DIGITAL & TRANSACTION SOLUTION FOR YOU

& YOUR BUSINESS

SBI CURRENT ACCOUNT CUSTOMER PRIVILEGES
 FEATURES OF CURRENT ACCOUNT VARIANTS

*Terms and Conditions apply. Current facilities are subject to change.

Notes: Inclusive of cash deposited in CDM, Recycler, GCC, Home & Non-Home Branches - Only Self
 COLLECTION ACCOUNT VARIANTS

PARTICULARS SMART COLLECTION MASTER COLLECTION

CURRENT ACCOUNT CURRENT ACCOUNT
MAB Rs. 25000/- Rs.100000/-
Free Monthly Cash Free Cash Deposit- NIL Rs.10 lakh per month
Deposit limit Card rates will be applicable (Inclusive of cash
for cash deposit. deposited in CDM,
Currently: Recycler, GCC, Home &
₹0.75 per ₹1,000/- + GST Non-Home Branches)
Minimum ₹50/- + GST
Maximum ₹20,000/- + GST
Maximum Cash Rs. 2 Lakhs per day Rs. 2 Lakhs per day
Deposit Limit at
Non- Home Branch
Cheque Book Not allowed Not allowed
facility
Mode of Collection Cash, Cheque, Draft Cash, Cheque, Draft
RTGS, NEFT, IMPS, Payment RTGS, NEFT, IMPS,
Gateway etc. Payment Gateway etc.
Collection through Allowed Allowed
Insta Deposit Card
INB View rights only View rights only
Charges for Non- Rs.500 + GST per month Rs.2000 +GST per month
maintenance of
Minimum MAB
Annual Account As per card rate As per card rate
Keeping charges
Settlement of fund from Collection Current Account to Main
Account: Settlement of funds will be done through either End of Day
sweep facility to Main Account or home branch will make RTGS/NEFT
to main account.
 Online MCA Current Account

https://corp.onlinesbi.sbi/mcaoao/mcaaccopening.html
 Your Our Solution Features
Concern
Have surplus Surabhi Deposit MAB Rs.10000/-
Free Monthly Cash Deposit Rs.5 lac per
funds for Scheme
month deposited from all the channels i.e.
investments,
Home Branch, Non-Home Branch, CDM
but at the same & Recycler.
time need the Free Cheque leaves: 50 cheque leaves per
convenience of month free
liquidity MOD can be created for minimum 7 days
maximum 3 years.
Threshold limit for auto sweep Rs.
1,00,000/-
Minimum Sweep Amount: Rs.1,00,000/- in
multiples of Rs. 10,000/-
Resultant Balance: Rs.1,00,000/-

Facility to Realtor’s Current Realtors Current Account One:

100% Collection of fund only
compliance Account
Realtors Current Account Two:
provisions of Minimum 70% of Collections (funds to be
RERA Act 2016 transferred from Account 1 by sweep).
This account will be registered with
RERA Authority.
Realtors Current A/c Three:
For Day-to-Day operations for receiving
30% of Collections (funds to be transferred
from Account 1)
Start-up having Shubharambh Private Limited Company ii.
valid Startup Registered Partnership Firm iii.
Certificate of Limited Liability Partnership iv. One
Recognition (CoR) Person Company (OPC) can open
issued by Ministry account.
of Commerce and No charges for non-maintenance of
Industry, MAB up to 12 calendar months from
Government of account open month.
India, Department FREE Cash Deposit: Rs.15 Lacs per
for Promotion of Month
Industry and FREE 100 Cheque Leaves per Month
Internal trade 20% Concession on monthly rental of
all types of POS Machine.
Business Debit Card “Pride” Free
Your Our Solution Features
Concern
Cash/Cheques Cash and Cheque can be ➢ Funds deposited in single
deposit at deposited in centralized collection account of the
single/multiple collection account of customer Client.
locations. from one or many branches of ➢ Customized MIS will be
SBI. provided to the customer
for easy reconciliation.
Customer can deposit the cash
➢ Dedicated support team to
directly at CMP enabled branch
provide operational
or utilize the service of pickup
agency to deposit cash in his support to the Customer.
account.
Your Our Solution Features
Concern
Cash / cheque Power Jyoti PUL (TBU): Specially ➢ Available at all our
deposit by designed product for Clients branches.
employees / desirous of countrywide ➢ Unique 6-digit Fee Type is
agents at collection of funds / receivables allotted to each Client
multiple in single pooling account. which is used for Cash /
location pan Cheque deposit at the
India (Large branch by the employees
Corporate). of the Client instead of
account number.
➢ Only authorized persons
of Client whose details are
pre-uploaded in our
system can deposit.
➢ Maximum Cash deposit
permitted at each branch is
Rs 3.0 Lakh per day
(Branch Manager may
permit more).
➢ Detailed MIS is provided
to the Client for
reconciliation.
Power Jyoti ➢ Customized facility to
customers for collections
of fees, donations, funds
etc
➢ MAB: Rs.50,000/-
➢ Charges for non-
maintenance of MAB: Rs.
1,000/- + GST per month
➢ No Cash Handling
Charges, Commission of
Rs.60/- + GST per
transaction collected from
the remitter
Your Our Solution Features
Concern
➢ Charges are waived for
Schools/Colleges/
Educational Institutes/
Universities/ Examination
bodies maintaining an
average CASA of Rs.10
crores or Current Account
Deposit of Rs. 5 crores.
➢ Cash/ Cheque/ Transfers
supported
➢ No OD/ Cheque facility
➢ Transfer by only sweep
Power Jyoti PUL ➢ Pre-uploaded data in CBS,
to eliminate input data
errors at Branches
➢ On punching the unique
reference number in CBS,
other fields gets auto-
populated from the pre-
upload data.
➢ Collection through INB
also
➢ Here, customer will need
necessary infrastructure to
capture the remitter’s data
To identify the e-Collection Virtual Account ➢ Client can identify
Remitters in Number (VAN): remitters / dealers from
case of multiple Enables Corporate to make whom payment is
deposit deposits using unique received by allotting
transactions in alphanumeric codes instead unique VAN to each
the account remitter / dealer
of account number.
➢ Collection in Client
account through
RTGS/NEFT/DCR/SBI
Cheques/Cash/Cheque
clearing
Your Our Solution Features
Concern
➢ Real Time MIS of inward
transactions is provided to
Client for reconciliation.

Collection of Mandates: Enables ➢ Corporate has to register

EMIs / Monthly, Corporate maintaining the Mandate obtained
fees / account with us for collecting from its customers once
Subscription funds on recurring basis for debiting the customer
/ Donation etc. from the account of SBI account with a specified
amount on periodical basis
customers and other Bank
➢ Mandate registration is
Customers
available for paper as well
as Electronic Mandates.
➢ Funds are credited to the
centralized account of
Corporate by debit to
customer account on
scheduled dates.
➢ Customized MIS is
provided to the Corporate
for reconciliation
Your Concern Our Solution Features
You want to pay Corporate ➢ User friendly
online taxes & do Internet ➢ 24x7 fund transfer facility
online payments Banking/YONO ➢ Utility / Tax payments
Business
Payments CMP e-Payments: ➢ Payment files are processed through
to multiple Enables Corporate SBI CMP Services Portal having
beneficiaries, to make bulk Maker / Checker functionality
employees, payments through ➢ Payments without adding
farmers / multiple modes. beneficiary
dealers etc. ➢ Single file for RTGS, NEFT & SBI to
SBI transfer transactions
➢ Authorization as per the authorization
matrix of the Client
➢ Customized MIS is provided to the
Client for reconciliation
➢ Payment Advice is sent on email to
beneficiary
➢ File upload and authorization / MIS
available through Portal / H2H / SFTP
/ Web Service
Payments Corporate ➢ Bulk printing of cheques for the
through printed Cheques Client
cheques only payable at ➢ Option for printing cheque at
Par (CCPAP) centralized location and customer
premises
➢ Beneficiary details can be uploaded
on portal
➢ Facsimile signature up to Rs.10 Lacs.
➢ Online validation of Cheque No,
Amount & Drawn A/c No
You need Digi dealer ➢ Mobile App for Cash / cheque deposit
paperless cash ➢ Enables dealers or agent to make
deposit by your cash/cheque deposit by generating
depositors at any unique digi code.
branch
Your Concern Our Solution Features
You want to Dividend ➢ Payment to Shareholders of the Client
pay Dividend to Warrants through RTGS, NEFT, Warrant, DD,
Dollar DDs etc
your Share
➢ Instant return & reconciliation report
holders
provided to the Client.
➢ On-line validation of Cheque and DD
particulars (amount, instrument
number and account numbers) is done
at the time of payment to Shareholders.
➢ MIS in agreed format is provided to the
Company on periodical basis
You want to Prepaid Cards ➢ Cards can be issued to your
pay wages, beneficiaries.
➢ Usage at POS terminals, Online
incentives,
purchase, ATMs
commission, etc
➢ Top-up: Any number of times
through cards ➢ Validity: 10 years
To pool funds Liquidity ➢ Customised and real-time sweep of
on daily basis Management fund on
hourly/daily/weekly/fortnightly/
from accounts
monthly basis from different account of
maintained at
Client to main account
multiple ➢ Reverse sweep of funds next day
locations morning to respective accounts of the
Client
➢ Customized MIS provided to the Client
Requirement of Business Debit ➢ ATM-cum-Debit Card and for spends
cash during Card on POS/e-commerce
➢ Enabled for Cash Deposit on Cash
holidays/ non-
Deposit Machines/ Green Channel
banking hours.
Counters.
➢ Range of attractive business-oriented
discounts
➢ Earn Loyalty Reward points for every
spend
Your Concern Our Solution Features

You have own SBI ePay ➢ Only Bank to have its own
Website and want (Requires secured Payment Aggregator
to integrate website, SSL ➢ Facilitate e/m Commerce
certification, ➢ Integration with major
Payment Gateway.
cert-In Audit Banks, major wallets, UPI,
NEFT, Debit Card, Credit
Certificate)
Card (Visa/ Master/ Amex),
CSCs (Kiosk), Cash etc.
➢ International Transactions
➢ MIS Portal
You want online State Bank Collect ➢ Dedicated web page for you
collection facility (available for CINB- @Onlinesbi.sbi
but don’t have Vyapaar/Vistaar/Khata ➢ Customization of web page
Plus) as per business domain
own website.
➢ Available modes: SBI INB,
Other Bank INB, All
bank,Debit/Credit/Prepaid
cards, Foreign Card, UPI,
Branch mode( Cash/SBI
Cheque), NEFT/RTGS
You want online SBIePay Lite ➢ Single Integration for
collection facility (Formerly SB MOPS) Multiple Payment Channels.
➢ Broader customer reach,
with your own
available to non-SBI
secured website
customers.
(site to site ➢ Consolidated MIS for
integration with Multiple Channels
SBIePay Lite). ➢ Available Payment Mode:
SBI INB, Other Bank INB,
Allbank,Debit/Credit/Prepaid
cards, Foreign Card, UPI,
Branch mode( Cash/SBI
Cheque), NEFT/RTGS
Your Concern Our Solution ➢ Features
Your Customers PoS terminal/ Soft PoS ➢ Swipe, Dip /Tap & Pay
want to pay you Bharat QR ➢ Desktop / GPRS /
using UPI QR/ BHIM Aadhaar Pay Android
➢ Cards terminals/Mobile PoS
➢ INB /UPI App ➢ Scan & Pay - Bharat QR
Aadhaar Number ➢ Scan & Pay - UPI QR
➢ Pay using UPI VPA
➢ Pay Using SBI YONO
➢ Pay with Biometric
authentication (AEPS)
You want online BBPS ➢ One stop solution for all
collection facility (SBI Unipay) utility and recurring bill
of Bills through payments
online /offline ➢ Support for online (API
channels based) and offline (File
based) integrations.
You want online ➢ Reduced cost and efforts
bulk payment of on collection &
Bills for your settlements.
offices/outlets/ ➢ Automated
branches reconciliation & pay out
management.
➢ Reduced dependency on
third party System.
➢ Customized Report
Generation & Advanced
Analytics
➢ 24*7 Support
SBI ePay
 YONO BUSINESS

Online Current Account

➢ www.onlinesbi.com
➢ www.sbi.co.in or www.bank.sbi
➢ https://yonobusiness.sbi/
 Corporate Salary package (CSP) for your Employees

Silver Gold Diamond Platinum

Above 10,000 Above 25,000 Above 50,000 Above
up to 25,000 up to 50,000 up to 1,00,000 1,00,000

➢ Hassle-free account opening Process. On request our officials will visit your premises to on-
board your employees. Employees can also opt to open their accounts online or by visiting the
nearest branch.
➢ A convenient way to manage salaries across a large number of centres, through the Bank’s
award-winning Corporate Internet Banking.
➢ Online facilities reduce paperwork and salary administration cost. Enjoy instant credit of
salaries to your employees' accounts.
➢ Zero charge for salary disbursement.
➢ Equipping your employees with a power-packed Salary Account that is trusted by the largest
organisations in India.

➢ Zero balance account and free unlimited transactions across ATMs of any Bank. Also, comes
bundled with SBI Credit Card.
➢ complimentary personal Accident Insurance (Death) cover up to Rs. 20 Lakhs.
➢ Additional Personal Accident (Death) Insurance cover on ATM Card up to Rs. 5 Lakhs.
➢ Complimentary Air Accident Insurance (Death) cover up to Rs. 30 Lakhs.
➢ Additional Air Accident Insurance (Death) cover on ATM card up to Rs. 10 Lakhs.
➢ Up to 25% off on locker charges
➢ Avail Auto-sweep to create e-MODs (Multi option Deposits) and earn higher interest.
➢ Avail Demat & Online trading A/c at the time of on boarding.
➢ Free issuance of Drafts, Multi City Cheques, SMS Alerts, Free online NEFT/RTGS.
➢ Overdraft equivalent to 2 Months Net salary (subject to minimum residual services of 6
months)
➢ Free updating of passbook at all branches.
➢ Earn points on various transactions through our loyalty program SBI Rewardz.
➢ Regular offers on Debit Cards and YONO by SBI
➢ NPS, PPI Sukanya Samriddhi Scheme Accounts available
➢ Social Security Schemes Like PMJJBY PMSBY, APY etc.
 SBI's 24X7 helpline number:
1800 11 2211 (toll-free), 1800 425 3800 (toll-free) or 080-26599990
1800 1234 ,1800 2100

bank.sbi onlinesbi.com sbiyono.sbi newcmp.onlinesbi.com

TB-Marketing Department