Average Employee Rate for 10 Lakh

Per Head Premium + Per Head Premium + No Of Employee

Age
GST Per year GST Per Month (E+S+K)

0-18 (KID) ₹ 10,693.00 ₹ 891.00 18

19-35 ₹ 12,795.00 ₹ 1,066.00 68
36-45 ₹ 14,099.00 ₹ 1,175.00 10
46-55 ₹ 21,832.00 ₹ 1,819.00 2
61-65 ₹ 51,416.00 ₹ 4,285.00 1
Grand Total ₹ 110,835.00 ₹ 9,236.00 99

Average Employee Rate for 05 Lakh

Per Head Premium + Per Head Premium + No Of Employee

Age
GST Per year GST Per Month (E+S+K)

0-18 (KID) ₹ 6,104.00 ₹ 509.00 18

19-35 ₹ 7,304.00 ₹ 609.00 68
36-45 ₹ 8,048.00 ₹ 671.00 10
46-55 ₹ 12,462.00 ₹ 1,039.00 2
61-65 ₹ 26,414.00 ₹ 2,201.00 1
Grand Total ₹ 60,332.00 ₹ 5,029.00 99

Average Employee Rate for Accidental 05 Lakh

No Of Employee Premium + GST Per Premium + GST Per

Age
(E+S+K) year Month

0-65 60 19,212 1,601

0 Lakh
Total Premium Per Total Premium Per
year for category Month for category
employee employee
₹ 192,474.00 ₹ 16,038.00
₹ 870,060.00 ₹ 72,488.00
₹ 140,990.00 ₹ 11,750.00
₹ 43,664.00 ₹ 3,638.00
₹ 51,416.00 ₹ 4,285.00
₹ 1,298,604.00 ₹ 108,199.00

5 Lakh
Total Premium Per Total Premium Per
year for category Month for category
employee employee
₹ 109,872.00 ₹ 9,162.00
₹ 496,672.00 ₹ 41,412.00
₹ 80,480.00 ₹ 6,710.00
₹ 24,924.00 ₹ 2,078.00
₹ 26,414.00 ₹ 2,201.00
₹ 738,362.00 ₹ 61,563.00

ntal 05 Lakh
Total Premium Per Total Premium Per
year for category Month for category
employee employee
19,212 26.68 320.20
 STAR Group Health Insurance (E + S + K)
Per Head Per Head Total
Per Head
Sum Insured GST 18% Premium + GST Premium + GST Employees to
Premium Per Year
(Per Year) (Per Month) cover
₹ 500,000.00 ₹ 11,416 ₹ 2,055 ₹ 13,471 ₹ 1,123 60
₹ 1,000,000.00 ₹ 16,895 ₹ 3,041 ₹ 19,936 ₹ 1,661 60

STAR Group Accidental Insurance

Per Head Per Head Total
Per Head
Sum Insured GST 18% Premium + GST Premium + GST Employees to
Premium Per Year
(Per Year) (Per Month) cover
₹ 2,500,000.00 ₹ 2,446 ₹ 440 ₹ 2,886 ₹ 241 60

STAR Group Health Insurance (E + S + K + P)

Per Head Per Head Total
Per Head
Sum Insured GST 18% Premium + GST Premium + GST Employees to
Premium Per Year
(Per Year) (Per Month) cover
₹ 500,000.00 ₹ 33,447 ₹ 6,021 ₹ 39,468 ₹ 3,289 60
₹ 1,000,000.00 ₹ 48,973 ₹ 8,815 ₹ 57,788 ₹ 4,816 60
nce (E + S + K)
Total Employee Cost Total Employee Total Employee
per year (Excluding Cost per year + GST Cost per Month +
GST) 18% GST 18%
₹ 684,932 ₹ 808,220 ₹ 67,353
₹ 1,013,699 ₹ 1,196,165 ₹ 99,680

Insurance
Total Employee Cost Total Employee Total Employee
per year (Excluding Cost per year + GST Cost per Month +
GST) 18% GST 18% 577.25
₹ 146,775 ₹ 173,195 ₹ 14,431

e (E + S + K + P)
Total Employee Cost Total Employee Total Employee
per year (Excluding Cost per year + GST Cost per Month +
GST) 18% GST 18%
₹ 2,006,849 ₹ 2,368,082 ₹ 197,342
₹ 2,938,356 ₹ 3,467,260 ₹ 288,938
 5 Lakh Sum Insured 10 Lakh Sum Insured
Particular
STAR Health STAR Health
ICICI Lombard
Insurance Insurance

Sum Insured ₹ 500,000.00 ₹ 500,000.00 ₹ 1,000,000.00

E + S + K (upto 18 E + S + K (upto 18 E + S + K (upto 18

Cover
years) years) years)
Per Inclusion (age
Costing Per Employee Per Employee
based)

Per Insured person Rs. 12,306.00

Cost (Yearly) incl. ₹ 13,471.00 Average cost - differ ₹ 19,936.00
GST from Emp. To Emp.
10 Lakh Sum Insured Accidental Insurance

STAR Health
ICICI Lombard ICICI Lombard
Insurance

₹ 1,000,000.00 ₹ 500,000.00 ₹ 500,000.00

E + S + K (upto 18
Employee Only Employee Only
years)
Per Inclusion (age
Per Employee Per Employee
based)

Rs. 21,843.40
Average cost -
₹ 577.25 ₹ 320.20
differ from Emp.
To Emp.
 Employee
Sum Marital
Sl. No Emp No Name Gender Relationship Age Insured Status
1 920136 Jha Raghuvar M Self 29 Y Married
Anjali Mishra F Spouse 29
2 920107 Ganesh Mari M Self 35 Y Married
Krithikaa Mothibabu F Spouse 29
Rudra Pranav M Kid 3
3 920137 Arun Kumar B C M Self 33 Y Unmarried
4 920101 Asiya F Self 30 Y Married
Mubharak BH M Spouse 34
Bushra Fathima M F Kid 7
Aqsa Fathima M F Kid 3
5 920049 Mirza Adil Baig M Self 32 Y Married
Asma Fatima F Spouse 26
Md Ahil Zamaan M KID 2
6 920118 Santosh Shivaji More M Self 32 Y Unmarried
7 920094 SG Kanakalata F Self 30 Y Married
K Rajkamal M Spouse 35
K. Vaishnavi F KID 5
8 920095 Punnaiah Chilukoti M Self 30 Y Unmarried
9 920142 Peddasanjeevugari Raviteja M Self 28 Y Unmarried
10 920019 Anurag Sethia M Self 37 Y Unmarried
11 920112 Shaik Md Arif A M Self 31 Y Unmarried
12 920113 Goru Srinivas M Self 27 Y Unmarried
13 920140 Akhili Venugopal M Self 28 Y Unmarried
14 920085 Sandhya cs F Self 29 Y Unmarried
15 920093 Prajwal V J M Self 28 Y Married
Nagapooja S N F Spouse 27
16 920132 Sandeep Kumar M Self 33 Y Married
Soniya F Spouse 28
17 920147 Marimuthu Ganesan M Self 28 Y Unmarried
18 920074 P Gopi Krishna Reddy M Self 28 Y Unmarried
19 920148 Goutham Krishna C.T M Self 28 Y Unmarried
20 920068 Mohammed sanan M Self 32 Y Married
G Tahoora F Spouse 22
21 920120 Nabeel Ahmed M Self 26 Y Unmarried
22 920131 Yashwanth.K.A M Self 28 Y Unmarried
23 920127 Praveena P H M Self 27 Y Unmarried
24 920104 Murugesh K M Self 28 Y Unmarried
25 920117 Syed Zameer M M Self 26 Y Married
Suraiya Begum J F Spouse 23
26 920146 Chandrika Y F Self 27 Y Unmarried
27 920072 Furqaan Mohamin M Self 27 Y Unmarried
28 920084 Kaif Ahemed M Self 26 Y Unmarried
29 920108 Farheen Banu F Self 25 Y Unmarried
30 920050 Shaj Bhaskaran M Self 64 Y Married
31 920135 Sushree Srujanika F Self 29 Y Unmarried
32 920123 N Satish Kumar Reddy M Self 25 Y Unmarried
33 920088 A Naresh M Self 29 Y Unmarried
34 920139 Kanchani Rohini F Self 26 Y Unmarried
35 920122 Navitha Deekshith F Self 32 Y Married
Deekshith L M spouse 36
Bhuvan Aradhya D M Kid 7
36 920125 Syama S Kumar F Self 29 Y Married
Nandhakumar C M M spouse 31
37 920130 Mohammad Azaruddin M Self 33 Y Married
Mohammed Fouzia F Spouse 29
Mohammad Abdul Aarhan M Kid 6
Mohammad Abdul Aaryan M Kid 6
38 920078 Arun Rangasamy M Self 33 Y Married
M.Rathipriya F Spouse 28
A.R.Samyuktha F Kid 4
M Rahul M Kid 1
39 920076 S Krishnaveni F Self 43 Y Unmarried
40 920051 Sreedhar Ambati M Self 44 Y Married
Bhairi Shalini F Spouse 27
Ambati Shree Charvi F Kid 10
Ambati Hanshith Sree Vatsav M Kid 4
41 920116 Venkatesan Mani M Self 30 Y Unmarried
42 920055 Dharma teja M Self 32 Y Married
Sankaraguptam swathi F Spouse 34
Nadhiya mallavarapu M Kid 3
43 920080 Ulluri Kiran Kumar M Self 40 Y Married
Ulluri Madhuha F Spouse 31
Ulluri Manshika F Kid 6
Ulluri Yashika F Kid 5
44 920141 Rakhi Kumari F Self 36 Y Married
Amitesh Chanchal M spouse 36
Aaahan Singh M Kid 2
45 920063 Nadeem Ahmed M Self 27 Y Unmarried
46 920138 Rohan Pehekar M Self 30 Y Unmarried
47 920103 Vallela Viswanath Reddy M Self 29 Y Unmarried
48 920134 Dhakshitha Rajula F Self 25 Y Unmarried
49 920100 M.Govindarajan M Self 37 Y Unmarried
50 920083 Regadi Reddy Rekha F Self 27 Y Married
Vijay Kumar C M spouse 32
Nihaan Chinthirla M kid 2
51 920121 Shreyas S Shetty M Self 26 Y Unmarried
52 920089 Annaiah s F Self 33 Y Unmarried
53 920079 Nalini Priya P F Self 32 Y Married
Sathiesh Asaithambi M spouse 36
S.N.Ugan M Kid 5
54 920086 Abhaya Kumar Nanda M Self 54 Y Married
F Spouse 51
55 920145 Priyaranjan Sahoo M Self 25 Y Unmarried
56 920090 Rajput Sathyam Singh M Self 28 Y Unmarried
57 920105 Nagaraj G M Self 37 Y Unmarried
58 920115 Mangali chandra sekhar M Self 32 Y Married
Mangali Nikhitha F Spouse 26
59 920124 Sameerulla Khan M Self 28 Y Unmarried
60 920126 Marrimanu Aslam M Self 31 Y Unmarried
Premium 5 Lakh Premium 10 Lakh

(Employee + (Employee +
Spouse + Child) Spouse + Child)