SUN BANK INTERNATIONAL

Banking Made Simple

GLOBAL PROFESSIONALS

WHAT SETS US APART

Profound expertise
We bring together technical expertise and a profound understanding of our clients’ unique needs. Headquartered in Nevis
with a global presence, Sun Bank International Ltd (SBIL) specializes in cross-border banking solutions. Our team boasts
extensive experience gained at esteemed international institutions, including Barings, ING, RCB and State Street Bank as well
as leading management companies and investment firms. To better serve our clients, we have representatives available in
both the BeNeLux region and the UAE.
Reliability
Punctuality and discretion are essential for sustainable financial growth and optimal investment performance. Sun Bank
International Ltd is dedicated to delivering meticulously planned, dependable services and products you can trust. Our
commitment is to remain at your service, ensuring your financial needs are met with the utmost professionalism.
Loyalty to our customers
To guarantee that your interests and objectives are pursued with the highest efficiency and effectiveness, we maintain a lean
and agile structure. We recognize that bespoke solutions can be intricate, requiring thoughtful consideration, careful
planning, and precise execution. Each inquiry is personally handled by an experienced specialist, ensuring strict confidentia lity
at all times.

We speak English On parle français Говорим български Мы говорим по-русский Wij spreken nederlands

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SBIL Snapshot A compelling proposition for entrepreneurs and businesses across the
globe

Solid Substance
Team of local and international
bankers Dedicated client manager

Investment Platform Multi-Currency

Custody, brokerage, Transactional Banking
structuring, securities lending (SWIFT, SEPA and beyond)
For corporates and HNWI

Technological Edge International Payment

Online onboarding, modern web-banking, Cards
Banking App (both iOS Android) Linked to the account,
freedom of payment

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Why SBIL Conservative approach for securing liquidity and safety of funds at
all times

SBIL maintains 100% liquidity and refrains from

Liquid lending against client assets.

Additionally, no cross-currency positions are held

Client funds are segregated brokerage portfolios

with the main street custodian banks.

SBIL's capital-to-risk weighted assets ratio is 20%,

Conservative significantly surpassing the Basel III requirement of 10,5%
Client funds are kept off-balance

No digital assets or other high-risk sectors covered

Bespoke and client Dedicated Relationship Manager focused on understanding

and addressing client needs
friendly
The client base is deliberately capped to guarantee a
personalized and tailored approach for each client.

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 The Nevis advantage A white-listed jurisdiction with a robust legal and political framework

Economic and Political Stable Environment: St. Kitts and Nevis benefit from a politically and economically stable climate,
reinforced by membership in the Eastern Caribbean Central Bank (ECCB).
Stability
Currency Stability: The Eastern Caribbean Dollar (XCD) is pegged to the US Dollar, ensuring
consistent and reliable currency value.

Favourable Banking No Exchange Controls: The absence of exchange controls enables seamless international
transactions.
Regulations

Ease of Account Opening: The jurisdiction offers a straightforward process for opening offshore
bank accounts, often with minimal deposit requirements.

Attractive Citizenship by Citizenship by Investment Opportunity: Banking in this jurisdiction can be paired with St. Kitts
and Nevis’ Citizenship by Investment (CBI) program, which grants visa-free travel to numerous
Investment Program countries.

Trust Formation and Wealth Management: Strong legal structures support trust formation,
providing enhanced asset protection and flexible wealth management options.

Robust Legal Framework Robust Privacy Protections: The jurisdiction upholds strict confidentiality laws, safeguarding the
privacy of account holders.

Asset Protection: Trusts and accounts established in St. Kitts and Nevis are backed by robust
legal frameworks, offering strong protection against litigation and creditors

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 Capitalising on trends The case for a challenger bank at a global stage

Global Banking Challenges SBIL’s Solutions SBIL’s 3 Pillars

Transactional banking a scarce resource: SBIL is specializing in transactional banking Customer-Centric Approach
Global banks increasingly steering clear of this thereby making the product its specialty and
high-risk segment of the banking industry. not a by-product Personalized Services
User-Friendly Technology
As businesses expand globally, the need for SBIL is expanding its transactional capabilities,
reliable international payment rails has never now covering over 10 currencies, including USD Trust and Security
been greater. and CNY. SEPA and British Faster Payments
connectivity are forthcoming. Robust Security Measures

Large banks have become a mix of IT and Transparency and Integrity

utilities companies. Personal touch missing Personal banker for every client. The share of
and much needed wallet principle leading instead of focusing on Regulatory Compliance and Know Your Risks:
the numbers of customers

Neutral jurisdictions have become Innovative Banking Solutions and Global Connectivity
increasingly scarce, particularly following the St. Kitts and Nevis is FATF white-listed,
stringent stance taken by European and Swiss neutral and as good as any European and Asian Diverse Product Offering
banking institutions. jurisdiction when it comes to sound banking
practices and future-proof policies. Emphasis on Technology

Well established banks not necessarily reliable Sustainability Initiatives

ones: Credit Suisse, Silvergate etc. Strong local substance strengthened by team
with European and international experience.

St. Kitts and Nevis is not listed among the Financial Action Task Force's (FATF) high-risk or increased monitoring jurisdictions, commonly
referred to as the "blacklist" and "grey list," respectively. This indicates that the country is compliant with FATF standards for anti-money
laundering and counter-terrorist financing (AML/CFT), as per FATF’s last recommendation report issued in 2022

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 A global bank with unrivalled payment infrastructure

Preparation Launch Leading in the new era of

connectivity

Q4 2024 2025 2026

SWIFT membership SEPA and Faster Payments MasterCard, Visa Memberships: Both
Connectivity: Leading the region in issuing and acquiring capabilities, broadening
implementing seamless, fast, and efficient payment options for global transactions.
payment systems.
Established
Correspondent ClearStream and SIX Connectivity for
Banking Network: Expanded USD Correspondent Custody: Enhancing custody services through
A robust correspondent Banking: Establishing new partnerships to direct integration with leading financial
banking network is enhance USD transaction capabilities. institutions.
established, enabling
transactions in major Broader Currency Options: Introducing Partnerships with Caribbean financial
global currencies. support for currencies beyond the top five institutions to build a solid banking
globally traded ones. association

Card issuance: rolling out debit cards for Acquisition of European NeoBank:
corporate clients Enhancing direct SEPA connectivity through
the acquisition of a European NeoBank,
Comprehensive Digital Banking: facilitating seamless cross-border payments
Developing a comprehensive web and and comprehensive banking solutions.
mobile banking platform to provide
seamless and intuitive banking Issuing of sustainable fixed income
experiences. products – match client’s need with
personnalization and innovation

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SBIL: A bank with the strong and ever-growing correspondent banking network

Available currencies

America’s: EMEA: Asia-Pacific:

- USD - EUR - CNY

- CAD - CHF - USD inward CFXPS

- BRL - GBP - SGD

- AED - HKD

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Ivaylo Markov Leticia Nisbett-Dore Vincia Herbert Nichole Lawrence
Chief Executive Officer Director Chief Compliance Officer Operations Manager

Ivaylo is a seasoned banking Leticia is a Chartered Director Vincia has extensive With over 20 years of experience
professional with over 17 with extensive international experience in the banking, across all areas of the banking
years of extensive experience consulting experience in the trust, and wealth sector, Nichole specializes in
in the financial services, financial services sector. She has management sectors, with Branch Operations and has
banking, and investment collaborated with numerous specialization in Anti-Money handled a wide range of client
funds industry. He has held Fortune 500 companies, Laundering (AML) and cases in the field of Compliance. As
various roles at State Street delivering outstanding client care Compliance. She is skilled in an ACAMS-certified Anti-Money
Bank, RCB, and TMF Fund by anticipating and addressing managing enterprise-wide Laundering Specialist, she is highly
Management in Luxembourg, client needs with precision. Her AML/CFT/CPF programs and skilled and adaptable, making her
specializing in fund wealth of expertise across conducting AML risk an invaluable asset to the bank.
administration, investment various fields equips her to assessments. Vincia brings Nichole effectively leads our
vehicle structuring, and provide tailored solutions, essential expertise in Operations department, bringing
depositary banking. His consistently achieving goals. compliance, a critical area for expertise and a dynamic approach
expertise spans corporate Leticia's diverse experience all financial institutions in to managing complex and
finance, investment banking, ensures that the bank has access today’s regulatory multifaceted organizational
and financial analysis, with a to relevant expertise at critical environment. challenges.
strong focus on delivering moments.
strategic financial solutions
and tailored products to
clients.

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 WE ARE AT YOUR DISPOSAL FOR BUSINESS QUESTIONS AT:

[email protected]
+1 869 669 2763
www.sunbank.kn
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SUN BANK INTERNATIONAL LTD

North Shore Estate
St. George’s Parish
Nevis

Strictly Private and Confidential

This document is intended for qualified individuals only and must not be
forwarded or shared without prior written consent from Sun Bank International
Ltd. It is not an offer document nor a solicitation to buy or sell any investment.

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