Section 5

Account Base Segment

Record

Objectives

Upon completion of this section, you will be able to:

 Identify the fields that are required when adding an Account Base Segment record
 Add and remove block codes from an account
 Update the return mail fields
 List the warning codes that can be maintained online
 Locate the processing control table identification code for retail and bankcard
accounts
 Override the minimum payment calculation
 Place a temporary credit limit on an account
 CMS 8.0

Customer
Name/Address
You can have multiple Base
Segment Records per
Customer

Account
Base Segment

Embosser
Credit Embosser
Plan
Segment Record
Credit
Plan
Segment
Credit Plan
An account can have
Segment up to 99 plan segments
active at one time

Section 5–2
 Account Base Segment Record

BASE SEGMENT RECORD OVERVIEW

The Account Base Segment record contains current and historical information for
the account. Customer service personnel utilize this record when adding accounts
or changing account information. Inquiry screens are available for viewing
account information. The Account Base Segment record controls the following
processing options for an account:
 Billing cycle
 Processing flags
 Block codes
 Card numbering scheme
 Interest variances
 Direct debit and credit
 User fields.
Your customers can have multiple Account Base Segment records in CMS. These
multiple accounts can be directed to a single Customer Name/Address record so
that all accounts for the customer use the same mailing address for statements and
correspondence.
CMS identifies each Account Base Segment record by a unique account number.
You can assign an account number to the account when you add the Account Base
Segment record. Or, CMS can automatically assign an account number using the
parameters you set up in the Account Base Segment/Embosser Number
Generation Table on the Logo record (ARML16).

 You can set up the same number for the customer number and
account number. However, CMS recognizes the customer
number as separate and distinct from the account number. If
multiple accounts are going to be used for one customer, you
will want the customer number to be different from the account
numbers.

You can add the Account Base Segment record by using the New Account Setup
function (ARSB) or by using the add mode of the Account Base Segment function
(ARAB).

Section 5–3
CMS 8.0

SETUP ACTIVITY
In the last section you added a new Customer Name/Address record. In this setup
activity, you will add a new Account Base Segment record to go along with the
customer demographics. As before, you will complete only those fields required
for account setup. During the Review activities you will add more information.
Use the add function (ARAB) to add your record.
Your instructor will provide the information that you need. Write it on the line
below:
Organization number =
Logo number =
Default cash plan number =
Default retail plan number =
Owning branch/store number =

1. Enter ARAB in the COMMAND field and press Enter.

2. Type in the ORGANIZATION and LOGO number provided by your instructor.

3. Type a “/” (slash) in the ACCOUNT field. Leave the RELATIONSHIP NUMBER
field blank.

4. Press Enter. ARAB page 01 will display.

5. Write down the account number assigned.

6. Enter the short name - last name first – space – first name. Do not complete
any other fields.

7. Press Enter on page 01. CMS will highlight the fields that require data.
Which fields require information?

8. Assign a $5,000 credit limit.

Section 5–4
 Account Base Segment Record

9. Type your customer number in the CUSTOMER NBR field.

10. Enter a billing cycle.

11. Press Enter. Page 02 displays.

12. Press Enter. Page 03 displays.

13. Press Enter. Are any fields required on page 03? If so, list them below and
then complete the required fields.

14. Press Enter. Page 04 displays.

15. Press Enter. If the default cash/retail plan fields require input, type the
information provided by your instructor and then press Enter again. Page 05
displays.

16. Press Enter. Page 06 displays.

17. Press Enter. Page 07 displays.

18. Press Enter. Did you receive an error message at the bottom of the page?
Write the message received on the line below.

19. Provide the required data and then press Enter.

20. Page 08 displays. Press Enter. Page 09 – the last page displays.

21. Press Enter. Which screen displays after you press Enter on ARAB09?

Your instructor will now discuss the fields on the Account Base Segment record.

Section 5–5
CMS 8.0

ARMB PAGE 00

ARMB ( ) ***** USER DEFINED TITLE ***** PAGE 00 05/04/2000

ACCOUNT BASE SEGMENT 08:32:27

ORGANIZATION ( ) ACCOUNT ( 0003131350000000211 )

PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

Use the Locate screen in maintenance mode (ARMB00) or inquiry mode

(ARQB00) to identify an existing Account Base Segment record that you want to
modify or view. Use the Locate screen in add mode (ARAB00) to enter
identification numbers for a new record that you want to add.

Notes

Section 5–6
 Account Base Segment Record

ARMB PAGE 01

ARMB ( ) ****** USER DEFINED TITLE **** PAGE 01 01/09/2001

ACCOUNT BASE SEGMENT 13:36:29

ORGANIZATION 230 LOGO 100 ACCOUNT 0003131350000000211 ( )

SHORT NAME ( CHANCE KEVIN ) DATE LAST MAINT 01/09/2001
CREDIT LMT TEMP ( 00000000000005000 ) CUSTOMER NBR ( 0003131350000000211 )
CARD FEE DATE ( 04222002 ) USER DATA ( 0000000000000000000 )
CURRENCY CODE 840 MEMO BILL CURRENCY ( 000 ) BILLING LEVEL ( 1 )
STATUS ( A ) C/O STAT ( 0 ) RSN ( ) 0 DAYS 00
ALT CUST ( ) EXPIRES ( 12312001 ) ALT CUST NBR ( 0003131350000000215 )
COLLATERAL CODE ( ) FLEX BILL ( Y ) REL NUMBER ( 0000000000000000105 )
DATES: APPLI ( ) OPNED ( 10222000 ) CLSED ( ) CRD# SCM ( 3 )
GREATEST EXP DATE 00/0000 DATE LAST CY 04052002 BILLING CYCLE 05
STMT FLAG ( H ) FREQ ( 01 ) NEXT STMT 05052002 STM RQ ( C ) ( )
BLK CODE 1 / 2 ( V ) ( ) BLOCK DATE 1 02/04/2002 BLOCK DATE 2 00/00/0000
OWNER ( ) REISSUE SCHEME ( 0 ) RESTRUCTURE FLAG ( N ) EMPLOYEE CODE ( )
CUST STATEMENT/LETTER ( 0 ) ( 1 ) RETURN MAIL ( 00 ) ( ) ( 00000000 )
INCOME-TH ( 00000000000075 ) CRD EXP ( 0000 ) NBR UNBK 00000
DT NOTIF RECV ( ) VIP 0 DISPLAY REQ ( N )
HI BALANCE ( 00000000000000592 ) LETTER REQ ( )
PERM COLLECTOR ( ) COLL CARD REQ ( N )

CURRENCY 840 NOD 2 PER ITEM NOD 2 PERCENTAGE NOD 7

PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

The first page of the Account Base Segment record contains a number of fields
that display detailed information about the account. For discussion purposes, the
fields have been grouped as follows:
 Account setup fields
 Maintenance fields
 Date fields
 Account code fields.

ACCOUNT SETUP FIELDS

The following fields are typically completed when adding the Account Base
Segment record.

 SHORT NAME  CRD# SCH

 CUSTOMER NBR  BILLING CYCLE

 CREDIT LIMIT  FREQ

 ALT CUST, EXPIRES, ALT  CUST STATEMENT/LETTER

CUST NBR

The Field Security record (ARFS) can be used to ensure that required fields are
populated. If a required field is left blank, CMS highlights the field to alert you to
provide the needed data.

Section 5–7
CMS 8.0

ARMB PAGE 01

ARMB ( ) ****** USER DEFINED TITLE **** PAGE 01 01/09/2001

ACCOUNT BASE SEGMENT 13:36:29

ORGANIZATION 230 LOGO 100 ACCOUNT 0003131350000000211 ( )

SHORT NAME ( CHANCE KEVIN ) DATE LAST MAINT 01/09/2001
CREDIT LMT TEMP ( 00000000000005000 ) CUSTOMER NBR ( 0003131350000000211 )
CARD FEE DATE ( 04222002 ) USER DATA ( 0000000000000000000 )
CURRENCY CODE 840 MEMO BILL CURRENCY ( 000 ) BILLING LEVEL ( 1 )
STATUS ( A ) C/O STAT ( 0 ) RSN ( ) 0 DAYS 00
ALT CUST ( ) EXPIRES ( 12312001 ) ALT CUST NBR ( 0003131350000000215 )
COLLATERAL CODE ( ) FLEX BILL ( Y ) REL NUMBER ( 0000000000000000105 )
DATES: APPLI ( ) OPNED ( 10222000 ) CLSED ( ) CRD# SCM ( 3 )
GREATEST EXP DATE 00/0000 DATE LAST CY 04052002 BILLING CYCLE 05
STMT FLAG ( H ) FREQ ( 01 ) NEXT STMT 05052002 STM RQ ( C ) ( )
BLK CODE 1 / 2 ( V ) ( ) BLOCK DATE 1 02/04/2002 BLOCK DATE 2 00/00/0000
OWNER ( ) REISSUE SCHEME ( 0 ) RESTRUCTURE FLAG ( N ) EMPLOYEE CODE ( )
CUST STATEMENT/LETTER ( 0 ) ( 1 ) RETURN MAIL ( 00 ) ( ) ( 00000000 )
INCOME-TH ( 00000000000075 ) CRD EXP ( 0000 ) NBR UNBK 00000
DT NOTIF RECV ( ) VIP 0 DISPLAY REQ ( N )
HI BALANCE ( 00000000000000592 ) LETTER REQ ( )
PERM COLLECTOR ( ) COLL CARD REQ ( N )

CURRENCY 840 NOD 2 PER ITEM NOD 2 PERCENTAGE NOD 7

PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

RELATED FIELDS
SHORT NAME Short name of the account holder. Certain reports list account
information in alphabetical order by short name. For personal
accounts, enter the short name in last name, first name order
without punctuation. For business accounts, enter the name of the
business.

 The SHORT NAME is updated when NAME LINE 1 on the

Customer Name/Address record (ARMN02) is maintained if the
SHORT NAME field on the Organization record (ARMO04) is set
to a value of Y or M.

CREDIT LMT Credit limit of the account in whole monetary units. If a

temporary line of credit is in effect, TEMP displays after this
field.

CUSTOMER NBR Customer number that identifies the Customer Name/Address

record to which this account is assigned. A valid customer name
and address must be on file for this account.

Section 5–8
 Account Base Segment Record

ALT CUST Code that indicates how CMS generates statements when an
alternate Customer Name/Address record exists for the account.
The values are:
A = Alternate customer active; send statement to
alternate address until expiration date
B = Alternate customer active; send statement to
both addresses until expiration date
C = Relationship customer active; send statement
to alternate address
Blank = No action; disregard alternate customer.
(Default)

EXPIRES Date on which the alternate customer address expires for

statements.

ALT CUST NBR Number that identifies the alternate Customer Name/Address
record containing an alternate address for statements.

CRD# SCH Card numbering scheme that determines the card numbers that
you can assign to Embosser records associated with the account.
The values are:
0 = Standard, nonrelationship account in which
the account number and all card numbers are
the same (Default)
1 = Relationship account in which the account
number and all card numbers are the same
2 = Account number and all card numbers are the
same; each card includes a unique sequence
number; valid only for accounts processed by
a revolving/retail logo
3 = Account number and all card numbers are
unique.

BILLING CYCLE Cycle code that indicates the day of the month that CMS performs
cycle processing for the account. Valid entries are 01 to 31.

Section 5–9
CMS 8.0

FREQ Code that indicates the frequency in months that CMS generates
statements for the account. The value in this field defaults from
the Logo record (stmt freq on ARML13). Use this field only if
generating statements for the account at a frequency that is
different from the frequency defined in the Logo record. The
values are:
01–12 = Frequency at which to generate a statement,
in months. To generate a statement every two
months, type 02 in this field; to generate a
statement every three months, type 03 in this
field; and so on.
62 = Generate a statement during the next CMS
daily run. Entering this value overrides all
other conditions and forces CMS to generate
a statement, even if a block code is in effect
that suppresses statements.
99 = Do not generate statements. CMS maintains
account activity on the Online Accumulated
Transactions file (AMOS).

CUST Two part field that determines whether CMS sends statements and
STATEMENT/ letters to the owner only or both the owner and co-owner. The
LETTER first part of this field controls statements. The values are:
0 = Send statements to the owner only (Default)
1 = Send statements to both the owner and the co-
owner.

The second part of this field controls letters. The values are:
0 = Do not send letters to the owner or co-owner
1 = Send letters to the owner only (Default)
2 = Send letters to both the owner and co-owner.

Section 5–10
 Account Base Segment Record

MAINTENANCE FIELDS

Once the account is established, you may need to alter the way the account
processes, request statement reprints and letters or update account information.
The following fields are often used for these purposes:

 STMT FLAG  RETURN MAIL

 STM RQ  DISPLAY REQ

 BLK CODE 1/2  LETTER REQ

 RESTRUCTURE FLAG  PERM COLLECTOR

ARMB PAGE 01

ARMB ( ) ****** USER DEFINED TITLE **** PAGE 01 01/09/2001

ACCOUNT BASE SEGMENT 13:36:29

ORGANIZATION 230 LOGO 100 ACCOUNT 0003131350000000211 ( )

SHORT NAME ( CHANCE KEVIN ) DATE LAST MAINT 01/09/2001
CREDIT LMT TEMP ( 00000000000005000 ) CUSTOMER NBR ( 0003131350000000211 )
CARD FEE DATE ( 04222002 ) USER DATA ( 0000000000000000000 )
CURRENCY CODE 840 MEMO BILL CURRENCY ( 000 ) BILLING LEVEL ( 1 )
STATUS ( A ) C/O STAT ( 0 ) RSN ( ) 0 DAYS 00
ALT CUST ( ) EXPIRES ( 12312001 ) ALT CUST NBR ( 0003131350000000215 )
COLLATERAL CODE ( ) FLEX BILL ( Y ) REL NUMBER ( 0000000000000000105 )
DATES: APPLI ( ) OPNED ( 10222000 ) CLSED ( ) CRD# SCM ( 3 )
GREATEST EXP DATE 00/0000 DATE LAST CY 04052002 BILLING CYCLE 05
STMT FLAG ( H ) FREQ ( 01 ) NEXT STMT 05052002 STM RQ ( C ) ( )
BLK CODE 1 / 2 ( V ) ( ) BLOCK DATE 1 02/04/2002 BLOCK DATE 2 00/00/0000
OWNER ( ) REISSUE SCHEME ( 0 ) RESTRUCTURE FLAG ( N ) EMPLOYEE CODE ( )
CUST STATEMENT/LETTER ( 0 ) ( 1 ) RETURN MAIL ( 00 ) ( ) ( 00000000 )
INCOME-TH ( 00000000000075 ) CRD EXP ( 0000 ) NBR UNBK 00000
DT NOTIF RECV ( ) VIP 0 DISPLAY REQ ( N )
HI BALANCE ( 00000000000000592 ) LETTER REQ ( )
PERM COLLECTOR ( ) COLL CARD REQ ( N )

CURRENCY 840 NOD 2 PER ITEM NOD 2 PERCENTAGE NOD 7

PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

Section 5–11
CMS 8.0

RELATED FIELDS
STMT FLAG Code that indicates how CMS generates a statement for this
account. The values are:
Blank = Normal statement (Default)
0 = User defined statement hold code 10
1–9 = User defined statement hold code 1 to 9
H = Hold statement
R = Returned statement
S = Sign out statement
O = Online/archive-only statement
U = Suppress statement; do not generate
(overrides MAX MONTHS logic on ARMY)
Z = User defined value that suppresses statement
generation (overrides MAX MONTHS logic on
ARMY).

STM RQ Two part field used to request a reprint of the billing statement for
a previous cycle or to request an interim statement.
The first part of this field is a code that indicates whether to
request a reprinted statement or an interim statement. The values
are:
C = Request a reprint statement using the current
billing address (Default)
P = Request a reprint statement using the previous
billing address
I = Request an interim statement during the next
CMS daily run and do not assess a fee
F = Request an interim statement during the next
CMS daily run and assess the fee defined in
the Service Charge/Fee table (ARVM).

The second part of this field is the date on which the original
statement was produced. A date is required if the first part of this
field is C or P. The date must be blank if the first part of this field
is I or F. You can refer to the Online Statement History Display
function (ARSD03) to determine valid statement dates for this
field.

Section 5–12
 Account Base Segment Record

 The Online Statement History Display function (ARSD) can

display detail and recap statements. However, only detail
statements can be reprinted; recap statements cannot be
reprinted even if the statement date displays on ARSD03.

BLK CODE 1 / 2 Two part field that identifies the block codes assigned to this
account. Block codes control specific processing options at the
account level. Valid block codes are the letters A to Z and blank
(or space). Block code parameters are defined by your
management on the Logo record block code matrix on ARML07
and ARML08.

RESTRUCTURE Flag that forces an account to restructure. The account must be

FLAG assigned to the VisionPLUS Collections, Tracking, and Analysis
system (CTA) for collections related activity. The values are:
Y = Yes, force the restructure
N = No, do not force the restructure. (Default)

RETURN MAIL Three-part field that indicates the number of times mail has been
returned for the owning customer record, a user-defined reason
code that identifies the type of mail previously returned, and the
date of the previously returned mail. You must manually enter
values into these fields each time mail is returned.

The first part of this field indicates the number of times mail has
been returned. The values are 00–99. If this field is greater than
zero, CMS produces statements only online. In addition, CMS
does not produce letters from EXAM

 CMS resets the counter to 00 if the customer’s address is

maintained on the Customer Name/Address record (ARMN02)
if the RETURN MAIL field on the Organization record (ARMO04)
is set to a value of Y or M.

Section 5–13
CMS 8.0

DISPLAY REQ Flag that requests a master file display for this account. The
values are:
Y = Produce a master file display (ARU906 must
be in the daily job stream)
N = Do not produce a master file display.
(Default)

LETTER REQ User defined code that identifies a letter to be generated during
the next CMS daily run. CMS clears this field (resets the field to a
blank) each CMS daily run.

 Letters can also be requested through the ASM and LTS.

PERM Code or initials used to identify the permanent collector assigned

COLLECTOR to the account.

Section 5–14
 Account Base Segment Record

REVIEW 1

In this exercise you will maintain some of the fields on page 01 of the Account
Base Segment record as well as see the impact to the account when information in
changed on the Customer record.
Your instructor should provide a block code value to be used for this review.
Write it below.
Block code =

1. Navigate to page 01 of the Account Base Segment record.

2. Tab to the BLK CODE 1 field and type the block code letter provided by your
instructor.

3. Tab to the return mail flag and enter the following in the three part field:

Part 1 = 01 to indicate one piece of mail has been returned

Part 2 = stmt to indicate that a statement has been returned
Part 3 = date of 01012000

What action does CMS take when the return mail counter contains a value
greater than zero?

4. Press Enter. Page 02 displays.

5. Type ARIQ in the COMMAND field and press Enter. The Account Inquiry
screen displays.

 The Account Inquiry screen is covered in detail in section 12 of

this manual.

Section 5–15
CMS 8.0

6. Identify the following fields on page 01 of ARIQ:

Short Name
Total credit limit
Block code 1
Billing cycle

7. Type ARMN in the COMMAND field and press Enter.

8. Navigate to the owner information and complete these steps:

Change the name listed on NAME LINE 1

Maintain the mailing address

9. Go back to the Account Base Segment page 01.

10. What name appears in the SHORT NAME field?

11. List the DATE LAST MAINT below.

12. What happened to the value in the return mail fields?

Section 5–16
 Account Base Segment Record

DATE FIELDS

Page 01 of the Account Base Segment provides a number of date fields that can
assist you in identifying when maintenance was completed for the account or
when certain account functions occur. Many of these fields are updated by the
system.

ARMB PAGE 01

ARMB ( ) ****** USER DEFINED TITLE **** PAGE 01 01/09/2001

ACCOUNT BASE SEGMENT 13:36:29

ORGANIZATION 230 LOGO 100 ACCOUNT 0003131350000000211 ( )

SHORT NAME ( CHANCE KEVIN ) DATE LAST MAINT 01/09/2001
CREDIT LMT TEMP ( 00000000000005000 ) CUSTOMER NBR ( 0003131350000000211 )
CARD FEE DATE ( 04222002 ) USER DATA ( 0000000000000000000 )
CURRENCY CODE 840 MEMO BILL CURRENCY ( 000 ) BILLING LEVEL ( 1 )
STATUS ( A ) C/O STAT ( 0 ) RSN ( ) 0 DAYS 00
ALT CUST ( ) EXPIRES ( 12312001 ) ALT CUST NBR ( 0003131350000000215 )
COLLATERAL CODE ( ) FLEX BILL ( Y ) REL NUMBER ( 0000000000000000105 )
DATES: APPLI ( ) OPNED ( 10222000 ) CLSED ( ) CRD# SCM ( 3 )
GREATEST EXP DATE 00/0000 DATE LAST CY 04052002 BILLING CYCLE 05
STMT FLAG ( H ) FREQ ( 01 ) NEXT STMT 05052002 STM RQ ( C ) ( )
BLK CODE 1 / 2 ( V ) ( ) BLOCK DATE 1 02/04/2002 BLOCK DATE 2 00/00/0000
OWNER ( ) REISSUE SCHEME ( 0 ) RESTRUCTURE FLAG ( N ) EMPLOYEE CODE ( )
CUST STATEMENT/LETTER ( 0 ) ( 1 ) RETURN MAIL ( 00 ) ( ) ( 00000000 )
INCOME-TH ( 00000000000075 ) CRD EXP ( 0000 ) NBR UNBK 00000
DT NOTIF RECV ( ) VIP 0 DISPLAY REQ ( N )
HI BALANCE ( 00000000000000592 ) LETTER REQ ( )
PERM COLLECTOR ( ) COLL CARD REQ ( N )

CURRENCY 840 NOD 2 PER ITEM NOD 2 PERCENTAGE NOD 7

PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

Notes

Section 5–17
CMS 8.0

ACCOUNT CODE FIELDS

The following codes – CURRENCY CODE, MEMO BILLING, STATUS, C/O STAT, RSN,
and DAYS - provide information about the account currency, account status, and
charge-off status of the account.

 The account status and charge-off fields are covered in detail

in the Codes and Classifications section of this manual.

ARMB PAGE 01

ARMB ( ) ****** USER DEFINED TITLE **** PAGE 01 01/09/2001

ACCOUNT BASE SEGMENT 13:36:29

ORGANIZATION 230 LOGO 100 ACCOUNT 0003131350000000211 ( )

SHORT NAME ( CHANCE KEVIN ) DATE LAST MAINT 01/09/2001
CREDIT LMT TEMP ( 00000000000005000 ) CUSTOMER NBR ( 0003131350000000211 )
CARD FEE DATE ( 04222002 ) USER DATA ( 0000000000000000000 )
CURRENCY CODE 840 MEMO BILL CURRENCY ( 000 ) BILLING LEVEL ( 1 )
STATUS ( A ) C/O STAT ( 0 ) RSN ( ) 0 DAYS 00
ALT CUST ( ) EXPIRES ( 12312001 ) ALT CUST NBR ( 0003131350000000215 )
COLLATERAL CODE ( ) FLEX BILL ( Y ) REL NUMBER ( 0000000000000000105 )
DATES: APPLI ( ) OPNED ( 10222000 ) CLSED ( ) CRD# SCM ( 3 )
GREATEST EXP DATE 00/0000 DATE LAST CY 04052002 BILLING CYCLE 05
STMT FLAG ( H ) FREQ ( 01 ) NEXT STMT 05052002 STM RQ ( C ) ( )
BLK CODE 1 / 2 ( V ) ( ) BLOCK DATE 1 02/04/2002 BLOCK DATE 2 00/00/0000
OWNER ( ) REISSUE SCHEME ( 0 ) RESTRUCTURE FLAG ( N ) EMPLOYEE CODE ( )
CUST STATEMENT/LETTER ( 0 ) ( 1 ) RETURN MAIL ( 00 ) ( ) ( 00000000 )
INCOME-TH ( 00000000000075 ) CRD EXP ( 0000 ) NBR UNBK 00000
DT NOTIF RECV ( ) VIP 0 DISPLAY REQ ( N )
HI BALANCE ( 00000000000000592 ) LETTER REQ ( )
PERM COLLECTOR ( ) COLL CARD REQ ( N )

CURRENCY 840 NOD 2 PER ITEM NOD 2 PERCENTAGE NOD 7

PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

RELATED FIELDS
CURRENCY ISO currency code that identifies the currency of this account.
CODE This code defaults from the Organization record (CURRENCY CODE
on ARMO01); you cannot change it at the account level.

MEMO BILL ISO currency code used to generate converted memo-billing

CURRENCY information on statements for this account. When used, CMS
converts the current balance, minimum payment amount, credit
limit, and open-to-buy amount into the memo billing currency for
printing on the statement.

Section 5–18
 Account Base Segment Record

ARMB PAGE 02

ARMB ( ) ***** USER DEFINED TITLE ***** PAGE 02 05/04/2000

ACCOUNT BASE SEGMENT 08:33:44

ORGANIZATION 230 LOGO 100 ACCOUNT 0003131350000000211

SCORES: BUREAU SCR ( 00000 ) IN-HOUSE SCR ( 00000 ) MISC SCR ( 00000 )
CR BUREAU DT ( )

TERMS/CONDITIONS ( NEW ) TERMS/CONDITIONS DT ( 12312000 )

WARNING CODES 0 ( 0 ) ( 0 ) ( 0 ) ( 0 ) ( 0 ) ( 0 )
AUTH CRITERIA 000 CORP-ID-NUMBER 0000000000
CUST/CO GRP CODE COST CTR RPT
ACCOUNT ASSOCIATION:
A1 ( 3 ) ( 0003131350000000217 ) TYP1 ( 1 ) ( ) ( 00000000000000000 )
A2 ( 0 ) ( ) TYP2 ( 0 ) ( ) ( 00000000000000000 )
A3 ( 0 ) ( ) TYP3 ( 0 ) ( ) ( 00000000000000000 )
STMT/LTR 1 ( 0 ) / ( 0 ) LTR FEE ( 0 )
STMT/LTR 2 ( 0 ) / ( 0 ) LTR FEE ( 0 )
STMT/LTR 3 ( 0 ) / ( 0 ) LTR FEE ( 0 )

XFR DATA: ORG 000 LOGO 000 ACCT 0000000000000000000 EFF DATE 00/00/0000
RECENCY FLAG 0 DATE LAST REAGED 00/00/0000 BY
CURRENCY 840 NOD 2 PER ITEM NOD 2 PERCENTAGE NOD 7
PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

Use the top portion of Page 02 to display and enter credit reporting scores and the
date the last credit bureau report was obtained. CMS holds three different credit
scores – BUREAU SCR, IN-HOUSE SCR, and MISC SCR. You may also use the
following fields – TERMS/CONDITIONS and TERMS/CONDITIONS DT to identify
special terms or conditions that apply to the account.
The second part of the screen displays warning codes 1 to 7. These codes are
used by the authorization system to reduce authorization processing time and
increase flexibility in performing qualifying tests for authorizations. The AUTH
CRITERIA, CORP-ID-NUMBER, CUST/CO GRP CODE , and COST CTR RPT fields are
used for processing commercial cards.
The third part of the screen displays three associated parties (guarantors,
cosigners, authorized signers, and user defined parties) and enables you to control
how CMS mails statements and letters to the parties associated with the account.
The fourth part of the screen is display only information for transferred accounts.
If the Account Base Segment record currently displayed is the new (“transfer to”)
account, these fields reflect data for the old (“transfer from”) account. Conversely,
if the Account Base Segment record currently displayed is the old (“transfer
from”) account, these fields reflect data for the new (“transfer to”) account.
The last three fields—recency flag, date last reaged, and by—indicate the recency
delinquency level of the account, the date on which the account was last reaged,
and the operator ID of the person who reaged the account.

Section 5–19
CMS 8.0

WARNING CODES

Seven warning codes are displayed on the Account Base Segment (ARMB) page
02 for use by the Financial Authorization System. These codes can be set online
or through nightly batch processing. CMS decides which warning codes apply
and updates them daily. You can maintain some of these codes manually, but if
the condition still applies on the account, CMS puts the warning code back on the
account in the next processing run. The warning codes are used as follows:

Warning Description System User

Code Maintained Maintained
1 A block code is on the account
that affects authorizations 
2 Delinquency level or charge-off
status of the account  
3 Accounts with returned checks  
4&5 User defined Custom- 
coded
6 Restricts card usage 
7 Suspected fraud on the account  

Notes

Section 5–20
 Account Base Segment Record

ARMB PAGE 02

ARMB ( ) ***** USER DEFINED TITLE ***** PAGE 02 05/04/2000

ACCOUNT BASE SEGMENT 08:33:44

ORGANIZATION 230 LOGO 100 ACCOUNT 0003131350000000211

SCORES: BUREAU SCR ( 00000 ) IN-HOUSE SCR ( 00000 ) MISC SCR ( 00000 )
CR BUREAU DT ( )

TERMS/CONDITIONS ( NEW ) TERMS/CONDITIONS DT ( 12312000 )

WARNING CODES 0 ( 0 ) ( 0 ) ( 0 ) ( 0 ) ( 0 ) ( 0 )
AUTH CRITERIA 000 CORP-ID-NUMBER 0000000000
CUST/CO GRP CODE COST CTR RPT
ACCOUNT ASSOCIATION:
A1 ( 3 ) ( 0003131350000000217 ) TYP1 ( 1 ) ( ) ( 00000000000000000 )
A2 ( 0 ) ( ) TYP2 ( 0 ) ( ) ( 00000000000000000 )
A3 ( 0 ) ( ) TYP3 ( 0 ) ( ) ( 00000000000000000 )
STMT/LTR 1 ( 0 ) / ( 0 ) LTR FEE ( 0 )
STMT/LTR 2 ( 0 ) / ( 0 ) LTR FEE ( 0 )
STMT/LTR 3 ( 0 ) / ( 0 ) LTR FEE ( 0 )

XFR DATA: ORG 000 LOGO 000 ACCT 0000000000000000000 EFF DATE 00/00/0000
RECENCY FLAG 0 DATE LAST REAGED 00/00/0000 BY
CURRENCY 840 NOD 2 PER ITEM NOD 2 PERCENTAGE NOD 7
PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

RELATED FIELDS
WARNING CODE Warning code 1 is set online realtime by the system when a block
1 code is placed on the account that is set to impact authorizations.
The authorization code assigned to a block code in the Logo
record (AU on ARML07 and ARML08) determines whether to
authorize or decline authorizations for the account. The values
are:
0 = Normal authorizations (Default)
1 = Decline
2 = Decline and pick up
3 = Decline with fraud code
4 = Decline with referral
8 = Decline with a user exit (cannot be
maintained)
9 = VIP account; always approve.

Section 5–21
CMS 8.0

WARNING CODE Warning code 2 is set either manually or by the system during
2 batch processing. The values for this warning code contain
delinquency and charge-off information. The values are:
0 = Normal account (Default)
1 = Charged-off account with a zero balance
2 = Charged-off account with a balance greater
than zero
3 = Account is at delinquency level 1
4 = Account is at delinquency level 2.

WARNING CODE Warning code 3 is set either manually or by the system during
3 batch processing. The values for this warning code are based
upon the number of returned checks over the life of the account.
The values are:
0 = No returned checks (no action)
1 = Between 1 and 5 returned checks
2 = More than 5 returned checks.

WARNING Warning codes four and five are user defined. Valid values are 0
CODES 4 - 5 – 7. You may set these codes manually and then define the
authorization responses on the Processing Parameters record
(OFMP) page 05. Customization is required if warning codes
four and five are to be set by the system during batch processing.

Section 5–22
 Account Base Segment Record

WARNING CODE Warning code 6 is set manually. This warning code is used to
6 allow “restricted use” of cards for card schemes 0 or 1. This is a
private label feature that might be used to restrict card usage for
Mr. only, Mrs. only, etc. When used, a response is sent back to
the point of sale informing the clerk to verify that the cardholder
is eligible to utilize the card. The values are:
0 = Cards are not restricted (no action)
1 = Cards are restricted to Mr. only
2 = Cards are restricted to Mrs. only
3 = Cards are restricted to Mr. and Mrs.
4 = Cards are restricted to Mr. and dependents
5 = Cards are restricted to Mrs. and dependents
6 = Business account.

WARNING CODE The values are:

7 0 = No action (Default)
1 = Excessive amount of approved authorizations
2 = Excessive amount of declined authorizations
3 = Excessive number of approved authorizations
4 = Excessive number of declined authorizations
5 = Excessive cash amount of approved
authorizations
6 = Excessive cash amount of declined
authorizations
7 = Excessive cash number of approved
authorizations
8 = Excessive cash number of declined
authorizations
9 = Excessive number of purchase or cash
advances
A = Excessive return to purchase ratio.

Section 5–23
CMS 8.0

ASSOCIATED PARTIES

A Customer Name/Address record can be created to hold demographic

information for a guarantor or additional parties on an account. Each account can
have up to three associated parties in addition to the owner and co-owner. The
Account Association fields link the account to the associated Customer
Name/Address records and control whether statements and other correspondence
are sent. The ltr fee fields determine if CMS assesses a fee for letters sent to
associated parties.

ARMB PAGE 02

ARMB ( ) ***** USER DEFINED TITLE ***** PAGE 02 05/04/2000

ACCOUNT BASE SEGMENT 08:33:44

ORGANIZATION 230 LOGO 100 ACCOUNT 0003131350000000211

SCORES: BUREAU SCR ( 00000 ) IN-HOUSE SCR ( 00000 ) MISC SCR ( 00000 )
CR BUREAU DT ( )

TERMS/CONDITIONS ( NEW ) TERMS/CONDITIONS DT ( 12312000 )

WARNING CODES 0 ( 0 ) ( 0 ) ( 0 ) ( 0 ) ( 0 ) ( 0 )
AUTH CRITERIA 000 CORP-ID-NUMBER 0000000000
CUST/CO GRP CODE COST CTR RPT
ACCOUNT ASSOCIATION:
A1 ( 3 ) ( 0003131350000000217 ) TYP1 ( 1 ) ( ) ( 00000000000000000 )
A2 ( 0 ) ( ) TYP2 ( 0 ) ( ) ( 00000000000000000 )
A3 ( 0 ) ( ) TYP3 ( 0 ) ( ) ( 00000000000000000 )
STMT/LTR 1 ( 0 ) / ( 0 ) LTR FEE ( 0 )
STMT/LTR 2 ( 0 ) / ( 0 ) LTR FEE ( 0 )
STMT/LTR 3 ( 0 ) / ( 0 ) LTR FEE ( 0 )

XFR DATA: ORG 000 LOGO 000 ACCT 0000000000000000000 EFF DATE 00/00/0000
RECENCY FLAG 0 DATE LAST REAGED 00/00/0000 BY
CURRENCY 840 NOD 2 PER ITEM NOD 2 PERCENTAGE NOD 7
PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

Section 5–24
 Account Base Segment Record

RELATED FIELDS
A1 – A3 Two part field that identifies associated parties for the account.
The first part of this field is a code that indicates the type of
association with the account. The values are:
0 = Not used (Default)
1 = Guarantor
2 = Cosigner
3 = Authorized signer
4 = Not used
5–9 = User defined.

The second part of this field is the customer number that

identifies the Customer Name/Address record of the associated
party.

TYP1 – TYP3 Three part field that defines the nature of a guarantor’s
association with the account. This field is required if the
corresponding A1–3 field is 1 (guarantor). The first part of this
field indicates the relationship between the guarantor and the
account holder. The values are:
0 = Not used (Default)
1 = Guarantor is married to the account holder
and lives at the same address
2 = Guarantor is not married to the account
holder and lives at the same address
3 = Guarantor is married to the account holder
and does not live at the same address
4 = Guarantor is a not married to the account
holder and does not live at the same address.

The second part of this field indicates the date on which the
guarantor’s association ends.

The third part of this field identifies the amount guaranteed by the
guarantor.

STMT/LTR1 – Two part field that indicates whether CMS sends statements and

Section 5–25
CMS 8.0

STMT/LTR3 letters to each associated party.

The first part of this field (STMT) determines whether CMS mails
statements to associated parties. The values are:
0 = Do not send statements to the associated
parties (Default)
1 = Send statements to the associated parties
when the account delinquency level (CD on
ARIQ05) reaches the value in the statement
cycle due code on the Logo record (STMT CD
on ARML13)
2 = Always send statements to the associated
parties.

The second part of this field (LTR) determines whether CMS mails
letters to associated parties. This field also determines the type of
letter that CMS sends. The values are:
0 = Do not send letters to the associated parties
(Default)
1 = Send only delinquency letters to the
associated parties when the account
delinquency level (CD on ARIQ05) reaches
the value in the statement cycle due code on
the Logo record (LTR CD on ARML13)
2 = Send all system-generated letters to the
associated parties.

LTR FEE Code that determines if CMS charges a fee for each letter sent to
an associated party. The values are:
0 = Do not charge a letter fee
1 = Charge a letter fee (Default).

Section 5–26
 Account Base Segment Record

REVIEW 2

In this exercise you will review and maintain some of the fields on page 02 of the
Account Base Segment record.

1. Navigate to page 02 of the Account Base Segment record.

2. What value is in the WARNING CODE 1 field and what does it mean?

3. Which of the seven warning codes can be changed online? What happens to
these codes during batch processing?

4. Go back to page 01 of ARMB. Remove block code 1 using the “space” bar.
Press Enter.

5. What value is in the WARNING CODE 1 field and what does it mean?

6. Obtain a Customer Name/Address record number from one of your

classmates. Write it below.

7. Add an associated party to your account. The associated party should be a

guarantor that is not married to the account holder and does not live at the
same address. What values will you input in the A1 and TYP1 fields?

8. Always send statements to your associated party.

9. Press Enter to process your changes. Page 03 displays.

Section 5–27
CMS 8.0

ARMB PAGE 03

ARMB ( ) ***** USER DEFINED TITLE ***** PAGE 03 05/04/2000

ACCOUNT BASE SEGMENT 08:34:30
ORGANIZATION 230 LOGO 100 ACCOUNT 0003131350000000211
RESIDENCE ID ( FL ) ISSUANCE ID ( FL ) SECURED 0 COLLATERAL 0
PRICING CTRL ( ) START DATE ( 00000000 ) EXPIRATION DATE ( 00000000 )
PCT LVL OVRRIDE ( ) START DATE ( 00000000 ) EXPIRATION DATE ( 00000000 )
OWNERSHIP FLAG ( 0 ) OFFICER ( )
WAIVE: INT ( 0 ) LATE CHARGES ( 0 ) LATE NOTICES ( 0 ) MEMBERSHIP ( 0 )
LTR ( 0 ) OVERLIMIT FEE ( 0 ) OVLM NOTICE ( 0 ) NSF 1-5 ( 0 )
SVC FEES: 1 ( 0 ) 2 ( 0 ) 3 ( 0 ) 4 ( 0 ) 5 ( 0 )
6 ( 0 ) 7 ( 0 ) 8 ( 0 ) 9 ( 0 ) 10 ( 0 )
USER FEES 1 ( 0 ) 2 ( 0 ) 3 ( 0 ) 4 ( 0 ) 5 ( 0 ) 6 ( 0 ) CRD FEE ( 0 )
SKIP PAYMENT ( Z ) FREQ SHOP IND ( Y ) FRAUD REPORT ( Y ) CASH LMT ( Y )
PREPAY ALLWD ( 0 ) PREPAY MTHS ( 00 ) PREPAY ZERO ( 0 ) LOAN LMT ( Y )
DELQ CNTRS: PAST ( 000 ) 30 DAY ( 000 ) 60 DAY ( 000 ) 90 DAY ( 000 )
120 DAY ( 000 ) 150 DAY ( 000 ) 180 DAY ( 000 ) 210 DAY ( 000 )
24 MONTH HISTORY
01/13 02/14 03/15 04/16 05/17 06/18 07/19 08/20 09/21 10/22 11/23 12/24
DELQ 1 0 0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0 0
PYMT ( N ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( )
( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( )

PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

This screen enables you to display and enter information for the account,
including:
 Residence ID of the account holder
 Issuance ID of the issuer
 Special pricing controls
 Waive flags for fees
 Account participation features
 Delinquency counters
 History of delinquency occurrences and payments for the previous 24
months.

Section 5–28
 Account Base Segment Record

RESIDENCE & ISSUANCE ID’S

The RESIDENCE ID represents the state, province, or country in which the account
holder resides. For private label accounts, CMS uses the RESIDENCE ID to
determine which Processing Control Table ID serves as the default control for
account, service/charge fee, insurance, and interest processing.
The ISSUANCE ID represents the state, province, or country in which the account
was issued. This field displays only for bankcard accounts. CMS uses the
ISSUANCE ID to determine which Processing Control Table ID serves as the default
control for account, service/charge fee, insurance, and interest processing.
Although typically used to represent the geographical area in which the account
holder resides or where the account was issued, the RESIDENCE ID and ISSUANCE ID
can also be used to represent a special grouping of customers. Since the ID’s
control how the account processes, you can define ID’s for staff accounts, VIP
accounts, and the like.

Notes

Section 5–29
CMS 8.0

ARMB PAGE 03

ARMB ( ) ***** USER DEFINED TITLE ***** PAGE 03 05/04/2000

ACCOUNT BASE SEGMENT 12:16:42
ORGANIZATION 230 LOGO 100 ACCOUNT 0003131350000000211
RESIDENCE ID ( FL ) ISSUANCE ID ( FL ) SECURED 0 COLLATERAL 0
PRICING CTRL ( ) START DATE ( 00000000 ) EXPIRATION DATE ( 00000000 )
PCT LVL OVRRIDE ( ) START DATE ( 00000000 ) EXPIRATION DATE ( 00000000 )
OWNERSHIP FLAG ( 0 ) OFFICER ( )
WAIVE: INT ( 0 ) LATE CHARGES ( 0 ) LATE NOTICES ( 0 ) MEMBERSHIP ( 0 )
LTR ( 0 ) OVERLIMIT FEE ( 0 ) OVLM NOTICE ( 0 ) NSF 1-5 ( 0 )
SVC FEES: 1 ( 0 ) 2 ( 0 ) 3 ( 0 ) 4 ( 0 ) 5 ( 0 )
6 ( 0 ) 7 ( 0 ) 8 ( 0 ) 9 ( 0 ) 10 ( 0 )
USER FEES 1 ( 0 ) 2 ( 0 ) 3 ( 0 ) 4 ( 0 ) 5 ( 0 ) 6 ( 0 ) CRD FEE ( 0 )
SKIP PAYMENT ( Z ) FREQ SHOP IND ( Y ) FRAUD REPORT ( Y ) CASH LMT ( Y )
PREPAY ALLWD ( 0 ) PREPAY MTHS ( 00 ) PREPAY ZERO ( 0 ) LOAN LMT ( Y )
DELQ CNTRS: PAST ( 000 ) 30 DAY ( 000 ) 60 DAY ( 000 ) 90 DAY ( 000 )
120 DAY ( 000 ) 150 DAY ( 000 ) 180 DAY ( 000 ) 210 DAY ( 000 )
24 MONTH HISTORY
01/13 02/14 03/15 04/16 05/17 06/18 07/19 08/20 09/21 10/22 11/23 12/24
DELQ 1 0 0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0 0
PYMT ( N ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( )
( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( )

PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

RELATED FIELDS
RESIDENCE ID Code that identifies the state, province, or country in which the
account holder resides.

 If the RES ID field on the Organization record (ARMO) is Y or

M, the RESIDENCE ID field on ARMB03 is updated by changes
made to the STATE/PROV field on the Customer Name/Address
record (ARMN02).

ISSUANCE ID Code that identifies the state, province, or country in which the
account was issued. This field displays only displays for
bankcard accounts.

If you leave this field blank, the default is the issuance ID code
established on the Logo record (ISSUANCE ID on ARML13).

Section 5–30
 Account Base Segment Record

SPECIAL PRICING CONTROLS

To establish special pricing controls at the account level use the following fields
—pricing ctrl, start date, and expiration date. These controls override the
residence id field for private label accounts or the issuance id field for bankcard
accounts.
The PCT LVL OVRRIDE, START DATE, and EXPIRATION DATE fields can be used to
override the processing control level assigned to an account.
Using these fields, you can temporarily point an account to a different
combination of account control, service charge/fee, insurance and interest
processing parameters for a specific period of time. These fields might be used
to:
 “Re-price” an account temporarily in order to offer a more competitive
rate
 Tailor interest rates and account features for preferred customers
 Offer introductory or “teaser” rates on particular types of purchases.

ARMB PAGE 03

ARMB ( ) ***** USER DEFINED TITLE ***** PAGE 03 05/04/2000

ACCOUNT BASE SEGMENT 08:34:30
ORGANIZATION 230 LOGO 100 ACCOUNT 0003131350000000211
RESIDENCE ID ( FL ) ISSUANCE ID ( FL ) SECURED 0 COLLATERAL 0
PRICING CTRL ( ) START DATE ( 00000000 ) EXPIRATION DATE ( 00000000 )
PCT LVL OVRRIDE ( ) START DATE ( 00000000 ) EXPIRATION DATE ( 00000000 )
OWNERSHIP FLAG ( 0 ) OFFICER ( )
WAIVE: INT ( 0 ) LATE CHARGES ( 0 ) LATE NOTICES ( 0 ) MEMBERSHIP ( 0 )
LTR ( 0 ) OVERLIMIT FEE ( 0 ) OVLM NOTICE ( 0 ) NSF 1-5 ( 0 )
SVC FEES: 1 ( 0 ) 2 ( 0 ) 3 ( 0 ) 4 ( 0 ) 5 ( 0 )
6 ( 0 ) 7 ( 0 ) 8 ( 0 ) 9 ( 0 ) 10 ( 0 )
USER FEES 1 ( 0 ) 2 ( 0 ) 3 ( 0 ) 4 ( 0 ) 5 ( 0 ) 6 ( 0 ) CRD FEE ( 0 )
SKIP PAYMENT ( Z ) FREQ SHOP IND ( Y ) FRAUD REPORT ( Y ) CASH LMT ( Y )
PREPAY ALLWD ( 0 ) PREPAY MTHS ( 00 ) PREPAY ZERO ( 0 ) LOAN LMT ( Y )
DELQ CNTRS: PAST ( 000 ) 30 DAY ( 000 ) 60 DAY ( 000 ) 90 DAY ( 000 )
120 DAY ( 000 ) 150 DAY ( 000 ) 180 DAY ( 000 ) 210 DAY ( 000 )
24 MONTH HISTORY
01/13 02/14 03/15 04/16 05/17 06/18 07/19 08/20 09/21 10/22 11/23 12/24
DELQ 1 0 0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0 0
PYMT ( N ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( )
( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( )

PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

Section 5–31
CMS 8.0

RELATED FIELDS
PRICING CTRL Code that identifies an existing Processing Control Table (PCT
ID) used to establish special pricing controls for the account. The
PCT ID in this field determines the Account Control table,
Service Charge/Fee table, Insurance table, and Interest tables for
the account during the period specified by the start date and
expiration date fields.

 To remove special pricing controls for the account, type # # #

(three pound symbols) in the PRICING CTRL field.

PCT LVL Code that indicates whether a processing control level override is
OVERRIDE in effect, and if so, the level for the PCT ID in the PRICING CTRL
field. This field enables you to override the processing control
level assigned to the account. The values are:
Blank = No override in effect (Default)
L = Logo
O = Organization
S = System.

Section 5–32
 Account Base Segment Record

WAIVE FLAGS

You can use page 03 to indicate whether to waive or assess the following types of
account fees and notices:

Interest Late charges

Late notices Membership fees
Letter fees Overlimit fees
Overlimit notice Insufficient funds (NSF) fees
Service fees User fees
Card fees

ARMB PAGE 03

ARMB ( ) ***** USER DEFINED TITLE ***** PAGE 03 05/04/2000

ACCOUNT BASE SEGMENT 14:04:06
ORGANIZATION 230 LOGO 100 ACCOUNT 0003131350000000211
RESIDENCE ID ( FL ) ISSUANCE ID ( FL ) SECURED 0 COLLATERAL 0
PRICING CTRL ( ) START DATE ( 00000000 ) EXPIRATION DATE ( 00000000 )
PCT LVL OVRRIDE ( ) START DATE ( 00000000 ) EXPIRATION DATE ( 00000000 )
OWNERSHIP FLAG ( 0 ) OFFICER ( )
WAIVE: INT ( 0 ) LATE CHARGES ( 0 ) LATE NOTICES ( 0 ) MEMBERSHIP ( 0 )
LTR ( 0 ) OVERLIMIT FEE ( 0 ) OVLM NOTICE ( 0 ) NSF 1-5 ( 0 )
SVC FEES: 1 ( 0 ) 2 ( 0 ) 3 ( 0 ) 4 ( 0 ) 5 ( 0 )
6 ( 0 ) 7 ( 0 ) 8 ( 0 ) 9 ( 0 ) 10 ( 0 )
USER FEES 1 ( 0 ) 2 ( 0 ) 3 ( 0 ) 4 ( 0 ) 5 ( 0 ) 6 ( 0 ) CRD FEE ( 0 )
SKIP PAYMENT ( Z ) FREQ SHOP IND ( Y ) FRAUD REPORT ( Y ) CASH LMT ( Y )
PREPAY ALLWD ( 0 ) PREPAY MTHS ( 00 ) PREPAY ZERO ( 0 ) LOAN LMT ( Y )
DELQ CNTRS: PAST ( 000 ) 30 DAY ( 000 ) 60 DAY ( 000 ) 90 DAY ( 000 )
120 DAY ( 000 ) 150 DAY ( 000 ) 180 DAY ( 000 ) 210 DAY ( 000 )
24 MONTH HISTORY
01/13 02/14 03/15 04/16 05/17 06/18 07/19 08/20 09/21 10/22 11/23 12/24
DELQ 1 0 0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0 0
PYMT ( N ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( )
( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( )

PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

A value of 0 (assess the fee or send the notice) defaults for the fields shaded
above. If you wish to waive the fees for the account, type a value of 1 in the field.
A value of 1 is also used to waive the sending of a late or overlimit notice. The
NSF 1 – 5 fields have additional values described on the next page.

Section 5–33
CMS 8.0

RELATED FIELDS

NSF 1 – 5 Flag that indicates whether to waive insufficient funds (NSF) fees
for returned checks. The values are:
0 = Do not waive NSF fees if in
accounts/receivable (A/R) and waive if in
profit/loss (P/L) (Default)
1 = Waive NSF fees in A/R and P/L
2 = Do not waive NSF fees in A/R and P/L
3 = Waive NSF fees in A/R but do not waive in
P/L.

ACCOUNT PARTICIPATION FEATURES

The middle portion of page 03 contains a variety of fields used to control skip
payments, frequent shopper participation, fraud reporting, prepayments, and limits
for cash and loan spending.

ARMB PAGE 03

ARMB ( ) ***** USER DEFINED TITLE ***** PAGE 03 05/04/2000

ACCOUNT BASE SEGMENT 14:04:06
ORGANIZATION 230 LOGO 100 ACCOUNT 0003131350000000211
RESIDENCE ID ( FL ) ISSUANCE ID ( FL ) SECURED 0 COLLATERAL 0
PRICING CTRL ( ) START DATE ( 00000000 ) EXPIRATION DATE ( 00000000 )
PCT LVL OVRRIDE ( ) START DATE ( 00000000 ) EXPIRATION DATE ( 00000000 )
OWNERSHIP FLAG ( 0 ) OFFICER ( )
WAIVE: INT ( 0 ) LATE CHARGES ( 0 ) LATE NOTICES ( 0 ) MEMBERSHIP ( 0 )
LTR ( 0 ) OVERLIMIT FEE ( 0 ) OVLM NOTICE ( 0 ) NSF 1-5 ( 0 )
SVC FEES: 1 ( 0 ) 2 ( 0 ) 3 ( 0 ) 4 ( 0 ) 5 ( 0 )
6 ( 0 ) 7 ( 0 ) 8 ( 0 ) 9 ( 0 ) 10 ( 0 )
USER FEES 1 ( 0 ) 2 ( 0 ) 3 ( 0 ) 4 ( 0 ) 5 ( 0 ) 6 ( 0 ) CRD FEE ( 0 )
SKIP PAYMENT ( Z ) FREQ SHOP IND ( Y ) FRAUD REPORT ( Y ) CASH LMT ( Y )
PREPAY ALLWD ( 0 ) PREPAY MTHS ( 00 ) PREPAY ZERO ( 0 ) LOAN LMT ( Y )
DELQ CNTRS: PAST ( 000 ) 30 DAY ( 000 ) 60 DAY ( 000 ) 90 DAY ( 000 )
120 DAY ( 000 ) 150 DAY ( 000 ) 180 DAY ( 000 ) 210 DAY ( 000 )
24 MONTH HISTORY
01/13 02/14 03/15 04/16 05/17 06/18 07/19 08/20 09/21 10/22 11/23 12/24
DELQ 1 0 0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0 0
PYMT ( N ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( )
( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( )

PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

Section 5–34
 Account Base Segment Record

RELATED FIELDS
SKIP PAYMENT Code that indicates whether skip payments are in effect for this
account. The values are:
A = Automatic skip payment is in effect
M = Manual skip payment is in effect
V = Override of the automatic skip payment is in
effect
X = Account ineligible for automatic skip
payment (logo level)
Z = Account eligible for selection if automatic
skip payment turned on. (Default)

FREQ SHOP IND Flag that indicates whether this account can qualify for the
accumulation and/or redemption of frequent shopper points. The
values are:
Y = Yes, this account can qualify for frequent
shopper points (Default)
N = No, this account cannot qualify for frequent
shopper points.

 A value of N overrides any block code conditions.

FRAUD REPORT Flag that determines whether fraud reporting is active for the
account. The values are:
N = Do not report potentially fraudulent activity
Y = Report potentially fraudulent activity.

Section 5–35
CMS 8.0

PREPAY Code that indicates whether prepayments are allowed for the
ALLOWED account. The values are:
0 = Do not allow prepayments.
1 = Allow prepayments only for transactions
associated with logic module 36
(prepayment).
2 = Allow prepayments for transactions
associated with all payment logic modules
(30, 33, 36, and 39). Any overpayment is
treated as a prepayment.

The default value for this field is set in the Logo record (PRE-PAY
ALLOWED on ARML14). You can change this value at the account
level.

 Prepayments are not allowed for credit plans assigned

payment types A, B, or I (PYMT TYP on ARMA05), even if the
prepayment feature is selected at the account level (PREPAY
ALLWD on ARMB03 is 1 or 2).

PREPAY MTHS Number of consecutive months in which the entire computed

payment due can be satisfied by a prepaid amount. The default
value for this field is set in the Logo record (PRE-PAY MONTHS on
ARML14). You can change this value at the account level.

PREPAY ZERO Code that determines if the prepaid amount is reset to zero for the
account. The default value for this field is set in the Logo record
(PREPAY ZERO on ARML14). You can change this value at the
account level.The values are:
0 = Set prepaid amount to zero anytime the
account has a zero balance or a credit balance
1 = Set prepaid amount to zero at statement time
if the account has a zero balance or a credit
balance
2 = Never set prepaid amount to zero.

Section 5–36
 Account Base Segment Record

CASH LMT Code that determines the cash credit limit for the account. The
values are:
N = No cash credit limit is allowed for this
account
T = Total credit limit is available for cash
Y = Cash credit limit is a fixed amount or a
percentage of the credit limit as defined in the
Account Control table associated with the
account (CASH LIMIT FLAG and % OR AMT on
ARMY02). (Default)

LOAN LMT Code that determines the loan credit limit for the account. The
values are:
N = No loan credit limit is allowed for this
account
T = Total credit limit is available for loans
Y = Loan credit limit is a fixed amount or a
percentage of the total credit limit as defined
in the Account Control table associated with
the account (LOAN LIMIT FLAG and % OR AMT on
ARMY02). (Default)

DELINQUENCY & HISTORY COUNTERS

The bottom portion of page 03 contains historical information about the account.
 Delinquency counters - display the number of times the account had a past
due amount for each delinquency level.
 24 month history - reflects the delinquency and payment history of the
account for the previous 24 billing periods.
 Payment history counter - indicates the payment performance or balance
condition of the account for each of the previous 24 billing periods.

Section 5–37
CMS 8.0

ARMB PAGE 03

ARMB ( ) ***** USER DEFINED TITLE ***** PAGE 03 05/04/2000

ACCOUNT BASE SEGMENT 14:42:10
ORGANIZATION 230 LOGO 100 ACCOUNT 0003131350000000211
RESIDENCE ID ( FL ) ISSUANCE ID ( FL ) SECURED 0 COLLATERAL 0
PRICING CTRL ( ) START DATE ( 00000000 ) EXPIRATION DATE ( 00000000 )
PCT LVL OVRRIDE ( ) START DATE ( 00000000 ) EXPIRATION DATE ( 00000000 )
OWNERSHIP FLAG ( 0 ) OFFICER ( )
WAIVE: INT ( 0 ) LATE CHARGES ( 0 ) LATE NOTICES ( 0 ) MEMBERSHIP ( 0 )
LTR ( 0 ) OVERLIMIT FEE ( 0 ) OVLM NOTICE ( 0 ) NSF 1-5 ( 0 )
SVC FEES: 1 ( 0 ) 2 ( 0 ) 3 ( 0 ) 4 ( 0 ) 5 ( 0 )
6 ( 0 ) 7 ( 0 ) 8 ( 0 ) 9 ( 0 ) 10 ( 0 )
USER FEES 1 ( 0 ) 2 ( 0 ) 3 ( 0 ) 4 ( 0 ) 5 ( 0 ) 6 ( 0 ) CRD FEE ( 0 )
SKIP PAYMENT ( Z ) FREQ SHOP IND ( Y ) FRAUD REPORT ( Y ) CASH LMT ( Y )
PREPAY ALLWD ( 0 ) PREPAY MTHS ( 00 ) PREPAY ZERO ( 0 ) LOAN LMT ( Y )
DELQ CNTRS: PAST ( 000 ) 30 DAY ( 000 ) 60 DAY ( 000 ) 90 DAY ( 000 )
120 DAY ( 000 ) 150 DAY ( 000 ) 180 DAY ( 000 ) 210 DAY ( 000 )
24 MONTH HISTORY
01/13 02/14 03/15 04/16 05/17 06/18 07/19 08/20 09/21 10/22 11/23 12/24
DELQ 1 0 0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0 0
PYMT ( N ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( )
( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( )

PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

RELATED FIELDS
PYMT The values are:
Blank = No payment history for this statement period
* = Statement production stopped
– = No payment requested and no payment made
A = Account was prepaid and no payment was
made
B = Account was prepaid and customer made a
payment
C = Normal payment made
D = Debit this month
E = Overpayment made
F = First usage
I = Inactive account (valid only if
ACTIVE/INACTIVE on ARMS02 is Y)

M = Payment was requested and customer made

no payment

Section 5–38
 Account Base Segment Record

N = New account
P = Balance paid out
S = Short payment made
X = Advanced payment
Y = Skip payment in effect and no payment was
received
Z = Skip payment in effect and a payment was
received.

REVIEW 3

Answer the True/False questions to review information about page 03 of the

Account Base Segment record. Write “T” for true and “F” for false.

_____ 1. CMS automatically maintains the delinquency counters and

payment history counters on page 03.
_____ 2. Account payments can be waived using the WAIVE flags on
ARMB03.
_____ 3. The PRICING CTRL, and PCT LVL OVRRIDE fields along with their
start and expiration dates can be used to re-price an account or
tailor interest for preferred customers.
_____ 4. The RESIDENCE ID is used to control account processing, interest,
insurance, and fees for bankcard accounts.
_____ 5. If the SKIP PAYMENT field is set to a value of X then the account
is not eligible to participate in prepayments either.
_____ 6. The ISSUANCE ID is used to control special pricing for private
label accounts.

Section 5–39
CMS 8.0

ARMB PAGE 04

ARMB ( ) ***** USER DEFINED TITLE ***** PAGE 04 05/04/2000

ACCOUNT BASE SEGMENT 08:35:05
ORGANIZATION 230 LOGO 100 ACCOUNT 0003131350000000211

RATE VARIANCES CURRENT PENDING EFFECTIVE

1 + 0000000 ( + 0000000 ) ( )
2 + 0000000 ( + 0000000 )
3 + 0000000 ( + 0000000 )
4 + 0000000 ( + 0000000 )
5 + 0000000 ( + 0000000 )
6 + 0000000 ( + 0000000 )
7 + 0000000 ( + 0000000 )
8 + 0000000 ( + 0000000 )
9 + 0000000 ( + 0000000 )
10 + 0000000 ( + 0000000 )
11 + 0000000 ( + 0000000 )
12 + 0000000 ( + 0000000 )

CHARGED-OFF ACCRUED INTEREST ( 0 )

DEFAULT CASH / RETAIL PLAN ( 00001 ) ( 00002 )
CONTROLLING PLAN OVERRIDE ( )
FIXED PAYMENT AMOUNT/PERCENT ( 00000000000 )
CURRENCY 840 NOD 2 PER ITEM NOD 2 PERCENTAGE NOD 7
PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

This screen indicates the 12 rate variances currently in effect and the 12 pending
rate variances for the account. The effective date identifies the last effective date
of the current rate variances. The rate variances apply to credit plans on the
account associated with the respective rate table occurrence indicators. For
example, rate variance 1 applies to credit plans assigned rate table occurrence
indicator 1, rate variance 2 applies to credit plans assigned rate table occurrence
indicator 2, and so on, for the remaining rate variances 3 to 12.
This screen contains additional account information, including the plan numbers
of the default cash and retail credit plans, also called “phantom” plans. CMS uses
“phantom” plans for disclosure purposes when an account does not have active
cash or retail credit plans. The DEFAULT CASH / RETAIL PLAN field displays for
bankcard accounts only (TYPE OF ACCOUNT on ARML01 is X).
This screen also contains parameters for overriding CMS’s payment calculation
methods.

Section 5–40
 Account Base Segment Record

RELATED FIELDS
CURRENT 1-12 Two part field that identifies current variances 1–12 and a sign
indicator for each variance. The first part of each field is a sign
indicator (+ or –) that indicates whether the current variance is
added to or subtracted from the rate.The second part of each field
is the current rate variance for the credit plans associated with
each rate table occurrence.

 The CURRENT fields are open for input only during the add
mode (ARAB).

PENDING 1-12 Two part field that identifies pending variances 1–12 and a sign
indicator for each variance. The first part of each field is a sign
indicator (+ or –) that indicates whether the pending variance is
added to or subtracted from the rate. The second part of each field
is the pending rate variance associated with each rate table
occurrence.

 The PENDING fields are open for input only during the
maintenance mode (ARMB).

EFFECTIVE Last date on which the current variances are effective for credit
plans.

 Ratification is based on the ratification flag on the processing

Control table (RATF on ARMF01).

CHARGED-OFF Code that indicates whether interest accrues on charged-off

ACCRUED accounts. The values are:
INTEREST 0 = Do not accrue interest on charged-off
accounts
1 = Accrue interest on charged-off accounts.

The default for this field is set in the Account Control table (CO
ACCR INTEREST on ARMY02).

Payment Calculation Overrides (Fixed Payments)

Section 5–41
CMS 8.0

When you have to make special payment arrangements with a customer, you can
override the minimum payment calculation at the account level by using the fields
on page 04.

ARMB PAGE 04

ARMB ( ) ***** USER DEFINED TITLE ***** PAGE 04 05/04/2000

ACCOUNT BASE SEGMENT 08:35:05
ORGANIZATION 230 LOGO 100 ACCOUNT 0003131350000000211

RATE VARIANCES CURRENT PENDING EFFECTIVE

1 + 0000000 ( + 0000000 ) ( )
2 + 0000000 ( + 0000000 )
3 + 0000000 ( + 0000000 )
4 + 0000000 ( + 0000000 )
5 + 0000000 ( + 0000000 )
6 + 0000000 ( + 0000000 )
7 + 0000000 ( + 0000000 )
8 + 0000000 ( + 0000000 )
9 + 0000000 ( + 0000000 )
10 + 0000000 ( + 0000000 )
11 + 0000000 ( + 0000000 )
12 + 0000000 ( + 0000000 )

CHARGED-OFF ACCRUED INTEREST ( 0 )

DEFAULT CASH / RETAIL PLAN ( 00001 ) ( 00002 )
CONTROLLING PLAN OVERRIDE ( )
FIXED PAYMENT AMOUNT/PERCENT ( 00000000000 )
CURRENCY 840 NOD 2 PER ITEM NOD 2 PERCENTAGE NOD 7
PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

RELATED FIELDS
CONTROLLING Flag that indicates whether CMS overrides the controlling Credit
PLAN OVERRIDE Plan Master record and assesses a fixed payment or a percentage
of credit limit payment for this account. The values are:
F = A fixed payment is in effect for this account
P = A percentage of credit limit payment is in
effect for this account
X = A fixed payment is in effect for this account
until purchase activity occurs (a Logic
module 01 purchase or a Logic module 28
advance check request)
Space = No override is in effect. (Default)

FIXED PAYMENT Fixed payment amount or percentage of the credit limit that CMS
AMOUNT/ uses to calculate the payment amount if the CONTROLLING PLAN
PERCENT OVERRIDE is F, P or X.

Examples:

Section 5–42
 Account Base Segment Record

For $25.00, enter 00000002500

For 12.375%, enter 00000012375

If you enter a fixed amount that is less than the minimum payment defined on the
Account Control table (ARMY02), CMS bills the minimum payment amount.
CMS always bills the greater of the two amounts (unless the account balance is
less than either amount, in which case CMS bills the account balance).

Notes

Section 5–43
CMS 8.0

ARMB PAGE 05

ARMB ( ) ***** USER DEFINED TITLE ***** PAGE 05 05/04/2000

ACCOUNT BASE SEGMENT 08:35:44
ORGANIZATION 230 LOGO 100 ACCOUNT 0003131350000000211

1099-C INDICATOR ( 0 ) 1098 INDICATOR ( 0 )

BANKRUPTCY INDICATOR ( 0 ) CB SPEC COMMENT ( )
AMOUNT DISCHARGED 00000000000 LOCAL USE ( 0 )
AMOUNT INTEREST 00000000000
AMOUNT FEES 00000000000
DISCHARGED DATE 00/00/0000
PAYMENT HOLD ( 0 )

EMBOSSING DATA:
CHECKING ROUTING NUMBER ( 000000000 )
CHECKING ACCOUNT NUMBER ( )
SAVINGS ROUTING NUMBER ( 000000000 )
SAVINGS ACCOUNT NUMBER ( )
USER ACCOUNT NUMBER ( )

CURRENCY 840 NOD 2 PER ITEM NOD 2 PERCENTAGE NOD 7

PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

Page 05 enables you to enter and display information about the account, including
IRS Form 1099-C and Form 1098 indicators (used for US issuers), bankruptcy
information, and embossing data. The embossing data is used to encode the
magnetic stripe of associated cards for this account.

 See the CMS Screens Guide for detailed information on 1099-

C and 1098 processing.

RELATED FIELDS
CB SPEC Credit bureau special comment field. If this field contains any
COMMENT entry, the Credit Bureau Reporting program (ARU160) reports
this field on the credit bureau tape (ATCB), overriding the
predefined values on that tape.

 Refer to the “Special Comment Codes” section of your Credit

Reporting Resource Guide for values that you can use in this
field.

Section 5–44
 Account Base Segment Record

LOCAL USE Indicates whether the card can be used internationally. This field
defaults from the Logo record (ARML01). The values are:
0 = Card can be used internationally
1 = Card can be used locally only.

PAYMENT HOLD Code that indicates whether payment hold processing is in effect
for the account. The values are:
0 = Payment hold processing is not in effect
1 = Payment hold processing is in effect.

The default for this field is set in the Logo record (PMT HOLD
DEFAULT on ARML36). You can change the value at the account
level. The payment hold processing feature allows you to hold a
large payment for a specific number of days before increasing the
open-to-buy amount of the account.

Notes

Section 5–45
CMS 8.0

ARMB PAGE 06

ARMB ( ) ***** USER DEFINED TITLE ***** PAGE 06 05/04/2000

ACCOUNT BASE SEGMENT 08:36:15

ORG 230 LOGO 100 ACCOUNT 0003131350000000211

TEMP CREDIT LINE ( 00000000000007000 ) EXPIRES ( 12312001 )

PREFER MINIMUM AMT ( 00000000000000000 ) PREFER INTEREST DAYS ( 000 )
PREFER START DATE ( 00000000 ) PREFER END DATE ( 00000000 )
PREFER PROMO DATE ( 00000000 ) TRANS AMT .00

PAYMENT REMITTANCE METHOD ( 0 ) PREV PYMNT REMIT METH 0

DD/DC ACH PROCESSING CONTROLS: DC/ACH PLAN ( 00000 )

DD/ACH R/T / BNK ID ( 0000000000 ) DC/ACH R/T / BNK ID ( 0000000000 )
DD/ACH PYMT EXPIRE DT ( 00000000 ) DC/ACH EXPIRE DT ( 00000000 )
DD/ACH NOMINATED START DT ( 00000000 ) DC/ACH START DT ( 00000000 )
DD/ACH ACCT ( D ) ( ) DD/ACH REQUEST DAY ( 00 )
DC/ACH ACCT ( D ) ( ) DC/ACH REQUEST/DAY ( 0 ) ( 00 )
DD/ACH PAYMENT ( N ) DC/ACH AMT ( 00000000000000000 )
DD/ACH NOM AMT/ % ( N ) ( 00000000000000000 )
CURRENCY 840 NOD 2 PER ITEM NOD 2 PERCENTAGE NOD 7
PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

Page 06 enables you to:

 Set a temporary credit limit for an account
 Include the account in a preferred interest rebate promotion
 Use direct debit to automatically debit a banking account for the credit
card payment
 Utilize direct credit to automatically credit an outside banking account
for a specified amount.

Section 5–46
 Account Base Segment Record

SETTING A TEMPORARY CREDIT LIMIT

Use the TEMP CREDIT LINE and EXPIRES fields to issue a temporary credit limit on
an account. The temporary limit can be greater than or less than the actual credit
limit on the account. When a temporary credit limit is in effect, the temporary
limit is used in the calculation of the open-to-buy or available credit for the
account.
Additionally when a temporary credit limit is in effect, the temporary limit
displays on all account inquiry screens along with a TEMP literal. The actual
credit limit still displays on the Account Base Segment record (ARMB) page 01.
The TEMP literal displays on ARMB01 to alert you that a temporary limit is in
effect.

RELATED FIELDS
TEMP CREDIT Temporary line of credit for the account in whole monetary units.
LINE This amount overrides the credit limit assigned to the account
(CREDIT LIMIT on ARMB01). Default is zero.

EXPIRES Date on which the temporary line of credit expires. This date must
be equal to or greater than today’s processing date. This field is
required if you enter a temporary line of credit. Default is zero.

Section 5–47
CMS 8.0

INTEREST REBATES

You can include an account in a preferred interest rebate promotion by using the
five PREFER fields on page 06 of the Account Base Segment. This feature can be
used to encourage account usage on new and dormant accounts and to promote
loyalty and customer retention.

ARMB PAGE 06

ARMB ( ) ***** USER DEFINED TITLE ***** PAGE 06 05/04/2000

ACCOUNT BASE SEGMENT 16:32:22

ORG 230 LOGO 100 ACCOUNT 0003131350000000211

TEMP CREDIT LINE ( 00000000000007000 ) EXPIRES ( 12312001 )

PREFER MINIMUM AMT ( 00000000000050000 ) PREFER INTEREST DAYS ( 060 )
PREFER START DATE ( 01012000 ) PREFER END DATE ( 06062000 )
PREFER PROMO DATE ( 07072000 ) TRANS AMT 675

PAYMENT REMITTANCE METHOD ( 0 ) PREV PYMNT REMIT METH 0

DD/DC ACH PROCESSING CONTROLS: DC/ACH PLAN ( 00000 )

DD/ACH R/T / BNK ID ( 0000000000 ) DC/ACH R/T / BNK ID ( 0000000000 )
DD/ACH PYMT EXPIRE DT ( 00000000 ) DC/ACH EXPIRE DT ( 00000000 )
DD/ACH NOMINATED START DT ( 00000000 ) DC/ACH START DT ( 00000000 )
DD/ACH ACCT ( D ) ( ) DD/ACH REQUEST DAY ( 00 )
DC/ACH ACCT ( D ) ( ) DC/ACH REQUEST/DAY ( 0 ) ( 00 )
DD/ACH PAYMENT ( N ) DC/ACH AMT ( 00000000000000000 )
DD/ACH NOM AMT/ % ( N ) ( 00000000000000000 )
CURRENCY 840 NOD 2 PER ITEM NOD 2 PERCENTAGE NOD 7
PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

RELATED FIELDS
PREFER Minimum amount of purchases to qualify for a preferential
MINIMUM AMT promotional interest rebate.

PREFER Number of preferential promotional interest rebate days. CMS

INTEREST DAYS uses this number of days when calculating the amount of the
rebate.

PREFER START Date on which the preferred interest rebate promotion starts.
DATE

PREFER END Date on which the preferred interest rebate promotion ends.
DATE

Section 5–48
 Account Base Segment Record

PREFER PROMO Date on which to rebate interest for a preferential promotional

DATE rebate program.

TRANS AMT Total amount of sales transactions during the preferential

promotional rebate program. Once the preferred minimum
amount has been met, CMS also adds additional sales to the
prefer transaction amount field on the Credit Plan Segment
(ARMA) page 07.

EXAMPLE:
The screen above indicates that interest will be rebated on amounts exceeding
$500.00 if a minimum of $500.00 posts to the account between January 1 and
June 6. The interest rebate is calculated on July 7. If the following transactions
posted during the prefer start and end dates:

Sale $150.00
Sale $375.00
Sale $ 65.00
Sale $ 85.00
Total $675.00

The Account Base Segment TRANS AMT increases with each sale during the start
and end dates. When the TRANS AMT reaches $500.00, CMS updates the Credit
Plan Segment PREFERRED TRANS AMT with any transactions above $500.00. After
the PREFER END DATE is reached, CMS calculates the interest rebate. The interest
rebate is posted to the account on the PREFER PROMO DATE using the following
calculation.
$175.00 * current interest rate * PREFER INTEREST DAYS (60)

 Since a billed-not-paid bucket can never be negative, CMS

reduces the interest bnp to zero and then applies a credit
amount to principal.

Section 5–49
CMS 8.0

SETTING DIRECT DEBIT PARAMETERS

Customers that wish to satisfy payment for the CMS account by directly debiting
an amount from an outside banking account should provide the details needed to
complete the direct debit fields on the bottom of page 06. These details can be
input at account setup or at a later date. Cardholder’s can select from four
different payment options. The payment options include:
1. Minimum payment amount as calculated by CMS
2. Fixed payment amount nominated by the cardholder and not tied to
any fixed payment credit plans
3. Percentage of the account statement balance
4. Full statement balance.

 Payment options 2, 3, and 4 are considered “nominated”

payments.

ARMB PAGE 06

ARMB ( ) ***** USER DEFINED TITLE ***** PAGE 06 05/05/2000

ACCOUNT BASE SEGMENT 08:01:51

ORG 230 LOGO 100 ACCOUNT 0003131350000000211

TEMP CREDIT LINE ( 00000000000007000 ) EXPIRES ( 12312001 )

PREFER MINIMUM AMT ( 00000000000000000 ) PREFER INTEREST DAYS ( 000 )
PREFER START DATE ( 00000000 ) PREFER END DATE ( 00000000 )
PREFER PROMO DATE ( 00000000 ) TRANS AMT .00

PAYMENT REMITTANCE METHOD ( 0 ) PREV PYMNT REMIT METH 0

DD/DC ACH PROCESSING CONTROLS: DC/ACH PLAN ( 00000 )

DD/ACH R/T / BNK ID ( 2574851251 ) DC/ACH R/T / BNK ID ( 2574851251 )
DD/ACH PYMT EXPIRE DT ( 12319999 ) DC/ACH EXPIRE DT ( 00000000 )
DD/ACH NOMINATED START DT ( 01012001 ) DC/ACH START DT ( 00000000 )
DD/ACH ACCT ( D ) ( 85125412525369874 ) DD/ACH REQUEST DAY ( 15 )
DC/ACH ACCT ( D ) ( 85125412525369874 ) DC/ACH REQUEST/DAY ( 0 ) ( 00 )
DD/ACH PAYMENT ( C ) DC/ACH AMT ( 00000000000000000 )
DD/ACH NOM AMT/ % ( A ) ( 00000000000015000 )
CURRENCY 840 NOD 2 PER ITEM NOD 2 PERCENTAGE NOD 7
PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

Section 5–50
 Account Base Segment Record

RELATED FIELDS
PAYMENT Remittance method used by the account. Current methods are:
REMITTANCE 0 = None (default)
METHOD
1 = Standing Order
2 = ACH
3 = Direct Debit
4 through 9 = User defined.

PREV PYMNT Value that was in the PAYMENT REMITTANCE METHOD field prior to
REMIT METH it being updated with a new value. This field is not open for input.

DD/ACH R/T BNK Routing and transit/bank identification number to use when
ID sending the direct debit.

DD/ACH PYMT Date direct debit processing ends for this account. Must be greater
EXPIRE DT than the DD/ACH NOMINATED START DT.

DD/ACH Date direct debit processing starts for this account. Must be less
NOMINATED than the DD/ACH EXPIRE DT.
START

DD/ACH ACCT Two part field that indicates the type and number of the account
participating in direct debit.

The first part indicates the type of account to which the direct
debit is being sent. The values are:
D = Demand Deposit /Current Account
S = Savings Account.

The second part is the account number.

DD/ACH Number of days prior to the PAYMENT DUE DATE to generate the
REQUEST DAY direct debit or the day of the month to generate the direct debit.

Section 5–51
CMS 8.0

 The DD/ACH PAYMENT FLAG on the Logo record (ARML12)

controls whether the direct debit transaction is produced on
statement date, payment due date, a specific payment date or
a number of days prior to the payment due date. Entries are
valid in the above field only if the Logo level flag is set to a
value of R or P.

DD/ACH Code that indicates whether to bill the account through direct
PAYMENT debit. The values are:
P = ACH processing is active. Generate a prenote
on the next processing day. CMS
automatically resets this field to Y, C, or I
during the Posting run (ARD140) that
generates the prenote.
N = Not currently participating in direct debit
(Default)
Y = Active minimum payment participant
E = Direct debit processing expired (defined by
the DD/ACH PYMT EXPIRE DT)
C = Direct debit nominated payment in effect,
once the DD/ACH NOMINATED START DT has
been reached
D = ACH processing is active for debit card
transactions only.
I = Interim ACH processing; this selection allows
minimum payment ACH processing to occur
until, the customer nominated ACH payment
option takes effect (controlled by the DD/ACH
NOMINATED START DT value), at which time
ARD140 will change this flag’s value to C.
Z = ACH/direct debit processing canceled for
delinquency. This value is system-generated.

Section 5–52
 Account Base Segment Record

DD/ACH NOM Two-part field that indicates the amount of the direct debit. The
AMT/% first part of this field is a code that indicates whether the direct
debit amount is a fixed amount, the full account balance,
minimum payment, a percentage of the account balance, or not
used. The values are:
A = Fixed payment amount. Enter the amount in
the second part of this field.
F = Full account balance (cycle-ending balance).
Leave the second part of this field blank.
M = Minimum payment amount calculated by
CMS. Leave the second part of this field
blank.
P = Percentage of the account balance (cycle-
ending balance). Enter the percentage in the
second part of this field.
N = Not used. Leave the second part of this field
blank. (Default)

The second part of this field is the fixed payment amount or the
percentage of the account balance.

Notes

Section 5–53
CMS 8.0

SETTING DIRECT CREDIT PARAMETERS

Customers that wish to utilize the CMS account to directly credit an outside
banking account should provide the details needed to complete the direct credit
fields on the bottom of page 06. These details can be input at account setup or at
a later date.
To pay for this credit, the customer’s CMS account is debited for the amount of
the direct credit. The direct credit feature allows cardholders to:
 Select the direct credit amount
 Determine when the direct credit is generated each month
 Define the direct credit start and expiration date.
Direct credit can also be used to refund credit balances to the cardholder’s bank
account.

ARMB PAGE 06

ARMB ( ) ***** USER DEFINED TITLE ***** PAGE 06 05/05/2000

ACCOUNT BASE SEGMENT 08:01:51

ORG 230 LOGO 100 ACCOUNT 0003131350000000211

TEMP CREDIT LINE ( 00000000000007000 ) EXPIRES ( 12312001 )

PREFER MINIMUM AMT ( 00000000000000000 ) PREFER INTEREST DAYS ( 000 )
PREFER START DATE ( 00000000 ) PREFER END DATE ( 00000000 )
PREFER PROMO DATE ( 00000000 ) TRANS AMT .00

PAYMENT REMITTANCE METHOD ( 0 ) PREV PYMNT REMIT METH 0

DD/DC ACH PROCESSING CONTROLS: DC/ACH PLAN ( 00000 )

DD/ACH R/T / BNK ID ( 2574851251 ) DC/ACH R/T / BNK ID ( 2574851251 )
DD/ACH PYMT EXPIRE DT ( 12319999 ) DC/ACH EXPIRE DT ( 00000000 )
DD/ACH NOMINATED START DT ( 01012001 ) DC/ACH START DT ( 00000000 )
DD/ACH ACCT ( D ) ( 85125412525369874 ) DD/ACH REQUEST DAY ( 15 )
DC/ACH ACCT ( D ) ( 85125412525369874 ) DC/ACH REQUEST/DAY ( 0 ) ( 00 )
DD/ACH PAYMENT ( C ) DC/ACH AMT ( 00000000000000000 )
DD/ACH NOM AMT/ % ( A ) ( 00000000000015000 )
CURRENCY 840 NOD 2 PER ITEM NOD 2 PERCENTAGE NOD 7
PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

 The screen above depicts the fields needed to automatically

refund credit balances via direct credit.

Section 5–54
 Account Base Segment Record

RELATED FIELDS
DC/ACH PLAN Plan number to use when generating the debit transaction to post
to the customer’s account when processing the direct credit.

DC/ACH R/T /BNK Routing and transit/bank identification number to use when
ID sending the direct credit.

DC/ACH EXPIRE Date direct credit processing ends for this account. Must be
DT greater than the DC/ACH START DT.

DC/ACH START Date direct credit processing starts for this account. Must be less
DT than the DC/ACH EXPIRE DT.

DC/ACH ACCT Two part field that indicates the type and number of the account
participating in direct credit.

The first part indicates the type of account to which the direct
credit is being sent. The values are:
D = Demand Deposit /Current Account
S = Savings Account.

The second part is the account number.

Section 5–55
CMS 8.0

DC/ACH Two part field that indicates dates for direct credit processing.
REQUEST DAY The first part indicates when the direct credit is to be generated.
The values are:
0 = Not used
1 = A specific day of the month (Default)
2 = First cycle only
3 = At account opening
4 = Number of days after account opening.

The second part is the day of the month or days to generate the
direct credit. The default is 00.

 If a value of ‘2’ or ‘3’ is entered, the request day must be

zeroes.

If a value of ‘1’ is entered, and the request day is zeroes, the

direct credit is requested at cycle.

If a value of ‘4’ is entered, the request day must be greater than

zeroes.

DC/ACH AMT Amount of the direct credit transaction.

Notes

Section 5–56
 Account Base Segment Record

REVIEW 4

In this exercise you will review and maintain some of the fields on pages 04 - 06
of the Account Base Segment record.

1. Navigate to page 04 of the Account Base Segment record.

2. Override the minimum payment calculation by placing a fixed payment of

$50.00 on the account. The fixed payment should remain in effect until a
purchase is made on the account.

3. Press Enter to advance to page 05.

4. Advance to page 06 and add a temporary credit limit of $7000.00 on the

account. Are you required to set an expiration date?

5. Look on page 01 at the CREDIT LMT field. What displays to the right of the
field label?

6. Navigate to ARIQ01. What value displays in the TOT CR LMT?

Is this the normal or the temporary limit? How do you know?

7. Tab to the page number field, type 04 and press Enter. CMS displays
ARIQ04. Verify that your normal credit limit is listed in the LAST CR LMT
field and that the DATE LAST CR LMT has been updated.

Section 5–57
CMS 8.0

ARMB PAGE 07

ARMB ( ) ***** USER DEFINED TITLE ***** PAGE 07 05/04/2000

ACCOUNT BASE SEGMENT 08:36:50

ORG 230 LOGO 100 ACCOUNT 0003131350000000211

SUPPRESS LTR ( 0 ) LTR HOLD CODE ( )

STATEMENT MESSAGES: INDICATOR 1 ( 0 ) INDICATOR 2 ( 0 ) INDICATOR 3 ( 0 )

REPORTING LEVELS: ( ) ( ) ( ) ( ) ( ) ( ) ( )
ADVERSE ACTIONS DATA: ( ) ( ) ( )
PROMO CODES: ( ) 0 ( ) 0 ( ) 0 ( ) 0
CREDIT CLASS: N1 LAST RECLASS 10/22/2000 NEXT RECLASS ( 11222000 )

INSURANCE FLAG 0

AUTH LIMIT OVERRIDES ( 0 )

ORIG BANK BRANCH STORE 00000 000000001 000000001

OWNING BANK BRANCH STORE 00000 000000001 000000001
PENDING BANK BRANCH STORE ( 00000 ) ( 000000000 ) ( 000000000 )

PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

This screen enables you to enter and display information about the account,
including statement message indicators, promotion codes, and pending bank,
branch, and store numbers.

RELATED FIELDS
SUPPRESS LTR Code that indicates whether to suppress all letters for the account.
The values are:
0 = Do not suppress letters (Default)
1 = Suppress all letters.

If this field is 1 (suppress all letters), CMS sends no letters to any

parties for this account. This field overrides the values in the
letter control fields on the Account Base Segment record for
owners/co-owners (CUST STATEMENT/LETTER on ARMB01) and
for associated parties (STMT/LTR 1–3 on ARMB02), and for insured
parties (INSURED MAIL LTR on ARDM02).

LTR HOLD CODE Code that indicates whether to hold letters for the account. The
values are:
Blank = Do not hold (Default)
0–9 = User defined.

Section 5–58
 Account Base Segment Record

STATEMENT Flags that indicate whether user defined statement messages

MESSAGES: (USER MESSAGE 1–3 on ARMW06) print on account statements.
INDICATOR 1–3 The values are:
0 = Do not print message on statements.
(Default)
1 = Print message on statements.

REPORTING Fields provided for an external report-writing program to

LEVELS consolidate and report relationship accounts based on reporting
level. Each account to be grouped for consolidated reporting
should specify the same reporting level. This feature allows you
to group accounts by branches, districts, groups, and other user
defined categories. CMS does not provide any reports based on
this field.

ADVERSE User defined codes that indicate the reason used to decline the
ACTIONS DATA customer’s request for credit or to decrease the amount of credit
requested.

PROMO CODES Two part field that indicates a promotion code and a status flag
for each promotion code. The first part of this field is a user
defined code that identifies a promotion for the account. The
second part of this field is a flag that indicates the status of the
promotion. The values are:
0 = Promotion is not active (Default)
1 = Promotion is active.

CREDIT CLASS Two part field that indicates the credit classification and
performance index. This field provides an indication of the
customer’s payment performance. This field does not display
during the add mode (ARAB).

 See the Codes and Classifications section of this manual for

more information on credit classification.

Section 5–59
CMS 8.0

LAST RECLASS Date on which this account was last reclassified. This field
displays only on ARMB and ARQB.

NEXT RECLASS Date on which this account is automatically reclassified. The

account is reclassified only if the DD in MMDDYYYY is the
same day as the billing cycle day (DD).

INSURANCE Flag that indicates if an insurance product has been added to the
FLAG account. The value in this field is system-generated; you cannot
change it. The values are:
0 = No insurance products
1 = Insurance product added to account.

AUTH LIMIT Flag that indicates whether the parameters established on the
OVERRIDES Embosser record for maximum daily authorizations may be
overridden. The values are:
0 = Override not allowed (Default)
1 = Override allowed.

This field controls whether you can maintain the following field
on ARME03 for Embosser records associated with the account:
 FREQ
 RETAIL PURCH AMT
 RETAIL PURCH NBR
 ATM CASH AMOUNT
 ATM CASH NBR
 OTC CASH AMOUNT
 OTC CASH NBR
 TXN LIMIT ATM
 TXN LIMIT OTC
 TXN LIMIT RETAIL

Section 5–60
 Account Base Segment Record

SETTING THE ACCOUNT OWNERSHIP FLAGS

The following fields on the Account Base Segment record (ARMB) page 07 are
used to indicate the ownership of the account and for reporting purposes:
 ORIG BANK/BRANCH/STORE

 OWNING BANK/BRANCH/STORE

 PENDING BANK/BRANCH/STORE.

The ORIG BANK/BRANCH/STORE defines the first owner of the account, the
OWNING BANK/BRANCH/STORE indicates the current ownership of the account and
the PENDING BANK/BRANCH/STORE is used when the account moves from one
owner to another.
During batch processing of transactions for bankcard accounts, posting replaces
the default store number of 999999998 with the OWNING BANK/BRANCH on all
transactions processed for this account. This allows liability to be reflected
properly under the owning branch for the general ledger interface.

ARMB PAGE 07

ARMB ( ) ***** USER DEFINED TITLE ***** PAGE 07 05/05/2000

ACCOUNT BASE SEGMENT 09:07:04

ORG 230 LOGO 100 ACCOUNT 0003131350000000211

SUPPRESS LTR ( 0 ) LTR HOLD CODE ( )

STATEMENT MESSAGES: INDICATOR 1 ( 0 ) INDICATOR 2 ( 0 ) INDICATOR 3 ( 0 )

REPORTING LEVELS: ( ) ( ) ( ) ( ) ( ) ( ) ( )
ADVERSE ACTIONS DATA: ( ) ( ) ( )
PROMO CODES: ( ) 0 ( ) 0 ( ) 0 ( ) 0
CREDIT CLASS: N1 LAST RECLASS 10/22/2000 NEXT RECLASS ( 11222000 )

INSURANCE FLAG 0

AUTH LIMIT OVERRIDES ( 1 )

ORIG BANK BRANCH STORE 00000 000000001 000000001

OWNING BANK BRANCH STORE 00000 000000001 000000001
PENDING BANK BRANCH STORE ( 00000 ) ( 000000000 ) ( 000000000 )

PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

RELATED FIELDS

Each of the fields listed below contains three parts. The first part is the bank
number, the second part is the branch number, and the third part is the store
number.

Section 5–61
CMS 8.0

The branch number is used for accounts processed by a bankcard logo and the
store number is used for accounts processed by a private label retail logo.

 Values entered into these fields must be valid store numbers in

CMS or MBS.

ORIG The original owner of the account. This field is not open for
input. The Credit Decision Management system (CDM)
populates this field from the owning bank/branch/store when the
account is opened. If the data is not passed from CDM, CMS
populates this field using the store of first purchase.

OWNING The current owner of the account. This field is open for input in
the add mode (ARAB). It may also be populated by CDM or the
store of first purchase.

Once the field is populated, you cannot maintain it.

 The OWNING BRANCH field is required for bankcard accounts.

PENDING Use the pending fields to transfer account liabilities to a new

branch or store.

Section 5–62
 Account Base Segment Record

ARMB PAGE 08

ARMB ( ) ***** USER DEFINED TITLE ***** PAGE 08 05/04/2000

ACCOUNT BASE SEGMENT 08:37:26
ORGANIZATION 230 LOGO 100 ACCOUNT 0003131350000000211
USER CODES USER DATES USER AMOUNTS
USER 1 ( ) USER 1 ( 00000000 ) USER 1 ( 00000000000000000 )
USER 2 ( ) USER 2 ( 00000000 ) USER 2 ( 00000000000000000 )
USER 3 ( ) USER 3 ( 00000000 ) USER 3 ( 00000000000000000 )
USER 4 ( ) USER 4 ( 00000000 ) USER 4 ( 00000000000000000 )
USER 5 ( ) USER 5 ( 00000000 ) USER 5 ( 00000000000000000 )
USER 6 ( ) USER 6 ( 00000000 ) USER 6 ( 00000000000000000 )
USER 7 ( ) USER 7 ( 00000000 ) USER 7 ( 00000000000000000 )
USER 8 ( ) USER 8 ( 00000000 ) USER 8 ( 00000000000000000 )
USER 9 ( ) USER 9 ( 00000000 ) USER 9 ( 00000000000000000 )
USER 10 ( ) USER 10 ( 00000000 ) USER 10 ( 00000000000000000 )
USER 11 ( ) USER 11 ( 00000000 ) USER 11 ( 00000000000000000 )
USER 12 ( ) USER 12 ( 00000000 ) USER 12 ( 00000000000000000 )
USER 13 ( ) USER 13 ( 00000000 ) USER 13 ( 00000000000000000 )
USER 14 ( ) USER 14 ( 00000000 ) USER 14 ( 00000000000000000 )

USER APPLICATION DATA

SOURCE ( ) USER 1 ( )
USER 2 ( ) USER 3 ( )
CURRENCY 840 NOD 2 PER ITEM NOD 2 PERCENTAGE NOD 7
PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

Page 08 contains fields to enter user defined codes, dates, amounts, and other
information about the account. You can define the field names in the Logo record.
These fields display on the Account Inquiry screen (ARIQ02).
The following four fields—SOURCE and USER 1–3—provide information about the
credit application for the account.

Notes

Section 5–63
CMS 8.0

ARMB PAGE 09

ARMB ( ) ***** USER DEFINED TITLE ***** PAGE 09 05/04/2000

ACCOUNT BASE SEGMENT 08:51:36
ORGANIZATION 230 LOGO 100 ACCOUNT 0003131350000000211

USER MISC DATA

USER 1 ( ) USER 2 ( )
USER 3 ( ) USER 4 ( )
USER 5 ( ) USER 6 ( )
USER 7 ( ) USER 8 ( )
USER 9 ( ) USER 10 ( ) USER 11 ( ) USER 12 ( )

CURRENCY 840 NOD 2 PER ITEM NOD 2 PERCENTAGE NOD 7

PF1=ARMU PF2=ARIB PF3=ARIQ PF4=ARMN PF5=ARME PF6=INQUIRY

This screen contains user defined miscellaneous information about the account.
You can define the field names in the Logo record. These fields display on the
Account Inquiry screen (ARIQ03).

Notes

Section 5–64
 Account Base Segment Record

REVIEW 5

In this exercise you will review and maintain some of the fields on pages 07 - 09
of the Account Base Segment record.

1. Input data in at least one user code, one user date, and one user amount field
on page 08.

2. Press Enter to process your input. Page 09 displays.

3. Input data in at least three miscellaneous user fields. Press Enter to process
your input.

4. Navigate to the Account Inquiry screen. Do the user fields and miscellaneous
user fields display on the Account Inquiry record? Which pages display this
information?

Section 5–65
CMS 8.0

Notes

Section 5–66
Account Base Segment Record

Section 5–67