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Quotation for Optima Secure-7

The document provides details about the HDFC ERGO my: Optima Secure Health Insurance Policy, including coverage options, premium rates, and benefits. It highlights features such as a sum insured of 5 lakhs, unlimited restore coverage, and various add-on options. Additionally, it outlines terms and conditions related to the policy and the benefits of the Optima Super Secure plan.

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12 views

Quotation for Optima Secure-7

The document provides details about the HDFC ERGO my: Optima Secure Health Insurance Policy, including coverage options, premium rates, and benefits. It highlights features such as a sum insured of 5 lakhs, unlimited restore coverage, and various add-on options. Additionally, it outlines terms and conditions related to the policy and the benefits of the Optima Super Secure plan.

Uploaded by

proofneya
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Dear Customer,

Thank you for enquiring about HDFC ERGO my: Optima Secure Health Insurance Policy.
Kindly find below details basis the information shared by you as on 21-02-2025.

Add-On Cover Optional Cover

Optima
Plan Variant Sum Insured 5 Lakhs
Secure
Location Tier2 Family Composition 4A2C
Insured Child (ren)
Insured Adults in years 72,60,42,38 14,8
in years

Deductible 0 Unlimited Restore Yes

my:Health Hospital Cash


my:health Critical Illness NA NA
Benefit

Hospital cash Benefit Individual Personal


No No
Global accident Rider

Not
Overseas Travel Secure No Optima Wellbeing
Applicable

ABCD Chronic Care NA Parenthood No

Limitless No NRI Discount No

Plan Details Deductible Amount Individual Family Floater


0 1,25,462 96,779
1 Year Optima
25K 94,097 72,584
Secure
50K 75,277 58,067
0 2,36,203 1,82,416
2 Year Optima
25K 1,77,152 1,36,812
Secure
50K 1,41,722 1,09,450
0 3,51,332 2,71,467
3 Year Optima
25K 2,63,499 2,03,601
Secure
50K 2,10,799 1,62,880
NA NA NA
3 Year Optima
NA NA NA
Super Secure
NA NA NA

Plan Details Sum Insured Individual Family Floater


5L 1,25,462 96,779
1 Year Optima
10L 1,68,475 1,32,145
Secure
15L 1,95,638 1,52,152
5L 2,36,203 1,82,416
2 Year Optima
10L 3,17,552 2,49,335
Secure
15L 3,68,446 2,86,788
5L 3,51,332 2,71,467
3 Year Optima
10L 4,73,037 3,71,504
Secure
15L 5,48,202 4,26,785
5L NA NA
3 Year Optima
10L 4,82,945 3,79,285
Super Secure
15L 5,58,265 4,34,619

my:Optima Secure gives SO MUCH coverage! SO MANY benefits! SO MUCH TRUST! SO MUCH
SUPPORT!

In Optima Secure you get 4X In Optima Super Secure you get 5X


coverage* coverage

1. Sum Insured - 5 Lakhs 1. Sum Insured - 5 Lakhs


2. Effective coverage after 2 years
20 Lakhs at no additional charge

Under Optima Super Secure plan, Get 3X coverage from day 1


Note:
1. Multiple payment options are available making premiums pocket- friendly. Above premium
rates have been calculated basis information provided and are including GST.
2. Individual personal accident (IPA) rider will be offered only to the Proposer in the Base Plan
when he/she is covered in the Base Plan. Maximum entry age is restricted to 69 years for
IPA rider.
3. Optima Wellbeing (Add-on) cover is applicable only for serviceable locations.
4. my:Health Hospital Cash Benefit (Add-on) can only be given for allowed family combination
which are enabled in sourcing systems.
5. NRI discount is subject to submission of required documents at the time of policy issuance.

Tier 1: Delhi, National Capital Region (NCR), Mumbai, Mumbai suburban, Thane and Navi Mumbai,
Surat, Ahmedabad and Vadodra. Tier 2: Rest of India Tier 2: Rest of India

SO Much Coverage* Guaranteed^^ (at no additional charge!!)

Secure Benefit
2X coverage from day 1
Automatic and available immediately when you purchase it. No need to claim it to activate it
Plus Benefit
100% increase in coverage after 2 years
Just renew your plan for 2 years and we will give you 100% increase in cover, even if you have
filed a claim

Protect Benefit
Zero deduction on non-medical expenses
Zero deduction on listed non-medical expenses to maximize your claim during hospitalisation

Restore Benefit
100% restore coverage
If you run out of coverage, we will restore your base coverage by 100%

Terms & Conditions apply. *4X means Base Sum Insured + Plus Benefit (after 2 Policy Years) + Secure Benefit+ Automatic Restore Benefit. Under Plus
Benefit, irrespective of claims means sum insured gets increased by 50% of base sum insured per year maximum up to 100%. A single claim in a Policy
Year cannot exceed the sum of Base Sum Insured, Plus Benefit (if applicable) and Secure Benefit (if applicable)^^ Get Guaranteed Secure, Plus,
Protect and Restore Benefits. HDFC ERGO General Insurance Company Limited. IRDAI Reg. No.146 CIN: U66030MH2007PLC177117. Registered &
Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. For more details on the
risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale. UIN: my: Optima Secure -
HDFHLIP25041V062425. my:Health Hospital Cash Benefit (Add-on) - HDFHLIA21271V022021. my: health Critical Illness - HDFHLIA22141V032122.
Individual Personal Accident Rider -APOPAIP19004V011920. Optima Wellbeing (Add-on) - HDFHLIA24099V012324. ABCD Chronic Care -
HDFHLIA25044V012425. Limitless - HDFHLIA25045V012425. Parenthood - HDFHLIA25046V012425. Unlimited Restore (Add On) -
HDFHLIA22188V012122. UID: 17068

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