TARIFF SHEET Billing Payment: When the credit card account has an outstanding balance, Bank will send

the credit card account has an outstanding balance, Bank will send a monthly-itemized
statement of account at the mailing address indicating the payment credited and the transactions debited to the
Annual fee cardholder's account since the last statement.

Principal Card Due Date for Payment of card dues:With effective from March-07 Billing, are as under:
Billing Date Payment due date
Visa Classic / Master Card Standard NIL Visa Credit Cards 20th of every month 10th of succeeding month
Mastercard & RuPay Credit Cards 18th of every month 8th of succeeding month
Visa Corporate NIL

Gold Cards NIL If the cardholder does not get the statement with in 10 days from the date of billing, he/she should contact the DBS
Helpdesk, Digital Banking Services for the issue of duplicate Bill.
Add on Cards Payment should be made on or before the due date failing which Service Charges will be levied @ the rate of 2.5% per
month.Default payment affect your credit rating.
Visa Classic / Master Card Standard NIL

Visa Corporate Classic Rs. 400/- Non-receipt of statements does not absolve the cardholder's obligations and liabilities.
Please keep us informed of any change in your Address, Telephone No, A/C No. and name of the Branch promptly to
Visa Corporate Gold NIL serve you better. Revolving Credit Facility is an easy way to pay card dues in installments i.e the Cardholder, with prior
written request, has the option to pay the card dues in monthly installments @ 5% of the outstanding liability with a
Enrollment fees for Corporate Card(Main Card) Rs. 250/-
minimum of Rs 100/- in the card dues account as on the due date.
Card Inactivity Fee NIL
Canara Card Visa Corporate (Main & Addon Cards)
If the card is used beyond the card limit, then excess liability is added to the monthly installment. Further, if previous
month/s installment/s is/are not paid, the same will be added to the present monthly installment due. The unpaid
Canara Card Visa Classic / Master Card
balance in the card account attracts Service Charges @ 2.5% per month compounded monthly or at such modified
Standard-Main & Addon Cards (Applicable only if Rs. 100/- rates as decided by the Bank from time to time.
the card turnover during a card year is less than Rs. 12,000/-)

Canara Card Gold Card - Main & Add on Cards (Applicable only if the card
turnover during a card year is less than Rs. 25,000/-) In case of default, the recovery of card dues will be entrusted to recovery agents and expenses incurred in this
Rs. 150/-
regard will be debited to the card account and shall be borne by the card holder.
Canara Card Platinum Variant - Main & Addon Cards
(Applicable only if the card
turnover during a card year is less than Rs.50,000/-) Rs. 200/- Dispute resolutions: All the activities under the dispute resolution of Visa/Master Card /International are time bound and
no leverage would be allowed. If any error in a transaction is noticed, the Cardholder should dispute the same within
Canara Card RuPay Select / five days from the date of receipt of statement of account or within 60 days from the date of the transaction which ever
Mastercard World - Main & Addon Cards (Applicable only if the card is earlier. After the lapse of the times stipulated it will be construed that all transaction / charges are acceptable to the
turnover during a card year is less than Rs.1,00,000/-) card holder and are in order.
Rs. 300/- Interest free (grace period): Interest free payment period ranges from 20 days to a maximum of 50 days. However,
Fees/Service charges, as applicable, is payable for cash withdrawal/for usage at Petrol Bunks, Railways etc.
Example:
Date of Purchase - 21st Apr 2021
Charges on the Revolved Amount where the Cardholder has been permitted 2.00% p.m.(Annualized Percentage Rate Date of Statement - 20th May 2021
Revolving Credit facility, the cardholder need to pay only the minimum due amount - 24%.) From the transaction date for Due Date - 10th June 2021
indicated in the bill. secured Credit Card and
2.50%p.m.(Annualized Percentage Rate
30% ) for all other credit cards. Interest free period 21st Apr 2021 to 9th June 2021 - 50 days.
Example-Card limit Rs.25,000/- , A purchase of Rs.11,000/- was made on 22nd Apr 2021,
Minimum repayment on Revolving Credit 5% of Total outstanding amount (Min. Rs. included in our Bill dated 20th May 2021, for which payment due date is 10th June 2021.
100) + all applicable charges/fees/taxes +
EMI (in cases of EMI availed by card
If the Cardholder opted for Revolving Credit Payment and standing instruction to auto debit to his account is present,
holder)+ over the limit amount (if any)
we will be recovering Rs.550/- from his operative account maintained at the branch on the due date. If the Cardholder
pay Rs 10,450/- on 05-07-2021 directly to his card through other modes, no Service Charges will be levied in our bill
Mark up in case of transaction in foreign currency : upto 3% date 20-07-2021. If the payment does not reach card by 10-07-2021, there will be Service Charges of Rs. 531.21 (i.e
Rs. 10450*2.5/30/100*61 days; date of transaction to 20.07.2021), and service tax of Rs. 95.62 as applicable to his
Duplicate Statement Rs. 10/- per page card account on 20.7.2021.
Transaction fee for cash withdrawal against your Credit account at our ATMs and Rs. 30/- per thousand or part thereof, with
The level of unpaid amount of the bill i.e., part payment beyond ‘minimum amount due’, at which the interest-free credit
branches. a minimum of Rs. 30/ per withdrawal.
period benefits would not be available to cardholders.
3% with a Min. of 5 US$
At abroad Blocking of credit Card: Cardholder can block his/her card in the event of loss/theft or misplaced through Canara
Mobile Banking, Internet Banking, Canara Saathi App and Call centre (IVR).
Original Charge slip USD 2.00*
USD6.00*
Kindly Refer The Detail In MITC
If processed by our Bank or procured from other Bank. * approximate rupee equivalent is
charged. Refer Most Important Terms & Conditions (MITC) for complimentary
insurance cover provided for different variants of cards.
Charges in respect of notices/reminders sent to cardholders having overdues. Rs. 50/- per notice https://canarabank.com/User_page.aspx?othlink=302

Disclosure:
Charges For:
Delayed payment beyond the due date: is Rs. 250/- + applicable GST. This is in addition to existing service charges on carried
Canara Bank may tie up with credit bureaus, which are regulated by the RBI. Canara Bank will share your details
over balance.
(positive and negative) with such credit bureaus as per the Credit Information Companies (Regulation) Act, 2005. In
case you notify Canara Bank of a billing dispute Canara Bank will suspend reporting to the bureau till the dispute is
All other out of pocket expenses incurred for any services rendered will be collected in addition to the fees / charges mentioned resolved.
above. All Trariffs detailed above attract Service Tax at the rates notified by Govt. of India

Life Time Free Card: Address, Area of Operation and Centre Contact details of the office of Banking Ombudsman
Incase of Classic / Standard cards, Initial issues of Card is free.If total value of transactions on the card during the year is more
than Rs. 12,000/- then card inactivity fee will not be debited for that particular card year.For Gold cards (individual) the Bangalore New Delhi
minimum transaction for waiver of card inactivity fee is Rs. 25,000/-, Rs 50,000/- for Platinum Cards, Rs 1,00,000/- for World
and Select Cards) Banking Ombudsman Banking Ombudsman
Reward Points:Points awarded for the card usage at all merchant locations.2 Point every spend of Rs. 100/- on transactions. C/o. Reserve Bank of India Delhi, Haryana, Jammu and Kashmir
Value of one point is Re. 0.25 10/3/8,Nrupathunga Road and Ghaziabad disitrict of Uttar Pradesh
Bengaluru-560001 Reserve Bank of India Building, 2nd Floor, #6, Sansad
Tel.No. 080-22210771,22275629 marg,
For Grievances contact Fax.No. 080-22244047 Karnataka New Delhi-110001
Toll free No: 1800 425 0018 Tel.No. 01123725219/23710882/23725445
Email ID: [email protected] Fax No 011-23725218
Telephone No: 080 2207 3855 For details of address and area of operation of Banking Ombudsman office through out India, Please visit the following
DBS Helpdesk, DBS Wing, Website: https://rbi.org.in/Scripts/AboutUsDisplay.aspx?pg=BankingOmbudsmen.html
CANARA BANK, Head Office,
Bengaluru, Karnataka - 560009
K. A. Anitha Sree Manju Credit card can be hotlisted in the event of loss/theft/misuse through IVR/Mobile Banking/ Internet Banking/ Canara
Saathi. For hotlisting through SMS click here or follow the below link https://canarabank.com/User_page.aspx?nid=59

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