCQ13-
07
:
:
:
r
5thyear [1 + ]
100
Modular Arithmetic
Replace the numbers with respective remainders.
Remainder when divided by 9: When a number to be divided by 9 is given, the remainder will be the digital
root of the number divided by the divisor
Eg: What is the remainder when 7280 is divided by 9?
7+2+8 = 17 => 8
Drill 4:
A. Principal = Rs. 30,000, R= 7%, C.I = 4347 & A=? Short cut:
r n Years P I
A = P [1+ ]
100 st
1 yr 30000 7% of 30000= 2100
7 N
34347 = 30000 [1+ ] 2nd yr 32100 2100 + (7% of 2100) = 2247
100
34347 2100+ 2247 = 4347.
= [1.07]N Hence the answer is, N= 2 yrs.
30000
N
B . 1.1449=[1.07]
From the problem, Shortcut:
N=2 yrs
P= 1200 1% of 1200 = 12
Amount = 1348.32 12% of 1200 = 144
N= 2 yrs For 2 yrs 12%
r n Therefore for 1 yr 6%
A= P [1+ ]
100 Approximately it will be 6%
r
1348.32 = 1200 [1+
100
]2
r 2
1.1236=[1+ ]
100
C. Principal = Rs.10,000,R= 8%,N= 1.5 yrs
Calculating for every quarter year. Don’t waste time in solving this question in
8 class. Just give the logic and make the class
Therefore r= %=2% N= 6 q.yrs understand.
4
r n
A = P [1+ ]
100
2 6
==10,000 [1+ ]
100
= 10,000[1+ 0.02]6
Focus Academy for Career Enhancement Percentages Instructor Notes Page 13 of 26
CPCQ13-
07
Alternative:
Percentage method :
P=10000, r=8% per yr, n=1.5 yrs
Calculating for every quarter year.
8
Therefore r= %=2% N= 6 q.yrs
4
Quarter year Principal Interest Amount
(2% of Principal )
1 10000 200 10200
2 10200 204 10404
3 10404 208.08 10612.08
4 10612.08 212.24 10824.32
5 10824.32 216.48 11040.80
6 11040.80 220.82 11261.62
CI for an year= (CI for the previous year) +r% of (CI for the previous year)
Let us calculate SI & CI for the principal of Rs.1000 with rate of interest 10% per annum for 3 years.
Years SI CI
(10% on 1000) ( 10% on 1000)
1
100 100
(100 + 10%on 100)
2 100
110
(110 + 10% on 110)
3 100
121
Total 300 331
We can also find the CI for nth year by taking coefficients from nth row of Pascal’s triangle.
1 C1 = 1 * (Pr)
Drill 5:
a. Sum of money doubles itself in 5 years i.e., Amount=2P
Amount = P + I
2P= P + I => I = P in 5 years (Given)
8P= P + I => I = 7P in how many years? (Required to find)
Type Given Solution
Interest is 7P in how many years?
Amount= 2P in 5 years
Simple Interest Interest is : P in 5 years
I= P in 5 years
7P in 35 years
Amount = 8P in how many years?
2 = (1+ r%)5
Amount= 2P in 5 years Cubing on both sides
Compound Interest
= > 2P = P (1+ r%)5 8 = (1 + r% )15
Multiplying with P on both sides
8P= P(1+ r%)15 => n= 15 years
c. Years SI CI
1. Pr Pr
2. Pr Pr+ Pr2
3. Pr Pr+ Pr2+Pr2+ Pr3
Googly Questions:
1. Wrong
A number increased by 20% and then decreased by 10%.
When a value is successively increased and decreased it is given as
AB 20∗10
A-B – = 20−10− = 8% [Where A, B are
100 100
percentage changes]
2. Wrong
From given that 98% water and weighs 2.5kg, so we can define it as
2% of 2.5kg = 0.05
Initially given that 99% water whether water content increases or decreases the solid content will be same.
So, 1% of 2.5kg also = 0.05kg
100% of solid content = 0.05*100
= 5kg
3. Correct
4. Correct
5. Correct
1200 ?
()1
3
↑ ()
1
3
↑
5. Increases by x% Decreases by y%
1 1
So increase by Decrease by
n n+1
1 1
E.g.: = 25% = 20%
4 5
x is increased by 25% whereas, y is decreased by 20%. So, x>y
6. In the beginning,
Petrol price = 100%
New petrol price = 125%
Expenditure = 100%
New expenditure = 115%
Difference
The actual cost Rs. 125 and the amount Purchase has to be reduced = * 100
Base
that can be afforded is Rs. 115. Difference = 125-115 = 10
115
= * 100 The actual cost Rs. 125 and the amount that cannot be afforded
125
is
Cost incurred = 92% Rs. 10. (i.e., 125-115 = 10).
So, 8% has been reduced
10
= * 100 = 8%
125
The person has to reduce the purchase by 8%.
7.
10. Before we solve this problem, let us understand an example to solve this problem better.
Assume, P=100, r= 10% and n=2 yrs
To calculate SI, 10% (100) = 10 20% (100) = 20 10% (200) = 20
10% (100) = 10
Focus Academy for Career Enhancement Percentages Instructor Notes Page 18 of 26
CPCQ13-
07
= 20
So, we can either add the principal or the rate of interest according to the question.
Here, since rate of interest is not given we add the principal.
First year she has deposited Rs. 8000 and at the end of 1st year she withdraws Rs. 2000.
So, principal is Rs. 6000 for 2nd and 3rd year.
At the end of 3rd year, Total Principal = 8000+6000+6000
= 20000
The amount with her is = Rs 2000+7800
= 9800
She has deposited Rs 8000 and she gets Rs 9800
Therefore 1800 is the interest. So in 1 year if she deposits 20000, she gets a interest of 1800.
A=20000
I =1800
% of interest =?
100% = 20000
1 % = 200
Therefore ----- % = 1800
9% = 200*9 = 1800
Therefore the rate of interest is 9%.
Alternate Method:
Amount = 7800
Principal = 6000
Interest = 7800-6000 = 1800
80r+120r = 1800
200r = 1800
r = 9%
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Practice Exercise:
1. Usual Method: Shortcut:
From question favourite sport of 11 students Since, percentage is asked, we’ll find that out of
out of 40 is basketball. So we need to find how 100.
much percent is 11 out of 40. We can write like,
11 110
We can write * 100 = = 27.5 40 => 11
40 4
20 => 5.5
100 => 27.5
x
2. Let us take the initial fraction as
y
Question says that numerator increases by 20% and denominator decreases by 10%.
16
It is given that this new value is equal to
21
1.2 x 16
=
0.9 y 21
4 x 16
=
3 y 21
x 4
=
y 7
4
i.e. The initial fraction is
7
5.
Price Consumption Expenditure
1 1
25%↑ = = 1
4 n ?↓ =
1 n+1
↑ Constant
4 1
↓
Increase = 25% 5
Decrease = 20%
6. The lady saves Rs. 2.50 while purchasing the item for Rs. 25.
The amount of the item is =25+2.50 = Rs. 27.50 The change is taking place from
Her savings in percentage = (2.5/27.5) * 100 Rs. 27.50 to Rs. 25.
= (100/11) So, Base Value = Rs. 27.50
= 9.09 ≈ 9% Change = Rs. 2.50
7. Method 1: Method 2:
We know that pass percentage = 40%, the student W.K.T, 40% = 140
got 80 marks, but fails by 60 marks. 80% = 280------------(1)
Hence the pass mark is => 80+60 =140 20% = 70 -------------(2)
Therefore, 40% = 140 marks, Now adding (1) & (2), we get,
Now maximum marks = (100/ 40) * 140 = 350. 100%(Max. marks) 280 + 70 = 350
Method 3:
40%=140
120%=420
Answer must be less than 420
Therefore option c)350
Focus Academy for Career Enhancement Percentages Instructor Notes Page 22 of 26
CPCQ13-
07
5 5 4 4
8. of 112 = * 112 of 70 = * 70
7 7 5 5
= 5* 16= 80 =4*14= 56
Now, to find by what much percentage is 56 less than 80,
( 80−56 ) Change∈Value
∗100 [% change = * 100 ]
80 Base Value
24
∗100
80
30%
9. Credit = 31%
So, Cash = 100% - 31% = 69%
Difference between credit and cash
69% - 31% = 247
(69% - 31%)of x = 247
38% of x = 247
13. Method 1:
Total amount received after 4 years = 364.80 [ A= P+ S.I]
We know that 3.5% per annum for 4 years = (3.5*4) = 14% for 1 year.
Method 2:
A=364.80
R= 3.5% *4= 14%
Let us assume 20% for easy solving
Option a) 20% of 260=52 (Not even close to 364.80)
Option b) 20% of 300=60 (Even 20% is slightly less than 364.80)
Option c) 20% of 320=64 (20% is exceeding 364.80 so 14% will definitely fetch the answer)
Option d) Eliminated (Because its greater than option c)
Pnr
14. I =
100
[Note: Here consider rate = time (don’t consider rate percent)]
(9/16)P = Pr2/100
(9/16) = r2 /100
r2 = (900/16)
r = 30/4= 7.5
So rate = 7.5
No of years = 7.5
15.
Years CI Amount
1 (10% of 2400)240 2400+240=>2640
2 (10% of 2640) 264 2400+240+264=>2904
3 (10% of 2904) 290.4
For 3rd year alone is 290.4 i.e.. for 12 months is 290.4
4 month is 290.4/3 =96.8
Total interest for 2 years 4 months is 240 + 264 + 96.8 = Rs.600.8
Method 3:
For ‘ P’ to become ‘3P’ it has taken 15.5 years, so for ‘3P’ to become ‘2P’ it is half of ‘3P’ = 15.5/2 = 7.75
years.
1
22. Amount becomes 6 times. = 25/4 times
4
Using the formula,
r n
A = P [1+ ] = (25/4) times P
100
r n
(25/4) P = P [1+ ]
100
5/2 = 1+ R/100 = 150%
23. Interest caused in third and fourth year is Rs. 576 and Rs.691.20
So the difference = 691.2 – 576 = 115.2
What % of 576 is 115.2?
(115.2/ 576) * 100 = 20%
Now going from options
a) 2000
For the 1st year interest = 20% of (2000) = 400----- (1)
For 2nd year interest = 20% of (2400) = 480--------- (2)
Sum at the end of 2nd year = 2400+480 = 2840
For 3rd year interest = 20% of (2880) = 576
Amount at the end of 3rd year = 3456
So we can see that at 3rd year the interest is Rs.576 which is same as given in question.
The sum is Rs.2000
1∗60∗r
CPCQ13-
07
Interest in 1 year = 12/60= 0.2
100% => 1 Re.
? <= 0.2Re
= 20%
Rate per annum = 20%
Assorted Applications
1. If radius is increased by 25% and height is decreased by 20%, what is the percentage increase in
Volume of Cylinder?
2. In “LOL-Mart”, the price of ‘Wax’ deodorant is 10% less than ‘Milestone’, which is 25% more than ‘Get-
Set’, which is 20% less than ‘Smogge’. If the price of Wax is Rs.360, what is the price of ‘Smogge’?
3. P= 0416220460, R= (40% of 62.5%)% for the first year, 12.5% for the next 4 years, 6.25% for next 4
years. What is the effective rate of interest on the Principal 0416220460 for the given time period?
a. 11.11% b. 22.22% c. 33.33% d. 44.44%
4. O. S. Gagan has invested his political incentives in a Swish Bank under CI.
The CI for the fourth year was Rs.192 crores and that of the 5th year was
Rs.256 crores. What is the amount invested and the rate of interest
offered by the bank?
Mind Bender