SBI PO Descriptive Paper- Sample Questions_7281
SBI PO Descriptive Paper- Sample Questions_7281
PRECIS WRITING
Write a precis on the following information and provide a suitable title on it.
Artificial Intelligence (AI) is revolutionizing agriculture by introducing innovative solutions to enhance
productivity, efficiency, and sustainability. AI-driven technologies, such as precision farming, analyze
vast data sets, including weather patterns, soil conditions, and crop health, enabling farmers to make
informed decisions.
Drones equipped with AI conduct aerial surveys, offering real-time insights into crop health and
resource utilization. Automated irrigation systems optimize water usage, reducing waste and
conserving resources. AI-powered machinery simplifies labor-intensive tasks, lowering costs and
improving operational efficiency.
While the benefits are significant, the adoption of AI in agriculture faces hurdles such as high costs and
the need for technical expertise. However, its potential to address global challenges like food security
and climate change is undeniable. By integrating AI, agriculture is not only becoming more efficient but
also paving the way for sustainable practices, ensuring a prosperous future for farming.
Answer.
Title: Revolutionizing Agriculture with AI
Precis:
Artificial Intelligence (AI) is transforming agriculture by improving productivity, efficiency, and
sustainability. Technologies like precision farming, AI-equipped drones, and automated irrigation
systems aid in informed decision-making, resource optimization, and cost reduction. Despite challenges
like high costs and technical expertise requirements, AI offers solutions for global food security and
sustainable agricultural practices.
SITUATIONAL ANALYSIS
You are the branch manager of a bank that has been receiving complaints about the slow
processing of loan applications. Analyze the situation and suggest actionable steps to streamline
the process and improve customer satisfaction.
Answer
Title: Streamlining Loan Processing at ABC Bank
Introduction:
Frequent customer complaints about slow loan processing indicate inefficiencies in the branch’s
operations. This analysis identifies the root causes and recommends measures to expedite the process
and enhance customer experience.
Situation Analysis:
1. Process Delays: Lengthy documentation and manual verification slow down approvals.
2. Staff Productivity: Overworked staff result in delays in processing loan applications.
3. Technology Usage: Limited use of automated tools for verification and approval.
4. Customer Communication: Lack of regular updates on application status causes frustration.
Key Issues:
• Delayed loan approvals leading to customer dissatisfaction.
• Inefficient utilization of technology and resources.
• Decline in customer trust and branch reputation.
Recommendations:
1. Automate Loan Processing: Introduce software solutions for
faster verification of documents and automated credit scoring.
2. Increase Workforce During Peak Periods: Employ
additional staff or temporary resources during high demand to
manage workload efficiently.
3. Streamline Documentation: Simplify the loan application
process by reducing redundant paperwork and offering clear
guidelines to customers.
4. Provide Real-Time Updates: Use SMS or email notifications to keep customers informed about the
status of their applications.
5. Training and Development: Conduct staff training to enhance productivity and ensure better
customer handling.
Conclusion:
By automating loan processes, improving communication, and optimizing staff productivity, ABC Bank
can reduce delays and improve customer satisfaction. Implementing these measures will boost
efficiency, enhance customer trust, and strengthen the branch’s reputation.
REPORT WRITING
You are Ramesh/Radhika, an active member of the Financial Literacy Club, which works to
spread awareness about banking services and financial management among underprivileged
communities. Recently, you visited the XYZ Rural Bank Branch, which is known for its
exceptional service to rural customers. Write a report in 120–150 words on your visit.
Answer:
Visit to XYZ Rural Bank Branch
-Ramesh/Radhika
The Financial Literacy Club recently visited XYZ Rural Bank Branch to observe its operations and
contributions to rural development.
The branch is well-known for its customer-centric approach. The staff is highly approachable and
provides personalized assistance to customers, especially those unfamiliar with banking procedures.
The bank regularly conducts financial literacy workshops to educate the community about savings,
investments, and credit management.
A key highlight of the visit was the bank’s focus on empowering women entrepreneurs by offering
tailored loan schemes and guidance for small businesses. The branch also assists farmers with quick
and hassle-free loan applications, making it a crucial support system for the rural economy.
Despite being in a rural setting, the branch is equipped with modern facilities, including digital banking
kiosks. The clean, green environment adds to its welcoming and professional atmosphere.
The visit was inspiring and highlighted the bank’s commitment to financial inclusion and community
welfare.