2/3/25, 5:40 PM Complaint Detail
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Submitted
STATUS PRODUCT ISSUE
Submitted Credit Improper
to the reporting use of
CFPB on or other your
2/3/2025 personal report
consumer
reports
We received your complaint. Thank you.
We will review your complaint. Depending on what we find, we will typically:
Send your complaint to the company for a response; or
Send your complaint to another state or federal agency, or help you get in touch with
your state or local consumer protection office; or
Let you know if we need more information to continue our work.
YOUR COMPLAINT
Public Records Information is NEVER validated by the Recorder
of Deeds nor the U. S Court system due to the FCRA Privacy Law.
Delete the Bankruptcy using consumer laws. 15 USC 1681a(e)
never validated or verified the public record entry. 15 USC
1681b(aN(2) No consent to furnish any information. 15
USC1681c(a) Bankruptcy information is EXCLUDED From, the
consumer report. RE: You Violated The United States Code Law
15 U.S. Code § 1681b - Permissible purposes of consumer
reports LETTER FOR BANKRUPTCY (a)In general Subject to
subsection (c), any consumer reporting agency may furnish a
consumer report under the following circumstances and no
other: (2)In accordance with the written instructions of the
consumer to whom it relates. Under 15 U.S. Code 1681b
Permissible purposes of consumer reports I never gave you any
written consent to report anything on my consumer report. As a
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2/3/25, 5:40 PM Complaint Detail
consumer by law these accounts on this letter must be deleted
immediately or i will seek monetary damages in small claims
court in my city and state. Also we already involved and sent this
letter to the Consumer Financial Protection Bureau, Attorney
General’s Office, Better Business Bureau, and Federal Trade
Commission. Failure to respond satisfactorily within 30 days of
receipt of this certified letter may result in a small claims action
against your company, seeking $5,000 per violation for: 1.)
Defamation 2.) Careless Enablement of Character Fraud 3.)
Infringement of the Reasonable Credit Detailing Act 4.)
Defamation 5.) Negligent Enablement of Identity Fraud 6.)
Violations of the Fair Credit Reporting Act 7.) Financial Injury 8.)
PENALTY OF PERJURY 9.) Violations of 15 U.S.C 1692g 10.) 15
U.S.C 1692a abusive practices 11.) 15 U.S. Code § 1681b -
Permissible purposes of consumer reports 12.) 15 U.S. code 1681
4A B2 Misleading False Reporting My contact information is as
follows: GENEVA JEFFRIES DOB 10/07/1989 SSN 5711 P.S.
Please be aware that dependent upon your response, I may be
detailing any potential issues with your company via an online
public press release, including documentation of any potential
small claims action. I am also including a copy of my complaint to
the organizations below: CC:Thomas Ward Assistant Director of
EnforcementConsumer Financial Protection Bureau1700 G.
Street NWWashington, D.C. 2055 CC: Law Firm Cravath, Swaine
& Moore LLP CC: Consumer Financial Protection Bureau CC:
Attorney General’s Office CC: Better Business Burea CC: State
Senate CC: Federal Deposit Insurance Corporation CC:
Comptroller Of The Currency CC: Federal Reserve System CC:
Credit and insurance CC: Federal Trade Commission CC: State
Regulatory agency CC: California Regulatory agency Divison of
consumer complaints
ATTACHMENTS
50906
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Hide full complaint
What product or service is your complaint about?
PRODUCT OR SERVICE TYPE
Credit reporting or other personal Credit reporting
consumer reports
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2/3/25, 5:40 PM Complaint Detail
What type of problem are you having?
ISSUE TYPE OF ISSUE
Improper use of your report Reporting company used your report
improperly
HAVE YOU ALREADY TRIED TO FIX
THIS PROBLEM WITH THE
COMPANY?
No
What happened?
Public Records Information is NEVER validated by the Recorder of Deeds nor the
U. S Court system due to the FCRA Privacy Law. Delete the Bankruptcy using
consumer laws. 15 USC 1681a(e) never validated or verified the public record
entry. 15 USC 1681b(aN(2) No consent to furnish any information. 15 USC1681c(a)
Bankruptcy information is EXCLUDED From, the consumer report. RE: You Violated
The United States Code Law 15 U.S. Code § 1681b - Permissible purposes of
consumer reports LETTER FOR BANKRUPTCY (a)In general Subject to subsection
(c), any consumer reporting agency may furnish a consumer report under the
following circumstances and no other: (2)In accordance with the written
instructions of the consumer to whom it relates. Under 15 U.S. Code 1681b
Permissible purposes of consumer reports I never gave you any written consent to
report anything on my consumer report. As a consumer by law these accounts on
this letter must be deleted immediately or i will seek monetary damages in small
claims court in my city and state. Also we already involved and sent this letter to
the Consumer Financial Protection Bureau, Attorney General’s Office, Better
Business Bureau, and Federal Trade Commission. Failure to respond satisfactorily
within 30 days of receipt of this certified letter may result in a small claims action
against your company, seeking $5,000 per violation for: 1.) Defamation 2.)
Careless Enablement of Character Fraud 3.) Infringement of the Reasonable
Credit Detailing Act 4.) Defamation 5.) Negligent Enablement of Identity Fraud 6.)
Violations of the Fair Credit Reporting Act 7.) Financial Injury 8.) PENALTY OF
PERJURY 9.) Violations of 15 U.S.C 1692g 10.) 15 U.S.C 1692a abusive practices
11.) 15 U.S. Code § 1681b - Permissible purposes of consumer reports 12.) 15 U.S.
code 1681 4A B2 Misleading False Reporting My contact information is as follows:
GENEVA JEFFRIES DOB 10/07/1989 SSN 5711 P.S. Please be aware that
dependent upon your response, I may be detailing any potential issues with your
company via an online public press release, including documentation of any
potential small claims action. I am also including a copy of my complaint to the
organizations below: CC:Thomas Ward Assistant Director of
EnforcementConsumer Financial Protection Bureau1700 G. Street NWWashington,
D.C. 2055 CC: Law Firm Cravath, Swaine & Moore LLP CC: Consumer Financial
Protection Bureau CC: Attorney General’s Office CC: Better Business Burea CC:
State Senate CC: Federal Deposit Insurance Corporation CC: Comptroller Of The
Currency CC: Federal Reserve System CC: Credit and insurance CC: Federal Trade
Commission CC: State Regulatory agency CC: California Regulatory agency
Divison of consumer complaints
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2/3/25, 5:40 PM Complaint Detail
I WANT THE CFPB TO PUBLISH THIS DESCRIPTION ON
CONSUMERFINANCE.GOV SO THAT OTHERS CAN LEARN FROM MY
EXPERIENCE.
The CFPB will take steps to remove my personal information from this
description but someone may still be able to identify me. Learn how it works. I
consent to publishing this description after the CFPB has taken these steps.
What would be a fair resolution to this issue?
DELETE THE BANKRUPTCY FROM ALL 3 CREDIT BUREAUS WITH A UPDATED
CREDIT REPORT!
2 attachments
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53525.jpg (214 KB)
50906 (1).jpg (160.2 KB)
What company is this complaint about?
COMPANY INFORMATION
LexisNexis Risk Solutions
SOCIAL SECURITY NUMBER (LAST
FOUR DIGITS)
••••
DATE OF BIRTH
10/07/1989
What people are involved?
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2/3/25, 5:40 PM Complaint Detail
YOUR CONTACT INFORMATION
GENEVA JEFFRIES
[email protected]
2485506577
1610 STATION BLUFF DR
Lawrenceville, Georgia 30045 United
States
YOUR PREFERRED LANGUAGE
English
Sent to
company
STATUS
Sent to
company on
2/3/2025
We've sent your complaint to the company, and we will let you know when they respond.
Their response should include the steps they took, or will take, to address your complaint.
Companies generally respond in 15 days. In some cases, the company will let you know
their response is in progress and provide a final response in 60 days.
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2/3/25, 5:40 PM Complaint Detail
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