Scribd
Upload
4 views

Statement of Account (1)

The account statement for Biswajit Malik details a personal loan from Axis Bank with a principal overdue of INR 1,470 and interest overdue of INR 458, totaling overdues of INR 2,328. The loan, which started on 28-11-2023, has a tenure of 27 months and an EMI of INR 2,328, with all payments made via NACH. The document also includes transaction details, penal charges, and a note on the importance of reporting discrepancies in the statement.

Uploaded by

Biswajit Malik
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
4 views

Statement of Account (1)

The account statement for Biswajit Malik details a personal loan from Axis Bank with a principal overdue of INR 1,470 and interest overdue of INR 458, totaling overdues of INR 2,328. The loan, which started on 28-11-2023, has a tenure of 27 months and an EMI of INR 2,328, with all payments made via NACH. The document also includes transaction details, penal charges, and a note on the importance of reporting discrepancies in the statement.

Uploaded by

Biswajit Malik
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
You are on page 1/ 3

Account Statement From 28-11-2023 To 11-02-2025 Date: 11-02-2025

Biswajit Malik Email Address: [email protected]

Adampur,jajapur Mobile Number: xxxxxx5649

Odisha

India 755009

Account Number: xxxxxxxxxxx536A Customer ID: xxxxx2210

Branch MUMBAI Principal Overdue (INR) A: 1470.00

Product: Personal Loan Interest Overdue (INR) B: 458.00

Currency: INR Penal Interest* + Interest on Overdue EMI (INR) C: 0.00

ROI (%): 20.5 Penal Charges** (INR) D: 0.00

Loan Start Date: 28-11-2023 Bounce Charges + Other Charges (INR) E: 400.00

Disbursal Date: 28-11-2023 Total Overdues (INR) (A + B + C + D + E): 2328.00

Disbursal Amount (INR): 50000.00 Unadjusted Amt (INR): 0.00

Tenure: 27 months Net Receivable (INR): 2328.00

Frequency: Monthly Installment Paid (INR): 32992.00

Instalment Period: 10-12-2023 To 10-02-2026 Principal Paid (INR): 24096.00

EMI Amount (INR): 2,328.00 Interest Paid (INR): 8896.00

Status: ACTIVE

Loan Transaction Details Penal Interest* + Interest on


Date Particulars Charges (INR)
(INR) Overdue EMI (INR)

Due Paid Due Paid Due Paid

28-11-2023 Processing fee 1180.00 0.00 0.00 0.00 0.00 0.00

28-11-2023 Stamp Duty and Charges 20.00 0.00 0.00 0.00 0.00 0.00

28-11-2023 Amount Financed - Customer 48800.00 0.00 0.00 0.00 0.00 0.00

28-11-2023 Loan Amount payable 0.00 50000.00 0.00 0.00 0.00 0.00

10-12-2023 Amount Due 2328.00 0.00 0.00 0.00 0.00 0.00

11-12-2023 Payment Received via NACH 0.00 2328.00 0.00 0.00 0.00 0.00

10-01-2024 Amount Due 2328.00 0.00 0.00 0.00 0.00 0.00

11-01-2024 Payment Received via NACH 0.00 2328.00 0.00 0.00 0.00 0.00

10-02-2024 Amount Due 2328.00 0.00 0.00 0.00 0.00 0.00

11-02-2024 Payment Received via NACH 0.00 2328.00 0.00 0.00 0.00 0.00

10-03-2024 Amount Due 2328.00 0.00 0.00 0.00 0.00 0.00

Signature Not Verified


Signed by : DS AXIS BANK LIMITED 02
Reason : I have reviewed this document
Location : Mumbai
Date : 2025-02-11 15:11:02 IST
Loan Transaction Details Penal Interest* + Interest on
Date Particulars Charges (INR)
(INR) Overdue EMI (INR)

Due Paid Due Paid Due Paid


11-03-2024 Payment Received via NACH 0.00 2328.00 0.00 0.00 0.00 0.00

10-04-2024 Amount Due 2328.00 0.00 0.00 0.00 0.00 0.00

11-04-2024 Payment Received via NACH 0.00 2328.00 0.00 0.00 0.00 0.00

10-05-2024 Amount Due 2328.00 0.00 0.00 0.00 0.00 0.00

11-05-2024 Payment Received via NACH 0.00 2328.00 0.00 0.00 0.00 0.00

10-06-2024 Amount Due 2328.00 0.00 0.00 0.00 0.00 0.00

11-06-2024 Payment Received via NACH 0.00 2328.00 0.00 0.00 0.00 0.00

10-07-2024 Amount Due 2328.00 0.00 0.00 0.00 0.00 0.00

11-07-2024 Payment Received via NACH 0.00 2328.00 0.00 0.00 0.00 0.00

10-08-2024 Amount Due 2328.00 0.00 0.00 0.00 0.00 0.00

11-08-2024 Payment Received via NACH 0.00 2328.00 0.00 0.00 0.00 0.00

10-09-2024 Amount Due 2328.00 0.00 0.00 0.00 0.00 0.00

11-09-2024 Payment Received via NACH 0.00 2328.00 0.00 0.00 0.00 0.00

10-10-2024 Amount Due 2328.00 0.00 0.00 0.00 0.00 0.00

11-10-2024 Payment Received via NACH 0.00 2328.00 0.00 0.00 0.00 0.00

10-11-2024 Amount Due 2328.00 0.00 0.00 0.00 0.00 0.00

11-11-2024 Payment Received via NACH 0.00 2328.00 0.00 0.00 0.00 0.00

10-12-2024 Amount Due 2328.00 0.00 0.00 0.00 0.00 0.00

11-12-2024 Payment Received via NACH 0.00 2328.00 0.00 0.00 0.00 0.00

10-01-2025 Amount Due 2328.00 0.00 0.00 0.00 0.00 0.00

11-01-2025 Payment Received via NACH 0.00 2328.00 0.00 0.00 0.00 0.00

10-02-2025 Amount Due 2328.00 0.00 0.00 0.00 0.00 0.00

11-02-2025 Bounce charge due 0.00 0.00 0.00 0.00 400.00 0.00

11-02-2025 Payment Received via UPI 0.00 400.00 0.00 0.00 0.00 0.00

Penal Charges Details

Date Value date Particulars Due Paid

10-11-2024 09-11-2024 Penal Charges 1.00 0

10-11-2024 09-11-2024 Penal Charges Reversed 0 1.00

10-12-2024 09-12-2024 Penal Charges 1.00 0

10-12-2024 09-12-2024 Penal Charges Reversed 0 1.00

10-01-2025 09-01-2025 Penal Charges 1.00 0

10-01-2025 09-01-2025 Penal Charges Reversed 0 1.00

10-02-2025 09-02-2025 Penal Charges 1.00 0

10-02-2025 09-02-2025 Penal Charges Reversed 0 1.00

Total 4.00 4.00

Penal Charges** (INR) D 0.00

"Unless the constituent notifies the Bank immediately of any discrepancy found by him in this Statement of Account (SOA), it will be deemed that he has found the

Signature Not Verified


Signed by : DS AXIS BANK LIMITED 02
Reason : I have reviewed this document
Location : Mumbai
Date : 2025-02-11 15:11:02 IST
SOA correct. In case of any discrepancy, please contact Loan Center. We would like to reiterate that, as a policy, Axis Bank does not ask you to part with/ disclose/

revalidate your iConnect password, login ID and Debit Card number through emails or phone calls. Further, we would like to reiterate that Axis Bank shall not be liable

for any losses arising from you sharing/disclosing of your login ID, password and Debit Card number to anyone. Please co-operate by forwarding all such suspicious

/spam emails, if received by you, to [email protected]

* Includes Penal Interest levied on late EMI payments (if any) only prior to 1st April 2024. W.e.f 1 st April, 2024, penalty, if any, shall be levied as penal charges.

Kindly refer to the Fees & Charges section for your product on the Axis Bank website.

** Penal Charges @ 8% p.a. w.e.f. 01st April'2024. Penal charges levied on or before 27-01-2025 are inclusive of GST. After this date, GST is not applicable on penal

charges.

The effective rate of GST would be 18% on charges levied w.e.f July 01, 2017."

O003272804_10_2023

Signature Not Verified


Signed by : DS AXIS BANK LIMITED 02
Reason : I have reviewed this document
Location : Mumbai
Date : 2025-02-11 15:11:02 IST

You might also like