LOAN A G R E E M E N T

Date: June 10 th 2022

To
LOAN LENDER
President / CEO

We Black Moon Dairy Farm Pvt. Ltd, represented by its President Mr. K.Kalai
Selvan – Founder & CEO holder of India passport Number: Z 3947638, do here
by confirming with full legal and corporate responsibility, under penalty of
perjury, that we are ready, willing, and able to OBTAIN LOAN with good,
cleacleared and of non-criminal origins Euros, through our banking source the
Private Loans described below, derived from legal sources and of non-
criminal origin.

DESCRIPTION OFLOAN
Term: 10 Years
Sending Banks: LLOYDS BANK, HALIFAX BANK UK.
Currency INR
Contract Amount: $ 60 Million USD
Interest rate: 3% OF FACE VALUE OF EACH YEAR.
Commission: 2%
First Tranche of Loan $ 30 Million USD
SubsequentTranches: TO BE MUTUALLY AGREED UPON, AS PER SCHEDULE
OF DELIVERY
Settlement: BY WIRE TRANSFER
TRANSACTION PROCEDURES:

1. BORROWER sends letter of intent (LOI) to the Lender attached with copies
of Signatory´s passport, Company’s Resolution and Client Information Sheet
(CIS).

2. LENDER within two (2) international banking days, countersigns LOI and
returns it back to BORROWER withcopy of the passport, etc. , and this LOI
becomes automatically a full commercial recourse contract.

3. LENDER immediately set up an account on behalf of Borrower, with loan

amount deposited in it and account details shall be giving Borrower for
verification and compliance.

4. BORROWER, within One (1) international banking days, instruct his Bank to
send bank Registration fee of ---------------- by wire transfer) to the Lender
receiving bank coordinates, which slip copy will be also provided to lender via
e-mail for the verification and compliance And final bank transfer PIN shall be
giving to Borrower to make transfers out of the account to any bank
coordinates of his choosing.

And final bank transfer PIN shall be giving to Borrower to make transfers out
of the account to any bank coordinates of his choosing.

5. The same Procedure is used for all other Loan issuance, delivery and
payment settlements.

SPECIAL CONDITIONS:
Any unauthorized calls to banks, by any party or its representative lawyer, to
probe orcommunicate on in an improper way in this transaction is prohibited
and will result contract to be terminated immediately.

This Letter of Intent is a full recourse commercial commitment governed by

the Law of the jurisdiction that both parties reside and standards under ICC
Regulation.

WARNING NOTICE:

PARTY WHO FAILED TO PERFORM THIS CONTRACT, AS WELL AS TO

FOLLOW THE EXACT TIME-SCHEDULESAGREED HEREIN, SHALL BE LIABLE
FOR PAYMENT OF 2% PENALTY FEE OF THE AMOUNT OF TRANCHE IN
DEFAULT OR FACE VALUE OF UNPERFORMED CONTRACT (IN CASE THE
CONTRACT IS CANCELLED COMPLETELY), AS IS THE CASE, AND THE NON-
PERFORMING PARTY´S PERSONAL DETAILS (INCL. COPY OF THE PASSPORT
AND OTHER CORPORATE INFORMATION) WILL BE SUBMITTED TO THE
INTERPOL AND OTHER INTER-GOVERMENTAL ORGANIZATIONS FOR
INVESTIGATION AND INTEROGATION.

NON-PERFORMANCE GUARANTEE:
Both Parties agree, with personal and corporate responsibility, that Two
Percent (2%) damage fee will apply to a Party that fails to perform. The 2%
shall apply in both cases, either when the Lender had sent a CORPORATE
INVOICE and the Borrower will not respond, and/or Both Parties must first
reconfirm with their respective Bank Officers that the present contractual
terms and conditions are acceptable to banks compliance department prior to
entering into and signing any final documents.
BANKING COORDINATES OF THE PARTIES:

BORROWER’S BANKING COORDINATES FOR RECEIVING LOAN AMOUNT OF

Bank name : State Bank of India
Bank address : Thuraiyur Road, Musiri, Trichy , Tamil Nadu,
Bank officer : Manager
Bank tel : +914326 - 260937 | 261133 | 260331
Bankfax : N/A
Bank e-mail : [email protected]
Bank Sort Code : SBIN0000978
BIC / SWIFT code : SBININBB467
Account name : Black Moon Dairy Farm Pvt.Ltd
IBAN / Account number: 38147154282

LENDER’S PAYMENT RECIEVINGBANKCOORDINATES TO RECEIVE LOAN

REGISTRATION FEE
Bank name :
Bank address :
Bank Sort Code :
BIC / SWIFT code :
Account name :
IBAN / Account number:

LENDER AND BORROWER RESERVES THE RIGHT TO USE ANY OF HIS BANK
ACCOUNTS TO RECEIVE HIS PAYMENT. (IT’S OUR BANK REGULATIONS AND
PROCEDURE).
Improper release of the above banking information, for any reason, without
the written prior
authorizationofotherparty,shallbeconsideredasaBreachofContractandwillmak
eadefaultedparty tobe
actionablefordamagessustainedhereby.Eachpartyisnotallowedtocontacttheothe
rparty's
bankwithoutexpressedwrittenpermission.Anypartyattemptingtodosowillleadt
ocancellationof thistransaction/contract.

CONDITIONS:
ThisAgreementshallremainvalidandin fullforce,subject to not being signed
by both parties, forten (10) calendar days only. This transaction must be
fully completed within the period of seven (7) days of signing this Contract by
both Parties.

ARBITRATION:
ThePartiesagreetosettleanydisputearisingbetweenthemonanamicablemanner.
Intheeventof
failuretoanamicablesettlement,thePartiesagreetosubmitanyirreconcilabletoIC
CofficeinGeneva, Switzerland, bythreearbitraryappointedinaccordancewith
ICC rules.

ASSIGNMENT:
NeitherPartymayassignordelegateitsinterestordutieswithoutpriorwrittencons
entoftheother Party.
SEVERABILITY:
In
theeventthatoneofthearticlesoraddendumofthisAgreementisconsideredvoida
ndenforceable, the wholeAgreement is considered enforceable and shall cease
to exist. The Parties, in good faith, shallnegotiate withany
possiblecorrectiontotheaboveinordertopreventthedissolutionofthe entire
Agreement.

AGREEMENT EXECUTION:
EachpartytothisAgreementrepresentthatithasFullLegalAuthoritytoexecutethi
sAgreementand agreetobeboundbythe TermsandConditionssetforthherein, as
well as thatthis Agreement may be executed simultaneously by and between
the Parties via E-mail and/or facsimile Transmission,whichshould be all
deemed as Original. Any statementsmade herein byeither party are all made
under penalty ofperjury.

FORCE MAJEURE:
NeitherPartytothisAgreementshallberesponsibleforbreachofContractcausedb
yanactofGod, civil insurrections, military war operation or anylocal
emergency. The Parties hereby accept the
Internationalprovisionofthe“FORCEMAJEURE”asdefinedbyICC458,Publication
s,whicheverrelates and applies to theissuance of Bank Guarantee(s).

NON-CIRCUMVENTION&NON-DISCLOSURE:
Thepartieshereinagreethenon-circumvention/non-
disclosurerulesofICC,latestedition,shallapplytothetransactionforaperiodof(5)f
iveyearsfromthedateofexecutionof
thisagreementbytheundersigned,his/herassigns,agents,and/orheirs.ThisNC/
NDalsoappliesto anyandallother

transactionsdirectorindirect.Regardingthistransactionanditspossible
rollovers and extensions, each Party and their respective intermediaries
warrant not revealing the Banking Coordinates, provided herein, to any
individual or institution other than those Banking Officers necessaryfor
completion ofthistransaction.

After confirming, by signature and seal, this Agreement/Contract will be

effective equal as an
agreement.EachpartyholdsoneoftheeffectiveAgreement/Contract.Bytheirexec
utionbelow,the
partiesheretoagreetothegeneraltermsandconditionshereinandwarrantontoth
eothertheentire agreementbetweenparties.

AGREED, ACCEPTED AND SIGNED ON THIS DAY _________________ 2022

FOR AND ON BEHALF OF BORROWER: K.Kalai Selvan

Signed by :
Signatory Name: K. KALAI SELVAN
Corporate Title: Founder & CEO
Passport #: Z 3947638

AGREED, ACCEPTED AND SIGNED ON THIS DAY _________________ 2022

FOR AND ON BEHALF OF LENDER: _________________

Signed by :--------------------------------------------------------
Signatory Name: ______________________________
Corporate Title: ______________________________
Passport #: ______________________________

TRANSACTION CODE:------------------

AN AGREEMENT made and entered into as of this _____________ 2022, between

the parties as described hereunder:

AND
Mr. ________________, CEO OWNER, hereinafter referred to as “The Borrower”

WHEREAS “The Lender” hereby agrees to offer “The Borrower” a LOAN for
the purpose of enhancing “The Borrower’s” Main Activities of Project Funding,
under the following term and conditions:

1. Loan amount : $ 60 Million USD ( INR 450 Crores )

2. Currency : INR

3. Term : 10 YEARS

4. Repayment : EUROS

5. Interest : 3%

6. Interest repayment : 3%
7. Loan disbursement : The Total amount advanced in One Tranche;
OR in tranches agreed between both parties.

WHEREAS The Lender agrees to advance funding under the format above, and
“The Borrower” hereby agrees to accept and proceed under procedures to be
as follows:

WHEREAS both parties warrant with legal responsibility that they have made
the necessary arrangement to deal in the transaction outlined herein and that:

“The Lender” is in a position to provide good, clean, clear loan funds of non-
criminal origin as described above or in tranches mutually agreed by both
parties

CONFIDENTIALITY UNDERTAKING

1. By the execution of this agreement both parties expressly undertake to

withhold all information pertaining to this transaction in confidence except
by due process of the law. No copy to another party will be provided or any
information by The Lender.
2. No attempt shall be made either directly or indirectly to avoid, substitute
or otherwise deal with any of the rights under this agreement.

3. That this undertaking shall be deemed binding on all parties, their

employees, bankers, professional advisers, and representatives for whom
each party shall be responsible in accordance with the rules of NCND
regulation promulgated in the latest ICC Editions and /or amendments.

TERMINATION OF AGREEMENT

Termination of this contract unless mutually agreed before the full contract
period would make the terminating party liable to damages to the performing
PartyFORCE MAJEURE

The parties heretin shall not be held liable for failure to perform under the
force majeure clause as stated by the International Chamber of Commerce
(ICC) which clauses are deemed to be incorporated herein.

GOVERNING LAWS

1. This Agreement shall be deemed to have been made in the United Kingdom
and the U.S.A. New York laws governing U.S. Dollars transaction shall
govern construction, validity and performance of this Agreement in all
respects.
SIGNING AND NOTICE

Facsimile of this Agreement shall be binding until such time as the original
copies are sent and received by the signatories to this Agreement. Any
additional information may be communicated by facsimile by the
representative parties.

Non-performance by either party due to the interference of the authorities

will be treated under the Force Majeure clauses.

IN WITNESSETH HEREOF THE PARTIES HERETO HAVE AGREED ACCEPTED

AND EXECUTED THIS AGREEMENT ON THE TH DAY ---------------------- 2022

FOR AND ON BEHALF OF BORROWER : K.KALAI SELVAN

Signed by :
Signatory Name: K.KALAI SELVAN
Corporate Title: Founder & CEO
Passport #: Z 3947638
 CLIENT INFORMATION SHEET
Dated: June 10 th 2022

1. Principal:
a) Represented By: K.Kalai Selvan
b)Nationality: India
c) Passport Number: Z 3947638
d)Date Of Issue: 28.11.2017
e) Date Of Expiration: 27.11.2027
f) Date Of Birth: 18.06.1981
g) Place Of Birth: Lakshminayakan Valasu , Tamil Nadu – State, India
h)SSN/Identity No.: 434783914917
i) Contact Address: No:57/3, Abirami Nagar, II nd Street, Musiri, Trichy
District, Tamil Nadu – State, INDIA
j) Contact Telephone No.: +91 9786036041
k) Add. Telephone No.:
 l) Mobile Telephone No.: +91 9786036041
m) Facsimile No.: +91 9786036041
n) E-Mail Address: [email protected]
o) Occupation: Founder & CEO
p) Business Name: Black Moon Dairy Farm Pvt.Ltd
q) Business Address: No:57/3, Abirami Nagar, II nd Street, Musiri , Trichy –
District, Tamil Nadu – State, India
r) Business Telephone: +91 9786036041
s) Business Facsimile: +91 9786036041
2. Address For Mail: [email protected]
3. Address For Courier: No:57/3, Abirami Nagar, II nd Street, Musiri , Trichy –
District, Tamil Nadu – State, India
4. Legal Counsel: Mr. Mummorthy
a) Address: Melatheru , Musiri ,Trichy – District, Tamil Nadu – State, India
b) Telephone No.: +91 9786036041
c) Facsimile No.: +91 9786036041
5. Bank Name: State Bank of India
a) Address: Thuraiyur Road, Musiri
b) Account Name: Black Moon Dairy Farm Pvt.Ltd
c) Routing No.: SBIN0000978
d) S.W.I.F.T Code: SBININBB467
e) For further credit To:
 Beneficiary Acc No: 38147154282
Beneficiary Name: Black Moon Dairy Farm Pvt. Ltd
d) Acct. Signatory Name: K.Kalai Selvan
e) Bank Officer: Manager
f) Bank Officer Address: Thuraiyur Road, Musiri
g) Bank Telephone Number: 04326-260937/261133/260331
h) Bank Facsimile Number:
PASSPORT COPY PF BORROWER
PASSPORT COPY OF LENDER