Scribd
Upload
15 views6 pages

Excel Loan Calculator

The document outlines a loan of INR 100,000 with an 18% annual interest rate, to be repaid over 2 years with a total of 24 monthly payments. The monthly payment is ₹4,992.41, resulting in a total interest of ₹19,817.84 and a total loan cost of ₹119,817.84. A detailed payment schedule is provided, showing the breakdown of principal and interest for each payment.

Uploaded by

deepakohri13603
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
15 views6 pages

Excel Loan Calculator

The document outlines a loan of INR 100,000 with an 18% annual interest rate, to be repaid over 2 years with a total of 24 monthly payments. The monthly payment is ₹4,992.41, resulting in a total interest of ₹19,817.84 and a total loan cost of ₹119,817.84. A detailed payment schedule is provided, showing the breakdown of principal and interest for each payment.

Uploaded by

deepakohri13603
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
You are on page 1/ 6

Debenture Calculation

Loan Values Loan Summary


Loan amount INR 100,000.00 Monthly payment ₹ 4,992.41
Annual interest rate 18% Number of payments 24
Loan period in years 2 Total interest ₹ 19,817.84
Start date of loan 24/01/2025 Total cost of loan ₹ 119,817.84

Pmt
Payment Date Beginning Balance Payment Principal Interest Ending Balance
No.
1 24/02/2025 ₹ 100,000.00 ₹ 4,992.41 ₹ 3,492.41 ₹ 1,500.00 ₹ 96,507.59
2 24/03/2025 ₹ 96,507.59 ₹ 4,992.41 ₹ 3,544.80 ₹ 1,447.61 ₹ 92,962.79
3 24/04/2025 ₹ 92,962.79 ₹ 4,992.41 ₹ 3,597.97 ₹ 1,394.44 ₹ 89,364.83 ₹ 1,927.72
4 24/05/2025 ₹ 89,364.83 ₹ 4,992.41 ₹ 3,651.94 ₹ 1,340.47 ₹ 85,712.89
5 24/06/2025 ₹ 85,712.89 ₹ 4,992.41 ₹ 3,706.72 ₹ 1,285.69 ₹ 82,006.17
6 24/07/2025 ₹ 82,006.17 ₹ 4,992.41 ₹ 3,762.32 ₹ 1,230.09 ₹ 78,243.85
7 24/08/2025 ₹ 78,243.85 ₹ 4,992.41 ₹ 3,818.75 ₹ 1,173.66 ₹ 74,425.10
8 24/09/2025 ₹ 74,425.10 ₹ 4,992.41 ₹ 3,876.03 ₹ 1,116.38 ₹ 70,549.07
9 24/10/2025 ₹ 70,549.07 ₹ 4,992.41 ₹ 3,934.17 ₹ 1,058.24 ₹ 66,614.89
10 24/11/2025 ₹ 66,614.89 ₹ 4,992.41 ₹ 3,993.19 ₹ 999.22 ₹ 62,621.71
11 24/12/2025 ₹ 62,621.71 ₹ 4,992.41 ₹ 4,053.08 ₹ 939.33 ₹ 58,568.62
12 24/01/2026 ₹ 58,568.62 ₹ 4,992.41 ₹ 4,113.88 ₹ 878.53 ₹ 54,454.74
13 24/02/2026 ₹ 54,454.74 ₹ 4,992.41 ₹ 4,175.59 ₹ 816.82 ₹ 50,279.15
14 24/03/2026 ₹ 50,279.15 ₹ 4,992.41 ₹ 4,238.22 ₹ 754.19 ₹ 46,040.93
15 24/04/2026 ₹ 46,040.93 ₹ 4,992.41 ₹ 4,301.80 ₹ 690.61 ₹ 41,739.13
16 24/05/2026 ₹ 41,739.13 ₹ 4,992.41 ₹ 4,366.32 ₹ 626.09 ₹ 37,372.81
17 24/06/2026 ₹ 37,372.81 ₹ 4,992.41 ₹ 4,431.82 ₹ 560.59 ₹ 32,940.99
18 24/07/2026 ₹ 32,940.99 ₹ 4,992.41 ₹ 4,498.30 ₹ 494.11 ₹ 28,442.70
19 24/08/2026 ₹ 28,442.70 ₹ 4,992.41 ₹ 4,565.77 ₹ 426.64 ₹ 23,876.93
20 24/09/2026 ₹ 23,876.93 ₹ 4,992.41 ₹ 4,634.26 ₹ 358.15 ₹ 19,242.67
21 24/10/2026 ₹ 19,242.67 ₹ 4,992.41 ₹ 4,703.77 ₹ 288.64 ₹ 14,538.90
22 24/11/2026 ₹ 14,538.90 ₹ 4,992.41 ₹ 4,774.33 ₹ 218.08 ₹ 9,764.57
23 24/12/2026 ₹ 9,764.57 ₹ 4,992.41 ₹ 4,845.94 ₹ 146.47 ₹ 4,918.63
24 24/01/2027 ₹ 4,918.63 ₹ 4,992.41 ₹ 4,918.63 ₹ 73.78 ₹ 0.00
Pmt
Payment Date Beginning Balance Payment Principal Interest Ending Balance
No.

Page 2 of 6
Pmt
Payment Date Beginning Balance Payment Principal Interest Ending Balance
No.

Page 3 of 6
Pmt
Payment Date Beginning Balance Payment Principal Interest Ending Balance
No.

Page 4 of 6
Pmt
Payment Date Beginning Balance Payment Principal Interest Ending Balance
No.

Page 5 of 6
Pmt
Payment Date Beginning Balance Payment Principal Interest Ending Balance
No.

Page 6 of 6

You might also like