Statement date 11 Oct 2024

Last statement 11 Sep 2024

Barclays Bank
Account
12 Sep - 11 Oct 2024
Mr Sinto Joseph
• Sort Code 20-26-89
• Account no. 90621137
• SWIFTBIC BUKBGB22
• IBAN GB24 BUKB 2026 8990 6211 37

MR SINTO JOSEPH
FLAT 16 At a glance
31 ROSS MILL AVENUE
BELFAST Start balance £14.04
BT13 2QY
Money in £1,900.15
Money out £1,896.27
End balance £17.92

NOTICEBOARD
Your Barclays Bank Account statement Your deposit is eligible for
protection by the Financial
Services Compensation Scheme.
Current account statement

Your transactions
Bank Giro Contactless Debit Card Online

Date Description Money out Money in Balance

12 Sep Start balance 14.04

16 Sep Card Payment to Saveway1 On 15 5.99 8.05

Sep

26 Sep Card Payment to Remitly On 26 Sep 92.62

Card Payment to Remitly On 26 Sep 92.62

Bill Payment to Jomol Itteera 300.00

Ref: Family

Bill Payment to Sinto Joseph 700.00

Ref: MY Self

Received From Belfast - Hsct 1,740.15 562.96

Ref: A001 1028124000

27 Sep Card Payment to Ppoint_*Cjma 51.25

Limit On 26 Sep

Bill Payment to Sinto Joseph 300.00 211.71

Ref: MY Self

07 Oct Card Payment to Thompsons On 06 30.40

Oct

Card Payment to Fitzys On 06 Oct 6.00

Card Payment to Thompsons On 06 11.50

Oct

Card Payment to Fitzys On 06 Oct 25.00

Card Payment to Wineflair On 06 35.39

Oct

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 1
Sort code 20-26-89 • Account number 90621137

Your transactions
Date Description Money out Money in Balance
07 Oct Card Payment to Thompsons On 06 35.50
Oct

Bill Payment to Sinto Joseph 60.00

Ref: MY Self

Bill Payment From Sharon A 10.00 17.92

Ref: Gift

08 Oct Bill Payment From Sharon A 150.00 167.92

Ref: Gift

09 Oct Bill Payment to Sinto Joseph 150.00 17.92

Ref: MY Self

11 Oct End balance 17.92

u Anything Wrong? If you’ve spotted any incorrect or unusual transactions, see

the next page for how to get in touch with us.

Credit interest rates

This account does not pay credit interest

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 2 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-26-89 • Account number 90621137

How it works Get in touch

u Our main number
conversion rate offered by the retailer or ATM provider
Dispute Resolution
or accept our rate. 0345 7 345 345
If you have a problem with your agreement, please Open 24/7 including
try to resolve it with us in the first instance. If you Transferring money between countries holidays
are not happy with the way in which we handled
If you need to transfer money between countries, you u From
your complaint or the result, you may be able to
may be asked for your SWIFTBIC (Bank Identification
abroad
complain to the Financial Ombudsman Service. If +44 2476 842 100
Code) and IBAN (International Bank Account
you do not take up your problem with us first you Open 24/7 including holidays
Number). These are on the front of your statement
will not be entitled to complain to the Ombudsman.
and you’ll need them so that international banks can u Write
We can provide details of how to contact the to us
identify your account correctly. Full details are on:
Ombudsman. Barclays, Leicester LE87 2BB
business.barclays.co.uk/bb/iban
u Find a branch
How we pay interest
Important information about barclays.co.uk/branch-fi
If your account pays interest and is in credit, we work nder/
compensation arrangements
out your interest on the balance of your account at the
0800 400 100
We are covered by the Financial Services close of business every day. Interest is calculated on
Open 24/7 including holidays
Compensation Scheme (FSCS). The FSCS can pay the statement balance or the cleared balance,
compensation to depositors if a bank is unable to depending on the type of account you have. Where u Your home branch
meet its financial obligations. Most depositors – credit interest rate(s) are shown on your statement, ONLINE AO 7
including most individuals and businesses – are these are current at the time of printing the statement
covered by the scheme. We will issue the FSCS and may have changed during the statement period. u Online banking help
information sheet and exclusions list which set out Unless we say otherwise, any interest rates we show 0345 600 2323
in detail what is, and is not, covered by the FSCS, are gross annual rates. Open 24/7 including holidays
once a calendar year usually with your account If you are a UK taxpayer you may have to pay tax on
statement. interest earned in excess of your Personal Savings u Lost and stolen cards
For further information about the compensation Allowance (with the exception of interest earned on 0800 400 100 (or +44
ISAs, which continue to be free from UK tax for eligible 2476 842 099 from
provided by the FSCS, refer to the FSCS website at
customers). For information and guidance please refer
www.FSCS.org.uk. abroad)
to HMRC’s website Open 24/7 including holidays
www.gov.uk/hmrc/savingsallowance.
Using your Barclays debit card - what The management of your tax affairs is your Tell us straight away if:
costs and what doesn’t responsibility, including making any required – you do not receive a
declarations to HMRC. Barclays card you were
If you use your debit card in the UK Barclays will not
expecting
charge you for using your debit card in the UK when If you use your overdraft Facility – any of your cards are lost,
making purchases, making a cash withdrawal, or
If your account is overdrawn, and you don’t pay off stolen or damaged
when buying travellers’ cheques or foreign currency. A
the full amount you owe, any credits paid into your – you think someone else may
small number of ATM providers may charge a
account will reduce any balance in excess of your know your PIN.
transaction fee but they should tell you about this
on-screen before you commit to any transaction. arranged overdraft facility first, and then your
payments will go towards repayment of your Call charges will apply
If you use your debit card abroad or make a debit overdraft. (please check with your
card payment in a foreign currency (either abroad or service provider). We may
in the UK) we'll charge you a 2.99% Non-Sterling To help you understand the charges associated with monitor or record calls for
Transaction Fee when making purchases, making a using your arranged overdraft, you can visit quality, security, and
cash withdrawal, or when being refunded. This fee Barclays.co.uk/youroverdraft or ask for a copy of ‘Our training.
also applies whenever you do not pay in sterling, for Bank charges explained’ in branch. You can also tailor
example shopping online at a non-UK website. This the alerts you receive, which can help you stay in
rate does not apply to Travel Wallet transactions. control and on top of your finances.
As we explain in our customer terms, we calculate our
exchange rate using the reference exchange rate for Getting information from Barclays
the Visa card scheme. In most circumstances, Visa We send information to customers with their
converts transactions into sterling using the Visa statements about relevant new offers and products,
Exchange Rate on the day the transaction is and about how to get the best from their existing
authorised. However for a small number of Barclays accounts. If you don’t get these messages
transactions the conversion may happen on the day and you’d like to, or if you do and you’d rather you
the transaction is processed. As this may be a day or didn’t, you can call 0345 7 345 345, go to
two later, the exchange rate may be different on that barclays.co.uk, or come into a branch. And if you
day. change your mind at any time, just get in touch.
You'll find a comparison of our exchange rate for
certain currencies as a mark-up against the rate
published by the European Central Bank in the
Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-card-
abroad/ This is updated twice a day. This may help
you to decide whether you want to accept the

For a Braille, large print or audio version of your statement call

0800 400 100 (via TextDirect if appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 3
 Statement date 11 Nov 2024
Last statement 11 Oct 2024
Barclays Bank
Account
12 Oct - 11 Nov 2024
Mr Sinto Joseph
• Sort Code 20-26-89
• Account no. 90621137
• SWIFTBIC BUKBGB22
• IBAN GB24 BUKB 2026 8990 6211 37

MR SINTO JOSEPH
FLAT 16 At a glance
31 ROSS MILL AVENUE
BELFAST Start balance £17.92
BT13 2QY
Money in £4,446.86
Money out £4,461.56
End balance £3.22

NOTICEBOARD
Your Barclays Bank Account statement Your deposit is eligible for
protection by the Financial
Services Compensation Scheme.
Current account statement

Your transactions
Bank Giro Cash machine Contactless Debit Card Online

Date Description Money out Money in Balance

12 Oct Start balance 17.92

14 Oct Bill Payment From Sharon A 200.00 217.92

Ref: Gift

15 Oct Card Payment to Vfs Global Ivac Be 181.44

On 14 Oct

Card Payment to Vfs Global Ivac Be 10.00 26.48

On 14 Oct

17 Oct Bill Payment to Sinto Joseph 500.00

Ref: MY Self

Bill Payment From Sharon A 500.00 26.48

Ref: Gift

21 Oct Cash Machine Withdrawal at 21.50

Cardtronics UK Ltd Grosvenor Road
Ret
Timed at 23.30 On 18 Oct
This Transaction Includes A Fee Charged By
Cardtronics UK Ltd of £1.50

Cash Machine Withdrawal at Ulster 10.00

Bank Bel City Office
Timed at 23.36 On 18 Oct

Bill Payment From Sharon A 10.00 4.98

Ref: Gift

28 Oct Received From S Joseph 100.00 104.98

Ref: MY Self

29 Oct Bill Payment to Mr Sinto Joseph 58.00

Ref: 4929125632842006

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 1
Sort code 20-26-89 • Account number 90621137

Your transactions
Date Description Money out Money in Balance
29 Oct Bill Payment to Mr Sinto Joseph 256.56
Ref: 4929125632842006

Bill Payment to Sinto Joseph 700.00

Ref: MY Self

Received From Belfast - Hsct 1,936.86 1,027.28

Ref: A001 1028124000

30 Oct Card Payment to Remitly On 29 Oct 48.20

Card Payment to Remitly On 29 Oct 196.21

Card Payment to Remitly On 29 Oct 233.03

Cash Machine Withdrawal at Link 250.00 299.84

133-137 Lisburn RO
Timed at 20.43 On 29 Oct

01 Nov Cash Machine Withdrawal at Ulster 120.00 179.84

Bank Foyleside SC
Timed at 16.39 On 01 Nov

04 Nov Card Payment to Translink Tvm On 3.60

01 Nov

Card Payment to Holiday Inns On 10.00

01 Nov

Cash Machine Withdrawal at Link 40.00

133-137 Lisburn RO
Timed at 22.37 On 01 Nov

Card Payment to Sandinos On 01 10.00

Nov

Card Payment to Claire's Accessori 13.20

On 01 Nov

Card Payment to Pizza Max Derry 13.50

On 01 Nov

Card Payment to SP Angry Cherry 19.98

On 01 Nov

Card Payment to Claire's Accessori 49.80 19.76

On 01 Nov

06 Nov Card Payment to Ryans Bar & 10.80

Restau On 05 Nov

Received From S Joseph 100.00 108.96

Ref: MY Self

07 Nov Cash Machine Withdrawal at Link 100.00 8.96

133-137 Lisburn RO
Timed at 20.05 On 06 Nov

08 Nov Received From S Joseph 1,500.00 1,508.96

Ref: MY Self

11 Nov Card Payment to Remitly On 08 Nov 1,389.34

Card Payment to Ryans Bar & 5.40

Restau On 07 Nov

Card Payment to Ryans Bar & 5.40

Restau On 10 Nov

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 2 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-26-89 • Account number 90621137

Your transactions
Date Description Money out Money in Balance
11 Nov Card Payment to Ryans Bar & 5.60
Restau On 10 Nov

Bill Payment to Sinto Joseph 200.00

Ref: MY Self

Received From S Joseph 100.00 3.22

Ref: MY Self

11 Nov End balance 3.22

u Anything Wrong? If you’ve spotted any incorrect or unusual transactions, see

the next page for how to get in touch with us.

Credit interest rates

This account does not pay credit interest

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 3
Sort code 20-26-89 • Account number 90621137

How it works Get in touch

u Our main number
conversion rate offered by the retailer or ATM provider
Dispute Resolution
or accept our rate. 0345 7 345 345
If you have a problem with your agreement, please Open 24/7 including
try to resolve it with us in the first instance. If you Transferring money between countries holidays
are not happy with the way in which we handled
If you need to transfer money between countries, you u From
your complaint or the result, you may be able to
may be asked for your SWIFTBIC (Bank Identification
abroad
complain to the Financial Ombudsman Service. If +44 2476 842 100
Code) and IBAN (International Bank Account
you do not take up your problem with us first you Open 24/7 including holidays
Number). These are on the front of your statement
will not be entitled to complain to the Ombudsman.
and you’ll need them so that international banks can u Write
We can provide details of how to contact the to us
identify your account correctly. Full details are on:
Ombudsman. Barclays, Leicester LE87 2BB
business.barclays.co.uk/bb/iban
u Find a branch
How we pay interest
Important information about barclays.co.uk/branch-fi
If your account pays interest and is in credit, we work nder/
compensation arrangements
out your interest on the balance of your account at the
0800 400 100
We are covered by the Financial Services close of business every day. Interest is calculated on
Open 24/7 including holidays
Compensation Scheme (FSCS). The FSCS can pay the statement balance or the cleared balance,
compensation to depositors if a bank is unable to depending on the type of account you have. Where u Your home branch
meet its financial obligations. Most depositors – credit interest rate(s) are shown on your statement, ONLINE AO 7
including most individuals and businesses – are these are current at the time of printing the statement
covered by the scheme. We will issue the FSCS and may have changed during the statement period. u Online banking help
information sheet and exclusions list which set out Unless we say otherwise, any interest rates we show 0345 600 2323
in detail what is, and is not, covered by the FSCS, are gross annual rates. Open 24/7 including holidays
once a calendar year usually with your account If you are a UK taxpayer you may have to pay tax on
statement. interest earned in excess of your Personal Savings u Lost and stolen cards
For further information about the compensation Allowance (with the exception of interest earned on 0800 400 100 (or +44
ISAs, which continue to be free from UK tax for eligible 2476 842 099 from
provided by the FSCS, refer to the FSCS website at
customers). For information and guidance please refer
www.FSCS.org.uk. abroad)
to HMRC’s website Open 24/7 including holidays
www.gov.uk/hmrc/savingsallowance.
Using your Barclays debit card - what The management of your tax affairs is your Tell us straight away if:
costs and what doesn’t responsibility, including making any required – you do not receive a
declarations to HMRC. Barclays card you were
If you use your debit card in the UK Barclays will not
expecting
charge you for using your debit card in the UK when If you use your overdraft Facility – any of your cards are lost,
making purchases, making a cash withdrawal, or
If your account is overdrawn, and you don’t pay off stolen or damaged
when buying travellers’ cheques or foreign currency. A
the full amount you owe, any credits paid into your – you think someone else may
small number of ATM providers may charge a
account will reduce any balance in excess of your know your PIN.
transaction fee but they should tell you about this
on-screen before you commit to any transaction. arranged overdraft facility first, and then your
payments will go towards repayment of your Call charges will apply
If you use your debit card abroad or make a debit overdraft. (please check with your
card payment in a foreign currency (either abroad or service provider). We may
in the UK) we'll charge you a 2.99% Non-Sterling To help you understand the charges associated with monitor or record calls for
Transaction Fee when making purchases, making a using your arranged overdraft, you can visit quality, security, and
cash withdrawal, or when being refunded. This fee Barclays.co.uk/youroverdraft or ask for a copy of ‘Our training.
also applies whenever you do not pay in sterling, for Bank charges explained’ in branch. You can also tailor
example shopping online at a non-UK website. This the alerts you receive, which can help you stay in
rate does not apply to Travel Wallet transactions. control and on top of your finances.
As we explain in our customer terms, we calculate our
exchange rate using the reference exchange rate for Getting information from Barclays
the Visa card scheme. In most circumstances, Visa We send information to customers with their
converts transactions into sterling using the Visa statements about relevant new offers and products,
Exchange Rate on the day the transaction is and about how to get the best from their existing
authorised. However for a small number of Barclays accounts. If you don’t get these messages
transactions the conversion may happen on the day and you’d like to, or if you do and you’d rather you
the transaction is processed. As this may be a day or didn’t, you can call 0345 7 345 345, go to
two later, the exchange rate may be different on that barclays.co.uk, or come into a branch. And if you
day. change your mind at any time, just get in touch.
You'll find a comparison of our exchange rate for
certain currencies as a mark-up against the rate
published by the European Central Bank in the
Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-card-
abroad/ This is updated twice a day. This may help
you to decide whether you want to accept the

For a Braille, large print or audio version of your statement call

0800 400 100 (via TextDirect if appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 4 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
 Statement date 11 Dec 2024
Last statement 11 Nov 2024
Barclays Bank
Account
12 Nov - 11 Dec 2024
Mr Sinto Joseph
• Sort Code 20-26-89
• Account no. 90621137
• SWIFTBIC BUKBGB22
• IBAN GB24 BUKB 2026 8990 6211 37

MR SINTO JOSEPH
FLAT 16 At a glance
31 ROSS MILL AVENUE
BELFAST Start balance £3.22
BT13 2QY
Money in £4,031.62
Money out £4,033.92
End balance £0.92

NOTICEBOARD
Your Barclays Bank Account statement Your deposit is eligible for
protection by the Financial
Services Compensation Scheme.
Current account statement

Your transactions
Bank Giro Cash machine Contactless Debit Card Online
Branch

Date Description Money out Money in Balance

12 Nov Start balance 3.22

12 Nov Cash Machine Withdrawal at Link 250.00

133-137 Lisburn RO
Timed at 15.36 On 12 Nov

Cash Machine Withdrawal at Link 50.00

133-137 Lisburn RO
Timed at 16.02 On 12 Nov

Received From S Joseph 300.00 3.22

Ref: MY Self

14 Nov Cash Machine Withdrawal at Link 150.00

133-137 Lisburn RO
Timed at 21.04 On 13 Nov

Cash Machine Withdrawal at Link 150.00

133-137 Lisburn RO
Timed at 21.05 On 13 Nov

Received From P Unnichan 300.00 3.22

18 Nov Received From Paul B 250.00 253.22

Ref: Bibin

20 Nov Bill Payment to Sinto Joseph 130.00 123.22

Ref: MY Self

21 Nov Cash Machine Withdrawal at Link 50.00

133-137 Lisburn RO
Timed at 15.22 On 21 Nov

Cash Machine Withdrawal at Link 20.00

133-137 Lisburn RO
Timed at 16.20 On 21 Nov

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 1
Sort code 20-26-89 • Account number 90621137

Your transactions
Date Description Money out Money in Balance
21 Nov Card Payment to RA Leathem Ltd NI 6.50
On 20 Nov

Card Payment to Chickn Lickn On 11.00

20 Nov

Card Payment to Saveway1 On 20 11.98

Nov

Card Purchase That Prize Guy Ltd 5.33 18.41

On 20 Nov

22 Nov Cash Machine Withdrawal at 100.00

Barclays E1 Belfast Cstle
Timed at 12.39 On 22 Nov

Cash Machine Withdrawal at Link 50.00

133-137 Lisburn RO
Timed at 13.28 On 22 Nov

Card Payment to Translink Tvm On 5.00

20 Nov

Card Payment to Ppoint_*Cjma 6.55

Limit On 21 Nov

Card Purchase Ryans Bar & Restau 5.40

On 20 Nov

Bill Payment to Sinto Joseph 50.00

Ref: MY Self

ASD Deposit: 12.38 On 22/11/24 220.00 21.46

M2 Belfast C

25 Nov Bill Payment to Sinto Joseph 20.00 1.46

Ref: MY Self

27 Nov Bill Payment to Anju Sunny 50.00

Ref: Friend

Bill Payment to Sinto Joseph 300.00

Ref: MY Self

Bill Payment to Sinto Joseph 500.00

Ref: MY Self

Received From Belfast - Hsct 1,821.62 973.08

Ref: A001 1028124000

28 Nov Card Payment to Remitly On 27 Nov 201.27

Card Payment to Remitly On 27 Nov 476.47

Cash Machine Withdrawal at Link 120.00

133-137 Lisburn RO
Timed at 18.01 On 27 Nov

Cash Machine Withdrawal at Link 40.00

133-137 Lisburn RO
Timed at 18.29 On 27 Nov

Card Payment to Saveway1 On 27 12.23

Nov

Card Payment to Tesco Stores 2834 27.94

On 27 Nov

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 2 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-26-89 • Account number 90621137

Your transactions
Date Description Money out Money in Balance
28 Nov Bill Payment to Mr Sinto Joseph 5.00
Ref: 4929125632842006

Bill Payment to Sinto Joseph 30.00

Ref: MY Self

Bill Payment to Sinto Joseph 50.00 10.17

Ref: MY Self

29 Nov Card Purchase Ppoint_*Cjma Limit 9.29 0.88

On 28 Nov

02 Dec Bill Payment to Sinto Joseph 100.00

Ref: MY Self

ASD Deposit: 17.27 On 02/12/24 140.00 40.88

E1 Belfast Cstle C

03 Dec Cash Machine Withdrawal at Link 20.00

133-137 Lisburn RO
Timed at 20.59 On 02 Dec

Cash Machine Withdrawal at Link 20.00

133-137 Lisburn RO
Timed at 21.40 On 02 Dec

Cash Machine Withdrawal at Link 50.00

133-137 Lisburn RO
Timed at 17.34 On 03 Dec

Bill Payment to Sinto Joseph 130.00

Ref: MY Self

ASD Deposit: 15.08 On 03/12/24 300.00 120.88

E1 Belfast Cstle C

04 Dec Cash Machine Withdrawal at Link 50.00

133-137 Lisburn RO
Timed at 19.19 On 03 Dec

Cash Machine Withdrawal at Link 50.00

133-137 Lisburn RO
Timed at 19.27 On 03 Dec

Cash Machine Withdrawal at Link 20.00

133-137 Lisburn RO
Timed at 20.49 On 03 Dec

Cash Machine Withdrawal at Link 50.00

133-137 Lisburn RO
Timed at 15.09 On 04 Dec

Bill Payment to Sinto Joseph 39.00

Ref: MY Self

Received From P Unnichan 100.00 11.88

05 Dec Card Purchase Chickn Lickn On 04 11.00

Dec

ASD Deposit: 16.21 On 05/12/24 600.00 600.88

E1 Belfast Cstle C

06 Dec Cash Machine Withdrawal at Link 100.00

133-137 Lisburn RO
Timed at 11.47 On 06 Dec

Cash Machine Withdrawal at Link 100.00

133-137 Lisburn RO
Timed at 12.06 On 06 Dec

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 3
Sort code 20-26-89 • Account number 90621137

Your transactions
Date Description Money out Money in Balance
06 Dec Card Purchase Saveway1 On 05 Dec 39.46

Bill Payment to Sinto Joseph 7.00

Ref: MY Self

Bill Payment to Sinto Joseph 300.00 54.42

Ref: MY Self

09 Dec Card Purchase Aviagames Hong 10.00

Kong On 06 Dec

Card Purchase Primark 445 Belfas 43.50 0.92

On 05 Dec

11 Dec End balance 0.92

u Anything Wrong? If you’ve spotted any incorrect or unusual transactions, see

the next page for how to get in touch with us.

Credit interest rates

This account does not pay credit interest

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 4 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-26-89 • Account number 90621137

How it works Get in touch

u Our main number
conversion rate offered by the retailer or ATM provider
Dispute Resolution
or accept our rate. 0345 7 345 345
If you have a problem with your agreement, please Open 24/7 including
try to resolve it with us in the first instance. If you Transferring money between countries holidays
are not happy with the way in which we handled
If you need to transfer money between countries, you u From
your complaint or the result, you may be able to
may be asked for your SWIFTBIC (Bank Identification
abroad
complain to the Financial Ombudsman Service. If +44 2476 842 100
Code) and IBAN (International Bank Account
you do not take up your problem with us first you Open 24/7 including holidays
Number). These are on the front of your statement
will not be entitled to complain to the Ombudsman.
and you’ll need them so that international banks can u Write
We can provide details of how to contact the to us
identify your account correctly. Full details are on:
Ombudsman. Barclays, Leicester LE87 2BB
business.barclays.co.uk/bb/iban
u Find a branch
How we pay interest
Important information about barclays.co.uk/branch-fi
If your account pays interest and is in credit, we work nder/
compensation arrangements
out your interest on the balance of your account at the
0800 400 100
We are covered by the Financial Services close of business every day. Interest is calculated on
Open 24/7 including holidays
Compensation Scheme (FSCS). The FSCS can pay the statement balance or the cleared balance,
compensation to depositors if a bank is unable to depending on the type of account you have. Where u Your home branch
meet its financial obligations. Most depositors – credit interest rate(s) are shown on your statement, ONLINE AO 7
including most individuals and businesses – are these are current at the time of printing the statement
covered by the scheme. We will issue the FSCS and may have changed during the statement period. u Online banking help
information sheet and exclusions list which set out Unless we say otherwise, any interest rates we show 0345 600 2323
in detail what is, and is not, covered by the FSCS, are gross annual rates. Open 24/7 including holidays
once a calendar year usually with your account If you are a UK taxpayer you may have to pay tax on
statement. interest earned in excess of your Personal Savings u Lost and stolen cards
For further information about the compensation Allowance (with the exception of interest earned on 0800 400 100 (or +44
ISAs, which continue to be free from UK tax for eligible 2476 842 099 from
provided by the FSCS, refer to the FSCS website at
customers). For information and guidance please refer
www.FSCS.org.uk. abroad)
to HMRC’s website Open 24/7 including holidays
www.gov.uk/hmrc/savingsallowance.
Using your Barclays debit card - what The management of your tax affairs is your Tell us straight away if:
costs and what doesn’t responsibility, including making any required – you do not receive a
declarations to HMRC. Barclays card you were
If you use your debit card in the UK Barclays will not
expecting
charge you for using your debit card in the UK when If you use your overdraft Facility – any of your cards are lost,
making purchases, making a cash withdrawal, or
If your account is overdrawn, and you don’t pay off stolen or damaged
when buying travellers’ cheques or foreign currency. A
the full amount you owe, any credits paid into your – you think someone else may
small number of ATM providers may charge a
account will reduce any balance in excess of your know your PIN.
transaction fee but they should tell you about this
on-screen before you commit to any transaction. arranged overdraft facility first, and then your
payments will go towards repayment of your Call charges will apply
If you use your debit card abroad or make a debit overdraft. (please check with your
card payment in a foreign currency (either abroad or service provider). We may
in the UK) we'll charge you a 2.99% Non-Sterling To help you understand the charges associated with monitor or record calls for
Transaction Fee when making purchases, making a using your arranged overdraft, you can visit quality, security, and
cash withdrawal, or when being refunded. This fee Barclays.co.uk/youroverdraft or ask for a copy of ‘Our training.
also applies whenever you do not pay in sterling, for Bank charges explained’ in branch. You can also tailor
example shopping online at a non-UK website. This the alerts you receive, which can help you stay in
rate does not apply to Travel Wallet transactions. control and on top of your finances.
As we explain in our customer terms, we calculate our
exchange rate using the reference exchange rate for Getting information from Barclays
the Visa card scheme. In most circumstances, Visa We send information to customers with their
converts transactions into sterling using the Visa statements about relevant new offers and products,
Exchange Rate on the day the transaction is and about how to get the best from their existing
authorised. However for a small number of Barclays accounts. If you don’t get these messages
transactions the conversion may happen on the day and you’d like to, or if you do and you’d rather you
the transaction is processed. As this may be a day or didn’t, you can call 0345 7 345 345, go to
two later, the exchange rate may be different on that barclays.co.uk, or come into a branch. And if you
day. change your mind at any time, just get in touch.
You'll find a comparison of our exchange rate for
certain currencies as a mark-up against the rate
published by the European Central Bank in the
Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-card-
abroad/ This is updated twice a day. This may help
you to decide whether you want to accept the

For a Braille, large print or audio version of your statement call

0800 400 100 (via TextDirect if appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 5