Mountain View Adventist Academy

IT SBA 2024-2025
Description of the Project

Many of the citizens of St Vincent and the Grenadines have been finding it difficult to purchase housing
for their families for many years but especially in recent times following several natural disasters as well
as the recent covid pandemic. Middle and low income earners are severely affected. The government,
through its Ministry of Housing (MOH) has embarked on an extensive house building exercise in three
selected parts of the country. Citizens were invited to apply for the chance to own one of these homes.

You are asked to use word-processing, spreadsheet and database management applications to design
and implement computer-based solutions to ensure that the public is well informed of the government’s
new housing initiative; that an efficient record of applicants’ information is maintained; applicants’
financial income and expense commitments are accurately calculated and assessed and that suitably
qualified and approved applicants are duly informed.

Spreadsheet

The MOH invites applications from nationals who are employed and who can demonstrate that they
would be able to meet their mortgage payments each month. Each application must be supported by
documents giving details of the applicant’s financial status. These include the applicant’s salary and
monthly salary deductions. The amount owed to banks and other financial institutions must also be
disclosed with supporting verifying documents. In addition, details of applicants’ monthly expenses on
groceries, utilities, transportation, etc. must be submitted.

Homes are being built to accommodate approved applicants in three communities: Marriaqua, North
Windward and North Leeward. Applicants, who are middle and low income earners, must meet a net
monthly income in order to qualify for consideration in each of these communities: $12,500, $9,500 and
$7,500 respectively. This net income may be met by the applicant himself/herself or in conjunction with
his/her spouse.

You are required to:

1. Design a spreadsheet that accepts income data from applicants for each housing community. Data for
each community must be on separate work sheets in the workbook. Give the worksheet an appropriate
name. You must demonstrate the use of a variety of formatting features ( font type, size, bold, text
alignment, text wrapping, merge cells, borders, etc} in your presentation. You may accept at least ten
but no more than fifteen applications for each community:

Income
Applicant Salary Spouse Salary Gross Net
Applicant Salary Deductions Salary Deductions Income Income Status
Michael James 8,560.00 1,895.00 6,490.00 1,377.50 15,050.00 11,777.50 Qualified
Monthly deductions from salary include PAYE tax, health surcharge, union dues and payments to
pension plan. No tax is deducted should the applicant’s salary be $5,000 or less. A flat rate of 8%
is deducted on the amount in excess of 5,000. Health surcharge is fixed at $155.00 per month
while Union dues are 2% of salary. Pension deduction is 15% of salary. In a small number of
instances (no mor than four), applicants’ spouses are unemployed. If the net income meets the
qualifying income for the housing community applied for as specified by the Housing Construction
Corporation, the applicant’s status would be “Qualified”, else “Not qualified” should be recorded.
All deduction rates are subject to change.

(a) You must enter income data and use appropriate formulae to calculate deductions, gross
income, and net income and determine whether the application qualifies for consideration.

In another section of your spreadsheet, information on applicants’ loan indebtedness should be

recorded and calculated. Total amounts owed with respect to bank loans, credit card loans and
credit union loans must be revealed.

Loans
Total Loan Amounts Monthly Payments
Credit Credit Bank Credit Card Credit Union Total Loan
Applicant Bank Card Union Payment Payment Payment Payments
Michael
James $15,780.00 $1,100.00 $14,890.00 $ 439.65 $105.42 $ 414.11 $ 959.17

(i) Repayment on bank loans is calculated as equal monthly payments over three years at a
simple interest of 8% of the starting loan amount.
(ii) Repayment on credit card loans is calculated as equal monthly payments over 18 months at
a simple interest of 10% of the starting loan amount.
(iii) Repayment on Credit union loans is calculated as equal monthly payments over three years
at a simple interest of 5%. An additional $300.00 is added to the loan repayment amount
each month for the purchase of shares in the credit union.

Some applicants (no more than six) do not have credit cards, and just a few (no more than three) do not
have loans with the credit union.
All interest rates are subject to change.

(b) You must enter loan information for each applicant and use appropriate formulae to
calculate monthly repayments. Insert a column to calculate each applicant’s total monthly
payments on loans.

In an appropriate section of your spreadsheet, information on each applicant’s monthly

expenses must be calculated. Each applicant must provide realistic estimates of monthly
expenses on groceries, utilities (water, telephone and electricity), transportation, and
miscellaneous expenses. A column stating the applicant’s number of dependants must be
included. Miscellaneous expense is calculated as number of dependants x $75.00
(c) You must enter expense information for each applicant. Insert a column to calculate each
applicant’s total monthly expenses.

For each housing community, insert at table which lists each applicant’s Net Income, Total
Monthly Loan Repayments, and Total Monthly Expenses and Balance. (The data in this table must be
linked to the data in tables previously created.) Balance is calculated as Net
Income – sum of Repayments and Expenses. Add a column that states whether the applicant has
been approved or not approved for housing allocation. An application is approved if the Balance is
equal to or exceeds one half of Net Income.

Create a suitable chart that compares each applicant’s net income, total loan payment, and total
monthly expenses (from the named housing community). Give an appropriate name to this chart.

Save your spreadsheet as LoanApplication 01.

2. The economy has been further severely affected by international fiscal initiatives. To adjust to
these realities and to offset any losses, banks have increased their interest on loans to 10% and
credit cards companies now apply an interest of 15%. The qualifying income on homes however,
has been reduced to $10,000, $7,500 and $5,500 respectively.
Make the necessary changes such that your spreadsheet’s values adjust to these changes.

Save this spreadsheet as LoanApplication 02.

3. Filter the data in the spreadsheet LoanApplication 02 to show qualifying applicants only.
Save this spreadsheet as LoanApplication 03.

4. Using the data in the spreadsheet LoanApplication 02:

(a) For each housing community, sort the applicants’ Income information in descending order on
net income; Loans information in descending order on total loan payments, and Expenses
first in descending order by total expenses, then by number of dependants.

(b) In an appropriate part of your spreadsheet, create a table that lists the Net Income, Total
Monthly Loan Payments, Total Monthly Expenses and approval status for approved ALL applicants from
ALL three housing communities.(The data in this table must be linked to the data in tables created in
section 3 above Loanapplication2 above.) (Note: The data in this table will be used to create your first
database table.)

(c) Create a pivot table that summarizes the financial records of these the number of approved
applicants in the respective communities.

Save your spreadsheet as LoanApplication 04.

Grading rubric
SPREADSHEET – 20 marks

The effectiveness with which Maximum SKILLS Marks

candidate uses or marks per Allocations
manipulates -- subsection

Pre-defined systems functions (3)  Correct use of any THREE different 3

– 1 mark each for correct use functions
of any THREE functions

Arithmetic formulas – 1 mark (3)  Correct use of any THREE different 3

each for any THREE formulas formulas

(2)  Use of absolute addressing or 2

Replicate formulas into other
range names (two different
cells
examples)
(4)  Any TWO: Decimal place, currency, 2
comma, percentage features
 Justified, left, right, centre, font or
Spreadsheet formatting 1
font size
 Advanced use such as merging 1
cells, wrap text
(1)  Data sorted in 1
Sorting data in the
ascending/descending order as
spreadsheet
required
(2)  Simple filter in place 1
Extracting data  Evidence of criteria (for example, 1
B3<20)
(1)  Use of pivot tables to summarise a 1
Pivot Tables
large group of data
(3)  Ability to select required range of 1
adjacent/non- adjacent cell for use in
a chart
 Appropriate chart such as 1
Charting operations
bar/column chart, line graph, pie
chart
 Appropriate labelling of chart title,
chart axes and/or data labels 1

Use of two or more sheets (1)  Linking of cells in different sheets 1

 TOTALS (20) 20

Database Management
1. Information must be maintained on all applicants for housing units. Using information from your
spreadsheet, you are required to design and populate a database with applicant data. You may
accept at least thirty but no more than forty five applicants.
2. Required personal information on applicants should include Applicant ID, name, sex,
address, date of birth, marital status, number of dependants, telephone number and housing
community.
3. Applicant ID is a five digit number in the format XXX07 where XXX is any number between 100
and 999.
4. Applicants must be at least twenty years old but not older than forty-five.
5. Financial data on each applicant is also required. These include net income, total monthly
expenses, total monthly repayment, and whether application is approved or not.

You are required to:

(i) Design and create database tables (files) to meet the required criteria.
(ii) Appropriate data types /field widths are to be used when designing the structure of each
table.

Your database should respond to the following queries.

(a) List the last name, address (village), phone number, net income and number of
dependants of all applicants who listed Marriaqua as their choice for housing
allocation. Name this query Marriaqua Applicants.
(b) List the name, applicant ID and total monthly expenses of all applicants whose total
monthly loan repayment exceed one thousand five hundred dollars. Name this query
LoanPayment.
(c) Count the number of persons who applied for homes in North Windward. Name this
query NorthWindwardCount.
(d) The age of the applicant may be a factor in determining housing allocation priority. List
the name and date of birth of all applicants who are between the ages of twenty and thirty,
inclusive. Name this query TwentytoThirty.
(f) The MOH wants to know the disposable income of Marriaqua’s applicants. Perform
a query which subtracts the sum of their total loan payments and total expenses from their
net income. Name this query Balance.
(g) Prepare a report which lists the names of all applicants whose application have been
approved for housing unit allocation. The report must show each applicant’s title, name,
applicantID, address, and housing community. The report should be sorted by community
then by last name. For each grouping level the report must indicate the applicants’ average
net income. A grand total of income and loan payments and expenses should be indicated
at the end of the report. The first line of the report title should be Approved Applicants.

DATABASE MANAGEMENT (20)

The effectiveness Maximum SKILLS Marks

with which marks per Allocations
candidate uses or subsection
manipulates --
Create a database (5)  Appropriate fieldnames 1
 Appropriate data types 1
 Populating table 1
 Create minimum of two 1
database tables/files
 Selecting a suitable primary key
1
Simultaneous use of (2)  Joining between pairs of 1
two or more database tables/files
tables/files
 Evidence of relationship (1:1 or
1
1:M)

Create queries (5)  Simple query (1 criteria) 1

 Complex query: >1 criteria (1) 2
using more than one table (1)
 Correct use of and result from
calculated field in query 2

Create forms (2)  Form with sub-form created 1

 Appropriate fields for sub-form 1

Sort a database (1)  Evidence of sort 1

table/file/Report

Generate reports (5)  Selection of appropriate fields

for report
1
 Statistical and/or summary
features (for example, count,
sum, average)
1
 Grouping required fields
 Correct specific report title (2)
– Generic report title only (1)
 1

(or 1)

TOTALS (20) 20

Word processing
1. You are to design an application form on which nationals may apply to the Ministry of Housing for
housing allocation. The application form must be designed on letter size paper (81⁄2” x 11”) using tables
and the fillable form features of a Wordprocessing application. Relevant personal information (name,
address, DOD, gender, marital status, number of dependants, telephone number, etc)as well as the
applicant’s financial information (applicant’s salary, spouse salary, monthly expenses, bank and credit
union loan, etc) must be solicited. There should be a space for the applicant’s signature. The left and
right margins of the form must be 0.8” The top and bottommargins must be set to 1.0”
On the reverse side of the application form you are to design a flyer intended to inform the public
about the homes being constructed and the qualifying requirements for each housing community.
(An applicant qualifies if the net salary is above the qualifying salary for that
housing community. Applicant is approved if balance >= one half of net income).

2. Individuals whose applications have been approved must be duly informed by the Ministry of Housing.
Write a letter which congratulates successful applicants and informs them that their applications have
been approved. The paragraph should contain the statement “Please find a listing of all applicants whose
applications have been approved. Please check to ensure thatyour name is listed:”

Insert the report named ‘Approved Applicants’ from the database.

A final paragraph should give information about the proposed dates for the formal opening of the
housing communities.

Using the mail merge feature of your Wordprocessing program, and data from your database, this
letter must be sent from the office of the Chief Executive Officer of the MOH and addressed to the
approved applicant.

WORD-PROCESSING (20)
The effectiveness with Maximum SKILLS Marks
which candidate uses marks per Allocations
or manipulates -- subsection
 (4)
No more than FOUR features to
be tested:
1
 Any TWO: bold, underline,
italics
Document Formatting  Justification (centre, right, full) 1
features
 Changes in line spacing 1
Superscript and/or subscript 1
 Changes in font or font size (or 1
Page numbering or 1)
(2)  Any change in margins, page 1
orientation, paper sizes
Page Layout or text orientation
 Correct use of header OR
footer OR footnotes OR endnotes 1

Select any two of the following (SO1 and SO2).

(2)  Graphic / chart in document 1
SO1:  Graphic/chart/table sized 1
Inserting/importing files appropriately to fit in
desired location/margins
(2) Correct use in entire document 2
SO2 or selected text
(or
Columns Mostly correct in document or 1)
selected text
(2) Correct number of rows and 1
columns
SO2
Correct formatting of table (e.g.
Tables border, shading of cells, 1

colour)
Select any TWO of the following (SO6, SO7 or SO8).
(5)  Auto-generation of table of 1
contents
SO6 In suitable location
1
 At least TWO levels of headings
1
Table of Contents Suitable headings chosen (1
mark EACH)
2
SO7 (5) Selection or creation of required
merge fields in:
Mail Merge Facility
 Data source 1
 Primary document (final 1
document consistent with
merged document)
Insertion of correct merge field
in:
Appropriate section 1

Correct merge 2

(5) Appropriate use of at least

THREE of:
 Option boxes, check boxes,
text boxes, date picker, drop-
SO8 down lists, and command 3
buttons.
Fillable Forms Layout of form for ease of use
 Layout clear and easy to follow
 Some aspects of layout not 2
clear or easy to follow
(or 1)
TOTAL (20) 20

Problem-Solving
1. Develop an algorithm or write pseudocode to determine whether an applicant is approved for
allocation of a home in a named housing community. The algorithm/ pseudocode should accept
the name of the applicant and his/her gross salary as well as salary deductions. The net salary
should be calculated. An applicant qualifies if the net salary is above the qualifying salary for that
housing community. The algorithm should then determine whether the applicant is approved.
Approval is granted should the sum of applicant’s expenses and repayments not exceed half of the
balance.
2. Design and execute a trace table that accepts data for applicants of one housing community. The
table should accept the net salary, total expense, and total repayment amount for each
applicant. The balance should be determined. The approval status should be determined
(applicant is approved if balance >= one half of net income). The number of applicants as well as
the number of approved applicants should be counted. In addition the average net income and
average balance of approved applicants should be determined.

Program Implementation

1. (a) Develop a problem statement for the algorithm developed in question (1) above.
(b) Using the programming language Pascal or VBA, write code to implement/automate the algorithm in
question (1) above
PROBLEM-SOLVING AND PROGRAMMING (15)

The effectiveness with Maximum SKILLS Marks

which candidate uses marks per Allocations
or manipulates -- subsection

Flowchart or (6)  Start of Algorithm 1

pseudocode
Identifying user-friendly 1
variable names

Initialising variables
1

Processing

 Request for data (prompt) AND

1
storing data (reading data)

 Appropriate and logical use of

structures

- Selection
1
- Looping
1
Trace table (4)  Variables identified in trace 1
table
1
 Appropriate test data

 Changes in values correctly

2
demonstrated
(or
Some errors in manipulating the
trace table 1)

Program Execution (1)  Working program 1

Program language (3)  Variable initialization 1

features / working
Control structures:
solution
 Appropriate use of selection 1
statements (if- then, if-then-else,
or case statement)
 Looping – (while, repeat or for)
1
 Documentation (1) Program documentation (such as 1
author, date created, statement
of problem, and suitable inline
comments)
TOTALS (15) 15

Web Site design

Using the free web development tool WIX, create a website to meet the following requirements:

1. a home page which should include the intended purpose of the website, including its audience.
Include appropriate graphics and texts , which should include a suitable logo. Relate everything to the
overall trend of this SBA, i.e. government’s new housing initiative.

2. Ensure that you have at least two of the following hyperlinks

link to a location within the web page;
link to an email address;
link to another web page (which may or may not exist);
and,
link to user-created files

3. Include a single page at the end of your word processing document stating “Link to Website”.

Type in your student number and paste the link to your website. Make sure the link works.

WEB-BASED DESIGN (10)

The effectiveness with Maximum SKILLS Marks

which candidate uses marks per Allocations
or manipulates -- subsection

(3)  Inclusion of graphics and text 1

Appropriate design
features to create a  Appropriate use of text 1
simple web page
 Appropriate use of graphics 1
Web page for intended (2)  Layout suitable for intended 2
audience audience
 Mostly suitable for intended
 audience (1)

(3) 3
 Majority of information
Consistent Information consistent with requirements (or
on the page specific
with  Somewhat consistent with 2
requirements
requirements or
 A few aspects are consistent
with requirements 1)

(2) The presence of a link for any 2

TWO of the following:
 link to another web page;
Hyperlinks  link to a location within the
web page;
 link to an email address; and,
 link to user-created files.
TOTALS (10) 10