INCREASE CASA - STRATEGY BUSINESS GROWTH

1. CAMPAIGNS / MEETS / RELATION WITH EXISTING 1. APPRECIATION OF STAFF IN PUBLIC FORUM

2. GOVT. BODIES/TRUST/INSTITUTION A/CS 2. CAMPAIGNS/COMPTITIONS/TAKE OVERS
3. BUILD CUSTOMER RELATION – CHAIN A/CS 3. CREATING TRUST AMOUNG EMPLOYEES
4. INCREASE NUMBER OF A/CS 4. MARKET ROUND BE DISCUSSED IN REVIEW MEETS
5. FAMILY / RELATIVE ACCOUNTS 5. FOLLOW AND PREACH
6. DELIVER OF DIGITAL APPS 6. STRENGTHEN IT SECTOR OF BANK
7. IMPROVE PERSONALISED CUSTOMER SERVICE 7. FIX OF RESPONSIBILITY AT ALL LEVELS.
8. DEMAT A/CS, CORPORATE A/CS 8. TRAIN/UPDATE STAFF WITH RECENT DEVELOPMENTS
9. GOVT. /SCHOOL/COLLEGE A/CS 9. EACH EMPLOYEE IS CUSTOMER RELATIONSHIP MANAGER
10. CUSTOMER MEETS
11. REVIVE IN-OPERATIVE ACCOUNTS DIGITILISATION
12. REVIEW LOANS WITH ECS MANDATES 1. SAVES TIME, MONEY
13. PRODUCT KNOWLEDGE 2. EASY AND ANY TIME ACCESS
14. PROVIDE QR CODES TO CA/BUSINESS ENTRP. 3. SECURED
15. ENCASH ANGLE/ASPIRE/PAYROLL/JEEVANDHARA 4. MUTLI PLATFORM ORIENTED
5. ROUND THE CLOCK SERVICE
IMPROVE RETAIL/MSME 6. SIMPLE AND EASY TO USE
1. TASK FORCE AT RO LEVEL 7. CROSS SELLING
2. PUBLICITY / CUSTOMER MEETS 8. CREATING CYBER AWARENESS
3. PROJECT APPROVALS / DEALER CONTACTS 1. SINGLE APP – MOBILE ALL IN ONE
4. REDUCED TAT 2. TAT TO BE IMPROVED IN CASE OF COMPLAINTS
5. FIELD VISITS – MARKETING PERSONNEL 3. TRAINED STAFF - TARGET ORIENTED
6. CHAIN LENDING IN MSME 4. IMPROVISED SOFTWARE SUPPORT
7. LIAISON WITH GOVT. BODIES/COMPANIES 5. SEEDING MOBILE, EMAIL
8. LEAD GENERATION AND FOLLOW UP
9. ENCASH NEW DIGITALISED SCHEMES FRAUD PREVENTION
1. STAFF AWARENESS / IMPLECATIONS
INCREASE PROFIT 2. JOB ROTATION
1. COLLECT PC/DC/INSP CHGS/SC -AUTO 3. COMPLIANCE
2. QUALITY ADVANCES 4. MONITORING
3. NPA REDUCTION 5. PASSWORD PROTECTION
4. INCREASE IN CASA 6. AVOID MIDDLEMAN
5. NF BASED LIMITS 7. PERONSAL/INDEPENDENT ENQUIRY
6. OPTIMISATION OF OVERHEAD COST
7. USE OF DIGITILISATION- ATM/MOBILE/NET BKG
8. INDIVIDUAL CONTRIBUTION MARKETING STRATIGIES

NPA REDUCTION 1. SOCIAL MEDIA PRESENCE

1. RECOVERY TEAM AT RO LEVEL 2. GROUP APPROACH
2. QUALITY ADVANCE 3. CUSTOMER RETENTION
3. INCREASE OF ADVANCE 4. INFORMATIVE STAFF FOR CROSS SELLING
4. CUSTOMER LIAISONING 5. TAT
5. MENTORING OF DEFAULTER 6. STAFF IS STRENGTH
6. BETTER MONITORING OF A/CS 7. Manage, Ack., Respond, Improvement of Service
7. QUICK SARFAESI ACTION WITH PUBLICITY
8. FAST PROCESS OF LEGAL ACTION
9. PERMISSION TO SEIZE AND SELL TO BMs MSME
10. POSITIVE APPROACH AND PERSUATION 1. BACK BONE OF ECONOMY
11. CREATE SOCIAL PRESSURE 2. SKILL ORIENTED JOB AND NOT QUALIFICATION ORIENTED
12. PROMPT CGTMSE CLAIM 3. WORLDWIDE ACCEPTED AS ENGINE OF ECONOMIC
13. OFF SETS OF DEPOSIT/SUBSIDY AMOUNT GROWTH
14. RESCHEDULE / RESTRUCTURE WITH ENHANCEMENT 4. 5.6 CR REGD. MSME UNITS
5. CONTRIBUTE 6.11% OF MFG GDP AND 24.63% IN SERVICES,
15. OTS AT EARLY STAGE
VALUE WISE - 30% OF GDP
16. INVOLVEMENT OF ALL STAFF – TEAM WORK 6. 62% OF WORK FORCE, MORE THAN 21 CR EMPLOYEED
17. ENGAGE RECOVERY/SEIZEING AGENTS 7. CONTRIBUTES AROUND 46% OF INDIAN EXPORTS
8. COLLATERAL FREE LOAN UP TO 5 CRORE
NIM 9. SEZ
10. EMPLOYMENT GENERATION AND INCREASE OF INCOME
1. LIQUIDITY
11. FINANCE AT LESSER INTEREST RATES
2. INVENT IDEAL FUNDS 12. EARMARKED FUNDS THROUGH PRIORITY SECTOR LENDING
3. GET LOW COST FUNDS 13. CREDIT LINKED GUARANTEE SCHEMES
4. LESSER NPA
5. MORE QUALITY ADVANCES
6. REDUCE OVER HEAD EXPENSES
WORK ETHICS UPI
1. MANAGEMENT SUPPORT 1. LOW COST OF ACCEPTANCE
2. WHISTLE BLOWER POLICY 2. CARD LESS PAYMENTS
3. FOLLOW GUIDELNES
3. DIGITAL – SAVES TIME, ROUND THE CLOCK
4. INTEREST OF BANK, CONFEDENTIAL DATA
5. TRANSPERENT, NEUTRAL, HONEST, INTEGRITY 4. CONVENIENCE AND EASY TO USE
6. INSTIGATE BELONGINGNESS AMONG EMPLOYEES 5. 3.6 BILLION TRAN IN 2014 TO 83.7 BILLION IN 2023
6. UPI123 – NON ANDROID PHONES
7. 1 LAKH FOR TRAN
CYBER CRIME 8. 2 LAKH FOR INSURANCE, CAPITAL MARKET, FOREIGN
1. SHARING OF PIN/PVV/CVV
INWARD REMITTANCE
2. SHARING DETAILS OF CREDIT/DEBIT CARD DETAILS
3. SHARING OF MOBILE NUMBERS TO UNKOWN PERSONS 9. 5 LAKH FOR TAX PAYMENT, MEDICAL, IPO
4. FALLING PREY TO FREE-BEES IN SHOPS/MALLS AND SHARE 10. THROUGH QR, APPS, ONLINE, IVR, VALLET
PERSONAL INFORMATION 11. P2P, RETAIL, BILL PAYMENT, TRAVEL, HOTELS
5. FREQUENT CHANGE OF PASSWORDS
6. USE OF AUTHENTIC PLACES FOR TRANSACTION –
HOME/OFFICE/PERSONAL COMPUTER
7. AVOID USE OF PUBLIC WIFI FOR TRANSACTION EASE THEME
8. CLICK ON KNOWN WEBSITES AND LINKS. 1. PILLARS –ECONOMY, FINANCE AND LAW
2. ENHANCE ACCESS TO BANKING
SMART WORKING/HARD WORKING 3. DIGITALISATION TO IMPROVE CUSTOMER SERVICE
1. LESS EFFORTS 4. WOMEN, YOUTH ORIENTED
2. LESS TIME 5. EMPLOYEE SUPPORT, UPGRADE RECOVERY
3. BE CONNECTED MECHANISHM
4. USE OF TECHNOLOGY 6. VIKSIT BHARAT 2047
5. AUTOMATION
6. UNDER WRITING STANDARDS
7. CREATIVE / INNOVATIVE IDEAS DEPOSIT GROWTH
8. PRODUCTIVE 1. DESIGN TAILOR MADE SCHEMES
9. DELEGATION OF WORK 2. OFFER HIGHER RATE OF INTEREST
10. PRIORITISE 3. PROVIDE FREE BEES
4. BOOST DIGITAL EFFORTS
5. EXTENSIVE MARKET REACH THROUGH MEDIA
NIL LENDING/LOSS MAKING BRANCH 6. OMMI CHANELL PRESENCE – TELL CALLING,
1. KNOWLEDGE / TRAINING TO STAFF WHATSAPP, MOBILE, NET, CALL CENTRE, SMS
2. EXPOSURE
3. MENTORING
4. REGULAR MONITORING
BOTTOM LINE VS TOP LINE
5. HAND HOLDING
1. TOP LINE REFERS TO BUSINESS
6. CAUTION LETTER
2. BOTTOM LINE REFERS TO PROFIT
3. BOTH ARE IMPORTANT
4. TOP LINE SUPPORTS THE BOTTOML LINE
THIRD PARTY PRODUCTS 5. QUALITY OF ADVANCES
7. INSURANCE
6. RISK BASED PRICING
8. MUTUAL FUNDS
9. SIP 7. MONITORING OF ACCOUNTS ON REGULAR BASIS
10. GOLD COINS 8. COLLECTION OF DUES, SERVICE CHARGES
11. GOLD BONDS
12. ALL-IN ONE ROOF
13. INVESTMENT OPPORTUNITY
14. SECURED AS COLLABERATED WITH BRAND
15. CLIENTLE BASE KNOW YOUR
16. VALUE ADDTION TO CUSTOMER SERVICE
17. COMMISSION WORK DOMAIN
18. NON CUSTOMERS CAN BE COME CUSTOMERS DEC 24 BALANCE SHEET
19. LIFE COVERAGE – CONCERN FOR FAMILY
BANK MISSION FOR MAR 25
20. REPUTATION RISK
21. CONFLICT OF INTEREST NO NEGATIVE REMARKS
22. OBLIGATION

START UPS
1. NEW COMPANY THAT DEPENDS ON INFO AND TECH
TO MARKET ITS PRODUCTS ALL THE BEST
2. AN IDEA TRANSFORMED INTO BUSINESS VENTURE
3. FACEBOOK, ZOMATO, BLINKIT, OLA, ZEPTO, CRED
4. BOOKMYSHOW, MARKET APPS