Chapter 1:

Who am I, and why can you trust me?

My name is Anthony Socha, and I'm an online church

minister and pastor, but I wasn't always in this place of
financial freedom.
There was a time when I felt lost and alone, haunted by the
debts that kept rising up like a tidal wave. Each cent I made
seemed to vanish with the next bill, and no matter how hard I
tried – it only seemed worse as every day I felt closer and
closer to being crushed under the weight of my mounting
debt.

The pressure was unbearable; some days were almost too

much to take. When you don't have enough money coming
in, fear creeps in and takes over - even when there's nothing
else left to give!

As I struggled to make sense of the chaos that had become

my financial situation, I desperately pleaded for God's help
and guidance. Miraculously, He answered my prayers and
showed me how to regain control of my finances.

Heeding His wisdom, I broke free from the bonds of debt. I

embarked on a journey beyond my wildest dreams, trusting
His plans. Soon, all debts were paid off, and I lived
unburdened. It was liberating, one I'll never forget.

Money isn't everything, but it can be a relief when you don't

have to worry about bills, debt collection calls, or the fear of
losing everything. Now I'm living in financial freedom - it's a
beautiful feeling!

Apart from having money to live comfortably, there are other

great benefits to being debt-free. I am more able to pursue
my passions, as I no longer need to worry about making ends
meet. My relationships with family and friends also benefit, as
they no longer have to carry my financial burdens or stress.
I now had the means to contribute and give back in ways that
hadn't been possible before. Instead, money that would have
gone towards debt payments was used to benefit others, and
I felt incredibly fortunate for this opportunity.

While I enjoyed my newfound freedom, I wanted to extend it

to others. I felt inspired to share God's generosity with people
and teach them to live without constant financial stress.

So I started to teach the principles that had saved me - how

to budget, live below your means, and prioritize your
spending.

At first, it was just a small group of people struggling like I

once had, but as word spread, more and more people came
to me for guidance.

It was beautiful to see how people's lives were transformed.

One by one, they broke free from debt and began living with
a newfound sense of purpose and security. I felt like I was
doing God's work, which brought me immense joy.

As our group grew, we started to organize events and

workshops where people could come and learn about
financial literacy. Our impact on people's lives amazed me,
giving me an incomparable sense of fulfillment.

But the more I taught, the more I realized that people's

struggles with money were often much deeper than just a
lack of financial literacy. Many people carried emotional
baggage from their past or had limiting beliefs about money
that held them back.
So I started to delve deeper into money's emotional and
psychological aspects, and I began incorporating spiritual
practices into my teachings. I taught people how to release
their limiting beliefs, manifest abundance, and cultivate a
sense of gratitude for what they already had.

The results were incredible. People not only became

financially free but also experienced a newfound sense of
peace and contentment in their lives. They learned to trust in
God's provision and to see abundance in every aspect of
their lives.

As the years went by, our group grew into a thriving

community, and I became known as the financial pastor.
People came from all over the world to attend our workshops
and events, and many of them left with a renewed sense of
hope and purpose.

One day, a woman named Rachel came to me after a

seminar, tears streaming down her face. "Pastor Anthony,"
she said, "I don't know how to thank you. You've changed my
life."

I smiled at her, feeling grateful for the opportunity to help.

"You did the work, Rachel," I replied. "I was just a guide."

She shook her head, still crying. "No, you don't understand. I
was drowning in debt and didn't know how to get out. I was
about to lose my house and car and felt like a failure. But
then I found your teachings, and everything changed. I paid
off all my debts and now have a savings account. I feel like I
can breathe again."
I felt a lump in my throat as I listened to her story. This was
why I did what I did. To see the joy and relief on people's
faces was worth more than any amount of money.

"Thank you for sharing that with me, Rachel," I said, placing a
hand on her shoulder. "Remember that God is always with
you and will continue to guide you on your journey."

She nodded, wiping away her tears. "I know. I just needed
someone to believe in me."

We hugged, and I could feel the weight of her past struggles

lifting off her shoulders. It was moments like these that made
it all worth it.

As Rachel left the seminar with renewed hope, I knew I

wanted to continue this work for as long as possible.

As the seminar ended, I went to my car, feeling fulfilled and

content. The sun was setting, painting the sky with hues of
orange and pink. I took a deep breath and thanked God for
this beautiful day, the opportunity to help others and the gift of
life.

Just as I was about to get into my car, I heard a voice calling

out to me. "Pastor Anthony, wait!"

I turned around to see a young woman running towards me.

She was out of breath, and her eyes were red from crying.

"Is everything alright?" I was concerned.

She nodded, wiping away her tears. "I'm sorry to bother you,
Pastor. I just wanted to thank you for what you said today. It
really spoke to me."

I smiled, touched by her sincerity. "It was my pleasure. I'm

glad that it helped."

She hesitated for a moment as if trying to find the right words.

"I've been struggling with my finances for a long time. I feel
like I'm drowning in debt and don't know how to get out. But
after hearing you speak, I feel there's hope for me. Like
maybe, just maybe, I can turn things around."

I could see the pain and desperation in her eyes. Seeing

someone in such a problematic place broke my heart, but I
knew anything was possible with God's help.

"Of course, you can, my dear," I said gently. "You are not
alone in this. You can overcome any obstacle with God's
guidance and the right tools. Believe in yourself and trust the
journey."

She smiled, and I saw a glimmer of hope in her eyes. "Thank

you, Pastor. I needed to hear that."

We said our goodbyes, and as she walked away, I felt a

sense of purpose wash over me. This was why I did what I
did - to help people find hope and faith in the midst of their
struggles.

As I got into my car and drove off, I thought about the young
woman's words. She reminded me of myself all those years
ago, struggling and feeling alone. But God had shown me the
way, and now it was my turn to show others.

I promised to continue sharing God's love and wisdom with

those in need, to help them break free from the chains of debt
and live a life of abundance and purpose.

And as I drove home, I felt a deep sense of gratitude for all

that God had done in my life, for the people He had brought
into my life, and for the opportunity to make a difference in
the world.

Inspired by this, I decided to write this small book. I wanted to

share the knowledge and tools that had helped me break free
from debt and create financial freedom for myself and others.
With God's help, anyone could achieve their dreams.

I called it "Thanking God for Financial Freedom: A Guide to

Breaking Free from Debt and Living an Abundant Life" and
wrote it hoping that anyone who reads it will be blessed with
God's freedom.

I pray that my words will bring joy and hope to those

struggling so that they may find their own path of freedom
and live a life of abundance. In His perfect love, I know this is
possible.

So if you are struggling with debt and need a little bit of

guidance, pick up this book. It will help you find the courage
to break free from the chains of debt and open your eyes to
the promise of financial freedom through God's grace.
As the Bible says, "For I know the plans I have for you,"
declares the Lord, "plans to prosper you and not to harm you,
plans to give you hope and a future."

(Jeremiah 29:11)

Start your journey now to see what God has for you. Believe
and have faith that you can be free from debt, break away
from the bondage of financial struggles, and live life
abundantly with God's grace.

Chapter 2:
Is Money the Root of all evil?

No, money is not the root of all evil. The Bible says: "For the
love of money is a root of all kinds of evils. It is through
this craving that some have wandered away from the
faith and pierced themselves with many pangs."

(1 Timothy 6:10)

Growing up, we are taught that money is the key to success

and happy life. But what if it was about more than just having
enough money to survive? What if the love of money
consumed us and led us down a path of destruction?

It's a never-ending struggle between being financially stable

and becoming greedy. The thought of having more, wanting
more... it can be intoxicating. And before you know it, you're
lost in the abyss of wealth and power. Money may not be
inherently evil, but the love of it can lead you to make
decisions that hurt others and betray your own values. The
question is, where do we draw the line? How much is too
much?

The answer lies in the heart. We must remember that money

is just a tool. It can be used to help others and spread joy, or
it can be used to gain power and control. The choice is ours
to make. Ultimately, it's God who provides us with an endless
supply of abundance, so why not use it for good?

Money is simply a means to an end. It should never be

worshipped but instead used as a blessing from God. We
must learn to use it responsibly and wisely, keeping in mind
the real purpose of our wealth - to glorify God and help
others. Without money, it wouldn't be possible to print Bibles
or send missionaries. Money is a key part of fulfilling God's
plan.

So that is why I believe God wants you to be rich. Not to live

lavish lifestyles but so you can use your wealth to fulfill His
purpose and bless others in need. He wants you to
experience the joy of abundance and use it to glorify Him.

The Bible teaches us that God gives the wealth we possess,

and if we are faithful in using it for His purposes, it will be a
blessing to us both here and in eternity. Proverbs 10:22
declares, “The blessings of the Lord maketh rich, and He
addeth no sorrow with it”

We should not permit money to dominate us but use it as an

instrument to advance God’s heavenly kingdom.
So, no money is not the root of all evil. It’s how we use it that
matters. If used according to God's will, money can be a
blessing and a powerful tool for good.

As we walk along the path of financial freedom, it can be

easy to forget that there are many less fortunate people in the
world. When you feel blessed with wealth, don’t wait until
you’ve achieved financial freedom to start giving back.
Instead, open your heart and share your resources with those
in need. Be generous with your time and money, and always
be thankful for what you have.

No matter how much or how little you have in your pocket, it's
important to remember that financial freedom is about more
than just accumulating wealth. It's about learning to manage
our resources responsibly, including time and money, and
using them to build relationships, help others, and live a life of
purpose. Financial freedom is about finding balance in our
lives and being content with what we have while always
striving to do better.

So don't wait until you get rich - give even when you're in lack
of money. Live a life of generosity and thankfulness, and with
God's will, you will discover true financial freedom.

Now that you know the value of money and why God wants
us to use it to bless others, it's time to learn how to become
financially free. In the next chapter, we will discuss practical
ways to achieve financial freedom - from budgeting and
saving money to creating multiple streams of income.

Start reading now, discover how to achieve financial freedom,

and bless yourself, your family, and others.
Chapter 3:
To Whom God Grants Wealth and How to
Become This Person?

Picture yourself as the director of a company, and today is

one of those special occasions that call for celebration.
You've allocated fifteen thousand dollars to make this event a
night your employees will always remember. Feel the
suspense as you await each extravagant surprise around
every corner, lavish decorations, music, cuisine, and
entertainment beyond imagination.

The decision is in your hands. You must decide which staff to

entrust with organizing the whole party.

Will you select the one who constantly borrows money from
everyone, spending all their salary in a casino and leaving
them in an everlasting cycle of debt?

Or will you choose the other, who lives frugally and tracks
their expenses without fail?

Your decision has the potential to make or break this

important event. Who will you entrust with the hefty sum of
$15,000 to produce a successful gathering? You must choose
carefully and wisely, for there are serious consequences if
your gamble fails.

My gut instinct is undeniable, telling me that the second

choice is a safe bet, as they have proven their commitment to
saving every penny and utilizing funds with extreme caution.
That's just like God when He picks who will safeguard His
wealth, for Scripture states that all riches on this planet
belong to Him.

"The silver and gold are mine,' cries the Lord of Hosts."
(Haggai 2:8)

God owns all earthly wealth and seeks honest, reliable

managers. And your money was a gift from Him; have you
used it responsibly?

Have you honored God with the money He entrusted you, or

have you squandered it on fleeting pleasures and selfish
desires?

If you wish to attract riches and wealth from God, you must
adjust your thinking and behavior. You must become a proper
steward of God's wealth. And the most responsible way to
handle the Lord's blessings is to be able to monitor your
earnings and outgoings down to the exact amount.

This is the key to financial freedom- budgeting.

Put a leash on your spending habits and take full control of

your finances. Allocate every penny you earn, evaluate each
expense, and cut back wherever necessary. By tracking all
your earnings and expenditure, save for retirement, provide
your children with an education, contribute to a charity, and
still have something left over for yourself.

With proper management of our resources, it will be possible

to reach the goal of being financially free as well as
generous. So use God's money responsibly - give it purpose.
Start-up home accounting, get a clear view of where you
stand financially and make informed decisions accordingly.

I was hesitant to take a closer look at my expenditures, but

when I finally gathered the courage and did so, the reality of
how much I was spending on my car compared to how little I
was spending on groceries for my family hit me like a freight
train.

Thousands were slipping away each month without me ever

realizing it; a hundred here, two hundred there. All these
small expenses add up, and before I knew it, I was in debt
with not even a penny of savings to show for it.

It became clear that mastering home accounting was

essential if I wanted to turn things around and get my
finances under control.

I started to make a list of all my expenditures, both big and

small. Every day, I wrote down everything I spent, from the
morning coffee to the gas money for my car. Seeing how
much I was spending on things I didn't need was a shock.

At first, adjusting my lifestyle to fit my new budget was

challenging. I had to give up some luxuries I had grown
accustomed to, like eating out at restaurants or buying fancy
clothes. But as time went by, I began to see the results of my
efforts.

I was able to pay off my debts and start saving money for my
children's education. I even had enough to give to my
church's charity program and help those in need. My financial
situation began to stabilize, and the stress that came with
living paycheck to paycheck slowly dissipated.

Accounting requires absolute discipline and diligence - not

only to record income and expenditure accurately but to use
the activity as a tool for self-control. Disciplining oneself can
have far-reaching benefits and bring a world of good into
one's life.

From cutting out unhealthy food and taking up arduous

exercise regimes to conquering undesirable habits, a
disciplined person is always healthier, more professional, and
earns more. Thus, it is undeniable that developing such an
essential trait brings tremendous rewards.

As my financial situation improved, I began to realize that my

newfound discipline had spilled over into other areas of my
life. I was more focused at work and was able to complete
tasks efficiently and effectively, which led to a promotion and
a raise.

My relationship with my family also improved. I was more

present and engaged with them, which brought us closer
together. I began to prioritize spending quality time with my
kids and my spouse, and we started doing more activities
together that didn't involve spending money.

Through this journey, I learned that mastering home

accounting was not just about managing money, but it was
also about managing myself. It was about developing the
discipline to make smart financial decisions and the discipline
to stay committed to my goals. It was about making sacrifices
in the short term to achieve long-term financial stability.
But most importantly, it was about learning to appreciate the
simple things in life and finding joy in the moments spent with
loved ones. I realized that money could never buy happiness,
but it could provide a sense of security and peace of mind.
And with my newfound financial stability, I was able to fully
enjoy those precious moments with my family without the
burden of worry and stress.

Now, as I continue to pursue my side hustles and work

towards my financial goals, I am grateful for the lessons I
have learned and the person I have become. I no longer see
managing my finances as a chore but as an opportunity to
grow and develop as an individual.

If I had not started budgeting and taking control of my

finances, I would not be where I am today. So if you have
been putting off budgeting, start today and see how it can
benefit your life.

All you need is to install an app on your phone and start

entering all your income/expenses during the day. Once you
start tracking your money, you will be amazed at how much
more control and direction you have over your finances.

And remember Proverbs 10:4, which reads: "Lazy hands

make for poverty, but diligent hands bring wealth." So don't
be lazy and start budgeting today!

Please take the time out of your day to track and manage
your finances. This will help you achieve financial stability
and serve as an opportunity to grow and develop into the
person you want to be. With discipline, dedication, and
patience, anyone can master home accounting and improve
their financial situation.

Now that you have a better understanding of home

accounting and how it can help you to become financially
stable, it's time to start crafting a saving strategy. Saving
money is just as important as budgeting and taking control of
your finances, so in the next chapter, let's discuss how you
can leave debt behind and begin creating a prosperous
financial future.

Chapter 4:
How to pay off debt with God's help?

Debt can be one of the most challenging and stressful

experiences in life. The credit debt crisis has already caused
many people to fall into financial hardship, causing them to
feel overwhelmed with nowhere to turn.

The Bible teaches us that God never intends for us to be in

debt. In Proverbs 22:7, it says, “The rich rule over the poor,
and the borrower is slave to the lender.” It's clear from this
verse that God does not want us to burden ourselves with
debt. He wants us to be free from debt and have a peaceful
life.

God does not support debt, but He does provide a way for us
to pay it off. He gives us the wisdom and resources to
overcome our financial troubles if we work hard and make
smart financial decisions.
When I was in debt, I felt like I was drowning. Every month, I
would struggle to make the minimum payments on my credit
cards, and it seemed like the interest was only making
matters worse.

But then I turned to God and asked for his help. I realized that
I couldn't do this on my own, and I needed his guidance and
strength to overcome my financial struggles. I started to pray
and read the Bible, searching for wisdom and guidance.

One of the first steps I took was to create a budget and track
my expenses. This allowed me to see where my money was
going and identify areas where I could cut back on expenses.

And here are some next steps you can take to pay off your
debt with God's help:

1. Pray for guidance and wisdom - Ask God to give you the
wisdom and guidance to create a plan to pay off your debt.
Pray for strength and discipline to stick to your plan, even
when it gets tough.

2. Make a list of all your debts - Write down all your debts,
including credit cards, loans, and any other debts you may
have. Seeing them all in one place can help you create a plan
to pay them off.

3. Prioritize your debts - When prioritizing your debts, it is

important to also consider the size of each payment. Start by
paying off the smallest debt first, even if it has a higher
interest rate than other loans. This will free up money and
momentum to pay down larger debts with greater ease. Not
only that but making small payments on smaller debts will
also help build your credit score.

4. Make more than the minimum payments - Whenever

possible, make sure you are making more than the minimum
payment on each debt.

Figure out the minimum amount of money you need to

survive. For example, food and transportation costs for
getting to work. Anything extra should go towards paying off
debt.

This will help reduce the amount of interest you pay in the
long run and speed up your debt repayment process.

5. Unload your extra belongings - Brainstorm a list of what

excess items you own. This could include an old phone,
tablet, furniture, or any other miscellaneous possessions that
may be valuable. Estimate the worth of each item and
determine which ones are necessary for daily life, and which
can be done without. Collect all the money from the sale of
these items and use it to pay off debt.

6. Discharge loans - start by paying the smallest loan you

have, and once you do, that amount is freed from your
monthly payments. Use this sum to pay off other loans, going
from the lowest balance to the highest balance. Utilize the
money that you no longer need to pay for the former loan to
clear the other debts.

7. Take control of your finances - once you have kept track of

your expenses for at least a month, you'll get a good idea of
where the money goes. Consider what areas you can reduce
spending or cut entirely; it's always better to pay off debts and
put that extra cash into savings. Remember, financial
freedom is not an unattainable goal!

By taking the necessary steps, I was able to eliminate all my

financial burdens in just two years. This newfound freedom
allowed me to invest in other opportunities and make wise
use of the resources at my disposal. My students took the
same approach, and with their combined efforts, they
managed to pay off more than 20 million dollars of debt!

It is a great accomplishment to know that they overcame their

money-related difficulties with God's help. Their diligence
enabled them to take charge of their finances and start anew
without having to pay off interest or outstanding credit card
bills. They now have greater fiscal autonomy and can now
make sensible decisions that will bring financial success
down the line.

No matter where you are on the journey to financial freedom,

know that it is possible. With God's help and some hard work,
you can create a budget, prioritize debts, and take control of
your finances to achieve true financial freedom.

Let's talk about how you can begin laying the foundation for
your financial future as soon as tomorrow.

Chapter 5:
Spend more on what you enjoy to be
debt-free and achieve financial freedom.

You might ask how I can pay off debts if I spend more.
Now I want to talk to you about spiritual matters. When God
entrusts us with finances, He wants us to use them properly.
All we can give back in return is our dimes and our gratitude.
But you cannot be truly grateful when you are unhappy with
your income. When you are forced to live frugally and deny
yourself of everything, money also controls you because
instead of doing what you want, you must do what you need.

If you're looking to receive more of God's blessings, try

shifting your focus to something else that can make you
happy. Put your money towards something that brings you
joy. When you invest in experiences and items that are
meaningful to you, it can help you appreciate the income you
have right now.

"The person who is trustworthy in very small matters is also

trustworthy in great ones, and the person who is dishonest in
very small matters is also dishonest in great ones."

(Luke 16:10)

It is important to learn how to invest your money in the things

that bring you joy. Treat yourself and purchase items or
activities that make you happy. It could be an artistic
endeavor, a journey somewhere, or simply a gathering with
acquaintances for conversation. Others may opt for a
massage or spa day, and some might use their funds to
purchase food for children in need.

My student Oliver had always been frugal with his money. He

pinched pennies and cut back on everything he didn't need.
For years, he had been working hard to pay off his student
loans, credit card bills, and car payments. He had always
dreamed of being debt-free, but he was miserable. Every day
felt like a struggle, and he never had any fun or enjoyment in
his life.

One day, Oliver decided to take my advice and invest more

money into things that brought him joy. He decided to take a
cooking class and discovered a new passion for cooking. He
started buying high-quality ingredients and tools to help him
improve his skills in the kitchen. He even started hosting
dinner parties for his friends and family, which brought him
immense happiness.

Oliver realized he didn't have to be miserable while paying off

his debts. By investing in something that he enjoyed, he felt a
sense of purpose and fulfillment that he had never
experienced before. He learned that money could be a tool to
bring happiness and joy into his life, not just a means to an
end.

As he continued to invest in his passion for cooking, Oliver's

skills improved, and he started to receive requests to cater
events for others. He had found a new source of income that
he enjoyed, and it didn't feel like work at all. His clients loved
his food, and he received rave reviews for his cooking.

Not long after establishing himself, Oliver earned the

reputation of the "go-to" chef in the area and was featured in
various local publications. This success led to offers for him
to open his own restaurant, and his income has since tripled.

Oliver proved that being grateful for the money you have will
make God bless you with more. Spending money on the
things you love is the key to having more of it. Treat yourself
and spend on what makes you happy, whether it's creative
pursuits, traveling, or spending time with friends. Whatever
brings you joy is worth investing in, so go ahead and indulge
yourself!

Make a commitment to God that you will use some of your

income, such as 10%, for indulging yourself. You need to do
this consistently in order to be content with your current
money situation. On behalf of the Lord, you are becoming a
“dependable manager” since you are happy about having
what you possess.

When I was in debt, I wondered how I could utilize the little

cash I had to get something that brought me joy. I liked
learning; so, I started purchasing books. It cost me $1 or $10
at first. Then, I could pay for a $100,000 educational
program.

When you appreciate what you have and feel gratified with it,
your earnings will grow. Besides your fiscal gains, other
aspects of your life will also go through a transformation.

Diving is my hobby, so I purchased diving gear so that I could

imagine myself in the ocean. With increased financial gains, I
was eventually able to bring my daughter with me on an
extended diving and boating trip, which we both thoroughly
enjoyed.

But even when we have money, people often think they need
more to be truly happy. A friend of mine once said that if he
had a million dollars, he would retire right away. His dream
retirement would involve living modestly and having more
time for meaningful pursuits such as being with his child,
baking bread, hiking, and serving God.

Then I inquired why wasn't he doing what he loved right now.

He replied that he couldn't afford it. To him, I said - Consider
this; you are not grateful for the blessings given to you by
God.

I shared with him the best Biblical secret to achieving the life
he has always wanted, and his life was changed forever.

It's quite straightforward - Appreciate what God has bestowed

upon you as if you had a million dollars. Do whatever your
heart desires but within your current means.

How would you live your life if God made you a millionaire?
Imagine how different your lifestyle would be. Everyone will
have their own perspective on this.

For some, this is a time for exploration and adventure. For

others, it's more quality family time than hours locked in the
office. For some, this is just an opportunity to do what they
love without worrying about how much money they make. For
some, this time is spent giving back to those in need.

But don't forget that God should always have a place in your
life. Don't believe you are unworthy of the life you desire. God
created you with a purpose and wants you to live it out
joyfully.

Imagine that you suddenly had one million dollars in your

possession. How would you choose to live? What kind of
activities would you pursue? And start living your dream life
now instead of waiting.

Would you donate millions to charity if you had enough

money? If yes, start donating now, not tomorrow. Donate
more than just money; give of yourself and your time. Visit an
orphanage and build relationships with children who have no
one, or buy groceries for elderly neighbors in need. There are
so many who suffer that you can help immediately.

I started small with a single dollar, but now I am able to

contribute far more and even go on life-changing missionary
trips around the world.

Would you travel around the world if you had enough money?
Start exploring your home now! Set aside time and funds to
nurture your curiosity for all the wonders in your own country.

Would you take care of your health if you had enough

money? Start strengthening your body with exercise and
good nutrition instead of waiting until something goes wrong.
Make yourself a priority and invest in your physical well-being
today.

What can you afford now? Walking in the forest, normalizing

your daily routine, and getting enough sleep are all free.
Maybe spend $3 on earplugs to drown out the noise. Set
aside time for a favorite hobby, family, or travel. And don't
forget to pamper yourself as much as you promised God!

The instruction may be like this:

1. Consider how you'd like to live if money were no object.

2. Determine the amount of your income you will dedicate
to treating yourself - I suggest that you stay within a 20%
range, but do not exceed this amount. You can pick a number
between 5 or 6 that suits you best.
3. Promise God that you will continue to spend this
percentage on spoiling yourself regularly.
4. Finally, go out and put your plan into action!

Let's say you have $2000 to your name, and you've set a
goal of using five percent of your income on yourself. That
means you now have $100 monthly to spend as you wish,
such as taking a trip. Purchase a single-trip ticket to the
closest metropolis or acquire a vehicle and drive down to the
seaside. Even invest in some hiking boots if mountains are
nearby. All great ideas. And it's essential to stick with this
plan each month since you made a promise to yourself.

It's easy enough! Give it a try!

Would you have a tiny house if you had enough money? If

yes, make your home look as best as you can afford now,
make repairs, and clean up. Even for $5, you can buy
something cozy for your house at IKEA or another shop you
have.

Do it to be content with your current income. And God will

grant you much, much more.

Let's review this again. We don't need money itself; we want

the positive emotions it can buy for us. Instead of desiring
something you do not have, be content with what you do
have. Do whatever you can within your financial capabilities,
and God will provide for you.
"His master replied, 'Well done, good and faithful servant!
You have been faithful with a few things; I will put you in
charge of many things. Come and share your master's
happiness!' (Matthew. 25:21)

This scripture serves as a key reminder to those who seek

prosperity and freedom from debt. Have faith that God will
provide for you, and be faithful to the small things. Start living
your dream life today by doing what is possible with what you
have now. Invest in yourself, your health, and those around
you – these investments will bring long-term satisfaction. Live
with joy and contentment today, as your reward will surely
come!

I share the story of Samantha, a student of mine who had

been working tirelessly for the past five years. She had made
great strides in her career, but her personal life was not faring
as well. She had missed out on precious family time, and
even her health was beginning to suffer from her lack of rest.
No matter how well she did at her job, her overspending
meant she couldn't get the life she wanted. Every month,
though she made enough money to make ends meet, it never
seemed to be enough for all the things she desired.

It wasn't until Samantha took a step back and evaluated her

priorities that she realized she was chasing after the wrong
things. She realized that money could buy her temporary
happiness, but it wasn't the key to a fulfilling life. Samantha
began to invest in herself, her health, and her relationships.
She started taking time off work to spend with her family and
friends. She joined a gym and started taking care of her
physical health. She even started exploring new hobbies and
interests that didn't require a lot of money.

Slowly but surely, Samantha began to feel content with her

life. She no longer felt the need to constantly chase after
more money or material possessions. Her relationships
improved, and she became healthier and happier. She
discovered she sought joy and satisfaction in all the wrong
places.

As Samantha continued to invest in herself and her

relationships, she found that opportunities began to present
themselves to her. She was offered new job opportunities that
allowed her to work fewer hours while making the same
amount of money. She could save more and pay off her
debts, and finally, she had the financial freedom she had
always been chasing after.

But what Samantha valued most was the newfound joy and
contentment she had found in her life. She no longer felt the
need to constantly chase after more money or material
possessions. She had discovered that true happiness came
from within herself and the relationships she had built.

This is the lesson we should all take away from Samantha's

story: Money can buy temporary happiness, but it isn't the
key to a fulfilling life. Invest in yourself, your health, and those
around you – these investments will bring long-term
satisfaction. Live with joy and contentment today, as your
reward will surely come! And in the next chapter, I'll show you
that God can change any life. Through the power of trust and
dedication, you, too, can experience financial freedom and
success in life.
Chapter 6:
God can transform any life, regardless of the
circumstances.

My financial success was not just about accumulating wealth

but about living a life of purpose and meaning. I was inspired
to share my story of transformation with others, to show that
anything is possible with God's help. I started volunteering at
my church's finance ministry, helping others develop their
saving strategies and offering guidance on trusting God in
their financial decisions.

My team and I embarked on a life-changing mission to one of

the most impoverished countries in the world: Myanmar.
Formerly known as Burma, this tiny Southeast Asian nation is
one of the poorest in Asia. We were determined to spread the
message that God's principles of money could help anyone in
any situation alter their lives for the better - no matter how
dire their circumstances may be.

We supplied aid and taught two families Biblical principles of

finance. There were ten kids in each family.

As we interacted with the families, we learned about their

struggles and the challenges they faced every day. They lived
in extreme poverty, struggling to make ends meet with every
passing day. I saw the hunger in their eyes, the desperation
for a better life, and I knew God had brought us here for a
reason.
We instructed them on the principles of stewardship as
outlined in Scripture and shared with them how God desires
them to handle their finances.

In a short period of time, both families made remarkable

changes. They became careful with their resources, and God
was pleased to see them take proper care of what He
provided.

One family was given a chance to open a street candy shop

by God. The children crafted sweet treats in their home
kitchen and sold them on the street. Miraculously, God's
blessing seemed to have worked as their profits was higher
than a regular salary in their country. They sent an image of
the money they had earned through WhatsApp.

The other family started a small farm with the pigs that we
had given them. They worked hard daily, waking up early to
feed and care for their animals. They sold their piglets and
began growing vegetables, utilizing their land. They were
able to provide for their family and their community, selling
their produce and livestock for a fair price.

I was amazed at their dedication and commitment, and I

knew that God had truly transformed their lives. The families
had gone from barely surviving to thrive because of the
principles we had shared with them.

Our team was overjoyed to see the transformation taking

place before our very eyes. We knew that God was at work in
Myanmar, and we were privileged to be a part of it.

As we spent more time with the families, we began to see

changes in their attitudes and outlook on life. They were no
longer defeated by their circumstances but were filled with
hope and determination for the future. They realized that
even in poverty, they could live a life of abundance by
following God's principles.

It wasn't just their finances that had improved, but their

overall well-being as a family. The parents had started
spending more quality time with their children, and there was
a newfound joy in their household. The children were able to
attend school, and their grades improved significantly.

When the moment to say farewell arrived, both families

thanked us for changing their lives. Tears filled their eyes as
they hugged us tightly, and I was overcome with appreciation.

I felt so happy as I turned away from the families, my heart

swelling with a sense of purpose. This experience taught me
how faith could move mountains and bring hope in even the
worst situations.
This journey taught me the power of trust and faith in God's
plan. Through dedication and commitment, it is possible to
experience financial freedom. No matter where you are on
your financial journey, I hope my story will motivate and
inspire you to take the next step toward success.

Remember, God has a plan for your life and the power to
help you achieve it. Believe in yourself, trust the Lord, and
take small steps of faith. With dedication and commitment,
you can experience financial freedom and success in life!

Are you ready to take control of your financial future?

What if I told you that God has a plan for your financial
future? And that plan includes blessings beyond what you
can imagine?

The key to accessing those blessings is to become a faithful

and responsible steward of your finances. That means
managing your budget, reducing your debt, and saving for the
future. It means trusting in God's provision and being grateful
for what you have, no matter how much or how little.

Our latest book, "The Blessed Budget Method: How to

Have and Save More Money Without Working Overtime,"
offers a faith-based approach to financial management.

This book teaches not only financial principles but also

incorporates biblical values, showing you how to manage
your finances in a way that pleases God. By following the
actionable steps outlined in this book, you will learn how to
pay off debt, save money, and create a budget that works for
you, no matter your income size.
Imagine a life where you don't have to worry about paying
bills or making ends meet. Imagine having enough money to
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Thank you for your trust, and God bless you!