NPS TRANSACTIONSTATEMENT

April 01, 2024 to February 17, 2025

Statement Generation Date :February 17,

2025 04:39 PM

NPS Transaction Statement for Tier I Account

PRAN
Name Active
Activated
V- SAIDAPUR MANDAL Activated
Status
GODISALA,,KARIMNAGAR
Address
Activated
Status

INDIA Aplicable
Status

Number +919779090678 6396950

No
ID [email protected]

Compound, Senapati Bapat

5000682
Name

Compound, Senapati Bapat

100%

Scheme Choice – ACTIVE CHOICE

Investment Option Scheme Details Percentage

Scheme 1 NPS TRUST – A/C HDFC PENSION FUND MANAGEMENT SCHEME E - TIER I 50.00%
Scheme 2 NPS TRUST – A/C HDFC PENSION FUND MANAGEMENT SCHEME C - TIER I 30.00%
Scheme 3 NPS TRUST – A/C HDFC PENSION FUND MANAGEMENT SCHEME G - TIER I 20.00%

Value of your Total Total Withdrawal/

Contribution in deduction in
ments) No of on on units towards Return on
on %
February 17, February 17, intermediary
February 17, 2025 (in ₹) 2025 (in ₹) (XIRR)
2025 (in ₹)
(A) (B) (C) B)+C E

1,65,121.53 4
1

SBI PENSIONFUND SBI PENSIONFUND SBI PENSIONFUND

Particulars References SCHEMEE- TIERI SCHEMEC - TIER I SCHEMEG - TIER I
Scheme wise Value of your E=U*N 85,431.73 47,709.38 31,980.42
Holdings(Investments) (in ₹)
Total Units U 1,674.0094 1,726.3055 1,183.2899
NAV as on 16-Feb-2025 N 51.0504 27.6367 27.0267
 Contribution
Date Particulars Uploaded By Employee Employer's
Contribution (₹) Contribution (₹) Total(₹)

04 Sep, By Voluntary Contributions Lavanya 50,000.00 0.00 50,000.00

2024

NPS TRUST – A/C HDFC NPS TRUST – A/C HDFC NPS TRUST – A/C HDFC
Withdrawal/ PENSIONFUND PENSIONFUND PENSIONFUND
deduction in MANAGEMENT MANAGEMENT MANAGEMENT
Date Particulars SCHEME E- TIERI SCHEME C- TIERI SCHEME G- TIERI
units towards
intermediary Amount (₹) Amount (₹) Amount
charges(₹) (₹)
Units Units Units
NAV (₹) NAV (₹) NAV (₹)
01-Apr-
Opening balance 0.5093 1183.0214 12.0172
2024
06-Apr- (13.04) (7.01) (4.73)
Billing for Q4, 2023-2024 (24.78) (0.2750) (0.2715) (0.1875)
2024 43.4077 25.8105 25.2167
06-Jul- (11.11) (5.50) (3.74)
Billing for Q1, 2024-2025 (20.35) (0.2118) (0.2089) (0.1444)
2024 52.4466 26.3273 25.8986
05-Oct- (12.04) (5.96) (4.06)
Billing for Q2, 2024-2025 (22.06) (0.2230) (0.2202) (0.1519)
2024 53.9680 27.0616 26.7122
04-Sep- 25,000.00 15,000.00 10,000.00
By Voluntary Contributions 477.0473 543.9847 369.3826
2024 52.4057 27.5743 27.0722
13-Feb-
Closing Balance 1,674.0094 1,726.3055 1,183.2899
2025
 Notes
1. The 'Investment Details' section gives an overall status of the total contribution processed under the account and the returns accrued
2. 'Notional Gain / Loss' indicates the overall gain or loss after factoring for the withdrawals processed in the account.
3. Returns based on Inflows' gives the annualized effective compounded return rate in PRAN account and is calculated using the formula of XIRR. The
calculation is done considering all the contribution / redemptions processed in PRAN account since inception and the latest valuation of the
investments. The transactions are sorted based on the NAVdate.
4. 'Changes made during the selected period' indicates all the change requests processed in PRAN account during the period for which the
statement is generated.
5. The section 'Contribution / Redemption Details' gives the details of the contributions and redemption processed in subscribers' account during the
period for which the statement is generated. While contribution amount indicates the amount invested in subscribers account, the redemption
amount indicates the cost of units redeemed from the account. The cost of units is calculated on a First-In-First-Out (FIFO) basis. The details are
sorted based on date when the transaction is posted in PRAN account, which may/ maynot be the date for allotment of the NAV.
6. 'Transaction Details' gives the units allotted under different schemes / asset classes for each of the contributions processed in subscribers'
account during the period for which the statement is generated. It also contains units debited from the account for redemption and rectification. The
details are sorted based on date when the transaction is posted in PRAN account, which may/ maynot be the date for allotment of the NAV.
7. For transactions with the remarks "To Unit Redemption", the cost of units redeemed are adjusted against the total contribution in the Investment
Details section. Further, the cost of units is calculated on a First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual
redemption value corresponding to the units redeemed has been considered.
8. "Cost of Withdrawal", "Cost of GPF Withdrawal" and "Cost of One Way Switch", is the cost of units for the particular transaction and is calculated on a
First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual redemption value corresponding to the units redeemed has
been considered. Further, 'Total Withdrawal' in the Investment Summarysection includes actual redemption value of Withdrawal and One Way
Switch transactions.
9. The Transaction statement is dynamic. The value and other computations in the Transaction statement depend upon the generation date.
10. The above returns are calculated based on scheme NAVs and the securities held under the scheme portfolio are valued on mark to market basis
and are subject to change on NAV fluctuations. .
11. If you are an employee or if you are self-employed , you will be able to avail of deduction on contribution made from your taxable income to the extent
of (u/s 80 CCD (1) of income TaxAct, 1961)
- 10% of salary(Basic + DA) - if you are salaried employee
- 20% of your gross income - if you are self-employed
However, please note that the maximum deduction from your taxable income is limited to RS.1.50 lac, as permitted under Sec 80 CCE of the
Income Tax Act.
Further, an additional deduction from your taxable income to the extent of Rs. 50,000/- is available only for contribution in NPS u/s Sec. 80 CCD (1B).
To give an example, your salary is Rs.15 lac per annum. On contribution of Rs. 2 lac, you can avail:
Deduction under Sec. 80 CCD (1) - ₹- Rs. 1.50 lac
Deduction under Sec. 80 CCD (1B)- ₹- Rs. 0.50 lac
Total deduction - ₹- Rs. 2.00 lac
Also note that your employer's contribution upto 10% of your salary is fully deductible from your taxable income.
This is applicable only for Tier-I account.
12. Best viewed in Internet Explorer 9.0 & above or Mozilla Firefox Ver 3 & above with a resolution of 1024 X 768.
13. This is computer generated statement and does not require anysignature/stamp.
14. Kindlyrefer Table 1 for various charges applicable under NPS:
Table 1
Service Charges* (excluding taxes)
Intermediary Charge head Mode of Deduction
Private / Govt.
CRA charges for account opening if the CRA charges for account opening if the subscriber
subscriber opts for Physical PRAN card opts for ePRANcard (in Rs.)

Welcome kit sent in Welcome kit sent vide email Through Unit
PRA Opening charges (in Rs.)
physical only Deduction

Rs. 40 (also applicable to reissue of PRAN

CRA Rs. 35 Rs. 18
card)

Annual PRA Maintenance Through Unit

Rs. 69
cost per account Deduction

Through Unit
Charge per transaction Rs. 3.75 Deduction

- Private Govt. -

Initial subscriber registration Min Rs. 200 and Max Rs. 400 NA Collected by POP
and contribution upload (Negotiable within slab only)

0.50% of contribution
Any subsequent Min. Rs. 30 Max. Rs. 25,000
NA Collected by POP
transactions Non-Financial Rs. 30
(Negotiable within slab only)
Rs. 50 per annumfor annual
POP contribution Rs. 1,000 to Rs. 2,999
Persistency Rs. 75 per annumfor annual Through Unit
> 6 months contribution Rs. 3,000 to Rs. 6,000 NA Deduction
Rs. 100 per annumfor annual
contribution above Rs. 6,000
Upfront deduction
Contribution through eNPS 0.20% of contribution, NA fromcontribution
Min. Rs.15 Max. Rs.10,000 amount

Processing of Exit / @0.125% of Corpus with

NA Collected by POP
Withdrawal Min. Rs. 125 and Max. Rs. 500

Custodian Asset Servicing charges 0.0032% p.a for Electronic segment & Physical segment Through AUM

Slabs of AUM managed by the Pension Fund Maximum Investment

Management Fee (IMF)
Upto 10,000 Cr. 0.09%$
Investment Management
PFcharges Through AUM
Fee# 10,001 - 50,000 Cr. 0.06%
50,001 - 1,50,000 Cr. 0.05%
Above 1,50,000 Cr. 0.03%
Reimbursement of
NPS Trust 0.005% p.a Through AUM
Expenses
withdrawal and scheme preference change.

Pension Funds.