Bundled Auto Secure Private Car Policy (1 Year Term for Own Damage & 3 years for Third

Party)
NEWPOLICY-MarutiCourier-1-12293717
Date : 14/04/2022

Name : MRS SWATI ANANDKUMAR SAKPAL Your Policy Details

Policy Number : 3101877486 00 00
Address : 29,SHIVALIK-2
Own Damage Policy Period : From 14/04/2022 to. Midnight of
OPP VIBHUSHA GHUMA
13/04/2023
AHMEDABAD
AHMEDABAD
AHMEDABAD Liability Policy Period : From 14/04/2022 to. Midnight of
GUJARAT 13/04/2025
380058
PA Cover to Owner Driver Policy Period : From 14/04/2022 to.
Midnight of 13/04/2025

Phone : 9328288024 Premium Paid : `54,218.00

Dear MRS SWATI ANANDKUMAR SAKPAL ,

Welcome to Tata AIG General Insurance Company Limited's Family & We
Thank you For Choosing our Bundled Auto Secure Private Car Policy (1
Year Term for Own Damage & 3 years for Third Party) for your vehicle
insurance.

We are enclosing Policy schedule cum certificate of insurance of your

vehicle. You are requested to visit our Website www.tataaig.com for
policy wording.

we would like to inform you that policy has been issued based on the
information and declaration provided by you.No Claim Bonus(NCB) if
shown on your policy schedule has been allowed as you had not reported
any claim in the previous policy.

Kindly go through the enclosed information/declaration provided by you

and in case your policy shows No Claim Bonus, for which you are not
entitled as explained above or any error/discrepancy then we request you
to get in touch with us within 15 days of receipt of the policy for correction
otherwise all particulars will be deemed to be correct.

You may reach us at our 24*7 helpline 1800 266 7780 for providing any
information or in case you desire to have a printed copy of policy wording.

we, thank you once again, for choosing Tata AIG General Insurance
Company Limited for insuring your vehicle.We asure you of our best
services at all times.Happy driving!
Sincerely ,
For TATA AIG General Insurance Company Limited

Authorized Signature

Tata AIG General Insurance Company Limited

Registered office: Peninsula Business Park, Tower A, 15th Floor,G.K Marg,Lower Parel , Mumbai-400013
24*7 Tollfree Number:1800 266 7780 Fax:0226693 8170 Email:[email protected] website:www.tataaig.com
IRDA of India Registration No : 108 CIN:U85110MH2000PLC128425, UIN:IRDAN108RP0006V01201819 Page 1 of 5
 Certificate Of Insurance and Policy Schedule Form 51 of the Central Motor Vehicle Rules, 1989
Agent Name : PUNJAB AUTOMOBILES INDIA PRIVATE LIMITED
Agent License Code : TAGIC1378H Agent Contact No : 9925190070
Policy Type: Bundled Auto Secure Private Car Policy (1 Year Term for
Policy No: 3101877486 00 00 Own Damage & 3 years for Third Party)
Cover Note No: Cover Note Issuance Date:
Policy Code : 00/00/3184/04 Period of Insurance
Name & Address of Insured
(Section - I Own Damage) From 18:01
Name : MRS SWATI ANANDKUMAR SAKPAL Hours on 14/04/2022 To Midnight of 13/04/2023 .
Address : 29,SHIVALIK-2,OPP VIBHUSHA GHUMA,AHMEDABAD,
,AHMEDABAD,AHMEDABAD (Section - II Liability) From 18:01
GUJARAT 380058 Hours on 14/04/2022 To Midnight of 13/04/2025 .
Contact Number : 9328288024
Customer Id : 6106580405 (Section - III CPA Cover For Owner Driver) From 14/04/2022 To
GSTIN : Midnight of 13/04/2025
Place of Supply : GUJARAT
Supply Code : 24 ZONE : A

Hire Purchase / Hypothecation / Lease With : MAHINDRA & MAHINDRA

RTO LOCATION : AHMEDABAD FINANCIAL SERVICES LTD

Geographical Area : India Lessor GSTIN :

Contract/Loan/Reference No:

Licensed
Registration Make / Model / Body Trailer Registration No. carrying
Engine Number Chassis Number Mfg. Year CC
Number Type / Chassis No. Capacity
including driver
MAHINDRA &
000000000N2C6
NEW MAHINDRA/XUV NMNZC00046 2022 1197 5
3658
300 1.2 W6/SUV
Insured Declared Value (IDV) `
Electrical / Elec
Non Electrical Bifuel / CNG /
Year IDV Of Vehicle tronic Accesso Trailer Side car Total IDV
Accessories LPG Kit
ries
1 949990 0 0 0 0 949990
SCHEDULE OF PREMIUM
Section - I OWN DAMAGE (A) Section - II LIABILITY (B)

Own Damage Premium on Vehicle & Third Party Premium

Accessories Basic TP premium ` 9,534.00

Basic OD Premium ` 29,628.76 PA Benefits

3 Year(s) Compulsory PA cover for Owner Driver ` 1,125.00
TOTAL OWN DAMAGE PREMIUM (A) ` 29,629.04
PA cover to unnamed passengers (IMT 16) No. of
` 750.00
Section 1 Add On Covers © passengers: 5 CSI per passenger: 100000
Add: Depreciation Reimbursement (TA 01) ` 2,849.97 Legal Liability
Add: Loss of personal belongings (TA 09) Sum Add: Legal liability to paid driver (IMT 28) Number of
` 110.00 ` 150.00
Insured:10000 persons: 1
Add: Emergency transport and hotel expenses (TA 10) TOTAL LIABILITY PREMIUM (B) ` 11,559.00
` 110.00
Any One Accident : 5000 Any One Year : 10000
COMPREHENSIVE PREMIUM (A+B+C) ) ` 45,948.00
Add: Key Replacement (TA 15) Sum Insured: 25000
` 265.00 NET PREMIUM ` 45,948.00
per occurrence limit 50% of SI
Add: Engine Secure (TA 16) ` 949.99 CGST @9% ` 4,135.00
Add: Consumable expenses (TA 18) ` 475.00 SGST/UGST @9% ` 4,135.00
TOTAL ADD ON PREMIUM (C) ` 4,759.96 TOTAL POLICY PREMIUM ` 54,218.00

Insurance is the subject matter of the solicitation.For more details on risk factors, terms and conditions , please read sales brochure carefully, before concluding a sale.
Tata AIG General Insurance Company Limited
Registered office: Peninsula Business Park, Tower A, 15th Floor,G.K Marg,Lower Parel , Mumbai-400013
24*7 Tollfree Number:1800 266 7780 Fax:0226693 8170 Email:[email protected] website:www.tataaig.com
IRDA of India Registration No : 108 CIN:U85110MH2000PLC128425, UIN:IRDAN108RP0006V01201819
Page 2 of 5
Drivers Clause: Persons or classes of persons entitled to drive: Any person including theRoadinsured. Provided
Side that a person
Assistance driving holds
(Inclusive an effective driving license at
of applicable
the time of the accident and is not disqualified from holding or obtaining such a license. Provided also that the person holding an effective Learner's License may ` 136.88
also
taxes)
drive the vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.

Limitations as to Use: The Policy covers use of the vehicle for any purpose other than : a) Hire or Reward other than for the purpose of driving tuitions b) Carriage of
goods (other than samples or personal luggage) c) Organized racing d) Pace Making e) Speed testing f) Reliability Trials g) Any purpose in connection with Motor Trade

LIMITS OF LIABILITY
Under Such amount Under ` 7,50,000.00 Under Section III ` 15,00,000.00 Number of claims
Section II - as is Section II - 1 : covered under
1 (i) of necessary to (ii) of policy 3 Depreciation
policy meet the (Third Party Year(s) Reimbursement Cover:
(Death of or requirements Property Compulsory PA 2
bodily Damage) Cover for Basis of claim
of the Motor
injury) OwnerDriver settlement for Tyre
Vehicles Act,
Secure cover :
1988.

Deductible Compulsory Deductible : ` 1,000.00

Under UIN Numbers: , IRDAN108RP0006V01201819/A0029V01201819(TA 01),
Voluntary Deductible : ` 0.00 IRDAN108RP0006V01201819/A0034V01201819(TA 09), IRDAN108RP0006V01201819/A0035V01201819(TA 10),
Section I
Imposed Excess: ` 0.00 IRDAN108RP0006V01201819/A0036V01201819(TA 15), IRDAN108RP0006V01201819/A0038V01201819(TA 16),
Franchisee: ` 0.00 IRDAN108RP0006V01201819/A0040V01201819(TA 18), IRDAN108RP0006V01201819/A0041V01201819(TA 19),
IRDAN108RP0006V01201819/A0033V01201819(TA 08)
Engine Secure Deductible- 5% of claim amount
in case of repair and 10% of claim amount in case of
replacement

Subject to: A) IMT Endorsement Number : 16 , 22 , 28 , 07

B) TATA AIG Auto Secure Endorsement Number (TA): 10 , 09 , 15 , 18 , 01 , 16 , 08

NOMINATION DETAILS
Name of the Nominee Relationship with insured Name of Appointee (If nominee is minor) Relationship with Nominee
ANANDKUMAR Husband NA NA
I/We hereby certify that the Policy to which this Certificate relates as well as this Certificate of Insurance are issued in accordance with the provisions of Chapter X
and Chapter XI of M.V. Act, 1988. For TATA AIG General Insurance Company LTD.
In witness whereof this Policy has been signed at MUMBAI on 14/04/2022

Receipt No.(s):
The stamp duty of Rs0.50 paid in cash or demand draft or by pay order,vide Receipt/Challan
no:LOA/CSD/266/2022/731 dated the 10/02/2022 Authorized Signatory
GSTIN :24AABCT3518Q1Z2 GUJARAT Service Account Code: 997134
Policy Servicing Office : OFFICE NO. 2-A, 2ND FLOOR,,TURQUOISE, PANCHAWATI CROSS ROAD,, C.G.ROAD, AHMEDABAD, AHMEDABAD, GUJARAT,
380006

For Roadside Assistance, Please Contact on 18005724029

Warranted that the insured named herein/owner of the vehicle holds a valid Pollution Under Control (PUC) Certificate and/or valid fitness
certificate, as applicable, on the date of commencement of the Policy and undertakes to renew and maintain a valid and effective PUC and/or
fitness Certificate, as applicable, during the subsistence of the Policy. Further, the Company reserves the right to take appropriate action in case
of any discrepancy in the PUC or fitness certificate.

Insurance is the subject matter of the solicitation.For more details on risk factors, terms and conditions , please read sales brochure carefully, before concluding a sale.
Tata AIG General Insurance Company Limited
Registered office: Peninsula Business Park, Tower A, 15th Floor,G.K Marg,Lower Parel , Mumbai-400013
24*7 Tollfree Number:1800 266 7780 Fax:0226693 8170 Email:[email protected] website:www.tataaig.com
IRDA of India Registration No : 108 CIN:U85110MH2000PLC128425, UIN:IRDAN108RP0006V01201819
Page 3 of 5
 IMPORTANT NOTICE
The Insured is not indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of
wider terms appearing in the Certificate in order to comply with the Motor Vehicles Act, 1988 is recoverable from the Insured. See the clause headed 'AVOIDANCE OF
CERTAIN TERMS AND RIGHT OF RECOVERY'. This policy does not cover pre existing damages as per Inspection photographs and Report

Note :This Schedule, Policy terms and conditions available on company website and Endorsements mentioned herein above shall read together and word or expression to which a specific meaning has been
attached in any part of this Policy or of the Schedule shall bear the same meaning wherever it may appear. Any amendments/modifications/alterations made on this system generated policy document is not
valid and Company shall not be liable for any liability whatsoever arising from such changes. Any changes required to be made in the policy once issued, would be valid and effective, only after written request is
made to the Company and Company accepts the requested amendments/modifications/alterations and records the same through separate endorsement to be issued by the Company. You are advised to go
through the policy schedule cum certificate of insurance which is issued based on your declaration and if any error/ discrepancy is found in respect of vehicle details, No Claim Bonus or any other material
information, it should be brought to our notice within 15 days of receipt of this policy for necessary correction along with the supporting documents, otherwise it will be deemed correct. You may visit company
website at www.tataaig.com for detailed benefits, terms & conditions & exclusions of the policy. You may also reach us at our 24*7 helpline 1800 266 7780 in case you desire to have a printed copy of policy
wording. Our grievance redressal procedure and details about ombudsman is also available in our policy wording. Please note that any misrepresentation, non disclosure or withholding of material facts will lead to
cancellation of policy ab initio with forfeiture of premium and non consideration of claim, if any. We will specifically seek confirmation on No Claim Bonus availed by you from your previous insurer. In case we receive
confirmation that you had lodged claim with them then we will forfeit all the benefits under section I i.e. own damage section of the policy.

For Policy wordings, please scan the below QR code :

Insurance is the subject matter of the solicitation.For more details on risk factors, terms and conditions , please read sales brochure carefully, before concluding a sale.
Tata AIG General Insurance Company Limited
Registered office: Peninsula Business Park, Tower A, 15th Floor,G.K Marg,Lower Parel , Mumbai-400013
24*7 Tollfree Number:1800 266 7780 Fax:0226693 8170 Email:[email protected] website:www.tataaig.com
IRDA of India Registration No : 108 CIN:U85110MH2000PLC128425, UIN:IRDAN108RP0006V01201819
Page 4 of 5
 Bundled Auto Secure Private Car Policy (1 Year Term for Own Damage & 3 years for Third Party)

1 Name (Registered Owner of the Motor Vehicle)* : MRS SWATI ANANDKUMAR SAKPAL

2 Address For Communication* : 29,SHIVALIK-2,OPP VIBHUSHA GHUMA,AHMEDABAD,,AHMEDABAD,

AHMEDABAD,GUJARAT,380058.

3 Vehicle Details : Please refer policy schedule cum certificate

4 Fuel Type : PETROL
5 Insured’s Declared Value - Please refer policy schedule cum certificate.
6 Previous Insurance Particulars*:
Policy Number :
Date of inception of TP portion :
Date of Expiry of TP portion :
Type of Cover :
Name of the Insurer :

7 Own Damage period of insurance desired from* : 14/04/2022 to midnight of 13/04/2023

8 Liability period of insurance desired from* : 14/04/2022 to midnight of 13/04/2025
9 Compulsory PA cover forowner driver period of insurance desired from : 14/04/2022 to midnight of 13/04/2025
10 Financier’s Details: Please refer policy schedule cum certificate
11 Extra Benefits opted
Unnamed Persons Personal Accident Cover for seating capacity, including driver CSI : 100000

Wider Legal Liability to Paid Driver (As per Workmen’s Compensation Act, Fatal Accident Act & Common Law) :

Compulsory PA Cover for Owner Driver : ` 15,00,000.00 Term : 3 Years

Name of the Nominee : ANANDKUMAR Age : 50 RelationShip : Husband

Name of Appointee (if Nominee is Minor) :NA Relationship to the Nominee : NA
12 Restriction of Cover/Discounts/Concessions/Extended Covers
Automobile association membership opted : No Third Party Property Damage Cover restricted to 6,000/ only : No
Is Voluntary Deductible opted : No Amount of Deductible opted : 0
Vehicle is fitted with Anti Theft Device approved by ARAI : N/A

13 Add on covers : N/A.

14 Bank Details (Required for Refund / Claims)

Name of the Account Holder : Name of Bank & Branch :

Account Number : IFSC Code of Bank :

15 Declaration for No Claim Bonus : N/A .

16 I hereby give my consent toreceive one page insurance policy.

17 AML Guidelines:
1. I/we hereby confirm that all premiums have been/will be paid from bonafide sources and no premiums have been/will be paid out of
proceeds of crime related to any of the offence listed in Prevention of MoneyLaundering Act, 2002.

2. I understand that the Company has the right to call for documents to establish sources of funds.

3. The insurance company has right to cancel the insurance contract in case I am/have been found guilty by any competent court of law under
any of the statutes, directly or indirectly governing the prevention of money laundering in India.

18 We have issued the policy basis your confirmation that you hold a valid PUC and/or Fitness certificate, as applicable.

Insurance is the subject matter of the solicitation.For more details on risk factors, terms and conditions , please read sales brochure carefully, before concluding a sale.
Tata AIG General Insurance Company Limited
Registered office: Peninsula Business Park, Tower A, 15th Floor,G.K Marg,Lower Parel , Mumbai-400013
24*7 Tollfree Number:1800 266 7780 Fax:0226693 8170 Email:[email protected] website:www.tataaig.com
IRDA of India Registration No : 108 CIN:U85110MH2000PLC128425, UIN:IRDAN108RP0006V01201819 Page 5 of 5